Ulli.Ramesh is seeking a position that allows him to utilize his communication and problem solving skills. He has a MBA in Finance and Marketing from Little Flower PG College and over 8 years of experience as an Accountant and Manager at Sri Shubhakara Homes Pvt Ltd. He is proficient in Tally ERP 9.0 and has experience preparing financial reports, handling cash transactions, and coordinating with auditors.
Cancer cells PowerPoint templates designed by skilled, experienced and professional graphic designers that are intended to solve the big issue of time consumption. These are fully editable slides and organized in a way to simplify the most complex topics and present it in an attractive manner. You can easily incorporate charts, diagrams and animations along with the content to these layouts in order to explore new technologies and trends of businesses in a unique way. All editable slides are digitally created to pinpoint and clarify the message, and summarize information regarding topic.
Active receptor PowerPoint templates designed by skilled, experienced and professional graphic designers that are intended to solve the big issue of time consumption. These are fully editable slides and organized in a way to simplify the most complex topics and present it in an attractive manner. You can easily incorporate charts, diagrams and animations along with the content to these layouts in order to explore new technologies and trends of businesses in a unique way. All editable slides are digitally created to pinpoint and clarify the message, and summarize information regarding topic.
Climate change is increasing temperatures globally and affecting weather patterns. In Wales, summers are projected to become drier and winters wetter by 2080. Sea levels around Wales are also expected to rise 30-40cm, increasing flood risk to coastal areas like the Severn Estuary. Adapting to climate change requires considering impacts to health, infrastructure, natural resources and more. Education resources aim to improve awareness and skills for teaching about climate change.
A recently graduated student is seeking a job that matches their skills and allows them to continuously learn and develop new abilities. To achieve this, the document recommends preparing for interviews, developing both technical and soft skills through additional training courses, staying up-to-date on the latest technologies, participating in extracurricular activities, and actively applying to positions at growing companies through various methods like job portals and campus recruitment. It also emphasizes the importance of self-improvement through skills workshops and professional development.
This document provides a state-by-state overview of laws related to contractual limitations of liability, warranties, and remedies. It begins with an abstract and introduction, then analyzes each U.S. state separately in short sections. The intended audience is contract negotiators and administrators. While providing a brief overview, it notes the limitations of such a broad survey and advises seeking specialized legal counsel for specific situations.
Organ process PowerPoint templates designed by skilled, experienced and professional graphic designers that are intended to solve the big issue of time consumption. These are fully editable slides and organized in a way to simplify the most complex topics and present it in an attractive manner. You can easily incorporate charts, diagrams and animations along with the content to these layouts in order to explore new technologies and trends of businesses in a unique way. All editable slides are digitally created to pinpoint and clarify the message, and summarize information regarding topic.
Ulli.Ramesh is seeking a position that allows him to utilize his communication and problem solving skills. He has a MBA in Finance and Marketing from Little Flower PG College and over 8 years of experience as an Accountant and Manager at Sri Shubhakara Homes Pvt Ltd. He is proficient in Tally ERP 9.0 and has experience preparing financial reports, handling cash transactions, and coordinating with auditors.
Cancer cells PowerPoint templates designed by skilled, experienced and professional graphic designers that are intended to solve the big issue of time consumption. These are fully editable slides and organized in a way to simplify the most complex topics and present it in an attractive manner. You can easily incorporate charts, diagrams and animations along with the content to these layouts in order to explore new technologies and trends of businesses in a unique way. All editable slides are digitally created to pinpoint and clarify the message, and summarize information regarding topic.
Active receptor PowerPoint templates designed by skilled, experienced and professional graphic designers that are intended to solve the big issue of time consumption. These are fully editable slides and organized in a way to simplify the most complex topics and present it in an attractive manner. You can easily incorporate charts, diagrams and animations along with the content to these layouts in order to explore new technologies and trends of businesses in a unique way. All editable slides are digitally created to pinpoint and clarify the message, and summarize information regarding topic.
Climate change is increasing temperatures globally and affecting weather patterns. In Wales, summers are projected to become drier and winters wetter by 2080. Sea levels around Wales are also expected to rise 30-40cm, increasing flood risk to coastal areas like the Severn Estuary. Adapting to climate change requires considering impacts to health, infrastructure, natural resources and more. Education resources aim to improve awareness and skills for teaching about climate change.
A recently graduated student is seeking a job that matches their skills and allows them to continuously learn and develop new abilities. To achieve this, the document recommends preparing for interviews, developing both technical and soft skills through additional training courses, staying up-to-date on the latest technologies, participating in extracurricular activities, and actively applying to positions at growing companies through various methods like job portals and campus recruitment. It also emphasizes the importance of self-improvement through skills workshops and professional development.
