Boris Desancic is a wealth advisor who specialises in working with owners of successful small and medium-sized businesses. Boris Desancic earned a Bachelor of Arts (BA) from Central Washington University. Boris Desancic is helping seven-figure business owners save an additional six to seven figures in taxes while building more wealth.
Boris Desancic is on the team of advisors at Clear Creek Financial Management in Silverdale, WA. Boris Desancic has been working for 22 years. Their current role is with Clear Creek Financial Management and they have previously worked for PCG Wealth Advisors, Rental Property, Various Insurance Carriers FOR W R Insurance Agencies and Waddell Reed . Boris Desancic has previously passed the Series 63 and Series 65 examinations, and is registered to provide investment advice in Washington. Boris Desancic may also provide advisory services in other states under an applicable state exemption from registration or notice filing.
Raymond Joseph Lucia - FINRA BrokerCheck Reportvernonhealy
Raymond Lucia is involved in a pending regulatory action brought by the SEC regarding allegations related to his investment advisory firm. The SEC alleges that Lucia's firm was registered as an investment adviser and that Lucia made misleading statements about the basis for the financial planning advice provided to clients. The SEC is seeking a cease and desist order against Lucia. There are also multiple customer disputes and one termination reported on Lucia's record.
Dustin Allen Smith - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Dustin Allen Smith. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Jerry DeWayne McCutchen Sr. - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Jerry DeWayne McCutchen Sr. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Paul Cragg Larsen - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Paul Cragg Larsen. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Jeffrey Guy Labelle - FINRA BrokerCheck Reportvernonhealy
Jeffrey Guy Labelle has been a registered broker since 1987. According to his BrokerCheck report, he has disclosed 2 customer disputes and 1 termination. The report provides details on his employment and registration history, passing of securities exams, and other disclosures. Labelle is currently registered through First Allied Securities, Inc and also operates 2 insurance businesses.
Charles Graham has worked at several broker-dealer firms between 2010 and 2013. He has passed the Series 7 and Series 63 exams. No disciplinary events or disclosures are reported. His employment history includes positions at Spartan Capital Securities, Fordham Financial Management, and John Thomas Financial.
Wilson Dennis Colberg Trigo - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Wilson Dennis Colberg Trigo. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Boris Desancic is on the team of advisors at Clear Creek Financial Management in Silverdale, WA. Boris Desancic has been working for 22 years. Their current role is with Clear Creek Financial Management and they have previously worked for PCG Wealth Advisors, Rental Property, Various Insurance Carriers FOR W R Insurance Agencies and Waddell Reed . Boris Desancic has previously passed the Series 63 and Series 65 examinations, and is registered to provide investment advice in Washington. Boris Desancic may also provide advisory services in other states under an applicable state exemption from registration or notice filing.
Raymond Joseph Lucia - FINRA BrokerCheck Reportvernonhealy
Raymond Lucia is involved in a pending regulatory action brought by the SEC regarding allegations related to his investment advisory firm. The SEC alleges that Lucia's firm was registered as an investment adviser and that Lucia made misleading statements about the basis for the financial planning advice provided to clients. The SEC is seeking a cease and desist order against Lucia. There are also multiple customer disputes and one termination reported on Lucia's record.
Dustin Allen Smith - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Dustin Allen Smith. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Jerry DeWayne McCutchen Sr. - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Jerry DeWayne McCutchen Sr. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Paul Cragg Larsen - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Paul Cragg Larsen. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Jeffrey Guy Labelle - FINRA BrokerCheck Reportvernonhealy
Jeffrey Guy Labelle has been a registered broker since 1987. According to his BrokerCheck report, he has disclosed 2 customer disputes and 1 termination. The report provides details on his employment and registration history, passing of securities exams, and other disclosures. Labelle is currently registered through First Allied Securities, Inc and also operates 2 insurance businesses.
Charles Graham has worked at several broker-dealer firms between 2010 and 2013. He has passed the Series 7 and Series 63 exams. No disciplinary events or disclosures are reported. His employment history includes positions at Spartan Capital Securities, Fordham Financial Management, and John Thomas Financial.
