Presentation on the Affordable Care Act given by David Grunke, Manager Strategic Accounts, WPS Health Insurance/Arise Health Plan to De Pere Area Chamber of Commerce on 9/11/13.
De Pere Area Chamber, Lori Compas, Wisconsin Business Alliance, ACA 9-11-13Cheryl Detrick
Presentation on the Affordable Care Act given by Lori Compas, Executive Director of the Wisconsin Business Alliance and its sister foundation to De Pere Area Chamber of Commerce on 9/11/13.
Debra Verstegen, Dickenshied Cravillion Insurance Services, presentation to De Pere Area Chamber of Commerce February 13th, 2013 De Pere at Dawn. "Financial Fitness" panel
Annual report presented on 3/8/2012 at the Chairman\'s Gala for the De Pere Area Chamber of Commerce. Features highlights of organization\'s formation 125 years ago
This document provides information about upcoming summer and fall events in the Green Bay area, including:
- Events in May through September on topics like leadership, education, and legislative updates.
- Outdoor summer concert series called "Knights on the Fox" happening in June and July.
- Farmers market running from July to October.
- Various fundraising golf tournaments and festivals happening through the fall, including Fall Fest De Pere in September and SNC Day at St. Norbert College in October.
- Details about ongoing and upcoming road construction projects around Green Bay through November 2011.
De Pere Area Chamber Affordable Care Act Presentation, JP Wieski, Wisconsin OCICheryl Detrick
Presentation on the Affordable Care Act given by J.P. Wieski, Legislative Liaison/Public Information Officer from the Office of the Commissioner of Insurance, State of Wisconsin to De Pere Area Chamber of Commerce on 9/11/13.
The document discusses upcoming events in De Pere, Wisconsin including the holiday window display contest in December, productions at St. Norbert College, shows at ComedyCity and Venture Theater, a midnight movie series at the De Pere Cinema Cafe, and the Live Healthy Brown County 100 Day Wellness Challenge starting in January. It also mentions trends in sustainability, business, and the De Pere Chamber of Commerce turning 125 years old in February.
De Pere Area Chamber Affordable Care Act Presentation, Daren Allen, Common Gr...Cheryl Detrick
Presentation on the Affordable Care Act given by Daren Allen, Vice President of Sales & Business Development for the Common Ground Healthcare Cooperative to De Pere Area Chamber of Commerce on 9/11/13.
Kaitlyn Gilles from Green Bay Packaging Inc. presented on strategies for managing waste sustainably beyond typical recycling efforts. This includes conducting waste audits to identify waste streams and volumes, tracking metrics to quantify baseline waste and measure reduction progress, and minimizing waste at its source through techniques like material substitution and purchase of recycled goods. Waste can then be diverted from landfills through proper separation and management for recovery. Engaging employees through educational signage, waste labeling, and involvement in audits supports waste reduction and diversion efforts. Local resources are available to assist businesses with programs.
De Pere Area Chamber, Lori Compas, Wisconsin Business Alliance, ACA 9-11-13Cheryl Detrick
Presentation on the Affordable Care Act given by Lori Compas, Executive Director of the Wisconsin Business Alliance and its sister foundation to De Pere Area Chamber of Commerce on 9/11/13.
Debra Verstegen, Dickenshied Cravillion Insurance Services, presentation to De Pere Area Chamber of Commerce February 13th, 2013 De Pere at Dawn. "Financial Fitness" panel
Annual report presented on 3/8/2012 at the Chairman\'s Gala for the De Pere Area Chamber of Commerce. Features highlights of organization\'s formation 125 years ago
This document provides information about upcoming summer and fall events in the Green Bay area, including:
- Events in May through September on topics like leadership, education, and legislative updates.
- Outdoor summer concert series called "Knights on the Fox" happening in June and July.
- Farmers market running from July to October.
- Various fundraising golf tournaments and festivals happening through the fall, including Fall Fest De Pere in September and SNC Day at St. Norbert College in October.
- Details about ongoing and upcoming road construction projects around Green Bay through November 2011.
De Pere Area Chamber Affordable Care Act Presentation, JP Wieski, Wisconsin OCICheryl Detrick
Presentation on the Affordable Care Act given by J.P. Wieski, Legislative Liaison/Public Information Officer from the Office of the Commissioner of Insurance, State of Wisconsin to De Pere Area Chamber of Commerce on 9/11/13.
