When traveling overseas for more than a few weeks but less than 24 months, some medical insurance providers permit policyholders to suspend their memberships, eliminating premium payments during this period. The suspension maintains the policyholder's lifetime health cover status, preventing age loading fees upon return. It's essential to check with your health insurance provider regarding their specific policies on suspension, waiting periods, and re-activation.

1. Blog Medicine
Anytime you travel overseas for more than a few weeks but
less than 24 months, certain medical insurance providers
allow policyholders to suspend their memberships for the
time they're out of the country, freeing the policyholders
from paying premiums during that time period. While your
insurance policy is suspended, your Lifetime Health Cover
status remains intact, so you do not have to worry about
age loading added when you return home. Contact your
health insurance provider to make sure of their policy and
rules regarding waiting periods and re-activation.
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