The document outlines the business model and mission of a large financial services company founded in 1977, noting that it has over 6 million clients in the US, Canada, and Puerto Rico without national advertising. It discusses the company's focus on helping families become properly protected, debt free, and financially independent through various financial products and services like life insurance, investment management, and retirement planning. The presentation also highlights strategies like paying yourself first and debt stacking to help improve people's financial well-being.
The document shows a table tracking the doubling value of an investment over days of the week from Sunday to Saturday, with the value starting at $0.02 on Sunday and doubling each day, reaching $10,737,418.24 by Saturday of the 4th week. This illustrates the powerful effect of compound interest in enabling small initial amounts to grow substantially over time through consistent compounding.
This document provides information about financial coaching to help build a solid financial foundation and become truly rich. It discusses developing good financial habits like paying yourself first, managing debts, increasing your cash flow, and protecting yourself through insurance. It also covers financial literacy topics like inflation, compound interest, and investing for retirement. The overall message is that with the right knowledge and discipline, anyone can take control of their finances and achieve their dreams and goals.
IMG is an independent marketing company that offers a broad array of financial services and products through affiliated companies. Its mission is to help families achieve their financial goals and revolutionize the financial services industry with a fresh approach. The company aims to empower people by changing them from spenders and savers to entrepreneurs, investors, and deliver a financial wake-up call. IMG offers a total financial solution including financial literacy programs, direct access to financial services companies, and investment and business opportunities to build passive income for retirement.
The document discusses trends in the global venture capital market from 2009. It provides background on what venture capital is and the types of private equity investments. It then reviews the history of venture capital, tracing its growth from the 1940s to present day. Key periods discussed include the internet boom and bust and the most recent credit crisis. The document also outlines typical venture capital fund structures, sources of funds, investment and exit trends, and how the venture capital market has changed in recent years with decreased fundraising and investment levels.
The document discusses Century SIP, which is a systematic investment plan (SIP) that provides free life insurance cover. Some key points:
1) Century SIP provides life insurance cover of 10-100 times the monthly SIP installment amount, depending on how long the SIP has been active.
2) The life insurance is provided free of cost to the investor by the AMC.
3) Investors need only fill out a simple health declaration, with no medical exams required.
4) The life insurance cover continues even if the SIP is discontinued after 3 years.
Concept of 4 cs in life insurance sellingsanjay sawant
The document discusses the concept of the 4 Cs - creation, consumption, conservation, and contingencies of income. It provides examples of how people can create income through work or business and then consume it to cover basic needs like food, shelter, and education. The third C is conservation, which involves accumulating wealth and estate creation. The fourth C is contingencies, which refers to replacing income during retirement, death, or disability through purchasing life insurance. It provides illustrations of calculating appropriate life insurance coverage amounts needed to replace income in these situations.
Learn from one of the most successful real estate investors in the nation! Dave Lindahl divulges ALL HIS SECRETS in this issue of Real Estate WEALTH magazine. Download it today to EXPLODE your wealth.
This document provides information about real estate investment opportunities through an organization called Real Estate Investors Store. It profiles Dr. Frederick Tingley, an experienced real estate investor and coach who works with the organization. The document advertises opportunities to learn from Dr. Tingley and start building a real estate investing portfolio by acquiring rental properties that provide positive cash flow. Contact information is provided to learn more.
The document shows a table tracking the doubling value of an investment over days of the week from Sunday to Saturday, with the value starting at $0.02 on Sunday and doubling each day, reaching $10,737,418.24 by Saturday of the 4th week. This illustrates the powerful effect of compound interest in enabling small initial amounts to grow substantially over time through consistent compounding.
This document provides information about financial coaching to help build a solid financial foundation and become truly rich. It discusses developing good financial habits like paying yourself first, managing debts, increasing your cash flow, and protecting yourself through insurance. It also covers financial literacy topics like inflation, compound interest, and investing for retirement. The overall message is that with the right knowledge and discipline, anyone can take control of their finances and achieve their dreams and goals.
IMG is an independent marketing company that offers a broad array of financial services and products through affiliated companies. Its mission is to help families achieve their financial goals and revolutionize the financial services industry with a fresh approach. The company aims to empower people by changing them from spenders and savers to entrepreneurs, investors, and deliver a financial wake-up call. IMG offers a total financial solution including financial literacy programs, direct access to financial services companies, and investment and business opportunities to build passive income for retirement.
The document discusses trends in the global venture capital market from 2009. It provides background on what venture capital is and the types of private equity investments. It then reviews the history of venture capital, tracing its growth from the 1940s to present day. Key periods discussed include the internet boom and bust and the most recent credit crisis. The document also outlines typical venture capital fund structures, sources of funds, investment and exit trends, and how the venture capital market has changed in recent years with decreased fundraising and investment levels.
The document discusses Century SIP, which is a systematic investment plan (SIP) that provides free life insurance cover. Some key points:
1) Century SIP provides life insurance cover of 10-100 times the monthly SIP installment amount, depending on how long the SIP has been active.
2) The life insurance is provided free of cost to the investor by the AMC.
3) Investors need only fill out a simple health declaration, with no medical exams required.
4) The life insurance cover continues even if the SIP is discontinued after 3 years.
Concept of 4 cs in life insurance sellingsanjay sawant
The document discusses the concept of the 4 Cs - creation, consumption, conservation, and contingencies of income. It provides examples of how people can create income through work or business and then consume it to cover basic needs like food, shelter, and education. The third C is conservation, which involves accumulating wealth and estate creation. The fourth C is contingencies, which refers to replacing income during retirement, death, or disability through purchasing life insurance. It provides illustrations of calculating appropriate life insurance coverage amounts needed to replace income in these situations.
Learn from one of the most successful real estate investors in the nation! Dave Lindahl divulges ALL HIS SECRETS in this issue of Real Estate WEALTH magazine. Download it today to EXPLODE your wealth.
This document provides information about real estate investment opportunities through an organization called Real Estate Investors Store. It profiles Dr. Frederick Tingley, an experienced real estate investor and coach who works with the organization. The document advertises opportunities to learn from Dr. Tingley and start building a real estate investing portfolio by acquiring rental properties that provide positive cash flow. Contact information is provided to learn more.
The document summarizes a retirement income product called SecureSource 3 that is available through RiverSource variable annuities. It provides guaranteed lifetime withdrawal benefits and growth opportunities to help investors achieve their retirement goals of growing their money, creating a reliable income stream in retirement, and leaving a legacy. Key features include guaranteed lifetime income based on a percentage of the benefit base, opportunities to increase income through annual credits and locking in investment gains, and the potential for an annual income bonus.
