This document proposes implementing the COMPASS Portfolio Management System software solution for asset management companies. It provides an overview of the system's modules and functionality for integrated portfolio management, risk management, accounting, and reporting. Key features highlighted include support for conventional and Islamic financial instruments, a central data repository, and compliance with accounting standard IAS 39. Local implementation and long-term maintenance services are emphasized as benefits of the COMPASS solution.

1. Proposal to undertake the Implementation Product is designed for Asset Management Companies, Mutual Funds/Unit Trusts Firms, Insurance Companies, Stockbrokers, Pension Funds & Private Banking COMPASS Portfolio Management System

2. Agenda Corporate Profile System Architecture COMPASS Overview Our Value Proposition

3. Company Profile Established in 1999 by a Group of IT Professionals, Industry Practitioners and Consultants Biggest Software Development House for the Investment Management Market in Malaysia (40 staff) Software Solutions for Treasury, Investment Management, Unit Trust, Loans Management, Risk Management, Derivatives and Business Intelligence MSC-Status Company and MESDAQ Bound Deloitte Tech Fast 500 Asia Pacific for Year 2005 & Year 2006 (Fastest Growing Technology Company in Asia-Pacific) TriAset Business Solutions Sdn Bhd

4. Company Profile Business Operations in Malaysia, Thailand, Indonesia & Vietnam Business Partners and Software Distributorships with Local IT Companies and representation in Kuwait (ITS for Middle East market), the Philippines (Plato Philippines), South Africa (IFCA MBS for Africa market) Vietnam (Finasys for Indochina market) SMIDEC & Deloitte’s Enterprise 50 Award (Top 50 SMI’s) TriAset Business Solutions Sdn Bhd

5. Company Profile Financial Software Products and Solutions An Integrated Solution For Investment Management Fund Management System - COMPASS Portfolio Management System - COMPASS Equitix System Loans Management System - COMPASS Loans Management System Treasury System - COMPASS Treasury System - COMPASS Islamic Treasury System Corporate Treasury System - COMPASS Corporate Treasury System

6. Company Profile Our Service Offering include : IT Planning Services Software Implementation Services Project Management Services System Integration Services Turnkey Application Development Services Business Intelligence and Data Warehouse Establishment Technical Support & Maintenance

7. Company Profile Experience in Financial Institutions and Corporations Serviced over 30 financial institutions in Malaysia, Singapore, Brunei and Hong Kong - Clients in the Banks, Merchant Banks, Insurance, Asset Management, Unit Trust, Stockbroking and Large Corporations 15 years Software engineering of investment banking applications - treasury, private banking, corporate assets liability management, mutual funds, funds portfolio management, investment link, retail agency (IUTA) Business Intelligence and Performance Indicator Development - Executive Information Systems (EIS) Proven Software Implementation Methodology ensures successful implementation – used to implement in over 30 sites

8. Customers who benefited from implementing COMPASS

9. Company Profile - Clients Clients List Amanah Saham Mara Berhad Alliance Investment Management Sdn Bhd Pertubuhan Keselamatan Sosial (PERKESO) CMS-Dredsner Asset Management Sdn Bhd Inter-Pacific Asset Management S/B Amanah Saham Sarawak Berhad Amara Investment Management Sdn Bhd Permodalan BSN Bhd ASSET MANAGEMENT COMPANIES INSURANCE COMPANIES Malaysia National Insurance Berhad (MNI)/Takaful National Mayban Fortis Holdings Bhd/Takaful Maybank Manulife Insurance (Malaysia) Bhd (formerly John Hancock) Kurnia Insurans (Malaysia) Bhd

10. Company Profile - Clients Clients List Commercial Bank International, Dubai AL MASRAF Bank, Abu Dhabi Kuveyt Turk Bank, Turkey Bank Islam Brunei Darussalam (BIBD) Tabung Amanah Islam Brunei (TAIB) Bank Simpanan Nasional (BSN) Bank Pertanian Malaysia (BPM) Bank Kerjasama Rakyat Malaysia Bhd (Bank Rakyat) AmMerchant Bank Berhad (Private Banking) ECM Libra Capital Bhd FINANCIAL INSTITUTIONS/BANKS CORPORATIONS UEM Group of Companies Sunway Group of Companies YTL Corporation Berhad

