Vajra is a financial product that was upgraded from version 1.0 implemented in 2009 to version 2.0 implemented in 2013. As of the first half of the current year, 52 wards were using Vajra 2.0 while only 3 wards still used the older 1.0 version. Vajra 2.0 offers benefits like being faster than the previous version, reducing paperwork, having necessary marketplace features, competitive advantages, and improved GGRR-DSPM updates.