1. The letter is a complaint from a customer of The Co-operative Bank about multiple issues they experienced that day involving their personal information and unprofessional conduct by bank employees.
2. The customer received a suspicious call from someone named "Bazzer" claiming to be from the bank, and then had an unhelpful interaction with a bank representative who did not know basic details and procedures.
3. The letter demands that action be taken regarding the employees and that the customer's personal information be handled securely, and includes a formal subject access request for information relating to their personal data and its use and security.
This document summarizes the services provided by Creditwrench, a company that teaches consumers how to defeat abusive debt collection practices without lawyers. It includes contact information for Creditwrench, links to videos and podcasts, and a question and answer forum where the CEO provides advice to consumers dealing with debt collectors and lawsuits. The CEO advises consumers on strategies for defeating lawsuits in local courts and provides information on filing federal lawsuits against collectors who violate laws.
This document discusses protecting yourself from scams and fraud. It provides tips on how to identify gullible and skeptical people, and discusses the characteristics of each. It also discusses common scam tactics like impersonating government agencies to demand payment, romance scams, and multi-level marketing schemes. Throughout, it emphasizes the importance of asking questions and requiring evidence before believing claims or providing personal information or money.
This document discusses how to protect yourself from scams and fraud. It provides tips for identifying gullible and skeptical characteristics in people. It suggests asking specific questions to determine if claims or evidence support what someone is saying, as scammers often use vague or misleading information. The document advises verifying any urgent or monetary requests with official sources rather than trusting the person directly asking. Overall, it emphasizes practicing evidence-based skepticism to avoid being manipulated by scammers.
Here are a few key things to watch out for in potential rental scams:
- The owner is not local and cannot show you the property in person. They make excuses for why you can't see it.
- They ask for money transfers via wire or gift cards instead of a check. These methods are hard to trace.
- Photos of the property look professionally staged or are from a real estate listing.
- Details don't add up, like the rent is much lower than market rate.
- They pressure you to send money right away without time to research. Real landlords will give you time to apply.
- No formal lease is provided, just a generic rental agreement form.
-
This document provides contact information and links to resources from Creditwrench related to credit repair. It includes phone numbers and links to slideshows, legal documents, videos and forums on topics like responding to debt collection, disputing credit report errors, and dealing with foreclosures and municipal issues. The document also contains recommendations for obtaining SEC and company registration records to verify the legitimacy of entities claiming to hold a debt or mortgage.
Literary Essay Topics For To Kill A MockingbirdAshley Opokuaa
This document discusses how taking Composition 2 improved the author's writing skills. It notes that before the class, the author did not focus much on writing quality and had issues with MLA formatting. However, over the course of the class, the author learned how to properly format papers in MLA style and write at a more advanced level, such as through an ethnography assignment. The author concludes they have gained writing skills necessary for higher education through the Composition 2 course.
Creditwrench teaches consumers how to deal with abusive debt collectors and beat them at their own game. Make them pay you to go away and leave them alone! Stop abusive phone calls easily.
This document summarizes the services provided by Creditwrench, a company that teaches consumers how to defeat abusive debt collection practices without lawyers. It includes contact information for Creditwrench, links to videos and podcasts, and a question and answer forum where the CEO provides advice to consumers dealing with debt collectors and lawsuits. The CEO advises consumers on strategies for defeating lawsuits in local courts and provides information on filing federal lawsuits against collectors who violate laws.
This document discusses protecting yourself from scams and fraud. It provides tips on how to identify gullible and skeptical people, and discusses the characteristics of each. It also discusses common scam tactics like impersonating government agencies to demand payment, romance scams, and multi-level marketing schemes. Throughout, it emphasizes the importance of asking questions and requiring evidence before believing claims or providing personal information or money.
This document discusses how to protect yourself from scams and fraud. It provides tips for identifying gullible and skeptical characteristics in people. It suggests asking specific questions to determine if claims or evidence support what someone is saying, as scammers often use vague or misleading information. The document advises verifying any urgent or monetary requests with official sources rather than trusting the person directly asking. Overall, it emphasizes practicing evidence-based skepticism to avoid being manipulated by scammers.
Here are a few key things to watch out for in potential rental scams:
- The owner is not local and cannot show you the property in person. They make excuses for why you can't see it.
- They ask for money transfers via wire or gift cards instead of a check. These methods are hard to trace.
- Photos of the property look professionally staged or are from a real estate listing.
- Details don't add up, like the rent is much lower than market rate.
- They pressure you to send money right away without time to research. Real landlords will give you time to apply.
- No formal lease is provided, just a generic rental agreement form.
-
This document provides contact information and links to resources from Creditwrench related to credit repair. It includes phone numbers and links to slideshows, legal documents, videos and forums on topics like responding to debt collection, disputing credit report errors, and dealing with foreclosures and municipal issues. The document also contains recommendations for obtaining SEC and company registration records to verify the legitimacy of entities claiming to hold a debt or mortgage.