11. Agenda Corporate Profile System Architecture COMPASS Overview Our Value Proposition

12. Proposed Network Architecture

13. Recommended Hardware Requirements – Server APPLICATION SERVER Application Software COMPASS Portfolio Management System Hyperion BRIO Intelligence Other Software MINIMUM PRINTING REQUIREMENTS Laser Printer (Dot Matrix not supported), with sufficient monthly duty cycle capacity based on current printing output Printer Type Redundant Power Supply Unit, Uninterruptible Power Supply (UPS) Redundancy Keyboard, Mouse, Monitor Peripherals Microsoft SQL Server 2005 Std Edition System Database Microsoft Windows Server 2003 Standard Edition SP1 Operating System SERVER SOFTWARE REQUIREMENTS VERITAS Backup Exec 9.x Online Backup (with File open and SQL Agent) Backup Solution Yes, 100Mbps Ethernet Network Interface Card 3½ inch Floppy Drive, Optical Drive (CD-ROM) Removable Storage 3 * 73GB Ultra320 SCSI (10,000RPM) RAID 5 Hard Drives Hard Disk Storage 2 GB (2*1,024) DDR-2, 400 Mhz ECC 1R Memory Intel Xeon 3.0 Ghz/1MB Cache, EMT64, 800 MhzFSB CPU RECOMMENDED SERVER SPECIFICATIONS Up to 300 Trades per Day/Up to 50 Users Maximum Estimated Capacity APPLICATION SERVER – PRODUCTION (TOTAL = 1 UNIT) SERVER TYPE

14. Recommended Hardware Requirements – Server TESTING & DEVELOPMENT SERVER MINIMUM PRINTING REQUIREMENTS Laser Printer (Dot Matrix not supported), with sufficient monthly duty cycle capacity based on current printing output Printer Type Application Software COMPASS Portfolio Management System Hyperion BRIO Intelligence Optional : Backup Software Other Software Optional : Redundant Power Supply Unit, Uninterruptible Power Supply (UPS) Redundancy Keyboard, Mouse, Monitor Peripherals Microsoft SQL Server 2005 System Database Microsoft Windows Server 2003 Standard Edition SP1 Operating System SERVER SOFTWARE REQUIREMENTS 20/40GB TR-40 Internal Tape Backup Drive/5*20/40GB Tape Media/56K Modem (fro Remote Support) Backup Solution Yes, 100Mbps Ethernet Network Interface Card 3½ inch Floppy Drive, Optical Drive (CD-ROM) Removable Storage 2 * 73GB Ultra320 SCSI (10,000RPM) RAID 1 Hard Drives Hard Disk Storage 1GB Memory (1*1,024) DDR-2 400Mhz ECC 1R Memory Single Intel Xeon 3.0 Ghz, 1MB Cache, EMT64, 800FSB CPU RECOMMENDED SERVER SPECIFICATIONS n/a Estimated Capacity TESTING & DEVELOPMENT SERVER (TOTAL = 1 UNITS) - OPTIONAL SERVER TYPE

15. Recommended Hardware Requirements – Client PC 17” CRT Monitor (SVGA 1024*768 resolution) recommended Monitor Keyboard, Mouse, Printer (alternative is to print to network) Peripherals Application Software COMPASS Portfolio Management System Hyperion BRIO Intelligence Other Software Microsoft Windows 2000/ XP Professional Operating System SOFTWARE REQUIREMENTS - Recommended Yes, 100Mbps Ethernet Network Interface Card 3½ inch Floppy Drive, Optical Drive (48x IDE CD-ROM Drive) Removable Storage 5GB of free hard disk space Hard Disk Storage 512MB DDR-400 RAM Memory Intel Pentium 4 Processor or equivalent CPU RECOMMENDED PC SPECIFICATIONS COMPASS Portfolio Management, BRIO Intelligence APPLICATION SOFTWARE

16. Agenda Corporate Profile System Architecture COMPASS Overview Our Value Proposition

17. Functionalities of Modules COMPASS Overview COMPASS Portfolio Management System The feed works via standard interfaces with products and markets information providers - eg REUTERS, RENTAS/ROMS etc. The Feed Connector accepts data coming from APIs, files, office software tools and database trigger processes. Integrated flow of trades from Front- to Back- Office with exceptions management, and maintaining the data integrity Development of interface with Client’s existing corporate systems. The integration is done using file and communication interchanges for local processing COMPASS allows a centralized management of operation in the Group: Multi-entity Multi-trading area Multi-management Multi region / country Allows the complete operations cycle: Cross Product functions: Structured products, Collateral, etc. Integrated management of Client trades. Global Coverage Integration Open to External Feeds

