Cash Management in times of FX Volatility
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Wim Grosemans, Head of Product Management International Payments at BNP Paribas, presented a lunch session about FX Volatility at EuroFiannce Vienna on October 12th.
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As globalisation continues to drive the need for international payments, corporates are focusing on the underlying FX as well as the payment itself. Increasingly, they require their banks to offer fully integrated payment and FX platforms.
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2. For the transactions motive, it uses examples to show how individuals and banks optimize their cash and deposit holdings based on transaction costs and interest rates. The Tobin-Baumol model is presented.
3. For the precautionary motive, it notes that money demand increases when uncertainty rises or interest rates on alternative assets fall. The speculative motive leads to more cash being held when risky asset returns fall or safe asset rates rise.
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· FX in global disbursements.
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2. For the transactions motive, it uses examples to show how individuals and banks optimize their cash and deposit holdings based on transaction costs and interest rates. The Tobin-Baumol model is presented.
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• US Dollar, USD
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• British pound, GBP
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• Swiss franc, CHF
• Canadian Dollar, CAD
• Australian Dollar, AUD
Minor currencies are all of the rest. These include the currencies of nations with substantial economies such as Brazil, Chile, Mexico, Russia, India, South Africa, South Korea, Norway, Sweden and China. And minor currencies include those of Iraq, Yemen, Ghana, etc. Many of the minor currencies of the world only trade against the US dollar as there is virtually no market for trading the currency of Ghana versus Yemen, for example. Eighty-five percent of all Forex trades include the US dollar. But, how can you profit from trading currencies?
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- Fundamental analysis techniques for evaluating economic indicators, central bank policies, and geopolitical events that impact currency markets.
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- Transitioning from demo trading to live trading, including opening a live trading account, funding your account, and making your first trade with confidence.
- Monitoring and reviewing trades to improve trading performance, keep a trading journal, and adjust your trading plan based on feedback and analysis.
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- The document discusses problems within the hedge fund and financial industries, including high fees and losses for investors. Many top hedge funds lost over 18% of their assets in the last half of 2011.
- It introduces the Modal Geometry theory which provides a new way to analyze firms and markets based on their trading connections and relationships. This theory claims to be able to identify "likeable" firms that are more likely to gain in price over time.
- The authors have applied this theory through their own investments, claiming annual returns of 29% on average, and argue the financial industry should consider this new framework rather than existing economic theories.
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Using Online job postings and survey data to understand labour market trends
Using Online job postings and survey data to understand labour market trendsLabour Market Information Council | Conseil de l’information sur le marché du travail
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
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South Dakota State University degree offer diploma Transcript
办理美国SDSU毕业证书制作南达科他州立大学假文凭定制Q微168899991做SDSU留信网教留服认证海牙认证改SDSU成绩单GPA做SDSU假学位证假文凭高仿毕业证GRE代考如何申请南达科他州立大学South Dakota State University degree offer diploma Transcript
1. Elemental Economics - Introduction to mining.pdf
After this first you should: Understand the nature of mining; have an awareness of the industry’s boundaries, corporate structure and size; appreciation the complex motivations and objectives of the industries’ various participants; know how mineral reserves are defined and estimated, and how they evolve over time.
The state of welfare Resolution Foundation Event
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Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.How Does CRISIL Evaluate Lenders in India for Credit Ratings
CRISIL evaluates lenders in India by analyzing financial performance, loan portfolio quality, risk management practices, capital adequacy, market position, and adherence to regulatory requirements. This comprehensive assessment ensures a thorough evaluation of creditworthiness and financial strength. Each criterion is meticulously examined to provide credible and reliable ratings.
Unlock-the-Power-of-UAN-Your-Key-to-Secure-Retirement.pptx
The Universal Account Number (UAN) by EPFO centralizes multiple PF accounts, simplifying management for Indian employees. It streamlines PF transfers, withdrawals, and KYC updates, providing transparency and reducing employer dependency. Despite challenges like digital literacy and internet access, UAN is vital for financial empowerment and efficient provident fund management in today's digital age.
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South Dakota State University degree offer diploma Transcript
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Cash Management in times of FX Volatility
- 1. CASH MANAGEMENT IN TIMES OF FX VOLATILITY
- 3. SETTING THE SCENE 5 FACTORS THAT CAUSE FX VOLATILITY INTEREST RATES TERMS OF TRADE SPECULATION CURRENT ACCOUNT DEFICIT GEOPOLITICAL
- 4. GEOPOLITICAL ISSUES TO SEE VOLATILITY INCREASE IN Q4
- 5. US ELECTION BREXIT OPEC POLICY ITALIAN REFERENDUM ONGOING ISSUES AROUND APPLE & HEALTH OF EUROPEAN BANKING SECTOR
- 6. HOW DO YOU MANAGE FX VOLATILITY IN YOUR ORGANISATION? 1. ONLINE VIA BANK OR MULTI BANK PLATFORM 2. ON THE PHONE 3. UTILISE FORWARDS, SWAPS, ORDERS AND DERIVATIVES THE COMPLEXITY OF MANAGING THE WORLD OF FX …
- 7. YOUR STRATEGIC FX IS WELL UNDERSTOOD AND WELL CATERED FOR IS YOUR FX OVER CASH FLOW GETTING THE SAME ATTENTION?
- 9. FX UNDER THE RADAR 1. INTERNATIONAL PAYROLL 2. PENSION PAYMENTS 3. TAX COLLECTION / REFUND PAYMENTS 4. DIVIDEND AND INTEREST PAYMENTS 5. IMPORTER INVOICES AND EXPORTER RECEIPTS 6. INSURANCE CLAIMS / PREMIUMS 7. INTER-COMPANY PAYMENTS / FUNDING
- 10. HOW IS THE FX PRICE CREATED? 1. BID & OFFER 2. TODAY, TOMORROW, SPOT, FORWARD 3. TRADER RATE VS CLIENT RATE 4. MARGINS: BIPS vs PIPS
- 11. FX CONCERNS ARE BECOMING PREVALENT IN RFPs TRANSLATING INTO 3 KEY EXPECTATIONS
- 12. TRANSPARENCY SAY WHAT YOU DO AND THEN DO WHAT YOU SAY
- 14. CONVENIENCE GETTING DIGITAL ACCOUNT ELIMINATION CURRENCY GUIDE REPORTING
- 15. 15 EXEMPLE: BNP PARIBAS CURRENCY GUIDE UNVEILING THE SECRETS OF INTERNATIONAL PAYMENTS Currency guide on how to make successful international payments In more than 130 currencies
- 16. WHAT COULD GOOD LOOK LIKE? EXPECTATIONS AND NEW TECHNOLOGIES
- 17. Next on the Agenda… Official launch October 13 https://journeystotreasury.com/
Editor's Notes
- Interest Rates Terms of Trade Speculation Current Account Deficit Geopolitical
- US election Brexit OPEC Policy Italian Referendum Ongoing issues around Apple & health of European banking sector
- International Payroll 2. Pension Payments 3. Tax collection / refund payments 4. Dividend and interest payments 5. Importer invoices and exporter receipts 6. Insurance claims / premiums 7. Inter-company payments / funding
- Bid & Offer 2. Today, Tomorrow, Spot, Forward 3. Trader rate vs Client rate 4. Margins
- key expectations that we see from corporates around FX over cash flow (payments and collections) – so what we see in rfp’s, what clients tell us, the considerations they have.