The document discusses Covenant, a wealth management firm that takes a holistic approach to clients' goals and capital. It summarizes Covenant's approach as focusing on clients' lifestyle, legacy, and philanthropy goals using all forms of their capital, including financial, human, and intellectual. Covenant aims to comprehensively manage clients' financial lives so they can focus on their goals through personalized wealth strategies and services.

1. Align your goals, dreams and financial future.

2. The Covenant Triquetra
The Covenant logo features a Trinitarian knot,
or triquetra, connoting unity and strength of
character. This symbol incorporates a three-
sided shape, symbolizing the three categories in
the firm’s goal-based approach: lifestyle, legacy
and philanthropy, as well as how the firm defines
its clients’ capital: intellectual capital, financial
capital, and human capital.
A northern European symbol, it is found in Celtic
and Germanic traditions, but is most commonly
associated with its use in western Christianity.
The circle connecting the shape symbolizes
Covenant’s integral role in the life and long‑term
goals of its clients.
Covenant was founded, built and structured expressly around understanding
and meeting the complex financial needs of our client families. We help our
clients maximize the potential of their human, intellectual, and financial capital
by providing highly personalized counsel and an integrated suite of wealth
management services.
We guide each client through a goal‑directed planning process designed to
ensure they benefit from all their wealth allows—in lifestyle maintenance, legacy
planning and philanthropy. Covenant unburdens clients from the daily cares of
financial management and positions them to maintain their lifestyles, nurture the
next generation, and make their personal mark in their community.
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3. What is a Covenant?
A promise. A bond. A relationship based on mutual trust.
Our Promise to You
Simply defined, a covenant is a promise. An agreement between two parties
based on mutual trust and understanding of expectations. At the heart of
every client relationship is our sincere desire to work together to help you
achieve the life you desire. This alignment with your goals is fundamental
to establishing trust. And with trust in place, you can freely and confidently
articulate your desires, concerns and dreams.
In return, we’re better able to offer advice and strategies to address your
unique needs. We believe a relationship based on trust and respect yields
the optimum results for both parties. Our value as advisors lies not just in
our financial acumen, but in our ability to build and nurture meaningful,
productive relationships.
Our fiduciary bond as
advisors compels us
to work in your best
interest. Always.

4. What is a Covenant?
An understanding. An arrangement.
Harvesting Your Intellectual, Human and Financial Capital
Wealth is so much more than assets. Your values, knowledge, beliefs,
experiences and personal relationships are all major contributors to your
overall wealth. They helped shape who you are and the success you’ve
achieved. At Covenant, we believe wealth extends far beyond financial
capital to include your human and intellectual capital.
We can assist you to fully harness your human, intellectual and financial
capital to get the most out of life. We designed Covenant’s unique
Lifestyle Legacy PhilanthropySM
process to help you define your life goals,
determine how best to deploy your wealth to achieve those goals, and
implement highly personalized strategies to keep you on course.
We understand your
wealth is comprised of
your intellectual, human
and financial capital.

5. What is a Covenant?
An agreement. A pledge. A pact.
Unburdening You Is Our Mission
Your ultimate objective is to leverage all aspects of your wealth and to
establish a strategy that will help you live the life you always dreamed. You
desire the security, discipline and freedom that comes from knowing your
financial affairs are completely aligned with your goals. We help you reach
that state of mind by taking on responsibility for many of your financial tasks.
We simplify your life by funneling all financial matters to a single point
of contact. And we pledge to become much more than an advisor—we’ll
become your trusted confidant. Our dedication and commitment to service
leads many of our clients to refer to their Covenant advisors as family. It’s
how we know we’ve succeeded in our mission.
We pledge to serve you
with constancy, reliability
and tireless dedication to
your goals.

6. What is a Covenant?
A commitment. An undertaking.
Comprehensive Expertise
Our wealth management approach targets your major objectives in life.
You may be concerned about maintaining your lifestyle and making your
wealth last through your lifetime. You may worry about how best to pass
your wealth to the next generation. Perhaps you’re seeking ways to make a
lasting social impact by giving back to your community or favorite charities.
We have the resources to bring greater discipline, clarity and direction to
your financial journey. Our services are comprehensive; our solutions are
tailored to your specific needs. Enjoy peace of mind knowing you’re backed
by a team of skilled multidisciplinary financial advisors commited to helping
you tackle your most pressing issues.
We’re committed to delivering world
class advice across a broad range of
financial disciplines to address your
unique needs.

7. The Covenant Difference
Lifestyle. Legacy. Philanthropy.
EXPERIENCED PROFESSIONALS
Highly educated advisors with significant experience from national
accounting firms and leading financial services organizations.
GOALS-BASED APPROACH
A unique goal-based discovery and wealth planning approach for
uncovering all lifestyle, legacy and philanthropic goals.
UNIQUE SERVICES
A distinctive combination of comprehensive, multidisciplinary services
structured exclusively for wealthy individuals.
UNBIASED ALIGNMENT WITH CLIENTS
Independent and objective advice and solutions guided by our fiduciary
responsibility to act in our clients’ best interests.
TAILORED INVESTMENT STRATEGIES
Access to robust institutional-level investment strategies.
PERSONALIZED SERVICE
Proactive and personalized attention rarely found at Wall Street firms
and large banks.
PROFESSIONALISM AND DISCRETION
Financial and personal affairs managed with the utmost confidentiality.
INTEGRITY
A commitment to integrity and strong core values as evidenced by high
client loyalty and our involvement in our community.

8. Covenant Multifamily Offices, LLC is an SEC registered investment advisor with offices in Texas. Different types of investments involve varying degrees of risk. Therefore, it should not be assumed
that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended and/or undertaken by Covenant Multifamily
Offices) or any investment-related or financial planning consulting services will be profitable, equal any corresponding indicated historical performance level(s), or prove successful. It remains the
client’s responsibility to advise Covenant Multifamily Offices, in writing, if there are any changes in the client’s personal/financial situation or investment objectives for the purpose of reviewing,
evaluating or revising Covenant Multi-family Offices previous recommendations and/or services, or if the client would like to impose, add to, or modify any reasonable restrictions to Covenant
Multifamily Offices’ services. A copy of Covenant Multifamily Offices’ current written disclosure statement discussing its advisory services and fees is available upon request.
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