To those who choose accounting for future study, Here some of my research

1. · Name : Nurul Syazwani Izzati Bt Khairi
· Class : 509/409
· Collage Number : 13024

2. ACKNOWLEDGEMENT
Alhamdulillah. Grateful to God as I have been able to complete the Folio Career as an
Accountant within the given time.
First of all, I would like to thank the MRSM Taiping for giving me the opportunity to make
this folio as it is compulsory for the graduation requirement 2014.
Thanks also goes for both my parents, Mr. Khairi B Mat Daud and Ms. Jah Bt Ismail have a
lot of support and encouragement throughout my complete this task. All the sacrifices and
cents that would given out by the father and the mother responded to my future success.
InsyaAllah.
MRSM Taiping counselor who helped me very much, Mr Abdullah and Mrs Zamzuriana ,
our deep gratitude for their willingness to say because they had help me and gave guidance
to complete this folio.
Next I would like to express our appreciation to my colleagues who are willing to help me
and spend time with me to complete this folio although they are also busy preparing their
own folio.
Finally, the folio of my career was finished as a result of their efforts willing to help me.
Million thanks once again I say.

3. BIODATA
Nurul Syazwani Izzati Bt Khairi,
Maktab Rendah Sains MARA Taiping,
34000 Jalan Bukit Larut,
Perak.
Resume
Name : Nurul Syazwani Izzati Bt Khairi
Address :
.
IC No : 9xxxxx02xxxx
Age : 17 Years Old
Tel :
E-mail :
Date of Birth : 14 January 1997
Place of Birth : Hospital Kulim, Kedah.
Marital Status : Single
Nationality : Malaysian
Religious : Islam
Gender : Female
Hobbies : Surfing internet and Reading novels
Ambition : Accountant

4. SKILLS
Skill Description Proficiency
Computer Skills Expert
Microsoft Word Expert
Powerpoint Expert
Microsoft Excel Intermediate
Adobe Photoshop Intermediate
LANGUAGE & PROFICIENCY
Proficiency Language
Spoken Malay, English
Written Malay, English, Arabic
EDUCATIONAL BACKGROUND
2013 – 2014 : MRSM Taiping, Perak.
Sem 1 2013 PNG :
Sem 2 2013 PNG :
JUNE 2010 – 2012 : MRSM Baling, Kedah.
PMR: 8A
JAN 2010 – JUNE 2010 : Sekolah Menengah Kebangsaan Sultan Badlishah, Kedah.
Last Exam : 7A 1B
2004 - 2009 : Sekolah Kebangsaan Sungai Kob, Kulim, Kedah
UPSR : 5A

5. INTRODUCTION
First of all I was required to complete the career folio. Because of interest in Accounting, I
have decided to make a folio of career of accounting. I have produce this folio in less than a
week. I get the materials on the project web site and also some books and articles.
I chose a career in accounting because I was very interested in subjects related to account,
mathematics, and the subject of some others.
Through this folio can I find out more information about the future of accounting after my
graduation later. I can also find out about the history of accounting. If I not finish making this
folio, its certainly difficult for me to understand what accounting really is.
In fact, the field of accounting has many branch. There are financial accounting, management
accounting, and auditing and so much more. It also involves taxation.
In addition, I also know about the trials and challenges that would befall an accountant is that
each day they are faced with stress, depression and tiredness. It is true as they deal with
numbers and money a lot. At last, I found out about the advantages of an employee of the
accounting.

6. WHAT IS ACCOUNTING ?
Accountancy, or accounting, is the production of financial records about
an organization. Accountancy generally produces financial statements that show in money
terms the economic resources under the control of management; selecting information that is
relevant and representing it faithfully. Accountancy overlaps heavily
with bookkeeping, auditing and taxation.
Accounting is essential to business, and has been called the "language of business"
because it is the means by which businesses communicate their activities to investors,
creditors, and other stakeholders. Accounting that concentrates on reporting to people inside
the business entity is called management accounting and is used to provide information to
employees, managers, owner-managers and auditors. Management accounting is concerned
primarily with providing a basis for making management or operating decisions. Accounting
that provides information to people outside the business entity is called financial
accounting and provides information to present and potential shareholders, creditors such
as banks or vendors, financial analysts, economists, and government agencies.
Because the users of accounting information have different needs, the presentation of
financial accounts is very structured and subject to many more rules than management
accounting. The body of rules that governs financial accounting in a given jurisdiction is
called Generally Accepted Accounting Principles, or GAAP. Other rules include International
Financial Reporting Standards (IFRS) and US GAAP.