Literary Essay Topics For To Kill A MockingbirdAshley Opokuaa
This document discusses how taking Composition 2 improved the author's writing skills. It notes that before the class, the author did not focus much on writing quality and had issues with MLA formatting. However, over the course of the class, the author learned how to properly format papers in MLA style and write at a more advanced level, such as through an ethnography assignment. The author concludes they have gained writing skills necessary for higher education through the Composition 2 course.
Creditwrench teaches consumers how to deal with abusive debt collectors and beat them at their own game. Make them pay you to go away and leave them alone! Stop abusive phone calls easily.
Sherry Hunt was a longtime employee of Citigroup who strictly followed rules and ethics. However, she disagreed with the company's new loose credit policies that approved risky loans without proper documentation. When Hunt refused to approve loans without the required HUD-1 form, her decisions were overruled. Feeling ignored and that the compensation system rewarded approving risky loans, Hunt began to consider reporting the violations she witnessed under the Dodd Frank Act. She valued making ethical decisions and addressing problems at the company.
6
If you know who stole your identity, you should still follow the same steps as if you did not know the identity thief:
1. File a report with your local police department and get a copy of the police report.
2. Contact the Federal Trade Commission to report the identity theft.
3. Place a fraud alert on your credit reports and get copies of your credit reports to review for any suspicious activity.
4. Contact any creditors or companies where new accounts or charges may have been made in your name to report the fraudulent activity and close or dispute accounts.
In addition to these steps, you should also consider taking legal action against the identity thief such as filing a
disscussion reply to the question asked from students minimum words .docxjameywaughj
disscussion reply to the question asked from students minimum words count 75 each
1: A company should evaluate there flow of information and departments and based in that decide who should have access to what information. Not every employee needs the access to company's important documents. The less people that have access the better. Also, another way that I have seen to prove work is when you have more than one persons authorization needed to access something. When a worked at a company in order for me to access some stuff I would need my supervisor to override for me and if he wasn't available the system required that 2 employees used there logins including mine to be able to access whatever I needed and they could not leave my sight until I was done. Ethical Issues that can come in play while doing school work and installing new system would be to not plagiarize. You don't want to spend all this money to go to school and learn nothing by cheating or using a security system that is easily accessible. If its a system that you can easily get in, a hacker would have no problem.
2:
Discuss about most relevant and significant tools that can potentially be used to protect business records of a company?
Documents, laptops, cell phones, and storage devices such as usb and flash drives should be secured by being locked up in an office, safe, or cabinet. There should be a limited of employees with access to the key and information. Paper files with business or consumer information must be shredded and discarded. It is better to shred the paperwork in house. A company I had previously worked for used to hire a company to shred their paperwork for them. Everyone would pile the sensitive information into a large locked bin, then the 'shredders' would pick up the bins and dump the paperwork into their trucks for shredding. On one occasion, the person picking up the bins accidentally dropped it and the papers spilled out and blew across the parking lot! Of course, strong passwords are necessary to secure sensitive data as well as encrypting information, establishing firewalls, anti virus programs, and hiring IT personnel.
3: I can say it is very important that all business owners have a method to protect all their records to keep all their paperwork in a safe place. Especially nowadays, i cant speak on how everyone else should run their business, but i can say as far as me trying to become a business owner i will have separate copies of everything that goes on in my business and have it secured in a safe place, or my own personal computer, and etc. In todays world sometimes you cant even trust your own staff so when it comes down to certain customers files i will have them secured so that i am the only one who can view it especially since i plan on opening up a nursing home for the elderly. Their information needs to be kept in a safe place so that not everyone can view their charts.
4:
4:Do you think perceptions of American Muslims and Muslim.
How Do I Spend My Day Essay. Online assignment writing service.Alexandra Romero
The document discusses how the Sons of Jacob established the theocratic society of Gilead in The Handmaid's Tale through insidious means. They prohibited literacy for most women to control society. They also staged terrorist attacks to create fear and instability, allowing them to take power. Once in power, they quickly eliminated opposition through public hangings and exile. Their strict control through oppression of women and violence against opponents established the authoritarian regime of Gilead.
Informal Discovery - Simple Strategies for Cost-Effective LitigationAmy Morgan
The document discusses strategies for informal discovery that can help reduce litigation costs. It defines informal discovery as obtaining factual information without formal requests to opposing counsel. Some benefits of informal discovery include not requiring cooperation from the opposition, being unconstrained by discovery schedules, and potentially revealing key evidence. The document provides examples of informal discovery methods like searching online court dockets, secretary of state websites, social media sites, paid databases, witness interviews, public records requests, and speaking with opposing counsel. It emphasizes keeping informal discovery budget-conscious and within ethical rules.
