Discuss two positives and two negatives regarding retirement plannin.pdf
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Discuss two positives and two negatives regarding retirement planning and deferred compensation. Please write 2-3 paragraphs Solution A 401(k) retirement plan is an employer-sponsored retirement savings program that enables employees to save for retirement by making pre-tax contributions, they are the most popular plans for series of advantages and security they provide. Investment in 401K allows individual to take loan against these and savings in income tax untill the time of distribution. However, investment options in these are limited and fees in managing the same is high Deferred compensation plan is idoly suitable for the highly compensated individuals who have maxed out their limit of investing in qualified retirement plans and still wants to manage their retirement savings through non qualified deferred compensation plan. These compensation plans are not covered under Employee Retirement Income Security Act (ERISA), which removes the limitation of amount that can be saved in it and also provides the flexibility to invest in options similar to 401(k) plans, such as mutual fund and stock options. However they are still considered as cautious route because they come with the limitations that unlike a 401(k), they dont provide the flexibility to withdraw funds at will. Investor have to choose the date and he cant withdraw funds prior to that even if it means liquidating them at loss on that particular date. Moreover, No ERISA Protections is provided in this..
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Business.com guide to 401k
This document provides an overview of 401k retirement plans, including what they are, why they were established, and how they work. It discusses the main types of 401k plans including traditional, Roth, safe harbor, and SIMPLE plans. It also outlines important factors to consider when choosing a 401k plan for a business, such as administrative costs, annual rates of return, available investment options, enrollment procedures, employee training, customer service, and investment advising capabilities.
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Discuss the tax consequences of qualified pension or profit sharing pl.docx
Discuss the tax consequences of qualified pension or profit sharing plan to the employee, the employer, and the trust. (source needed)
Solution
Qualified retirement plans give employers a tax break for the contributions that they make for their employees.
Qualified plans that allow employees to defer a portion of their salaries into the plan also reduce employees\' present income tax liability by reducing taxable income.
These planshelp employers to attract and retain good employees.
Qualified pans come in two types:defined benefit and defined contribution. Defined benefit plans give employees a guaranteed payout, and place the risk on the employer to save and invest appropriately to meet plan liabilities.
Under defined contribution plans, the amount employees receive on retirement depends on how well they save and invest on their own during their working years A 401 ( k) plan is an example of a defined contribution plan.
Whether the plan makes use of a trust or is funded by employer purchased annuities, an employee is generally not taxed until the amounts are distributed or made available to him. To prohibit plan participants from using plans as a mechanism for passing wealth on to the next generation, rather than as a source of income during retirement, Internal Revenue Service regulations require plan participants to take required minimum distributions from qualified plans once they reach the required beginning date described in the regulations.
The trust must be valid under State Law and a ll beneficiaries of the trust must be individuals, and the trust must be irrevocable by its terms upon the participant\'s death.
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What is the difference between a defined-benefit and a defined-contr.pdf
The lateral surface area of a cone of radius r and height h (the surface area excluding the base) is
A=pir . Find dr/dh for a cone with lateral surface area of A = 4500picm2. Evaluate this
derivative when r = 60 cm and h = 45 cm. dr/dh= cm3
Solution
4500=rsqrt(r2+h2) 2025*10^4=r^4+r^2 h^2 0= 4r^3 dr/dh +2rh^2dr/dh+2r^2h
dr/dh=-rh/2r^2+h^2 =-45*60/2*3600+2025 =-0.292.
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Business.com guide to 401k
This document provides an overview of 401k retirement plans, including what they are, why they were established, and how they work. It discusses the main types of 401k plans including traditional, Roth, safe harbor, and SIMPLE plans. It also outlines important factors to consider when choosing a 401k plan for a business, such as administrative costs, annual rates of return, available investment options, enrollment procedures, employee training, customer service, and investment advising capabilities.
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Discuss the tax consequences of qualified pension or profit sharing pl.docx
Discuss the tax consequences of qualified pension or profit sharing plan to the employee, the employer, and the trust. (source needed)
Solution
Qualified retirement plans give employers a tax break for the contributions that they make for their employees.
Qualified plans that allow employees to defer a portion of their salaries into the plan also reduce employees\' present income tax liability by reducing taxable income.
These planshelp employers to attract and retain good employees.
Qualified pans come in two types:defined benefit and defined contribution. Defined benefit plans give employees a guaranteed payout, and place the risk on the employer to save and invest appropriately to meet plan liabilities.
Under defined contribution plans, the amount employees receive on retirement depends on how well they save and invest on their own during their working years A 401 ( k) plan is an example of a defined contribution plan.
Whether the plan makes use of a trust or is funded by employer purchased annuities, an employee is generally not taxed until the amounts are distributed or made available to him. To prohibit plan participants from using plans as a mechanism for passing wealth on to the next generation, rather than as a source of income during retirement, Internal Revenue Service regulations require plan participants to take required minimum distributions from qualified plans once they reach the required beginning date described in the regulations.
The trust must be valid under State Law and a ll beneficiaries of the trust must be individuals, and the trust must be irrevocable by its terms upon the participant\'s death.
.
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The document discusses the advantages of safe harbor 401(k) plans, which eliminate nondiscrimination testing and allow highly compensated employees to defer up to annual limits regardless of lower-paid employee deferral rates. To qualify as a safe harbor plan, the employer must make either a 3% nonelective contribution or a 100% matching on the first 3% deferred plus 50% on the next 2% deferred for all eligible non-highly compensated employees. These plans have notice requirements but relieve top-heavy funding and testing obligations.
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The lateral surface area of a cone of radius r and height h (the surface area excluding the base) is
A=pir . Find dr/dh for a cone with lateral surface area of A = 4500picm2. Evaluate this
derivative when r = 60 cm and h = 45 cm. dr/dh= cm3
Solution
4500=rsqrt(r2+h2) 2025*10^4=r^4+r^2 h^2 0= 4r^3 dr/dh +2rh^2dr/dh+2r^2h
dr/dh=-rh/2r^2+h^2 =-45*60/2*3600+2025 =-0.292.
