Raymond Lucia is involved in a pending regulatory action brought by the SEC regarding allegations related to his investment advisory firm. The SEC alleges that Lucia's firm was registered as an investment adviser and that Lucia made misleading statements about the basis for the financial planning advice provided to clients. The SEC is seeking a cease and desist order against Lucia. There are also multiple customer disputes and one termination reported on Lucia's record.
Charles Graham is not currently registered with FINRA. He previously held registrations with Spartan Capital Securities, Fordham Financial Management, and John Thomas Financial between 2010-2011. No disclosure events were reported. He passed the Series 7, Series 63, and state securities law exams.
Wilson Dennis Colberg Trigo - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Wilson Dennis Colberg Trigo. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Jerry DeWayne McCutchen Sr. - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Jerry DeWayne McCutchen Sr. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Robert Owen Klein - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Robert Owen Klein. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Dustin Allen Smith - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Dustin Allen Smith. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Brian Presley - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Brian Presley. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
BrokerCheck report for Hoke Sloan Shuler. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Richard Whitfield Brown - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Richard Whitfield Brown. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Charles Graham is not currently registered with FINRA. He previously held registrations with Spartan Capital Securities, Fordham Financial Management, and John Thomas Financial between 2010-2011. No disclosure events were reported. He passed the Series 7, Series 63, and state securities law exams.
Wilson Dennis Colberg Trigo - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Wilson Dennis Colberg Trigo. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Jerry DeWayne McCutchen Sr. - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Jerry DeWayne McCutchen Sr. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Robert Owen Klein - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Robert Owen Klein. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Dustin Allen Smith - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Dustin Allen Smith. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Brian Presley - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Brian Presley. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
BrokerCheck report for Hoke Sloan Shuler. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Richard Whitfield Brown - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Richard Whitfield Brown. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Jeffrey Guy Labelle - FINRA BrokerCheck Reportvernonhealy
Jeffrey Guy Labelle has been a registered broker since 1987. According to his BrokerCheck report, he has disclosed 2 customer disputes and 1 termination. The report provides details on his employment and registration history, passing of securities exams, and other disclosures. Labelle is currently registered through First Allied Securities, Inc and also operates 2 insurance businesses.
William Walter Gammon - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for William Walter Gannon. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Paul Cragg Larsen - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Paul Cragg Larsen. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
The BrokerCheck report provides information on Kevin Michael Wagner, including two customer disputes, one financial disclosure event, and one judgment/lien. Wagner was previously registered with BBVA Securities Inc. and BBVA Compass Investment Solutions, Inc. and is currently not registered. The customer disputes involved allegations of unsuitable variable annuity purchases and failure to provide appropriate attention regarding a qualified account transfer.
BrokerCheck report for Randall Shane Bouley. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Franchise Opportunity
MKG Enterprises Corp is offering franchises in selected states.
Be your own boss by becoming a franchisee (“Associate")
•Initial application fee $500
•Own equity in Franchisor
(Franchise Benefits)
•ExOLI (Executive-Owned Life Insurance)
Executive-owned cash values can be withdrawn and/or borrowed to produce tax free retirement cash flow;
Death benefits paid to the executive’s family are free of income tax.
The document is a pitch deck for USTW, Inc., the holding company for several crowdfunding platforms and financial services companies. It summarizes USTW's offerings which include a FINRA-licensed broker dealer, investment advisors, and a VC index fund. The deck highlights USTW's accomplishments like the number of users and total investments on its platforms. It presents the problem that individual investors and startup companies are excluded from private markets that generate wealth. USTW's solution is to create alignment between investors, issuers, and financial instruments through its technology platform and investment products. The deck makes the case that crowdfunding is a fast-growing market and presents USTW's plans to
Cindi Dixon has audited of over $5 Billion dollars of mortgage loan products, created and enforced underwriting policy for over two decades, and continues to provide expert witness testimony and consumer advocacy and mortgage fraud training nationwide. Mela Capital Group provides forensic financial audits and reporting for Attorneys and law enforcement throughout the U.S.
www.MelaCapitalGroup.com
This document provides an overview of the services provided by the Business, Financial Services & Real Estate Division of the law firm Quintairos, Prieto, Wood & Boyer, P.A. It discusses the division's minority certification, association memberships, and practice areas including default legal services, foreclosures, bankruptcy, real estate owned disposition, evictions, and appellate practice. The document also lists recent attorney publications and office locations serviced by the division.