The document discusses upcoming events in De Pere, Wisconsin including the holiday window display contest in December, productions at St. Norbert College, shows at ComedyCity and Venture Theater, a midnight movie series at the De Pere Cinema Cafe, and the Live Healthy Brown County 100 Day Wellness Challenge starting in January. It also mentions trends in sustainability, business, and the De Pere Chamber of Commerce turning 125 years old in February.
De Pere Area Chamber Affordable Care Act Presentation, Daren Allen, Common Gr...Cheryl Detrick
Presentation on the Affordable Care Act given by Daren Allen, Vice President of Sales & Business Development for the Common Ground Healthcare Cooperative to De Pere Area Chamber of Commerce on 9/11/13.
Kaitlyn Gilles from Green Bay Packaging Inc. presented on strategies for managing waste sustainably beyond typical recycling efforts. This includes conducting waste audits to identify waste streams and volumes, tracking metrics to quantify baseline waste and measure reduction progress, and minimizing waste at its source through techniques like material substitution and purchase of recycled goods. Waste can then be diverted from landfills through proper separation and management for recovery. Engaging employees through educational signage, waste labeling, and involvement in audits supports waste reduction and diversion efforts. Local resources are available to assist businesses with programs.
The document discusses strategies for companies to comply with healthcare reform requirements in a proactive manner to protect profitability. It outlines opportunities under the Affordable Care Act's one year delay in penalties, such as exploiting available options for employers and employees. The presentation provides an overview of key ACA terminology, requirements for SHOP exchanges, and a sample multi-step process for determining employer responsibilities and penalties. It also discusses trends of increased management oversight of renewals and alternative compliance methods.
This document provides an overview of the Affordable Care Act (ACA) and guidance for employers to achieve compliance. It outlines the ACA timeline with key deadlines and requirements from 2013 to 2018. To successfully navigate the ACA, the document recommends that employers implement a compliance plan that includes an effective time and attendance system, human resources information system, and customized reporting capabilities. These tools will allow employers to track employee hours, monitor benefits eligibility, and provide necessary documentation to prove ACA compliance.
Congressman Eric Swalwell, the Hayward Chamber of Commerce and Small Business Majority held a townhall meeting on the healthcare law and what it means for small businesses. We focused on the key federal and state provisions impacting small businesses and what new health insurance options are available.
The document provides an overview of recent and upcoming regulatory guidance related to the Affordable Care Act. Key points include:
1) The regulatory forecast indicates possible tweaks to prior regulations on issues like automatic enrollment and nondiscrimination rules. More guidance on the employer mandate penalties is also anticipated.
2) The legislative forecast suggests growing bipartisan support for modifying the employer mandate penalties, but complete repeal is unlikely. Legal challenges to the ACA continue.
3) Recent guidance addressed topics like COBRA notification forms, waiting periods, and employer reimbursement of individual premiums. Upcoming requirements include minimum essential coverage and employer shared responsibility reporting.
Are you ready for the upcoming Affordable Care Act changes? In 2015, employers will assume additional responsibilities, and not understanding how they work can be costly.
In this 30-minute presentation, WEA Trust experts Diane Craney and Rachel Carabell will explain what new penalties, waiting periods, reporting and benefits you can expect. You’ll leave with a solid understanding of how best to prepare for 2015.
The document provides an overview of developments under the Affordable Care Act for employers, including: enrollment numbers in the individual marketplace with the majority receiving subsidies; age demographics of enrollees; plan types selected; subsidies and special enrollment periods available; delays to the SHOP marketplace; details of the small business health care tax credit; and an example of how premium rates would be calculated under new age rating rules rather than tier rating. It also discusses tobacco surcharges, open enrollment periods, and updates on the federal marketplace website functionality.
Employment Laws, Hiring Interns and Winning the Talent Warshrvaluepartners
The following is the presentation that Bradley Foley of www.hrvaluepartners.com presented at the 2015 Philadelphia Small Business Expo. Covered topics included Employment Laws, Hiring Interns and How to Win the Talent Wars by Talent Search and Selection.
