The DBL Center Group Ancillary Products PowerPoint presentation focuses on Group and Voluntary Life Insurance offerings provided by the DBL Center Group. The presentation highlights various features and options available for both employers and employees, including: Employer-Paid and Contributory Plans: Employers have the option to offer life insurance coverage that can be either fully paid by the employer (100% participation) or require employee contributions (75% participation). Base Plans with Supplemental Buy-Up Options: The presentation mentions the availability of base life insurance plans that can be supplemented with additional coverage options. Employees may have the opportunity to increase their coverage through supplemental buy-up options (25% participation). Voluntary Plans: In addition to the employer-provided plans, the DBL Center Group offers voluntary life insurance plans. These plans typically require a minimum level of participation, which could be as low as 20% or as few as 5 enrolled employees. Coverage Options: The presentation mentions that the life insurance plans offered can be based on multiples of an employee's salary or fixed flat amounts. This allows for flexibility in tailoring the coverage to meet individual needs. Dependent Coverage: The presentation indicates that the DBL Center Group Ancillary Products also include options for dependent coverage. This suggests that employees may have the opportunity to extend life insurance benefits to their eligible dependents. It's important to note that the provided description is based on the given information and may not include all the details within the actual PowerPoint presentation.

1. W W W . I N S U R A N C E W H O L E S A L E R . C O M
DBL Center
Group Ancillary Products
The Key To Increase Profits

2. My father used to say,
"Nickels, Dimes and Quarters make Dollars." This wise phrase reminds me that small savings can
add up to significant amounts over time. " It's not about how much money you make but how much
you can keep.“ To build a successful business, my father advised me to "expand and scale out like Los
Angeles, rather than up like New York. Instead focus on broadening the business horizons while
maintaining the core values of what we do best."
He also reminded me to "stay true to our expertise, as we have been providing required state
disability, paid family leave, and ancillary employee benefits since 1976. " His words of wisdom have
always inspired me to stay grounded and work towards achieving long-term success.
Founder

3. GROUP & VOLUNTARY
LIFE INSURANCE
GROUP & VOLUNTARY
DENTAL
LONG TERM
DISABILITY
VISION
PLAN
Employer paid (100% participation) or contributory (75% participation)
Base plans with supplemental buy-up options (25% participation)
Voluntary plans (20% participation-as low as 5 lives)
Multiples of salary or flat amounts
Dependent coverage
GROUP & VOLUNTARY LIFE INSURANCE
SHORT TERM
DISABILITY

4. Preventative (100%), Basic (90% or 80%), Major (50% or 60%),
Orthodontic for groups of 10 or more
Voluntary Plans (20% participation, as low as 5 lives)
Contributory, non-contributory, or voluntary funding options
Employee and family coverage
Choose from either in- or out-of-network benefit providers
GROUP & VOLUNTARY DENTAL
GROUP & VOLUNTARY
LIFE INSURANCE
GROUP & VOLUNTARY
DENTAL
LONG TERM
DISABILITY
VISION
PLAN
SHORT TERM
DISABILITY

5. Benefits of 50%, 60%, or 66 2/3 of monthly salary, maximums of up to $15K or more
(10 lives or more)
Voluntary plans (20% participation, as low as 5 lives)
Maximums of up to $6,000 (2 – 9 lives)
LONG TERM DISABILITY
GROUP & VOLUNTARY
LIFE INSURANCE
GROUP & VOLUNTARY
DENTAL
LONG TERM
DISABILITY
VISION
PLAN
SHORT TERM
DISABILITY

6. Benefit Maximums $500-$2,000 or more, depending on employee salaries
Benefits: 50%; 60%; 66 2/3% of Weekly Salary
Elimination Periods of: 1 day; 7 day; or 14 days
Benefit durations: 13 & 26, weeks
Employer paid, contributory, or voluntary
Accident or illness
SHORT TERM DISABILITY
GROUP & VOLUNTARY
LIFE INSURANCE
GROUP & VOLUNTARY
DENTAL
LONG TERM
DISABILITY
VISION
PLAN
SHORT TERM
DISABILITY

7. Choose various co-pay options from $0 to $25 on services and material
Available for groups of less than 10 lives
Choose from either in- or out-of-network benefit providers
VISION INSURANCE PLAN
GROUP & VOLUNTARY
LIFE INSURANCE
GROUP & VOLUNTARY
LIFE INSURANCE
LONG TERM
DISABILITY
VISION
PLAN
SHORT TERM
DISABILITY

8. W W W . I N S U R A N C E W H O L E S A L E R . C O M