Equity presentation and products

1. EQUITY

2. Your contacts within Equity Yves GARAGNON Chief Executive Officer Christopher DEREUX Sales Manager Equity Confidential and Proprietary

3. Agenda EQUITY, company profile & references, positioning Visual Prism – Demo General presentation Demonstration Implementation Technology Conclusion - Q&A Equity Confidential and Proprietary

4. EQUITY in brief Founded in 1995 Software editor Specialized in holding & subsidiary management solutions / Credit Management for Structured Finance 40 employees Technological partnership: Head office in Paris - La Défense (France) Equity Confidential and Proprietary

5. Our customers

6. Our ecosystem – 5 pillars Front & Middle Office, Risk, Audit IR Department IT Department, CISO, Senior management General Counsel, CLO, CFO, Board of Directors Holding & subsidiaries Investor Relations Authorization & Sign Mgt Corporate & Structured Finance SLA & Compliance To ensure the best possible relationships with institutional investors. To enable centralized management of bank account details, authorization delegations and associated signatures. To provide executive officers, heads of legal, accounting and finance departments with centralized data for greater visibility of their group structure. To bring visibility to portfolios and facilitate day to day operations. To monitor and consolidate IT compliance and risks

7. Customer’s point of view

8. Context The regulatory and economic environments put increased pressure To find quickly reliable data To deliver added value and particularly in the Risks evaluation To create new ways of thinking & analysis axes (profitability, forecasting…) Waste of time in Credits Management Repetitive tasks, no-automated and therefore “time-eater” tasks Data burst between different computer systems, sometimes with redundancies and lacking of reliability Existing solutions but not adapted Excel or Access provides a fair and flexible solution on a deal-by-deal approach nevertheless, it is not suited for portfolio management across various business units and geographical locations Central software with too much rigidity or out of time, with no integration of Structured Finance requirements Equity Confidential and Proprietary

9. Visual Prism, Credit monitoring optimization Customizable reports automated edition Profitability, statistics, geographical or technological division… A dedicated application for your wholly Structured Finance Dpt Each branch has its own management module Detailed information as regards assets, projects, sponsors… To refine Risks/profitability assessment Includes guarantees and structures in the Risks assessment Management control tool to calculate profits Alerts mechanism for renewals and overtaking… Simulation Folders versioning and recording Equity Confidential and Proprietary

10. VISUAL PRISMGeneral Presentation

11. Visual Prism, functional definition What? Who? How? Project/Asset Third Parties Risk Instruments Proposal Project Financial Institutions Risk Actors Credits /Assets /Covenant, Guarantee Alerts Reporting Management Evaluation Equity Confidential and Proprietary

12. Integration in your IT system To guarantee your data confidentiality Installation in your own servers To integrate in your system To eliminate system redundancies To bring reliable and accessible information into one location, one system To take advantage of your existing data (Legacy data) To focus on ETL Dedicated interfaces or API mechanical To conserve personalized methods Confidential specific calculations (Ex : RoE, RARoC) Tools integration Equity Confidential and Proprietary

13. Services Data ETL ETL assistance, recovering data Plug & Play EQUITY Documents migration Training For administrator and user(s) Functional and Technical Support Online help / Hotline Collaborative website Service Software update Equity Confidential and Proprietary

14. Visual Prism, Integration diagram

15. Visual Prism, user interface

16. VISUAL PRISMIllustration

17. VISUAL PRISMImplementation

18. Visual Prism Migration accompanying Technical data conversion Repositories and recording cleaning-up Integration within existing IT system Link with actual repositories Link with different IT systems Automation Reporting customization Equity Confidential and Proprietary

20. Field destination

22. Specific controlsMigration roadmap Equity Confidential and Proprietary

23. Tools (2) Equity Confidential and Proprietary

25. VISUAL PRISMTechnical architecture

26. Visual Prism, technologies Web application Accessible via Intranet or Internet Easy deployment, only one browser (Internet Explorer) on PC Proven technologies Java / J2EE technology Application server : Websphere , DB: Oracle … Integration in your IT system Visual Prism imports existing repositories data (rates currencies) Visual Prism can export data Installation ASP mode (with the participation of an hosting actor) Directly on your servers Equity Confidential and Proprietary

27. Visual Prism, actual architecture

28. Technical details Multi tiers architecture Presentation layer (aspx + users controls => HTML exit / interface personalization, style sheet) Technical layer (only one link between the interface and data access layer) Data access layer (SQL) Other layers: Data factory + DAAB ( data generators); Exceptions management (logs, messages…) Compatibility multi SGBDR Market standard tools (Oracle, SQL SERVER, DB2…) Use of SQL ANSI Standards Navigation graphic management Use of metadata model Components specialization Style sheets utilization XML for import/export data Equity Confidential and Proprietary

30. Ram 1 Go.

31. HDD 100 Mo for the application, 4 Go for database.

32. OS customer choice.

34. Processor Bi Intel Xeon 3.0 GHz

35. Ram 1 Go

36. HDD 100 Mo for the SW

37. OS Windows 2003 Server

38. Web server IIS 6.0

39. Application sevrer Framework .net 1.1

40. Client Navigator 6th generation (IE 6, …)Equity Confidential and Proprietary