This document outlines the benefits of establishing an employee benefits plan for a small business. It discusses the challenges of attracting and retaining good employees, and positioning presents an employee benefits plan as a great solution. Key benefits of such a plan include helping to attract and retain high quality employees, improve morale, take advantage of tax deductions, and promote health and wellness. The document recommends looking for plans with simple administration, clear communications, and online access. It provides examples of common plan designs and benefits that could be offered. Overall an employee benefits plan is presented as a cost-effective way to financially protect employees' families while making a strong statement about the business.
2 Emerging Categories for Trusted Business: ACA & SALTCPA.com
The Affordable Care Act (ACA) and tax reform and state & local taxes (SALT), are topics under constant public and governmental scrutiny. Multiple regulatory updates and changing political landscapes add to their ongoing and evolving complexities.
As a CPA and a Trusted Business Advisor, take this opportunity to explore if and how this fits into client advisory services of today and learn many of the latest updates. During the webcast, we’ll cover some of the must-know regulatory changes and how you can translate the knowledge into strategies to discuss with your clients.
You’ll gain:
Deeper insights into the ACA and SALT
Essential client advisory talking points
Practitioner-focused resources
Healthcare Reform: A Practical and Strategic Look at the ImpactSikich LLP
These slides cover the information below. You can also view the live recording of this video here:
https://vimeo.com/69172281
- What we know today about healthcare reform
- Healthcare reform's impact on payroll, HR, and benefits
- Notice of Exchanges
- Updated COBRA notice
- Employer mandates
- Wage and hour update
- Areas of focus for 2013 and beyond
What Does Health Care Reform Mean for You? G&A Partners
Damon Thompson of G& A Partners examines the Patient Protection and Affordable Care Act (PPACA) that was signed into law on March 23, 2010.
G&A Partners is a comprehensive human resource outsourcing provider.
For more great HR webinars and training visit www.gnapartners.com.
This document provides an overview of health care reform provisions that will impact employers in 2013 and beyond. Key points include:
- Large employers with over 50 full-time employees will face penalties if they do not provide affordable and adequate health insurance to full-time staff beginning in 2014.
- Small employers with under 50 employees are exempt from these penalties but will see modified community rating rules applied to their small group plans in 2014.
- Individuals must have qualifying health insurance or pay a penalty through their taxes beginning in 2014. Subsidies will be available for individuals earning up to 400% of the federal poverty level who obtain coverage through public exchanges.
- States must decide whether to expand Medicaid eligibility to 133
Health insurance marketplace waco rotary club 10.7.13WacoRotary
The document summarizes key aspects of the Affordable Care Act (ACA) and the Health Insurance Marketplace. It notes that the ACA mandates health insurance coverage and the marketplace allows individuals and small businesses to purchase plans online. It provides details on plan types, subsidies available, penalties for non-compliance, and timelines. It also discusses Texas' decision to not expand Medicaid and the impact. Finally, it proposes an education campaign by Providence Healthcare to increase awareness and enrollment in the marketplace.
Health Decisions Webinar: Employer Mandate Calculations ExplainedSi Nahra
This is the second in our three-part webinar series on health reform support around the employer mandate regulations. This webinar focuses on the four levels of calculations associated with Pay-or-Play decisions every plan must make. How to count FTEs and relate those rosters to current enrollment will be covered. Also, simple ways to perform minimum value and affordability tests will be presented.
For more information, please visit: http://www.healthdecisions.com
This document discusses strategies for improving healthcare management and reducing costs for employers. It notes that healthcare costs have been rising significantly faster than wages and inflation. Obesity is a major driver of higher costs. The current healthcare system rewards volume over outcomes and lacks prevention incentives. Employers are increasingly burdened by indirect costs like lost productivity from illness. The document advocates evaluating total costs, including indirect costs. It suggests changing plan designs to incentivize health and value over volume. Brokers' commissions could be reduced if employers took a more active role in managing benefits. A thorough audit and strategy tailored to an organization's workforce is recommended. Ongoing communication with employees is also key to success.
MSC Industrial Supply Company explored options to change its employee benefits structure to address rising healthcare costs, administrative burden, and future growth needs. It issued a request for proposal to private exchanges and selected Aon Hewitt based on evaluations of implementation, administration capabilities, technology, and cost. The transition is expected to provide more choice and flexibility for employees while helping MSC better manage costs over the long term.