Cyber Security For Law Firms - February 2015 -Westchester County Bar Associat...dmenken60
Law firms are increasingly becoming targets of hackers who realize that lawyers, while mostly good at being lawyers, are often terrible at securing their data. This article provides specific suggestions on how law firms can become more cyber safe.
Dear Mr. FRED KOFMAN,
allow me to submit you the problem: yesterday and today I received, "by telephone", a text message from Linkedin , communicating me in a shameful and unworthily way, that theyjobs@linkedin.com have charged me first a sum equal to $800,then later, another $600 for a "service I did not ask or better "to say "which they did not explain has to be paid .
This guide addresses the steps to take once a
breach has occured. For advice on implementing a
plan to protect consumers’ personal information, to
prevent breaches and unauthorized access, check
out the FTC’s Protecting Personal Information: A
Guide for Business and Start with Security: A Guide
for Business.
*Company names mentioned herein are the property of, and may be trademarks of, their respective owners and are for educational purposes only.
How to defeat debt collectors and law...creditwrench
Here are a few tips for handling collection calls regarding your mother's debts:
- Inform the collector that you are not the debtor and cannot discuss her accounts without her consent. Do not provide any of her personal information.
- Ask the collector to only contact your mother directly regarding her debts. Do not allow them to use you as an intermediary.
- If the collector continues contacting you after being told not to, send them a letter by certified mail revoking consent for any further communication and informing them to only contact the debtor directly. Keep a copy of this letter.
- If they continue calling after being notified to only contact the debtor, you can report the collector to the Consumer Financial Protection Bureau (CFPB)
The Business Analyst uses various elicitation techniques to understand issues prohibiting organizational goals and propose solutions. These techniques include pretending to share knowledge, providing estimates to elicit specifics, listening without judgment, and asking leading questions to include assumptions. The analyst seeks information through conversations in many settings to help organizations improve.
The document provides an update from Court Guinness on his health, website analytics, blogs, podcasts, projects and requirements. It summarizes that in August 2023: (1) Court continues to experience poor health with high pain levels and limited mobility; (2) his website saw over 30,000 visits per month and he published several new blogs and podcasts; and (3) he urgently requires a new electric wheelchair/scooter and requests contact from anyone able to provide one.
The document is titled "Court Guinness" and dated June 2022. It appears to be related to a person named Court Guinness, but provides no other details about the individual or context in just the title and date.
Court Guinness' 2022 infographic. Court Guinness (Courtg9000) is a former businessman, micro PE expert, technology expert, dealmaker and publisher (Working: 1995-2020). He is deaf and disabled. Court Guinness is based in the UK. He loves boats, cars, tech, good food, France and Arsenal FC!
The joint venture opportunity involves taking over an existing business called The Trade House that publishes a business magazine, provides executive search and networking services for startups and small businesses, and offers business consultancy. The Trade House has existing subscriber and business listings databases, as well as intellectual property and marketing collateral. It represents a unique chance to take advantage of existing revenue opportunities in the small and medium enterprise space. The incoming joint venture partners would relaunch some of the existing services and potentially do some minor website work, but would not need to provide financial input initially.
Court Guinness is seeking offers to purchase The Trade House Magazine, a business deals listings magazine he developed over his retirement. Under his ownership, the magazine grew from 3,000 readers and $30,000 in listed deal value to averages of 25,000 readers and over $3 billion in listed deals per issue. It also expanded its paid advertisements, business news content, email database, and listings. The magazine now represents an opportunity for a new owner to further develop and monetize.
Court Guinness takes his clarksonistic and sometimes irreverent view of what is happening in the deal making market place. He reviews 2020 and looks forward to 2021 he talks about offices, the blairs and other things
The Trade House Magazine Winter 2020/2021 Special EditionCourt Guinness
The Winter 2020/2021 edition of the brightest business deals lisings magazine. Over 900 deals inside from £1.00 - £213,000,000. Over 10 pages of good business articles for the small busines soowner and lots of other business content too.
The Trade House Magazine Fact Book December 2020Court Guinness
For advertisers and other interested parties a detailed look at The Trade house Magazine, readership demographics, business opportunities, advertising, pricing and more.
Sherry Hunt was a longtime employee of Citigroup who strictly followed rules and ethics. However, she disagreed with the company's new loose credit policies that approved risky loans without proper documentation. When Hunt refused to approve loans without the required HUD-1 form, her decisions were overruled. Feeling ignored and that the compensation system rewarded approving risky loans, Hunt began to consider reporting the violations she witnessed under the Dodd Frank Act. She valued making ethical decisions and addressing problems at the company.
6
If you know who stole your identity, you should still follow the same steps as if you did not know the identity thief:
1. File a report with your local police department and get a copy of the police report.
2. Contact the Federal Trade Commission to report the identity theft.
3. Place a fraud alert on your credit reports and get copies of your credit reports to review for any suspicious activity.
