SlideShare a Scribd company logo
CREDIT CARD CATEGORY

     Market Overview:

     •      Consumer confidence is stabilising
              −     3/5 say that their financial situation is either comfortable, or that they get by
     •      Majority of consumers are budgeting and prioritising price over quality
              −     Higher Earners have not cut back their spending
     •      Banks and building societies are gaining trust to look after people’s money
     •     The number of people who owe money on a credit card has increased by 20%




     JCDecaux Airport Passengers:

     •      JCDecaux Airport passengers are:
              −       Of a higher socio-economic and income group; 89% of JCDA passengers are
                      ABC1
              −       Financially Astute: 61% of people who have flown through a JCDecaux Airport
                      see themselves as being very good at managing money
              −       Credit Card Users: 85% hold 2 or more credit cards (UK average 28%)
              −       Key Decision Makers
              −       An affluent business audience




Source: Consumers, Saving and Investing, January 2011 and 2012, Mintel; Consumers and the
Economic Outlook – Quarterly Update, February 2012, Mintel; BAA 2011; JCDecaux Finance panel
2011; TGI GB 2011; JCDecaux Airport Business Traveller Survey 2011                             info@jcdecauxairport.co.uk

More Related Content

Similar to Credit cards

Insurance
InsuranceInsurance
Insurance
JCDecauxUK
 
Luxury
LuxuryLuxury
Luxury
JCDecauxUK
 
Telecoms
TelecomsTelecoms
Telecoms
JCDecauxUK
 
Finance Presentation
Finance PresentationFinance Presentation
Finance Presentation
Dilish K Daniel
 
Clipperton finance Sectorial Newsletter: e-commerce
Clipperton finance Sectorial Newsletter: e-commerceClipperton finance Sectorial Newsletter: e-commerce
Clipperton finance Sectorial Newsletter: e-commerce
Clipperton Finance
 
An overview of payments by Partech
An overview of payments by PartechAn overview of payments by Partech
An overview of payments by Partech
Partech Partners
 
Zvilo CRO Alejandro Garcia Monterde.pdf
Zvilo CRO Alejandro Garcia Monterde.pdfZvilo CRO Alejandro Garcia Monterde.pdf
Zvilo CRO Alejandro Garcia Monterde.pdf
Alejandro Garcia-Monterde BA MA MBA DBA
 
Sanjoy Sen - Fleming Gulf 6th Annual Retail Banking Conference - Key Note Pre...
Sanjoy Sen - Fleming Gulf 6th Annual Retail Banking Conference - Key Note Pre...Sanjoy Sen - Fleming Gulf 6th Annual Retail Banking Conference - Key Note Pre...
Sanjoy Sen - Fleming Gulf 6th Annual Retail Banking Conference - Key Note Pre...
Sanjoy Sen
 
Day one - An in-depth review or European Card Payments circa 1998
Day one - An in-depth review or European Card Payments circa 1998Day one - An in-depth review or European Card Payments circa 1998
Day one - An in-depth review or European Card Payments circa 1998
Philip Andreae
 
Eurofinas rb european cf survey 2021
Eurofinas rb european cf survey 2021Eurofinas rb european cf survey 2021
Eurofinas rb european cf survey 2021
Adam Kuszyk
 
PSD2 Survey DCE Deloitte
PSD2 Survey DCE DeloittePSD2 Survey DCE Deloitte
PSD2 Survey DCE Deloitte
Elvis Ziu
 
Custody Banking and Emerging KYC Needs
Custody Banking and Emerging KYC NeedsCustody Banking and Emerging KYC Needs
Custody Banking and Emerging KYC Needs
Todd Breeden
 
[Ekata] Unlocking the Potential of PSD2 SCA.pdf
[Ekata] Unlocking the Potential of PSD2 SCA.pdf[Ekata] Unlocking the Potential of PSD2 SCA.pdf
[Ekata] Unlocking the Potential of PSD2 SCA.pdf
ChinmayaShrivastava1
 
Rising Above Uncertainty: Opportunities and Challenges for Credit Unions in P...
Rising Above Uncertainty: Opportunities and Challenges for Credit Unions in P...Rising Above Uncertainty: Opportunities and Challenges for Credit Unions in P...
Rising Above Uncertainty: Opportunities and Challenges for Credit Unions in P...
NAFCU Services Corporation
 
The loan ranger november16
The loan ranger   november16The loan ranger   november16
The loan ranger november16
Chrystelle Beluche Cavernes
 
ce-digital-banking-maturity-study-emea.pdf
ce-digital-banking-maturity-study-emea.pdfce-digital-banking-maturity-study-emea.pdf
ce-digital-banking-maturity-study-emea.pdf
AnuradhaTulsyan1
 
GCF - M&A Trends T&L.pdf
GCF - M&A Trends T&L.pdfGCF - M&A Trends T&L.pdf
GCF - M&A Trends T&L.pdf
HlnePEYRUSQUE
 
