Roy Williams founded Prestige Wealth Management Group to provide personalized CFO services including comprehensive financial planning, tax planning, investment management, retirement planning, estate planning, and insurance. The document emphasizes listening to clients to understand their unique goals and situations, then developing a customized and holistic plan. It highlights services like in-house financial planning, tax preparation, and estate planning to ensure all aspects of clients' financial lives are addressed. The goal is helping clients achieve financial security and independence to focus on their priorities.
1) The document discusses achieving financial freedom through comprehensive financial planning that considers one's entire life situation and goals.
2) It describes the financial planning process as gathering information about assets, liabilities, income, expenses, insurance, investments, taxes, retirement, estate planning, and more to develop a customized strategy.
3) The financial advisor works with both individuals and business owners to create plans that achieve goals like security, freedom from financial stress, and a successful transition of wealth over the course of one's lifetime.
This document summarizes information about The Schoff Group, a wealth management team within UBS Financial Services Inc. located in Rochester, NY. The team consists of William Schoff, Kathleen Titus, Stephen Wilson, and Barbara Fraser. They provide comprehensive wealth management services to high net worth individuals, families, and corporate executives. Their mission is to objectively manage clients' investments and advise them on financial planning to help achieve long-term financial goals and objectives.
Lake Road Advisors CAYP Presentation 1-24-17Paul Sydlansky
Lake Road Advisors is an independent registered investment advisor founded in 2016. The presentation provides a framework for financial health, emphasizing the importance of knowing one's values and developing financial goals and priorities. It outlines steps for achieving goals including establishing a budget, saving regularly, and educating oneself on financial topics like student loans. The presentation stresses living within one's means, prioritizing needs over wants, and automating savings to stay on track financially over the long term.
RSA Financial Group is a financial advisory firm established in 1983 that helps both businesses and individuals achieve their financial goals through comprehensive financial planning and implementation. The firm believes in developing a deep understanding of each client's unique situation and goals to design customized strategies and solutions. It offers services including retirement planning, insurance, investment management, business succession planning, and charitable giving strategies.
Independent Financial Services provides a "Your Future Direction Programme" to help clients achieve financial goals and peace of mind. They work with clients through a multi-step process: discovering clients' needs and situation; evaluating their current financial position; designing customized solutions; presenting recommendations; implementing plans; and reviewing plans periodically. The company charges fixed fees based on the value of the work rather than hourly rates. They have offices in Essington and Leamington Spa and serve a diverse range of clients.
This document provides an overview of life stage planning from UBS Financial Planning. It discusses understanding one's values and meaning of wealth. It outlines different types of capital - human, financial, and social. It also describes common life stages and events people may experience, and how financial planning can help align goals and wealth over one's lifetime. The document emphasizes getting advice from financial planners to plan for life events and their potential impacts on one's financial situation.
The document appears to be describing a financial advisor and their credentials. It states that the Registered Representative offers securities through Cambridge Investment Research Inc., a Broker/Dealer that is a member of FINRA and SIPC. It also states that the Investment Advisor Representative works for Cambridge Investment Research Advisors, Inc., which is a Registered Investment Advisor. However, Cambridge and the Gaxiola Financial Group are not affiliated. It provides a Twitter handle of #TGF2012.
This document discusses 10 strategies for high-net-worth families to build and protect their wealth. Strategy 4 focuses on effectively using surplus assets that are unlikely to be needed during retirement. It recommends gifting surplus assets to family members to avoid high taxes, purchasing a tax-exempt life insurance policy to shield assets from taxes, or giving to charity to create a charitable legacy while gaining tax relief. The strategy aims to protect assets from taxes and creditors by removing surplus funds from one's estate.
1) The document discusses achieving financial freedom through comprehensive financial planning that considers one's entire life situation and goals.
2) It describes the financial planning process as gathering information about assets, liabilities, income, expenses, insurance, investments, taxes, retirement, estate planning, and more to develop a customized strategy.
3) The financial advisor works with both individuals and business owners to create plans that achieve goals like security, freedom from financial stress, and a successful transition of wealth over the course of one's lifetime.
This document summarizes information about The Schoff Group, a wealth management team within UBS Financial Services Inc. located in Rochester, NY. The team consists of William Schoff, Kathleen Titus, Stephen Wilson, and Barbara Fraser. They provide comprehensive wealth management services to high net worth individuals, families, and corporate executives. Their mission is to objectively manage clients' investments and advise them on financial planning to help achieve long-term financial goals and objectives.
Lake Road Advisors CAYP Presentation 1-24-17Paul Sydlansky
Lake Road Advisors is an independent registered investment advisor founded in 2016. The presentation provides a framework for financial health, emphasizing the importance of knowing one's values and developing financial goals and priorities. It outlines steps for achieving goals including establishing a budget, saving regularly, and educating oneself on financial topics like student loans. The presentation stresses living within one's means, prioritizing needs over wants, and automating savings to stay on track financially over the long term.
RSA Financial Group is a financial advisory firm established in 1983 that helps both businesses and individuals achieve their financial goals through comprehensive financial planning and implementation. The firm believes in developing a deep understanding of each client's unique situation and goals to design customized strategies and solutions. It offers services including retirement planning, insurance, investment management, business succession planning, and charitable giving strategies.
Independent Financial Services provides a "Your Future Direction Programme" to help clients achieve financial goals and peace of mind. They work with clients through a multi-step process: discovering clients' needs and situation; evaluating their current financial position; designing customized solutions; presenting recommendations; implementing plans; and reviewing plans periodically. The company charges fixed fees based on the value of the work rather than hourly rates. They have offices in Essington and Leamington Spa and serve a diverse range of clients.
