This document discusses contribution margin analysis, which analyzes the profitability of various parts of a business like customers, products, and sales areas. It provides an example of a company that used contribution margin analysis to categorize its customers into four groups - solid citizens, attractive demanders, players, and risky losers - and was able to improve profitability by focusing more on the solid citizens and less on the risky losers. The document recommends that all businesses use contribution margin analysis to help make better strategic and tactical decisions.
Focus op hoe het aanwezig talent op de arbeidsmarkt mobieler en flexibeler kan gemaakt worden (en dit aan de hand van het continu certificeren van competenties & testdata om deze vervolgens flexibel te kunnen delen via bv. Open Badges).
This document advertises accounting services from a firm located in the downtown area. They offer personal and business taxes, are certified public accountants available Monday to Friday from 9am to 5pm, and will handle all financial and accounting needs from personal to business, regardless of size or complexity. They aim to reduce stress and headaches associated with taxes and accounting.
This instructional unit uses technology to teach high school students about area over the course of a week. On day 1, students are introduced to area formulas through a powerpoint and video. Day 2 has students completing an online webquest to practice applying the formulas. For days 3-5, students work in pairs on another webquest where they design floor plans for a house, calculating the area of each room and perimeter. The goals are for students to understand area concepts and applications in real life while learning to use technology.
Shyam Krishna Tripathi is applying for a suitable post in the esteemed organization. He has over 15 years of experience in customer service and business development. Currently he works as a Senior PFD Officer handling logistics planning, distribution cost optimization, inventory management, and MIS reporting using SAP software. He is seeking a new opportunity where he can utilize his skills in communication, analysis, teamwork, and motivation.
The document appears to be a collection of random phrases, words, and short passages on various topics including humor, laughter, and communication. It discusses theories of what makes things funny, provides some examples of humor techniques, and includes a few short quotes but does not form a coherent overall message or theme.
This document discusses contribution margin analysis, which analyzes the profitability of various parts of a business like customers, products, and sales areas. It provides an example of a company that used contribution margin analysis to categorize its customers into four groups - solid citizens, attractive demanders, players, and risky losers - and was able to improve profitability by focusing more on the solid citizens and less on the risky losers. The document recommends that all businesses use contribution margin analysis to help make better strategic and tactical decisions.
Focus op hoe het aanwezig talent op de arbeidsmarkt mobieler en flexibeler kan gemaakt worden (en dit aan de hand van het continu certificeren van competenties & testdata om deze vervolgens flexibel te kunnen delen via bv. Open Badges).
This document advertises accounting services from a firm located in the downtown area. They offer personal and business taxes, are certified public accountants available Monday to Friday from 9am to 5pm, and will handle all financial and accounting needs from personal to business, regardless of size or complexity. They aim to reduce stress and headaches associated with taxes and accounting.
This instructional unit uses technology to teach high school students about area over the course of a week. On day 1, students are introduced to area formulas through a powerpoint and video. Day 2 has students completing an online webquest to practice applying the formulas. For days 3-5, students work in pairs on another webquest where they design floor plans for a house, calculating the area of each room and perimeter. The goals are for students to understand area concepts and applications in real life while learning to use technology.
Shyam Krishna Tripathi is applying for a suitable post in the esteemed organization. He has over 15 years of experience in customer service and business development. Currently he works as a Senior PFD Officer handling logistics planning, distribution cost optimization, inventory management, and MIS reporting using SAP software. He is seeking a new opportunity where he can utilize his skills in communication, analysis, teamwork, and motivation.
The document appears to be a collection of random phrases, words, and short passages on various topics including humor, laughter, and communication. It discusses theories of what makes things funny, provides some examples of humor techniques, and includes a few short quotes but does not form a coherent overall message or theme.
The document discusses trends in digital media usage and opportunities for brands. It notes that digital media reached mass adoption much faster than previous forms of media. Key points include the rise of multitasking behaviors, augmented reality, and using banners, email newsletters, social media like Facebook and Twitter, and influencers or bloggers to engage audiences. Measurement of viral sharing and conversion is important. An integrated approach across TV, online, and social media can help drive brand awareness and engagement. Privacy issues also need consideration regarding platforms like Facebook.
39808 sum orientation2011_sav_graduate_pptTreyReckling
The document provides information about various offices and services at SCAD, including the Office of Graduate Studies, Graduate Advising, Counseling and Student Support Services, SCAD Security, and Career and Alumni Success. It outlines the services, events, and contact information for each including advising, networking opportunities, counseling, safety resources, and career coaching.