4. Contact any creditors or companies where new accounts or charges may have been made in your name to report the fraudulent activity and close or dispute accounts.
In addition to these steps, you should also consider taking legal action against the identity thief such as filing a
disscussion reply to the question asked from students minimum words .docxjameywaughj
disscussion reply to the question asked from students minimum words count 75 each
1: A company should evaluate there flow of information and departments and based in that decide who should have access to what information. Not every employee needs the access to company's important documents. The less people that have access the better. Also, another way that I have seen to prove work is when you have more than one persons authorization needed to access something. When a worked at a company in order for me to access some stuff I would need my supervisor to override for me and if he wasn't available the system required that 2 employees used there logins including mine to be able to access whatever I needed and they could not leave my sight until I was done. Ethical Issues that can come in play while doing school work and installing new system would be to not plagiarize. You don't want to spend all this money to go to school and learn nothing by cheating or using a security system that is easily accessible. If its a system that you can easily get in, a hacker would have no problem.
2:
Discuss about most relevant and significant tools that can potentially be used to protect business records of a company?
Documents, laptops, cell phones, and storage devices such as usb and flash drives should be secured by being locked up in an office, safe, or cabinet. There should be a limited of employees with access to the key and information. Paper files with business or consumer information must be shredded and discarded. It is better to shred the paperwork in house. A company I had previously worked for used to hire a company to shred their paperwork for them. Everyone would pile the sensitive information into a large locked bin, then the 'shredders' would pick up the bins and dump the paperwork into their trucks for shredding. On one occasion, the person picking up the bins accidentally dropped it and the papers spilled out and blew across the parking lot! Of course, strong passwords are necessary to secure sensitive data as well as encrypting information, establishing firewalls, anti virus programs, and hiring IT personnel.
3: I can say it is very important that all business owners have a method to protect all their records to keep all their paperwork in a safe place. Especially nowadays, i cant speak on how everyone else should run their business, but i can say as far as me trying to become a business owner i will have separate copies of everything that goes on in my business and have it secured in a safe place, or my own personal computer, and etc. In todays world sometimes you cant even trust your own staff so when it comes down to certain customers files i will have them secured so that i am the only one who can view it especially since i plan on opening up a nursing home for the elderly. Their information needs to be kept in a safe place so that not everyone can view their charts.
4:
4:Do you think perceptions of American Muslims and Muslim.
How Do I Spend My Day Essay. Online assignment writing service.Alexandra Romero
The document discusses how the Sons of Jacob established the theocratic society of Gilead in The Handmaid's Tale through insidious means. They prohibited literacy for most women to control society. They also staged terrorist attacks to create fear and instability, allowing them to take power. Once in power, they quickly eliminated opposition through public hangings and exile. Their strict control through oppression of women and violence against opponents established the authoritarian regime of Gilead.
Informal Discovery - Simple Strategies for Cost-Effective LitigationAmy Morgan
The document discusses strategies for informal discovery that can help reduce litigation costs. It defines informal discovery as obtaining factual information without formal requests to opposing counsel. Some benefits of informal discovery include not requiring cooperation from the opposition, being unconstrained by discovery schedules, and potentially revealing key evidence. The document provides examples of informal discovery methods like searching online court dockets, secretary of state websites, social media sites, paid databases, witness interviews, public records requests, and speaking with opposing counsel. It emphasizes keeping informal discovery budget-conscious and within ethical rules.
Cyber Security For Law Firms - February 2015 -Westchester County Bar Associat...dmenken60
Law firms are increasingly becoming targets of hackers who realize that lawyers, while mostly good at being lawyers, are often terrible at securing their data. This article provides specific suggestions on how law firms can become more cyber safe.
Dear Mr. FRED KOFMAN,
allow me to submit you the problem: yesterday and today I received, "by telephone", a text message from Linkedin , communicating me in a shameful and unworthily way, that theyjobs@linkedin.com have charged me first a sum equal to $800,then later, another $600 for a "service I did not ask or better "to say "which they did not explain has to be paid .
This guide addresses the steps to take once a
breach has occured. For advice on implementing a
plan to protect consumers’ personal information, to
prevent breaches and unauthorized access, check
out the FTC’s Protecting Personal Information: A
Guide for Business and Start with Security: A Guide
for Business.
*Company names mentioned herein are the property of, and may be trademarks of, their respective owners and are for educational purposes only.
How to defeat debt collectors and law...creditwrench
Here are a few tips for handling collection calls regarding your mother's debts:
- Inform the collector that you are not the debtor and cannot discuss her accounts without her consent. Do not provide any of her personal information.
- Ask the collector to only contact your mother directly regarding her debts. Do not allow them to use you as an intermediary.
- If the collector continues contacting you after being told not to, send them a letter by certified mail revoking consent for any further communication and informing them to only contact the debtor directly. Keep a copy of this letter.