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This document summarizes the key aspects of non-qualified deferred compensation (NQDC) plans, which many employers create to provide additional retirement benefits to key executives. There are two main types of NQDC plans: defined contribution plans and defined benefit plans. Defined contribution plans tie an executive's benefit to contributions to an individual account, while defined benefit plans pay a specified retirement benefit. NQDC plans allow deferral of income tax but require compliance with IRS rules to avoid penalties. The document provides details on plan types, contributions, investments, taxation and other considerations for employers in selecting an appropriate NQDC plan.
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IntroductionComment by Exploring Series This is listed as a Head.docx
Introduction Comment by Exploring Series: This is listed as a Heading 2, but it should be Heading 1. Please change this heading to a Heading 1 style.
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Below are many advantages why you should start saving NOWnow:
· Tax on employee and employer contributions is deferred until distributed.
· Investment gains in the plan are not taxed until distributed.
· Retirement assets can be carried from one employer to another.
· Contributions can be made easily through payroll deduction.
· Saver’s Credit is available.
· Flexible plan options are available.
· Better financial security at retirement.
Future Retirement Savings Value - Assuming 6% annual return Comment by Exploring Series: You need to insert a caption for this table and the next table.
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5 years
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20 years
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$3,506
$14,614
$23,218
$200
$14,024
$58,456
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$35,059
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Source: http://www.irs.gov/Retirement-Plans/Plan-Participant,-Employee/Retirement-Topics-Benefits-of-Saving-Now
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Between 2000 and 2002, then again from 2008 to 2010, access measures.pdf
Between 2000 and 2002, then again from 2008 to 2010, access measures showed no
improvement and quality of care measures improved more slowly in racial groups and certain
ethnic populations, than the improvements for the total population.
Solution
Ans:
The health care quality chasm is better described as a gulf for certain segments of the population,
such as racial and ethnic minority groups, given the gap between actual care received and ideal
or best care quality. The landmark Institute of Medicine report Crossing the Quality Chasm: A
New Health System for the 21st Century challenges all health care organizations to pursue six
major aims of health care improvement: safety, timeliness, effectiveness, efficiency, equity, and
patient-centeredness. “Equity” aims to ensure that quality care is available to all and that the
quality of care provided does not differ by race, ethnicity, or other personal characteristics
unrelated to a patient\'s reason for seeking care. Baylor Health Care System is in the unique
position of being able to examine the current state of equity in a typical health care delivery
system and to lead the way in health equity research. Its organizational vision, “culture of
quality,” and involved leadership bode well for achieving equitable best care. However,
inequities in access, use, and outcomes of health care must be scrutinized; the moral, ethical, and
economic issues they raise and the critical injustice they create must be remedied if this goal is to
be achieved. Eliminating any observed inequities in health care must be synergistically
integrated with quality improvement. Quality performance indicators currently collected and
evaluated indicate that Baylor Health Care System often performs better than the national
average. However, there are significant variations in care by age, gender, race/ethnicity, and
socioeconomic status that indicate the many remaining challenges in achieving “best care” for
all.
Explanation: The U.S. health care system is designed to improve the physical and mental well-
being of all Americans by preventing, diagnosing, and treating illness and by supporting optimal
function. Across the lifespan, health care helps people stay healthy, recover from illness, live
with chronic disease or disability, and cope with death and dying. Quality health care delivers
these services in ways that are safe, timely, patient centered, efficient, and equitable.
Unfortunately, Americans too often do not receive care they need, or they receive care that
causes harm. Care can be delivered too late or without full consideration of a patient\'s
preferences and values. Many times, our system of health care distributes services inefficiently
and unevenly across populations. Some Americans receive worse care than others. These
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determinants, provider biases, poor provider-patient communication, and poor health literacy.
Each.
Below is a diagram of the coding strand of DNA showing a gene please .pdf
Below is a diagram of the coding strand of DNA showing a gene please use this image for
questions 3 and 4). The arrow represents the transcription start site. Which region contains the
3\' Untranslated Region (UTR)? A B C D E
Solution
Answer: D
Reason:
When transcription occurs, the m RNA formed is longer than the actual RNA code for protein . It
has few bases at 5’ and 3’ end to protect its degradation in cell environment. While translation,
which started at middle of exon 1 and stopped at the middle of exon 3, Exon 1 has few portion
(C), and exon 3 has few portion (D), which is not undergoing translation. These regions are
known as translated regions at 5’ (C) and 3’ (D) end respectively. DNA has 5’ (in diagram) and
3’ (opposite end, not shown in diagram)..
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2010 Hrm Stimulus Retire Savings Plans
1. HRM should hold investment managers accountable by evaluating their performance and investment strategy annually. This ensures the retirement plan is managed properly and in the best interests of employees.
2. Encouraging maximum employee participation in retirement plans is important. HRM should communicate the long-term benefits of contributing, even during economic downturns, to minimize losses.
3. Providing financial education to employees, without giving individualized advice, allows them to make informed investment decisions for their retirement accounts. This is a valuable employee benefit that supports long-term savings goals.
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This document provides an overview of retirement planning issues and types of retirement plans. It discusses challenges in retirement planning such as higher health costs, longevity, balancing risk and return, and enjoying retirement. It then describes several types of individual retirement plans (IRAs, Roth IRAs, 401(k)s, 403(b)s, 457 plans, SIMPLE IRAs, SEP IRAs) and employer-sponsored plans (profit sharing, stock bonus, money purchase, combination, savings, and ESOP). The document provides details on contribution limits, eligibility, taxation, and withdrawals for each type of retirement plan.
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IntroductionComment by Exploring Series This is listed as a Head.docx
Introduction Comment by Exploring Series: This is listed as a Heading 2, but it should be Heading 1. Please change this heading to a Heading 1 style.
It is never too early to save for your retirement. For a start, you can estimate the amount that you need to have before you can retire comfortably using financial calculators found on sites such as CNN Money, Kiplinger, Motley Fool, and TIAA-CREF financial services. The good part is, there are many different types of retirement plans that you can participate, individually or with your employers. To help you save for retirement, there are many government-regulated and government-approved retirement accounts that you can contribute a certain amount to annually. Why should you enroll in a retirement plan NOWnow? Did you know that your retirement can last for 30 years or more? A common rule to follow is that a retiree will need up to 80% of his/her annual income today to retire comfortably. Unfortunately, the average benefit amount paid monthly by the Social Security Administration is only $1,177.
Below are many advantages why you should start saving NOWnow:
· Tax on employee and employer contributions is deferred until distributed.
