In this ppt we have shown that when the students are supposed to visit a mall,,, wht to do there and we have explained the topic retailing in some details.here we've visited westend mal,ludhiana...!!!!
Definition of Demonetisation, introduction, process to exchange demonetized currency notes, exceptions for withdrawal, reasons behind demonetisation. why demonetisation become masterstroke by PM Modi, evasion attempts after demonetisation, positive and negative effects, results and conclusion on Demonetisation.
In this ppt we have shown that when the students are supposed to visit a mall,,, wht to do there and we have explained the topic retailing in some details.here we've visited westend mal,ludhiana...!!!!
Definition of Demonetisation, introduction, process to exchange demonetized currency notes, exceptions for withdrawal, reasons behind demonetisation. why demonetisation become masterstroke by PM Modi, evasion attempts after demonetisation, positive and negative effects, results and conclusion on Demonetisation.
This presentation is just designed in public interest and also to make the term DEMONETIZATION lucid to understand. Dont forget to hit like button before you proceed to download. And stay tuned to my channel so that I can serve you better by providing you ppt on current topics............
This project work contains all the necessary information for class 12 accountancy project
This Project Contains two part. They are as follows.
1. Principles of Management (Henri Fayol)
2. Marketing Management (On Pickles)
Business Studies project on Share Market Class 12Ambush Latchu
HI .. This is a project on Share Market in Business Studies .. This is a full-fledged project .. 25 company analysis .. Top 10 Company analysis .. Reasons for fluctuation .. 5 random companies Company Profile .. Profit or Loss Incurred .. Specific Analysis .. These all end up making this project a full-fledged one .. Hope you like it .. and I'm sure you'll get what you want from this slide .. Enjoy .. Bye .. :D
Monopoly Indian Railway - Economics Class 12 Commerce ProjectStud Mentor
About the Brief Information Monopoly Indian Railways. Economics Project Class - 12 Commerce its covers Topics. See More Stuff on our Official Website : http://www.studmentor.com
Make in india - The Way Ahead Class 12 Economics ProjectShivamSingh1247
This is Class 12th Economics Project as per CBSE Guideline
- Introduction
- Process
- Advantages & Disadvantages
- Challenges
- Criticsm & Concerns
- Sectors Covered
- Objective of Make in india
- Manufacturing Projects
- Infrastructure Support
- News & Statistic
- Objective of Making this Project
- Conclusion
- Bibliography
Ecoonomics 4th sem demonetization and its impact on indian economyGorav Gopal Singh
An Dissertation on Black money and Demonetization and Analysis of 2016 , its impact on Indian economy
Its Case Study . And Economy Analysis
Done by GoravGopalSingh
Solved Cbse Class 12 Accountancy Full Project(Comprehensive Project, Ratio An...Dan John
I assure you that this project of mine will fetch you a very good score.
Good Luck!!
Go to the links below for the following...
Solved Comprehensive Project Cbse Class 12 Accountancy Project
http://www.slideshare.net/dankjohn/solved-comprehensive-project-cbse-class-12-accountancy-project
Solved Accounting Ratios with Balance Sheet(vertical) and Statement of Profit and Loss - Cbse Class 12 Accountancy Project
http://www.slideshare.net/dankjohn/solved-accounting-ratios-with-balance-sheetvertical-and-statement-of-profit-and-loss-cbse-class-12-accountancy-project
Solved Cash Flow Statements with Balance Sheet (vertical) and Notes to Accounts - Cbse Class 12 Accountancy Project
http://www.slideshare.net/dankjohn/solved-cash-flow-statements-with-balance-sheet-vertical-and-notes-to-accounts-cbse-class-12-accountancy-project
Take a look at our comprehensive report about Vietnam EC market 2018. The landscape of Vietnam EC market is changing quickly with on-going fierce competition, especially between top players. This comprehensive report provides a closer look into the market characteristics, consumer behaviors and new trends in the market.