Bespoke Joinery has been providing custom woodwork since 1923. Interior-iD Ltd is located at 48 Broadley Terrace in London and provides first class interior design installation services on schedule and without issues, as noted by Martin Kemp, Creative Director of Candy&Candy.
The document provides an analysis of solid state lighting technologies and recommendations for transitioning to LED lighting. It includes a review of LED basics, a competitive technology review of induction vs LED analyzing over 35 performance parameters, measurement data from LED product testing, and financial assumptions and projections for LED lighting systems including net present value, payback period, and internal rate of return. The analysis aims to provide an unbiased recommendation for the most ideal and economic LED solution for the application.
The change after the quake (MACROMILL REPORT)MACROMILL
The document summarizes survey results on changes in consumer behavior and interests before and after the 2011 Great East Japan Earthquake. It found that in the week following the earthquake, spending and travel decreased slightly in the Tohoku and Kanto regions most affected. Interest grew in stress relief but other interests returned to normal within two weeks as impacts were temporary with no major changes in purchasing intentions overall.
The document summarizes pre-colonial Philippine history from 500,000 BC to the arrival of Spanish colonizers in 1521 AD. Some key events include the inhabitation of Tabon Cave around 22,000 BC, the building of the Ifugao Rice Terraces around 1 BC, the introduction of an indigenous alphabet from Sanskrit sources in 1000 AD, and the arrival of Islam through Arab traders in 1200 AD. Philippine culture at this time was similar to Malayan cultures and included various forms of oral folk literature and written poetic works that reflected daily life.
The document lists several building projects in different locations across the United States along with their project type and completion year. It also includes a short comment about how a Best Buy store in Colma, CA utilized their roof for additional parking by using SMARTBEAM to support the increased loads while maintaining an open floor plan.
This document provides an overview of the Measure phase of the Six Sigma DMAIC process for process improvement. It discusses selecting Critical to Quality characteristics, defining performance standards and specification limits, establishing a data collection plan and validating measurement systems. Specific quality tools covered include Quality Function Deployment, process mapping, fishbone diagrams, Pareto analysis, Failure Mode and Effects Analysis (FMEA) and gauge R&R studies. FMEA involves identifying potential failures, assigning risk ratings, and developing actions to address high risk items. The goal of the Measure phase is to understand the current process performance and set a baseline for improvement efforts.
The document summarizes a newspaper article about a heroic teenager named John Janson who received an award for performing first aid on his neighbor Anne after she was stabbed. John was studying at home when he heard Anne screaming in her garden. He found her with severe knife wounds and dressed her injuries with tea towels, applying pressure to slow the bleeding until an ambulance arrived. John's quick thinking and first aid skills likely saved Anne's life. The article emphasizes that first aid knowledge can really make a difference in emergency situations.
Transforming Theater Fundraising with BiddingForGoodPerry Allison
This document provides information about how online auctions can help non-profit organizations with fundraising. It discusses how BiddingForGood has experience helping over 21,000 non-profits run fundraising auctions online. Their platform allows auctions to be run anytime and anywhere through mobile bidding. The document outlines best practices like inviting a wide community to participate, promoting through social media, and including unique experiences to attract bids. Case studies show how theaters and other non-profits have successfully used online auctions through BiddingForGood to raise funds.
Flow control manages the rate of data transmission between nodes to prevent overwhelm. It ensures a receiving node is not overwhelmed by a fast sender. Flow control prevents degradation from overload, avoids deadlock, and provides fair resource allocation. There are two main types: stop-and-wait which provides reliable transfer but is inefficient for long transmissions, and sliding window which controls packets between computers for reliable sequential delivery and performs better with limited buffers. Flow control occurs at different levels including between individual nodes, switches, and transport between users.
This document discusses Angie Arsenault's use of crowd funding to support her music career and creative projects as both an artist and entrepreneur. It provides an overview of crowd funding platforms and resources for creative projects in areas like music, filmmaking, and community/charity fundraising. It also shares a message of support from a fan of Angie's work who was glad to help make her dreams possible through crowd funding.
Instantly & Visually Explore Big Data with Powerful AnalyticsSAS Asia Pacific
Instantly & Visually Explore Big Data with Powerful Analytics
Vincent Cotte, Product Marketing Manager South East Asia Pacific SAS
Visual Analytics Event, Nov 28, 2012, Jakarta Indonesia
The document discusses gaining new insights into usage log data via explorative visualization. It presents a case study analyzing web usage logs from Semantic Web Dog Food and DBpedia datasets. The study evaluates the logs, relates resources to real-world events over time, and uses Kandinsky graphs to visualize relevance based on fan, depth, and weight of user paths within time windows. The analysis provides evidence that considering time is essential for understanding resource relevance from usage logs.
