1. A. NARENDRA REDDY
G – 3, Amba Enclave, Beside Lalitha Temple, Lalitha Nagar, Akkayyaplem, Vizag, AP – 530016
Phone: 9642414444, 9290044444. E-mail: narendra9555@yahoo.co.in; narendra9555@gmail.com;
Seeking assignments in a progressive organization of repute.
Major Achievements:
Topped PAN INDIA for 3 times and 4 times South in a 9 months Tenure.
Revenue generated as per the Budget and developed as Profit Center.
ODI collections has improved from 6% to 12% and got appreciation from ZCH
Achieved 135% NCL targets for July’08 – March’10 [Cholamandalam Investment & Finance Company Ltd].
Achieved 106% targets for June’08 – March’11 [Cholamandalam Investment & Finance Company Ltd].
Achieved Q1 GCL targets in Citi Financials which was the first time in past two years.
New Activation Process has been implemented which has saved 50% of operational cost to TTSL-AP circle.
New Activation Process has been implemented all over India [TTSL].
Highest activations Vs Logins in India[95%] for two consecutive financial years [April’04-Mar’06].
Vizag Cluster has won the SMG Cup for 6 months in Quarter 1 & 2 [2005].
99% CV Turn Around Time from June’04 to Mar’06.
Got recognized in 2005 for Highest Activations in a Day& Month.
Received appreciation in 2005 from Vice President for the best suggestion in Brain Wave activity.
SPOC for Vizag Cluster on SMG, NPI & Complaints Management functions.
Employment Profile
Nov’14 – Dec’15 VGM Consultants Pvt Ltd Vijayawada – Area Head
Handled TMFL Bkt 1-5 for AP2 & AP1 [Khammam & Nalgonda Dists]
Handled TMFL Bkt 1-5 G2 Prodcut for AP2, AP1 [Khammam Dist]
Handled Axis Agri Portfolio NPA & Writeoff [Krishna, Guntur and West Godavari Dists]
Handled Axis Tractor for Krishna, Guntur Dists
Handled L&T Portfolio for AP2 [Matured Cases]
Handled 125 Members team [12 TLs, 109 FOS & 4 TCs]
Sep’12 – Nov’14 Magma FinCorp Ltd Vizag, Rajahmundry& Khammam
Handled 0-30 Bkt collections for 6 Districts
o [East & West Godavari, Khammam, Vizag, Vizianagaram, Srikakulam and part of Krishna, Nalgonda,
Warangal Dists]
Handled FI activity with 100% TAT to support Sales & Credit function
Handled Car, CV, Suvidha, CE, HE, SME & Trac products
Exposure to drive team and develop strategies to reduce the flow rates
Ensured to improve the cash collections at branches
Provide regular feedback to the business on the portfolio quality and behavior
Ensuring to achieve targets on monthly basis as per the budget
Responsible for administration of policies and procedures
June’08 – Oct’11 Cholamandalam Investment & Finace Company Ltd Vizag & Vijayawada
Handled STPL, PL Collections for Vizag
Handled HE [June’08 - Dec’10] Collections with 0% DQ for Vizag as an additional responsibility to support HE Division
Handled TW [June’08 - Oct’10] Collections for Vizag
Handled Vijayawada STPL & PL Collections from Nov’10 as an additional responsibility
Managing the late stage collections and recoveries with a reporting line of 5 TL’s
Ensure that the repossession processes is carried out through the month and under the prescribed code of conduct
Exposure to drive team and develop strategies to reduce the flow rates& losses
Ensured to improve the cash flow from the Non Performing Assets
Provide regular feedback to the business on the portfolio quality and behavior
Ensuring to achieve targets on monthly basis as per the budget
Responsible for administration of policies and procedures
Manage agency/vendor relationships with an objective to measure and improve performance
Legal process has been implemented for the location
2. May’07 - May’08 Citi Financial Consumer Finance India Ltd Vijayawada
Handled PL, Auto & TW Collections for Vijayawada
Handled PLCollections for Tenali & Eluru locations as an additional responsibility [Dec’07-May’08]
Ensuring to achieve targets on monthly and quarterly basis as per the budget
Ensure that the repossession processes is carried out through the month and under the prescribed code of conduct
Close monitoring and follow-up the delinquent contracts, Bounce cases on regular basis
Special Focus on Rollbacks has given good results in terms of controlling the delinquency
Identified new collection agencies and ensured better performance by proper training
Manage agency/vendor relationships with an objective to measure and improve performance