A study on impact of demonetization on onilne payment system, mission, vission and statement of Paytm, objectives of study and statement of the problem, data analysis, finding and suggetions, conclusion and bibliography
This presentation is just designed in public interest and also to make the term DEMONETIZATION lucid to understand. Dont forget to hit like button before you proceed to download. And stay tuned to my channel so that I can serve you better by providing you ppt on current topics............
This project work contains all the necessary information for class 12 accountancy project
This Project Contains two part. They are as follows.
1. Principles of Management (Henri Fayol)
2. Marketing Management (On Pickles)
Business Studies project on Share Market Class 12Ambush Latchu
HI .. This is a project on Share Market in Business Studies .. This is a full-fledged project .. 25 company analysis .. Top 10 Company analysis .. Reasons for fluctuation .. 5 random companies Company Profile .. Profit or Loss Incurred .. Specific Analysis .. These all end up making this project a full-fledged one .. Hope you like it .. and I'm sure you'll get what you want from this slide .. Enjoy .. Bye .. :D
Monopoly Indian Railway - Economics Class 12 Commerce ProjectStud Mentor
About the Brief Information Monopoly Indian Railways. Economics Project Class - 12 Commerce its covers Topics. See More Stuff on our Official Website : http://www.studmentor.com
Make in india - The Way Ahead Class 12 Economics ProjectShivamSingh1247
This is Class 12th Economics Project as per CBSE Guideline
- Introduction
- Process
- Advantages & Disadvantages
- Challenges
- Criticsm & Concerns
- Sectors Covered
- Objective of Make in india
- Manufacturing Projects
- Infrastructure Support
- News & Statistic
- Objective of Making this Project
- Conclusion
- Bibliography
Ecoonomics 4th sem demonetization and its impact on indian economyGorav Gopal Singh
An Dissertation on Black money and Demonetization and Analysis of 2016 , its impact on Indian economy
Its Case Study . And Economy Analysis
Done by GoravGopalSingh
Solved Cbse Class 12 Accountancy Full Project(Comprehensive Project, Ratio An...Dan John
I assure you that this project of mine will fetch you a very good score.
Good Luck!!
Go to the links below for the following...
Solved Comprehensive Project Cbse Class 12 Accountancy Project
http://www.slideshare.net/dankjohn/solved-comprehensive-project-cbse-class-12-accountancy-project
Solved Accounting Ratios with Balance Sheet(vertical) and Statement of Profit and Loss - Cbse Class 12 Accountancy Project
http://www.slideshare.net/dankjohn/solved-accounting-ratios-with-balance-sheetvertical-and-statement-of-profit-and-loss-cbse-class-12-accountancy-project
Solved Cash Flow Statements with Balance Sheet (vertical) and Notes to Accounts - Cbse Class 12 Accountancy Project
http://www.slideshare.net/dankjohn/solved-cash-flow-statements-with-balance-sheet-vertical-and-notes-to-accounts-cbse-class-12-accountancy-project
Take a look at our comprehensive report about Vietnam EC market 2018. The landscape of Vietnam EC market is changing quickly with on-going fierce competition, especially between top players. This comprehensive report provides a closer look into the market characteristics, consumer behaviors and new trends in the market.
A study on impact of demonetization on onilne payment system, mission, vission and statement of Paytm, objectives of study and statement of the problem, data analysis, finding and suggetions, conclusion and bibliography
Annual report as to Vietnam EC market. The survey is conducted nearly 1000 consumers in HCM and Hanoi to understand their behaviors of buying online, highlighting the changes from 2016.
Frequent promotion, Convenient/ save time and Convenient payment method are top 3 reasons for buying on e-commerce site
Find more at: http://di-onlinesurvey.com/
This project is entirely based on the retail banking of one of
the India's largest banks, HDFC Bank. We've talked about the
history of banks, the nationalization of banks in India, the
services offered by HDFC Bank, bank products, and much
more. What are the SWOT assessments of HDFC Bank? and
conducted an interview with the respondent to assess the
customer's satisfaction with the banking experience.
