Investing to solve the racial wealth gap. Venture philanthropy to solve the friends and family gap for entrepreneurs who don't have a rich uncle. Equity to give them runway to be able to access loan funds.
A fund investing donations from church members to solve the friends and family gap for small Black owned business owners who don't have a rich uncle, to give them the runway to grow to become eligible for loan funds
Investing to solve the racial wealth gap. Venture philanthropy to solve the friends and family gap for entrepreneurs who don't have a rich uncle. Equity to give them runway to be able to access loan funds.
A fund investing donations from church members to solve the friends and family gap for small Black owned business owners who don't have a rich uncle, to give them the runway to grow to become eligible for loan funds
Communicating the importance of housing to and in our communities is key to our success as advocates. The Housing Alliance and local and national partners have worked hard to develop communications skills, techniques, and common messages. Come hear the latest in our thinking about what works, how to inspire passion for housing opportunity, how to elevate diverse voices, and our tools and plans for helping you be the strongest possible advocates for housing.
Michael Anderson, National Housing Trust Fund Project, Center for Community Change
Jes Larson, Director, Welcome Home Coalition
Jill Winsor, Neighborhood Partnerships
Matt Kinshella, Neighborhood Partnerships
The 2015 legislative session was an exciting time for the Oregon Individual Development Account (IDA) Initiative! We extended the sunset on this tax credit and increased the variety of goals toward which a participant can save. This session will present a basic introduction for those not yet familiar with this asset building tool. If you are new to IDAs, come learn how this amazing resource transforms participants into lifelong savers.
Jessica Junke, Neighborhood Partnerships
Donor advised funds are a powerful philanthropic tool for those of modest net worth. It's also a way for nonprofits to form valuable collaborative partnerships with their donors.
Lending Circles demonstrate the ingenuity and resilience of communities that are outside of mainstream banking. Lending Circles have long been used in different communities across the world as an alternative way to support savings or provide an emergency reserve to meet community needs. Here in the US, lending circles are beginning to receive more and more attention as a tool that works for a range of communities. Join us to learn how Lending Circles work and hear from organizations in the Pacific Northwest that have started Lending Circles.
Mohan Kanungo, Mission Assets Fund
Gabriel Muro, The Next Door
Moderator: Lynne McConnell, Neighbor Impact
The Community Foundation for Palm Beach and Martin Counties, in partnership with Allegany Franciscan Ministries, conducted the 2nd Annual Nonprofit Survey to gather data regarding the needs in the community, the state of nonprofits and how best funders could be of assistance. Respondents were asked about their current challenges, the impact the economic downturn has had on the services they offer and their most pressing funding needs. Here are results related to Central and Western Palm Beach County.
Giving can be hard work. Having the right tools is critical to managing how to disburse funds effectively. This chart breaks down the differences between Donor Advised Funds, Private Foundations, Community Foundations and hybrid institutional vehicles.
When you Retire you’ll either have the money or reasons why you don’t.
It’s all about planning. Your behavior and attitude today will impact your cash results for tomorrow.
Communicating the importance of housing to and in our communities is key to our success as advocates. The Housing Alliance and local and national partners have worked hard to develop communications skills, techniques, and common messages. Come hear the latest in our thinking about what works, how to inspire passion for housing opportunity, how to elevate diverse voices, and our tools and plans for helping you be the strongest possible advocates for housing.
Michael Anderson, National Housing Trust Fund Project, Center for Community Change
Jes Larson, Director, Welcome Home Coalition
Jill Winsor, Neighborhood Partnerships
Matt Kinshella, Neighborhood Partnerships
The 2015 legislative session was an exciting time for the Oregon Individual Development Account (IDA) Initiative! We extended the sunset on this tax credit and increased the variety of goals toward which a participant can save. This session will present a basic introduction for those not yet familiar with this asset building tool. If you are new to IDAs, come learn how this amazing resource transforms participants into lifelong savers.