Building a $100k and flexible design careeradambcarney
This book is a step-by-step overview to how to build a 100k and flexible career in graphic design. It was written by a group of people who actually do it, and is loaded with practical information.
Leer in deze presentatie alles over het succesvol inzetten van webinars in je marketingmix:
- Hoe te starten en waar moet je aan denken?
- Hoe kun je vervolgens ook echt leads genereren met webinars?
The document discusses trends in digital media usage and opportunities for brands. It notes that digital media reached mass adoption much faster than previous forms of media. Key points include the rise of multitasking behaviors, augmented reality, and using banners, email newsletters, social media like Facebook and Twitter, and influencers or bloggers to engage audiences. Measurement of viral sharing and conversion is important. An integrated approach across TV, online, and social media can help drive brand awareness and engagement. Privacy issues also need consideration regarding platforms like Facebook.
39808 sum orientation2011_sav_graduate_pptTreyReckling
The document provides information about various offices and services at SCAD, including the Office of Graduate Studies, Graduate Advising, Counseling and Student Support Services, SCAD Security, and Career and Alumni Success. It outlines the services, events, and contact information for each including advising, networking opportunities, counseling, safety resources, and career coaching.
Bespoke Joinery has been providing custom woodwork since 1923. Interior-iD Ltd is located at 48 Broadley Terrace in London and provides first class interior design installation services on schedule and without issues, as noted by Martin Kemp, Creative Director of Candy&Candy.
The document provides an analysis of solid state lighting technologies and recommendations for transitioning to LED lighting. It includes a review of LED basics, a competitive technology review of induction vs LED analyzing over 35 performance parameters, measurement data from LED product testing, and financial assumptions and projections for LED lighting systems including net present value, payback period, and internal rate of return. The analysis aims to provide an unbiased recommendation for the most ideal and economic LED solution for the application.
The change after the quake (MACROMILL REPORT)MACROMILL
The document summarizes survey results on changes in consumer behavior and interests before and after the 2011 Great East Japan Earthquake. It found that in the week following the earthquake, spending and travel decreased slightly in the Tohoku and Kanto regions most affected. Interest grew in stress relief but other interests returned to normal within two weeks as impacts were temporary with no major changes in purchasing intentions overall.
The document summarizes pre-colonial Philippine history from 500,000 BC to the arrival of Spanish colonizers in 1521 AD. Some key events include the inhabitation of Tabon Cave around 22,000 BC, the building of the Ifugao Rice Terraces around 1 BC, the introduction of an indigenous alphabet from Sanskrit sources in 1000 AD, and the arrival of Islam through Arab traders in 1200 AD. Philippine culture at this time was similar to Malayan cultures and included various forms of oral folk literature and written poetic works that reflected daily life.
The document lists several building projects in different locations across the United States along with their project type and completion year. It also includes a short comment about how a Best Buy store in Colma, CA utilized their roof for additional parking by using SMARTBEAM to support the increased loads while maintaining an open floor plan.
This document provides an overview of the Measure phase of the Six Sigma DMAIC process for process improvement. It discusses selecting Critical to Quality characteristics, defining performance standards and specification limits, establishing a data collection plan and validating measurement systems. Specific quality tools covered include Quality Function Deployment, process mapping, fishbone diagrams, Pareto analysis, Failure Mode and Effects Analysis (FMEA) and gauge R&R studies. FMEA involves identifying potential failures, assigning risk ratings, and developing actions to address high risk items. The goal of the Measure phase is to understand the current process performance and set a baseline for improvement efforts.
The document summarizes a newspaper article about a heroic teenager named John Janson who received an award for performing first aid on his neighbor Anne after she was stabbed. John was studying at home when he heard Anne screaming in her garden. He found her with severe knife wounds and dressed her injuries with tea towels, applying pressure to slow the bleeding until an ambulance arrived. John's quick thinking and first aid skills likely saved Anne's life. The article emphasizes that first aid knowledge can really make a difference in emergency situations.
Transforming Theater Fundraising with BiddingForGoodPerry Allison
This document provides information about how online auctions can help non-profit organizations with fundraising. It discusses how BiddingForGood has experience helping over 21,000 non-profits run fundraising auctions online. Their platform allows auctions to be run anytime and anywhere through mobile bidding. The document outlines best practices like inviting a wide community to participate, promoting through social media, and including unique experiences to attract bids. Case studies show how theaters and other non-profits have successfully used online auctions through BiddingForGood to raise funds.