This document provides information about legal services and benefits offered by Preventive Law, including toll-free phone consultations, letter and document review, online legal forms, traffic violation assistance, driver's license assistance, estate planning services, credit monitoring, identity restoration, and legal plan supplements for trial defense and home businesses. The family plan covers members, spouses, and dependents.
This document discusses the growing problem of identity theft in the United States. Some key points made are:
- Over 245 million Americans have reported lost or stolen identities since 2005.
- On average, there are 27,000 new victims of identity theft every day.
- Restoring a stolen identity takes victims an average of over 600 hours.
The document then provides tips on how to prevent identity theft and discusses services available to help deal with identity theft issues.
This document summarizes the services provided by IDShield, an identity protection company. IDShield monitors members' identities from multiple sources, including social media, to detect any changes. If an issue is detected, members are immediately notified by email. IDShield specialists are available 24/7 to answer questions and provide counseling in the event of an identity theft emergency. If identity theft occurs, IDShield works with investigative partner Kroll to immediately begin restoring the member's identity. The document compares IDShield's individual and family plans to a competitor's offerings and notes IDShield's $5 million service guarantee.
Screening business partners is necessary to comply with national, federal, and state trade control laws that prohibit doing business with sanctioned or denied individuals and entities. Failure to properly screen partners against government watchlists could result in criminal penalties, loss of business licenses and contracts, reputational damage, and other compliance risks to the organization. Visit linqsdata.com to learn more about their GtradePro software which can help effectively screen and know customers to manage these export compliance risks.
Gray's Summary of the Foreign Corrupt Practices Act.
Gray International (Gray) is an international network of public accounting and consulting firms based in the U.S., Hong Kong, China and Europe. Gray was started over 10 years ago in the U.S. (via its predecessor) and took the form of Gray International in 2013 as the result of the networking of multiple independent practices and professionals.
Gray provides international accounting and compliance solutions in the U.S., Americas, Asia and Europe. Gray focuses on U.S. accounting, tax, and governmental compliance for multinational companies, investors, U.S. persons living overseas and foreign investors and companies investing in or moving to the U.S.
Gray also consults on compliance with U.S. laws for businesses and financial institutions overseas such as the Foreign Corrupt Practices Act (FCPA) and the Foreign Account Tax Compliance Act (FATCA), the IRS Offshore Voluntary Disclosure Program, and the Program for Non-Prosecution Agreements or Non-Target letters for Swiss Banks.
Grays principals, partners, and employees have served clients worldwide. Gray has offices in Geneva, Hong Kong, Seattle, Shanghai and plans to open an office in Singapore in late 2013.
Grays U.S. public accounting firm (Gray CPA, PC) is registered with the U.S. Public Company Accounting Oversight Board and is a member of the American Institute of Certified Public Accountants and the Center for Audit Quality.
For more information about us, please visit us at:
www.grayintl.com
To Know Your Counterpart, the denied party screening software will help you before doing a business transaction. You must know your trade partner with us. Contact us today.
Looking to purchase or refinance a home, or just boost your credit score for the future? Give this eGuide a once-over so you can maximize your potential.
This eGuide is a step-by-step guide on how to boost your score quickly.
Charles Graham has worked at several broker-dealer firms between 2010 and 2013. He has passed the Series 7 and Series 63 exams. No disciplinary events or disclosures are reported. His employment history includes positions at Spartan Capital Securities, Fordham Financial Management, and John Thomas Financial.
Boris Desancic is on the team of advisors at Clear Creek Financial Management in Silverdale, WA. Boris Desancic has been working for 22 years. Their current role is with Clear Creek Financial Management and they have previously worked for PCG Wealth Advisors, Rental Property, Various Insurance Carriers FOR W R Insurance Agencies and Waddell Reed . Boris Desancic has previously passed the Series 63 and Series 65 examinations, and is registered to provide investment advice in Washington. Boris Desancic may also provide advisory services in other states under an applicable state exemption from registration or notice filing.
Boris Desancic is a wealth advisor who specialises in working with owners of successful small and medium-sized businesses. Boris Desancic earned a Bachelor of Arts (BA) from Central Washington University. Boris Desancic is helping seven-figure business owners save an additional six to seven figures in taxes while building more wealth.
Piedad Caro Alvarez has been a registered broker since 2003. She has passed the Series 6, Series 63, and Series 66 exams. Her employment history includes working at Citicorp Investment Services from 2003 to 2007 and at Citigroup Global Markets Inc. since 2007. There are no disclosed regulatory events or customer complaints in her record.