This document provides an overview of life stage planning from UBS Financial Planning. It discusses understanding one's values and meaning of wealth. It outlines different types of capital - human, financial, and social. It also describes common life stages and events people may experience, and how financial planning can help align goals and wealth over one's lifetime. The document emphasizes getting advice from financial planners to plan for life events and their potential impacts on one's financial situation.
The document appears to be describing a financial advisor and their credentials. It states that the Registered Representative offers securities through Cambridge Investment Research Inc., a Broker/Dealer that is a member of FINRA and SIPC. It also states that the Investment Advisor Representative works for Cambridge Investment Research Advisors, Inc., which is a Registered Investment Advisor. However, Cambridge and the Gaxiola Financial Group are not affiliated. It provides a Twitter handle of #TGF2012.
This document discusses 10 strategies for high-net-worth families to build and protect their wealth. Strategy 4 focuses on effectively using surplus assets that are unlikely to be needed during retirement. It recommends gifting surplus assets to family members to avoid high taxes, purchasing a tax-exempt life insurance policy to shield assets from taxes, or giving to charity to create a charitable legacy while gaining tax relief. The strategy aims to protect assets from taxes and creditors by removing surplus funds from one's estate.
Rivet is a nonprofit that partners with brands, NGOs, and influencers to fund youth-led social change projects. They have raised $1.6 million in seed funding. The organization is hiring a Director of Youth Engagement to design and cultivate a global community of young people, ensure youth voices are represented in decisions, and keep Rivet connected to youth culture trends. The role involves community building, advocacy, and strategy development to make Rivet truly youth-centered. Candidates should be aligned with Rivet's values of equity, trust, and belonging and have a strong connection to youth culture.
This document discusses the importance of financial planning and outlines the benefits of working with a Certified Financial Planner (CFP) professional. It notes that comprehensive financial planning can help people achieve their life goals, retire comfortably, and have peace of mind. While financial planning is not regulated in most provinces, working with a CFP who abides by an ethical code can increase the likelihood of staying on track financially. The document encourages vetting any financial advisor's credentials and experience.
The document is a marketing brochure for First Capital Financial Concepts, an integrated wealth management firm. It summarizes the firm's services as providing a holistic, client-centered approach to managing all aspects of a client's finances through coordination of their various advisors. The firm claims to optimize clients' wealth through strategies to reduce taxes, risks, and costs while increasing income and protecting assets. Clients work directly with a designated Capital Coach who serves as a single point of contact and provides comprehensive reporting on their entire financial situation.
Our services are designed for business owners, senior executives & professionals, retirees, well established families and sports & entertainment individuals who require professional assistance managing their wealth – each with their own story.
This document provides secrets to achieving financial independence according to Michael Woloshin. It discusses that most of what people learn about money growing up is incorrect. The true secret to increasing net worth is to spend less than you make. It also emphasizes that income is not the same as wealth and that you need surplus funds to invest in order to take advantage of investment opportunities. Additionally, it notes that grades in school do not correlate with future wealth and that taxes are an important consideration, as asset placement can significantly impact tax liability and ultimate wealth. The document aims to provide guidance on achieving financial independence.
Traust Sollus is an exclusive wealth management firm that provides personalized financial planning and investment management services to affluent clients. They take time to understand each client's unique goals and circumstances in order to create customized plans. Services include financial planning, investment advice, tax planning, estate planning, business consulting, and insurance. The firm aims to forge long-term partnerships with clients and help them achieve their financial objectives.
- A study conducted by the Financial Planning Standards Council (FPSC) found that Canadians who engaged in comprehensive financial planning reported greater financial well-being and less stress than those with limited or no planning.
- The study surveyed over 7,300 Canadians over 5 years and found benefits of comprehensive planning across all income levels. Those with planning felt more prepared for retirement and financial emergencies.
- Financial planners interviewed agreed with the study results, noting that planning helps families feel less uncertainty about the future by creating a clear financial roadmap and assessing progress over time. Comprehensive planning provides confidence that finances can withstand life's challenges.
Rathbones provides individualized investment management services and manages money for a variety of clients, including individuals, families, charities, and advisers. They take a personalized approach to understand each client's unique priorities and circumstances. Rathbones has been in business since 1742 and aims to achieve consistent long-term returns through active management of individual client portfolios.
The document provides an overview of financial planning services from UBS Financial Services. It discusses the importance of planning for retirement given increasing lifespans and costs of living. Effective financial planning can help clients define priorities and meet goals for retirement, education funding, and estate planning. Starting to save early and using tax-deferred accounts can significantly increase savings over time. The document also prompts clients to consider their retirement vision and income needs.
Christopher Financial Group is an independent financial advisory firm located in Conshohocken, PA. The firm's president, Thomas Christopher, offers financial planning and investment management services. Securities are offered through Raymond James Financial Services. The document provides background on Christopher's qualifications and experience, as well as information about the services offered by the firm to help clients achieve their financial goals.
The document discusses a goals-based wealth management process that aligns investments with clients' life goals. It focuses on helping clients achieve their dreams through tailored financial guidance. Key aspects include identifying clients' ideal and acceptable scenarios for each goal, designing investment plans within a "comfort zone", and making ongoing adjustments as clients' lives and priorities change over time. The process aims to minimize risk while avoiding unnecessary sacrifices to clients' lifestyles.
