SlideShare a Scribd company logo
SHARE MARKET
A stock market is the aggregation of buyers and
sellers of stocks which represent ownership claims on
businesses .
DEMERITS 0F SHARE MARKET
 CAPITAL NOT SECURE
 INTEREST NOT GUARENTEED
 FLUCTUATIONS OF FUNDS
 REQUIRED PROPER KNOWLEDGE AND EXPERIENCE
 NO SECTION 80C , 80D , NO SECTION 10 10D
 NO LIFE COVER
MUTUAL FUNDS
A mutual fund is a professionally managed
investment fund that pools money from many
investors to purchase securities.
They are generally the most common investment
vehicle for retirement plans
DEMERITS 0F MUTUAL FUNDS
 CAPITAL NOT SECURE
 INTEREST NOT GUARENTEED
 FLUCTUATIONS OF FUNDS
 REQUIRED PROPER KNOWLEDGE AND EXPERIENCE
 NO SECTION 80C , 80D , NO SECTION 10 10D
 NO LIFE COVER
FIXED DEPOSITS
A fixed deposit (FD) is a financial instrument
provided by banks which provides investors with a
higher rate of interest than a regular savings account,
until the given maturity date. It may or may not
require the creation of a separate account.
Fixed deposits are a high-interest -yielding Term
deposit and offered by banks
DEMERITS 0F FIXED DEPOSITS
 LOW INTEREST RATE
 NO LIFE COVER
 NO 80C , NO 10 10D : one cannot take the tax benefit from this investment.
 As far as taxation is concerned fixed deposits are taxed at normal rates of taxation
and hence one cannot take the tax benefit from this investment.
GOLD
 GOLD IS ANOTHER FINANCIAL INSTRUMENT IN WHICH
PEOPLE INVEST THEIR MONEY , GOLD IS BUYED FROM
BANKS , THEN PEOPLE PEOPLE CONVERT IT INTO
ORNAMENTS .
DEMERITS 0F INVESTING IN GOLD
 NO LIFE COVER
 INFLATION CAN BE A FACTOR
 NO TAX REBATES
 LOW RETURNS
 CANNOT TRANSFERABLE FROM ONE PLACE TO ANOTHER
 STORAGE ISSUE (one needs to pay the locker maintenance charges each year)
REAL ESTATE
 REAL ESTATE IS ALSO ONE OF THE INSTRUMENT WHERE
PEOPLE CAN INVEST THEIR MONEY IN PROPERTIES .
 REAL ESTATE ARE USED TO INVEST BIG AMOUNT LIKE 40
LACS , IT IS OUT OF THE REACH OF COMMON MAN BUT IN
INSURANCE ONE CAN INVEST 20 THOUSAND .
DEMERITS OF REAL ESTATE
 BLOCKING OF FUND
 INTEREST NOT GURANTEED
 NO LIFE COVER
 NO TAX REBATES
 FLUCTUATIONS OF FUND
EMPLOYEE PROVIDENT FUND
 EPF IS DEDUCTION FROM THE SALARY OF EMPLOYEE WHICH HE CAN WITHDRAW
AFTER LEAVING HIS CURRENT JOB .
DEMERITS OF EPF
 NO LIFE COVER
 NO TAX REBATES
 LOW RETURNS
 ONLY FOR SERVICES MEN
PUBLIC PROVIDENT FUND
 IN PPF ONE CAN INVEST 500 T0 1.5 LACS WITH ONE PAN CARD
 THE CURRENT INTEREST RATE EFFECTIVE FROM 1 APRIL 21016 IS 7.9%
DEMERITS OF PPF
 NO LIFE COVER
 WITHDRAW PROBLEM
 DECENTRALIZED
 INVEST UPTO 500 TO 1.5 LACS
 LOCKING OF 15 YEARS
POST OFFICE
DEMERITS OF POST OFFICE
 WITHDRAW PROBLEM
 LACK OF SERVICES
 NO GROWTH IN THE SECTOR
 FUND BLOCKAGE
 INTEREST RATE IS 7.9%
 DECENTALIZED
PENSION
PENSION IS AMOUNT WHICH EMPLOYEE GET AFTER
HIS RETIREMENT AFTER 60 YEARS OF AGE ,
PENSION ARE GIVEN TO GOVERNMENT , PUBLIC
EMPLOYEES AND TO WIDOWS .
DEMERITS OF PENSION
 NO TAX REBATES
 BLOCKAGE OF FUNDS
 LOW RETURNS
 INTEREST NOT GUARENTEED
INSURANCE
 CAPITAL SECURED
 INTEREST IS GUARENTEED
 FLUCTUATIONS ARE FIXED
 80C , 80D ( TAX BENEFITS )
 NO FUND BLOCKAGE ( NO COMPULSION TO WITHDRAW MONEY )