USTW, Inc. is seeking a $4 million investment to expand its crowdfunding platform and services. It offers investors exposure to private markets through its network of over 227,000 users and 337 companies funded. The funds will be used for customer acquisition, development, sales, marketing, and operations. USTW has acquired other platforms like Rocket Hub and offers a variety of financial products and services to connect investors with funding opportunities in high-growth sectors.
Based in Miami, Florida, StateTrust Investments Inc., together with StateTrust Capital, LLC (its affiliated investment advisor), provides financial planning services for high-net-worth clients and families. StateTrust Investments is a registered broker-dealer.
Jeffrey Guy Labelle - FINRA BrokerCheck Reportvernonhealy
Jeffrey Guy Labelle has been a registered broker since 1987. According to his BrokerCheck report, he has disclosed 2 customer disputes and 1 termination. The report provides details on his employment and registration history, passing of securities exams, and other disclosures. Labelle is currently registered through First Allied Securities, Inc and also operates 2 insurance businesses.
William Walter Gammon - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for William Walter Gannon. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Paul Cragg Larsen - FINRA BrokerCheck Reportvernonhealy
BrokerCheck report for Paul Cragg Larsen. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
The BrokerCheck report provides information on Kevin Michael Wagner, including two customer disputes, one financial disclosure event, and one judgment/lien. Wagner was previously registered with BBVA Securities Inc. and BBVA Compass Investment Solutions, Inc. and is currently not registered. The customer disputes involved allegations of unsuitable variable annuity purchases and failure to provide appropriate attention regarding a qualified account transfer.
BrokerCheck report for Randall Shane Bouley. It is uploaded here by Vernon Healy law firm. To learn more about your broker, please visit investigate your broker, or call us at 877-649-5394.
Franchise Opportunity
MKG Enterprises Corp is offering franchises in selected states.
Be your own boss by becoming a franchisee (“Associate")
•Initial application fee $500
•Own equity in Franchisor
(Franchise Benefits)
•ExOLI (Executive-Owned Life Insurance)
Executive-owned cash values can be withdrawn and/or borrowed to produce tax free retirement cash flow;
Death benefits paid to the executive’s family are free of income tax.
The document is a pitch deck for USTW, Inc., the holding company for several crowdfunding platforms and financial services companies. It summarizes USTW's offerings which include a FINRA-licensed broker dealer, investment advisors, and a VC index fund. The deck highlights USTW's accomplishments like the number of users and total investments on its platforms. It presents the problem that individual investors and startup companies are excluded from private markets that generate wealth. USTW's solution is to create alignment between investors, issuers, and financial instruments through its technology platform and investment products. The deck makes the case that crowdfunding is a fast-growing market and presents USTW's plans to
Cindi Dixon has audited of over $5 Billion dollars of mortgage loan products, created and enforced underwriting policy for over two decades, and continues to provide expert witness testimony and consumer advocacy and mortgage fraud training nationwide. Mela Capital Group provides forensic financial audits and reporting for Attorneys and law enforcement throughout the U.S.
www.MelaCapitalGroup.com
This document provides an overview of the services provided by the Business, Financial Services & Real Estate Division of the law firm Quintairos, Prieto, Wood & Boyer, P.A. It discusses the division's minority certification, association memberships, and practice areas including default legal services, foreclosures, bankruptcy, real estate owned disposition, evictions, and appellate practice. The document also lists recent attorney publications and office locations serviced by the division.
This document provides information about legal services and benefits offered by Preventive Law, including toll-free phone consultations, letter and document review, online legal forms, traffic violation assistance, driver's license assistance, estate planning services, credit monitoring, identity restoration, and legal plan supplements for trial defense and home businesses. The family plan covers members, spouses, and dependents.
This document discusses the growing problem of identity theft in the United States. Some key points made are:
- Over 245 million Americans have reported lost or stolen identities since 2005.
- On average, there are 27,000 new victims of identity theft every day.
- Restoring a stolen identity takes victims an average of over 600 hours.
The document then provides tips on how to prevent identity theft and discusses services available to help deal with identity theft issues.
This document summarizes the services provided by IDShield, an identity protection company. IDShield monitors members' identities from multiple sources, including social media, to detect any changes. If an issue is detected, members are immediately notified by email. IDShield specialists are available 24/7 to answer questions and provide counseling in the event of an identity theft emergency. If identity theft occurs, IDShield works with investigative partner Kroll to immediately begin restoring the member's identity. The document compares IDShield's individual and family plans to a competitor's offerings and notes IDShield's $5 million service guarantee.
