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CRiskCo - value deck
CRiskCo provides a platform that bridges the information gap for small and medium enterprises seeking credit. Their platform allows lenders and vendors to seamlessly input credit data on businesses in a standardized format, allowing for real-time risk analysis and monitoring. This helps reduce errors and biases compared to traditional methods. They are seeking partners to pilot their platform and eventually offer it as a white label solution to existing markets through a software development kit licensing model.
CRiskCo - value deck
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- 2. We Need aNew Approach for SME’s Credit Credit Providers: • Lenders • Vendors’ credit • Borrowers • Businesses Credit Applicants/Customers ? Information Gap
- 3. Voluntary Reporting isExtremely Limited SMBs only report 17% of non- payments Sources: Small Business Access to Capital Survey, National Small Business Association, 2012. Experian: Lenders Missing From Business Credit Report “Of the more than 500,000 suppliers extending credit, only about 10,000 report.” Non-payment Reports from SMBs (2013,%, less then 500 employees)
- 4. CRiskCo Bridges theInformation Gap Credit Approval Process Real-time Data and Analytics Seamless Input
- 5. CRiskCo Bridges theInformation Gap A seamless “one click” process Standardized format provides “Apple to Apple” comperison Real time and on going monitoring
- 6. 1st and 2ndLevel Risk Analysis Alerts Customer name EIN/SSN Fin- Score ® Risk Prediction Total A/R Overdue A/R % Overdue A/R Due A/R % Due A/R % size (from revenue) DSO ADD CEI Balance graph Building in LA 526606724 422 16% 69,459$ $ 60,431 87% 9,028$ 13% 10% 235 162 90% Online Games Inc 784697535 540 26% $ 23,533 $ 9,006 38% $ 14,527 62% 3% 223 50 97% Consulting Services Silicon Valley 465163510 508 16% $ 26,275 $ 14,214 54% $ 12,061 46% 4% 116 80 79% Transportaion CA 625337054 498 17% $ 45,395 $ 13,207 29% $ 32,188 71% 7% 252 223 97% Lockesmith LLC 767126454 507 19% 37,848$ $ 10,916 29% 26,932$ 71% 5% 248 223 80% Doors LA Inc. 478143393 514 19% 29,309$ $ 10,367 35% 18,942$ 65% 4% 164 92 77% Gardners Bay Area 755389894 548 21% 6,631$ $ 6,416 97% 215$ 3% <1% 158 29 88% Farmers LA 744101461 561 6% $ 35,741 $ 21,679 61% $ 14,062 39% 5% 124 88 99% Catering for weddings 687798247 608 8% $ 25,778 $ 10,121 39% $ 15,657 61% 4% 190 91 79% Bags and Clothes Palm Spring 974209673 583 7% 28,707$ $ 9,521 33% 19,186$ 67% 4% 290 163 96% Cell Phones LA 479064481 596 4% 48,218$ $ 19,454 40% 28,764$ 60% 7% 271 208 88% Boards LA 786758334 589 4% 30,560$ $ 21,607 71% 8,953$ 29% 4% 141 26 96% Medical appliance Inc. 696618429 560 9% $ 11,604 $ 9,375 81% $ 2,229 19% 2% 289 272 76% Groccery Store SF 517115524 675 13% $ 4,523 $ 1,913 42% $ 2,610 58% <1% 118 14 78% Winery SD 607738031 682 12% $ 3,500 $ 2,244 64% $ 1,256 36% <1% 314 10 78% Software Service Palo Alto 849398865 674 3% $ 38,328 $ 26,499 69% $ 11,829 31% 5% 302 31 90% Sport Equipment Inc. 958356234 627 13% 3,384$ $ 2,042 60% 1,342$ 40% <1% 132 117 86% Hardware for you Inc 492192454 608 13% 7,324$ $ 2,561 35% 4,763$ 65% 1% 115 43 82%
- 7. We Bring Fintechto the Traditional Lenders CRiskCo Traditional Fintech Real-time and transparent credit information ✔ ✘ ✔ Cost effective reliable credit data ✔ ✘ ✔ Provides additional risk analysis ✔ ✔ ✘ Platform as a Service (PaaS) ✔ ✔ ✘ Traditional Fintech
- 8. CRiskCo Bridges theInformation Gap A seamless “one click” process “Apple to Apple” comparison Real time and on going monitoring Reduce human error and biased observations
- 9. What's Next ? InitialPilot • Selecting up to 10 customers to case study the process • No coding needed • Didn’t break it, didn’t pay. White label • Implementing CRIskCo button to offer existing markets. • SDK licensing • Pay monthly per account Validation and Going Live • Reviewing the results. Plan the “Going Live”. • Putting weight on FinScore. • Penetrating new markets Partners:
- 10. Experienced Team foryour success EREZ SAF CEO BSC & Honors MBA CIO & Dev Manager, eLoan, SAP AMIT EISENTHAL CTO Software Project Leader at CheckPoint OFIR AVIGAD CMO Serial founder and Marketing guru. O- Share.org, HowToShift.com, Credex.co PETER HUNGLER VP SALES International sales and creator of new markets. VP Credit Swiss VP Deutsche bank
- 11. Erez Saf Founder &CEO erez@criskco.com 1 (408) 663 4532 Contact Information & Preview • Demo Available: https://www.criskco.com/login • Username: test@criskco.com • Password: 123456