Bajaj Allianz Life Insurance is a joint venture between Bajaj Auto and Allianz AG. It has over 74 lakh customers served through 1164 customer care centers. The presentation discusses the establishment and growth of the company, profiles of its parent companies (Bajaj Group and Allianz Group), its products, policies, organizational structure, SWOT analysis and strategies for recruitment. It aims to be the preferred insurer and employer in India.
The document summarizes a business presentation about life insurance provided by Bajaj Allianz Life Insurance. Some key points:
- Bajaj Allianz Life Insurance is a partnership between Bajaj, an Indian conglomerate, and Allianz, a large German insurance company, bringing together local and global expertise.
- A new life insurance product called "New Family Gain" is presented, which provides a sum assured for critical illness and death, as well as a savings component with potential returns of 15-25% annually over a premium period of 3-70 years.
- The presentation outlines customer benefits of Bajaj Allianz policies and a referral-based business plan to incent
This document provides an index and overview of chapters in a project report on rural distribution and recruitment of consultants for Bajaj Allianz Life Insurance Company. It includes acknowledgments, an introduction on insurance concepts, background on Bajaj Allianz and its shareholders Bajaj Auto and Allianz AG. It also outlines the objectives and methodology of a study on the market credibility of Bajaj Allianz compared to other private life insurers and describes a new unit-linked insurance plan called New Unit Gain Plus.
Vivek Gupta gives a presentation about becoming an MDRT insurance agent. He outlines the benefits which include high earning potential, unique pensions, promotions, and sense of achievement. MDRT agency offers over Rs. 12 lakh in first year commissions and hereditary and renewal commissions. Success stories are shared of agents earning over Rs. 2 crore annually. The process to become an agent requires tests, training, and licensing. Becoming an MDRT agent provides financial security, status, and an opportunity for those with communication skills and a desire to be businessmen.
The document discusses a project report comparing the pension plans of Bajaj Allianz Life Insurance to its competitors. It provides an overview of Bajaj Allianz, including its partnership with Allianz AG, and discusses retirement planning and various pension plans offered by Bajaj Allianz and other insurance companies. The report aims to analyze the benefits of Bajaj Allianz's pension plan and how it compares to other insurers.
The document discusses how to maximize wealth through financial planning. It outlines the key steps as evaluating your financial health, understanding your investor profile, defining financial goals, developing a plan of action including asset allocation, and regularly reviewing and revising the plan. It emphasizes the importance of protecting assets through insurance, investing intelligently, and minimizing taxes to effectively manage finances over one's lifetime and accumulate wealth.
The document discusses the financial meltdown and its impact on financial markets. It provides terminology related to complex financial products like collateralized debt obligations and mortgage-backed securities that contributed to the crisis. It also outlines the historical development of securitized mortgage lending, going from primarily on-balance sheet lending in the 1930s-1980s to increasing securitization after 1980. This led to a large portion of home loans being securitized by the late 2000s, contributing to the subprime crisis.
Donfrio Family Wealth Goal Achiever- InKnowVision Advanced Estate PlanningInKnowVision
The Family Wealth Goal Achiever™ is a plan design book (like a blueprint) that explains in easy to understand text and graphics the planning ideas being recommended by the planning team. It solves for high net worth tax planning, advanced estate planning, business transition planning, asset protection planning.
Learn more at www.inknowvision.com
The document discusses how lawyers can make money from estate planning by identifying clients' key issues and concerns. It outlines segmenting clients into different categories based on their needs and objectives. The lawyer's role is to raise relevant estate planning issues with clients, document their objectives, gather necessary data, and project manage the solutions by identifying a team of complementary experts and sticking to a timeline. Understanding clients' burning issues is important to engage them and address what matters most to them regarding protecting, passing on, and managing their wealth.
Here's the guidance you need to handle credit better. Unit four of Floyd Saunders' Personal Money Management Workshop. Perfect for college students and other young people, leaving home for the first time and just getting started with their personal finances. Contact Floyd Saunders for the leader's guide and student workbooks.
This document is a magazine about personal finance and retirement planning. It discusses several topics related to saving for retirement, including:
- How annuities can provide a regular income stream during retirement by investing pension funds in these products.
- The importance of determining if your retirement savings will be enough to support your desired lifestyle, as people are living longer in retirement.
- Factors to consider like current age, years until retirement, planned spending, and how much can be saved to estimate retirement income needs.
The document discusses an "Asset Income Plan" that allows homeowners and business owners to access the equity in their property to earn quarterly income payments without debt, interest payments, or loss of title to the property. It involves placing a charge on the property that is assigned to insurance companies to help them increase capital reserves as required by EU regulations. This allows the insurance companies to afford paying the property owners a quarterly income in return. The plan aims to benefit both property owners and insurance companies.
This document discusses life insurance in India. It notes that LIC dominates the life insurance industry with over $310 billion in assets, while the total size of the insurance industry is $400 billion. It outlines that there are now 23 private sector life insurance companies competing with LIC. The document also discusses some challenges for LIC, such as prioritizing policyholder interests over shareholders if it goes public, which may make it less attractive to investors.
Bajaj Allianz Life Insurance conducted a study to analyze consumer perception of their products. They surveyed people in Kolkata over 4 weeks. Most respondents were graduates between 35-45 years old working as professionals. While 91% had life insurance, 9% did not. The top reasons for purchasing insurance were tax benefits, savings, and risk coverage. Respondents were most aware of insurance companies through advertisements. The study found that while LIC was seen as the top insurer, Bajaj Allianz was the second most preferred private insurer. However, there remains room for Bajaj Allianz to improve awareness of their offerings and address issues like misleading ads and reimbursement delays.
This is what it takes to build an mlm empireOuida Sparkman
3 very powerful and effective strategies to
follow! These methods outline the 3 places/strategies online
where home business leads are truly ABUNDANT...
1) The document discusses Primerica's goals to expand from 27 offices in the Valley to 10% market share nationally with 20,000 offices and 200 offices in Arizona.
2) It provides an example of how Primerica's services could help eliminate a couple's debt, lower their insurance costs, and increase their retirement savings.
3) The document outlines Primerica's services around debt elimination, insurance, investments, and how becoming an agent or leader within Primerica provides multiple streams of potential income.
The document discusses proposed changes to the compensation plan for The New Builders. The key points are:
1) The compensation plan increases RVP spreads, overrides, and bonuses to incentivize building a sustainable business with long-term RVPs rather than just a single month's production.
2) Qualification requirements are based on either the current month or a rolling 3-month average to make bonuses more achievable.
3) Leadership bonuses are paid to qualified uplines up to 3 generations to reward developing a strong team.
8 Suggestions for Stretching & Better FlexibilityWalter Forbes
Stretching exercises are very important for better flexibility and to perform exercises more efficiently. This presentation contains many suggestions on how to stretch correctly in order to get the best result.