Screening business partners is necessary to comply with national, federal, and state trade control laws that prohibit doing business with sanctioned or denied individuals and entities. Failure to properly screen partners against government watchlists could result in criminal penalties, loss of business licenses and contracts, reputational damage, and other compliance risks to the organization. Visit linqsdata.com to learn more about their GtradePro software which can help effectively screen and know customers to manage these export compliance risks.
Gray's Summary of the Foreign Corrupt Practices Act.
Gray International (Gray) is an international network of public accounting and consulting firms based in the U.S., Hong Kong, China and Europe. Gray was started over 10 years ago in the U.S. (via its predecessor) and took the form of Gray International in 2013 as the result of the networking of multiple independent practices and professionals.
Gray provides international accounting and compliance solutions in the U.S., Americas, Asia and Europe. Gray focuses on U.S. accounting, tax, and governmental compliance for multinational companies, investors, U.S. persons living overseas and foreign investors and companies investing in or moving to the U.S.
Gray also consults on compliance with U.S. laws for businesses and financial institutions overseas such as the Foreign Corrupt Practices Act (FCPA) and the Foreign Account Tax Compliance Act (FATCA), the IRS Offshore Voluntary Disclosure Program, and the Program for Non-Prosecution Agreements or Non-Target letters for Swiss Banks.
Grays principals, partners, and employees have served clients worldwide. Gray has offices in Geneva, Hong Kong, Seattle, Shanghai and plans to open an office in Singapore in late 2013.
Grays U.S. public accounting firm (Gray CPA, PC) is registered with the U.S. Public Company Accounting Oversight Board and is a member of the American Institute of Certified Public Accountants and the Center for Audit Quality.
For more information about us, please visit us at:
www.grayintl.com
To Know Your Counterpart, the denied party screening software will help you before doing a business transaction. You must know your trade partner with us. Contact us today.
Looking to purchase or refinance a home, or just boost your credit score for the future? Give this eGuide a once-over so you can maximize your potential.
This eGuide is a step-by-step guide on how to boost your score quickly.
Charles Graham has worked at several broker-dealer firms between 2010 and 2013. He has passed the Series 7 and Series 63 exams. No disciplinary events or disclosures are reported. His employment history includes positions at Spartan Capital Securities, Fordham Financial Management, and John Thomas Financial.
Boris Desancic is on the team of advisors at Clear Creek Financial Management in Silverdale, WA. Boris Desancic has been working for 22 years. Their current role is with Clear Creek Financial Management and they have previously worked for PCG Wealth Advisors, Rental Property, Various Insurance Carriers FOR W R Insurance Agencies and Waddell Reed . Boris Desancic has previously passed the Series 63 and Series 65 examinations, and is registered to provide investment advice in Washington. Boris Desancic may also provide advisory services in other states under an applicable state exemption from registration or notice filing.
Boris Desancic is a wealth advisor who specialises in working with owners of successful small and medium-sized businesses. Boris Desancic earned a Bachelor of Arts (BA) from Central Washington University. Boris Desancic is helping seven-figure business owners save an additional six to seven figures in taxes while building more wealth.
Piedad Caro Alvarez has been a registered broker since 2003. She has passed the Series 6, Series 63, and Series 66 exams. Her employment history includes working at Citicorp Investment Services from 2003 to 2007 and at Citigroup Global Markets Inc. since 2007. There are no disclosed regulatory events or customer complaints in her record.
USTW, Inc. is seeking a $4 million investment to expand its crowdfunding platform and services. It offers investors exposure to private markets through its network of over 227,000 users and 337 companies funded. The funds will be used for customer acquisition, development, sales, marketing, and operations. USTW has acquired other platforms like Rocket Hub and offers a variety of financial products and services to connect investors with funding opportunities in high-growth sectors.
Based in Miami, Florida, StateTrust Investments Inc., together with StateTrust Capital, LLC (its affiliated investment advisor), provides financial planning services for high-net-worth clients and families. StateTrust Investments is a registered broker-dealer.
This document discusses distributions from retirement plans. It provides contact information for Dr. Allen Rumble and his firm Providence Wealth Partners. It notes that securities and advisory services are offered through Transamerica Financial Advisors and lists the states where securities can be sold. The document encourages the reader to contact Dr. Rumble or visit the firm's website with any questions.
Equity Crowdfunding Comes of Age: Learn the New Rules for Success. A webinar ...EarlyShares
With the ban lifted on general solicitation, the SEC's new rules advance 80-year-old securities laws to take advantage of technology and modern capabilities, setting the stage for Accredited Equity Crowdfunding.