The document provides an overview of Richardson GMP's approach to building financial strategies for successful families. It introduces their team of professionals who take a partnership approach focused on understanding each client's unique goals, priorities, and vision for their financial future. They create customized plans through a collaborative process, drawing on a network of financial experts. Their approach involves establishing a solid financial foundation, building and implementing customized solutions, and ongoing monitoring to ensure the plan continues to meet clients' needs as their situation evolves.
Money Matter - Bringing you insights into the dynamics of moneyAndre Jankowitz
This document summarizes the services provided by 101 Business Insights, which offers insights from various fields like neuroscience and behavioral finance to help understand work and money issues. It provides a portal with over 1000 business insights on various topics from experts of different ranks. The insights cover disciplines like leadership, entrepreneurship, and money matters. Users can participate by sharing their own insights, joining teams, and engaging with other members to advance their rank and insight score.
Richard Horowitz: Achieving Financial IndependenceRichard Horowitz
This document discusses achieving financial independence through careful planning and commitment. It recommends setting clear financial goals with your spouse and tracking all spending for a month to identify unnecessary expenses. Once identified, non-essential spending should be cut back or eliminated from the budget to begin saving money. Tracking expenses, creating a budget, and developing frugal habits are key steps to building savings and financial security over time. With discipline and sacrifice, the document asserts that financial independence is attainable.
The document provides information about Endorphin Wealth Management, a financial planning firm that offers personalized wealth management services and strategies. They help clients achieve their financial goals at every stage of life, from starting out to retirement. Endorphin advisers get to know each client's unique situation and priorities to develop tailored investment and planning solutions. The firm aims to guide clients towards financial success and security now and in the future.
Private Business Group is a financial services firm with over 65 years of experience serving over 10,000 clients. Their mission is to help clients protect their assets and attain financial peace of mind through financial solutions not influenced by sales products. They provide personalized services through comprehensive financial and retirement planning to assist clients in making educated financial decisions and go beyond their expectations. The company operates primarily in the Southeastern US and is strategically positioned to offer powerful solutions given issues around corporate uncertainty, market volatility, and the aging baby boomer population.
For any nonprofits in trouble with the IRS or looking to stay out of trouble, please take the time to review this information. It also addresses grant strategies and fund development.
Plumtree specializes in helping young professionals and families organize their finances and build a plan to achieve their financial goals. They offer services related to spending, saving, investing, debt management, career, taxes, insurance, estate planning, large purchases, and life events. The process involves an initial discovery meeting to discuss goals and current situation, followed by building an individualized plan and regular meetings to implement and monitor progress toward goals. They provide examples of clients like Amanda, Bob and Jeanne, and Joseph to illustrate how they have helped different individuals and families achieve milestones.
The document outlines a personal finance workshop titled "Women and Money" presented by Shilpi Johri, Head and Financial Planner of ArthaShastra Consulting. The workshop covers various aspects of personal finance including budgeting, savings, insurance, investments, taxes, retirement planning, and getting more engaged with family finances. It also describes ArthaShastra Consulting's new financial planning services which include a quick assessment, hourly consultations, and an annual comprehensive financial planning engagement.
Dématérialisation de la chaine financière - Ville de MontpellierLes Interconnectés
Montpellier est la 2ème ville en France après Paris à avoir mis en œuvre cette « full démat ». C’est également le 1er domaine où la dématérialisation est effective sur la totalité de la chaîne, contrairement aux autres domaines de la dématérialisation qui nécessitent encore du papier à une étape donnée (actes administratifs, appels d’offres…)
Objectifs : Assurer une dématérialisation complète du traitement des pièces comptables, depuis leur réception à la Ville jusqu'à leur transmission au trésorier.
Rivet is a nonprofit that partners with brands, NGOs, and influencers to fund youth-led social change projects. They have raised $1.6 million in seed funding. The organization is hiring a Director of Youth Engagement to design and cultivate a global community of young people, ensure youth voices are represented in decisions, and keep Rivet connected to youth culture trends. The role involves community building, advocacy, and strategy development to make Rivet truly youth-centered. Candidates should be aligned with Rivet's values of equity, trust, and belonging and have a strong connection to youth culture.
This document discusses the importance of financial planning and outlines the benefits of working with a Certified Financial Planner (CFP) professional. It notes that comprehensive financial planning can help people achieve their life goals, retire comfortably, and have peace of mind. While financial planning is not regulated in most provinces, working with a CFP who abides by an ethical code can increase the likelihood of staying on track financially. The document encourages vetting any financial advisor's credentials and experience.
The document is a marketing brochure for First Capital Financial Concepts, an integrated wealth management firm. It summarizes the firm's services as providing a holistic, client-centered approach to managing all aspects of a client's finances through coordination of their various advisors. The firm claims to optimize clients' wealth through strategies to reduce taxes, risks, and costs while increasing income and protecting assets. Clients work directly with a designated Capital Coach who serves as a single point of contact and provides comprehensive reporting on their entire financial situation.
Our services are designed for business owners, senior executives & professionals, retirees, well established families and sports & entertainment individuals who require professional assistance managing their wealth – each with their own story.
This document provides secrets to achieving financial independence according to Michael Woloshin. It discusses that most of what people learn about money growing up is incorrect. The true secret to increasing net worth is to spend less than you make. It also emphasizes that income is not the same as wealth and that you need surplus funds to invest in order to take advantage of investment opportunities. Additionally, it notes that grades in school do not correlate with future wealth and that taxes are an important consideration, as asset placement can significantly impact tax liability and ultimate wealth. The document aims to provide guidance on achieving financial independence.
