Not all sources on the Web are equally valuable or reliable. Individual sites are not screened or standardized in any way to determine if the information they provide is accurate or useful. Critically evaluating the information you find is central to successful academic research. Determining the credibility of information found on the Web is not always easy - think of the following criteria during evaluation. The World Wide Web offers a great wealth of information, as well as the opportunity for people to express themselves and exchange ideas. This makes it a potentially great place to accomplish research on many topics. But putting documents or pages on the Web is easy, cheap or free, unregulated and unmonitored. If you are using a Web-based source for a research paper, you will need to develop skills to evaluate the credibility and appropriateness of what you find. The following checklist presents questions to ask to help determine whether a Web page is a suitable resource for a research paper, or not. Don't expect to be able to answer all the questions, all the time, for all Web sites you look at. Rather, try to use the questions as a tool to help you look at Web pages critically.
Universidad de Salamanca
Grupo GRIAL
Autor 1/ 7
Dr. Francisco José García Peñalvo
f g a r c i a @ u s a l . e s
h t t p : / / g r i a l . u s a l . e s
http://twitter.com/frangp
15 de noviembre de 2016
Arequipa 2016
From Lip-Service to Action: Improving Healthcare Privacy PracticesTyrone Grandison
This document discusses improving healthcare privacy practices through more effective privacy policies. It begins with background on HIPAA requirements and a survey of 20 healthcare organizations' privacy policies which found policies allow broad uses of patient data and vague enforcement. The document proposes the PRIMA architecture to refine privacy policies through iterative analysis of organizations' privacy practices and access logs to better align policies with actual use of patient data. The goal is to elevate privacy protections beyond mere regulatory compliance.
This document provides instructions for posting a presentation on slideshare in 3 simple steps - copy the presentation, add a description, and paste it into slideshare. Once the description is added and the presentation pasted, the posting will be complete.
This short document appears to be nonsensical, containing only symbols and punctuation marks with no discernible words or meaning. It provides no essential information that could be summarized in 3 sentences or less.
This document showcases and summarizes three free decorative typefaces - Neo Retro by Heinrich Lischka, Sistemas by Manuel Lage, and Adam Gorrey by James Arboghast. It provides background information on each designer and describes the key features of their fonts. The last issue of the Best & Most Loveliest Free Typefaces magazine is ending after highlighting nice free decorative fonts and their designers.
Not all sources on the Web are equally valuable or reliable. Individual sites are not screened or standardized in any way to determine if the information they provide is accurate or useful. Critically evaluating the information you find is central to successful academic research. Determining the credibility of information found on the Web is not always easy - think of the following criteria during evaluation. The World Wide Web offers a great wealth of information, as well as the opportunity for people to express themselves and exchange ideas. This makes it a potentially great place to accomplish research on many topics. But putting documents or pages on the Web is easy, cheap or free, unregulated and unmonitored. If you are using a Web-based source for a research paper, you will need to develop skills to evaluate the credibility and appropriateness of what you find. The following checklist presents questions to ask to help determine whether a Web page is a suitable resource for a research paper, or not. Don't expect to be able to answer all the questions, all the time, for all Web sites you look at. Rather, try to use the questions as a tool to help you look at Web pages critically.
Universidad de Salamanca
Grupo GRIAL
Autor 1/ 7
Dr. Francisco José García Peñalvo
f g a r c i a @ u s a l . e s
h t t p : / / g r i a l . u s a l . e s
http://twitter.com/frangp
15 de noviembre de 2016
Arequipa 2016
From Lip-Service to Action: Improving Healthcare Privacy PracticesTyrone Grandison
This document discusses improving healthcare privacy practices through more effective privacy policies. It begins with background on HIPAA requirements and a survey of 20 healthcare organizations' privacy policies which found policies allow broad uses of patient data and vague enforcement. The document proposes the PRIMA architecture to refine privacy policies through iterative analysis of organizations' privacy practices and access logs to better align policies with actual use of patient data. The goal is to elevate privacy protections beyond mere regulatory compliance.
This document provides instructions for posting a presentation on slideshare in 3 simple steps - copy the presentation, add a description, and paste it into slideshare. Once the description is added and the presentation pasted, the posting will be complete.
