Baldassarre McAfee Miller is a team of experienced wealth management professionals with over 75 years of combined experience. They came together to offer comprehensive wealth management services using the UBS platform. Their dedicated approach focuses on frequent client interactions, a thorough financial plan and investment strategy, and achieving clients' financial goals and objectives through long-term relationships.

1. Wealth Management Services MICHAEL E. MILLER, MBA ANDREW G. BALDASSARRE, CFA® PAUL M. MCAFEE, CFP® Toll Free (888) 503-1871 [email_address] PRESENTATION FOR SCOTT MANGINI

2. Unique Service and Value Proposition Baldassarre McAfee Miller is a team of highly accredited and experienced wealth management professionals. Combined, they have over seventy five years of experience, most recently with leading bank wealth management firms. The team came together to offer the level of services to which their clients have been accustomed to in the past and the best of what banks used to offer in wealth management. They bring together the industry best practices on the leading investment and wealth management platform of UBS Financial Services. The team's approach to comprehensive wealth management for High Net Worth Clients is unique outside a traditional bank wealth management platform. Together, Baldassarre McAfee Miller bring extensive experience in assisting clients with financial planning and investments. Working with outside independent providers of trust services, the team contributes their extensive experience in trust and estate management. Baldassarre McAfee Miller have experience assisting clients as fiduciary as well as working with client’s directed investments. In addressing client’s fully comprehensive spectrum of wealth management needs, they also work with cash management, insurance and credit. Baldassarre McAfee Miller's dedicated and highly customized service focuses on frequent interactions with clients regarding their financial affairs; making sure that every decision is based on a comprehensive and current financial plan, a thorough analysis of investment options and intelligent investment strategy. The team is focused on constant monitoring of performance, managing risk, and well executed investment transactions and on total, after tax returns. Through UBS, they offer to most comprehensive spectrum of investment choices and the industry's leading edge investment management tools. The team mission is to provide its clients with a comfortable experience built around personal attention, superior investment performance and a long term relationship that is focused on achieving their financial goals and objectives .

3. Andrew G. Baldassarre, CFA Portfolio Management Andrew G. Baldassarre brings more than 25 years of investment experience. Currently he serves as a Portfolio Manager. Prior to UBS, Andrew was with U.S. Trust Company where he managed both private client and institutional portfolios. Earlier in his career Andrew spent several years in Boston at various institutions managing portfolios including Frontier Capital Management as co-portfolio manager of their large cap growth strategy and at Keystone Investments as part of their core equity team. Prior to that he was associated with Fleet Investment Advisor as a private client portfolio manager and with Constitution Capital Management, an institutional money manager, as both research analyst and member of their value equity team. Andrew holds a designation as Chartered Financial Analyst and is a member of both the Hartford Financial Analyst Society and Boston Security Analyst Society. He earned a B.A. degree in Economics and Business from St. Anselm College with honors and went on to earn his MS in Finance from Boston College. A Boston native, Andrew now lives in Bloomfield Connecticut and has three children, Drew, Kathleen and Annemarie. He is an avid sports car enthusiast through his association with the Ferrari Club of America and a recreational golfer at the Hartford Golf Club. He currently serves on the Board of Directors at the Village for Child and Family Services, and is a Board member emeritus at St. Agnes Family Center.

4. Paul M. McAfee joins UBS with more than 25 years of fiduciary and planning experience. As a Certified Financial Planner, Paul assists clients in all aspects of financial planning including cash flow, estate tax, legacy retirement, risk tolerance and investment allocation analysis. Prior to UBS, Paul was with U.S. Trust Company where he managed both private client and institutional relationships. He has extensive trust and fiduciary administration experience including managing revocable, irrevocable inter-vivos, testamentary and charitable trusts. He is highly knowledgeable in working with probate courts and attorneys to resolve sensitive matters between co-trustees, beneficiaries and remaindermen regarding fiduciary matters. Paul's experience includes managing relationships for Connecticut National Bank, Shawmut Bank and Fleet Bank. Paul began his career as an Investment Advisor in New Haven with New Haven Savings Bank. Paul holds a designation as Certified Financial Planner and is a member of both the Financial Planning Association and Estate and Business Planning Council of Hartford. He earned a B.A. degree from Duke University and went on to earn his MBA in Finance from University of New Haven. Born in Rome, Italy, Paul now lives in Longmeadow Mass and has two children, Gavin and Kevin. Paul M. McAfee, CFP Financial Planning

5. Michael Miller joined UBS as a Financial Advisor from Wells Fargo Private Bank. He comes with over twenty five years of experience in managing relationships and investments for High Net Worth Clients. At Wells Fargo and its predecessor Wachovia Wealth Management, he acted as a Relationship Manager on over 40 HNW relationships and managing over $345mm in assets. Prior to Wachovia, Michael was a Wealth Advisor with Merrill Lynch. His prior investment experience includes Aetna Realty Investors and Belmont Capital where he managed investments for institutions and private investors. At UBS, Michael focuses on bringing a comprehensive approach to managing client’s wealth. As an investment strategist, he allocates investments between different asset classes and investment styles to minimize risks and maximize returns. He stays closely in tune with the market and the economy. As a Relationship Manager, Michael brings together his extensive experience in investments with planning, insurance and credit. Michael frequently communicates with his clients to ascertain their needs, and to identify appropriate internal and external resources to address their needs. Michael is very active in the Grater Hartford community and the area's charitable organizations. Born in Poland, Michael lives in West Hartford, CT with his wife Janet Schaefer and two daughters Emily and Zoe. He holds a Bachelor degree in architecture from Cornell University and MBA in finance from Wharton. Michael E. Miller Relationship Management-Investment Strategy