Jessica Junke, Neighborhood Partnerships
Donor advised funds are a powerful philanthropic tool for those of modest net worth. It's also a way for nonprofits to form valuable collaborative partnerships with their donors.
Lending Circles demonstrate the ingenuity and resilience of communities that are outside of mainstream banking. Lending Circles have long been used in different communities across the world as an alternative way to support savings or provide an emergency reserve to meet community needs. Here in the US, lending circles are beginning to receive more and more attention as a tool that works for a range of communities. Join us to learn how Lending Circles work and hear from organizations in the Pacific Northwest that have started Lending Circles.
Mohan Kanungo, Mission Assets Fund
Gabriel Muro, The Next Door
Moderator: Lynne McConnell, Neighbor Impact
The Community Foundation for Palm Beach and Martin Counties, in partnership with Allegany Franciscan Ministries, conducted the 2nd Annual Nonprofit Survey to gather data regarding the needs in the community, the state of nonprofits and how best funders could be of assistance. Respondents were asked about their current challenges, the impact the economic downturn has had on the services they offer and their most pressing funding needs. Here are results related to Central and Western Palm Beach County.
Giving can be hard work. Having the right tools is critical to managing how to disburse funds effectively. This chart breaks down the differences between Donor Advised Funds, Private Foundations, Community Foundations and hybrid institutional vehicles.
When you Retire you’ll either have the money or reasons why you don’t.
It’s all about planning. Your behavior and attitude today will impact your cash results for tomorrow.
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
2. Elemental Economics - Mineral demand.pdfNeal Brewster
After this second you should be able to: Explain the main determinants of demand for any mineral product, and their relative importance; recognise and explain how demand for any product is likely to change with economic activity; recognise and explain the roles of technology and relative prices in influencing demand; be able to explain the differences between the rates of growth of demand for different products.
Yes of course, you can easily start mining pi network coin today and sell to legit pi vendors in the United States.
Here the telegram contact of my personal vendor.
@Pi_vendor_247
#pi network #pi coins #legit #passive income
#US
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
BONKMILLON Unleashes Its Bonkers Potential on Solana.pdfcoingabbar
Introducing BONKMILLON - The Most Bonkers Meme Coin Yet
Let's be real for a second – the world of meme coins can feel like a bit of a circus at times. Every other day, there's a new token promising to take you "to the moon" or offering some groundbreaking utility that'll change the game forever. But how many of them actually deliver on that hype?
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
The WhatsPump Pseudonym Problem and the Hilarious Downfall of Artificial Enga...
Community Equity Fund - Marrying Mission to Money
1. Partners for Equity in Economic Mobility and
Community Development
Community
Equity Fund
2. Develop people, property, and
business and envision equitable,
inclusive economy for all.
Our mission
Founded in 1994 under the leadership of Dr. John H. Grant and the auspice
of Mt. Zion Missionary Baptist Church.
3. Improving the lives of Black and Brown
communities by means of:
⚬ Opportunity
⚬ Empowerment
⚬ Awareness
⚬ Education
Our focus
4. Our
programs
EMPL, LLC.
Residential and commercial leasing
Incubate to Innovate
Commercial leasing at discounted rates
Individual Development Account (IDA)
Community Equity Fund - nontraditional capitalization for small
businesses
Community Benefit Partner
Fiscal sponsorship
5. Challenges of
Covid-19
● 50% of Black and Brown-owned
businesses are at risk of closing
● Many do not have access to loans
● Taking a loan right now may be too risky
6. The wealth gap
Black families have less than 15% of the wealth of white families
In 2019 the median white household held
$188,200 in wealth—7.8 times that of the
typical Black household ($24,100; figure 1). It
is worth noting that levels of average wealth,
which are more heavily skewed by
households with the greatest amounts of
wealth, are higher:
While median wealth is more reflective
of the typical household, the scale of
average wealth is indicative of the
outsized levels of wealth held by the
richest households. The Black-white
wealth gap today is a continuation of
decades-long trends in wealth
inequality,
Black Hispanic White
$1,000,000
$750,000
$500,000
$250,000
$0
https://www.brookings.edu/blog/up-front/2020/12/08/the-black-
white-wealth-gap-left-black-households-more-vulnerable/
8. Equity capital injections for Black- and Brown-owned
businesses.