Initiated special drive on NPA cases which has resulted to reduce delinquency
Ensured empathy on the customer issues to improve CSAT
Jan’00 – May’07 TataTeleservices Ltd Vizag
Collections, Order Fulfillment, AV-CV, Complaint, Retail, Retention & Cash Management
Joined as Team Member in 2000 and Promoted as an Officer in 2001 & as an Executive in 2005
Collections (Dec’06 – May’07)
NIU retrieval performance increased from 70% to 87%
Handled Woff [NPA] collections and achieved higgest collections in a month 1.7Lacs
Handled Usage monitoring reports as an additional responsibility
Monthly trainings conducted to the Field Executives to improve performances
Ensure to process the agency payouts within the stipulated time frames
Ensured to achieve the portfolio targets within the time lines
Conducted audits on the receipt books of retrievals and collections of agencies
Ensured all the adjustments /Waivers are processed as per the SLAs
Acquisition Support-Vizag Cluster [Jan’04 – Nov’06]
Handled Vizag Cluster Service Provisioning activities of Pre, Post, PTB & Data Lines
Handled Vizag Cluster provisioning, loading, installation & activation activities within TAT
Handled dealer desk to ensure online solution for all requests, queries of TBA coordinators/TLs & RF Team
Coordinating with the IT team to resolve end user operational issues
Conducted training programs to the team members on new schemes and processes
Monitoring the VAS requests SLAs on Hourly basis to ensure 100% customer satisfaction
Quality Assurance & Complaint Management
Ensured 100% Provisioning, Documentation audits & CAF Scanning and uploads
Ensured 90% complaint resolutions as per the SLA
SPOC for Vizag Cluster FC Quality Audit activities
Implemented 100% audit process for all Pre & Post activities
Implemented Quality Parameter sheet for all Pre Installation Processes
Worked on automation of audit reports and established feedback procedures to Finance/RA audits
AV-CV
Monitoring of CV activities as per the process and TAT
CV and Credit Rating activities monitored with 100% accuracy
Coordinated with the TBAs to clear the holds by Adhered to the Company norms
MIS to TBAs for better results in terms of TAT & Customer Satisfaction
Weekly audits conducted and published the reports to the Town-Head
Trainings conducted to the CV executives for quality process implementation
Retail Store Management
Handled Pre & Post Paid Sales and ensured improvement in Conversion rates at HUB
Trainings conducted to the CSRs to improve the Sales & Service
Close monitoring on the direct Walk-in Sales & Complaints to improve customer satisfaction
Ensured to provide better solutions to the customer queries and complaints for CSAT
Conducted weekly internal tests on products and business rules for process improvement
Conducted monthly audits on soft skills and job knowledge of CSRs
Retention Management
Handled retentions for 6months and improved performance from 45% to 65%
Root Cause analysis done to improve performance of Vol-Retentions
Received best suggestion award from Vice President in Brain Wave activity [Retentions]
Coordinated with cross functional teams and formed a team to improve Retentions for Vizag Location
3. Cash Management (Jan’00 - Jan’04)
Monitoring of Banking activities, Fund management and Cash points at Vizag
Monitoring of Postpaid Deposit management & Bill Payments activities
Handled BRS activity for Vizag Cluster
Weekly & Monthly Audits at collection points (Stores)
Handled LBX Process, Transfer , Split, clubbing of accounts, deposit adjustments and refunds for AP
Handled Message processing investigation unit (MIU) activity for better Bill run process for South
Worked as a cashier fromJun’95 toJul’99in East CoastGranites, Hotel Green Park-Vizagand SridharDentalHospital-Vijayawada
Academic Credintials
Bachelor of Commerce (NagarjunaUniversity)
PGDCA in Computers
Pursing MBA in Distance mode from Sikkim Manipal University
Personal Profile
Father’s Name : A Jayarami Reddy
Date of Birth : 25th
May‘73
Martial Status : Married
Nationality : Indian
Languages known : Telugu, English and Hindi
Ref :
1. Sai Prasad Koka – Magma Fincorp – 9989550000 – State Head
2. Kishore I V – Citi Financials, 9849453035 – AVP
3. Sameer Patondkar – Tata Teleservices – 9246309770 – Sr.Manager