This document provides a state-by-state overview of laws related to contractual limitations of liability, warranties, and remedies. It begins with an abstract and introduction, then analyzes each U.S. state separately in short sections. The intended audience is contract negotiators and administrators. While providing a brief overview, it notes the limitations of such a broad survey and advises seeking specialized legal counsel for specific situations.
Organ process PowerPoint templates designed by skilled, experienced and professional graphic designers that are intended to solve the big issue of time consumption. These are fully editable slides and organized in a way to simplify the most complex topics and present it in an attractive manner. You can easily incorporate charts, diagrams and animations along with the content to these layouts in order to explore new technologies and trends of businesses in a unique way. All editable slides are digitally created to pinpoint and clarify the message, and summarize information regarding topic.
10 kroków do wystąpienia na infoShare 2014. Kozieł i Stawiarski.Kamil Kozieł
Jak wygląda przygotowanie do wystąpienia na jednej z największych konferencji IT w Polsce? Nie jest to łatwe. Dlaczego więc to robimy? Cytując klasyków:
„Tu nie chodziło o pieniądze. Nigdy nie chodziło o pieniądze. Nawet kiedy chodziło o pieniądze, to jednak nie wyłącznie o nie. No, może trochę, ale przede wszystkim chodziło o coś, co krasnoludy nazywają craic - czystą rozkosz z tego, co człowiek robi, gdzie i z kim” :)
T. Pratchett
Cancer PowerPoint templates designed by skilled, experienced and professional graphic designers that are intended to solve the big issue of time consumption. These are fully editable slides and organized in a way to simplify the most complex topics and present it in an attractive manner. You can easily incorporate charts, diagrams and animations along with the content to these layouts in order to explore new technologies and trends of businesses in a unique way. All editable slides are digitally created to pinpoint and clarify the message, and summarize information regarding topic.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help boost feelings of calmness, happiness and focus.
Southwest airlines PowerPoint templates designed by skilled, experienced and professional graphic designers that are intended to solve the big issue of time consumption. These are fully editable slides and organized in a way to simplify the most complex topics and present it in an attractive manner. You can easily incorporate charts, diagrams and animations along with the content to these layouts in order to explore new technologies and trends of businesses in a unique way. All editable slides are digitally created to pinpoint and clarify the message, and summarize information regarding topic.
Digestive system PowerPoint templates designed by skilled, experienced and professional graphic designers that are intended to solve the big issue of time consumption. These are fully editable slides and organized in a way to simplify the most complex topics and present it in an attractive manner. You can easily incorporate charts, diagrams and animations along with the content to these layouts in order to explore new technologies and trends of businesses in a unique way. All editable slides are digitally created to pinpoint and clarify the message, and summarize information regarding topic.
This document discusses embracing partnerships between childcare centers and families. It identifies potential barriers to partnerships, such as language barriers or families having additional needs. The document emphasizes the importance of gaining different perspectives and considering families' viewpoints. It provides questions families may have about communication and involvement in the childcare center. Finally, it discusses strategies childcare providers can use to embrace partnerships through their policies, environment, interactions with families, and programming. This includes making families feel welcome, sharing information, and encouraging participation.
INTRODUCCIÓN A LA COMUNICACIÓN CIENTIFÍCAAdriana Amo
La Unión Europea ha acordado un paquete de sanciones contra Rusia por su invasión de Ucrania. Las sanciones incluyen restricciones a las transacciones con bancos rusos clave y la prohibición de la venta de aviones y equipos a Rusia. Los líderes de la UE esperan que las sanciones aumenten la presión económica sobre Rusia y la disuadan de continuar su agresión contra Ucrania.
Bacteria PowerPoint templates designed by skilled, experienced and professional graphic designers that are intended to solve the big issue of time consumption. These are fully editable slides and organized in a way to simplify the most complex topics and present it in an attractive manner. You can easily incorporate charts, diagrams and animations along with the content to these layouts in order to explore new technologies and trends of businesses in a unique way. All editable slides are digitally created to pinpoint and clarify the message, and summarize information regarding topic.
Female reproductive PowerPoint templates designed by skilled, experienced and professional graphic designers that are intended to solve the big issue of time consumption. These are fully editable slides and organized in a way to simplify the most complex topics and present it in an attractive manner. You can easily incorporate charts, diagrams and animations along with the content to these layouts in order to explore new technologies and trends of businesses in a unique way. All editable slides are digitally created to pinpoint and clarify the message, and summarize information regarding topic.