This short document appears to be nonsensical, containing only symbols and punctuation marks with no discernible words or meaning. It provides no essential information that could be summarized in 3 sentences or less.
This document showcases and summarizes three free decorative typefaces - Neo Retro by Heinrich Lischka, Sistemas by Manuel Lage, and Adam Gorrey by James Arboghast. It provides background information on each designer and describes the key features of their fonts. The last issue of the Best & Most Loveliest Free Typefaces magazine is ending after highlighting nice free decorative fonts and their designers.
A man watched as a butterfly struggled to emerge from its cocoon, and decided to help by cutting open the cocoon. However, the butterfly's body was small and weak, and its wings were shriveled and unable to support flight. The struggle within the cocoon was necessary for the butterfly to pump fluids into its wings to prepare for flight upon escaping. Struggles in life make us stronger, just as the butterfly's challenges in the cocoon enabled it to have wings fit for flying.
Twitter: Professional Development and Instruction Tool: Faculty HandoutJulie Anne Kent
Twitter defined: a 140-character micro blog considered one of several Web 2.0 social networking tools, connecting people and information in real time. In an education or training context, Twitter is a powerful way for educators / instructors / trainers / researchers to publicize research, communicate with students, connect with broader learning or scholarly community, or alert “followers” to resources and events.
1. The document outlines the steps and activities for a vocabulary and spelling lesson, including reviewing words with blends and digraphs, student participation through word tapping and spelling, and dictation practice.
2. The objectives are for students to read, tap, and spell 8 out of 10 words with blends as measured through checks.
3. The lesson concludes with assigning homework of writing phrases three times in colors and using them in sentences.
The media plays an important role in defining who we are, what we desire and what is acceptable (or not) in our reality.
In this talk, we discuss the current state of affairs and discuss how we improve upon it.
This is the actual slides presented at Arizona State University on February 10th, 2014
The document discusses job photos. It likely contains photos from different jobs or work environments. The photos aim to provide a visual representation of the types of roles and work involved in different career fields and occupations.
This document is a user manual for the Eee PC 1201 Series E5050 computer. It contains information about the parts of the Eee PC, including descriptions and diagrams of the top side, bottom side, front side, right side, and left side. It also provides instructions for using the keyboard, touchpad, status indicators, and other components. The manual is intended to help users understand and operate the Eee PC. It covers identifying the hardware, powering on the device, making network connections, using included utilities, and information about the support DVD and system recovery.
The document discusses several challenges and opportunities related to online library access. It notes that instructors and students do not always understand how to access on-campus and off-campus resources. It also states that instructor use of instructional technologies is not keeping pace with student demand and that some library search tools could be more user-friendly. The document focuses on increasing online access to library content, resources, and services through areas like reference support, instruction, website design, and the convergence of technologies.
This organization aims to empower youth and stomp out trends of depression, bullying, and teen suicide through various programs. They offer the We C.A.R.E. program which cultivates emotional expression, presentations and workshops at schools, annual concerts to remember lost lives, care packages for grieving families, and empowerment products. They also maintain a website with suicide prevention resources and present to parents and teachers on factors that contribute to suicide risk.
1. The document provides instructions for a literacy lesson, outlining the activities and objectives for students.
2. Students will practice reading, tapping, spelling, and marking up words with suffixes, with the goal of proficiency in 8 out of 10 words.
3. The lesson includes building words, phrasing sentences, dictation, and homework to reinforce the skills practiced in class.
This document provides a summary of an idea for a website called PostEro.com that allows users to create and upload various types of content such as video, audio, text, and images to save and pass down to future generations. Users would organize their content on a timeline that provides historical and social context. All users would have a personal page to edit and manage their uploaded content. The site would also allow content creation directly on the platform and have an app to compile the content into an instant book that can be printed.
Vincent Van Gogh was a Dutch post-Impressionist painter and draughtsman whose work had a far-reaching influence on 20th-century art. Born in 1853, Van Gogh struggled with mental illness and poverty for most of his adult life. He is now widely regarded as one of the greatest and most influential figures in the history of Western art.