· Investment gains in the plan are not taxed until distributed.
· Retirement assets can be carried from one employer to another.
· Contributions can be made easily through payroll deduction.
· Saver’s Credit is available.
· Flexible plan options are available.
· Better financial security at retirement.
Future Retirement Savings Value - Assuming 6% annual return Comment by Exploring Series: You need to insert a caption for this table and the next table.
Monthly Savings
5 years
15 years
20 years
$50
$3,506
$14,614
$23,218
$200
$14,024
$58,456
$92,870
$500
$35,059
$146,136
$232,176
Source: http://www.irs.gov/Retirement-Plans/Plan-Participant,-Employee/Retirement-Topics-Benefits-of-Saving-Now
A contribution is defined as the amount that an employee and an employer can put into a retirement plan. There are, however, varying limits on how much we (including both employers and employees) can contribute to any of the retirement plan. Each plan has its own rules and criteria, and must specifically state that contributions or benefits cannot exceed certain limits. Employees can participate in contributions via salary reduction. Employers can match employees’ contributions or contribute outright a certain amount into the employees’ retirement account.
Traditional Individual Retirement Arrangements (IRAs) Comment by Exploring Series: Please change all headings formatted with Heading 3 to Heading 2 style.
There are two major kinds of IRAs – traditional and Roth. A traditional IRA is a way to save for retirement that gives you tax advantages. It allows you to make tax-deferred investments to provide financial security when you retire. Your traditional IRA contributions may be tax-deductible. The deduction may be limited if you or your spouse is covered by a retirement pla ...
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Diane Fanelli follows up her last article on rebalancing with a summary of reshuffling. Brian Wurpts discusses the basics of distributions, then presents some options for funding benefit distributions and the implications of benefit funding decisions on repurchase obligation.
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1) Automatic enrollment provisions under PPA, including qualified automatic contribution arrangements (QACAs) that require automatic deferrals that escalate over time.
2) Automatic contribution increases that adjust an employee's contribution rate annually to reach a threshold like 6% of pay.
3) Qualified default investment alternatives (QDIAs) that provide fiduciary relief if investments are made according to PPA guidelines.
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Nonqualified Deferred Compensation.
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SYNOPSIS: Non-qualified deferred compensation (“NQDC”)
plans are a promise by the sponsoring employer to pay part of
an executive’s compensation to the executive at a later date
(e.g., upon retirement or other termination of employment). In
Part 1 of this series (see WRM No. 17-41), we discussed the tax
and ERISA [Employee Retirement Income Security Act of 1974 —
inserted for clarity] rules fundamentals of the two main types of
NQDC plans: (1) defined contribution and (2) defined benefit.
Part 2 reviews a sponsoring employer’s funding options and
financial accounting considerations when implementing a NQDC
plan. Rabbi Trust: An Important Element of a Nonqualified Executive Benefit Plan du...
Rabbi Trust: An Important Element of a Nonqualified Executive Benefit Plan du...Fulcrum Partners LLC
The use of nonqualified executive benefit plans, particularly
deferred compensation plans, is a critically important component
of an executive’s total reward package. Nonqualified plans are
widely used across corporate America, and various surveys show a prevalence rate between 85 and 95 percent, depending on the survey. 401k Whitepaper
This document discusses the growing issue of 401(k) lawsuits against employers for fiduciary breaches and excessive fees. It notes that lawsuits were initially focused on large companies but are now targeting smaller plans as well. The document outlines fiduciary responsibilities and various types of fees associated with 401(k) plans to help plan sponsors avoid litigation and comply with Department of Labor regulations.
What To Do About The 401k
The document discusses issues with the 401(k) system and potential solutions. It notes that traditional pensions are disappearing, leaving 401(k) plans as the main retirement vehicle. However, 401(k)s have major flaws like high fees and participants' inability to invest well on their own. Congress is looking to improve 401(k) outcomes through new laws. The article argues for a fiduciary standard where registered investment advisors provide low-cost portfolio management for 401(k) participants.
Defined benefits presentation 1
This document discusses defined benefit pension plans. It provides definitions and explanations of key terms related to DB plans, including funded status, accumulated benefit obligation, projected benefit obligation, plan surplus, total future liability, retired lives, and active lives. It also discusses factors that influence a DB plan's investment objectives and strategies, such as tax concerns, legal/regulatory issues, time horizon, plan features, and workforce characteristics. The document then provides an example of the primary objective, funding objective, investment objective, and return objective of a specific DB pension plan in Kenya.
What to Think About Before a 403(b) Plan Termination
This document discusses matters to consider before terminating a Section 403(b) plan. It begins by providing context on Section 403(b) and 401(k) plans and why some organizations are moving from 403(b) plans to 401(k) plans. There are many factors to consider in this decision as there are advantages and disadvantages to each type of plan. The document then outlines the basic termination process for 403(b) plans according to IRS guidance, including plan amendments, adopting a resolution to terminate, notifying participants, and distributing assets. Key issues to discuss with vendors regarding contracts and certificates are also summarized. Other considerations like default distributions and filing final Form 5500s are briefly mentioned.
We Provide A Home For Your Old 401(k)s
The document discusses how retirement plans have shifted from traditional pensions provided by employers to individual retirement plans like 401(k)s that employees must manage themselves. It notes that many baby boomers have left jobs with scattered 401(k) accounts and that consolidating them into an IRA could be complicated with account fees and limited investment options. The document then introduces the Voya Select Advantage IRA, which aims to simplify retirement savings by providing a single account to consolidate various 401(k)s and IRAs with over 100 mutual fund choices and low fees.
AALU Washington Report: Death Benefit Only Plans - Fulcrum Partners LLC
Death Benefit Only plans can offer a simple and flexible option for providing benefits to attract or retain key employees. Learn more about who DBO plans benefit and how to implement them, as well as taxation benefits and concerns in this AALU Washington Report published by Fulcrum Partners LLC.
The Importance of an Educational Policy Statement for 401k Plans
This document discusses the importance of developing an education policy statement for 401(k) plans. It notes that the shift from defined benefit plans to defined contribution plans has increased the responsibility of employees to manage their retirement savings. An education policy statement can help plan sponsors meet their fiduciary duties to provide participants with sufficient education and tools. It should include objectives like describing investment options and performance, key investment concepts, asset allocation, and retirement goals. The policy statement also specifies how education will be delivered through meetings, media, and interactive tools.