Wonca Europe 2014, Lisbon: Chronic use of bzpB. Jiménez
This study examined the prevalence and factors associated with long-term benzodiazepine use (≥3 months) among 620 older adults. The researchers found that one-third of the study population were long-term benzodiazepine users. Long-term use was significantly associated with being female, having multiple medications, and depression. It was also associated with better functional status and increased social support. The researchers concluded that women with many medications and depression were most commonly long-term benzodiazepine users and that interventions by general practitioners could help reduce long-term use among the elderly.
This document provides information about the CS3101-3 Programming Language - JAVA course for Fall 2004. It introduces the instructor, Ke Wang, and his contact information. It states the class will meet on Wednesdays from 11am-1pm for 6 weeks ending on October 20th. There will be 5-6 homework assignments due on Tuesdays at 11:59:59pm. Late submissions are allowed once with a 24-hour extension. The document outlines topics that will be covered in the course like Java basics, objects, classes, inheritance, GUI programming and threads. It provides references to textbooks and online resources.
Language is a system of communication through vocal signs that humans use intentionally. It is a system with patterns and rules that allow humans to be creative with language and form new sentences. Language functions through contrasts between elements and humans are born with an inherent ability to learn and use language.
The document provides information about Mahindra & Mahindra, an Indian automotive manufacturing company. It discusses the company's leadership, various vehicle models produced, competitors in the industry, organizational structure, selection process for candidates, job descriptions, types of training provided, performance appraisal process, career planning, employee compensation and benefits. The key points are that Mahindra is a major player in India's automotive industry, producing a wide range of vehicles from SUVs to commercial trucks, and places emphasis on developing its employees through training, appraisals, and career progression.
Mohit prasad 202032067 final sip reportmohit909348
The document provides details of Mohit Prasad's summer internship at Larsen & Toubro Financial Services (LTFS) from August 10, 2021 to July 15, 2021, where he gained experience in marketing and sales operations. It describes his duties as a marketing intern, which included supporting the sales team and shadowing marketing and sales professionals. The internship helped Mohit gain valuable insights into achieving success in the rural finance industry and developing skills like listening and collaboration.
This document provides demographic breakdowns of online market research panels by country. It includes information on panel size, gender ratios, age ranges, education levels, employment sectors, marital statuses, and regional representations for panels in the United States, Canada, Mexico, Brazil, Argentina, the United Kingdom, France, Germany, Italy, Spain, India, China, Singapore, Malaysia and other countries.
The survey summarizes the career goals and demographics of over 4,900 MBA applicants. Key findings include:
- Consulting and finance are the most popular target industries, chosen by 45.5% and 32.4% of applicants respectively. Technology is also a major draw, selected by 26.9%.
- The majority of applicants (71.9%) see themselves running their own business or in an executive role like CEO within 10 years.
- Despite a slight decline, the average age of applicants remains 28 years old, continuing the long-term trend of older candidates pursuing MBAs.
- Technology has surpassed finance as the most common pre-MBA industry, with 12.6
10 kroków do wystąpienia na infoShare 2014. Kozieł i Stawiarski.Kamil Kozieł
Jak wygląda przygotowanie do wystąpienia na jednej z największych konferencji IT w Polsce? Nie jest to łatwe. Dlaczego więc to robimy? Cytując klasyków:
„Tu nie chodziło o pieniądze. Nigdy nie chodziło o pieniądze. Nawet kiedy chodziło o pieniądze, to jednak nie wyłącznie o nie. No, może trochę, ale przede wszystkim chodziło o coś, co krasnoludy nazywają craic - czystą rozkosz z tego, co człowiek robi, gdzie i z kim” :)
T. Pratchett
Cancer PowerPoint templates designed by skilled, experienced and professional graphic designers that are intended to solve the big issue of time consumption. These are fully editable slides and organized in a way to simplify the most complex topics and present it in an attractive manner. You can easily incorporate charts, diagrams and animations along with the content to these layouts in order to explore new technologies and trends of businesses in a unique way. All editable slides are digitally created to pinpoint and clarify the message, and summarize information regarding topic.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help boost feelings of calmness, happiness and focus.
Southwest airlines PowerPoint templates designed by skilled, experienced and professional graphic designers that are intended to solve the big issue of time consumption. These are fully editable slides and organized in a way to simplify the most complex topics and present it in an attractive manner. You can easily incorporate charts, diagrams and animations along with the content to these layouts in order to explore new technologies and trends of businesses in a unique way. All editable slides are digitally created to pinpoint and clarify the message, and summarize information regarding topic.
Digestive system PowerPoint templates designed by skilled, experienced and professional graphic designers that are intended to solve the big issue of time consumption. These are fully editable slides and organized in a way to simplify the most complex topics and present it in an attractive manner. You can easily incorporate charts, diagrams and animations along with the content to these layouts in order to explore new technologies and trends of businesses in a unique way. All editable slides are digitally created to pinpoint and clarify the message, and summarize information regarding topic.