Designing one-time short library / information literacy instruction is challenging. This example present a structure and resources used to instruct a first year university class in visual community.
This document appears to be a PowerPoint presentation on organizational behavior. It includes sections on defining organizations and their goals, explaining organizational behavior, organizational structure and culture management, and review questions. Some key points covered include:
- Organizational behavior is the study of how individuals and groups impact organizational effectiveness. It examines behavior at the individual, group, and structural levels.
- Organizational goals should be specific, measurable, attainable, relevant, and time-bound. Common types of goals are official and operative goals.
- Organizational culture refers to shared assumptions, values, and beliefs that influence behavior in an organization. Culture plays important roles like social control and bonding employees.
- Organ
This document provides an overview of entrepreneurship and entrepreneurs. It defines entrepreneurship as identifying opportunities to create value by meeting unmet needs or enabling change. Entrepreneurs are those who understand obstacles can become opportunities. The document discusses characteristics of entrepreneurs including tolerance for risk and ambiguity. It also outlines different types of entrepreneurs and both benefits and potential drawbacks of entrepreneurship. Forces driving the growth of entrepreneurship and the diversity of entrepreneurs are summarized. The document emphasizes that failure is a natural part of entrepreneurship and provides tips for avoiding pitfalls.
This document defines and provides examples for 42 technical terms related to organizational behavior. It includes key concepts like vision, mission, strategy, goals, plans, organizational behavior, attitude, organizational culture, internal and external environment, management, leadership, motivation, and organizational performance. Each term is defined in English or Malay, and an example sentence is provided to demonstrate understanding of the word or terminology.
Leadership can be defined as the process of influencing others towards achieving goals. Early theories focused on identifying traits or behaviors that differentiated leaders from non-leaders. Contingency theories emphasized that leadership effectiveness depends on situational factors. Contemporary approaches include transformational leadership that inspires followers, and team leadership which focuses on managing external relationships and internal processes. Issues such as gender, culture, trust and empowerment also impact leadership approaches.
A man watched as a butterfly struggled to emerge from its cocoon, and decided to help by cutting open the cocoon. However, the butterfly's body was small and weak, and its wings were shriveled and unable to support flight. The struggle within the cocoon was necessary for the butterfly to pump fluids into its wings to prepare for flight upon escaping. Struggles in life make us stronger, just as the butterfly's challenges in the cocoon enabled it to have wings fit for flying.
Twitter: Professional Development and Instruction Tool: Faculty HandoutJulie Anne Kent
Twitter defined: a 140-character micro blog considered one of several Web 2.0 social networking tools, connecting people and information in real time. In an education or training context, Twitter is a powerful way for educators / instructors / trainers / researchers to publicize research, communicate with students, connect with broader learning or scholarly community, or alert “followers” to resources and events.
1. The document outlines the steps and activities for a vocabulary and spelling lesson, including reviewing words with blends and digraphs, student participation through word tapping and spelling, and dictation practice.
2. The objectives are for students to read, tap, and spell 8 out of 10 words with blends as measured through checks.
3. The lesson concludes with assigning homework of writing phrases three times in colors and using them in sentences.
The media plays an important role in defining who we are, what we desire and what is acceptable (or not) in our reality.
In this talk, we discuss the current state of affairs and discuss how we improve upon it.
This is the actual slides presented at Arizona State University on February 10th, 2014
The document discusses job photos. It likely contains photos from different jobs or work environments. The photos aim to provide a visual representation of the types of roles and work involved in different career fields and occupations.
This document is a user manual for the Eee PC 1201 Series E5050 computer. It contains information about the parts of the Eee PC, including descriptions and diagrams of the top side, bottom side, front side, right side, and left side. It also provides instructions for using the keyboard, touchpad, status indicators, and other components. The manual is intended to help users understand and operate the Eee PC. It covers identifying the hardware, powering on the device, making network connections, using included utilities, and information about the support DVD and system recovery.
The document discusses several challenges and opportunities related to online library access. It notes that instructors and students do not always understand how to access on-campus and off-campus resources. It also states that instructor use of instructional technologies is not keeping pace with student demand and that some library search tools could be more user-friendly. The document focuses on increasing online access to library content, resources, and services through areas like reference support, instruction, website design, and the convergence of technologies.
