The document discusses financial planning education and the Certified Financial Planner (CFPCM) certification, emphasizing its value for building a successful career in financial advisory services. It outlines the requirements for obtaining the CFPCM certification, including education and practical experience, and highlights the benefits for certified professionals. Additionally, it introduces various training programs offered by Wealthpreneurs and IMS Proschool, which focus on equipping candidates with relevant skills for the financial services sector.

1. Financial Planning
www.proschoolonline.com
CFPCM, CERTIFIED FINANCIAL PLANNERCM and are certification marks owned outside the U.S. by Financial Planning
Standards Board Ltd. Financial Planning Standards Board India is the marks licensing authority for the CFPCM marks in India,
through agreement with FPSB.

2. Financial Planning – a rewarding career
1250 scrip’s hit upper circuit on
Relationship building and quality of advice are the foundation of BSE - Business Daily from THE HINDU
any flourishing Financial Advisory Service. Financial Planning group of publications
education imparts the requisite knowledge and skill-set, that Tuesday, May 26, 2009
enables you to provide quality advice to your client on a
consistent basis and create wealth for your client's in the long Mumbai, May 25 A large number of scrip’s
run. Therefore investment in financial planning education is the listed under the B, S and T categories hit
most rewarding investment for any financial advisor. the upper circuit on Monday, exactly one
week after the benchmark indices hit their
Additional rewards: upper circuits twice in the same day.
1. Holistic and process oriented approach to client’s finances
Irrational exuberance among uninformed
to cater to his / her long term financial goals. It ensures investors is driving many of these scrip’s
retention of the client on a sustainable basis. beyond their fundamental value, said
market watchers.
2. Satisfied existing clients means more referrals
3. Year on Year growth in your and your client’s net worth. A total of 1250 scrip’s hit the upper circuit
on the BSE; a large chunk of them (1,183)
4. Your clients sleep peacefully and don't curse you in the even do not figure in the BSE 500 index.
morning.
“Definitely there are risks involved, retail
investors believe that there is value
Industry w ise Em ploym ent Insurance Company everywhere but only a few of these stocks
are worth investing in,” said Mr. Dinesh
Thakkar, Chairman and Managing Director,
Bank
Angel Broking. “Last financial year, these
9% stocks were hammered beyond their
14%
6% Broking House fundamental valuations.”
9% AMC The article proves that the euphoria is back
and so are the greedy promoters and
5% Independent Financial rouge traders. And in all probability history
29% would be repeated. The gullible small
Planner
investors would be the last to join the party
Self Employed
and stuck with stocks of poor fundamentals
28% with deep hole in their pocket. And the
Others promoters and traders would laugh their
way to bank.
But why do investors behave in this
fashion? It s the “Get rich quickly” bug, the
greed, which bites most of the stock market
Avg Salary More than Rs 25 Lakhs investors. Though most of the investors
would agree and acknowledge this folly but
Rs.15 Lakh to Rs 25
rarely would they rectify it. They forget the
1% fact that equity investment is all about long
Lakh
4% term horizon and discipline and Markets
2% Rs 10 Lakhs to Rs 15 reward patience. Instead, the investor’s
22% 14% Lakhs trades actively like a gambler and we all
Rs 6 Lakh to Rs 10 know that gamblers hardly make money.
Lakhs The answer lies in Financial Planning.
24% Financial planning advocates a planned
33% Rs 3 Lakh to Rs 6 Lakhs and disciplined approach towards
investing. A Financial plan clearly defines
< Rs 3 Lakhs the objectives of investment. Further, the
investments are divided across different
asset classes as per the risk appetite of the
investor and portfolio is built in line with the
risk taking ability and defined objectives.
The Financial planning approach is sure
way for investors to achieve financial
freedom and fulfill his / her financial goals.2

3. Wealthpreneurs Programs:
Wealthpreneurs Advisory Services in association with IMS Proschool (a leading Financial Planning Education
Provider in India) brings you financial education programs designed to suit your requirement. The programs are
focused, of short duration, at convenient timings and cost effective. The interactive online program brings
classroom at your doorstep.