This document discusses embracing partnerships between childcare centers and families. It identifies potential barriers to partnerships, such as language barriers or families having additional needs. The document emphasizes the importance of gaining different perspectives and considering families' viewpoints. It provides questions families may have about communication and involvement in the childcare center. Finally, it discusses strategies childcare providers can use to embrace partnerships through their policies, environment, interactions with families, and programming. This includes making families feel welcome, sharing information, and encouraging participation.
INTRODUCCIÓN A LA COMUNICACIÓN CIENTIFÍCAAdriana Amo
La Unión Europea ha acordado un paquete de sanciones contra Rusia por su invasión de Ucrania. Las sanciones incluyen restricciones a las transacciones con bancos rusos clave y la prohibición de la venta de aviones y equipos a Rusia. Los líderes de la UE esperan que las sanciones aumenten la presión económica sobre Rusia y la disuadan de continuar su agresión contra Ucrania.
Bacteria PowerPoint templates designed by skilled, experienced and professional graphic designers that are intended to solve the big issue of time consumption. These are fully editable slides and organized in a way to simplify the most complex topics and present it in an attractive manner. You can easily incorporate charts, diagrams and animations along with the content to these layouts in order to explore new technologies and trends of businesses in a unique way. All editable slides are digitally created to pinpoint and clarify the message, and summarize information regarding topic.
Female reproductive PowerPoint templates designed by skilled, experienced and professional graphic designers that are intended to solve the big issue of time consumption. These are fully editable slides and organized in a way to simplify the most complex topics and present it in an attractive manner. You can easily incorporate charts, diagrams and animations along with the content to these layouts in order to explore new technologies and trends of businesses in a unique way. All editable slides are digitally created to pinpoint and clarify the message, and summarize information regarding topic.
Wonca Europe 2014, Lisbon: Chronic use of bzpB. Jiménez
This study examined the prevalence and factors associated with long-term benzodiazepine use (≥3 months) among 620 older adults. The researchers found that one-third of the study population were long-term benzodiazepine users. Long-term use was significantly associated with being female, having multiple medications, and depression. It was also associated with better functional status and increased social support. The researchers concluded that women with many medications and depression were most commonly long-term benzodiazepine users and that interventions by general practitioners could help reduce long-term use among the elderly.
This document provides information about the CS3101-3 Programming Language - JAVA course for Fall 2004. It introduces the instructor, Ke Wang, and his contact information. It states the class will meet on Wednesdays from 11am-1pm for 6 weeks ending on October 20th. There will be 5-6 homework assignments due on Tuesdays at 11:59:59pm. Late submissions are allowed once with a 24-hour extension. The document outlines topics that will be covered in the course like Java basics, objects, classes, inheritance, GUI programming and threads. It provides references to textbooks and online resources.
Language is a system of communication through vocal signs that humans use intentionally. It is a system with patterns and rules that allow humans to be creative with language and form new sentences. Language functions through contrasts between elements and humans are born with an inherent ability to learn and use language.
The document provides information about Mahindra & Mahindra, an Indian automotive manufacturing company. It discusses the company's leadership, various vehicle models produced, competitors in the industry, organizational structure, selection process for candidates, job descriptions, types of training provided, performance appraisal process, career planning, employee compensation and benefits. The key points are that Mahindra is a major player in India's automotive industry, producing a wide range of vehicles from SUVs to commercial trucks, and places emphasis on developing its employees through training, appraisals, and career progression.
Mohit prasad 202032067 final sip reportmohit909348
The document provides details of Mohit Prasad's summer internship at Larsen & Toubro Financial Services (LTFS) from August 10, 2021 to July 15, 2021, where he gained experience in marketing and sales operations. It describes his duties as a marketing intern, which included supporting the sales team and shadowing marketing and sales professionals. The internship helped Mohit gain valuable insights into achieving success in the rural finance industry and developing skills like listening and collaboration.
This document provides demographic breakdowns of online market research panels by country. It includes information on panel size, gender ratios, age ranges, education levels, employment sectors, marital statuses, and regional representations for panels in the United States, Canada, Mexico, Brazil, Argentina, the United Kingdom, France, Germany, Italy, Spain, India, China, Singapore, Malaysia and other countries.
The survey summarizes the career goals and demographics of over 4,900 MBA applicants. Key findings include:
- Consulting and finance are the most popular target industries, chosen by 45.5% and 32.4% of applicants respectively. Technology is also a major draw, selected by 26.9%.
- The majority of applicants (71.9%) see themselves running their own business or in an executive role like CEO within 10 years.
