Banks' margins may slip by 2020 as wholesale markets deepen and corporates access them directly. Infrastructure lending will occupy a larger share of bank balance sheets. State-run banks see greater risk of margin squeeze than private or foreign banks. The RBI has moved to deregulate interest rates on savings accounts, allowing banks to set rates based on needs rather than the current 3.5% mandate. Amway India plans a second manufacturing facility in South India to supplement production by its current vendor, Sarvotham Care. Marico is looking to acquire more brands in Asia and Africa as part of its expansion plans. BSNL is ready for mobile number portability by October 31 and will lay optic fibre cables connecting Agart