The document discusses Billtrust's Business Directory, which is a private ecosystem managed by Billtrust that connects Billtrust's over 800 B2B clients. By sharing billing data through the directory, clients can access real-time customer contact information, run more targeted eAdoption campaigns to increase electronic billing and payments, and potentially reduce costs by up to 20% beyond existing AR savings. The directory leverages data from clients that on average have a 54% eBill rate and over $1 trillion in annual invoicing.