- Despite a slight decline, the average age of applicants remains 28 years old, continuing the long-term trend of older candidates pursuing MBAs.
- Technology has surpassed finance as the most common pre-MBA industry, with 12.6
The document discusses the role of technology in microfinance institutions (MFIs) in India. It notes that MFIs serve over 33 million people but have high operating costs due to low-value transactions. Technology can help automate transactions, standardize products, and increase efficiency. The document outlines the information needs of different stakeholders and components needed for an effective management information system (MIS) to support operations, management, reporting, and strategic decision-making. It provides examples of how the organization BASIX has successfully implemented technology solutions to enhance its microfinance services.
This document provides an investment memorandum for IGT Financial Services, a proposed social sector organization seeking equity investment. It outlines IGT's mission to improve quality of life for underprivileged communities. The organization will provide microfinance, microinsurance, and other services through a rural-focused NBFC-MFI model. Projections show the business growing to serve over 5 million customers within 5 years and generating annual revenue of over $90 million. The memorandum requests $2.3 million in seed funding and outlines plans for future funding rounds and exit opportunities.
This report provides employment data for the Kellogg Full-Time MBA Class of 2020 and internship outcomes for the Class of 2021. Some key highlights:
- 94% of the Class of 2020 received a job offer within 3 months of graduating, with an average base salary of $141,576.
- Consulting and technology were the most popular industries, making up 36% and 28% of job acceptances respectively.
- The median signing bonus for accepted offers was $30,000.
Advice and Training: Rural access to National employer skills and Government ...enterpriseresearchcentre
While rural businesses face some unique challenges due to their location, such as limited labor pools and accessibility issues, the study found that take-up of national business and skills support programs does not significantly differ between rural and urban businesses. Rather, factors like business size, sector, and age are stronger predictors of whether a business accesses support. Awareness and use of different programs varied some by location, but patterns were largely driven by characteristics other than being rural. To improve take-up for all businesses, support programs should be proactively marketed, have simple application processes, minimize costs, and leverage local networks and champions.
The document provides information about the Michael Page Salary Benchmark report for Indonesia in 2020. It includes the following key details:
- The report provides salary references across various industries and job functions in Indonesia, based on 5,000 data points collected between July 2018-June 2019. It also includes market trends, hiring demands, and job seeker sentiments.
- Methodology details that salaries are presented as minimum, median, and maximum values. The median represents the middle value when salaries are arranged in ascending order.
- An introduction comments that Indonesia is embracing optimism and investment to propel growth, though there remains a shortage of match-ready top talent locally.
Skills Survey of Iloilo Banking Industryfutureyouph
Banking is one of the priority sectors in Iloilo that has a good number of in-demand job.
Here's a survey done by the Iloilo Government-Industry-Academe Council on the skills needed to get a job in the Iloilo banking industry.
In hc-deloitte-india-annual-compensation-trends-survey-report-fy-2016-noexpAbhisek Gupta
The document provides an overview of the scope, approach and methodology of Deloitte's annual India Compensation Trends Survey. It surveyed 250 organizations across 18 sectors to understand compensation and benefits trends. The survey methodology involved designing a questionnaire, finalizing target sectors and organizations, collecting data, validating responses, and analyzing results to generate an industry report. Key findings from the FY2015-16 report include average increment projections of 10.7% and variable pay of 17.4%, with variations across sectors and job levels. Pharma and Infrastructure sectors showed higher than average projections.
The document discusses various aspects of developing a marketing plan, including:
- Conducting a situational analysis to understand the internal/external environment and customer needs
- Defining marketing objectives and strategies to achieve goals
- Developing tactics for the marketing mix (product, price, place, promotion)
- Implementing the plan, monitoring results, and making adjustments based on performance.
This document provides details about a pre-submission seminar for a doctoral thesis titled "Institutional Financial Support to the Micro, Small and Medium Enterprises in Assam- An Analytical Study". The seminar will be presented by research scholar Pranjeet Das and supervised by Dr. F. B. Singh. The objectives, hypotheses, significance and research methodology of the study are outlined. Key findings from the study include that 71.3% of sample entrepreneurs are male, 53% are aged 31-44, and 69.2% do not have a business background. 62.6% of enterprises avail finance from non-institutional sources, with micro enterprises more likely to use non-institutional sources.
This resume summarizes the career and qualifications of Nagnath Kishanrao Dhanure. He has over 7 years of experience in managerial roles in microfinance institutions. He holds an MBA degree and seeks a challenging position managing microfinance operations and contributing to organizational growth. His experience includes establishing new branches, overseeing business operations and customer service, monitoring field operations, and ensuring regulatory compliance. He demonstrates strong leadership, relationship building, and problem-solving skills.