7. WHY I CHOOSE THIS COURSE ?
I choose accounting because I love numbers . From my reading, I found that this career
taught me to be discipline. This is because being an accountant, I must be patient working
with more numbers and money. Plus, I must be accuracy, consistent and be concentrate on
working for not be a careless person.
I also choose this career because I admire this job since childhood. I love to be around
with numbers. That will make me so peaceful and had a higher motivation. I want to take the
challenge and be a successful and accountant someday. Tan Sri Zeti Aziz also is my favourite
idol because she is the first woman being the National Bank Gabenor. I would like to be like
her someday.
Lastly , I choose this career because it is an indoor job. I do not have to heated under the
sun like an architect or an engineer. Although the job is quite hard and need to be concentrate
almost the hours, I can manage the time well.

8. CHOOSING ACCOUNTING COURSE
Generally, there are two branches of a career in accounting :
· Degree in Accounting
University offers degree programs in accounting with two specializations such as accounting
and finance. Students who choose this field to ensure that the courses offered have at least 60
percent of the total content of accounting courses to become a chartered accountant.
To become a chartered accountant, students must have a degree and have a working
experience of at least three years in an accounting firm. At the same time, students are
required to take the test for a professional accountancy qualification (For example, a student
who has a degree in accounting must take three tests from ACCA).
· Professional qualification (ACCA, CPA, CIMA, ICAEW, MICPA)
This program is offered by the professional accounting bodies. These programs are generally
considered more difficult than learning at the undergraduate level. If graduate with a
professional qualification, you can apply to become a member of the MIA with three years of
work experience without having to sit the test as for postgraduates.

9. BECOME A CHARTERED ACCOUNTANT
Once you pass level degree in accounting, you can be recognized as a qualified accountant
who is able to have accounting and auditing firm. To become a chartered accountant, you
should have at least three years working experience in related field and pass the professional
test series.
Professional accounting qualification include :
 Association of Chartered Certified Accountants (ACCA)
ACCA is the global body for professional accountants that was established in the UK in
1904. ACCA Qualification is more focused on professional values, ethics and governance. To
be eligible to become a member of ACCA, you have to sit 14 exams (nine are eligible for
exemption), requires practical experience and professional ethics module. ACCA qualified
accountant who can become the Chief Financial Officer and Director of Audit, entrepreneurs,
forensic accountants, business advisers and related positions. This qualification is
automatically given membership in the Malaysian Institute of Accountants (MIA).

10.  Certified Public Accountant (CPA) Australia
This is the qualification of financial, accounting and business professionals indicate high
professional competence and is recognized internationally. CPA Program consists of several
levels, namely basic, professional, and practical experience that allows one to have a CPA
qualification. After completing the program, one is able to think strategically and position
yourself as a leader in various fields, including trade and industry, public sector, banking,
finance and capital markets, insurance, financial consulting services, education, information
technology and so on. This qualification is automatically given membership in the Malaysian
Institute of Accountants (MIA).
 Charted Institute of Management Accountants (CIMA)
It is management accounting professional qualification from the UK who interpret financial
information for making business decisions. This qualification provides a career in business.
To be eligible, you must provide 15 modules and work experience of three years. On average,
it takes four years to complete the course.

11.  Institute of Chartered Accountants in England and Wales (ICAEW)
Are professionally qualified accountant or financial business known as the ACA
qualification. This qualification allows an accountant that provides guidance to individuals,
organizations and the business community. Course length is approximately one and a half
years including training for three months. However, this continuing education program
requires one to show progress in developing Continuing Professional Development (CPD)
after gaining the ACA qualification.
 Malaysian Association of Certified Public Accountants (MICPA)
Is qualified to practice Malaysian accountants to become business partners. There are four
modules to complete the course and you are given a maximum period of eight years to
complete before becoming eligible for Certified Professional Accountant (CPA). Kelayakn is
open to a wide range of sectors, including commerce and industry, public sector, banking,
finance, capital markets and other.