Primerica is the largest independent financial services marketing organization in North America with over 100,000 licensed representatives serving more than 2 million clients and insuring over 4.3 million lives. Primerica's mission is to help families become properly protected, debt free, and financially independent through teaching money management skills and providing various financial products and services. Primerica offers a Financial Needs Analysis to assess a client's situation and provide customized solutions and programs.
$150
Actual Cost: $0
4. Start Building Your Business
Total Start Up Cost: $274
Actual Cost: $6,500 - $7,000
Primerica Pays For Your Licensing and Training!
The document summarizes a retirement income product called SecureSource 3 that is available through RiverSource variable annuities. It provides guaranteed lifetime withdrawal benefits and growth opportunities to help investors achieve their retirement goals of growing their money, creating a reliable income stream in retirement, and leaving a legacy. Key features include guaranteed lifetime income based on a percentage of the benefit base, opportunities to increase income through annual credits and locking in investment gains, and the potential for an annual income bonus.
Bajaj Allianz Life Insurance is a joint venture between Bajaj Auto and Allianz AG. It has over 74 lakh customers served through 1164 customer care centers. The presentation discusses the establishment and growth of the company, profiles of its parent companies (Bajaj Group and Allianz Group), its products, policies, organizational structure, SWOT analysis and strategies for recruitment. It aims to be the preferred insurer and employer in India.
The document summarizes a business presentation about life insurance provided by Bajaj Allianz Life Insurance. Some key points:
- Bajaj Allianz Life Insurance is a partnership between Bajaj, an Indian conglomerate, and Allianz, a large German insurance company, bringing together local and global expertise.
- A new life insurance product called "New Family Gain" is presented, which provides a sum assured for critical illness and death, as well as a savings component with potential returns of 15-25% annually over a premium period of 3-70 years.
- The presentation outlines customer benefits of Bajaj Allianz policies and a referral-based business plan to incent
This document provides an index and overview of chapters in a project report on rural distribution and recruitment of consultants for Bajaj Allianz Life Insurance Company. It includes acknowledgments, an introduction on insurance concepts, background on Bajaj Allianz and its shareholders Bajaj Auto and Allianz AG. It also outlines the objectives and methodology of a study on the market credibility of Bajaj Allianz compared to other private life insurers and describes a new unit-linked insurance plan called New Unit Gain Plus.
Vivek Gupta gives a presentation about becoming an MDRT insurance agent. He outlines the benefits which include high earning potential, unique pensions, promotions, and sense of achievement. MDRT agency offers over Rs. 12 lakh in first year commissions and hereditary and renewal commissions. Success stories are shared of agents earning over Rs. 2 crore annually. The process to become an agent requires tests, training, and licensing. Becoming an MDRT agent provides financial security, status, and an opportunity for those with communication skills and a desire to be businessmen.
The document discusses a project report comparing the pension plans of Bajaj Allianz Life Insurance to its competitors. It provides an overview of Bajaj Allianz, including its partnership with Allianz AG, and discusses retirement planning and various pension plans offered by Bajaj Allianz and other insurance companies. The report aims to analyze the benefits of Bajaj Allianz's pension plan and how it compares to other insurers.
The document discusses how to maximize wealth through financial planning. It outlines the key steps as evaluating your financial health, understanding your investor profile, defining financial goals, developing a plan of action including asset allocation, and regularly reviewing and revising the plan. It emphasizes the importance of protecting assets through insurance, investing intelligently, and minimizing taxes to effectively manage finances over one's lifetime and accumulate wealth.
The document discusses the financial meltdown and its impact on financial markets. It provides terminology related to complex financial products like collateralized debt obligations and mortgage-backed securities that contributed to the crisis. It also outlines the historical development of securitized mortgage lending, going from primarily on-balance sheet lending in the 1930s-1980s to increasing securitization after 1980. This led to a large portion of home loans being securitized by the late 2000s, contributing to the subprime crisis.
Donfrio Family Wealth Goal Achiever- InKnowVision Advanced Estate PlanningInKnowVision
The Family Wealth Goal Achiever™ is a plan design book (like a blueprint) that explains in easy to understand text and graphics the planning ideas being recommended by the planning team. It solves for high net worth tax planning, advanced estate planning, business transition planning, asset protection planning.
Learn more at www.inknowvision.com
The document discusses how lawyers can make money from estate planning by identifying clients' key issues and concerns. It outlines segmenting clients into different categories based on their needs and objectives. The lawyer's role is to raise relevant estate planning issues with clients, document their objectives, gather necessary data, and project manage the solutions by identifying a team of complementary experts and sticking to a timeline. Understanding clients' burning issues is important to engage them and address what matters most to them regarding protecting, passing on, and managing their wealth.
Here's the guidance you need to handle credit better. Unit four of Floyd Saunders' Personal Money Management Workshop. Perfect for college students and other young people, leaving home for the first time and just getting started with their personal finances. Contact Floyd Saunders for the leader's guide and student workbooks.
This document is a magazine about personal finance and retirement planning. It discusses several topics related to saving for retirement, including:
- How annuities can provide a regular income stream during retirement by investing pension funds in these products.
- The importance of determining if your retirement savings will be enough to support your desired lifestyle, as people are living longer in retirement.
- Factors to consider like current age, years until retirement, planned spending, and how much can be saved to estimate retirement income needs.
The document discusses an "Asset Income Plan" that allows homeowners and business owners to access the equity in their property to earn quarterly income payments without debt, interest payments, or loss of title to the property. It involves placing a charge on the property that is assigned to insurance companies to help them increase capital reserves as required by EU regulations. This allows the insurance companies to afford paying the property owners a quarterly income in return. The plan aims to benefit both property owners and insurance companies.
This document discusses life insurance in India. It notes that LIC dominates the life insurance industry with over $310 billion in assets, while the total size of the insurance industry is $400 billion. It outlines that there are now 23 private sector life insurance companies competing with LIC. The document also discusses some challenges for LIC, such as prioritizing policyholder interests over shareholders if it goes public, which may make it less attractive to investors.
Bajaj Allianz Life Insurance conducted a study to analyze consumer perception of their products. They surveyed people in Kolkata over 4 weeks. Most respondents were graduates between 35-45 years old working as professionals. While 91% had life insurance, 9% did not. The top reasons for purchasing insurance were tax benefits, savings, and risk coverage. Respondents were most aware of insurance companies through advertisements. The study found that while LIC was seen as the top insurer, Bajaj Allianz was the second most preferred private insurer. However, there remains room for Bajaj Allianz to improve awareness of their offerings and address issues like misleading ads and reimbursement delays.
This is what it takes to build an mlm empireOuida Sparkman
3 very powerful and effective strategies to
follow! These methods outline the 3 places/strategies online
where home business leads are truly ABUNDANT...
1) The document discusses Primerica's goals to expand from 27 offices in the Valley to 10% market share nationally with 20,000 offices and 200 offices in Arizona.