This organization aims to empower youth and stomp out trends of depression, bullying, and teen suicide through various programs. They offer the We C.A.R.E. program which cultivates emotional expression, presentations and workshops at schools, annual concerts to remember lost lives, care packages for grieving families, and empowerment products. They also maintain a website with suicide prevention resources and present to parents and teachers on factors that contribute to suicide risk.
1. The document provides instructions for a literacy lesson, outlining the activities and objectives for students.
2. Students will practice reading, tapping, spelling, and marking up words with suffixes, with the goal of proficiency in 8 out of 10 words.
3. The lesson includes building words, phrasing sentences, dictation, and homework to reinforce the skills practiced in class.
This document provides a summary of an idea for a website called PostEro.com that allows users to create and upload various types of content such as video, audio, text, and images to save and pass down to future generations. Users would organize their content on a timeline that provides historical and social context. All users would have a personal page to edit and manage their uploaded content. The site would also allow content creation directly on the platform and have an app to compile the content into an instant book that can be printed.
Vincent Van Gogh was a Dutch post-Impressionist painter and draughtsman whose work had a far-reaching influence on 20th-century art. Born in 1853, Van Gogh struggled with mental illness and poverty for most of his adult life. He is now widely regarded as one of the greatest and most influential figures in the history of Western art.
Designing one-time short library / information literacy instruction is challenging. This example present a structure and resources used to instruct a first year university class in visual community.
This document appears to be a PowerPoint presentation on organizational behavior. It includes sections on defining organizations and their goals, explaining organizational behavior, organizational structure and culture management, and review questions. Some key points covered include:
- Organizational behavior is the study of how individuals and groups impact organizational effectiveness. It examines behavior at the individual, group, and structural levels.
- Organizational goals should be specific, measurable, attainable, relevant, and time-bound. Common types of goals are official and operative goals.
- Organizational culture refers to shared assumptions, values, and beliefs that influence behavior in an organization. Culture plays important roles like social control and bonding employees.
- Organ
This document provides an overview of entrepreneurship and entrepreneurs. It defines entrepreneurship as identifying opportunities to create value by meeting unmet needs or enabling change. Entrepreneurs are those who understand obstacles can become opportunities. The document discusses characteristics of entrepreneurs including tolerance for risk and ambiguity. It also outlines different types of entrepreneurs and both benefits and potential drawbacks of entrepreneurship. Forces driving the growth of entrepreneurship and the diversity of entrepreneurs are summarized. The document emphasizes that failure is a natural part of entrepreneurship and provides tips for avoiding pitfalls.
This document defines and provides examples for 42 technical terms related to organizational behavior. It includes key concepts like vision, mission, strategy, goals, plans, organizational behavior, attitude, organizational culture, internal and external environment, management, leadership, motivation, and organizational performance. Each term is defined in English or Malay, and an example sentence is provided to demonstrate understanding of the word or terminology.
Leadership can be defined as the process of influencing others towards achieving goals. Early theories focused on identifying traits or behaviors that differentiated leaders from non-leaders. Contingency theories emphasized that leadership effectiveness depends on situational factors. Contemporary approaches include transformational leadership that inspires followers, and team leadership which focuses on managing external relationships and internal processes. Issues such as gender, culture, trust and empowerment also impact leadership approaches.
This document discusses various topics related to attitude and behavior in the workplace. It covers concepts like job satisfaction, organizational commitment, attitudes at work, conformity, privacy rights, discrimination, discipline approaches, an individual's responsibilities, conflict management, group dynamics, and informal organizations and communication. The key learning objectives are around understanding these concepts and how they impact the work environment.
Sole proprietorships are owned and controlled by a single individual who is entitled to all profits and responsible for all losses. They are easy to set up but have limited access to capital and unlimited liability.
Partnerships allow multiple individuals to pool resources and share profits and losses. However, each partner has unlimited liability and decisions can be made without consulting others.
Corporations are legally distinct entities with shareholders having limited liability. They are managed by a board of directors elected by shareholders. Corporations can access greater capital but are subject to more regulations and higher taxes.