Classroom Program REGULAR Classroom Program FAST TRACK
- 100+ hrs of Classroom Training & 60 hrs of - 60 hours of Classroom Training & 60 hrs
Online Sessions - of Online Sessions
- Online Study Material - Online Study Material
- Online Practice & Simulated Tests - Online Practice Tests & Simulated Tests
- Excel Tutorials - Excel Tutorials
- Study Kit (Concept Books & Workbooks)
Live Virtual Classroom Program PLUS Live Virtual Classroom Program REGULAR
- 60 hours of Online Sessions - 60 hours of Online Sessions
- Online Study Material - Online Study Material
- Online Practice & Simulated Tests - Online Practice Tests & Simulated Tests
- Excel Tutorials - Excel Tutorials
- Study Kit (Concept Books & Workbooks)
Program Fees
Program Fee (Rs)
FP- Classroom REGULAR 36000
FP- LVC PLUS 20000
FP - LVC REGULAR 16000
FP - Distance Learning 14000
* Fee is subject to change. Fee paid once will not be refunded.
How to Apply for Programs?
You can enroll at our office in Aurangabad.
Documents Required:
i. Two passport size colour photographs.
ii. Self-attested photocopies of the highest qualification till date.
iii. The payment has to be made by Demand Draft. The DD should be drawn in favuor of “WealthPreneurs
Advisory Services.” payable in Aurangabad.
Note: 1) “WealthPreneurs” reserves the right to accept or reject any application without assigning any reason thereof.
2) Incomplete application forms or application forms which are not accompanied with relevant documents will not be
processed.
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4. About Certified Financial Planning (CFPCM)
Certified Financial Planner Certification is an internationally accepted Financial Planning qualification. The
qualification is recognized in more than 20 countries across the world. In India, the Certification is granted by
Financial Planning Standards Board - India (FPSB).
The qualification gears candidates to provide comprehensive financial advisory services to individuals. It covers
insurance, retirement planning, investment, taxation and estate planning. For those looking for a career in the
financial services sector, CFPCM Certification provides a definite edge over other candidates. One's expertise
and credibility as a qualified professional is instantly communicated if he/she has a CFPCM Certification. The
services of CFPCM Certificants are sought by Banks, Asset Management Companies, Insurance Companies,
Equity Broking Houses and Financial Planning firms.
There are currently over 100000 CFPCM Certificants worldwide and around 450 + CFPs in India. As per industry
estimates, the requirement for financial advisors will be approximately 50000 in the coming years.
Benefits of CFPCM:
1. Boosts your advisory because CFPCM certification would communicate your knowledge, skill set and
expertise.
2. Helps you align your practice on globally recognized standards and process.
3. Widens the scope of services provided by you. You become one point of contact for your client for all
financial service requirements.
4. Wins trust & respect of client.
5. Higher referrals and Higher revenue.
6. Member of a professional board.
7. You become part of global brand CFPCM
8. You stand out in the crowd.
Requirements for CFPCM Certification
One needs to fulfill the following four criteria to obtain the CFPCM Certification
1. Examination
The candidate has to pass the CFPCM certification exam i.e. he has to clear all the five papers viz. Risk
Management & Insurance Planning, Retirement Planning & Employee Benefits, Investment Planning,
Tax Planning & Estate Planning and Advanced Financial Planning. By passing the CFPCM Certification
Examination, the candidate demonstrates to the public that he/she has the required level of
competency to practice Financial Planning.
2. Education
Education criterion demonstrates to the public that the candidate has acquired the necessary
knowledge to become a Financial Planner. Candidate must be at least a 12th Std Pass/Equivalent. The
candidate should undergo the training program education FPSB India's approved Education Providers.
3. Experience
The experience criterion builds confidence in public that the candidate understands the counseling
nature of personal financial planning. The candidate has to complete 3 years of work experience either
pre or post Certification exam in case he/she is a graduate. In case of non graduates the criteria is 6
years of work experience.
4. Ethics
On completion of the education, examination and experience requirements, the candidate has to sign
declaration for adherence to FPSB India's Code of Ethics & Rules of Professional Conduct.
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5. How to become a Certified Financial Planner?