The third annual Payments Pulse Survey: Consumer Edition explores the payment preferences of Canadians and the forces driving the movement for innovative payment methods. The study revealed significant generational insights into Millennials and Generation Z when it comes to the way Canadians pay and what they are yearning for.
The study was conducted by Leger Marketing Inc., on behalf of Payments Canada between April 12 and April 19, 2019. An online survey of 1,564 Canadians was completed using Leger’s online panel. The margin of error for this study was +/-2.8%, 19 times out of 20.
Mobile payment changes the ways to spend in many Asian countries and the same trend came to widespread in Vietnam.
This report illustrates the motivation, usage and popular apps among Vietnam mobile payment users
This survey was conducted among 383 mobile payment users in HCM and Hanoi from the age of 18 - 44 years old.
Payments Pulse Survey: Small Business EditionPayments Canada
Of the over one million employer businesses in Canada, 99.7 per cent represent small and medium-sized enterprises (SMEs), leaving 0.3 per cent representing large businesses. As a key economic driver, Payments Canada decided to focus a survey specifically on the payment interests of Canadian SMEs, Payments Pulse Survey: Small Business Edition.
Building on our E&Y report How can payments modernization benefit Canadian businesses? released earlier this year, we dug deeper to find out how payments systems meet SMEs’ business needs, how inefficiencies in current payments processing impact SMEs and how SMEs anticipate benefiting from a new payments system.
The introduction of new systems, rules and standards as part of Payments Canada’s Modernization program will foster a faster, safer and more data-rich payments environment. The top anticipated enhancements will come from new real-time payments, giving small businesses more choice in how they make their payments, and the adoption of the ISO 20022 data standard, which has the potential to improve automation and efficiency by increasing the data that travels with a payment.
What we heard loud and clear is that Canadian SMEs are ready for more payment options. They want more choice for their customers at point-of-sale and more options for their back-office payments to suppliers and vendors, such as e-transfers, e-wallets and the digital currencies. And of course, they want their payments to be safe and secure.
Finally, the survey found that overwhelmingly the majority of SMEs are willing to integrate new technologies into their operations to meet future payment needs.
Payments Pulse Survey: Small Business Edition (October 2019)Payments Canada
This year’s survey, which focuses on the payment trends, interests, and views of Canadian small businesses, revealed the majority of small businesses do fewer than 25 per cent of their transactions in cash but still feel obligated to accept it.
The 2019 Payments Pulse: Small Business Edition was undertaken by Leger and Payments Canada between September 17, 2019 and September 24, 2019. An online survey of 300 Canadian small business owners of companies with less than 499 employees was completed using Leger’s online panel. The margin of error for this study was +/- 5.6%, 19 times out of 20.
A STUDY ON WORKFORCE WELFARE IN THE CONTEXT OF DEVELOPMENT PROGRAMS AT ‘BEML ...MOHAMMED SAQIB
The Study was started with the analysis of the training programs and found that BEML at KGF unit conducts almost 300 training programs on an average in a year and hence it is a very good number. Almost all grades of the employees have attended training programs which includes various Supervisors, Engineers, Officers, Managers, Senior Managers, even General Managers level i.e. permanent employees from Grade I till VII as well. Also the contract employees also get a good chance to attend training programs. Adding on, the trainees like Diploma trainees, ITI trainees, Engineering trainees, Management trainees will have regular weekly based training classes. The major types of programs conducted by the company are Behavioural, Quality, Information, R & D, Management etc., which covers various concepts. Also Hindi learning is facilitated in the company as per central government policy. There are certain occasional trainings which are conducted for mind strengthening like Yoga etc.
Both internal and external faculty have been utilized well. Internal faculty includes the Engineers, managers, senior managers, DGMs, GMs etc. as per their core competencies. Apart from EM division, the personnel from other departments like H & P division, Rail coach are also called to train the employees based on their expertise. External faculty are from various agencies and some prominent one’s which the company is calling on are Central Board for workers Education of Bangalore, Next link pvt ltd, Indus management consultants, Rexroth Hydraulics of Bangalore and some teachers from schools (for Hindi teaching).