Chapter 5 conducting a feasibility analysis and crafting a winning business planSAITO College Sdn Bhd
1) The document discusses conducting a feasibility analysis, which determines the viability of a business idea through analyzing industry, market, product, and financial feasibility.
2) It outlines the key elements of a feasibility analysis including Porter's Five Forces model and methods for product feasibility like primary and secondary research.
3) The last part discusses developing a business plan, which communicates the operational and financial details of a business idea, to obtain funding from lenders or investors based on the "Five C's of Credit".
Chapter 4 designing a competitive business model and building a solid strateg...SAITO College Sdn Bhd
This chapter discusses the importance of strategic management and competitive advantage for small businesses. It explains that strategic management is the process of developing a plan to guide a company in achieving its goals. A competitive advantage gives a business a unique position in the market superior to competitors. The chapter also outlines the nine steps in the strategic planning process, which includes developing a vision and mission, assessing strengths and weaknesses, scanning opportunities and threats, setting goals and objectives, and establishing controls. It defines key terms like intellectual capital, core competencies, and the balanced scorecard method of measurement.
The document outlines the 7 steps of the creative process: 1) Preparation, 2) Investigation, 3) Transformation, 4) Incubation, 5) Illumination, 6) Verification, 7) Implementation. It then lists and defines several techniques for improving creativity: brainstorming, mind mapping, force field analysis, TRIZ, and rapid prototyping. Finally, it discusses different forms of intellectual property for protecting ideas: patents, trademarks, service marks, trade dress, and copyrights.
The document defines an entrepreneur as someone who creates a new business while facing risk and uncertainty in order to achieve profit and growth by identifying opportunities. It discusses the characteristics of entrepreneurs such as a high commitment level and tolerance for ambiguity. The types of entrepreneurs are defined as opportunity, necessity, and serial entrepreneurs. The benefits of entrepreneurship include creating your own destiny and reaching your full potential, while potential drawbacks are uncertainty of income and risk of losing investment. Forces driving entrepreneurship growth are things like technological advancements and e-commerce opportunities. The document also covers cultural diversity in entrepreneurship and how to avoid common pitfalls.
The document discusses various types of financial ratios used to analyze a company's performance and financial health. It covers liquidity ratios, activity ratios, solvency ratios, profitability ratios, and ownership ratios. Specific ratios mentioned include the current ratio, quick ratio, cash ratio, accounts receivable turnover, inventory turnover, total assets turnover, debt ratio, times interest earned, gross profit margin, return on assets, earnings per share, and price to earnings ratio. The ratios are used to evaluate a company's liquidity, asset use efficiency, debt levels, profitability, and stock valuation.
This document contains an adjusted trial balance, adjustments, and analysis of a company's financial statements for the year ending 31 December 2005. The adjusted trial balance shows assets, liabilities, equity, income and expenses. There are several adjustments that need to be made, including prepaid insurance, accrued telephone charges, commission earned but not received, accrued interest, and depreciation of buildings and equipment. The analysis shows the elements of the financial statements that each line item in the adjusted trial balance relates to, such as assets, liabilities, equity, income, expenses, and the trading account.
Vertical format for trading account, profit and loss account & balance sheetSAITO College Sdn Bhd
1) The document provides a trial balance, adjustments, and additional financial statements for ACE Trading for the year ended 2005.
2) It includes a trial balance, adjustments, trading account, profit and loss statement, and balance sheet.
3) The balance sheet shows total assets of RM122,200 consisting of fixed assets, current assets and closing capital of RM67,500, with current and long term liabilities making up the remaining balance.
The document announces an essay writing competition organized by DSM CHALLENGE DAY 2011 on the topic of security. It provides guidelines for the competition, including eligibility which is open to DSM students of Saito College, limits submissions to 2500 words in English or Malay, and a deadline of March 21. Entries will be judged based on quality of research, analysis, and style/creativity. The top three essays will be awarded prizes. Terms and conditions include original and non-plagiarized work, and that the judges' decision is final.
The document provides examples of the layout and key components of vertical form trading and profit and loss accounts and balance sheets, with the trading and profit and loss account showing sales, costs of goods sold, expenses, and net profit, and the balance sheet outlining assets, liabilities, working capital, and owner's equity. Both accounting statements include line items for common accounts such as inventory, debtors, creditors, fixed assets, bank balances, and capital.