1022-gcf-tlmatrends-ukpostlinkedin-221103082618-0147364f.pdf
1022-gcf-tlmatrends-ukpostlinkedin-221103082618-0147364f.pdf1022-gcf-tlmatrends-ukpostlinkedin-221103082618-0147364f.pdf
1022-gcf-tlmatrends-ukpostlinkedin-221103082618-0147364f.pdf
HlnePEYRUSQUE
 
GCF - T&L M&A trends - UK.pdf
GCF - T&L M&A trends - UK.pdfGCF - T&L M&A trends - UK.pdf
GCF - T&L M&A trends - UK.pdf
HlnePEYRUSQUE
 
Central Bank Digital Currencies - Deloitte .pdf
Central Bank Digital Currencies - Deloitte .pdfCentral Bank Digital Currencies - Deloitte .pdf
Central Bank Digital Currencies - Deloitte .pdf
vaibhavkulkarni938086
 

Similar to Credit cards (20)

Insurance
InsuranceInsurance
Insurance
 
Luxury
LuxuryLuxury
Luxury
 
Telecoms
TelecomsTelecoms
Telecoms
 
Finance Presentation
Finance PresentationFinance Presentation
Finance Presentation
 
Clipperton finance Sectorial Newsletter: e-commerce
Clipperton finance Sectorial Newsletter: e-commerceClipperton finance Sectorial Newsletter: e-commerce
Clipperton finance Sectorial Newsletter: e-commerce
 
An overview of payments by Partech
An overview of payments by PartechAn overview of payments by Partech
An overview of payments by Partech
 
Zvilo CRO Alejandro Garcia Monterde.pdf
Zvilo CRO Alejandro Garcia Monterde.pdfZvilo CRO Alejandro Garcia Monterde.pdf
Zvilo CRO Alejandro Garcia Monterde.pdf
 
Sanjoy Sen - Fleming Gulf 6th Annual Retail Banking Conference - Key Note Pre...
Sanjoy Sen - Fleming Gulf 6th Annual Retail Banking Conference - Key Note Pre...Sanjoy Sen - Fleming Gulf 6th Annual Retail Banking Conference - Key Note Pre...
Sanjoy Sen - Fleming Gulf 6th Annual Retail Banking Conference - Key Note Pre...
 
Day one - An in-depth review or European Card Payments circa 1998
Day one - An in-depth review or European Card Payments circa 1998Day one - An in-depth review or European Card Payments circa 1998
Day one - An in-depth review or European Card Payments circa 1998
 
Eurofinas rb european cf survey 2021
Eurofinas rb european cf survey 2021Eurofinas rb european cf survey 2021
Eurofinas rb european cf survey 2021
 
PSD2 Survey DCE Deloitte
PSD2 Survey DCE DeloittePSD2 Survey DCE Deloitte
PSD2 Survey DCE Deloitte
 
Custody Banking and Emerging KYC Needs
Custody Banking and Emerging KYC NeedsCustody Banking and Emerging KYC Needs
Custody Banking and Emerging KYC Needs
 
[Ekata] Unlocking the Potential of PSD2 SCA.pdf
[Ekata] Unlocking the Potential of PSD2 SCA.pdf[Ekata] Unlocking the Potential of PSD2 SCA.pdf
[Ekata] Unlocking the Potential of PSD2 SCA.pdf
 
Rising Above Uncertainty: Opportunities and Challenges for Credit Unions in P...
Rising Above Uncertainty: Opportunities and Challenges for Credit Unions in P...Rising Above Uncertainty: Opportunities and Challenges for Credit Unions in P...
Rising Above Uncertainty: Opportunities and Challenges for Credit Unions in P...
 
The loan ranger november16
The loan ranger   november16The loan ranger   november16
The loan ranger november16
 
ce-digital-banking-maturity-study-emea.pdf
ce-digital-banking-maturity-study-emea.pdfce-digital-banking-maturity-study-emea.pdf
ce-digital-banking-maturity-study-emea.pdf
 
GCF - M&A Trends T&L.pdf
GCF - M&A Trends T&L.pdfGCF - M&A Trends T&L.pdf
GCF - M&A Trends T&L.pdf
 
1022-gcf-tlmatrends-ukpostlinkedin-221103082618-0147364f.pdf
1022-gcf-tlmatrends-ukpostlinkedin-221103082618-0147364f.pdf1022-gcf-tlmatrends-ukpostlinkedin-221103082618-0147364f.pdf
1022-gcf-tlmatrends-ukpostlinkedin-221103082618-0147364f.pdf
 
GCF - T&L M&A trends - UK.pdf
GCF - T&L M&A trends - UK.pdfGCF - T&L M&A trends - UK.pdf
GCF - T&L M&A trends - UK.pdf
 
Central Bank Digital Currencies - Deloitte .pdf
Central Bank Digital Currencies - Deloitte .pdfCentral Bank Digital Currencies - Deloitte .pdf
Central Bank Digital Currencies - Deloitte .pdf
 

More from JCDecauxUK

One pager full lurpak
One pager full lurpakOne pager full lurpak
One pager full lurpak
JCDecauxUK
 