2) It provides an example of how Primerica's services could help eliminate a couple's debt, lower their insurance costs, and increase their retirement savings.
3) The document outlines Primerica's services around debt elimination, insurance, investments, and how becoming an agent or leader within Primerica provides multiple streams of potential income.
The document discusses proposed changes to the compensation plan for The New Builders. The key points are:
1) The compensation plan increases RVP spreads, overrides, and bonuses to incentivize building a sustainable business with long-term RVPs rather than just a single month's production.
2) Qualification requirements are based on either the current month or a rolling 3-month average to make bonuses more achievable.
3) Leadership bonuses are paid to qualified uplines up to 3 generations to reward developing a strong team.
8 Suggestions for Stretching & Better FlexibilityWalter Forbes
Stretching exercises are very important for better flexibility and to perform exercises more efficiently. This presentation contains many suggestions on how to stretch correctly in order to get the best result.
Primerica is the largest independent financial services marketing organization in North America with over 100,000 licensed representatives serving more than 2 million clients and insuring over 4.3 million lives. Primerica's mission is to help families become properly protected, debt free, and financially independent through teaching money management skills and providing various financial products and services. Primerica offers a Financial Needs Analysis to assess a client's situation and provide customized solutions and programs.
$150
Actual Cost: $0
4. Start Building Your Business
Total Start Up Cost: $274
Actual Cost: $6,500 - $7,000
Primerica Pays For Your Licensing and Training!
Vindicated kitchen table show with jon lavinKent Fischer
- The document is from a financial services organization that has been in business since 1977 and is the largest independent financial services marketing organization in North America.
- It discusses the need for financial planning and protection based on statistics about Americans living paycheck to paycheck, having credit card and other debt, and lacking emergency savings and retirement funds.
- It promotes the organization's financial needs analysis and customized programs to help clients achieve financial goals like becoming debt free, properly protected, and financially independent through strategies like paying yourself first, using life insurance properly, and having a financial plan.
The document summarizes the business model and opportunities available through Primerica, a financial services company. It outlines Primerica's proven 37+ year business model, accreditations and regulations, and opportunities for representatives to own their own business with no territory restrictions. Primerica provides training, technology resources, marketing materials, and a support system to help representatives be successful financial advisors and build their own business.
Primerica is the largest independent financial services marketing organization in North America. It was founded in 1977 and is listed on the New York Stock Exchange. Primerica offers a variety of financial products and services to help clients achieve their financial goals through a complimentary Financial Needs Analysis.
World Financial Group (WFG) is a financial services marketing company made up of thousands of associates in the United States and Canada. It helps middle-income families achieve financial independence through products from hundreds of companies. WFG has an exclusive broker-dealer and is among the top 1% of broker-dealers in the U.S. It is owned by AEGON, one of the world's largest insurance and pension groups. WFG offers training and a business system to help associates build their own businesses and teams to earn commissions on financial products and services.
World Financial Group, Inc. (WFG) is a financial services marketing company that offers life insurance, financial products, and services through affiliates in the U.S. and Canada. In the U.S., insurance is offered through World Financial Group InsuranceAgency, Inc., and securities are offered through World Group Securities, Inc. In Canada, similar financial products and services are offered through World Financial Group InsuranceAgency of Canada Inc. and WFG Securities of Canada Inc. WFG and its affiliates maintain selling agreements and require associates to be properly licensed.
The document provides tips for prospecting, setting appointments, presenting, overcoming objections, and mastering products in the financial services industry. It emphasizes the importance of consistent prospecting through warm leads, practicing effective scripts for initial conversations, setting clear appointments by addressing common objections, giving simple and focused presentations, and truly learning the products to build confidence.
1. The document discusses planning and saving for retirement, including estimating costs of one's desired lifestyle and identifying sources of retirement income such as pensions, 401ks, IRAs, Social Security, and other savings vehicles.
2. It explains compound interest and its power to grow savings over time, demonstrating concepts like the Rule of 72.
3. The importance of starting to save and plan for retirement early is emphasized.
Ibs business school, pune presents international conference on social media r...IBS_Business_School
International Conference on Social Media Revolution to be held and IBS Business School, Pune. conference aims to assess the threat posed by social media to traditional marketing communication and the way traditional media needs to reinvent itself in the time to come.
1. The document discusses the roles and responsibilities of corporate boards of directors, including determining strategy, overseeing management, and ensuring compliance.
2. It also covers the different types of directors and their roles in providing expertise, oversight, and accountability. This includes executive directors, non-executive directors, and nominee directors.
3. Effective boards are described as having a cohesive team culture with open dissent and individual accountability. The roles of the board chairman and CEO are also outlined, including how their relationship should balance direction, consultation, and checks on power.
Guión de la sic a las socedades inteligentesKaren Torres
1. La tecnología se ha desarrollado rápidamente y ha modificado la forma en que las personas se relacionan con la información y el conocimiento.
2. El advenimiento de la sociedad de la información y el conocimiento en las últimas décadas del siglo XX puede entenderse en este contexto.
3. Dicha sociedad se ha desarrollado de la mano del neoliberalismo con el supuesto de que todos tengan acceso a la información y participen en el conocimiento.
- Primerica is the largest independent financial services marketing organization in North America with over 2 million clients and over 4.3 million lives insured.
- Their mission is to help families become properly protected, debt free, and financially independent by providing financial needs analyses and products like life insurance, investments, savings plans, and debt solutions.
- Many Americans are struggling with issues like credit card debt, lack of emergency savings, and financial insecurity in retirement, demonstrating the need for Primerica's services.
Is there an income gap between your current take home pay and the income needed to achieve your desired goals and dreams? Then this may be the opportunity you have been looking for. This is not a get rich quick opportunity.
Primerica is a financial services company that offers solutions to help middle-class families with debt elimination, income protection, savings, and investments through a customized and confidential consultation program. The company has two phases of expansion: recruiting regional vice presidents to open new offices, and increasing their client base through financial solutions. Primerica offers representatives multiple ways to earn income through various leadership levels and compensation plans.
World Financial Group provides financial services and products to help people achieve better financial futures. It uses a hybrid business model that rewards associates for both sales production and leadership in developing other associates. The opportunity allows associates to earn income through their own sales, overrides on other associates' sales, and residuals. World Financial Group focuses on serving middle-income individuals and families and provides training and support to help associates be successful.
This document summarizes Primerica, a financial services company that serves over 6 million clients. It discusses Primerica's mission to help families become debt-free and financially independent. The document also outlines Primerica's track record of success, paying over $622 million to its sales force in 2008. It describes the opportunities available to become a representative and earn income through sales, bonuses, and building a business network.
This document provides an overview of World Financial Group (WFG), including their goals, business model, and solutions. Some key points:
- WFG aims to help individuals and families achieve financial security and create a legacy through education and solutions like insurance, annuities, and retirement planning.