This document provides an overview of the history of healthcare in the United States and summarizes key aspects of the Affordable Care Act (ACA or Obamacare). It discusses the impact of the ACA on individuals, businesses, and taxes. Alternatives to the ACA proposed by Democrats and Republicans are also outlined. The conclusion emphasizes that implementing the ACA relies heavily on internet use and accurate calculation of subsidies, and questions whether young healthy people can afford coverage under the exchanges.
The document provides updates on superannuation, workplace relations, and workers' compensation. It discusses key changes affecting employers including the gradual increase to the superannuation guarantee levy from 9% to 12%, new payslip reporting requirements providing more information to employees, the introduction of MySuper as the new default superannuation option, the rollout of SuperStream for electronic superannuation transactions, and increased importance of collecting tax file numbers for superannuation purposes.
Personal Finance Class Entrepreneurship Lecture Slides 09-13Barbara O'Neill
The document discusses the rise of freelancing and independent contracting in the U.S. labor force. It notes that by 2020, 40% of the U.S. workforce is expected to be freelancing in some capacity. This represents a significant increase from 30% in 2006 and is driven by employers seeking to reduce costs and workers preferring flexible arrangements. The document outlines some of the key differences between traditional employment and freelancing and provides planning advice and resources for those considering independent work.
Affordable Care Act Update- De Pere Area Chamber of Commerce 2-11-15Cheryl Detrick
This document provides an overview and update on the Affordable Care Act for local policy makers and leaders in Wisconsin. It discusses key aspects of the ACA including the health insurance marketplace, BadgerCare+ eligibility changes, employer coverage, the SHOP marketplace for small businesses, enrollment periods, renewals, and the individual mandate. Statistics are presented on health insurance coverage in Wisconsin before and after implementation of the ACA and open enrollment periods.
The document discusses strategies for companies to comply with healthcare reform requirements in a proactive manner to protect profitability. It outlines opportunities under the Affordable Care Act's one year delay in penalties, such as exploiting available options for employers and employees. The presentation provides an overview of key ACA terminology, requirements for SHOP exchanges, and a sample multi-step process for determining employer responsibilities and penalties. It also discusses trends of increased management oversight of renewals and alternative compliance methods.
This document provides an overview of the Affordable Care Act (ACA) and guidance for employers to achieve compliance. It outlines the ACA timeline with key deadlines and requirements from 2013 to 2018. To successfully navigate the ACA, the document recommends that employers implement a compliance plan that includes an effective time and attendance system, human resources information system, and customized reporting capabilities. These tools will allow employers to track employee hours, monitor benefits eligibility, and provide necessary documentation to prove ACA compliance.
Congressman Eric Swalwell, the Hayward Chamber of Commerce and Small Business Majority held a townhall meeting on the healthcare law and what it means for small businesses. We focused on the key federal and state provisions impacting small businesses and what new health insurance options are available.
The document provides an overview of recent and upcoming regulatory guidance related to the Affordable Care Act. Key points include:
1) The regulatory forecast indicates possible tweaks to prior regulations on issues like automatic enrollment and nondiscrimination rules. More guidance on the employer mandate penalties is also anticipated.
2) The legislative forecast suggests growing bipartisan support for modifying the employer mandate penalties, but complete repeal is unlikely. Legal challenges to the ACA continue.
3) Recent guidance addressed topics like COBRA notification forms, waiting periods, and employer reimbursement of individual premiums. Upcoming requirements include minimum essential coverage and employer shared responsibility reporting.
Are you ready for the upcoming Affordable Care Act changes? In 2015, employers will assume additional responsibilities, and not understanding how they work can be costly.
In this 30-minute presentation, WEA Trust experts Diane Craney and Rachel Carabell will explain what new penalties, waiting periods, reporting and benefits you can expect. You’ll leave with a solid understanding of how best to prepare for 2015.
The document provides an overview of developments under the Affordable Care Act for employers, including: enrollment numbers in the individual marketplace with the majority receiving subsidies; age demographics of enrollees; plan types selected; subsidies and special enrollment periods available; delays to the SHOP marketplace; details of the small business health care tax credit; and an example of how premium rates would be calculated under new age rating rules rather than tier rating. It also discusses tobacco surcharges, open enrollment periods, and updates on the federal marketplace website functionality.
