This document is a disclaimer stating that the registered representative offering securities and advisory services is affiliated with Independent Financial Group, LLC, a registered broker-dealer and investment adviser, and not with Carlson Wealth Management. It also notes that the representative is licensed to sell securities in CA, AZ, WA, VT, and NY and offer advisory services in those same states, and that the information provided is believed to be reliable but not guaranteed to be accurate or complete for any particular investor.