Traust Sollus is an exclusive wealth management firm that provides personalized financial planning and investment management services to affluent clients. They take time to understand each client's unique goals and circumstances in order to create customized plans. Services include financial planning, investment advice, tax planning, estate planning, business consulting, and insurance. The firm aims to forge long-term partnerships with clients and help them achieve their financial objectives.
- A study conducted by the Financial Planning Standards Council (FPSC) found that Canadians who engaged in comprehensive financial planning reported greater financial well-being and less stress than those with limited or no planning.
- The study surveyed over 7,300 Canadians over 5 years and found benefits of comprehensive planning across all income levels. Those with planning felt more prepared for retirement and financial emergencies.
- Financial planners interviewed agreed with the study results, noting that planning helps families feel less uncertainty about the future by creating a clear financial roadmap and assessing progress over time. Comprehensive planning provides confidence that finances can withstand life's challenges.
Rathbones provides individualized investment management services and manages money for a variety of clients, including individuals, families, charities, and advisers. They take a personalized approach to understand each client's unique priorities and circumstances. Rathbones has been in business since 1742 and aims to achieve consistent long-term returns through active management of individual client portfolios.
The document provides an overview of financial planning services from UBS Financial Services. It discusses the importance of planning for retirement given increasing lifespans and costs of living. Effective financial planning can help clients define priorities and meet goals for retirement, education funding, and estate planning. Starting to save early and using tax-deferred accounts can significantly increase savings over time. The document also prompts clients to consider their retirement vision and income needs.
Christopher Financial Group is an independent financial advisory firm located in Conshohocken, PA. The firm's president, Thomas Christopher, offers financial planning and investment management services. Securities are offered through Raymond James Financial Services. The document provides background on Christopher's qualifications and experience, as well as information about the services offered by the firm to help clients achieve their financial goals.
The document discusses a goals-based wealth management process that aligns investments with clients' life goals. It focuses on helping clients achieve their dreams through tailored financial guidance. Key aspects include identifying clients' ideal and acceptable scenarios for each goal, designing investment plans within a "comfort zone", and making ongoing adjustments as clients' lives and priorities change over time. The process aims to minimize risk while avoiding unnecessary sacrifices to clients' lifestyles.
The document provides an overview of Richardson GMP's approach to building financial strategies for successful families. It introduces their team of professionals who take a partnership approach focused on understanding each client's unique goals, priorities, and vision for their financial future. They create customized plans through a collaborative process, drawing on a network of financial experts. Their approach involves establishing a solid financial foundation, building and implementing customized solutions, and ongoing monitoring to ensure the plan continues to meet clients' needs as their situation evolves.
Money Matter - Bringing you insights into the dynamics of moneyAndre Jankowitz
This document summarizes the services provided by 101 Business Insights, which offers insights from various fields like neuroscience and behavioral finance to help understand work and money issues. It provides a portal with over 1000 business insights on various topics from experts of different ranks. The insights cover disciplines like leadership, entrepreneurship, and money matters. Users can participate by sharing their own insights, joining teams, and engaging with other members to advance their rank and insight score.
Richard Horowitz: Achieving Financial IndependenceRichard Horowitz
This document discusses achieving financial independence through careful planning and commitment. It recommends setting clear financial goals with your spouse and tracking all spending for a month to identify unnecessary expenses. Once identified, non-essential spending should be cut back or eliminated from the budget to begin saving money. Tracking expenses, creating a budget, and developing frugal habits are key steps to building savings and financial security over time. With discipline and sacrifice, the document asserts that financial independence is attainable.
The document provides information about Endorphin Wealth Management, a financial planning firm that offers personalized wealth management services and strategies. They help clients achieve their financial goals at every stage of life, from starting out to retirement. Endorphin advisers get to know each client's unique situation and priorities to develop tailored investment and planning solutions. The firm aims to guide clients towards financial success and security now and in the future.
Private Business Group is a financial services firm with over 65 years of experience serving over 10,000 clients. Their mission is to help clients protect their assets and attain financial peace of mind through financial solutions not influenced by sales products. They provide personalized services through comprehensive financial and retirement planning to assist clients in making educated financial decisions and go beyond their expectations. The company operates primarily in the Southeastern US and is strategically positioned to offer powerful solutions given issues around corporate uncertainty, market volatility, and the aging baby boomer population.
For any nonprofits in trouble with the IRS or looking to stay out of trouble, please take the time to review this information. It also addresses grant strategies and fund development.
Plumtree specializes in helping young professionals and families organize their finances and build a plan to achieve their financial goals. They offer services related to spending, saving, investing, debt management, career, taxes, insurance, estate planning, large purchases, and life events. The process involves an initial discovery meeting to discuss goals and current situation, followed by building an individualized plan and regular meetings to implement and monitor progress toward goals. They provide examples of clients like Amanda, Bob and Jeanne, and Joseph to illustrate how they have helped different individuals and families achieve milestones.
The document outlines a personal finance workshop titled "Women and Money" presented by Shilpi Johri, Head and Financial Planner of ArthaShastra Consulting. The workshop covers various aspects of personal finance including budgeting, savings, insurance, investments, taxes, retirement planning, and getting more engaged with family finances. It also describes ArthaShastra Consulting's new financial planning services which include a quick assessment, hourly consultations, and an annual comprehensive financial planning engagement.