The document summarizes the IDFC Sterling Value Fund, an open-ended equity scheme following a value investment strategy. Some key points:
- The fund focuses on mid and small cap segments and takes a value-oriented approach through bottom-up stock selection of leader/challenger businesses.
- In 2020, earnings estimates rebounded from negative to positive territory despite the impact of COVID-19 in Q1, and small caps outperformed after underperforming since 2017.
- As of December 2020, the fund has an AUM of Rs. 2,950 crores invested primarily in equities across multiple sectors like auto ancillaries, cement, software and pharmaceuticals following a value strategy.
The document discusses segmentation, targeting, and positioning as the three strategic aspects of services marketing. It describes how to segment the services market using various demographic, geographic, and behavioral variables. Once segments are identified, a company must target a few specific segments and position its services to best meet the needs and benefits sought by consumers in the targeted segments.
SLF SESSION | Preparing for 2020 the Outlook for Fund Service ProvidersNICSA
The document summarizes key findings from a study on the fund administration industry conducted for FIS by Longitude Research. It discusses the following main points:
1) The study surveyed 57 fund administrators and interviewed 15 industry experts. It found that 89% of administrators expect to need significant investments in new systems and technologies by 2020 to cope with changing regulations.
2) 82% of administrators believe new competition from other sectors is likely by 2020.
3) Currently 18% of administrators offer no data analysis tools, and over a third have no plans to do so in the next two years.
The document concludes by outlining topics for discussion from the study, including managing margins, the technology imperative, and the need
This document summarizes the experience of a 35-year-old farmer named Modi in Saurashtra, India who owns 4 acres of land. Modi wants to start a side business but lacks capital. He explores options at a microfinance institute, banks, and local private agencies. However, the microfinance institute does not provide enough money, the bank process is tedious as he lives far away, and local agencies charge high interest rates. The target market is farmers in Saurashtra who own land or homes and want to start agriculture-related businesses costing $2,000 to $20,000.
The document describes the services provided by Utility Research and Consulting to support innovations, services, and reforms in the utility sector. It provides market intelligence, stakeholder engagement, pilot project management, impact assessments, and communications services to operators, service providers, consultants, investors, and governments working in power, water, waste, renewables, and smart cities. The company aims to help build intelligence and engage stakeholders to shape sustainable utility businesses through new solutions, services, and reform models.
Similar to Customer Profiling For Rural Financial Services (20)
In this study, we have to project the airline travel for the next 12 months .The dataset used here is SASHELP.AIR which is Airline data and contains two variables – DATE and AIR( labeled as International Airline Travel).It contains the data from JAN 1949 to DEC 1960.
The document summarizes a project that performed text mining on reviews of the Bollywood movie "Chashme Baddoor" to classify reviews as positive or negative and cluster reviews into groups. Key steps included collecting 23 reviews from IMDb, building a decision tree classification model to predict review sentiment, applying the model to unlabeled reviews, and clustering reviews without ratings. The clusters revealed insights about the movie's plot, acting, music, and areas for improvement. Text mining provided useful audience feedback to consider for future films.
The document discusses data analytics and the growing analytics industry. It defines data analytics as the process of inspecting, cleaning, transforming, and analyzing raw data to extract useful information. The amount of data generated worldwide has increased dramatically in recent years. The analytics industry includes captive, pure-play, and third-party service providers. Indian companies are getting into analytics due to available talent, lower costs than Western companies, and the ability to better understand local data and make improved decisions. The document outlines challenges and examples of analytics applications in various industries.
The document summarizes key findings from a 2013 social media marketing report. It finds that 56% of respondents use social media primarily to target customers, while 44% target businesses. Daily deal sites like Groupon and LivingSocial have declined drastically, with 80% of marketers reporting they no longer use such sites. The success of companies will increasingly depend on their ability to generate lifetime customer value through repeat transactions and long customer retention.
Telecom Fraud Detection - Naive Bayes ClassificationMaruthi Nataraj K
This document discusses using Naive Bayes classification to detect subscription fraud at a telecom company. It analyzes call detail records from known fraudsters to build a model to predict fraudulent subscribers. The model is trained on 70% of records from 3 known fraudsters and tested on 30% of records. It then uses the model to analyze an audit log of 15 subscribers and predicts which subscribers are most likely to be the known fraudsters Sally, Virginia or Vince, along with the probabilities. The document outlines the datasets, tools used including R and various R packages, data preprocessing steps, model building process using 10-fold cross validation, performance evaluation on test data and using the model to analyze the audit log dataset.
1) To understand the underlying structure of Time Series represented by sequence of observations by breaking it down to its components.
