On a mission to make finance simple, affordable and accessible
Banking & Financial Services
2018
2200+
Employee
count
Founders
SACHIN BANSAL
Chairman
Ex-Chairman & Co-founder, Flipkart
IIT Delhi
ANKIT AGARWAL
CFO
Ex-VP, Deutsche Bank, BoFA
IIT Delhi, IIM Ahmedabad
Industry
Founded in
Bangalore
Headquarters
14Cr+
App
downloads
One stop solution for personal finance.
Personal Loans • Home Loans • General Insurance • Mutual Funds • Digital Gold • UPI • Credit Line on UPI
Overview
Aug 2024
Apr 2020
Personal Loan
Instant digital loan up
to ₹20 Lakh with
disbursals as
fast as ~5 minutes
Health Insurance
• 11,000+ cashless
hospitals network
• 20 min fastest
cashless claim
• 98% claim settlement
ratio
Dec 2020
(1) As per RedSeer report
Home Loan
• Home loan up to ₹5
Crores
• Fully digital financial
sanction within 5
minutes
Feb 2021
Feb 2023
Digital Gold
• 24K digital gold
• Zero purchase fee
• Investments start
at just Rs.50
Aug 2023
UPI
• 4th largest UPI
• 1M+ registrations
within 1 month of
launch
• Fastest growing UPI
Trezo
Instant credit line as
fast as 5 minutes
Jul 2025
Motor
Insurance
New launch
An accelerated journey…
..to simplifying finance
Jul 2021
Mutual Funds
• India's first passive
focused AMC
• 10 min KYC process
• Min. investment
of just ₹100
• Lowest expense
ratio of 0.06%
(1)
Financial Inclusion
Financial Inclusion
Financial Inclusion
Customers
40Mn+
Monthly transactions
450Mn+
Business Overview
Insurance
Policies sold
315k+
Premium collected
INR 175Cr+
Pin code coverage
~100%
Personal Loans
AUM
INR 10,000 Cr+
Approved pin code
coverage
~99%
First time borrowers
10L+
Mutual Funds
AUM
INR 8,000Cr+
First time investors
36%
Investors
3Mn+
UPI
Digital Gold
Customers
13Mn+
App and How it Works?
Our end to end ownership of our UPI, lending, insurance and investing products afford granular
control to ensure the products are extremely easy-to-use for the customer.
West
North
New Delhi
Chandigarh
Lucknow
East
Kolkata
South
Bangalore
Chennai
Hyderabad
We are present across...
Ahmedabad
Mumbai
Pune
Roles offered Stipend PPO Designation PPO CTC
Data Science - Gen AI
INR 1,50,000
per month
AI Scientist I
INR 38.2 Lakh
(Base 23 LPA; Bonus 6 L; ESOP 9.2 L)
Data Science Data Scientist I
Analytics
INR 1,25,000
per month
Business Analyst I
INR 34 Lakh
(Base 20 LPA; Bonus 6 L; ESOP 8 L)
Product Associate Product Manager I
Fraud & Risk Strategy (FRS) Associate Manager
Credit Risk Associate Manager
Information Security (InfoSec) Associate Manager
Internships @BITS
Customer
first
Ownership
mindset
Bias for
action
Long term
focus
A meritocratic and accelerated work environment for builders and achievers
Values
Move with
Urgency
Customer
First
Go
Deep
Craftsmanship
Counts
Act like
an Owner
Strong Opinions,
Loosely Held
Think Big.
Think Long-Term
Focus
to Win
Collaborate
with Purpose
Feedback
is a Luxury
The OS
These are the principles that form the foundation of our everyday behaviours
Flexible leave policy
Mental & physical
health offerings *
Gym & sports turf
Cab facilities for
women employees
Recreational area
Financial & legal
consultation *
Nap room facilities
4 square meals and snacks
* Applicable only to full-time employees. Interns are eligible upon PPO conversion and joining as full-time employees.