Based on the data, the survey was conducted to analyse in context with the employee welfare relating to the training and development part only. The survey was conducted using the structured questionnaire which was given to the different employees in sub divisions within the EM division like Dozer Assembly shop, Machine shops, Plate shop, HRD, Final Assembly shop etc., The employees in overall are satisfied with the training provided to them and are of the opinion that they are very eager to learn the new techniques in this competitive world which will help them both personally and professionally.
It was found post survey that almost every one of the people working in the division are exposed to some or the other training programs be it the permanent work force or the contract workers. The good response is received regarding the Training and development department and the personnel working in it.
presentation done as a part of the subject Performance management system studying as to what does validity means in performance appraisal with lot of data
The Indian engineering sector is of strategic importance to the economy owing to its intense integration with other industry segments.
The engineering sector in India attracts immense interest from foreign players as it enjoys a comparative advantage in terms of manufacturing costs, technology and innovation.
Industrial policy means Rules, Regulations , Principles, Policies and Procedures laid down by government for regulating, development, and controlling industrial undertakings in the country.
It prescribes the respective roles of the Public, Private, Joint, and Co-operative sectors for the development of Industries.
It also indicates the role of the large, medium and small scale sector.
It incorporates fiscal and monetary policies, tariff policy, labour policy, and the Government attitude towards foreign capital, and role to be played by multinational corporations in the development of the industrial sector.
role of women and girls in various terror groupssadiakorobi2
Women have three distinct types of involvement: direct involvement in terrorist acts; enabling of others to commit such acts; and facilitating the disengagement of others from violent or extremist groups.
31052024_First India Newspaper Jaipur.pdfFIRST INDIA
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
CLICK:- https://firstindia.co.in/
#First_India_NewsPaper
‘वोटर्स विल मस्ट प्रीवेल’ (मतदाताओं को जीतना होगा) अभियान द्वारा जारी हेल्पलाइन नंबर, 4 जून को सुबह 7 बजे से दोपहर 12 बजे तक मतगणना प्रक्रिया में कहीं भी किसी भी तरह के उल्लंघन की रिपोर्ट करने के लिए खुला रहेगा।
हम आग्रह करते हैं कि जो भी सत्ता में आए, वह संविधान का पालन करे, उसकी रक्षा करे और उसे बनाए रखे।" प्रस्ताव में कुल तीन प्रमुख हस्तक्षेप और उनके तंत्र भी प्रस्तुत किए गए। पहला हस्तक्षेप स्वतंत्र मीडिया को प्रोत्साहित करके, वास्तविकता पर आधारित काउंटर नैरेटिव का निर्माण करके और सत्तारूढ़ सरकार द्वारा नियोजित मनोवैज्ञानिक हेरफेर की रणनीति का मुकाबला करके लोगों द्वारा निर्धारित कथा को बनाए रखना और उस पर कार्यकरना था।
01062024_First India Newspaper Jaipur.pdfFIRST INDIA
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
CLICK:- https://firstindia.co.in/
#First_India_NewsPaper
03062024_First India Newspaper Jaipur.pdfFIRST INDIA
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
CLICK:- https://firstindia.co.in/
#First_India_NewsPaper
In a May 9, 2024 paper, Juri Opitz from the University of Zurich, along with Shira Wein and Nathan Schneider form Georgetown University, discussed the importance of linguistic expertise in natural language processing (NLP) in an era dominated by large language models (LLMs).
The authors explained that while machine translation (MT) previously relied heavily on linguists, the landscape has shifted. “Linguistics is no longer front and center in the way we build NLP systems,” they said. With the emergence of LLMs, which can generate fluent text without the need for specialized modules to handle grammar or semantic coherence, the need for linguistic expertise in NLP is being questioned.