Lurpak 1-pager
Lurpak 1-pagerLurpak 1-pager
Lurpak 1-pager
JCDecauxUK
 
Fashion one pager
Fashion one pagerFashion one pager
Fashion one pager
JCDecauxUK
 
Audi summary
Audi summaryAudi summary
Audi summary
JCDecauxUK
 
Ee summary
Ee summaryEe summary
Ee summary
JCDecauxUK
 
Connected Youth: Technology
Connected Youth: TechnologyConnected Youth: Technology
Connected Youth: Technology
JCDecauxUK
 
Pob3 one pager
Pob3 one pagerPob3 one pager
Pob3 one pager
JCDecauxUK
 
Connected commuter ooh media
Connected commuter ooh mediaConnected commuter ooh media
Connected commuter ooh media
JCDecauxUK
 
Pob3 one pager
Pob3 one pagerPob3 one pager
Pob3 one pager
JCDecauxUK
 
Pob3 one pager
Pob3 one pagerPob3 one pager
Pob3 one pager
JCDecauxUK
 
Pob3 one pager
Pob3 one pagerPob3 one pager
Pob3 one pager
JCDecauxUK
 
Pob3 one pager
Pob3 one pagerPob3 one pager
Pob3 one pager
JCDecauxUK
 
Betting & gambling 1 pager
Betting & gambling 1 pagerBetting & gambling 1 pager
Betting & gambling 1 pager
JCDecauxUK
 
World cup one pagers
World cup one pagersWorld cup one pagers
World cup one pagers
JCDecauxUK
 
World cup one pagers
World cup one pagersWorld cup one pagers
World cup one pagers
JCDecauxUK
 
More than summary
More than summaryMore than summary
More than summary
JCDecauxUK
 
Post office summary
Post office summaryPost office summary
Post office summary
JCDecauxUK
 
Connected commuter finance 3
Connected commuter finance 3Connected commuter finance 3
Connected commuter finance 3
JCDecauxUK
 
Valentine's day
Valentine's dayValentine's day
Valentine's day
JCDecauxUK
 
1 pagers finance
1 pagers finance1 pagers finance
1 pagers finance
JCDecauxUK
 

More from JCDecauxUK (20)

One pager full lurpak
One pager full lurpakOne pager full lurpak
One pager full lurpak
 
Lurpak 1-pager
Lurpak 1-pagerLurpak 1-pager
Lurpak 1-pager
 
Fashion one pager
Fashion one pagerFashion one pager
Fashion one pager
 
Audi summary
Audi summaryAudi summary
Audi summary
 
Ee summary
Ee summaryEe summary
Ee summary
 
Connected Youth: Technology
Connected Youth: TechnologyConnected Youth: Technology
Connected Youth: Technology
 
Pob3 one pager
Pob3 one pagerPob3 one pager
Pob3 one pager
 
Connected commuter ooh media
Connected commuter ooh mediaConnected commuter ooh media
Connected commuter ooh media
 
Pob3 one pager
Pob3 one pagerPob3 one pager
Pob3 one pager
 
Pob3 one pager
Pob3 one pagerPob3 one pager
Pob3 one pager
 
Pob3 one pager
Pob3 one pagerPob3 one pager
Pob3 one pager
 
Pob3 one pager
Pob3 one pagerPob3 one pager
Pob3 one pager
 
Betting & gambling 1 pager
Betting & gambling 1 pagerBetting & gambling 1 pager
Betting & gambling 1 pager
 
World cup one pagers
World cup one pagersWorld cup one pagers
World cup one pagers
 
World cup one pagers
World cup one pagersWorld cup one pagers
World cup one pagers
 
More than summary
More than summaryMore than summary
More than summary
 
Post office summary
Post office summaryPost office summary
Post office summary
 
Connected commuter finance 3
Connected commuter finance 3Connected commuter finance 3
Connected commuter finance 3
 
Valentine's day
Valentine's dayValentine's day
Valentine's day
 
1 pagers finance
1 pagers finance1 pagers finance
1 pagers finance
 

Credit cards

  • 1. CREDIT CARD CATEGORY Market Overview: • Consumer confidence is stabilising − 3/5 say that their financial situation is either comfortable, or that they get by • Majority of consumers are budgeting and prioritising price over quality − Higher Earners have not cut back their spending • Banks and building societies are gaining trust to look after people’s money • The number of people who owe money on a credit card has increased by 20% JCDecaux Airport Passengers: • JCDecaux Airport passengers are: − Of a higher socio-economic and income group; 89% of JCDA passengers are ABC1 − Financially Astute: 61% of people who have flown through a JCDecaux Airport see themselves as being very good at managing money − Credit Card Users: 85% hold 2 or more credit cards (UK average 28%) − Key Decision Makers − An affluent business audience Source: Consumers, Saving and Investing, January 2011 and 2012, Mintel; Consumers and the Economic Outlook – Quarterly Update, February 2012, Mintel; BAA 2011; JCDecaux Finance panel 2011; TGI GB 2011; JCDecaux Airport Business Traveller Survey 2011 info@jcdecauxairport.co.uk