Dématérialisation de la chaine financière - Ville de MontpellierLes Interconnectés
Montpellier est la 2ème ville en France après Paris à avoir mis en œuvre cette « full démat ». C’est également le 1er domaine où la dématérialisation est effective sur la totalité de la chaîne, contrairement aux autres domaines de la dématérialisation qui nécessitent encore du papier à une étape donnée (actes administratifs, appels d’offres…)
Objectifs : Assurer une dématérialisation complète du traitement des pièces comptables, depuis leur réception à la Ville jusqu'à leur transmission au trésorier.
Anthony Cox has over 15 years of experience in higher education administration, currently serving as Registrar and VA School Certifying Official at Piedmont College. His career has included roles in graduate and adult admissions, international student advising, and student records management. He maintains enrollment statistics, directs the registrar's office, and ensures compliance with FERPA and VA requirements. Cox holds a Master's degree in Public Administration and a Bachelor's degree in Psychology.
The document discusses color forecasts and trends for spring 2009 fashion. It provides descriptions of 10 colors that will be popular that season, including palace blue, lavender, super lemon, salmon rose, fuchsia red, rose dust, slate grey, vibrant green, dark citron, and lucite green. It emphasizes that wearing the right colors that suit one's own complexion and features can make eyes sparkle, skin look flawless, and increase confidence, while the wrong colors can have opposite effects. The document concludes that spring traditionally features fresh, bright colors inspired by new plant growth, and that new technologies allow designs to incorporate diverse materials and crafts for the coming season.
Eleições 2016: Resultado por seção das eleições municipais de Dário Meira-BA, referente a seção 25 (agregada à seção 26). Agregado significa que numa mesma sala de votação existia duas seções, então o total de votos computados nesta determinada seção são a totalidade duas ou demais urnas juntas.
This document outlines a student's course schedule and progress through a Hospitality Management BS program over 6 semesters from Fall 2015 to Fall 2016. It shows the student earned Dean's List honors and completed core hospitality courses in areas like food service, facilities management, marketing, finance, and internship. In their final year, the student focused on cruise operations, senior seminar, accounting, and group business sales.
Eleições 2016: Resultado por seção das eleições municipais de Dário Meira-BA, referente a seção 31 (agregada à seção 31). Agregado significa que numa mesma sala de votação existia duas seções, então o total de votos computados nesta determinada seção são a totalidade duas ou demais urnas juntas.
Los recursos naturales son bienes presentes en la naturaleza que satisfacen las necesidades humanas. Se clasifican en renovables, no renovables e inagotables. El documento describe varias tecnologías desarrolladas por el CSIC relacionadas con materiales de construcción, células solares, protección contra la corrosión y sensores. También aborda la gestión de residuos electrónicos en Argentina y la necesidad de sistemas de reciclaje.
501_20-an-explanatory-memorandum-on-the-general+(1)dave lane
This document outlines a strategic plan for Islam and its movement in North America over the next 10 years. It discusses the concept of "settlement", which refers to making Islam and its movement a permanent and established part of American society and homeland. The document proposes achieving settlement through establishing firmly-rooted organizations, enabling Islam within people's lives and societies, and presenting Islam as a civilizational alternative to influence minds and spirits. It stresses the importance of unifying and directing Muslim efforts in America to work towards these goals.
The document introduces The Bridgeway Group, a wealth management firm. It provides an overview of the firm's services, which include investment consulting, portfolio management, relationship management, and advanced planning. It describes the firm's vision of helping clients make informed financial decisions and its wealth management process, which involves discovery meetings, investment planning, and regular progress meetings. It also discusses how the firm adds value through suitable asset allocation, low-cost solutions, portfolio rebalancing, behavioral coaching, and total return strategies. The firm's advisors are supported by Commonwealth Financial Network.
Our independent financial services firm strives to define our commitment to clients and the community through our actions, and we welcome the opportunity to elevate your financial strategies.
TMI4080_TMI Wealth Management Brochure AW V3 FOR WEB SinglesMichelle Rennie
Thomas Miller Investment is an independent wealth management firm that provides financial planning and investment management services. They offer full financial reviews, retirement planning, tax planning, and discretionary portfolio management. Their advisors follow a rigorous five-step process of analyzing clients' needs, providing tailored advice and solutions, and reviewing plans periodically to ensure goals are met.
Wealth Management For Entrepreneurs (Client Journey)Robert Wilcocks
Wilcocks & Wilcocks provides wealth management services for entrepreneurs through their CLEARER program. The 7-step program includes clear thinking discovery, lifestyle financial planning, evidence based investing, allowance and tax planning, risk management, estate planning, and review. The goal is to help clients plan better, invest better, and live better by gaining clarity on their goals and situation, creating a financial plan, implementing optimized investments, managing risks, and ensuring assets pass smoothly to beneficiaries.
This document describes the services provided by Integrated Financial Partners (IFP). IFP offers personalized financial planning and advisory services through experienced advisors. They provide access to hundreds of investment options and state-of-the-art technology. IFP advisors have years of experience helping clients achieve financial goals like accumulating wealth, planning for retirement, and managing businesses. They take a holistic approach by coordinating with tax and legal advisors. IFP aims to build long-term relationships with clients through individualized attention and objective advice.
This document describes the services provided by Integrated Financial Partners (IFP). IFP offers personalized financial planning and advisory services through experienced advisors. They provide access to hundreds of investment options and state-of-the-art technology. IFP advisors have years of experience helping clients achieve financial goals like accumulating wealth, planning for retirement, and managing businesses. They take a holistic approach by coordinating with tax and legal advisors. IFP aims to build long-term relationships with clients through individualized attention and objective advice.
