In November 2013, Richards took on the role of Chief Compliance Officer at JPMorgan Chase & Co., overseeing the Asset and Wealth Management global lines of business. She was the first to hold this position, leading the global compliance program. Richards was responsible for identifying and advising business leaders on compliance issues, managing risk assessments, monitoring, testing, and training, as well as maintaining regulatory relationships. Her duties also extended to serving concurrently as Conflicts of Interest Officer for the firm. In this capacity, she implemented a comprehensive protocol for the identification and resolution of conflicts of interest across the company.

1. Lori Richards, a seasoned professional in the world of finance, has held various key positions,
including as an Enforcement Attorney and Director at the Securities and Exchange Commission,
Principal at PwC, and Chief Compliance Officer at JPMorgan. In each of these roles, her work
directly resulted in meaningful and demonstrable improvements in industry compliance, and
better protections for investors.
In a career spanning overt three decades, her impact and achievements are significant. p In
addition to her professional life, he has a strong commitment to community service, and to
making a positive and sustained impact in people’s lives.
Current Roles and Career History
Director, Securities, and Exchange Commission
Richards' tenure at the Securities and Exchange Commission (SEC) was marked by 24 years of
robust regulatory oversight. For nine years, she served as an attorney and later Associate
Regional Director, investigating and prosecuting securities fraud cases in the Division of
Enforcement in Los Angeles. She subsequently served as Chief of Staff to SEC Chairman

2. Arthur Levitt. Then named the first Director of the SEC's Office of Compliance Inspections and
Examinations (OCIE), she led the SEC’s nationwide examination oversight program for
advisers, mutual funds, hedge funds, broker-dealers, stock exchanges and other industry firms
for 14 years. Her work resulted in significant improvements in compliance by all types of
regulated firms, and led to many new reforms for the protection of investors.
Principal, PwC
After the SEC, Lori Richards transitioned to the private sector and became a Principal at
PricewaterhouseCoopers. There, she specialized in regulatory compliance matters and helped
a wide variety of financial services clients implement risk management programs, understand
and prepare for new regulatory requirements, and be in compliance with federal securities laws.
Chief Compliance Officer, JPMorgan
Joining JPMorgan Chase & Co. in November 2013, he became the first Chief Compliance
Officer for the Asset and Wealth Management global lines of business. She led its e global
compliance program - - identifying and advising business leaders on compliance issues,
overseeing risk assessment, monitoring, testing and training, and maintaining regulatory

3. relationships. She also served concurrently as Conflicts of Interest Officer for the firm,
implementing a protocol for the identification and resolution of conflicts of interest across the
company.
Board Roles
He has served and is serving as a board member of companies in emerging industries
(including as Chair of a strategy, finance and audit committee); on the board of a rural
Appalachian community college and its finance committee; on FINRA’s National Adjudicatory
Council (as Vice-Chair and Chair); on the board and Secretary of the SEC Historical Society;
and in various roles of political advocacy organizations.
Academic Background
Lori Richards holds a law degree from American University's Washington College of Law and a
Bachelor of Arts degree in Political Science from Northern Illinois University, which included a
semester at Oxford University.
Involvement in Community
His commitment to community service is deeply held and based on a simple desire to make a
difference.
She is committed to migrant and immigrant well-being, including directly through a Catholic
mission in Texas, and by establishing a University scholarship program for Hispanic and Black
first-generation college students at Northern Illinois University.
She is passionate about helping create opportunities for people in rural areas. In Mountain
Maryland, she established a non-profit program providing free transportation for seniors to local
senior centers, called “Seniors on the Move.” She also established and runs a non-profit
program providing scholarships for students with financial need to learn to drive and better
access life opportunities, called “Garrett County New Drivers: Lets Drive.” Believing that
education creates paths to success, he serves on the Foundation board of Garrett College,
which provides academic education and vocational training.
.
Professional Accomplishments and Awards
He has been at the forefront of securities regulatory compliance and her articles and speeches
have been widely published. Lori Richards has received numerous SEC and federal

4. government awards, including the Sporkin Enforcement Attorney Award, Chairman’s Awards of
Excellence, and the Presidential Rank Award, as well the National Society of Compliance
Professionals’ Hinchman Award…
She was the first Director of the SEC’s Exam program, pioneering the focus on problem solving
and compliance as a profession, and leading to significant improvements in industry compliance
for the protection of investors. She was the first e Chief Compliance Officer of one of the largest
global asset and wealth management firms in the world.

5. Interests
He is actively interested in ways to make an impact through not-for-profit endeavors. Another
interest is Italian Renaissance art, a course of study that likely will never be completed, and that
requires ongoing travels to Italy.
Areas of Expertise
Richards is an early proponent of the critical importance of securities compliance, risk
management and good governance within the global regulatory environment. While her
expertise includes legal and fiduciary obligations, it extends more broadly to being able to find
innovative solutions and practical tools to address and solve problems of all types. Her
experience and community service demonstrates the value and impact of this expertise. .