Wilson Dennis Colberg Trigo - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Wilson Dennis Colberg Trigo. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Richard Whitfield Brown - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Richard Whitfield Brown. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Brian Presley - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Brian Presley. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Robert Owen Klein - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Robert Owen Klein. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
William Walter Gammon - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for William Walter Gannon. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
BrokerCheck report for Randall Shane Bouley. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
The BrokerCheck report provides information on Kevin Michael Wagner, including two customer disputes, one financial disclosure event, and one judgment/lien. Wagner was previously registered with BBVA Securities Inc. and BBVA Compass Investment Solutions, Inc. and is currently not registered. The customer disputes involved allegations of unsuitable variable annuity purchases and failure to provide appropriate attention regarding a qualified account transfer.
BrokerCheck report for Hoke Sloan Shuler. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Hedge Fund and Private Equity Fund managers must register with the SEC by March 30, 2012. Presentation is an overview of the registration and compliance matters for these managers.
Who is Dr Usif Murad Silicon Valley Venture Capitalist?DubaiScamExposer
Dr. Usif Murad is a Silicon Valley venture capitalist based in the Middle East. He invests in private equity and venture capital opportunities around the world, focusing on technology and management partnerships. His company, Innoventure Partners, Inc., is a Delaware corporation with offices in California and Bahrain. It raises funds to develop new capital markets and invests in development opportunities in areas like technology.
Cornerstone Financial Group provides financial strategies and solutions to individuals, families, and businesses. This includes risk management, investments, distribution planning, estate planning, employee benefits, business valuations, and insurance products. Cornerstone can help clients meet financial and insurance goals such as protecting income, saving for retirement, providing a legacy, or planning a business succession. The document also provides licensing information for representatives of Cornerstone Financial Group.
This document provides information and advice about investing for retirement. It discusses determining how much savings is needed for retirement based on desired monthly income. It also covers common retirement income sources like employer plans, IRAs, and personal savings. The document advises developing a long-term growth plan for investments and choosing an appropriate asset allocation based on risk tolerance. It emphasizes the importance of starting to save and invest for retirement early.
Providence Wealth Partners Keys to investing for retirementBrandonSinger
No matter what our occupations, most of us share a common goal of a comfortable retirement. Almost everyone looks forward to the day when they can retire and enjoy more free time. And so, the investment decisions we make in preparation for that retirement are crucial.
Piedad Caro Alvarez has been a registered broker since 2003. She has passed the Series 6, Series 63, and Series 66 exams. Her employment history includes working at Citicorp Investment Services from 2003 to 2007 and at Citigroup Global Markets Inc. since 2007. There are no disclosed regulatory events or customer complaints in her record.
This document discusses various offshore structures and tax reporting considerations for US persons with foreign assets. It notes that while having foreign accounts is legal, evading taxes is not. It describes "disregarded entities" and forms like 8832 that can elect to treat foreign entities as disregarded for tax purposes. However, it suggests that alternative structures providing more privacy and tax benefits than disregarded entities exist, though consulting is needed to understand the appropriate strategy.
This document discusses distributions from retirement plans. It provides contact information for Dr. Allen Rumble and his firm Providence Wealth Partners. It notes that securities and advisory services are offered through Transamerica Financial Advisors and lists the states where securities can be sold. The document encourages the reader to contact Dr. Rumble or visit the firm's website with any questions.
Zachary Lazar of BMO Private Bank and Raymond Whitacre of BMO Harris Bank provide integrated financial strategies for businesses and their owners. They address what happens to a privately held company if its owner dies without a succession plan. They recommend establishing trusts, gifting assets, and life insurance to manage estate taxes. Selecting a successor now ensures smooth leadership transition. Their collaboration provides strategic and tactical financial advice for both business and personal finances.
Charles Graham is not currently registered with FINRA. He previously held registrations with Spartan Capital Securities, Fordham Financial Management, and John Thomas Financial between 2010-2011. No disclosure events were reported. He passed the Series 7, Series 63, and state securities law exams.