2) To fit a mathematical model and proceed to forecast the future.
This document presents a linear regression analysis performed in R. It defines dependent and independent variables for a linear regression model using data from a CSV file. It generates an ANOVA table, correlation plots, scatter plots with and without regression lines, normal probability plots of residuals, a residuals histogram, and calculates errors. It also produces confidence and prediction intervals for predicted mean responses at new x-values.
This document presents a Hadoop project to analyze stock prices using MapReduce and Hive. The project aims to find the adjusted closing price for stock days without dividends by joining daily stock price and dividend datasets. The technical architecture uses Eclipse, Hadoop, and AWS EC2 for development and clustering. Pseudo code is provided for MapReduce jobs to parse input data and calculate adjusted closing prices for output. The results found adjusted closing prices for 44 records out of 75 total records by removing headers and dividend-only days.
Hospital Market Segmentation using Cluster AnalysisMaruthi Nataraj K
To identify the hospitals’ segments with overall high sales. Then look for hospitals within that segment where the company sales of surgical equipments are low.
Maruti Suzuki India Ltd Financial Statement AnalysisMaruthi Nataraj K
Maruti Suzuki India Ltd Financial Statement Analysis
We have considered Tata Motors in whole as its competitor but it is advised to take the related segments for better results.
This document provides an agenda for a project presentation on a customer satisfaction survey conducted on State Bank of India's home loan product. The presentation covers the history and evolution of SBI, its positioning in the market, advertising and sales promotion strategies, market segmentation, its home loan product details, competitive strategies, distribution strategies, and future directions. It then outlines the research methodology used, analysis and inferences from the survey results, and provides recommendations.
The document is a sponsorship proposal for a proposed Premiere Basketball League in India, outlining details of the league such as format, marketing plan, and sponsorship opportunities. It discusses the untapped potential of basketball in India and presents Nike as a sponsor, highlighting benefits such as visibility, access to target audiences, and opportunities to test new products. Sponsorship levels ranging from title sponsor to silver sponsor are outlined with corresponding investment amounts and benefits.
This document discusses using a decision tree algorithm to classify customers of a Portuguese bank as likely or not to subscribe to a term deposit product based on their attributes in a marketing dataset. It presents the dataset, attribute selection process, approach using decision tree induction, and evaluation metrics including accuracy, error rate, and lift. The conclusions identify target customer groups and recommendations for improving the classifier include using ensemble methods and addressing class imbalance.
PyData London 2024: Mistakes were made (Dr. Rebecca Bilbro)Rebecca Bilbro
To honor ten years of PyData London, join Dr. Rebecca Bilbro as she takes us back in time to reflect on a little over ten years working as a data scientist. One of the many renegade PhDs who joined the fledgling field of data science of the 2010's, Rebecca will share lessons learned the hard way, often from watching data science projects go sideways and learning to fix broken things. Through the lens of these canon events, she'll identify some of the anti-patterns and red flags she's learned to steer around.
Discover the cutting-edge telemetry solution implemented for Alan Wake 2 by Remedy Entertainment in collaboration with AWS. This comprehensive presentation dives into our objectives, detailing how we utilized advanced analytics to drive gameplay improvements and player engagement.
Key highlights include:
Primary Goals: Implementing gameplay and technical telemetry to capture detailed player behavior and game performance data, fostering data-driven decision-making.
Tech Stack: Leveraging AWS services such as EKS for hosting, WAF for security, Karpenter for instance optimization, S3 for data storage, and OpenTelemetry Collector for data collection. EventBridge and Lambda were used for data compression, while Glue ETL and Athena facilitated data transformation and preparation.
Data Utilization: Transforming raw data into actionable insights with technologies like Glue ETL (PySpark scripts), Glue Crawler, and Athena, culminating in detailed visualizations with Tableau.
Achievements: Successfully managing 700 million to 1 billion events per month at a cost-effective rate, with significant savings compared to commercial solutions. This approach has enabled simplified scaling and substantial improvements in game design, reducing player churn through targeted adjustments.
Community Engagement: Enhanced ability to engage with player communities by leveraging precise data insights, despite having a small community management team.
This presentation is an invaluable resource for professionals in game development, data analytics, and cloud computing, offering insights into how telemetry and analytics can revolutionize player experience and game performance optimization.
We are pleased to share with you the latest VCOSA statistical report on the cotton and yarn industry for the month of March 2024.
Starting from January 2024, the full weekly and monthly reports will only be available for free to VCOSA members. To access the complete weekly report with figures, charts, and detailed analysis of the cotton fiber market in the past week, interested parties are kindly requested to contact VCOSA to subscribe to the newsletter.