13. CAREER PROSPECTS
The typical career path for graduates to gain work experience in accounting is at least three
years of previous accounting professional examinations to become a chartered accountant.
Once becoming a chartered accountant, you can choose to start a career in accounting firms
or the corporate world.
Many accountants who choose to pursue a career in the corporate world and working in the
financse department of the company. Even accounting career is a career choice for the post of
CEO for their ability to assess the financial performance of a company.

14. DESCRIPTION OF DUTIES AS AN ACCOUNTANT
1. Provide advice, planning and implementing policies and systems of budgeting, accounting
and other control accounts
2. Preparing and certifying financial statements for presentation to management,
shareholders, statutory and other bodies
3. Preparing tax returns, advising on taxation problems and contesting disputed claims before
tax officials
4. Preparing or reporting on profit forecasts and budgets
5. Prepare project cost and risk analysis
6. Identify areas of cost reduction and propose conservation measures cost control
7. Conducting financial investigations, undertake audits, prepare reports and provide advice
on matters such as suspected fraud, insolvency, bankruptcy, mergers, capital financing and
the purchase and sale of businesses
8. Acting as liquidation agent in matters relating to bankruptcy and taxation
9. Performs related duties
10. Supervising other workers

15. EMPLOYMENT CLASSIFIED in this area, including :
1. Accountants
2. Auditors
3. Cost Accountant
4. Tax Accountants
5. Treasurer
6. Company Secretary
7. Consultant
8. Assistant Accountant
9. Accounts Clerk

16. PERSONAL CHARACTERISTICS
Those who are planning a career in accounting must have the ability in their calculations and
can analyze , compare and interpret facts and numbers and make a sound decision based on
knowledge. They should always ask how and why things are done and present their work
effectively in writing and speaking to clients and management.
Accountants and auditors must exercise patience and can devote their full attention for long
periods of time . Accuracy and ability to take responsibility with very little supervision
required. Most importantly , for the millions of consumers balance sheets depend on
accountants and auditors , the public expects that they have very high standards of ethics and
integrity. In addition they should be interested in the business and commerce, can work in
groups and do not give up quickly because many jobs involve documentation and sitting at
the office desk .

17. APPROVAL
1. Bachelor of Accounting
2. Malaysian Association of Certified Public Accountants (MACPA)
3. Association of Certified Accountants (U.K)
4. Institute of Cost and Management Accountants (UK)
5. The Associations of Chartered Certified Accountants (caca)
6. The Institute of Chartered Secretaries and Administration (ICSA)
7. The Institute of Cost and Management Accountants (ICMA)
8. Full Member of the Malaysian Institute of Accountans (MIA)
9. Other approvals (the capacity to handle accounting software)

18. General Eligibility Study
· SPM or its equivalent, at least 5 credits in
a) Bahasa Malaysia
b) English
c) Mathematics
d) Physics
e) Mathematics
· Or pass STPM grade E in
a) General Paper
b) Mathematics
c) Physics or related
· After SPM to connect to accounting diploma / equivalent or continue to pursue a
bachelor's degree in accounting / equivalent.

19. IMPORTANT TO KNOW AS AN ACCOUNTANT
The accountancy profession in Malaysia are regulated by the Malaysian Institute of
Accountants (MIA). To become an accountant in Malaysia, we need to be a member of MIA.
To become a member, we should seek professional certification from an accredited
association (such as ACCA, CPA, CIMA etc) or MIA qualification examination requires
three years of work experience. Currently, there are 11 institutions of higher learning
recognized for admission as a member of the MIA.
MIA set the law and auditing standards for the accounting profession in accordance with the
standards issued by the International Federation of Accountants (IFAC) and the International
Auditing and Assurance Standards Board (IAASB).

20. Challenges in Accounting Industry
Thomas L. Friedman in his book The World is Flat says that will change the source from
outside the accounting industry, the United States, Accountants has used external resources
for basic accounts preparation work to accountants in India while they are focused on high-value
work such as advising clients in creative accounting and tax issues. However, we do
not expect it to happen in Malaysia in the near future.