Todd Salmans, President and CEO of PrimeLending, was named CEO of the Year by Mortgage Executive Magazine based on the company's production, growth rate, reputation, and integrity. Salmans accepted the award on behalf of PrimeLending employees and said the recognition reflects their commitment to the industry, customers, and each other. Additionally, PrimeLending received the top honor from Mortgage Executive Magazine as the number one mortgage company in America for 2011 based on loan volume and number of loans closed.
Chris Roush presented "Investigating Private Companies" at the Donald W. Reynolds National Center of Business Journalism's free workshop, "Investigating Private Companies and Nonprofits."
For more information about free training for business journalists, please visit businessjournalism.org.
GALLANT is developing industry-leading predictive analytics with a variety of applications within the sports world. GALLANT intends on becoming an investment fund that provides baseball players with the resources they need to help make their dream a reality.
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
Richard Whitfield Brown - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Richard Whitfield Brown. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Brian Presley - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Brian Presley. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Robert Owen Klein - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Robert Owen Klein. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
William Walter Gammon - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for William Walter Gannon. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
BrokerCheck report for Randall Shane Bouley. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
The BrokerCheck report provides information on Kevin Michael Wagner, including two customer disputes, one financial disclosure event, and one judgment/lien. Wagner was previously registered with BBVA Securities Inc. and BBVA Compass Investment Solutions, Inc. and is currently not registered. The customer disputes involved allegations of unsuitable variable annuity purchases and failure to provide appropriate attention regarding a qualified account transfer.
BrokerCheck report for Hoke Sloan Shuler. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Hedge Fund and Private Equity Fund managers must register with the SEC by March 30, 2012. Presentation is an overview of the registration and compliance matters for these managers.
Who is Dr Usif Murad Silicon Valley Venture Capitalist?DubaiScamExposer
Dr. Usif Murad is a Silicon Valley venture capitalist based in the Middle East. He invests in private equity and venture capital opportunities around the world, focusing on technology and management partnerships. His company, Innoventure Partners, Inc., is a Delaware corporation with offices in California and Bahrain. It raises funds to develop new capital markets and invests in development opportunities in areas like technology.
Cornerstone Financial Group provides financial strategies and solutions to individuals, families, and businesses. This includes risk management, investments, distribution planning, estate planning, employee benefits, business valuations, and insurance products. Cornerstone can help clients meet financial and insurance goals such as protecting income, saving for retirement, providing a legacy, or planning a business succession. The document also provides licensing information for representatives of Cornerstone Financial Group.
This document provides information and advice about investing for retirement. It discusses determining how much savings is needed for retirement based on desired monthly income. It also covers common retirement income sources like employer plans, IRAs, and personal savings. The document advises developing a long-term growth plan for investments and choosing an appropriate asset allocation based on risk tolerance. It emphasizes the importance of starting to save and invest for retirement early.
Providence Wealth Partners Keys to investing for retirementBrandonSinger
No matter what our occupations, most of us share a common goal of a comfortable retirement. Almost everyone looks forward to the day when they can retire and enjoy more free time. And so, the investment decisions we make in preparation for that retirement are crucial.
Piedad Caro Alvarez has been a registered broker since 2003. She has passed the Series 6, Series 63, and Series 66 exams. Her employment history includes working at Citicorp Investment Services from 2003 to 2007 and at Citigroup Global Markets Inc. since 2007. There are no disclosed regulatory events or customer complaints in her record.
This document discusses various offshore structures and tax reporting considerations for US persons with foreign assets. It notes that while having foreign accounts is legal, evading taxes is not. It describes "disregarded entities" and forms like 8832 that can elect to treat foreign entities as disregarded for tax purposes. However, it suggests that alternative structures providing more privacy and tax benefits than disregarded entities exist, though consulting is needed to understand the appropriate strategy.
This document discusses distributions from retirement plans. It provides contact information for Dr. Allen Rumble and his firm Providence Wealth Partners. It notes that securities and advisory services are offered through Transamerica Financial Advisors and lists the states where securities can be sold. The document encourages the reader to contact Dr. Rumble or visit the firm's website with any questions.
