The document discusses options for students to lower the cost of education, as traditional college fees have become difficult to afford for many due to economic hardship. It notes that online programs tend to be significantly cheaper, around 50% less, than traditional universities due to lower operational expenses for online institutions. Specifically, it highlights that the ABMS Open University offers affordable online programs through scholarships and an early payment discount of 5% if full fees are paid within 15 days of acceptance.