The document discusses common reasons for divorce such as financial issues, infidelity, abuse, and lack of commitment. It notes that couples often fight about money instead of discussing it productively. It provides tips for couples including assessing financial plans together, budgeting even if spending priorities differ, seeking help to make progress on financial goals, and having full financial disclosure between partners.

1. Couples & Money—Earn more argue less Rona Birenbaum BAS CFP CHFS

3. Abuse

4. Financial Issues

5. Sexual Incompatibility

6. Lack of commitment to the marriage

7. Cultural & religious differences

8. Different child rearing expectations

9. Addiction

10. Unrealistic Expectations

11. Personality changes

13. Timing is everything Have planned discussion rather than using a financial frustration to bring up the subject.

14. “We'll never retire at the rate we are going”

15. “I'm afraid of the future”

16. Assess and plan

17. “I'm a saver and he/she is a spender. That's the problem”

18. “My way is better than yours. How do I get you to see that?”

19. “We both spend on different things.Let's budget”

20. “You worry too much!”

21. Full Disclosure

22. “We aren't making any progress”

23. Get help to ensure that you do.