Flow control manages the rate of data transmission between nodes to prevent overwhelm. It ensures a receiving node is not overwhelmed by a fast sender. Flow control prevents degradation from overload, avoids deadlock, and provides fair resource allocation. There are two main types: stop-and-wait which provides reliable transfer but is inefficient for long transmissions, and sliding window which controls packets between computers for reliable sequential delivery and performs better with limited buffers. Flow control occurs at different levels including between individual nodes, switches, and transport between users.
This document discusses Angie Arsenault's use of crowd funding to support her music career and creative projects as both an artist and entrepreneur. It provides an overview of crowd funding platforms and resources for creative projects in areas like music, filmmaking, and community/charity fundraising. It also shares a message of support from a fan of Angie's work who was glad to help make her dreams possible through crowd funding.
Instantly & Visually Explore Big Data with Powerful AnalyticsSAS Asia Pacific
Instantly & Visually Explore Big Data with Powerful Analytics
Vincent Cotte, Product Marketing Manager South East Asia Pacific SAS
Visual Analytics Event, Nov 28, 2012, Jakarta Indonesia
The document discusses gaining new insights into usage log data via explorative visualization. It presents a case study analyzing web usage logs from Semantic Web Dog Food and DBpedia datasets. The study evaluates the logs, relates resources to real-world events over time, and uses Kandinsky graphs to visualize relevance based on fan, depth, and weight of user paths within time windows. The analysis provides evidence that considering time is essential for understanding resource relevance from usage logs.
Building a $100k and flexible design careeradambcarney
This book is a step-by-step overview to how to build a 100k and flexible career in graphic design. It was written by a group of people who actually do it, and is loaded with practical information.
Leer in deze presentatie alles over het succesvol inzetten van webinars in je marketingmix:
- Hoe te starten en waar moet je aan denken?
- Hoe kun je vervolgens ook echt leads genereren met webinars?
Presentatie die ik heb gegeven op 15 december 2011 in opdracht van de KvK. Thema betreft de eerste stappen op Internet voor ondernemers die nu nog offline zijn. Focus op omzet!!
Tijdens het congres HR in de Zorg op donderdag 15 december 2011 heeft Martijn Hemminga van Nr29 een presentatie verzorgt over strategische werving binnen de zorg. Op basis van het onderzoek Arbeidsmarktcommunicatie in de Zorg (Nr29, juli 2011) wordt de huidige stand van zaken getoond en worden er concrete tips gegeven hoe zorgwerkgevers tot een arbeidsmarktcommunicatiestrategie kunnen komen.
3. Behoefte aan online dienstverlening neemt toe
Recent onderzoek* in de financiële sector toont aan:
• Consument vertrouwt online content.
• Internetverzekeraars luisteren en spelen in op behoeften.
• Verlaag bedrijfskosten en focus op klantgerichte organisatie.
• Reisbureaus en muziekindustrie zijn weggevaagd door online dienstverlening.
• Banken hebben voorsprong. Googlization.
• Pensioenuitvoerders en verzekeraars laten kansen liggen op social media vlak.
* Social Media Onderzoek 2011 - ITDS Business Consultants
www.BeFrank.nl
3
4. Wat weet de deelnemer en wat wil de deelnemer*…
• Pensioen blijft ‘ver van mijn bed’
• Slechts 29% van de werknemers kijkt bewust naar het UPO
• Pensioenbranche communiceert niet duidelijk en niet deelnemer-gericht
• Voorkeur voor online of persoonlijk gesprek over pensioen
Communicatie wordt steeds belangrijker!
* Onderzoek Brunel 2011, uitgevoerd door Marketresponse
www.befrank.nl
4
5. Pensioencommunicatie
Huidige pensioencommunicatie:
- Niet duidelijk over kosten
- Niet transparant over beleggingen (realtime waarde, kosten, mate van risico)
- Geen keuzevrijheid en/of inzicht in gevolgen van keuzes
- Veel informeren, maar weinig communiceren
“wij zorgen goed voor uw pensioen”
Gevolgen:
- Lage interesse in pensioen, geen betrokkenheid
- Onaangename verrassingen
Een duidelijk pensioen?
www.BeFrank.nl
5
6. BeFrank > Een PPI
Een PPI:
- Unbundeling van voorheen geïntegreerde componenten
- Focus op vermogensopbouw
pensioenadministratie
vermogensbeheer PPI
verzekeren
vermogensbeheer PPI verzekeren
www.BeFrank.nl
6
7. BeFrank > De kracht van unbundeling
Het concept is ook erg sterk:
De unbundeling van de pensioen- en de beleggingsadministratie kent een aantal voordelen:
Vermindering complexiteit
• Dit verhoogt de kwaliteit en efficiency. Bovendien kunnen wij zo de kosten zeer
PPI
beheersbaar houden.