Introduction to acccounting chapter 4 recording transactions(ledger)SAITO College Sdn Bhd
This document discusses source documents and common documents used in accounting for recording transactions in a ledger. Source documents provide evidence that transactions occurred and include bills, invoices, receipts, vouchers, order forms, and cheque stubs. Common documents include invoices, delivery orders, purchase orders, debit notes, credit notes, cheque books, bank pay-in slips, receipts, vouchers, and statements. Statements show the net amount owed by a customer for a given time period such as a month.
The document discusses the double entry accounting system. It defines double entry as every transaction affecting two accounts, with equal and opposite entries made to both. A ledger contains personal and non-personal accounts recorded from transactions. General ledgers contain non-personal accounts like expenses, while subsidiary ledgers separate debtors and creditors. Accounts are divided between debit and credit sides, with some accounts always increasing on one side.
This document summarizes accounting books of original entry and ledgers. It discusses journals like the general journal, purchase journal, and sales journal which are used to initially record transactions. It also describes cash books which record cash and bank transactions, increasing or decreasing those balances. Special journals include the return outwards journal and return inwards journal for recording returned goods. Ledgers are used to periodically total information from books of original entry.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Economic Risk Factor Update: June 2024 [SlideShare]Commonwealth
May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.
Fabular Frames and the Four Ratio ProblemMajid Iqbal
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
Enhancing Asset Quality: Strategies for Financial Institutionsshruti1menon2
Ensuring robust asset quality is not just a mere aspect but a critical cornerstone for the stability and success of financial institutions worldwide. It serves as the bedrock upon which profitability is built and investor confidence is sustained. Therefore, in this presentation, we delve into a comprehensive exploration of strategies that can aid financial institutions in achieving and maintaining superior asset quality.
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
South Dakota State University degree offer diploma Transcriptynfqplhm
办理美国SDSU毕业证书制作南达科他州立大学假文凭定制Q微168899991做SDSU留信网教留服认证海牙认证改SDSU成绩单GPA做SDSU假学位证假文凭高仿毕业证GRE代考如何申请南达科他州立大学South Dakota State University degree offer diploma Transcript
Unlock Your Potential with NCVT MIS.pptxcosmo-soil
The NCVT MIS Certificate, issued by the National Council for Vocational Training (NCVT), is a crucial credential for skill development in India. Recognized nationwide, it verifies vocational training across diverse trades, enhancing employment prospects, standardizing training quality, and promoting self-employment. This certification is integral to India's growing labor force, fostering skill development and economic growth.
Discover the Future of Dogecoin with Our Comprehensive Guidance36 Crypto
Learn in-depth about Dogecoin's trajectory and stay informed with 36crypto's essential and up-to-date information about the crypto space.
Our presentation delves into Dogecoin's potential future, exploring whether it's destined to skyrocket to the moon or face a downward spiral. In addition, it highlights invaluable insights. Don't miss out on this opportunity to enhance your crypto understanding!
https://36crypto.com/the-future-of-dogecoin-how-high-can-this-cryptocurrency-reach/
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.
Using Online job postings and survey data to understand labour market trends
Design a blended learning environment
1. Design a blended learning environment
Course: Introduction to Financial Management.
Topic: The analysis and applications of financial ratios in FS.
Target audience: DSM Students Semester 3
Learning outcomes:
Learners are able to define a type of Financial Statements likes Trading Account, Profit
and Loss Account and Balance Sheets Account.
Learners are able to analyze and applied all the five broad categories of ratios that have
been used by Financial Analyst to analyze financial stability of the organization.
Introduction
The accounting data from the Financial statements will help the analysts to interpret and
evaluate the firm’s performance
-Financial ratio will allow the analysis to create comparable measures of a firm’s
financial data across time (trend analysis) and with other firms within the same industry
(cross sectional analysis) in order to locate the symptoms.
-Thus the analysis must determine the cause and find a solution to it.