Employment Laws, Hiring Interns and Winning the Talent Warshrvaluepartners
The following is the presentation that Bradley Foley of www.hrvaluepartners.com presented at the 2015 Philadelphia Small Business Expo. Covered topics included Employment Laws, Hiring Interns and How to Win the Talent Wars by Talent Search and Selection.
This document outlines the benefits of establishing an employee benefits plan for a small business. It discusses the challenges of attracting and retaining good employees, and positioning presents an employee benefits plan as a great solution. Key benefits of such a plan include helping to attract and retain high quality employees, improve morale, take advantage of tax deductions, and promote health and wellness. The document recommends looking for plans with simple administration, clear communications, and online access. It provides examples of common plan designs and benefits that could be offered. Overall an employee benefits plan is presented as a cost-effective way to financially protect employees' families while making a strong statement about the business.
2 Emerging Categories for Trusted Business: ACA & SALTCPA.com
The Affordable Care Act (ACA) and tax reform and state & local taxes (SALT), are topics under constant public and governmental scrutiny. Multiple regulatory updates and changing political landscapes add to their ongoing and evolving complexities.
As a CPA and a Trusted Business Advisor, take this opportunity to explore if and how this fits into client advisory services of today and learn many of the latest updates. During the webcast, we’ll cover some of the must-know regulatory changes and how you can translate the knowledge into strategies to discuss with your clients.
You’ll gain:
Deeper insights into the ACA and SALT
Essential client advisory talking points
Practitioner-focused resources
Healthcare Reform: A Practical and Strategic Look at the ImpactSikich LLP
These slides cover the information below. You can also view the live recording of this video here:
https://vimeo.com/69172281
- What we know today about healthcare reform
- Healthcare reform's impact on payroll, HR, and benefits
- Notice of Exchanges
- Updated COBRA notice
- Employer mandates
- Wage and hour update
- Areas of focus for 2013 and beyond
What Does Health Care Reform Mean for You? G&A Partners
Damon Thompson of G& A Partners examines the Patient Protection and Affordable Care Act (PPACA) that was signed into law on March 23, 2010.
G&A Partners is a comprehensive human resource outsourcing provider.
For more great HR webinars and training visit www.gnapartners.com.
This document provides an overview of health care reform provisions that will impact employers in 2013 and beyond. Key points include:
- Large employers with over 50 full-time employees will face penalties if they do not provide affordable and adequate health insurance to full-time staff beginning in 2014.
- Small employers with under 50 employees are exempt from these penalties but will see modified community rating rules applied to their small group plans in 2014.
- Individuals must have qualifying health insurance or pay a penalty through their taxes beginning in 2014. Subsidies will be available for individuals earning up to 400% of the federal poverty level who obtain coverage through public exchanges.
- States must decide whether to expand Medicaid eligibility to 133
Health insurance marketplace waco rotary club 10.7.13WacoRotary
The document summarizes key aspects of the Affordable Care Act (ACA) and the Health Insurance Marketplace. It notes that the ACA mandates health insurance coverage and the marketplace allows individuals and small businesses to purchase plans online. It provides details on plan types, subsidies available, penalties for non-compliance, and timelines. It also discusses Texas' decision to not expand Medicaid and the impact. Finally, it proposes an education campaign by Providence Healthcare to increase awareness and enrollment in the marketplace.
Health Decisions Webinar: Employer Mandate Calculations ExplainedSi Nahra
This is the second in our three-part webinar series on health reform support around the employer mandate regulations. This webinar focuses on the four levels of calculations associated with Pay-or-Play decisions every plan must make. How to count FTEs and relate those rosters to current enrollment will be covered. Also, simple ways to perform minimum value and affordability tests will be presented.
For more information, please visit: http://www.healthdecisions.com
This document discusses strategies for improving healthcare management and reducing costs for employers. It notes that healthcare costs have been rising significantly faster than wages and inflation. Obesity is a major driver of higher costs. The current healthcare system rewards volume over outcomes and lacks prevention incentives. Employers are increasingly burdened by indirect costs like lost productivity from illness. The document advocates evaluating total costs, including indirect costs. It suggests changing plan designs to incentivize health and value over volume. Brokers' commissions could be reduced if employers took a more active role in managing benefits. A thorough audit and strategy tailored to an organization's workforce is recommended. Ongoing communication with employees is also key to success.