Roth 401(K)
This document discusses Roth 401(k) plans, which allow employees to make after-tax contributions to their 401(k) plans. Key details include:
- Roth 401(k) contributions do not provide an up-front tax benefit but qualified distributions are entirely tax-free. Qualified distributions must occur after age 59.5 or disability and after a 5-year holding period.
- Contribution limits of $16,500 in 2010 apply to both pre-tax and Roth 401(k) contributions combined. Those over 50 can contribute an extra $5,500. Income limits do not apply unlike Roth IRAs.
- Employer matches are always pre-tax even if they match Roth 401
Kasina dol fiduciary_rule_2016 report
DST kasina - Positioning Asset Managers to Capitalize on the Opportunities Created by the DOL Fiduciary Rule
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To Fund or Not to Fund: Non-Qualified Deferred Compensation Plans – Funding O...
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What to Think About Before a 403(b) Plan Termination
What to Think About Before a 403(b) Plan Termination
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AALU Washington Report: Death Benefit Only Plans - Fulcrum Partners LLC
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The Importance of an Educational Policy Statement for 401k Plans
More from RBMADU
Between 2000 and 2002, then again from 2008 to 2010, access measures.pdf
Between 2000 and 2002, then again from 2008 to 2010, access measures showed no
improvement and quality of care measures improved more slowly in racial groups and certain
ethnic populations, than the improvements for the total population.
Solution
Ans:
The health care quality chasm is better described as a gulf for certain segments of the population,
such as racial and ethnic minority groups, given the gap between actual care received and ideal
or best care quality. The landmark Institute of Medicine report Crossing the Quality Chasm: A
New Health System for the 21st Century challenges all health care organizations to pursue six
major aims of health care improvement: safety, timeliness, effectiveness, efficiency, equity, and
patient-centeredness. “Equity” aims to ensure that quality care is available to all and that the
quality of care provided does not differ by race, ethnicity, or other personal characteristics
unrelated to a patient\'s reason for seeking care. Baylor Health Care System is in the unique
position of being able to examine the current state of equity in a typical health care delivery
system and to lead the way in health equity research. Its organizational vision, “culture of
quality,” and involved leadership bode well for achieving equitable best care. However,
inequities in access, use, and outcomes of health care must be scrutinized; the moral, ethical, and
economic issues they raise and the critical injustice they create must be remedied if this goal is to
be achieved. Eliminating any observed inequities in health care must be synergistically
integrated with quality improvement. Quality performance indicators currently collected and
evaluated indicate that Baylor Health Care System often performs better than the national
average. However, there are significant variations in care by age, gender, race/ethnicity, and
socioeconomic status that indicate the many remaining challenges in achieving “best care” for
all.
Explanation: The U.S. health care system is designed to improve the physical and mental well-
being of all Americans by preventing, diagnosing, and treating illness and by supporting optimal
function. Across the lifespan, health care helps people stay healthy, recover from illness, live
with chronic disease or disability, and cope with death and dying. Quality health care delivers
these services in ways that are safe, timely, patient centered, efficient, and equitable.
Unfortunately, Americans too often do not receive care they need, or they receive care that
causes harm. Care can be delivered too late or without full consideration of a patient\'s
preferences and values. Many times, our system of health care distributes services inefficiently
and unevenly across populations. Some Americans receive worse care than others. These
disparities may occur for a variety of reasons, including differences in access to care, social
determinants, provider biases, poor provider-patient communication, and poor health literacy.
Each.
Below is a diagram of the coding strand of DNA showing a gene please .pdf
Below is a diagram of the coding strand of DNA showing a gene please use this image for
questions 3 and 4). The arrow represents the transcription start site. Which region contains the
3\' Untranslated Region (UTR)? A B C D E
Solution
Answer: D
Reason:
When transcription occurs, the m RNA formed is longer than the actual RNA code for protein . It
has few bases at 5’ and 3’ end to protect its degradation in cell environment. While translation,
which started at middle of exon 1 and stopped at the middle of exon 3, Exon 1 has few portion
(C), and exon 3 has few portion (D), which is not undergoing translation. These regions are
known as translated regions at 5’ (C) and 3’ (D) end respectively. DNA has 5’ (in diagram) and
3’ (opposite end, not shown in diagram)..
A patient has a tidal volume of 0.50 L, a frequency of breathing or r.pdf
A patient has a tidal volume of 0.50 L, a frequency of breathing or respiratory rate of 19.0
breaths/min, and an anatomical dead space volume of 0.20 L. Calculate the alveolar ventilation
rate.
Solution
The alveolar ventilation (VA) and the dead space ventilation/volume (VD) together combine to
form pulmonary ventilation rate (V). So, V = VA + VD or VA = V - VD
The pulmonary ventilation rate is given by, V = VT x f
Where VT = Tidal volume and f = Respiratory Rate
Here we know, VT = 0.5 and f = 19. So, V = 0.5*19 = 9.5 L
We are given that VD = 0.2 L, So, VA = 9.5 - 0.2 = 9.3 L
Hence, VA i.e. Alveolar Ventilation rate is 9.3 L/min.
Write a program to recognizing Idenifier Or Constant in C language.pdf
Write a program to recognizing Idenifier Or Constant in C language
Below is sample input and output
/* Output:
enter string
sum 10
sum is Identifier
10 is Constant */
Solution
#include int main() { int number; // printf() dislpays the formatted output
printf(\"Enter an integer: \"); // scanf() reads the formatted input and stores them
scanf(\"%d\", &number); // printf() displays the formatted output printf(\"You entered:
%d\", number); return 0; }.
Why having a lipid rich cell wall make a bacteria harder to stain.pdf
Why having a lipid rich cell wall make a bacteria harder to stain?
Solution
In lipid rich cell walled bacteria the alcohol easily pass through the walls making loss of lipid
and increasing pores in the membrane thus making the cell wall more porous and the stain is
easily washed out distaining the cell. So it is difficult to retain the stain inside the lipid rich cell
walled bacteria while staining (Harder to stain)..
Which of the following statements about leasing is falseALease fina.pdf
Which of the following statements about leasing is false?ALease financing is a substitute for
debt financing.
