Digitization refers to the conversion of analog information into a digital format, while digitalization is the process of using digital technologies and managing information in a digital format. Digital transformation describes the effects of digitalization, which can transform businesses, socio-economic structures, legal frameworks, organizational structures, and help break down cultural barriers through new types of innovation and creativity enabled by digital usage.

1. 1. digital Competence
→(conversion)Digitization
2. digital usage → digitalization (the process) 
Enable new type innovation and creativity
3. digital transformation  the effect
transform in many aspects of -->
business models,
socio-economic structures,
legal and policy measures,
organizational patterns,
cultural barriers