Zachary Lazar of BMO Private Bank and Raymond Whitacre of BMO Harris Bank provide integrated financial strategies for businesses and their owners. They address what happens to a privately held company if its owner dies without a succession plan. They recommend establishing trusts, gifting assets, and life insurance to manage estate taxes. Selecting a successor now ensures smooth leadership transition. Their collaboration provides strategic and tactical financial advice for both business and personal finances.
Charles Graham is not currently registered with FINRA. He previously held registrations with Spartan Capital Securities, Fordham Financial Management, and John Thomas Financial between 2010-2011. No disclosure events were reported. He passed the Series 7, Series 63, and state securities law exams.
Todd Salmans, President and CEO of PrimeLending, was named CEO of the Year by Mortgage Executive Magazine based on the company's production, growth rate, reputation, and integrity. Salmans accepted the award on behalf of PrimeLending employees and said the recognition reflects their commitment to the industry, customers, and each other. Additionally, PrimeLending received the top honor from Mortgage Executive Magazine as the number one mortgage company in America for 2011 based on loan volume and number of loans closed.
Chris Roush presented "Investigating Private Companies" at the Donald W. Reynolds National Center of Business Journalism's free workshop, "Investigating Private Companies and Nonprofits."
For more information about free training for business journalists, please visit businessjournalism.org.
GALLANT is developing industry-leading predictive analytics with a variety of applications within the sports world. GALLANT intends on becoming an investment fund that provides baseball players with the resources they need to help make their dream a reality.
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.
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OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.
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1. IAPD Report
BORIS DRAGAN DESANCIC
Section Title
Report Summary
Qualifications
Registration and Employment History
Disclosure Information
CRD# 2642815
1
2 - 3
4 - 5
6
Page(s)
Please be aware that fraudsters may link to Investment Adviser Public Disclosure from phishing and similar scam
websites, trying to steal your personal information or your money. Make sure you know who you’re dealing with when
investing, and contact FINRA with any concerns.
For more information read our investor alert on imposters.
i
User Guidance
www.adviserinfo.sec.gov
2. IAPD Information About Representatives
IAPD offers information on all current-and many former representatives. Investors are strongly encouraged to use
IAPD to check the background of representatives before deciding to conduct, or continue to conduct, business
with them.
What is included in a IAPD report?
IAPD reports for individual representatives include information such as employment history, professional
qualifications, disciplinary actions, criminal convictions, civil judgments and arbitration awards.
It is important to note that the information contained in an IAPD report may include pending actions or allegations
that may be contested, unresolved or unproven. In the end, these actions or allegations may be resolved in favor
of the representative, or concluded through a negotiated settlement with no admission or finding of wrongdoing.
Where did this information come from?
The information contained in IAPD comes from the Investment Adviser Registration Depository (IARD) and
FINRA's Central Registration Depository, or CRD, (see more on CRD below) and is a combination of:
· information the states require representatives and firms to submit as part of the registration and licensing
process, and
· information that state regulators report regarding disciplinary actions or allegations against
representatives.
How current is this information?
Generally, representatives are required to update their professional and disciplinary information in IARD within 30
days.
Need help interpreting this report?
For help understanding how to read this report, please consult NASAA's IAPD Tips page
http://www.nasaa.org/IAPD/IARReports.cfm
What if I want to check the background of an Individual Broker or Brokerage Firm?
To check the background of an Individual Broker or Brokerage firm, you can search for the firm or individual in
IAPD. If your search is successful, click on the link provided to view the available licensing and registration
information in FINRA's BrokerCheck website.
Are there other resources I can use to check the background of investment professionals?
It is recommended that you learn as much as possible about an individual representative or Investment Adviser
firm before deciding to work with them. Your state securities regulator can help you research individuals and
certain firms doing business in your state. The contact information for state securities regulators can be found on
the website of the North American Securities Administrators Association http://www.nasaa.org
User Guidance
www.adviserinfo.sec.gov