Funded through philanthropic contributions from
Foundations, individuals and from repayment* from the
businesses.
*Business’ repayment is through a % of revenue sharing (7% maximum)
Community Equity Fund
9. We invite you to invest into your community, You become
a Community Champion, a partner with CEF.
You will have the opportunity to share in creating legacy
Black and Brown businesses and helping them on the
path to building intergenerational wealth.
Community
champions
10. The businesses
Local Black and Brown business owners
who have operated for 3-5 years and whose
businesses have annual revenues of
$50,000 or greater.
They may or not have the capacity to attract
or take on debt.
11. Bread & Butter is a coffee and co-working space
led by two African American males with strong
business experience and producing gross in
annual revenues of $100k.
Case study:
Bread & Butter
12. Location of the business and nearby market
assessments assess the comparable value for the
business at $150,000.
Community Equity Fund, provides an injection of
$60,000- $75,000 in equity capital into the business
for 20% revenue ownership stake in the business for
the life of the transaction, approximately 24-60 mos.
Capital injection
13. Life span of the capital injection
The Community Equity Fund gives businesses a 2 year runway
Beginning in month 25, B & B
begins repayment to the fund, 7%
of annual gross revenues, payable
monthly, quarterly or annually,
typically repayment period is 3-5
years.
After a 24 mos. grace period, Bread & Butter’s
(B & B) revenues grows to a minimum of
$200,000.
At full repayment the Fund
receives 150% return on capital
invested.
14. Allocation of the dividends
With an initial $60,000 investment $90,000 returns to the fund
$90,000
$60, 000 – Community Equity Fund – 100%
$15,000 Management Fee – 25%
$15,000 Reserve Account – 25%
Percentages listed above are expressed as % of
Community Equity Fund Injection
15. Replication
The fund continues to receive 100% of the return from the revenue dividends shares from each equity injection.
100% of that business share
is invested again in CEF
25% is applied as a
management fee
Loss Reserve
For each ROI--the CEF the Fund
will set aside 15% for Loss
Reserve
25% is held in reserves
16. The Community Equity Fund acts like a virtual
rich relative, providing friends and family
support to entrepreneurs who lack access to
traditional sources of capital. Friends and
Family as an “asset class”, is a key, missing link
in the path to creating intergenerational wealth
for Black and Brown families. We plan to make
this model replicable to other cities and towns to
solve the friends and family gap for
entrepreneurs.
Friends and family funding
17. Relevant business advisory support from professional
providers with financial management, asset building
and wealth creation expertise will help ensure:
B & B and other Black and Brown owned businesses
become, remain solvent, having used the 24 months of
runway offered by an equity injection, repayment of
seven percent of annual revenue to the fund, helps
them build credit worthiness.
Ongoing support
18. We'd love to talk to you about the details of
the EMSDC Community Equity Fund.
Contact us
Stephanie Swepson-Twitty
(828) 281-1227
info@eaglemarketsts.org
eaglemarketsts.org
19. Meet the team
STEERING COMMITTEE
Eagle Market Streets: Fund Manager
Edward Jones: Fund Repository
Kevin Doyle Jones: Fundraiser and Strategist
Franzi Charen: Marketing and Promotion
Mt. BizWorks: EMSDC Business Coach
Just Economics: Community Engagement
BUSINESS ADVISORY PARTNERS –CEF BUSINESSES
Edward Jones
Mountain BizWorks
Carolina Small Business Development Fund