- If they continue calling after being notified to only contact the debtor, you can report the collector to the Consumer Financial Protection Bureau (CFPB)
The Business Analyst uses various elicitation techniques to understand issues prohibiting organizational goals and propose solutions. These techniques include pretending to share knowledge, providing estimates to elicit specifics, listening without judgment, and asking leading questions to include assumptions. The analyst seeks information through conversations in many settings to help organizations improve.
The document provides an update from Court Guinness on his health, website analytics, blogs, podcasts, projects and requirements. It summarizes that in August 2023: (1) Court continues to experience poor health with high pain levels and limited mobility; (2) his website saw over 30,000 visits per month and he published several new blogs and podcasts; and (3) he urgently requires a new electric wheelchair/scooter and requests contact from anyone able to provide one.
The document is titled "Court Guinness" and dated June 2022. It appears to be related to a person named Court Guinness, but provides no other details about the individual or context in just the title and date.
Court Guinness' 2022 infographic. Court Guinness (Courtg9000) is a former businessman, micro PE expert, technology expert, dealmaker and publisher (Working: 1995-2020). He is deaf and disabled. Court Guinness is based in the UK. He loves boats, cars, tech, good food, France and Arsenal FC!
The joint venture opportunity involves taking over an existing business called The Trade House that publishes a business magazine, provides executive search and networking services for startups and small businesses, and offers business consultancy. The Trade House has existing subscriber and business listings databases, as well as intellectual property and marketing collateral. It represents a unique chance to take advantage of existing revenue opportunities in the small and medium enterprise space. The incoming joint venture partners would relaunch some of the existing services and potentially do some minor website work, but would not need to provide financial input initially.
Court Guinness is seeking offers to purchase The Trade House Magazine, a business deals listings magazine he developed over his retirement. Under his ownership, the magazine grew from 3,000 readers and $30,000 in listed deal value to averages of 25,000 readers and over $3 billion in listed deals per issue. It also expanded its paid advertisements, business news content, email database, and listings. The magazine now represents an opportunity for a new owner to further develop and monetize.
Court Guinness takes his clarksonistic and sometimes irreverent view of what is happening in the deal making market place. He reviews 2020 and looks forward to 2021 he talks about offices, the blairs and other things
The Trade House Magazine Winter 2020/2021 Special EditionCourt Guinness
The Winter 2020/2021 edition of the brightest business deals lisings magazine. Over 900 deals inside from £1.00 - £213,000,000. Over 10 pages of good business articles for the small busines soowner and lots of other business content too.
The Trade House Magazine Fact Book December 2020Court Guinness
For advertisers and other interested parties a detailed look at The Trade house Magazine, readership demographics, business opportunities, advertising, pricing and more.
The Trade Club is the business and networking club from The Trade House and Court Guinness. Free to join for most tiers. This brochure tells you all you need to know about The Trade Club and how to join and be a member.
Court Guinness is an experienced international IT consultant and business broker with over 18 years of experience. He has managed over 70 projects, completed a Six Sigma White Belt certification, and has experience as a company director and business consultant for small- and medium-sized enterprises. He is currently working on several business ventures through his company The Tradehouse, including a magazine with over 40,000 readers, an online marketplace for bulk purchases, and business clubs and partnerships.
The Trade House Organisation Chart May 2020Court Guinness
The document outlines the various divisions and subsidiaries of a company called The Trade House, including products, web, counter, lounge, suite, machine, desk, magazine, virtual office, shareholdings, roles, design service, sentinel, jobs, marketing group, court, holdco, brokers, library, property, club, consultant, and France holdco.
The document describes The Trade House, which offers various membership levels as part of The Trade Club. Membership levels include Advertiser, Associate, Brokerage Member, Classic Membership, Consultancy Member, Dealers and Resellers Club, Joint Venture Membership, Platinum Membership, Project Membership, Representative Member, Senior Trader Club, and Trade Lounge Membership. Members get access to deals, advertising opportunities, and networking. The Trade House was founded by Court Guinness to help businesses enhance dealmaking through services like its magazine and online platforms.
The Trade Suite comprises two investment funds, FundOne and FundTwo, managed by Court Guinness, an experienced businessman and technologist based in the West Midlands, UK. FundOne is a general investment fund focusing on opportunities in the West Midlands. FundTwo specifically invests in the recruitment industry, also prioritizing West Midlands-based opportunities. The Trade Suite provides a timeline for initial conversations, site visits, pitches, and deal completion between January and August 2019. Court Guinness also operates Trade Advisory, which provides advisory services to portfolio companies, and The Trade House, an investment and services platform.