MSC Industrial Supply Company explored options to change its employee benefits structure to address rising healthcare costs, administrative burden, and future growth needs. It issued a request for proposal to private exchanges and selected Aon Hewitt based on evaluations of implementation, administration capabilities, technology, and cost. The transition is expected to provide more choice and flexibility for employees while helping MSC better manage costs over the long term.
This document provides an overview of the history of healthcare in the United States and summarizes key aspects of the Affordable Care Act (ACA or Obamacare). It discusses the impact of the ACA on individuals, businesses, and taxes. Alternatives to the ACA proposed by Democrats and Republicans are also outlined. The conclusion emphasizes that implementing the ACA relies heavily on internet use and accurate calculation of subsidies, and questions whether young healthy people can afford coverage under the exchanges.
The document provides updates on superannuation, workplace relations, and workers' compensation. It discusses key changes affecting employers including the gradual increase to the superannuation guarantee levy from 9% to 12%, new payslip reporting requirements providing more information to employees, the introduction of MySuper as the new default superannuation option, the rollout of SuperStream for electronic superannuation transactions, and increased importance of collecting tax file numbers for superannuation purposes.
Personal Finance Class Entrepreneurship Lecture Slides 09-13Barbara O'Neill
The document discusses the rise of freelancing and independent contracting in the U.S. labor force. It notes that by 2020, 40% of the U.S. workforce is expected to be freelancing in some capacity. This represents a significant increase from 30% in 2006 and is driven by employers seeking to reduce costs and workers preferring flexible arrangements. The document outlines some of the key differences between traditional employment and freelancing and provides planning advice and resources for those considering independent work.
Similar to De Pere Area Chamber Affordable Care Act Presentation, David Grunke, Manager Strategic Accounts, WPS Health Insurance (20)
Affordable Care Act Update- De Pere Area Chamber of Commerce 2-11-15Cheryl Detrick
This document provides an overview and update on the Affordable Care Act for local policy makers and leaders in Wisconsin. It discusses key aspects of the ACA including the health insurance marketplace, BadgerCare+ eligibility changes, employer coverage, the SHOP marketplace for small businesses, enrollment periods, renewals, and the individual mandate. Statistics are presented on health insurance coverage in Wisconsin before and after implementation of the ACA and open enrollment periods.
At De Pere at Dawn on 3/14 for "Healthy Living for Spring," lead physical therapist for Aurora BayCare Sport Medicine, Corey Kunzer, presented on the new trend of running barefoot. Fascinating!!
From 3/14 De Pere at Dawn, Healthy Living for Spring, Prevea dietician Deb Guenterberg presented on "Super Foods" -- how many do you include in your diet?
Benefits Of X De Pere At Dawn 3 12 By Xo FitnessCheryl Detrick
At our March 14th De Pere at Dawn, Ryan Jennings with xo fitness, presented the benefits of e(x)ercise and how to get started & keep going. Entertaining and informative!
The De Pere Area Chamber of Commerce supports local businesses and promotes community prosperity. In 2008, the Chamber launched a new website and logo, and set goals in marketing, fundraising, and expanding membership and volunteer programs. Upcoming events included a Mardi Gras ball and initiatives to develop the local brand, conference center, and riverfront areas to drive economic growth.
The De Pere Area Chamber of Commerce outlined its 2008-09 Plan of Action in 3 sentences:
The plan detailed the Chamber's goals to support local businesses and champion community prosperity through community development, economic enhancement, business engagement, and advocacy, as determined through a strategic planning process involving membership surveys, stakeholder interviews, and board meetings. Key initiatives included increasing marketing, fundraising, and volunteer recruitment to support new goals around developing a community brand, conference center concepts, and riverfront projects.
Main Street De Pere is an organization established in 1990 to promote and enhance the downtown area of De Pere, Wisconsin. Their mission is to serve as downtown managers, assist with building design and renovation, and liaise between businesses and government. Over $62 million has been invested in the downtown area since 1990 through public and private funds. Main Street De Pere focuses on organization, promotions, design, and economic restructuring to continue revitalizing the downtown.
The annual meeting document discusses the De Pere Area Chamber of Commerce's goals for 2008. It highlights growing membership by 20% and providing enhanced networking and sponsorship opportunities for businesses. The Chamber aims to promote economic development in De Pere through initiatives like the farmers market, tourism assessment, and long-range downtown design.