This document describes the services provided by Integrated Financial Partners (IFP). IFP offers personalized financial planning and advisory services through experienced advisors. They provide access to hundreds of investment options and state-of-the-art technology. IFP advisors have years of experience helping clients achieve financial goals like accumulating wealth, planning for retirement, and managing businesses. They take a holistic approach by coordinating with tax and legal advisors. IFP aims to build long-term relationships with clients through their individualized attention and objective advice.
This document describes the services provided by Integrated Financial Partners (IFP). IFP offers personalized financial planning and advisory services through experienced advisors. They provide access to hundreds of investment options and state-of-the-art technology. IFP advisors have years of experience helping clients achieve financial goals like accumulating wealth, planning for retirement, and managing businesses. They take a holistic approach by coordinating with tax and legal advisors. IFP aims to build long-term relationships with clients through their individualized attention and objective advice.
This document describes the services provided by Integrated Financial Partners (IFP). IFP offers personalized financial planning and advisory services through experienced advisors. They provide access to hundreds of investment options and state-of-the-art technology. IFP advisors have years of experience helping clients achieve financial goals like accumulating wealth, planning for retirement, and managing businesses. They take a holistic approach by coordinating with tax and legal advisors. IFP aims to build long-term relationships with clients through their individualized attention and objective advice.
This document describes the services provided by Integrated Financial Partners (IFP). IFP offers personalized financial planning and advisory services through experienced advisors. They provide access to hundreds of investment options and state-of-the-art technology. IFP advisors have years of experience helping clients achieve financial goals like accumulating wealth, planning for retirement, and managing businesses. They take a holistic approach by coordinating with tax and legal advisors. IFP aims to build long-term relationships with clients through individualized attention and objective advice.
This document describes the services provided by Integrated Financial Partners (IFP). IFP offers personalized financial planning and advisory services through experienced advisors. They provide access to hundreds of investment options and state-of-the-art technology. IFP advisors have years of experience helping clients achieve financial goals like accumulating wealth, planning for retirement, and managing businesses. They take a holistic approach by coordinating with tax and legal advisors. IFP aims to build long-term relationships with clients through individualized attention and objective advice.
This document describes the services provided by Integrated Financial Partners (IFP). IFP offers personalized financial planning and advisory services through experienced advisors. They provide access to hundreds of investment options and state-of-the-art technology. IFP advisors have years of experience helping clients achieve financial goals like accumulating wealth, planning for retirement, and managing businesses. They take a holistic approach by coordinating with tax and legal advisors. IFP aims to build long-term relationships with clients through individualized attention and objective advice.
This document describes the services provided by Integrated Financial Partners (IFP). IFP offers personalized financial planning and advisory services through experienced advisors. They provide access to hundreds of investment options and state-of-the-art technology. IFP advisors have years of experience helping clients achieve financial goals like accumulating wealth, planning for retirement, and managing businesses. They take a holistic approach by coordinating with tax and legal advisors. IFP aims to build long-term relationships with clients through ongoing service and attention.
This document describes the services provided by Integrated Financial Partners (IFP). IFP offers personalized financial planning and advisory services through experienced advisors. They provide access to hundreds of investment options and state-of-the-art technology. IFP advisors have years of experience helping clients achieve financial goals like accumulating wealth, planning for retirement, and managing businesses. They take a holistic approach by coordinating with tax and legal advisors. IFP aims to build long-term relationships with clients through individualized attention and objective advice.
This document describes the services provided by Integrated Financial Partners (IFP). IFP offers personalized financial planning and advisory services through experienced advisors. They provide access to hundreds of investment options and state-of-the-art technology. IFP advisors have years of experience helping clients achieve financial goals like accumulating wealth, planning for retirement, and managing businesses. They take a holistic approach by coordinating with tax and legal advisors. IFP aims to build long-term relationships with clients through individualized attention and objective advice.
This document describes the services provided by Integrated Financial Partners (IFP). IFP offers personalized financial planning and advisory services through experienced advisors. They provide access to hundreds of investment options and state-of-the-art technology. IFP advisors have years of experience helping clients achieve financial goals like accumulating wealth, planning for retirement, and managing businesses. They take a holistic approach by coordinating with tax and legal advisors. IFP aims to build long-term relationships with clients through individualized attention and objective advice.
This document describes the services provided by Integrated Financial Partners (IFP). IFP offers personalized financial planning and advisory services through experienced advisors. They provide access to hundreds of investment options and state-of-the-art technology. IFP advisors have years of experience helping clients achieve financial goals like accumulating wealth, planning for retirement, and managing businesses. They take a holistic approach by coordinating with tax and legal advisors. IFP aims to build long-term relationships with clients through individualized attention and objective advice.
Here at Financial Hospital we build a solid foundation for you to reach your desired destiny of financial stability through proper foundation and execution of financial planning as well as financial goals. As ever, we would like to be a part of your success. Since 2004, Financial Hospital has successfully serviced each and every client's from India or abroad. Be it Financial Planning, Tax advice or investment planning in equity, debt or alternate category; our team backed by strong research and latest economic trends, are always ready to serve our beloved investor's any queries or needs. Today, with the rich experience of our professional team comprise of CA's, MBA''s, CFP's and other technocrats, a thorough knowledge of the markets, strong leadership, innovative and focused research and having 7 office across India, Financial Hospital itself defines its value and success story.
The document provides information about Eisenberg-Mussa Wealth Management and its financial advisors Kenneth Eisenberg and Roger Mussa. It discusses their commitment to understanding clients' goals and developing customized strategies. It also provides biographies of Eisenberg and Mussa, outlining their credentials and experience in financial services.