Eenvoudige online ontsluiting
• Maakt pensioenopbouw inzichtelijk en duidelijk.
• De werknemers hebben online én realtime inzicht in hun pensioen en beleggingen.
• Daarbij wordt d.m.v. de Pensioenplanner per werknemer de ontwikkeling van het verzekeren
pensioenkapitaal gedurende de opbouwfase doorgerekend. De werknemer kan ook de
effecten van wijzigingen als bijsparen, vervroegen/uitstellen, andere beleggingskeuzes
en zelf beleggen, laten doorrekenen.
www.BeFrank.nl
7
8. BeFrank > Een sterke invulling van partijen
PPI
=
-Kennis op gebied van Pensioen, Verzekeren en Risicomanagement
-Behoort tot de top van pensioenverzekeraars verzekeren
- State of the art beleggingsplatform
- Online technologie
-10 miljoen transacties per jaar via platform
www.BeFrank.nl
8
9. Product & Service - Uitgangspunten
Producten Service
- Modern product - Volledig online
- Anticiperen op toekomstige wetgeving - Klantgericht en persoonlijk
- Eenvoudig: simpel en begrijpelijk - Realtime inzicht in pensioen
- Transparant - Regie over eigen pensioengeld
- Beleggen: lifecycle en flexibel - Selfservice: administratief gemak
- Veilig en betrouwbaar - Toegankelijk
Een duidelijk pensioen!
www.BeFrank.nl
9
10. Onderscheidende deelnemerscommunicatie
Communiceren doen we online via onze portalen, zo geven we werknemers inzicht in:
Pensioenregeling
Alle pensioendocumentatie en –correspondentie.
Voorbeeld: de startbrief is een belangrijk document.
Onze startbrief is 2½ A4 en volledig geschreven in een begrijpelijke taal (B1).
Belangrijk dat de werknemer het niet alleen leest, maar het ook snapt.
Beleggingen
Ontwikkeling beleggingen én mate van risico
www.BeFrank.nl
10
11. Onderscheidende deelnemerscommunicatie
Communiceren doen we online via onze portalen, zo geven we werknemers inzicht in:
Pensioenregeling
Beleggingen
– Realtime beleggingen
– Waarde van beleggingen
– Beleggingsfondsen (en beleid)
– Beleggingskosten
Eindelijk communicatie over beleggen. Volledig transparant.
Ontwikkeling beleggingen én mate van risico
www.BeFrank.nl
11
12. Onderscheidende deelnemerscommunicatie
Communiceren doen we online via onze portalen, zo geven we werknemers inzicht in:
Pensioenregeling
Beleggingen
Ontwikkeling beleggingen én mate van risico
Huidige scenario What if…. scenario
Werknemers spelen met hun mogelijkheden, de funfactor neemt toe
Alle informatie om de juiste keuze te maken
www.BeFrank.nl
12
13. De klant aan het woord
Pensioenproduct zoals wij het bedacht hebben, wat vindt de klant?
- wij merken aan de reacties dat het werkt.
De klant hoeft niet naar ons, wij komen naar de klant.
Wij praten niet alleen, wij luisteren ook.
www.BeFrank.nl
13
14. De klant aan het woord
Via WeFrank, de online community van BeFrank.
- de klant aan het woord
- vragen
- klachten
- verbetersuggesties
-volledig transparant
- klanten zien elkaars vragen / klachten / etc.
- ‘liken’ & ‘disliken’
- stemmen op elkaars feedback
- wij luisteren en vragen om feedback
- suggesties en klachten nemen we mee als verbetervoorstel
- de klant krijgt terugkoppeling
De klant beoordeelt BeFrank. Feedback is eerlijk en transparant.
www.BeFrank.nl
14
15. BeFrank
BeFrank gebruikt haar kennis om pensioen weer duidelijk te maken.
Dit doen we onder andere met:
- een eenvoudig product,
- heldere communicatie en
- online dienstverlening.
Werknemers krijgen zo zelf de regie over hun eigen pensioen.
Doordat werknemers kunnen spelen met hun mogelijkheden, voegen we een funfactor toe
Pensioen zoals het zou moeten zijn.
www.BeFrank.nl
15