Benefits
What you can expect
Ownership from Day 1
Impactful work in a high-speed environment
Mentorship from industry leaders
Fast-paced learning & real accountability
Be a part of

BITS _ Know Navi - Ajob description guide to Navi

  • 1.
    On a missionto make finance simple, affordable and accessible
  • 2.
    Banking & FinancialServices 2018 2200+ Employee count Founders SACHIN BANSAL Chairman Ex-Chairman & Co-founder, Flipkart IIT Delhi ANKIT AGARWAL CFO Ex-VP, Deutsche Bank, BoFA IIT Delhi, IIM Ahmedabad Industry Founded in Bangalore Headquarters 14Cr+ App downloads One stop solution for personal finance. Personal Loans • Home Loans • General Insurance • Mutual Funds • Digital Gold • UPI • Credit Line on UPI Overview
  • 3.
    Aug 2024 Apr 2020 PersonalLoan Instant digital loan up to ₹20 Lakh with disbursals as fast as ~5 minutes Health Insurance • 11,000+ cashless hospitals network • 20 min fastest cashless claim • 98% claim settlement ratio Dec 2020 (1) As per RedSeer report Home Loan • Home loan up to ₹5 Crores • Fully digital financial sanction within 5 minutes Feb 2021 Feb 2023 Digital Gold • 24K digital gold • Zero purchase fee • Investments start at just Rs.50 Aug 2023 UPI • 4th largest UPI • 1M+ registrations within 1 month of launch • Fastest growing UPI Trezo Instant credit line as fast as 5 minutes Jul 2025 Motor Insurance New launch An accelerated journey… ..to simplifying finance Jul 2021 Mutual Funds • India's first passive focused AMC • 10 min KYC process • Min. investment of just ₹100 • Lowest expense ratio of 0.06% (1)
  • 4.
    Financial Inclusion Financial Inclusion FinancialInclusion Customers 40Mn+ Monthly transactions 450Mn+ Business Overview Insurance Policies sold 315k+ Premium collected INR 175Cr+ Pin code coverage ~100% Personal Loans AUM INR 10,000 Cr+ Approved pin code coverage ~99% First time borrowers 10L+ Mutual Funds AUM INR 8,000Cr+ First time investors 36% Investors 3Mn+ UPI Digital Gold Customers 13Mn+
  • 5.
    App and Howit Works? Our end to end ownership of our UPI, lending, insurance and investing products afford granular control to ensure the products are extremely easy-to-use for the customer.
  • 6.
  • 7.
    Roles offered StipendPPO Designation PPO CTC Data Science - Gen AI INR 1,50,000 per month AI Scientist I INR 38.2 Lakh (Base 23 LPA; Bonus 6 L; ESOP 9.2 L) Data Science Data Scientist I Analytics INR 1,25,000 per month Business Analyst I INR 34 Lakh (Base 20 LPA; Bonus 6 L; ESOP 8 L) Product Associate Product Manager I Fraud & Risk Strategy (FRS) Associate Manager Credit Risk Associate Manager Information Security (InfoSec) Associate Manager Internships @BITS
  • 8.
    Customer first Ownership mindset Bias for action Long term focus Ameritocratic and accelerated work environment for builders and achievers Values Move with Urgency Customer First Go Deep Craftsmanship Counts Act like an Owner Strong Opinions, Loosely Held Think Big. Think Long-Term Focus to Win Collaborate with Purpose Feedback is a Luxury The OS These are the principles that form the foundation of our everyday behaviours
  • 10.
    Flexible leave policy Mental& physical health offerings * Gym & sports turf Cab facilities for women employees Recreational area Financial & legal consultation * Nap room facilities 4 square meals and snacks * Applicable only to full-time employees. Interns are eligible upon PPO conversion and joining as full-time employees. Benefits
  • 11.
    What you canexpect Ownership from Day 1 Impactful work in a high-speed environment Mentorship from industry leaders Fast-paced learning & real accountability Be a part of