Solution
Lease is defined as a contract between two parties for use of assets of one parties by paying rent
for using assets. the owner of assets is calls Lessor and the person who use assets is called
Lessee. In lease analysis residual value that is value of assets at end of lease contract must be
considered. In operating lease maintainance expense should be paid by lessee only. Lease is
considered as substitute for debt financing.
So, Incorrect statement about lease contract option (E)..
using the single linked list code written in the class or in the lab,.pdf
using the single linked list code written in the class or in the lab, write and test the follow
function: Merge() function that takes two lists, each of which is sorted in increasing order, and
merges the two together into one list which is in increasing order.
Solution
//The main class
class MergeList {
Node head; // head of list
static Node a, b;
//Node class
static class Node {
int element;
Node next;
// Constructor to create a new node
Node(int d) {
element = d;
next = null;
}
}
void printlist(Node node) {
while (node != null) {
System.out.print(node.element + \" \");
node = node.next;
}
}
Node sortMerge(Node node1, Node node2) {
// Here we will check whether both the list are null or not.
if (node1 == null && node2 == null) {
return null;
}
// sortResultant node
Node sortRes = null;
// Now we will compare and merge the elements of both the list.
while (node1 != null && node2 != null) {
// We will compare current element of both lists
if (node1.element >= node2.element) {
Node temp = node1.next;
node1.next = sortRes;
sortRes = node1;
node1 = temp;
} else {
Node temp = node2.next;
node2.next = sortRes;
sortRes = node2;
node2 = temp;
}
}
// If second list reached end, but first list has
// nodes. Add remaining nodes of first list at the
// front of sortResult list
while (node1 != null) {
Node temp = node1.next;
node1.next = sortRes;
sortRes = node1;
node1 = temp;
}
// If first list reached end, but second list has
// node. Add remaining nodes of first list at the
// front of sortResult list
while (node2 != null) {
Node temp = node2.next;
node2.next = sortRes;
sortRes = node2;
node2 = temp;
}
return sortRes;
}
public static void main(String[] args) {
MergeList list = new MergeList();
Node sortResult = null;
//Create two linked list
list.a = new Node(5);
list.a.next = new Node(10);
list.a.next.next = new Node(15);
list.b = new Node(2);
list.b.next = new Node(3);
list.b.next.next = new Node(20);
System.out.println(\"List a before merge :\");
list.printlist(a);
System.out.println(\"\");
System.out.println(\"List b before merge :\");
list.printlist(b);
// Cal the function to merge the list in increasing order.
sortResult = list.sortedmerge(a, b);
System.out.println(\"\");
System.out.println(\"Merged linked list : \");
list.printlist(sortResult);
}
}.
A database management system is also referred to as a database. True.pdf
A database management system is also referred to as a database. True False Which of the
following is true of a virtual private network (VPN)? It provides a secure connection for
information transmitted over the public Internet. It does not encrypt messages. It is limited to
organizational use. It can be used to store highly sensitive information of an organization in
local clients. Compute represent data using binary digits called _____. dots pixels tags bits
McCann Systems, a leading IT firm, develops a customized billing software to meet the needs of
its individual customers. In this case, the software developed by the firm is referred to as a (n)
_____. vertical-market application software horizontal-market application software open
source software application simulation software Phobias Inc. offers an online service that stores
notes made by customers on the cloud. When a customer enters notes on a device, it gets updated
in all the devices he/she owns. Which of the following cloud-based offering does Phobias Inc.
provide to its customers? Unified communications as a service (UCaaS) platforms as a service
(PaaS) software as a service (SaaS) infrastructure as a service (IaaS) The conversion of the
existing traditional databases in organizations to NoSQL database is _____. Highly efficient and
is being practiced by many organizations highly recommended because it is user friendly very
cost-effective but can be enormously disruptive unnecessary when relational database meet the
needs of organizations
Solution
21 b) False
Database contains different levels of abstraction:
1) External (How the users view the data)
2) Conceptual (Communication medium between internal and external levels)
3) Internal (How the data is physically stored)
DBMS is a software that manages databases and allows us to create, edit and delete database,
their tables and their data.
Examples: MySQL, Oracle, etc
22) a) It provides a secure connection for information transmitted over the public network.
c) Yes it is limited to organizational use.
23) d) bits
24) a) vertical application software
Vertical application is supports a specific business process and targets a smaller number of users
with specific need and job responsibilities within an organization.
25) IaaS
26) A and B.
An envolope contains three cards A black card that is black on both.pdf
An envolope contains three cards: A black card that is black on both sides, a white card that is
white on both sides and a mixed card that is black on one side and white on the other. You select
one card on random and note that the card facing up is black. What is the probability that the
other side is black?
Solution
P(first side is black) = (1/3)*(1) + (1/3)*(1/2) + (1/3)*(0)
P(first side is black) = 1/2 = 0.5
P(other side is black|first side is black) = P(both sides black)/P(first side is black)
= (1/3)*1/(0.5)
= 2/3 = 0.67.
There was a mass extinction of plants and animals at the end of the P.pdf
There was a mass extinction of plants and animals at the end of the Permian period 250 million
years ago. Which of the following would be a reasonable prediction for the fungal fossil record?
A. There should be a massive increase in saprophytic fossils during the extinction, and then a
massive decline shortly after the extinction was complete. B. There should be a massive increase
in mycorrhizal fossils during the extinction and few afterward. C. There should be a massive
decrease in all fungal fossils just prior to the time that plant and animal species started to decline,
and the number of these fossils should remain low throughout the extinction period. D. There
should be a slow increase in all fungal fossils during the time that plant and animal species
declined, with their numbers staying relatively high after ward since there was little competition
from other species.
Solution
correct answer:-(A)There should be a massive increase in saprophytic fossils during the
extiction,and then a massive decline shortly after the extiction was complete.
Because when the saprophytic plants died,they must have definitely become a large amount of
fossil.Moreover fungal fossils are very difficult to identify,only except some fungi.When the
extinction was complete it was shortly decline..
The size P of a certain insect population at time t (in days) obeys t.pdf
The size P of a certain insect population at time t (in days) obeys the function P(t) = 500 e^0 01t.
Determine the number of insects at t = 0 days. What is the growth rate of the insect population?