- Their business model involves associates conducting a financial needs analysis and presenting customized recommendations to help clients meet their goals.
- They believe many middle-income families lack proper protection or savings strategies and would benefit from guidance on concepts like managing risk and taxes effectively.
- WFG offers solutions like term life insurance, universal life insurance, fixed annuities, and IRAs to help clients save, protect assets,
WFG provides an overview of their company beliefs and business model. They believe there is a need for financial education and guidance for middle-income individuals. WFG's business platform rewards both personal production and leadership development. Associates can earn income through personal sales, overrides on sales by those they recruit, and promotions. The presentation provides examples of earning potential at different levels. WFG emphasizes core values like integrity, family, and positivity. It encourages attendees to consider if the business could benefit them financially and if they are intrigued by the opportunity.
The document provides an overview of World Financial Group (WFG), a financial services company that helps people create success through a business opportunity providing financial products and services. WFG believes in helping middle-income individuals and families achieve financial security and independence through education, proper protection, debt management, and wealth building strategies. The presentation outlines WFG's business platform, compensation structure, and values to introduce potential associates to the opportunity of joining WFG either part-time or full-time.
This document provides an overview of World Financial Group (WFG), including their goals, business model, and solutions. Some key points:
- WFG aims to help people better manage their money through financial education and creating generations of financially secure families.
- Their business model focuses on the underserved middle market through a proven platform and coaching associates to build strong businesses.
- They conduct a needs analysis to help clients establish goals and strategies using solutions like term life insurance, annuities, and retirement/college savings plans.
The document discusses the benefits of incorporating a real estate investing business in Nevada as a Limited Liability Company (LLC). Key points include:
- Incorporating provides liability protection for owners, protects personal assets, enhances credibility with investors/lenders, and allows access to tax deductions and credits.
- Nevada offers strong liability protection as its corporate veil is rarely pierced. It also has no state taxes which can save substantial money compared to other states.
- Incorporating in Nevada provides privacy protections against the threats of identity theft and lawsuits.
This business presentation discusses Financial Education Services, a company that provides financial education and identity/credit protection services. It highlights how many people are struggling financially due to high debt, lack of savings, and economic challenges. The presentation then outlines FES's products and services that help people improve their credit, pay off debt, protect their identity, create wills/trusts, and gain financial literacy. It describes the compensation plan for becoming an FES agent, including commissions, bonuses and potential residual income. Agents receive training and support from FES University. The presentation concludes by outlining the 4 steps to becoming an FES agent.
This document summarizes the services of a company called United Credit Education Services. It discusses their credit restoration and education services. They claim to have removed over 600,000 derogatory items from credit reports and over 60,000 public records. Their credit restoration service deals directly with credit bureaus to force them to comply with laws regarding what can be reported. They offer credit restoration for $499 or a monthly option for $199 initially then $39 per month. They also offer other services like identity theft protection, will and trust documentation, and debt elimination programs. The document promotes becoming an agent to sell these services and make commissions.
Affordable Property Investments helps people grow their wealth through property investment. It is owned by Rohan Birmingham, who has experience in property development and management. The company's goal is to create a network of experienced property investors and professionals to provide services like research, education, financing and management to help members invest successfully in properties for long-term capital growth and cash flow.
The document describes the Money Merge Account program, which uses mathematical principles to help people pay off debts faster and save on interest. It works by strategically moving money between accounts to take advantage of interest accumulation, float, and cancellation. Experts endorse the program for its ability to save tens of thousands in interest and help people become debt free and accumulate wealth years earlier than traditional repayment plans.
This document provides an overview of the Wealth Space organization and its financial products and opportunities. In 3 sentences: Wealth Space is an independent marketing organization that provides business support and financial products like life insurance and annuities. It aims to help people build wealth through strategies like cash flow management and building a long-term asset portfolio. The document promotes becoming a Wealth Space financial professional or agency partner to access training, support, and income potential from sales commissions.
The document describes private mortgage investment as a high yield, low risk investment opportunity. It outlines how private mortgage investments work, comparing them favorably to other conventional investment vehicles like CDs and stocks in terms of safety, security, predictability, control and return. Private mortgage investments offer secured, predictable returns through first or second mortgage loans at interest rates of 8-13% and loan-to-value ratios of 70-95%, providing both principal protection and high returns.
This document provides information about Primerica, a financial services company:
1. Primerica was founded in 1977 and now has 6 million clients in the US, Canada, and Puerto Rico, making it the largest financial services marketing organization in North America.
2. It lists major investors in Primerica and notes that its life insurance companies are rated A+ by A.M. Best.
3. The document emphasizes the importance of financial planning concepts like knowing your financial independence number, understanding the rule of 72, and paying yourself first to start saving and investing early.
The document discusses estate planning strategies and retirement planning. It provides an overview of David Kossak's background and qualifications in estate planning. It then discusses challenges such as estate taxes, the importance of life insurance, and preparing for retirement through qualified and non-qualified plans. Specific strategies mentioned include irrevocable trusts, annual gifts, life insurance trusts, and non-qualified executive retirement plans.
This document summarizes the Our Platform, YOUR Dreams marketing materials from Wealth Space, an independent financial marketing organization. It outlines money problems many Americans face, introduces Wealth Space as providing business and marketing support to transform leaders, and describes their vision and mission. It then explains their proprietary Personal Banking Concept using whole life insurance as an alternative to traditional banking that provides liquidity, benefits, and control. The document promotes the income potential of becoming a Wealth Space financial professional or agency partner.
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
Madhya Pradesh, the "Heart of India," boasts a rich tapestry of culture and heritage, from ancient dynasties to modern developments. Explore its land records, historical landmarks, and vibrant traditions. From agricultural expanses to urban growth, Madhya Pradesh offers a unique blend of the ancient and modern.
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https://36crypto.com/the-future-of-dogecoin-how-high-can-this-cryptocurrency-reach/
Fabular Frames and the Four Ratio ProblemMajid Iqbal
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
KYC Compliance: A Cornerstone of Global Crypto Regulatory FrameworksAny kyc Account
This presentation explores the pivotal role of KYC compliance in shaping and enforcing global regulations within the dynamic landscape of cryptocurrencies. Dive into the intricate connection between KYC practices and the evolving legal frameworks governing the crypto industry.
Dr. Alyce Su Cover Story - China's Investment Leadermsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
Dr. Alyce Su Cover Story - China's Investment Leader
Cd opp meeting 2
1.
2. The Financial Services Company
For the 21st Century
Founded in 1977 with 85 people
6 million clients in the United
States, Canada and Puerto Rico
Largest financial services
marketing organization in North
America
All of this without any national TV or radio advertising!