-In learning about ratio, five broad ratio categories are discussed here:
a. Liquidity Ratios-to know how liquid is the firm-to measure the adequacy of a
firm’s is cash resources to meet short term obligation on time.
b. Activity Ratios-to evaluate the firm’s efficiency in utilizing the firm’s
assets/resources.
c. Solvency Ratios-to know how the firm finances its assets-to examine the firm’s
capital structure and the ability of the firm to pay its debt.
d. Profitably Ratios-to measure the efficiency of the firm’s activities in generating
profits.
e. Ownership Ratios-to assist the stockholders in evaluating the firm’s activities and
policies that affect the market prices of the common stock.
Liquidity Ratios
-Two ratios are commonly used to measure liquidity of the firm:
a. Current Ratio = Current Asset
CR Current Liabilities
- Low ratio will indicate that firms are not able to pay its bill on time.
- A high ratio may indicate an excessive amount of current asset meaning,
management’s failure to utilize the current assets efficiently.
- As general rule, 2/1 ratio is considered acceptable.
b. Quick Ratio = Current Assets-Inventories
2. QR Current Liabilities
-inventories are excluded from current assets because inventories are the least liquid
assets because inventories take longer time to be converted into cash.
-as general rule 1/1ratio is considered reasonable
c. Cash Ratio = Cash + Marketable Securities
CR Current Liabilities
-the use of current and quick ratios implicitly assumes that all the current assets will be
converted to cash.
-in reality, firms do not liquid their current assets to pay their current liabilities.
-minimum levels of inventories and receivables are always needed to keep the operation
going if not the firms are seemed to cease operation.
-therefore, cash ratio helps to measure the actual cash resources of a firm.
Activity Ratios
-these ratios measure how efficient the firm is managing its resources.
-it is also known as turnover ratios because it involve with sales and all assets of the firm
a. Receivables Ratio
-these ratios indicate mode of selling and effectiveness of collection:
Accounts receivable turnover = Sales
(ARTO) Account Receivable
Average collection period = 365
acp ar turnover
-accounts receivable turnover has to be compared to the firm’s sales with its uncollected
bills from the customers as a result of credit sales.
-high ratio indicates that the firm has more cash sales than credit sales and low ratio may
indicate that the firm has more credit sales and or an increased in uncollected bills.
-average collection period determines how many days on average the firm can collect its
bill from customers.
-more days than the agreed credit period could indicate slow collection and vice versa.
b. Inventory Turnover Ratios
-These ratios indicate the effectiveness of inventory management.
Inventory Turnover = Cost of Goods Sold
(ITO) Inventory
-inventory turnover determines how many times the inventory could be turned into
finished goods.
-high ratios indicate the effectiveness of management in managing its inventory and vice
versa.
c. Assets Turnover Ratio
3. -it measures the effectiveness of management in utilizing all the firm’s assets which
indicates the amount sales generated for every dollar invested into assets.
Total Assets Turnover = Sales
(TATO) Total Assets
-Eg if the answer is 0.25 times, meaning that the firm is able to generate rm0.25 of sales
for every rm1 invested in total assets
-whether good or not, its depend on past year’s or its competitor total assets turnover.
Solvency Ratios
-these ratios determine the relationship between debt and equity components of the firm’s
assets.
-that is, it indicate how much of the firm’s assets are financed by debt and equity and as
indication for future prospects financing and financial risk of the firm.
-if the ratios are too high, the firm has difficulty in additional debt financing.
-as general, the debt should not exceed 50% of the total sources fund.
Debt Ratio = Total Debt
(DR) Total Assets
Debt Equity Ratio = Total Debt
(DTE) Total equity
Time Interest Earned = Operating Income
(TIE) Interest
-in term of an obligation, times interest earned provides an indication of the firm’s ability
in servicing its interest payment to its lenders.
-high ratio means that the firm’s paying ability is good and vice versa.
Profitability Ratios
-profitability is the ability of a firm to generate earning or income from the used of assets,
sales or investments.
-this ratio is important to:
1. Stockholders for receiving dividends increase in market price that leads to capital
gain.