Process to obtain the NCFM Number
Step 1
1. Log on to www. Nseindia.com
Enroll for training with IMS Proschool – an authorized
2. Click on ‘NCFM’ on the top menu bar of the website
FPSB education provider to fulfill the education criteria
3. Select – ‘Online Register / Enroll
Step 2 4. Click- “New User? Register here”
NSE conducts the CFPCM examination hence you have to 5. Fill up the online form completely
register with them by obtaining a NCFM (NSE's 6. Check the filled up form thoroughly.
Certification in Financial Markets) number. You can obtain 7. Click on “Submit” after checking the form once
the NCFM number by logging on to the NSE website. This again
number is also required for registering with FPSB. One
8. The NCFM Number along with a user id and
has to quote the NCFM number on the FPSB Registration
form.
Note: In case you have already taken any other exam from
NSE/NCFM you would already have a NCFM number, DO
NOT create a new NCFM number in that case. FPSB Registration Process
1. Log on to - www.fpsbindia.org.
Step 3
Financial Planning Standard Board India (FPSB India) 2. Click on - OCMS on the right panel.
grants the CFPCM Certification; hence you have to be 3. Click on - Student Registration Form.
registered with it to commence the CFPCM certification 4. Fill up the online form completely.
process. You can register with FPSB India by filling up the 6. Upload your recent photograph.
FPSB India Registration Form online and submitting the 7. Select payment mode i.e. DD or Credit Card to pay
printed copy to IMS – Proschool. the FPSB Registration fee.
8. Take printout of the completed Registration form.
Step 4
9. An auto-generated email mentioning your
Register for the examination/s directly on the NSE website Temporary Registration Number and other details will
after 60 days of registration with FPSB India. be sent by FPSB India to the email address provided
by you on your FPSB Registration form.
10. Submit the print out of the completed FPSB
CFPCM Examination Registration form along with following documents to
The CFP examination has been developed and designed IMS Proschool.
to assess the candidate's ability to apply Financial • DD of Rs. 10,000/- drawn in favor of
Planning knowledge to real-life Financial Planning “Financial Planning Standards Board
situations. Following are the five papers which the India” payable at Mumbai. (if applicable).
candidates have to pass in order to acquire the CFP • One photocopy of either HSC,
Certification. Graduation (if applicable), Post
• Paper 1 : Risk Analysis & Insurance Planning + Graduation certificate (if applicable)
Introduction to Financial Planning * mark sheet duly self attested.
• Paper 2 : Retirement Planning & Employee Benefits • Proof of NCFM number i.e. print out of
+ Introduction to Financial Planning * the email sent by NSE.
• Paper 3 : Investment Planning + Introduction to
Financial Planning*
• Paper 4 : Tax Planning & Estate Planning +
Introduction to Financial Planning *
• Paper 5: Advanced Financial Planning. Exam Registration Process - Paper 1 to 4
1. Log on to NSE website
* Questions on Introduction to Financial Planning are 2. Upload photograph
asked in the first four papers. 3. Check seat / slot availability
4. Schedule your examination
The candidates can take Paper 1 to 4 as per their order of
5. Make Payment
preference. One can take maximum of two papers at a
time. However Paper 5 can be taken only after the 6. Receive your Admit Card by email
candidate has cleared Paper 1 to 4.
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6. FPSB India conducts Paper 1 to 4 at 71 centre’s of NSE Exam Registration Process - Paper 5
across India whereas Paper 5 is conducted only at 6 1. Log on to FPSB India website
centre’s of NSE. Papers 1 to 4 are conducted daily (Mon to
2. Fill up the form
Sat). One can select the slot on their preference and
availability. Paper 5 is normally conducted every month i.e. 3. Check Exam Date on website:
on 3rd or 4th Sat of the month. A tentative exam schedule www.fpsbindia.org
is put up on FPSB India website. 4. Make Payment
5. Receive your Admit Card by email
Examination Structure
Paper 1 to 4
Type of Test Online Test Paper 5 – Advanced Financial Planning
Test Duration 2 hours Type of Test Computerized
Types of Questions Multiple Choice Test Duration 4 hours
Number of Questions 75 Types of Questions Multiple Choice Questions
based on two case
Marking System Variable studies.*
(40 questions - 1 Marks), Number of Questions 25-30 Questions from 2
(20 questions - 2 Marks), Case Studies
(15 questions - 4 Marks) Marking System Variable (3,4,5 Marks)
Negative Marks No Negative Markings Negative Marks No Negative Markings
Total Marks 140 Total Marks 100
* Candidates registered with FPSB India will receive
four probable case studies, 7 days in advance, from
FPSB on their Email ID. Out of these case studies,
two similar case studies will be asked on the
examination day.