21. SALARY
The values presented here are based on 2009.
Employment Annual Income (RM)
Chief Financial Officer 250000 to 460000
Director of Finance 220000 to 270000
Corporate Finance
(eight years of experience)
130000 to 200000
Finance Manager
(0-three years of experience)
72.000 to 96.000
Finance Manager
(four-six years of experience)
96.000 to 130.000
Financial Analyst
(three-five years of experience)
45.000 to 80.000

22. Financial Analyst
(six-10 years of experience)
60.000 to 100.000
Auditors
(three-five years of experience)
42.000 to 85.000
Auditors
(six-10 years of experience)
85.000 to 90.000
Accountants
(three-five years of experience)
42.000 to 66.000
Tax Accountant
(three-five years of experience)
35.000 to 54.000

23. INSTITUTIONS THAT OFFERS THE PROGRAM
PUBLIC UNIVERSITY :
· Universiti Malaya (UM)
· Universiti Teknologi Mara (UiTM)
· Universiti Kebangsaan Malaysia (UKM)
· Universiti Islam Antarabangsa (UIAM)
· Universiti Putra Malaysia (UPM)
· Universiti Sultan Zainal Abidin (UNiSZA)
· Universiti Malaysia Sabah (UMS)
· Universiti Malaysia Terengganu (UMT)
· Universiti Sains Islam Malaysia (USIM)
· Universiti Sains Malaysia (USM)
· Universiti Utara Malaysia (UUM)
· Universiti Teknologi Malaysia (UTM)

24. PRIVATE UNIVERSITY :
· Universiti Multimedia (MMU)
· Universiti Tenaga Nasional (UNITEN)
· Universiti Selangor (UNISEL)
· Universiti Sains dan Pengurusan (MSU)
· Universiti UCSI
· Universiti Kuala Lumpur (UniKL)
· Universiti Tun Abdul Razak (UniRazak)
· Universiti Tunku Abdul Rahman (UTAR)
· Universiti HELP
· Universiti Antarabangsa INTI (INTI IU)
· Universiti Sunway
· Universiti Taylor's
· Universiti Teknologi Kreatif Lim Kok Wing (LUCT)

25. THE SPONSORS
Majlis Amanah Rakyat (MARA) is an agency under the Ministry of Rural and
Regional Development Malaysia. Founded on March 1, 1966, MARA is responsible for
promoting and facilitating social and economic development in rural areas. Its main objective
is to provide assistance to Bumiputera (especially rural areas) to participate in any
commercial activities and entrepreneurship, thereby creating a stronger community.
Scholarships offered:
· Each year, the Mara offers scholarships for study abroad programs and local
Who should apply:
· Bumiputera students:
· Excelled in academics, in the same time active in extra-curricular activities
· Have leadership skills and can work in groups
· A diligent

26. · No dangerous diseases such as hepatitis, AIDS, HIV, etc
Bank Negara Malaysia (BNM) was established in 1959 and is a statutory body
wholly owned by the Government of Malaysia. BNM has several roles that carry out
monetary policy, financial system, financial system infrastructure, promoting
financial inclusion, issue currency, managing foreign reserves and as banker and
adviser to the government.
Scholarships offered :
· Pre - University Programme Preparation Abroad
· Bachelor Degree (Honours )
Who Should Apply - Students who :
· Fluent in English ( Speaking and Writing )
· Fleksible , Versatile and able to work in groups

27. · Excellence in sports and extracurricular activities
Specific requirements for the Pre-University, Overseas Preparatory
Programme :
· A minimum of 8A in SPM last
· Age not over 19 years
Specific requirements for the first degree program ( honors ) :
· STPM / A-Levels : At least 2A and 1B
· Diploma / Matriculation : CGPA 3:50
· Australian Matriculation : , A minimum of 85 per cent TER ( Tertiary
Entrance Rank )
· American Foundation Programme : A minimum of 1200 for SAT1
· Degree: A minimum CGPA of 3:50 for the latest exam