3. • Demonetization is the act of stripping a currency unit of its status as
legal tender.
• The old unit of currency must be retired and replaced with a new
currency unit.
• The Indian government moved as well as decided on November 8,
2016 to demonetize the two notes with biggest denomination i.e.
Rupees 500 and 1000 which are in combine recorded with 86%
participation in the total cash supply chain of the country.
• The main objective of this decision was to eradicate black money and
to make India go digital. The research focuses on the effects of
demonetization on the consumer behavior and their payment
methods.
INTRODUCTION TO DEMONETIZATION
4. Research objectives :
• To study the effect of demonetization on consumer behavior in terms of :
a) change in payment modes
b) purchase habits.
• To assess if the number of Indians doing cashless transactions has increased
significantly post demonetization.
• To assess if the proportion of cashless transactions(over cash transactions)made
by individuals has increased significantly post demonetization
• To understand if digital payment has got acceptance from the people
RESEARCH OBJECTIVES
5. • Since our economy is dependent on cash, significant percentage of
population do no use Net banking system for monetary transactions.
Hence, Demonetization has hit trade and consumption hard.
• The Research wanted to understand if demonetization has affected
consumer behavior and if it has changed their payment methods. This
study was also focused on the acceptance of digital payment from
people
STATEMENT OF PROBLEM
6. • In terms of information areas scope will be limited to Bangalore city
covering north, south and central Bangalore
• To understand the impact of demonetization on consumers and
changes in their payment methods
SCOPE OF THE STUDY
7. • Data collection: Primary data collection
• Research method: Quantitative
• Research tool: Structured questionnaire with close ended to
facilitate a deeper understanding of the issue in hand.
• Sampling: Convenience sampling
• Target group: People who make purchases on regular basis, by
regular we mean people who make purchases at least 3 times a week.
• Sampling size : 60 households
• Geographic coverage: Bangalore city – 3 zones, North, south and central
RESEARCH METHODOLOGY
8. • The data is tabulated
• Simple percentages are calculated to analyze the data and
• Data will is represented through graphs and charts
DATA ANALYSIS
10. PROFESSION NO’S PERCENTAGE
Business 11 18.34
Professional (Doctor ,
Lawyer)
5
8.34
IT Sector 6 10
Teaching 3 5
Government employee 4 6.66
Homemaker 6 10
Student 12 20
Others 13 21.66
TOTAL 60 100
PROFESSION
Business
Professional
(Doctor, Lawyer)
IT Sector
Teaching
Government
Employee
PROFESSION OF THE RESPONDENTS
11. `
Age Category No’s %
Less than 20 Years 1 1.67
20 Years to 29 Years 34 56.67
30 Years to 39 Years 5 8.33
40 Years to 49 Years 12 20
50 years to 59 Years 6 10
60 Years or more 2 3.33
Total 60 100
0
10
20
30
40
50
60
1
AGE CATEGORY
Less than 20 Years 20 Years to 29 Years 30 Years to 39 Years
40 Years to 49 Years 50 years to 59 Years 60 Years or more
AGE CATEGORY
12. Level of education No’s %
Completed School 1 1.68
Undergraduate (12th STD, attended
college 11 18.33
Graduate (BSC,BCOM,BA) 20 33.33
Professional Graduate (Engineering
MBBS LAW) 10 16.66
Post graduate / MBA / PHD 18 30
TOTAL 60 100
1.68
18.33
33.33
16.66
30
0 5 10 15 20 25 30 35
COMPLETED SCHOOL
UNDERGRADUATE (12TH STD,
ATTENDED COLLEGE
GRADUATE (BSC,BCOM,BA)
PROFESSIONAL GRADUATE
(ENGINEERING MBBS LAW)
POST GRADUATE / MBA / PHD
EDUCATION LEVEL
LEVEL OF EDUCATION