Scoring
The candidates will be able to view the results immediately on their screen immediately after the exam. They
can take a printout of their result at the test centre.
Paper 1 to 4 Paper 5
Grade A - Equal and above 80%. Grade A - Equal and above 75%.
Grade B - Equal and above 70% and less than 80%. Grade B - Equal and above 60% and less than 75%.
Grade C - Equal and above 60% and less than 70%. Grade C - Equal and above 50% and less than 60%.
Fail Less than 60%. Fail -Less than 50%.
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7. Exam Fee
1. Risk Analysis & Insurance Planning Rs. 2000/-
2. Retirement Planning and Employee Benefits Rs. 2000/-
3. Investment Planning Rs. 2000/-
4. Tax Planning & Estate Planning Rs. 2000/-
5. Advanced Financial Planning Rs. 5000/-
* Exam Fee is subject to change; hence it is recommended that the candidate checks the FPSB India website
before registering for the examination.
Points to Remember
• Candidates should carry a valid photo ID Proof to avoid inconvenience.
• Candidate who register for the examination but do not appear for the examination will be considered
absent. There is no refund of fees.
• Request for carry forward of examination OR request for change in exam dates, change in exam &
change in exam centre etc. are NOT entertained by FPSB India under any circumstances.
• Students should ensure that all personal information such as mobile number and email address,
provided by them on NSE Website is correct in order to ensure proper communication.
About Wealthpreneurs & IMS Proschool
Wealthpreneurs was launched in 2010, which partners and nurtures a vast resource pool, possibilities of which
is endless & still unearth. Wealthpreneurs is having an association with proschool an IMS initiative
At IMS, our goal for the past 33 years has been simple - Build a long term successful career. IMS Proschool is
an extension of the same mission although the route is different.
Economic growth over the past decade has created new opportunities for graduates & professionals and IMS
Proschool is helping them to tap these opportunities. IMS Proschool’s goal is to provide relevant skills to
graduates & professionals in the shortest possible time which will enable them to perform under challenging
business environment.
IMS Proschool Success
• Created over 500 Associate Financial Planner's
• Created over 100 CFP's in short span of 24 months
• Trained over 6000 candidates on Financial Planning and Wealth Management
• More than 2000 candidates who are pursuing Financial Planning Education.
IMS Proschool Programs
• Professional Program in Financial Modeling
• Financial Planning Education
What makes IMS Proschool Programs unique?
• Focused, practical and relevant programs.
• Short duration.
• Online Classroom and Regular Classroom Programs available.
• Range of options to choose from
• Course Content developed with inputs and feedback from industry.
• Programs are delivered by industry practitioners.
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8. Trainer to the Industry
• State Owned Banks – SBI, BOI, SBBJ, IDBI
• Foreign Banks – CITI, Deutsche
• Security Houses –Kotak Securities, ICICI Direct, Motilal Oswal, Tata Securities
• Mutual Fund Companies – Sundaram BNP Paribas, Optimix.
• Insurance Companies – ICICI Prudential
Institutional Tie- ups
• Partner of NISM, an initiative of SEBI (Security Exchange Board of India), to create Financial Planning
proficiency among students across India.
• NSE India for Financial Modeling Certificate program administration.
www.proschoolonline.com
devendrap@proschoolonline.com
WealthPreneurs Advisory Services WealthPreneurs Advisory Services
In association with IMS Proschool Pvt Ltd In association with IMS Proschool Pvt Ltd
Office Address: Plot No. 8, Center Address: Deogiri College,
Anupam Society, Commerce Computer Lab,
Shrey Nagar, Railway Station Road,
Osmanpura, Padampura,
Aurangabad Aurangabad.
Pin Code : 431005 Pin Code : 431005
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