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1. If you choose the Excess option, you agree to pay a
predetermined, specific amount when you go to hospital,
no matter how long your stay lasts. With a Co-payment
option, you agree to pay a daily sum up to a pre-agreed
amount. For example, if Joanne has an Excess of $250 on
her medical coverage policy and is admitted to hospital,
regardless of how long her stay turns out to be, she will
pay $250 of the final bill. If Andrew has signed a $75x4
Co-payment with his provider, he will pay $75 per day
for just the first the first four days of his hospitalization.
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