1. Elemental Economics - Introduction to mining.pdfNeal Brewster
After this first you should: Understand the nature of mining; have an awareness of the industry’s boundaries, corporate structure and size; appreciation the complex motivations and objectives of the industries’ various participants; know how mineral reserves are defined and estimated, and how they evolve over time.
Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
The Rise of Generative AI in Finance: Reshaping the Industry with Synthetic DataChampak Jhagmag
In this presentation, we will explore the rise of generative AI in finance and its potential to reshape the industry. We will discuss how generative AI can be used to develop new products, combat fraud, and revolutionize risk management. Finally, we will address some of the ethical considerations and challenges associated with this powerful technology.
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.
De Pere Area Chamber Affordable Care Act Presentation, David Grunke, Manager Strategic Accounts, WPS Health Insurance
1. DePere Area Chamber of Commerce
Federal Health Care Reform
What Do You Need to Do Now
September 11, 2013
David A. Grunke
Manager, Strategic Accounts
WPS Health Insurance
david.grunke@wpsic.com
608.226.8030
2. What Are You Doing Now?
2014 - 2015
1. Determine Your Size
+ or - 50
1. Play of Pay Calculation
Cost to Play + and – 50 employers
Eligibility 2014
Benefit Levels 2014
Contribution 2014
Cadillac Tax 2018
Cost to Pay +50 Employers (2015)
$2000 after the 30 person deductible
1. Actuarial Value Calculation
Know your metal (Section 36B…)
4. Exchange Notification
Department of Labor May 8, 2013
3. WHO are YOU
1. What is your Size?
Department of Labor December 28, 2012 Guidance
– Less than 50 employees
• Play – offer coverage
• Federal Tax Credit – groups less than 25
• Drop Coverage
• The Calculation
– In Between
• 2013 is the first “base” period
• Counts part-time employees
• The Worksheet
– More than 50 employees
• Play – offer coverage
• Pay – the tax (30 employee deductible)
• The Decision
4. WHO are YOU
2. What is a full-time employee? Must offer Coverage
• 30 hours per week, 120 days
• Waiting period for coverage no more than 90 days
3. Part-time?
• Total hours divided by 120
• Only used for the + / - 50 calculation
• Do not have to offer benefits
4. Benefit Levels
• 60% minimum, Bronze Level
• Essential Health Benefits
– Individual and Small Group
– Large Group? IRS April 2013
5. Contribution Level
• Single premium contribution must not exceed 9.5% of lowest full time wage
5. What are you doing Now
• Confirm your groups size, plus or minus
50 employees based on PPACA counting
guidelines
• Provide employees with the PPACA notice
of Exchange/Marketplace by October 1,
2013
6. The PPACA Marketplace Landscape
• The BIG Question
– Which Insurers will be on/in the
Exchange/Marketplace (OCI August 6,2013)
– What geography will each insurer cover
– How much will the Marketplace insurance cost
• Additional benefits, “value” of the policy
• No underwriting
• Rate compression – gender, age
• Taxes
7. The PPACA Insurance Landscape
WHAT is Changing
– Insured Products
• Pool Rated, the BIG pool;
– Individual
– Small Group
• Rate Compression, age 1 to 3, M/F
• Non Pool Rated, Large Group
– Self Funded/Administrative Services (ASO)
• Lower Group Size
8. The PPACA Insurance Landscape
WHERE are we going to find Products
– On Exchange / Health Insurance Marketplace
• Individuals, to get premium tax subsidy
• Small Group, to get premium tax subsidy
– Off Exchange / Marketplace
• Individual, non subsidy
• Small Group, non subsidy
• Large Group
9. The PPACA Insurance Landscape
• WHEN
– Coverage effective January 1, 2014
– Enrollment period begins October 1, 2013
• Employers will need to be ready for the questions
– Appendix A/Employer Coverage Tool
10. On Exchange/Marketplace
• Individual
– No;
• Underwriting
• Preexisting conditions limitations
– Federal premium subsidy up to 400% of poverty
– Federal cost sharing (deductible, coinsurance, copays) up
to 250% of poverty
– Increased Benefits
– 4 Plans
• Bronze 58% - 62%
• Silver 68% - 72%
• Gold 78% - 82%
• Platinum 88% - 92%