What is the population after 10 days? When will the insect population reach 700? When will the
insect population double? What is the number of insects at t = 0 days? Insects
Solution.
The fundamental theory of electromagnetic field is based on Maxwell.pdf
The fundamental theory of electromagnetic field is based on Maxwell\'s equations. These
equations govern the electromagnetic fields, E, D, H, and there relations to the source, f and p_v.
In a source-free region, list the Maxwell\'s equations for time-harmonic fields: Given the Phaser
from of the electric field E? For the above given electric field, is B varying with time? Why?
Solution
Maxwell’s equations simplify considerably in the case of harmonic time dependence. Through
the inverse Fourier transform, general solutions of Maxwell’s equation can be built as linear
combinations of single-frequency solutions:† E(r, t)= E(r, )ejt d2 (1) Thus, we assume that all
fields have a time dependence ejt: E(r, t)= E(r)ejt, H(r, t)= H(r)ejt where the phasor amplitudes
E(r), H(r) are complex-valued. Replacing time derivatives by t j, we may rewrite Eq. in the
form:
× E = jB
× H = J + jD
· D =
· B = 0
(Maxwell’s equations) (2) In this book, we will consider the solutions of Eqs. (.2) in three
different contexts: (a) uniform plane waves propagating in dielectrics, conductors, and
birefringent media, (b) guided waves propagating in hollow waveguides, transmission lines, and
optical fibers, and (c) propagating waves generated by antennas and apertures
Next, we review some conventions regarding phasors and time averages. A realvalued sinusoid
has the complex phasor representation: A(t)= |A| cos(t + ) A(t)= Aejt (3) where A = |A|ej. Thus,
we have A(t)= Re A(t) = Re Aejt . The time averages of the quantities A(t) and A(t) over one
period T = 2/ are zero. The time average of the product of two harmonic quantities A(t)= Re Aejt
and B(t)= Re Bejt with phasors A, B is given by A(t)B(t) = 1T T0 A(t)B(t) dt = 12 Re AB] (4) In
particular, the mean-square value is given by: A2(t) = 1T T0 A2(t) dt = 12 Re AA]= 12|A|2 (5)
Some interesting time averages in electromagnetic wave problems are the time averages of the
energy density, the Poynting vector (energy flux), and the ohmic power losses per unit volume.
Using the definition) and the result (.4), we have for these time averages:
w = 1 2 Re 12E · E + 12H · H (energy density) P = 1/ 2 Re E × H (Poynting vector) dPloss dV =
1/ 2 Re Jtot · E (ohmic losses) (6) where Jtot = J + jD is the total current in the right-hand side of
Amp`ere’s law and accounts for both conducting and dielectric losses. The time-averaged
version of Poynting’s theorem is discussed in Problem 1.5. The expression (1.9.6) for the energy
density w was derived under the assumption that both and were constants independent of
frequency. In a dispersive medium, , become functions of frequency. In frequency bands where
(), () are essentially real-valued, that is, where the medium is lossless,that the timeaveraged
energy density generalizes to: w = 1/ 2 Re 1/2 d() d E · E + 1/2 d() d H · H (lossless case) (.7)
The derivation of (.7) is as follows. Starting with Maxwell’s equations (1.1.1) and without
assuming any particular constitutive relations, we obtain:.
Part I – Antibiotics and the Human Microbiome Amelia and her family .pdf
Part I – Antibiotics and the Human Microbiome Amelia and her family had just returned from a
family vacation in Mexico. While there they had enjoyed an abundance of fresh fruit and
vegetables from the local street vendors outside of their hotel. Amelia’s mother normally would
have avoided these fruit stands because her doctor had warned her to be cautious of raw produce
while travelling in less developed countries. But she recently had read a New York Times article
illustrating the benefits of various microbes on the immune system and decided to embrace the
local agriculture in Mexico as a result. However, by the end of their trip, they all had begun to
suffer from nausea and diarrhea. Their family doctor diagnosed 16 year-old Amelia and her
family with food poisoning and promptly placed them all on antibiotics. While her brother and
parents started feeling better relatively quickly, Amelia continued to suffer from gastrointestinal
(GI) distress. She found that she couldn’t leave her home because she was constantly running to
the bathroom (10–12 times per day). While the rest of her family seemed well rested and
recovered, Amelia felt tired, had severe abdominal cramping, and had lost her appetite. After
visiting a gastroenterologist, Amelia was diagnosed with Crohn’s disease (CD). CD is a chronic
inflammatory bowel disease, where the immune cells in the intestine become overly sensitive to
the bacteria residing in the intestines causing pathologic inflammation in the lining of the GI
tract. It typically presents in the small intestine but can occur anywhere along the GI tract from
the mouth down to the anus. Determined to shed some light on her diagnosis, Amelia began to
search the Internet for information. As she read many personal stories of other Crohn’s patients,
she noticed many of them also had the first onset of their disease following a course of
antibiotics. She was astonished to find that her intestines were the home for billions of bacteria
collectively called the gut microbiota. In fact, she read that there were more than 10 times the
number of bacterial cells in her body than human cells; best estimates suggested there are 1013
bacterial cells in a single human body. She was also surprised to discover that some scientists
estimate as many as 10,000 different microbial species reside in or on the average healthy human
body (Proctor, 2012). She found an article in Wired (http://www.
wired.com/2011/09/mf_microbiome/) that described the impact of antibiotics on the gut
microbiota. Amelia was particularly struck by the figure that illustrated the lasting impact that
antibiotics have on microbial diversity in the intestines. She began to wonder about the impact
her recent course of antibiotics had had on her intestines and what it meant for her health.
Questions
1.Look at the figure that Amelia found in Wired pertaining to antibiotics and the microbiota.
What conclusions can you draw from this figure?
2. Given the fact that Amelia fou.
Recall the Squeeze TheoremSuppose that for all n, xn yn zn. If .pdf
Recall the Squeeze Theorem:
Suppose that for all n, xn yn zn. If (xn) and (zn) both converge to L R, then (yn) also converges
to L.
Louis Reasoner gives the following proof:
Using limit comparison theorems, since xn yn, for all n, then lim xn lim yn, and so L lim yn.
Similarly, since yn zn, for all n, then lim yn lim zn, so lim yn L. Putting the 2 inequalities
together, lim yn = L, Q.E.D.