Lenox Advisors provides comprehensive wealth management services to help clients simplify their financial lives. They develop a personalized financial plan through a team of specialists covering areas like financial planning, asset allocation, insurance, estate planning, and more. The plan coordinates all aspects of a client's financial life to help protect and preserve their wealth while providing a single point of contact.
Similar to Prestige Wealth Brochure FINAL PAGES (20)
2. Over 30 years ago, I began my career in financial services working for
a large institution. I routinely saw families financial lives crumble as they
encountered unexpected circumstances that their financial plan failed
to account for. Lacking in-house accountants or estate planners, I saw
advisors focusing on selling investments while paying little attention
to a client’s tax situation, estate plan, or creating adequate protection
necessary to safeguard against unexpected misfortune.
This led me to start my own business with the belief that these
cornerstones, among others, are equally as important as an efficient
portfolio or money management. Through our Personalized CFO
services, we offer in-house tax planning and preparation, retirement
planning, investment management, estate planning, risk management
strategies, and more to ensure that your family has a stress tested
financial plan to help you achieve financial independence so you can
focus on living your life.
Our singular focus is you. We pro-actively navigate complicated
financial issues to keep the focus on what is important to you. Along
the journey we continually adjust for shifting financial conditions to
keep you on course to achieving your financial goals.
We are committed to providing our clients with the highest level
of personal service and expert financial guidance. Prestige Wealth
Management Group stands ready to help you realize your dreams!
Roy Williams, ChFC®
President & Founder
Roy Williams, ChFC®
President & Founder
Welcome to Prestige Wealth Management Group
Roy Williams, President & Founder of
Prestige Wealth Management Group, is
ranked as one of the top Independent
Advisors by leading publications. Highly
regarded in his field, Roy has achieved
numerous industry accolades.
Barron’s Magazine has named Roy
Williams to their top 1,200 Advisors list.
This is the fourth time he was included
in their exclusive list of Advisors.1
For the second year running, Roy was
named one of theTop 100 Independent
Advisors in America by Registered Rep.
Magazine.2
Roy is often sought out by the national
and local media for his experience and
knowledge of financial matters. His
insights appear inTheWall Street Journal,
MarketWatch.com, BusinessWeek,
and locally in The Star-Ledger and The
Hunterdon County Democrat.
He is a frequent guest on CNBC. Please
visit our website to view his recent
appearances on Squawk on the Street,
Power Lunch and Closing Bell.
1
3. 2
“After all, we have no more
important responsibility than
managing as best we can the
money we earn so that it
supports our family’s needs
today while funding the
future life we envision for
ourselves and those we love.”
- Roy Williams
4. It all starts with you.
The first thing most financial advisors will want to know is “What do you have?”.
Prestige Wealth Management Group is different. We ask, “Where do you want
to go?”. After all, only when a destination has been determined can a map be
drawn to get you there.
It’s really about understanding you and your family’s lifestyle, wishes, and goals.
Only with a clear understanding of what is important to you and your family, can
we construct a detailed plan that is designed to achieve your wealth management
and life goals.
However, developing the plan is just the start of the process. In order to be
effective, the plan must be constantly monitored and updated to reflect new
developments in your life. Our dedicated team of professionals are always
available to pro-actively address questions and ensure that every aspect of
the plan is clearly understood, closely monitored and effectively implemented.
Yes, we protect and grow wealth. But what we really do is empower you
to realize the dreams and goals that are important to you.
So. Where would you like to go?
“No one’s ever achieved financial
fitness with a January resolution
that’s abandoned by February.”
- Joe Blow
Ask yourself, “where should my plan take me?”
3
5. Avoid the 9 deadly Retirement mistakes
Each Day 10,000 Baby Boomers Retire.
Americans reaching retirement age will continue in a steady march,
unabated for the next 19 years. Unfortunately, nearly half of today’s
workers seriously doubt their ability to retire comfortably and a
record number of Americans, more than a quarter, have pretty
much given up on the idea of ever achieving anything close to what
previous generations would call a comfortable retirement.
Only Retire Once begins with the most practical questions such as
when, how and where to retire? It asks its readers to discard the
commonly held idea that expenses will be less in retirement and
discusses our tendency to avoid thinking about life’s curve balls and
how the unexpected might impact our best-laid plans.
Woven throughout the book’s practical and timely advice are
engaging stories that illustrate the book’s main concepts and
recommendations taken directly from Roy’s vast client experiences.
14
Only Retire Once
by Roy Williams, ChFC®
President and Founder,
Prestige Wealth Managment Group
Available on Amazon.com
and at www.onlyretireonce.com
4
“This book unlocks
the secrets of successful
retirement planning”
- James N. Dimonekas,
President,
WORTH Magazine
6. We recognize you are unique! Where you have been is almost as important as where you want to
go. We take the time to listen so we can learn about you and your family. We want to learn what is
important to you? What do want to achieve personally and financially?
Only when we have a clear understanding of who you are and where you want to go, do we begin
to analyze your current financial situation. Then we really go to work – developing, implementing and
monitoring every detail in order to maintain focus on your personal financial goals. All along the way
we communicate with you, as we adjust strategies resulting from changes in market conditions or in
your own personal goals. Put the power of Prestige Wealth Management Group to work for you.
Our process ALWAYS starts with listening
Listen
Analyze
Plan
Monitor
Communicate
We START by listening.