2. Creditors as a measure of ability and capacity of debt coverage.
3. Management as a measure of performance for the firm
Gross Profit Margin = Gross Profit
(GPM) Sales
Operating Profit Margin = EBIT
(OPM)
Net Profit Margin = Net Income
(NPM) Sales
-high profit margin will indicate that the firm is reducing its costs or increasing its selling
price or increasing its sales or vice versa.
Return on Total Assets = Net Income
4. (ROTA) Total Asset
-the ratio will indicate that the return generated for every dollar invested in total assets.
Return on Total Equity = Net Income
Total Equity
-it measures the return to both common and prefered stockholders on every dollar that
they invested in the firm
Ownership Ratios
-the ratio will help the shareholders to analyze the present and future investment in a
firm.
Earning Per Share = Net Income
(EPS) No of common Shares outstanding
Price Earning Ratio = Market Price Per Share
(P/E Ratio) EPS
-EPS is the ratio refers to an earning that might be available in a form of dividend to the
common shareholders or the growth in the firm’s earnings.
-P/E ratio is the ratio that measure used by the investors in making stock purchases.
-If the stock has low P/E multiple then the stock is under valued and high P/E multiple it
is considered as overvalued.
Dividend Per Share = Dividend Payment
(DPS) Number of Sales
Dividend Payout Ratios = Dividend Per Share
(DPR) Earnings Per Share
Dividend Yield = Dividend Per Share
DY Market Price Per Share
-DPS is the total dividend payment per share which indicates an amount of cash to be
received by a shareholder for every share held.
-DPR is the percentage of the firm’s earnings being allocated to dividend payment.
DY is the current return to investor as a percentage of his or her investment.
Book Value Per Share (BVPS)
-this ratio is equal to stockholders equity divided by number of shares outstanding.
BVPS= Equity Stockholder
Number of shares outstanding
-the book value is a benchmark for the price of the common stock.
If the market price is below the book value, then the stock is undervalued stock.
Dividend Ratios
-these ratios are concerned about payment or cash dividends.
5. -As such, low dividend declared, means unattractive to investors and high dividend
payment will result inadequate funds to finance future growth.
Intended
LO
Teaching Learning
Activities Online
Teaching
Learning
Activities
(F2F/Onsit
e)
Assessme
nt Tasks
Online
Assessme
nt Tasks
Online/F2
F
1) Learners
are able to
define a
type of
Financial
Statements
likes
Trading
Account,
Profit and
Loss
Account
and
Balance
Sheets
Account.
http://www.answers.com/topic/fina
ncial-statement-analysis
http://video.answers.com/financial-
analysis-using-excel-part-1-
35728826
1) Learners are
required to browse
at the link given in
order them to have
the clear picture of
the Financial
Statements.
2) Learners also
introduce to the
video on the variety
of financial analysis
techniques.
3) Learners are advised
to download
financial statements
from the Blue Chips
Company websites
eg: Telekom
Berhad, TNB,
Maybank and
others.
Lecturing
base on
notes using
the Power
point slide
given on
concept of
Financial
analysis
definition,
financial
ratios
techniques
and its
application
s
Learners
are given
Pop Quiz
on topics
Financial
ratio and
analysis
based on
the
websites
given.
Answer
for Pop
Quiz will
be discuss
among
peers.
Lecturer
act as
moderator
and
facilitator.
2) Learners
are able to
analyze
and
applied all
the five
Based on the websites, learners are
able to pick up all necessary
information on the financial ratios
analysis.
Lecturers
note are
given based
on the
books such
as
Learners
will be
given a
task on
the usage
of the
Learners
will be
given
tutorial
base on
the real
6. broad
categories
of ratios
that have
been used
by
Financial
Analyst to
analyze
financial
stability of
the
organizatio
n.
introductio
n to
Corporate
Finance,
Financial
Manageme
nt and other
relevant
financial
journal.
financial
ratios
discussed
based on
their
download
ed FS.
applicatio
ns of
Financial
Statement
s
7. broad
categories
of ratios
that have
been used
by
Financial
Analyst to
analyze
financial
stability of
the
organizatio
n.
introductio
n to
Corporate
Finance,
Financial
Manageme
nt and other
relevant
financial
journal.
financial
ratios
discussed
based on
their
download
ed FS.
applicatio
ns of
Financial
Statement
s