18. Our Proposal - COMPASS Software Solution COMPASS Base Module Configuration Management Portfolio Accounting Limits & Compliance Loans/Money Market Module Money Market Pooling Coupon Securities Module Discounted Securities Module Database - Microsoft SQL Server 2005 RDBMS Data Analysis and Data Mining Tools - Hyperion BRIO-Query Business Intelligence Software Tools Equity Module Foreign Exchange Module Portfolio Modelling (using Equitix Module) Risk Statistics Performance Attribution Value at Risks Calculations Business Intelligence – Portfolio Data Mart Portfolio Executive Information System (EIS) The COMPASS Solution for an Integrated Portfolio Management System Operations:

19. COMPASS Portfolio Management System – COMPASS Integrates Finance & Fund Management Overview of COMPASS Portfolio Management System Market Risk Management: Mark-to-market valuation Risk analysis/simulation Value at Risk (VaR), etc. Portfolio Management: Managing financial deal and positions Flexible reporting Data-feed interface Portfolio Accounting: Transfer to Financial Accounting Liquidity status Loans Derivatives Securities Money Market Forex Excel Power Point Word D C 100 Financial Accounting Download USD EUR Market Data Business Intelligence Portfolio Accounting Klibor Bank Data D C 100 Deal Inputs Regulators / External Fund Managers

20. COMPASS Portfolio Management System – Principles of the Process Model with COMPASS Standardised application architecture Integrated functionalities For Straight Through Processing (STP) – FO, MO, BO Integration Single point of entry for every product / trade Centralised control of Risk On-Line across whole process: prices, positions, P & L and risks and settlement Centralised information in a global data repository Capacity for multi- product/trading room integration in order to facilitate the benefits given by the existence of a centralised data store. Front Office Systems COMPASS Platform Audit & Control FO Users BO Users FO MO BO Legacy MO FO FO FO

21. COMPASS Portfolio Management System – Principles of the Process Model with COMPASS COMPASS Portfolio Management System Based on Events Scalable, to allow new products or trade types to enter Independent, flexible and centralised administration functions Possibility of cross functions : netting, link structures Focus On Operational Risks and Limits Compliance Monitoring : P & L Market Risk, Earning at Risk and VaR Client and Central Bank Reporting Statistics Operations control Services Ability to generate data by trading area and consolidation Manual Capture Repository Electronic Markets Auto capture Autoservice Web Event Management OUTPUTS Exceptions Treatment Function 1 Function 2 Function 3 Function n Feed Connector Common product functions Functions linked to the product

22. COMPASS Portfolio Management System – Principles of the Process Model with COMPASS COMPASS Data Repository Centralised, single communal global database for all administration processes: Static Data Trade and cash flow data Pre-processed data (specialised calculations) Flexibility in incorporating new application data via standardised connections Data mining and extraction facility Ability to manage the quality and consistency of the information distributed at different levels (FO/MO/BO), applications and trading areas Guarantee the integrity of trade and static data Accessibility to historical data HQ Trading Room International Trading Rooms COMPASS Repository Feed Interfaces Management Interfaces COMPASS Portfolio Communications SWIFT FAX WEB email Rentas OTHERS Risk Legacy Interfaces Manage-ment Reporting ENTITIES ORGANISATIONS CLIENTS REGULATORS COUNTER- PARTIES Front Offices Back Office Other pack-ages Bloom-berg Other Tx Systems Office based tools

23. COMPASS Portfolio Management System – COMPASS Consolidates Risk Management Information Enterprise-wide Liquidity & Risk Management COMPASS allow treasury access to a single point of consolidated information for Asset And Liability Management and performance benchmarking Provides a complete and meaningful financial information that intertwined amongst the Bank - Clients, financial products, risk and performance

24. COMPASS Portfolio Management System – COMPASS Consolidates Risk Management Information Performance Benchmarking Key emphasis on addressing information consolidation using COMPASS Data Warehouse and COMPASS EIS Allows roll-up treasury information of hierarchy - information analysis by Dealer, Business Desks, Portfolio, Financial Instrument, etc Focused on Performance Benchmark and Risk Management Analysis Dealer MM Trading Investment Dealer Desk Management CEO Treasury F&A Operations Information Hierarchy And Consolidation

25. COMPASS Modules Covers Conventional & Islamic Instruments The software modules in COMPASS covers local and international financial products COMPASS Portfolio Management System Spot User defined costing methods - LIFO, FIFO & Average Comprehensive Corporate Events handling Contra Sales & Rebate handling Block Trade & Allocation Portfolio Rebalancing Interest Rates Options Interest Rates Swaps Interest Rates Futures FRA Loans/Money Market Coupon Securities User defined biz rules (e.g. Day Count Basis, Date convention, interest frequency) Interest & maturity cash flow schedules Floating Rate Renegotiation Price/Yield To Maturity Calculation Risk Statistics calculation Revaluation & accounting rules Fixed Income & Money Market Equity Foreign Exchange Forward Equities Options Equities Futures Currency Swap Currency Options Derivatives Bank Guarantee SBL Other Instruments Letter of Credit Discounted Securities Commodity