Listed on NYSE (PRI)
3. Ask Yourself Three Questions
As We Go Through The Presentation
1. Is there a need for what we do?
2. Are these financial concepts helpful for
you?
3. If your family and friends implemented
these concepts, would they be better
off? Our Mission:
To help families become properly protected,
debt free and financially independent
4. How Do Most People Make Their Money?
No Control of TIME. Control of TIME.
No Control of MONEY. Control of MONEY.
Employee Business Owner
Has a job. Owns a system.
Income based on position, not the Has others working for him/her. Unlimited
person. income potential via manufacturing,
marketing, etc.
Self-Employed Investor
Owns a job. Has money working for them.
Dentist, doctor, lawyer, hair stylist, Enjoys complete freedom and lives the
real estate agent, salesperson. dream.
Limited control of Control of TIME.
TIME. Control of MONEY.
Limited control of
MONEY.
The Cash Flow Quadrant, CASH FLOW Technologies, used with permission. The Cash Flow Quadrant and ESBI are trademarks
of CASH FLOW Technologies Inc. For information purposes only. Not for any product solicitation.
5. What Do People Want?
When people talk about freedom,
they’re really talking about…
5
Quality of Life
7. What determines your quality of life?
How You How You
MAKE MANAGE
Your Your
MONEY MONEY
7
8. We Believe with Faith,Work,& Dreams
It is All Possible
James 2:17 says…
Faith without works is dead
Without Work - there is no reason to Dream;
Without Dreams - there is no reason to Work.
So is it Possible with Primerica, Lets see
8
9. What’s your Odds of Making it Big Here?
If You Google “What
company has the
most people making
over $100,000” and
$1,000,000 a Year?
You Will find it is
Primerica for Both
9
10. Primerica
Listed on the New York Stock Exchange as (PRI)
Qualify to get your share of the 3 million
more shares over the next 3years
This is not an offer or advice to purchase any stock with Primerica or any other company. This is not a guarantee that you will receive stock as the
company changes the stock gifting program from time to time. You will not receive any stock until you are a Regional Vice President and at that
10
time you will qualify based on your rank and or your volume in different areas of the business. Refer to Primerica Online for all details and
qualifications.
11. Primerica
New company with 35-year proven track
record
-2 million investment clients
– $35 billion in assets
– 4 million insured
All that with…
– $0 Debt and 4 Billion in Cash.
*A.M. Best ratings range in order from the highest ratings as follows: A++, A+, A, A-, B++, B+, B, B-, C++, C+, C, C-, D, E, F. Primerica’s term
life insurance is underwritten by National Benefit Life Insurance Company, Home Office: Long Island City, NY, in New York State, Primerica
11 Life Insurance Company, Home Office: Duluth, GA, in all other U. S. jurisdictions; and Primerica Life Insurance Company of Canada, Home
Office: Mississauga, Ontario, in Canada. Investments offered by: PFS Investments Inc., 3120 Breckinridge Blvd., Duluth, GA, 30099,
770-381-1000.
12. Life Insurance Managed Accounts1,4
Annuities1,3
Auto & Home Insurance
Referral Program
401(k) Plans1,3
Quotes from such companies as:
Travelers
Safeco
Progressive
Mutual Funds3,5
Debt Solutions
Primerica
DebtWatchers™
Offered by Primerica Client
Services, Inc. through
contractual agreement with
Long Term Care
See endnotes pages for
important disclosure.
12
13. The Headlines Tell The Story
Six in 10 workers say that they are living paycheck to paycheck.
CareerBuilder.com Survey, April 12, 2011
“Average credit card debt among households with balances on their cards:
$15,788.”
AARP Bulletin, July-August 2010
More than half of Americans have no emergency savings.
Time.com, August 11, 2011
Bankruptcies topped 1.5 million in 2010.
CNNMoney.com, January 3, 2011
68 million Americans have no life insurance.
LifeHealthPro.com, June 14, 2010
More than half of all workers have less than $25,000 in savings and
investments for retirement.
Employee Benefit Research Institute 2011 Retirement Confidence Survey
How real and serious are these problems?
14. How do most people manage their money?
They Don’t!
14
15. We Believe in Bypass the Middleman
Traditional Financial Institutions
Banks, Credit Unions, Insurance Companies =
Historically Low Rates of Return
CDs and savings accounts are generally FDIC insured up to $250,000. Cash value life insurance offers life
insurance components in addition to the investment component.
15
17. The “Time Value” of Money
Investor A Investor B
Age Annual End of Year Age Annual End of Year
Individual A: Payment Accumulation Payment Accumulation
Started 22 $5,000 $5,470 22 0 0
contributing 23 5,000 11,450 23 0 0
24 5,000 17,990 24 0 0
At Age 22 25 5,000 25,150 25 0 0
26 5,000 32,980 26 0 0
When is
27 5,000 41,540 27 0 0
Individual A: 28 5,000 50,910 28 0 0
Stopped 29 5,000 61,150 29 0 0
Individual B:
contributing
$40,000 30 0 66,890 30 $5,000 $5,470 Started
At Age 29 31 0 73,160 31 5,000 11,450 contributing
32 0 80,030 32 5,000 17,990
33 0 87,530 33 5,000 25,150 At Age 30
more than 34
35
36
0
0
0
95,750
104,730
114,550
34
35
36
5,000
5,000
5,000
32,980
41,540
50,910
$190,000?
37 0 125,300 37 5,000 61,150
38 0 137,050 38 5,000 72,360
39 0 149,910 39 5,000 84,620
40 0 163,970 40 5,000 98,020
41 0 179,350 41 5,000 112,690
42 0 196,180 42 5,000 128,730
The hypothetical 9% nominal rate of 43 0 214,580 43 5,000 146,270
44 0 234,710 44 5,000 165,460
return, compounded monthly, and tax- 45 0 256,730 45 5,000 186,450
deferred accumulation shown for both IRA 46 0 280,810 46 5,000 209,410
accounts are not guaranteed or intended to 47 0 307,150 47 5,000 234,520
demonstrate the performance of any actual 48 0 335,960 48 5,000 261,990
investment. Unlike actual investments, the 49 0 367,480 49 5,000 292,040
accounts show a constant rate of return 50 0 401,950 50 5,000 324,900
51 0 439,660 51 5,000 360,850
without any fees or charges. Any tax- 52 0 480,900 52 5,000 400,170
deductible contributions are taxed and tax- 53 0 526,010 53 5,000 443,180
deferred growth may be taxed upon 54 0 575,350 54 5,000 490,220
withdrawal. Withdrawals prior to age 59 55 0 629,330 55 5,000 541,670
1/2 may be subject to a 10% penalty tax. 56 0 688,360 56 5,000 597,960
57 0 752,930 57 5,000 659,520
Assumes payments are made at the 58 0 823,560 58 5,000 726,850
beginning of each year. Investing entails 59 0 900,820 59 5,000 800,510
risk, including loss of principal. Shares, 60 0 985,320 60 5,000 881,070
when redeemed, may be worth more or 61 0 1,077,750 61 5,000 969,190
less than their original value. 62 0 1,178,860 62 5,000 1,065,570
63 0 1,289,440 63 5,000 1,171,000 Individual B:
64 0 1,410,400 64 5,000 1,286,320 Stopped
65 0 1,542,700 65 5,000 1,412,450 contributing
66 0 1,687,420 66 5,000 1,550,420
67 0 1,845,710 67 5,000 1,701,330 At Age 67
Total
Contributions $40,000 $190,000 Total
Contributions
$1,845,710 $1,701,330
Total Accumulation
At Age 67
18. The Rule of 72
# Years for $ Double
%) 72
interest rate
19. The Rule of 72
Number 2% 6% 10%
of Years
• How do you win a
0 $10,000 $10,000
game if you don’t
know the rules?