We learn about your
personal goals
and dreams
We analyze
your entire
financial situation
including: Investments,
retirement, taxes, estate
plans and insurance needs
Utilizing our in-house CERTIFIED
FINANCIAL PLANNERTM
Professionals,
we prepare and implement a customized
financial plan designed to develop an
investment portfolio that is independent
and tailored to your needs
Prestige Wealth
Management Group
constantly monitors
and adjusts your
personal plan to
account for any market
or personal changes
We communicate with you
through regular meetings,
events, reports and
webcasts to keep
you informed
5
7. “Wealth is the ability to
fully experience life.”
- Henry David Thoreau
6
8. Personalized CFO services
Wealth
Management
Financial
Planning
Tax Planning
Investment
Management
Retirement &
Income
Planning
Estate
Planning
Insurance
& Risk
Management
Our Personalized CFO Services provides exclusive customized planning solutions and a first-class client
experience to high net worth individuals, families and business executives. PrestigeWealth Management
Group understands that a holistic approach to wealth management encompasses so much more
than just investments. We recognize the importance of numerous considerations when planning and
implementing your personal wealth management program.
Our financial experts work in unison based on your income, investments, tax ramifications, insurance
and risk factors, and SO much more. We constantly monitor portfolio progress and adjust as necessary
to make sure it is appropriate for your financial plan. We provide the highest level of service as we work
toward the goal of our client’s financial security and legacy. Isn’t that what you really want from your
wealth management company?
7
9. Financial Planning
• Your financial plan is developed by our in-house CERTIFIED FINANCIAL PLANNERTM
professionals.
• Cash flow analysis to evaluate your cash flow needs before and during retirement
• Monte Carlo analysis projects the probability of successfully funding your retirement
• Portfolio asset allocation to mitigate risk while striving to achieve your goals and objectives
• Education planning – tax efficient vehicles to save for college tuition
Investment Management
• Independent, unbiased financial advice
• Proprietary Portfolio Solutions
• Access to all types of investment products
• Investments matched to your needs and goals
• Proactive Asset Management Process
• Allocations for 401(k)s and deferred compensation plans
• Online aggregation of all your accounts for easy viewing and accurate planning
• Strategies for stock options, restricted stock and concentrated positions
• Proactive re-balancing as financial conditions and personal goal evolve
“No one’s ever achieved financial
fitness with a January resolution
that’s abandoned by February.”
- Joe Blow
Personalized CFO services
8
10. Retirement Income & Distribution Planning
• Analysis and determination of your retirement income needs
• Retirement plan review and analysis
• Recommendations for the best distribution strategy from your retirement plans and IRAs
• Pension distribution recommendations – lump sum, life and survivorship option
• Social Security election timing – single benefit vs. spousal benefit options
Tax Planning & Preparation
• Proactive tax planning, tax preparation and investment advice integrated under one roof
• Complimentary review of tax returns by our CPA and the accountants of PW Accounting Group
• Management of capital gains and losses to minimize taxes
• Business entity selection and formation services (LLC, S-co etc.)
• Business planning services and bookkeeping
Estate Planning
• Review of any current will and trust documents from our in-house Estate Planner
• Techniques to reduce your estate taxes
• Review of beneficiary designations and asset titling
• Establishing an Inherited IRA to continue your IRA for 70 years or longer
• Assistance with the necessary financial steps to take upon the death of a loved one
• Estate tax preparation
Risk Management & Insurance Planning
• Review property and casualty insurance exposure
• Provide insurance and protection recommendations and solutions
• Review options for life & health insurance, fixed & variable annuities, and long-term care insurance
9
11. Learn what makes Prestige Wealth Management Different.
What makes Prestige Wealth Management different? In a word... it’s “You”. Every member of
the PWM team is focused on your success. Achieving success is all about experience, solid
planning, and communication. We understand that we succeed only when our clients succeed.
We have built our reputation on this simple philosophy.
As a PWM client, you also receive:
A complimentary Estate Plan & Tax Review
Proactively Scheduled Review Meetings
- Scheduled by your Client Relations Manager
Financial Updates and Articles- From our Investment Policy Committee
Newsleters and Webcasts- to keep you educated and well informed
Client Appreciation Events- Social gatherings and seminars to
educate and socialize
Tax and Financial Reports- We help you keep everything organized
and in one place
We look forward to having the chance to work with you.
Through a complimentary consultation, our team
of professionals will be happy to learn more
about your situation and assist you in
developing an appropriate plan
to help you achieve
your life’s goals.
Let’s have a conversation today.
10
3
3
3
3
3
3
12. PRESTIGE
Wealth Management Group
Your Personalized CFO
FAMILY | TRUST | RESPECT
A registered SEC investment advisory firm. Securities offered through Triad Advisors, Inc. Member FINRA/SIPC
IMPORTANT DISCLOSURE INFORMATION
Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy (including the investments and/or investment strategies
recommended and/or undertaken by Prestige Management Group) or any investment-related or financial planning consulting services, will be profitable, equal any corresponding indicated historical performance level(s), or prove
successful. It remains the client’s your responsibility to advise Prestige, in writing, if there are any changes in the client’s personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising Prestige’s
previous recommendations and/or services, or if the client would like to impose, add, or to modify any reasonable restrictions to Prestige’s services. A copy of Prestige’s current written disclosure statement discussing its advisory
services and fees is available upon request.
Please Note: Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Prestige
Wealth Management Group, LLC is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Prestige Wealth Management Group, LLC by any of
its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser.
800-743-4768
www.prestigewmg.com
31 State Route 12, Flemington, New Jersey 08822 • 908-782-0001 • Fax 908-782-4168
Schoolhouse Plaza, 374 Millburn Avenue, Millburn, NJ 07041 • 973-532-6770 • Fax 973-218-1452