3. INTRODUCTION
We, SSRM consultants were approached by leading financial
company that required profiling of customers in rural and
semi-urban areas to identify their target market for extending
loans and also to design marketing strategies to achieve other
key benefits to the organization.
Objective:
To design a comprehensive model to categorize the
customers according to demographic perspective to assess
their financial services requirements.
Customer
Profiling
Targeting
Positioning
4. DATA DESCRIPTION & PREPARATION
Data Description:
Dataset contains 1917 responses taken from respondents residing in rural
and semi-urban areas spread across pan India
490 attributes, both numerical and categorical attributes
No missing values
Preparation:
All the respondent data who have not answered(6) a single question were removed
All the no responses(6) at attribute level were replaced by respective mode
All the neutral responses at respondent level were removed
For Cluster analysis we have used total 16 variable(Q38- Q53) with 1816 responses
Tools Used:
SPSS, MS Excel 2013
5. METHODOLOGY
• We have used cluster analysis for customer profiling.
• Two cluster have been formed as per customer preferences
like loan repayment, loan availed, banks visited, etc.
Sl. No. Mean
Std.
Deviation
Q38 3.504 1.0964
Q39 3.453 .9936
Q40 3.651 .9599
Q41 3.195 1.0268
Q42 2.765 1.0909
Q43 3.067 1.0725
Q44 3.463 .9305
Q45 3.813 .8425
Q46 3.539 .8812
Q47 3.485 .9174
Q48 3.604 .9284
Q49 3.433 .9897
Q50 3.775 .7564
Q51 3.758 .7873
Q52 3.640 .8951
Q53 3.797 .8806
Low
Income
Clusters
Agriculture
More
Educated
Working
Professional
7. ANALYSIS & INFERENCES
0% 5% 10% 15% 20% 25% 30% 35%
Class 4 – Class 9
Graduate / Post graduate (General - BA, MA, B.Sc. etc.)
Graduate / Post graduate (Professional – B.E, B. Tech, M.B.B.S, etc.)
HSC+, but not graduate (Diploma etc.)
Illiterate
Literate, but no formal education
Not answered
SSC/HSC
Up to Class 4
Education
Segment 2 Segment 1
8. ANALYSIS & INFERENCES
0%
5%
10%
15%
20%
25%
30%
35%
40%
45%
18 to 25
yrs
26 to 25
yrs
36 to 45
yrs
46 to 55
yrs
56 to 65
yrs
66 and
above yrs
Percentage
Age Group
Respondent Age
Segment 1 Segment 2
0%
5%
10%
15%
20%
25%
Salary Tuition income
etc
Agriculture
income
Rental income
(shop etc.)
Percentage
Source
Repay Loan sources
Segment 1 Segment 2
10. ANALYSIS & INFERENCES
0% 20% 40% 60%
Television ads
Newspaper ads
Agents
Television ads Newspaper ads Agents
Segment 2 12.49% 8.97% 44.04%
Segment 1 9.84% 9.84% 49.95%
Information about Loans
0.00%
2.00%
4.00%
6.00%
8.00%
House
Segment 1 4.71%
Segment 2 7.59%
Property mortgaged to get Loan
0%
1%
2%
3%
4%
5%
6%
7%
8%
Crop Loan Education
Loan
Housing
Loan
Segment 1 6.63% 0.11% 5.13%
Segment 2 4.54% 0.57% 7.72%
Type of Loan requirement
11. ANALYSIS & INFERENCES
0% 5% 10% 15%
Agriculture purpose
New business /shop
setup
Construction or
purchase of house
Agriculture
purpose
New business
/shop setup
Construction or
purchase of
house
Segment 2 9.99% 7.95% 11.01%
Segment 1 13.05% 12.19% 8.98%
Immediate requirement of Loan
0%
5%
10%
15%
20%
25%
30%
Loan Amount (INR) willing to avail
Segment 1 Segment 2
12. Segment 1 mainly deals with agricultural activities and could be targeted for crop loans, gold
loans, livestock loans etc.
As it includes low salaried employees like manual workers, self employed professionals, junior
level employees, we can make them use of the banking resources by creating more awareness.
As the television viewership is low among them other media like local
newspapers, banners/hoardings etc. should be used. Campaigns can also contribute in people-
turn up to banks.
Since the repayment is dependent on agricultural income to certain extent, suitable time period is
to be fixed taking crop seasons into consideration.
Segment 2 focuses on people who relate to personal activities like construction of house, mortgaging
property for regular pension etc.
They can be targeted with high ticket loans such as a housing loan, mortgage loan etc. and proper
appraisal has to be carried out by checking their CIBIL score etc. in order to avoid the defaults.
At the same time, they need a quality service from the staff which is an important area to be taken
care of.
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