26. Financial Instruments Coverage - Conventional COMPASS Portfolio Management System Money Market Loans FOREX Derivatives Fixed-term Deposits Deposits On Notice Treasury Bills Commercial Papers Term Loan Syndicated Loan Revolving Credit Structured Loans FOREX Spot Forward Exchange FOREX Swaps Interest Rate Futures & Options Currency Futures & Options Equities Futures & Options Product Types Investment/Borrowing Instruments Hedging Instruments Securities Stocks Government Bonds Semi-Govt Bonds Private Debt Floating Rate Notes Credit Linked Notes Warrants

27. Financial Instruments Coverage - Islamic The Software Modules in COMPASS also addresses Islamic Treasury products COMPASS Portfolio Management System - Islamic Islamic Foreign Exchange Commercial Papers Sell and Buy-back Agreement Islamic Acceptance Bill General Investment Deposit Specific Investment Deposit Islamic Negotiable Instrument of Deposit Sanadat Mudharabah Cagamas Private Debt Securities (Sukuk) Mudharabah Murabahah Ujr’ Negotiable Islamic Certificate of Deposits Revolving Financing Private Debt Securities (Sukuk) Bai' Bithaman Ajil Government Investment Issue Qardhul Hassan

28. Agenda Corporate Profile System Architecture COMPASS Overview Our Value Proposition

29. Local Support Office – COMPASS’s R & D is located in Malaysia but the Implementation & Support Team is local . So all new Users requirements can be delivered quickly & cost-effectively. COMPASS will also be available on-site to provide excellent support & future maintenance. Being local, our service charges are probably a fraction of foreign Vendors Focus on Treasury & Investment Management – COMPASS is focus on Treasury & Investment Management Applications and will continue to deliver good Solutions, good Support & good Value to Treasury/Fund Management Clients Islamic Treasury Instruments – COMPASS has experience in implementing Islamic Treasury Solutions (eg Brunei & Middle East) & will be committed to be up-to-date on current & new Islamic Treasury Instruments IAS 39 (International Accounting Standard) - COMPASS is committed to deliver all future enhancements in compliance with IAS 39 which has recently being revised. This is to ensure that COMPASS Clients in the Investment Management industry would also be in compliance with IAS 39. Why COMPASS Portfolio Management System? COMPASS Value Proposition

30. Complete & Comprehensive Maintenance Services The Maintenance Agreement covers…. - Fax, Tel, e-Mail & On-Site Support - Upgrades (1 Major/1 Minor)& Updates - Statutory, Government, Bank Negara or all market-driven changes The Designers/Developers of COMPASS Portfolio System would be involved with the assignment – this will ensure you get the best advice & to ensure quality & future Version Control are properly catered for Integration & Interface to External Systems & Data-feeds COMPASS has experience in integration to 3 RD Party Accounting System such , SAP General Ledger & also Data-feeds to REUTERS/BLOOMBERG Why COMPASS Portfolio Management System? COMPASS Value Proposition

31. Data Warehouse & EIS/Reports Templates COMPASS Portfolio System comes with a built-in Data Warehouse and hundreds of EIS/Reports Templates which can be customised by the End Users. We will also provide Source Codes to the EIS Application , Meta Views to the COMPASS Portfolio Data Warehouse , including Coding Scripts for the EIS Application. This will facilitate generation of new Reports in future besides ensuring rapid implementation & lower maintenance costs in the long run COMPASS Portfolio System will never be “obsoleted” Our commitment is that COMPASS Portfolio will continue to be enhanced over the next 10 years and if at all due to platform or technology change, Customers under Maintenance will not have to pay for the costs of the new Version, only the services to perform the Upgrades Total Costs of Ownership (TCO) – We believe that COMPASS Portfolio System will deliver the lowest TCO - over 5 years - among all other Portfolio Vendors. We are willing to provide a “turnkey” Solution. Why COMPASS Portfolio Management System? COMPASS Value Proposition

32. Proposal to undertake the Implementation End of slideshow COMPASS Portfolio Management System

33. The products are exclusively distributed by Finasys in Vietnam. All copyright and intellectual property rights, without limitation, are retained by TriAset . More details , please contact Finasys sales team at [email_address] or landline (+84-4) 936-8623. http://www.finasys.vn Copyright