Now, the game-changing possibilities unlocked by the JOBS Act enable start-ups, small businesses and entrepreneurs to raise capital in an entirely new way from Accredited Investors.
Learn what the new rules mean for businesses and investors, along with the important regulation updates you need to know about Accredited Equity Crowdfunding. Discover what steps to take next, the available investment vehicles, how the accreditation process works -- and the benefits of an online platform that puts it all together. Hear from industry and legal experts who have been at the forefront of the discussion and progress in Equity Crowdfunding.
Speakers:
Joanna Schwartz, CEO of EarlyShares.com
Douglas S. Ellenoff, Partner at Ellenoff Grossman & Schole LLP
This webinar was hosted on September 24th, 2013.
JSVP AND CO is a chartered accountancy firm that provides various services including company incorporation, auditing, taxation advisory, and compliance services. They have experience working with global clients and non-governmental organizations. Their portfolio includes services related to mergers and acquisitions, tax scrutiny and raids, NRI taxation, and representing clients in legal cases. The firm has several chartered accountants as partners with experience in fields like taxation, auditing, corporate planning, and liaising with government departments. Contact details for the firm are provided on the last page.
Hedge Fund and Private Equity Fund managers must register with the SEC by March 30, 2012. Presentation is an overview of the registration and compliance matters for these managers.
What is FINRA Arbitration? How do I file a case? If you are an investor and are thinking about filing a FINRA arbitration case, here are the useful information you need. Keep following for more info on investor rights matters every week!
Kut Financial purchases delinquent subprime auto debt and refinances to fit the budget of our clients. But we don't stop there...We provide education, progress dashboard, and proactive engagement to ensure clients improve their financial wellness
Everything you need to start generating income from home...we have. Let us help grow your business and secure your financial future.
http://www.achievegreatly.com/cp/24401
A presentation from Gwen Becker (RBC Private Banking), Rhoda Dobler (Best & Blocksom) and Allison Maher (Family Wealth Coach) about what to explore in succession planning for transitioning a family business.
This document discusses various offshore structures and tax reporting considerations for US persons with foreign assets. It notes that while having foreign accounts is legal, evading taxes is not. It describes "disregarded entities" and forms like 8832 that can elect to treat foreign entities as disregarded for tax purposes. However, it suggests that alternative structures providing more privacy and tax benefits than disregarded entities exist, though consulting is needed to understand the appropriate strategy.
BoyarMiller Breakfast Forum: Perspectives on the Energy Industry – March 2014BoyarMiller
As part of its ongoing Breakfast Forum series, BoyarMiller will gather industry experts for a panel discussion on the energy industry.
Speakers included: David Pursell with Tudor, Pickering, Holt & Co.; Thomas Bates, Board Member on various corporate boards; and Paul DeWeese with Southwest Oilfield Products.
This report provides K&L Gates' initial executive summary of Section 3801 of the Tax Cuts and Jobs Act, which would virtually eliminate the NQDC market and have broad impacts on a number of common compensation arrangements across our economy.
This document provides information and advice about investing for retirement. It discusses determining how much savings is needed for retirement based on desired monthly income. It also covers common retirement income sources like employer plans, IRAs, and personal savings. The document advises developing a long-term growth plan for investments and choosing an appropriate asset allocation based on risk tolerance. It emphasizes the importance of starting to save and invest for retirement early.
Similar to Raymond Joseph Lucia - FINRA BrokerCheck Report (20)
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
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1. Elemental Economics - Introduction to mining.pdfNeal Brewster
After this first you should: Understand the nature of mining; have an awareness of the industry’s boundaries, corporate structure and size; appreciation the complex motivations and objectives of the industries’ various participants; know how mineral reserves are defined and estimated, and how they evolve over time.
The Rise of Generative AI in Finance: Reshaping the Industry with Synthetic DataChampak Jhagmag
In this presentation, we will explore the rise of generative AI in finance and its potential to reshape the industry. We will discuss how generative AI can be used to develop new products, combat fraud, and revolutionize risk management. Finally, we will address some of the ethical considerations and challenges associated with this powerful technology.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Role of Information Technology in Revenue - Prof Oyedokun.pptx
Raymond Joseph Lucia - FINRA BrokerCheck Report
1. BrokerCheck Report
RAYMOND JOSEPH LUCIA
Report #23844-66066, data current as of Thursday, February 06, 2014.
Section Title
Report Summary
Broker Qualifications
Registration and Employment History
Disclosure Events
CRD# 1073284
1
2 - 3
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6
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