Voucher sites offer heavily discounted vouchers online that are predominantly purchased by females aged 23-49. However, these businesses require voucher givers to give up large profits through discounts, contain small print around redemption rules that favor the sites, and use aggressive payment tactics. While initially targeting small businesses for growth, the long term viability of business models that rely on limited markets and supplies is uncertain. The document recommends small businesses tread carefully when considering voucher sites due to the costs and risks involved.
At Techbox Square, in Singapore, we're not just creative web designers and developers, we're the driving force behind your brand identity. Contact us today.
Zodiac Signs and Food Preferences_ What Your Sign Says About Your Tastemy Pandit
Know what your zodiac sign says about your taste in food! Explore how the 12 zodiac signs influence your culinary preferences with insights from MyPandit. Dive into astrology and flavors!
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Building Your Employer Brand with Social MediaLuanWise
Presented at The Global HR Summit, 6th June 2024
In this keynote, Luan Wise will provide invaluable insights to elevate your employer brand on social media platforms including LinkedIn, Facebook, Instagram, X (formerly Twitter) and TikTok. You'll learn how compelling content can authentically showcase your company culture, values, and employee experiences to support your talent acquisition and retention objectives. Additionally, you'll understand the power of employee advocacy to amplify reach and engagement – helping to position your organization as an employer of choice in today's competitive talent landscape.
The 10 Most Influential Leaders Guiding Corporate Evolution, 2024.pdfthesiliconleaders
In the recent edition, The 10 Most Influential Leaders Guiding Corporate Evolution, 2024, The Silicon Leaders magazine gladly features Dejan Štancer, President of the Global Chamber of Business Leaders (GCBL), along with other leaders.
How are Lilac French Bulldogs Beauty Charming the World and Capturing Hearts....Lacey Max
“After being the most listed dog breed in the United States for 31
years in a row, the Labrador Retriever has dropped to second place
in the American Kennel Club's annual survey of the country's most
popular canines. The French Bulldog is the new top dog in the
United States as of 2022. The stylish puppy has ascended the
rankings in rapid time despite having health concerns and limited
color choices.”
Easily Verify Compliance and Security with Binance KYCAny kyc Account
Use our simple KYC verification guide to make sure your Binance account is safe and compliant. Discover the fundamentals, appreciate the significance of KYC, and trade on one of the biggest cryptocurrency exchanges with confidence.
How MJ Global Leads the Packaging Industry.pdfMJ Global
MJ Global's success in staying ahead of the curve in the packaging industry is a testament to its dedication to innovation, sustainability, and customer-centricity. By embracing technological advancements, leading in eco-friendly solutions, collaborating with industry leaders, and adapting to evolving consumer preferences, MJ Global continues to set new standards in the packaging sector.
[To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
This presentation is a curated compilation of PowerPoint diagrams and templates designed to illustrate 20 different digital transformation frameworks and models. These frameworks are based on recent industry trends and best practices, ensuring that the content remains relevant and up-to-date.
Key highlights include Microsoft's Digital Transformation Framework, which focuses on driving innovation and efficiency, and McKinsey's Ten Guiding Principles, which provide strategic insights for successful digital transformation. Additionally, Forrester's framework emphasizes enhancing customer experiences and modernizing IT infrastructure, while IDC's MaturityScape helps assess and develop organizational digital maturity. MIT's framework explores cutting-edge strategies for achieving digital success.
These materials are perfect for enhancing your business or classroom presentations, offering visual aids to supplement your insights. Please note that while comprehensive, these slides are intended as supplementary resources and may not be complete for standalone instructional purposes.
Frameworks/Models included:
Microsoft’s Digital Transformation Framework
McKinsey’s Ten Guiding Principles of Digital Transformation
Forrester’s Digital Transformation Framework
IDC’s Digital Transformation MaturityScape
MIT’s Digital Transformation Framework
Gartner’s Digital Transformation Framework
Accenture’s Digital Strategy & Enterprise Frameworks
Deloitte’s Digital Industrial Transformation Framework
Capgemini’s Digital Transformation Framework
PwC’s Digital Transformation Framework
Cisco’s Digital Transformation Framework
Cognizant’s Digital Transformation Framework
DXC Technology’s Digital Transformation Framework
The BCG Strategy Palette
McKinsey’s Digital Transformation Framework
Digital Transformation Compass
Four Levels of Digital Maturity
Design Thinking Framework
Business Model Canvas
Customer Journey Map
Top mailing list providers in the USA.pptxJeremyPeirce1
Discover the top mailing list providers in the USA, offering targeted lists, segmentation, and analytics to optimize your marketing campaigns and drive engagement.
3 Simple Steps To Buy Verified Payoneer Account In 2024SEOSMMEARTH
Buy Verified Payoneer Account: Quick and Secure Way to Receive Payments
Buy Verified Payoneer Account With 100% secure documents, [ USA, UK, CA ]. Are you looking for a reliable and safe way to receive payments online? Then you need buy verified Payoneer account ! Payoneer is a global payment platform that allows businesses and individuals to send and receive money in over 200 countries.