28. Yayasan Tenaga Nasional (YTN) is a trust TNB, responsible for corporate social
responsibility TNB. YTN provide scholarships and study loans to deserving students to
pursue their studies at home and abroad. Until now , YTN has provided financial assistance
to more than 8,000 students .
Scholarships offered :
For now, We are only offering local scholarships only.
Who should apply :
Students active in academic and co-curricular are welcome to apply .
· Age not over 23 years of age to apply
· Must be active in extra-curricular activities
· Must have leadership skills and strong personality
· Do not have a sibling who receive scholarships from YTN
· Must accept the offer of admission to the first semester at university
Specific Requirements :

29. · At least 4B + for STPM , or
· CGPA of at least 3.33 for those who complete the Diploma / Matriculation /
Foundation
Yayasan TM established in 1994.
Scholarships offered :
· Scholarships preparations to go abroad
· Pre-University Multimedia University
· Scholarship Diploma in Multimedia University
· First Degree in Multimedia University and local public universities
Specific qualifications based scholarship program are :
1) Overseas Foundation Programme
· SPM
· A minimum of 8A + in SPM including 5 compulsory subjects related to the course
of study *. (as listed below)
2) Foundation Multimedia University (MMU) / Alpha Program

30. · SPM school leavers who wish to study at MMU.
· A minimum of 4A-1B in the SPM 5 compulsory subjects related to the course of
study *.
3) Diploma in Multimedia University (MMU) / Multimedia College (MMC)
· SPM school leavers or those who are studying at MMU / MMC.
· A minimum of B in SPM 5 compulsory subjects related to the course of study or
at least 3.00.
4) Degree program at Multimedia University (MMU) and Institutions of Higher
Learning (IPTA)
· Open to those who have a Diploma, Matriculation, MMU Alpha, STPM or other
equivalent qualifications.

32. Yayasan Sime Darby
Scholarships offered :
Excellent Scholarship Program Yayasan Sime Darby
Each year, Sime Darby member benefits to students by giving them the opportunity to
further their education, either inside or outside the country. This gives the opportunity
to develop their talents, and also enables companies with recruitment cream of the
crop to join their organization someday. Currently, Sime Darby offers two types of
graduate scholarships program:
· Undergraduate scholarship program (local)
· Undergraduate scholarship program (overseas)

33. Who should apply :
For local First Degree Program :
· Students who have completed or are currently enrolled in the final
semester of the program pra-universiti/diploma (CGPA at least 3.5)
· Students applying to the university public / private sector in Malaysia
selected
· First-year students who are pursuing a degree locally ( with the latest
CGPA of at least 3.5 )
For First Degree Program Abroad :
· Students who have completed or are in the final semester of study in
education pra-universiti/diploma ( and meet one of the following criteria :
CGPA of at least 3.5 for STPM , matriculation and diploma local ;
Minimum 3AS to A- Level , at least 90.0 TER for the Australian SAM /
AUSMAT , at least 36.0 for the International Baccalaureate Diploma
Program ; Getting at least 85 percent for Pre-University Programme
International Canada
· First or second year students who are pursuing their first degree ( with a
CGPA of at least 3.5 )

34. LOANS
1) PTPTN Loans
2) Bank Rakyat Loan (Al-Falah)
3) MIED Loan (Maju Institute of Education Development)
4) KOJADI (Koperasi Jayadiri Malaysia)
5) RHB Bank Study Loan
HOW TO APPLY?
1. Find any scholarships form in Malaysia-Scholarship.net (MSN)
2. When applying for scholarships :- read the scholarship advertisement carefully
- be careful with the programme study you stated in the scholarship form.
- choose the right course based on your SPM/STPM/Matrikulasi result.
- check thecompany/organization background before accepting the scholarship.
- be careful with scholarship scheme, scholarship bond and also scholarship period.

35. CONCLUSION
All thanks to meet Allah, with His grace, I can prepare this career folio.
Overall, Careers Folio has helped me a lot in choosing careers and courses that are
appropriate and in line with my personality. In addition, this task will also give a
boost to me to pursue my ambitions have always dreamed of since childhood until I
managed to get it.
Therefore, I will make sure I work hard to achieve the best level in the SPM to
provide opportunities for me to study account. In addition, this assignment has opened
my eyes I was gearing up to meet the eligibility requirements to university to pursue
my ambitions as accountant and thus achieve the goal of my life.