13. Income ranges No’s %
Less than Rs.10 lakhs 45 75
Rs. 10 lakhs to Rs. 19.99 lakhs 12 20
Rs. 20 lakhs to Rs. 29.99 lakhs 2 3.33
Rs. 30 lakhs to Rs. 39.99 lakhs 1 1.67
Rs. 40 lakhs and above 0 0
TOTAL 60 100
0 10 20 30 40 50 60 70 80
Less than Rs.10 lakhs
Rs. 10 lakhs to Rs. 19.99 lakhs
Rs. 20 lakhs to Rs. 29.99 lakhs
Rs. 30 lakhs to Rs. 39.99 lakhs
Rs. 40 lakhs and above
ANNUAL INCOME
ANNUAL HOUSEHOLD INCOME OF THE RESPONDENTS
15. Response No. of Respondents Percentage
Yes 59 98.33
No 1 1.67
Total 60 100
98%
2%
BANK ACCOUNTS
Yes No
Almost everyone have a bank account (except one respondent)
1. Total number of people having bank accounts
16. Preference mode No’s %
Cash 40 43
Debit / Credit card 23 24.74
Online payments 10 10.75
Paytm 10 10.75
Mobikwik 5 5.38
More options 5 5.38
Others 0 0
TOTAL 93 100
• Cash is the mostly used mode even after demonetization with 43% of respondents using it
• Followed by credit / debit card accounting to 25%
2. Payment methods on the basis of preferences of the respondents to pay
for the purchases they make
17. 0
5
10
15
20
25
30
35
40
45
Cash Debit / Credit card Online payments Paytm Mobikwik More options
43
24.74
10.75 10.75
5.38 5.38
Preferences of the respondents to pay for the purchases
18. RESPONSES No’s %
Yes 41 68.33
No 19 31.67
TOTAL 60 100
yes
no
RESPONSES
• 68.33% of respondents use digital payment methods
3. Number of respondents using digital payment methods
19. TYPE Before %
Newspaper 18 18
Milk 20 20
Malls 27 27
Kirana shops 11 11
Uber/Ola 24 24
TOTAL 100 100
After %
18 16.66
16 14.83
28 25.92
18 16.67
28 25.92
108 100
• Cashless payment have decreased for purchases of newspapers, milk and in
shopping malls
• While there is increase in cashless payment for purchases at kirana shops and
the cab rides
4. Respondents using cashless methods for the following purchases
21. Type Before % After %
Respondents using more cash
42 60 15 17.86
Respondents using more
digital 11 15.7 31 36.9
Respondents using both
equally 17 24.3 38 45.24
TOTAL
70 100 84 100
• Post demonetization, habits have drastically changed as respondents
using cash have reduced from 60% to 17.86%
• While respondents using digital payments and both equally have
increased to 36.9% and 45.24% respectively
5. Since demonetization on Nov 8 2016, respondents habits of payments
0
10
20
30
40
50
60
70
Respondents using
more cash
Respondents using
more digital
Respondents using
both equally
Changes in Payment habits
BEFORE AFTER
22. No’s %
Yes 29 48.33
No 31 51.67
Total 60 100
48.33
51.7
46 47 48 49 50 51 52
Yes
No
ONLINE PURCHASES
Post demonetization, there is no significant changes in online purchases
as the difference is only 3.34
6. Online purchases of respondents increased post demonetization
23. Payment mode Before % before After % after
Netbanking 15 13.05 27 18.16
Debit card 26 22.62 34 22.92
Credit card 16 13.9 18 12.26
Patym/Mobikwik 13 11.34 20 13.33
Wallet 8 6.92 20 13.33
Cash on delivery 37 32.17 31 20
TOTAL 115 100 150 100
7.Cashless Payment modes used by respondents for making payments
24. After demonetization, the usage of following payment modes has increased
1. Net banking from 13.05% to 18.16%
2. Debit card from 22.62% to 22.92% (negligible)
3. Paytm/Mobikwik from 11.34% to 13.33%
4. wallet from 6.92% to 13.33%
After demonetization, the usage of following payment modes has decreased
1. Credit card purchases have decreased from 13.9% to 12.26%
2. COD mode has been drastically decreased from 32.17% to 20% - Very
positive sign w.r.t the demonetization
27. 38.34% of respondents agree on the statement while 20% of them disagree.