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The Genesis of BriansClub.cm Famous Dark WEb PlatformSabaaSudozai
BriansClub.cm, a famous platform on the dark web, has become one of the most infamous carding marketplaces, specializing in the sale of stolen credit card data.
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Event Report - SAP Sapphire 2024 Orlando - lots of innovation and old challengesHolger Mueller
Holger Mueller of Constellation Research shares his key takeaways from SAP's Sapphire confernece, held in Orlando, June 3rd till 5th 2024, in the Orange Convention Center.
Part 2 Deep Dive: Navigating the 2024 Slowdownjeffkluth1
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Co-Operative Bank Letter
1. Court Guinness
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Mr Nick Slape
Chief Executive Officer
The Co-Operative Bank
1 Balloon Street,
Manchester,
M60 4EP.
23/02/2023
Dear Mr Slape,
OPEN LETTER FOR GENERAL PUBLICATION
My Refs: XXXXXXXXXXXXXXXX
I write following an issue earlier today in which one of your learned colleagues was playing fast
and loose with my personal information in a manner befitting a banking scam and another of your
colleagues and apparently their line manager simply could not care less about the situation. Your
CRM should have detailed notes and if they do not match reality I will be taking further action.
Before I detail these events I will put on record my dissatisfaction that The Co-operative Bank
appear to be heading back to the days of The Reverend Paul Flowers, Crystal Meth and rent
boys. Wholly unacceptable. More recently today I received an email from you asking me donate
via yourselves to a Turkey earthquake appeal. You should spend time making sure your own
house is in good order first before asking your customers to donate to something. As a customer
who stood by the Co-Operative bank during the Reverend Flowers debacle today’s activities by
your bank are not just an insult but a slap in the face too.
At the end of this letter is a Subject Access Request Notice. This letter serves as formal notice in
the Data Protection Regulations and the Subject Access Request Notice is to be actioned in
compliance with the relevant acts of law.
Let us start at the beginning.
This morning at 11:27 I received a call from “Bazzer” allegedly on the telephone number 0116
253 2892. “Bazzer” was offering me a free account upgrade. He was over friendly, under
professional and did not seek to correctly identify me or engage in any Know Your Customer
activity. He wanted to upgrade my account over the telephone which I believe is actually
impossible.
Smelling a rat I ended the call and “Bazzer” was rather dejected at this from the sounds of things.
I then telephoned your central number, one that I trust and have used on a number of occasions.
0345 7212212.
I spoke to a lady with a “Scottish” accent but could not get her name correctly. I felt she was
equally unprofessional and seemed to lack a basic savoir-faire with basic banking procedures
and the banking code. She informed me that the call was being “oversighted” and could offer no
explanation as to what that was. She put me on hold to speak to her manager on a number of
occasions but could not evidence that conversation in reality. A very poor show. What is equally
and if not more concerning is that I could overhear her colleagues discussing fellow customers in
great depth. She seemed to think that it was okay that I could have in effect been scammed by
one of her colleagues. Very Laissez-faire and not what I expect from my bankers. Her line
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manager apparently refused to be spoken to. I do not believe that she asked the question of her
line manager.
I asked for details of your Senior GDPR officer and yourself. She did not know your name of the
name of your GDPR representative. It is very poor show that someone does not know the name
of their Chief Executive Officer. That goes for any member of staff in any organisation. She said
that “Bazzer” would be given advice! Bloody Hell! Is advice the best you can do? Do you not
have proper control over your staff? Or can they do they like, when they like? Are we actually still
dealing with a culture of Crystal Meth and rent boys at the bank? Certainly your representative
was not what I could call thorough, knowledgeable or professional but at least she did go through
security which I suppose is a small blessing.
It would appear that someone was representing The Co-Operative Bank and had access to the
systems and apparently “Bazzer” left a note on the CRM.
As Someone who spent 17 years in IT and a fair bit of it around banks and banking processes I
am more than flabbergasted by your organisations behaviour today and this has you will imagine
has left me considering your competitors. I further spent more time in financial services and I
know the rules.
Clearly here are three members of staff that you need to take strong action with as a matter of
some urgency. If they were working for me they would have been dismissed within minutes and
trust me when I say they would have trouble getting employment elsewhere.
It is clearly “not on” and I require you to ensure my personal information is kept and utilised in a
more secure fashion than it has clearly been up until now. This a shocking state of affairs.
You need to take personal action on this one. You say on your website : “We’re the bank you
can hold to account. We’re The Co-operative Bank.” Today I am holding you to account on
this matter and it needs to be resolved swiftly. Time is of the essence. I require this issue to
be resolved to my satisfaction by yourself only. There is no passing the buck and I will only
communicate with you, in writing only and will not discuss this with any other member of The
Co-Operative Bank team what so ever.