7 *
$10,000 $20,000
• Do banks or insurance
12
companies have any
14* $20,000 $40,000 incentive to teach us
18
this rule?
21* $80,000 • Shouldn’t we have
learned this rule in
24
school?
28* $40,000 $160,000
36 $20,000 $320,000 The table serves as a demonstration of how the Rule of
72 works and is only an approximation of
$80,000 accumulations. It is not intended to represent any
Works for You When You’re Saving specific investment, which will fluctuate.
* 10/72 is 7.2 years. So the actual is 7.2 years, 14.4 years,
Works Against You When You Owe
21.6 years, 28.8 years, and 36years.
Without Introducing us to Family and Friends, how would they learn this Rule?
21. The First Step to Financial Success is
Pay Yourself
When you don’t, there’s a high cost of waiting.
$100 Monthly Savings @ 9% for 40 Years (Age 27-67)
27 $471,640
Wait 1 year 28 $430,040 (-$41,600)
($1,200)
Wait 5 years 32 $296,380 (-$175,260)
($6,000)
Wait 15 years 42 $112,950 (-$358,690)
($18,000)
Who are people hurting if they wait?
Rates of return are constant and nominal rates, compounded monthly. Contributions are assumed to be made at the beginning of the month. The chart
above is not indicative of any particular investment or savings vehicle where rates of return fluctuate. It does not take into consideration taxes or other
applicable deductions, which would lower results.
22. Are You Giving the Government
a Tax-Free Loan?
Average 2010 tax refund was $3,129 = $260/mo
Rather than Overpaying, Invested it for 35 years at…
If you make:
3% interest $192,807
6% interest $370,425
10% interest $995,351
The hypothetical interest rates are for illustrative purposes only and not indicative of a guaranteed rate of return on any investment. Illustrative rates of return
are nominal, compounded monthly. Rates of return are constant unlike actual investments which will fluctuate in value. It does not include fees or taxes which
would lower results. *CNNMoney.com, March 4, 2011
23. Solution: Debt Stacking
Age 35
As each debt is paid off, you
Retail Card 1 $220
$220 + $220 apply the amount you were
paying to that debt to the
payment that you were making
Credit Card 2 $353 $573
$353 + $573 on the next target account.
Car Loan $551 $551 $1,124 + $1,124
$551
Credit Card 1 $303 $303 $303 $1,427 + $1,427
$303
Mortgage $1,293 $1,293 $1,293 $1,293 $2,720
$1,293
Total $2,720 $2,720 $2,720 $2,720 $2,720
Paid off in 8 years, Age 43 ( 15 years sooner) Interest saved $130,643
(Age 44) Once debts are paid off, invest $2,720 each month at 10%
@ Retirement … Age 62 = $1.2 million
Do Financial Companies Want You To Know This?
The above example is for illustrative purposes only. The Debt Stacking concept assumes that: (1) you make consistent payments on all of your debts, (2) when you
pay off the first debt in your plan, you add the payment you were making toward that debt to your existing payment on the next debt in your plan (therefore you
make the same total monthly payment each month toward your debts) (3) you continue this process until you have eliminated all of the debts in your plan. In the
example above, when the retail card is paid off, the $220 is applied to credit card 2, accelerating its payment to $573. After credit card 2 is paid off, the $573 is
applied to the ca r loan for a total payment of $1,124. The process is then continued until all debts are paid off. Note that the total payment per month remains
constant. It is unlikely an investment would grow 10% on a consistent basis, given current market conditions. The hypothetical assumes a constant nominal 10%
rate of return compounded monthly, unlike actual investments, which will fluctuate in value, and does not include taxes or fees, which would reduce returns.
Investing begins once debts have been paid off (at age 44). It is unlikely an investment would grow 10% on a consistent basis, given current market conditions.
24. Primerica Helps Families
Before Primerica With Primerica
Life Insurance:2 Life Insurance:3
$100,000 cash value on Bob Bob $300,000
$100,000 cash value on Susan Susan $300,000
$0 on the children. Childern $15,000 on each
Total monthly : $198* Total monthly cost: $90
“Cash value life insurance is one of the Over 3 Times the Coverage
worst financial products available.”
DaveRamsey.com, “The Truth About Life Insurance,” October 25, 2010 For Half the Cost
“I strongly believe that term is the best insurance… and it literally costs a fraction of other
forms of life insurance. The Road to Wealth: A Comprehensive Guide to Your Money, Suze Orman
*Term insurance provides a death benefit and its premiums can increase at certain ages. Cash value life insurance can be universal life, whole life,
etc., and may contain certain features in addition to death protection, such as dividends, interest, or cash value available for a loan or upon surrender
of the policy. Cash value insurance usually has level premiums for the life of the policy; term insurance premiums increase after initial premium
25. The Theory of Decreasing Responsibility
How Life
Works
Today
At Retirement
1. Young children
1. Grown children
2. High debt
2. Lower debt
3. House mortgage
3. Mortgage paid
Loss of income would
Retirement income
be devastating
needed
What life insurance company do you know of that teaches
25
people how to eliminate the need for life insurance?
26.
27. Solution: Build Your Financial House
Other Goals and Dreams
College Savings
Retirement
Debt Elimination
On a scale of 1-10,
Budget - Emergency Fund - Will* 10 being the highest,
how would you rate your
Protect Your Income / Term Life desire to become properly
protected, debt free and
“A good rule of thumb is that you need financially independent?
between eight to ten times your annual
salary in life insurance coverage.”
— The Wall Street Journal, April 12,
2006
* Primerica Legal Protection program. Exclusions and limitations may apply. See plan for details.
Primerica representatives do not provide legal, tax or estate planning advice.
28. Primerica Helps Families
Before With Primerica
Primerica Secure
Auto & Home: Auto & Home:*
Comparing 24 top National
Bob & Susan were paying Insurers at once.
