The document discusses the biggest cybersecurity threats to watch out for in 2020. It predicts that fintech applications, mobile banking, and e-commerce platforms will be prime targets for hackers due to the financial motivation of cyber attackers. Additionally, the document states that 43% of online attacks target small businesses due to their lower security resilience. The document also discusses how the global internet may bifurcate between the Chinese-led internet and non-Chinese led internet by 2028 due to increasing technology divides. Businesses will need to ensure they comply with varied privacy and connectivity laws governing regional technologies as the internet segments.