What’s wrong with this proof?
Solution
Nothing is wrong. It is correct..
Since somathesthetic sensation from each side of the body projects t.pdf
Since somathesthetic sensation from each side of the body projects to the contralateral
postcentral gyrus _______ must have occurred at some point along the pathway.
Solution
Answer: Since somathesthetic sensation from each side of the body projects to the contralateral
postcentral gyrus _ decussation_ must have occurred at some point along the pathway.
Reason:
Somatosensory system- decussation:
Proprioceptors (receptors of self -sensation & decussation) are present in the joints and skeletal
(striated) muscles. These receptors sense the relative position of other body parts and balance the
posture. Somathesthetic sensation from each side of the body projects to the contralateral
postcentral gyrus to parietal lobe, so that initially decussations must have occurred at some point
along the pathway representing a muscular activity. The overall body posture and movement is
balanced by the integration of information received from the vestibular system and
proprioceptors by the brain.
For example, the central information in playing piano is due to severe and increased stimulation
of accompanying motor areas such as premotor cortex with proper planning with proprioception
for decussation. But the activation of cerebellum is a bit less compared to the propriocetion.
Spinocerebellar tracts are more widely projected via dorsal column and to the cerebellum and
finally the information is considerably utilized for rhythmic movements.
This is pathway mainly involved in the sensory ascending pathways to process sensation &
perception through a 3 neuron system finally enable “sensory information” to the central nervous
system through sensory receptor to the cortex. This pathway is mainly involved in mediating
discriminative touch sensation through adequate proprioception & vibration.
This pathway has two white matter tracts profoundly possess a first neuron mainly through
fasciculus gracilis in the medial column from lower limb (T6 and lower) & sensory information
is obtained through fasciculus cuneatus: of lateral column in upper limb (T5)
Features of spinothalamic pathway: This is the sensory pathway mainly involved in processing
sensory information of “poorly localized touch, pressure & temperature”. This pathway is going
to involve cross of sensory information to the spinal cord prior to ascending via the anterior or
spinothalamic & lateral spinothalamic tracts.
Interaction of these two pathways: The interaction of these two pathways are mainly through
axons & spinaothalamic tracts arising into an ascending pathway to transport to the sensory
information processing center in the brain. Mainly spinothalamic neurons are going to use first
order neurons, second order neurons, third order neurons to enter spinal cord and synapse
through posterior gray horns & these neurons are going to carry sensory information of pain,
sensation etc in ventral nucleus group of the thalamus. This information is going to reach through
from the Lemniscal pathway finally relaye.
Say whether each of the following statements is true (“T”) or false .pdf
Say whether each of the following statements is true (“T”) or false (“F”).
__ When modifying existing software, changes should follow the style of the original code.
__ In software testing, “path coverage” is another name for “statement coverage”.
__ The file command can be used to assess the type of a file.
__ The “o” in a pattern o+rx that can be given as as argument to chmod(1) stands for “owner”.
__ A downside to operating systems like LINUX and UNIX is that they still use the concept of
processes.
Other operating systems, such as Microsoft Windows, have done away with processes.
__ To send a signal to a process we use the >>> construct in the shell. For example, to send a
SIGKILL to a process with PID 7476, we would give the command
__ A characteristic of TDD (test-driven development) is the extensive use of prototypes.
__ Most UNIX/LINUX (shell) commands are actually the names of programs.
__ A characteristic of iterative software development is that one breaks a problem into a small
problem plus
a series of increments.
__ In a C/C++ program that includes the file , a data type of uint32_t is always 4 bytes in size.
B. (1 mark each, 6 marks total)
In each of the statements below, fill in the blank with the word or phrase which best fits the
overall state- ment.
In the context of output from ps(1), the acronym PPID stands for
_______________________________ .
The name of the environment variable which defines the list of paths searched by bash for
commands is
_________________________ .
Every complete C/C++ program has a function called __________________ . It is the standard
entry point
to the program.
UNIX/LINUX tools (commands) typically follow the convention of writing their output to
____________________________ and reading their input from __________________________
.
In UNIX/LINUX, a(n) _______________ is a named sequence of nonvolatile bytes.
A(n) _______________ is a a pair of streams, one for writing and one for reading, such that
everything written on the output stream can be read from the input stream in order and with full
fidelity.
C. (26 marks)
For each of the following multiple-choice1 questions, indicate the answer that is the best
response to the question. Circle the label (e.g. “(a)”) of your intended response in each case.
1. Which of the following sentences describing “testing” and “debugging” is true?
(a) Testing finds bugs, debugging locates error messages.
(b) Testing finds coding faults, debugging locates execution failures.
(c) Testing finds execution failures, debugging locates coding faults.
(d) Testing generates error messages, debugging locates bugs.
(e) None of the above.
1. or, as Peppermint Patty from the Peanuts comic strip would say, “mystical guess”
page 2
Cmpt 214 Midterm Examination
October 21, 2014
Which of the following statements regarding good programming style is true?
(a) A user should preferentially use the layout
rather than
(b) A user should preferentially use the layout if (condition)
{ }
r.
Research and identify three IT-related Risk Management Plans and lis.pdf
Research and identify three IT-related Risk Management Plans and list your references to the
three plans you found. Then identify 10 important components of an IT Risk Management Plan
and define these components as well as their importance in an organization. The submitted
document should not exceed two pages in length.
Solution
The three IT related risk management plans are as follows:
Following are the components of an IT related risk management plan:
System characterization: System characterization comprises of identification and listing of the
characteristics of a system. This helps the analysts to identify any bug easily in case of
malfunctioning. The various characteristics of a system can be its need, functional requirement,
mission, goal, network, security controls etc.
Threat identification: This refers to identification of the types of threats a system can face in an
organization. The system is designed in such a way that it is able to identify the threats that
might be harmful for the system that is being used. Hacking, viruses, data compromise are some
of the threats that are faced by systems in an organization.
Vulnerability identification: This involves identification of those areas that are vulnerable for a
system. The vulnerable areas are required to be monitored closely.
Control analysis: This involves controlling various functions that are related with a system and
controlling them so that the system works in the way as required by a company.
Likelihood determination: Likelihood determination relates with determining the likeliness that a
threat may be damaging for the system. There might be likelihood that the threat might be high,
medium or low as far as the likelihood of the threat from a bug is concerned.