Mean score of the responses is 3.33
RESPONSE No’s % MEAN
Strongly Agree 11 18.34% 5*11=55
Agree 12 20.00% 4*12=48
Neutral 25 41.66% 3*25=75
Disagree 10 16.66% 2*10=20
Strongly Disagree 2 3.34% 1*2=2
TOTAL 60 100.00% 3.33
I purchase more from shops where I can use my card
0.00%
5.00%
10.00%
15.00%
20.00%
25.00%
30.00%
35.00%
40.00%
45.00%
Strongly
Agree
Agree Neutral Disagree Strongly
Disagree
28. RESPONSE No’s % MEAN
Strongly Agree 4 6.66% 5*4=20
Agree 15 25% 4*25=100
Neutral 13 21.67% 3*13=39
Disagree 16 26.67% 2*16=32
Strongly Disagree 12 20% 1*12=12
TOTAL 60 100% 3.38
48.67% of respondents Disagree on the statement while 31.77% of them
Agree.
Mean score of the responses is 3.38
I prefer shops that have Paytm
0.00%
5.00%
10.00%
15.00%
20.00%
25.00%
30.00%
Strongly
Agree
Agree Neutral Disagree Strongly
Disagree
29. RESPONSE No’s % MEAN
Strongly Agree 1 1.67% 5*1=5
Agree 8 13.33% 4*8=32
Neutral 29 48.33% 3*29=57
Disagree 15 25% 2*15=30
Strongly Disagree 7 11.67% 1*7=7
TOTAL 60 100% 2.18
36.67% of respondents Disagree on the statement while 15% of them Agree.
Mean score of the responses is 2.18
I buy less from street vendors now
0.00%
10.00%
20.00%
30.00%
40.00%
50.00%
60.00%
Strongly
Agree
Agree Neutral Disagree Strongly
Disagree
30. RESPONSE No’s % MEAN
Strongly Agree 14 23.33% 5*14=70
Agree 19 31.67% 4*19=76
Neutral 13 21.67% 3*13=39
Disagree 10 16.66% 2*10=20
Strongly Disagree 4 6.67% 1*4=4
TOTAL 60 100% 3.48
55% of respondents agree on the statement while 23.33% of them disagree.
Mean score of the responses is 3.48
I use card more now
0.00%
5.00%
10.00%
15.00%
20.00%
25.00%
30.00%
35.00%
Strongly
Agree
Agree Neutral Disagree Strongly
Disagree
31. RESPONSE No’s % MEAN
Strongly Agree 8 13.33% 5*8=40
Agree 23 38.33% 4*23=92
Neutral 23 38.33% 3*23=69
Disagree 4 6.67% 2*4=8
Strongly Disagree 2 3.34% 1*2=2
TOTAL 60 100% 3.51
51.66% of respondents agree on the statement while 10.01% of them
disagree.
Mean score of the responses is 3.51
Post demonetization, have the habits of people changed?
0.00%
5.00%
10.00%
15.00%
20.00%
25.00%
30.00%
35.00%
40.00%
45.00%
Strongly Agree Agree Neutral Disagree Strongly
Disagree
HABITS OF PEOPLE POST DEMONETISATION
32. Research objectives :
• from the research, we find that there is no much change in preference for
payment modes
• But there is a significant change in the purchase habits
(43% of respondents still prefer cash first and then other payment modes)-
ref slide 15
• YES , the number of Indians doing cashless transactions has increased
significantly post demonetization. –ref slide 23
• the proportion of cashless transactions(over cash transactions)made by
individuals has increased to 55% significantly post demonetization –ref slide 28
• YES, digital payment has got acceptance from the people post demonetization
SUMMARY OF FINDINGS