$243 per month for Saved: $65 per month and
Auto & Home insurance. invested into a Roth IRA
Savings at age 65 with a 10%
return is $150,000
*Not available in Canada.
29. Investing at Retirement
Over the next few years, more than 76 million
Americans will be entering retirement.
Are you one of them?
30. Primerica Helps Families
Before Primerica With Primerica
Retirement: Retirement3
Susan had $20,000 in an IRA Rolled over IRA into
at the bank earning 3%, mutual funds. Added savings
with $100 per month from Life and Auto
contributions.
increased it to $273.
Accumulated savings at Accumulated savings at 10% at
age 65 = $107,000 age 65 = $1,019,000
x 3% x 10%
Income $3,021 a year Income $100,000 a year
31. Most people
don’t plan to fail,
they fail to plan.
31
32. 100 People After Working From Age 25 -
Age 65
5%
4% 1%
100 people at age 65:
36%
54% dependent
36% working
5% deceased
4% OK ($1 million) 54%
1% wealthy ($5
million) Source: SmartMoney, 2001
Why do 95% fail when it comes to their finances?
1. No financial education
2. No financial game plan
3. No financial coach
35. How About Getting Paid to Train ?
Primerica Will Pay You $1,000
All you need to do is…
4 Direct Recruits
4 Personal Life Sales
(Possibly Yours + Theirs)
Receive your $1,000 and
Now You’re a District Trainer!
To receive your 200, 300, and 400 bonuses you must have your life license and make a sale at which time the company will pay
you all bonuses you have banked.
36. Excellent Compensation Plan
What You Would Have Earned —
Based on the Bob & Susan “With Primerica” example
District Trainer: (Part Time)
Help a New Recruit Get Their $1,000 and You Make $1,750
1 Rollover for $50,000 $700
Total cash for the month: $2,450
37. Excellent Compensation Plan
What You Would Have Earned —
Based on the Bob & Susan “With Primerica” example
Regional Leader: (Part Time)
Help a New Recruit Get Their $1,000 and You Make $2,450
Override: 2 District Leaders Training
1 Recruit to Get Their $1,000 and Make $1,400
1 Rollover for $50,000 $850
Total cash for the month: $4,700
38. Excellent Compensation Plan
What You Would Have Earned —
Based on the Bob & Susan “With Primerica” example
Regional Vice President: (Full Time)
Override: 6 District Leaders Training
1 New Recruit that Get Their $1,000 and Make $14,500
Half of the Team Do $50k Rollover $6,000
Total cash for the month: $20,500
Annual Income $246,000
39. Senior Vice President
Base Shop:
6 District Leaders Training
1 New Recruit to Get Their $1,000 and Make $14,500
Half of the Team Do $50k Rollover $6,000
Overriding 3 First Generation RVP’s
Each with 4 District Leaders Training
1 New Recruit to Get Their $1,000 and Make $6,200
Half of the Team Do $50k Rollover $6,000
Bonuses on RVP’s $12,600
Total cash for the month: $40,000
Annual Income $480,000
These figures represent 12-month rolling cash flow levels, including advances, which have been achieved by Primerica representatives, past and present, at some point during their affiliation with a
Primerica Company, beginning in 1977. The representatives are not necessarily achieving those levels at this time. The cash flow categories are not intended to demonstrate earnings of typical
representatives. In the 12-month period ending in December 2010, Primerica paid a total of $503,115,928 in compensation to its sales force at an average of $5,296 per licensed representative. Most
representatives do not reach the levels illustrated. Average RVP earnings are typically higher. Actual gross cash flow is, among other factors, dependent upon the size and scale of a representative’s
organization, the number of sales and the override spread on each sale, and the ability and efforts of you and your downlines. Having said this, Primerica provides a tremendous opportunity for
individuals who work hard and who desire to develop a business with strong income potential.
40. But you don’t know I have very little …
1. Time
2. Money
40
41. The Primerica Business Opportunity
Low upfront costs
No inventory
$99
.
Plus $25/month
.
Financially solid
Products people need
We do what’s right – not what’s being hyped
41
42. Cover your $25/mo cost of running your
business with our cell phone discount
If your average bill is $150/mo…
Savings of $33/mo
Savings of $40/mo
Savings of $25/mo
Savings of $18/mo
Check under POL under technology support for the correct online discount. If you are already receiving a discount and our company
42 has a higher percentage you my switch to it. This is not a guarantee so check with your carrier before recruiting in with Primerica.
43. But you might say ..
I failed more than once in my Life
Proverbs 24:16
A righteous man falls seven times
but he rises again.
Thomas Edsion :
When trying to invent the light bulb :
After 187 times he said ” I guess we found
187 ways it will not work”
43
44. When should I do this?
Ben Franklin said:
“One today is worth two
tomorrows."
45. How Fast Should I Start
Abraham Lincoln said:
“Things may come to those
who wait,…
but only the things left by
those who hustle.”
46. What’s Next?
Submit your Independent
Business Application
(IBA + $99 initial licensing fee,
$25/mo. Business Building Support
System).
46
47. The 2nd thing I would suggest is to…
Set up a time in the next 2-4 Days to sit down with
the person who invited you to:
• Coach you on getting
off to a Fast Start
• Look at the different products
and see where we can possibly
save you money
47
48. Get Your Business and
Your Income off to a Fast Start
Learn how to earn your
FAST START BONUSES of up to a
$1,000
See Your
Field Trainer
For Details!
48
49. The Five Reasons People Get Involved
• They don’t like their current job and are
looking for a career change & better income
potential.
• They love what they do… but earning extra
part-time income each month would make a
positive difference.
• They want to get a financial education so they
can learn how to win the money game.
• They Can you see how most people would be
love helping people andthese areas?
making a
interested in at least one of
difference.
• They dream of having their own business.
50.
51. Compensation Payout
Starting out 25% com
4 x 4= District 50% com
2-4 x 4 = Division 60% com
2-Divisions= Regional Leader 70% com
2-Regional Leaders= RVP 95% com
Editor's Notes
It can’t be stressed enough: the sooner you start to save, the less you will have to put away. Look at how opening an IRA today can help you secure a comfortable retirement.
If the idea of paying off your debt seems overwhelming, consider debt stacking. They say you can eat an elephant – one bite at a time. Well, the same concept works with paying off your debt! By taking into account the interest rate and amount of debt, debt stacking identifies an ideal order for you to pay off your debts. You begin by making consistent payments on all of your debts. When you pay off your first debt account, you roll that payment into the payment that you were making on the next account. These extra dollars help you reduce the effect of compound interest working against you. As each debt is paid off, you apply the amount you were paying to that debt to the payment that you were making on the next account.
Points to Cover: Over the next few years, more than 76 million baby boomers will be entering retirement. Are you one of them?