In view of the seriousness of the matter this letter is being publically published at my website
https:courtg9000.wordpress.com minus very personal information.
Subject Access Request Notice Part
I am making this request for access to personal data pursuant to Article 15 of the General
Data Protection Regulation. I am concerned that your company’s information practices may
be putting my personal information at undue risk of exposure or in fact has breached its
obligation to safeguard my personal information.
I would like you to be aware at the outset, that I anticipate the reply to my request within one
month as required under Article 12, failing which I will be forwarding my inquiry with a letter
of complaint to the appropriate data protection authority.
Please advise as to the following:
1. Please confirm to me whether or not my personal data is being processed. If it is, please
provide me with the categories of personal data you have about me in your files and
databases.
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a. In particular, please tell me what you know about me in your information systems,
whether or not contained in databases, and including e-mail, documents on your
networks, or voice or other media that you may store.
b. Additionally, please advise me in which countries my personal data is stored, or
accessible from. In case you make use of cloud services to store or process my data,
please include the countries in which the servers are located where my data are or
were (in the past 12 months) stored.
c. Please provide me with a copy of, or access to, my personal data that you have or
are processing.
2. Please provide me with a detailed accounting of the specific uses that you have made, are
making, or will be making of my personal data.
3. Please provide a list of all third parties with whom you have (or may have) shared my
personal data.
a. If you cannot identify with certainty the specific third parties to whom you have
disclosed my personal data, please provide a list of third parties to whom you may
have disclosed my personal data.
b. Please also identify which jurisdictions that you have identified in 1(b) above that
these third parties with whom you have or may have shared my personal data, from
which these third parties have stored or can access my personal data. Please also
provide insight in the legal grounds for transferring my personal data to these
jurisdictions. Where you have done so, or are doing so, on the basis of appropriate
safeguards, please provide a copy.
c. Additionally, I would like to know what safeguards have been put in place in
relation to these third parties that you have identified in relation to the transfer of my
personal data.
4. Please advise how long you store my personal data, and if retention is based upon the
category of personal data, please identify how long each category is retained.
5. If you are additionally collecting personal data about me from any source other than me,
please provide me with all information about their source, as referred to in Article 14 of the
GDPR.
6. If you are making automated decisions about me, including profiling, whether or not on the
basis of Article 22 of the GDPR, please provide me with information concerning the basis for
the logic in making such automated decisions, and the significance and consequences of
such processing.
7. I would like to know whether or not my personal data has been disclosed inadvertently by
your company in the past, or as a result of a security or privacy breach.
a. If so, please advise as to the following details of each and any such breach:
i. a general description of what occurred;
ii. the date and time of the breach (or the best possible estimate);
iii. the date and time the breach was discovered;
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iv. the source of the breach (either your own organisation, or a third party to
whom you have transferred my personal data);
v. details of my personal data that was disclosed;
vi. your company’s assessment of the risk of harm to myself, as a result of the
breach;
vii. a description of the measures taken or that will be taken to prevent further
unauthorised access to my personal data;
viii. contact information so that I can obtain more information and assistance
in relation to such a breach, and
ix. information and advice on what I can do to protect myself against any
harms, including identity theft and fraud.
b. If you are not able to state with any certainty whether such an exposure has taken
place, through the use of appropriate technologies, please advise what mitigating
steps you have taken, such as
i. Encryption of my personal data;
ii. Data minimisation strategies; or,
iii. Anonymisation or pseudonymising;
iv. Any other means
8. I would like to know your information policies and standards that you follow in relation to
the safeguarding of my personal data, such as whether you adhere to ISO27001 for
information security, and more particularly, your practices in relation to the following:
a. Please inform me whether you have backed up my personal data to tape, disk, or
other media, and where it is stored and how it is secured, including what steps you
have taken to protect my personal data from loss or theft, and whether this includes
encryption.
b. Please also advise whether you have in place any technology which allows you
with reasonable certainty to know whether or not my personal data has been
disclosed, including but not limited to the following:
i. Intrusion detection systems;
ii. Firewall technologies;
iii. Access and identity management technologies;
iv. Database audit and/or security tools; or,
v. Behavioural analysis tools, log analysis tools, or audit tools;
9. Regarding employees and contractors, please advise as to the following:
a. What technologies or business procedures do you have to ensure that individuals
within your organisation will be monitored to ensure that they do not deliberately or
inadvertently disclose personal data outside your company, through e-mail, web-mail,
or instant messaging, or otherwise.
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b. Have you had had any circumstances in which employees or contractors have
been dismissed, and/or been charged under criminal laws for accessing my personal
data inappropriately, or if you are unable to determine this, of any customers, in the
past twelve months.
c. Please advise as to what training and awareness measures you have taken to
ensure that employees and contractors are accessing and processing my personal
data in conformity with the General Data Protection Regulation.
Yours Sincerely`
Mr C.Guinness