Impact analysis: This component analyzes the impact of potential threat from vulnerability. The
impact analysis requires taking into account the importance of the system. In case of critical
system the impact from vulnerability would be high.
Risk determination: This involves determining the amount of risk involved in a system. This
allows the system analysts to formulate the plans accordingly.
Control recommendation: The component requires that there should be recommendations in
place that would require controlling of the system so that the system works optimally and gives
the desired results.
Results documentation: There should be a document that should contain all the details that are
related with the results that are to be provided by the system..
please help me with two partI Bold it out as wrong part which in t.pdf
please help me with two part
I Bold it out as wrong part which in the first part of code and the last part of it.
JAVA CODE
import java.util.List;
import javafx.application.Application;
import javafx.event.Event;
import javafx.event.EventHandler;
import javafx.geometry.Insets;
import javafx.geometry.Pos;
import javafx.scene.Node;
import javafx.scene.Scene;
import javafx.scene.control.Button;
import javafx.scene.control.Label;
import javafx.scene.control.TextField;
import javafx.scene.input.MouseEvent;
import javafx.scene.layout.BorderPane;
import javafx.scene.layout.GridPane;
import javafx.scene.layout.HBox;
import javafx.stage.Stage;
// class for revrse multiplication table
public class RC_revmul extends Application
{
// over ride nethod for setup the grid
@Override
public void start(Stage primaryStage)
{
BorderPane RCpane = new BorderPane();
RCpane.setTop(getHbox1());
HBox RCprompt = new HBox(15);
RCprompt.setPadding(new Insets(15, 15, 15, 15));
RCprompt.setAlignment(Pos.TOP_CENTER);
RCprompt.getStyleClass().add(\"hbox2\");
Label lblRCProblem = new Label(\"Enter Answer: \");
RCprompt.getChildren().add(lblRCProblem);
TextField tfRCProblem = new TextField();
RCprompt.getChildren().add(tfRCProblem);
GridPane RCgridPane = setUpGrid();
GridpaneHelper gh = new GridpaneHelper(RCgridPane); // this lane is wrong but why ?
Button btnRCFindAnswer = new Button(\"Find problems\");
btnRCFindAnswer.addEventHandler(MouseEvent.MOUSE_CLICKED, new EventHandler()
{
@Override
public void handle(Event arg0)
{
List RCx = showFactors(tfRCProblem);
for (int[] RCx1 : RCx) {
Node node = gh.RCgetChildren()[RCx1[0]][RCx1[1]];
node.setStyle(\"-fx-background-color: green\");
}
}
});
RCprompt.getChildren().add(btnRCFindAnswer);
RCpane.setCenter(RCprompt);
RCpane.setBottom(RCgridPane);
Scene scene = new Scene(RCpane, 550, 650);
scene.getStylesheets().add(getClass().getResource(\"application.css\").toExternalForm());
primaryStage.setTitle(\"lab 6\");
primaryStage.setScene(scene);
primaryStage.show();
}
// method for grid layout
private HBox getHbox1()
{
HBox RChbox = new HBox(15);
RChbox.setPadding(new Insets(15, 15, 15, 15));
RChbox.setAlignment(Pos.TOP_CENTER);
RChbox.getStyleClass().add(\"hbox1\");
Label lblRCProblem = new Label(\"Reverse Multiplication Table\");
RChbox.getChildren().add(lblRCProblem);
return RChbox;
}
// method to setup a grid
public GridPane setUpGrid() {
GridPane RCpane = new GridPane();
Label[][] RClabels = new Label[11][11];
for (int RCrow = 0; RCrow < 11; RCrow++) {
for (int RCcol = 0; RCcol < 11; RCcol++) {
Label RClbl = new Label();
setUpLabel(RClbl, RCcol, RCrow);
RClabels[RCrow][RCcol] = RClbl;
RCpane.add(RClbl, RCcol, RCrow);
}
}
return RCpane;
}
// method to setup label
public void setUpLabel(final Label RClbl, final int RCcol, final int RCrow)
{
RClbl.setPrefHeight(50);
RClbl.setPrefWidth(50);
RClbl.setAlignment(Pos.CENTER);
RClbl.setStyle(\"-fx-stroke-border: black; -fx-border-width: 1;\");
String RCa = String.valueOf(RCrow);
String RCb = S.
Matching. Choose the most appropriate answer from the right. 1. Null .pdf
Matching. Choose the most appropriate answer from the right. 1. Null Modem 2. FDM 3.
Fourier Transform c. Interleave blocks of bits 4. _Photodiode 5. Repeater 6. TDM 7. Twisted
Pair 8. Manchester a. RJ-45 d. Extend Range e. Connect two DTEs directly f. detect fiber
transmission h. RJ-11 Fixed Frequency j. Trafic Division k. Digital/Digital used in LAN I.
Duplicate data on two machines m. Core n. Creates light pulses
Solution
>null modem = Connect 2 DTE dirctly
>FDM = Many frequencies on same medium
>Fourier transform = composite signal to component parts
>Photodiode = detect fiber transmission
>Repeater = Extend range
>TDM = interleave block of bits
>Twisted pair = RJ-45.
Numerous diseases are caused by viruses and bacteria (etc. Hepatitis.pdf
Numerous diseases are caused by viruses and bacteria (etc. Hepatitis, West Nile Virus, Pertussis,
Avian Flu, Ebola, Cholera, Typhoid). On a Global scale, viral and bacterial diseases result in
hundreds of thousands of deaths every year (sometimes millions in the case of epidemics or
pandemics). However, for many of these viral and bacterial pathogens there are effective
vaccines available.
So, do you think the government, or your employer, or your school has the right to require
vaccinations. What if your job requires you to come in contact with hundreds of people a day
(nurse, bus driver, etc.).
Solution
The immunity against these pathogenic diseases has to develop in the children so small kids must
be ensured for complete vaccination at proper ages. Vaccines for diseases like Hepatitis and
Ebola are given at the early age to develop immunity for such diseases. However, those children
who could not get them, should be attended by their schools through government initiatives to
make sure every child get them.
The jobs like nurse and drivers who happen to meet hundreds of people daily are at the greater
risk of developing the diseases so their employers must take care of them..
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