More Related Content

What's hot

Montello Real Estate Opportunity Fund Summary Sheet MAY 2014
Montello Real Estate Opportunity Fund Summary Sheet MAY 2014Montello Real Estate Opportunity Fund Summary Sheet MAY 2014
Montello Real Estate Opportunity Fund Summary Sheet MAY 2014
Montello
 
Smsf lending fact sheet
Smsf lending   fact sheetSmsf lending   fact sheet
Smsf lending fact sheet
BNI Team Momentum - Buderim
 
Investor Protection
Investor Protection Investor Protection
Investor Protection
Astha Mishra
 
Investee age by_investor_region
Investee age by_investor_regionInvestee age by_investor_region
Investee age by_investor_region
Dan Wang
 
BEST PRACTICE ECA AND PROJECT FINANCE fra
BEST PRACTICE ECA AND PROJECT FINANCE fraBEST PRACTICE ECA AND PROJECT FINANCE fra
BEST PRACTICE ECA AND PROJECT FINANCE fraMaria Bologna
 
Funding Presentation - Final
Funding Presentation - FinalFunding Presentation - Final
Funding Presentation - Final
Dimitrios Shistohilis with 11.000 connections
 
SIPP Pension & Investment Bond Fixed Return 9.85%
SIPP Pension & Investment Bond Fixed Return 9.85%SIPP Pension & Investment Bond Fixed Return 9.85%
SIPP Pension & Investment Bond Fixed Return 9.85%
Brian Boyd
 
B2B Finance
B2B FinanceB2B Finance
B2B Finance
Avantis Wealth
 
Malta Investment Funds - Hedge | Mutual Funds- Essential Facts Tables-Acumum-...
Malta Investment Funds - Hedge | Mutual Funds- Essential Facts Tables-Acumum-...Malta Investment Funds - Hedge | Mutual Funds- Essential Facts Tables-Acumum-...
Malta Investment Funds - Hedge | Mutual Funds- Essential Facts Tables-Acumum-...
Acumum - Legal & Advisory
 

What's hot (9)

Montello Real Estate Opportunity Fund Summary Sheet MAY 2014
Montello Real Estate Opportunity Fund Summary Sheet MAY 2014Montello Real Estate Opportunity Fund Summary Sheet MAY 2014
Montello Real Estate Opportunity Fund Summary Sheet MAY 2014
 
Smsf lending fact sheet
Smsf lending   fact sheetSmsf lending   fact sheet
Smsf lending fact sheet
 
Investor Protection
Investor Protection Investor Protection
Investor Protection
 
Investee age by_investor_region
Investee age by_investor_regionInvestee age by_investor_region
Investee age by_investor_region
 
BEST PRACTICE ECA AND PROJECT FINANCE fra
BEST PRACTICE ECA AND PROJECT FINANCE fraBEST PRACTICE ECA AND PROJECT FINANCE fra
BEST PRACTICE ECA AND PROJECT FINANCE fra
 
Funding Presentation - Final
Funding Presentation - FinalFunding Presentation - Final
Funding Presentation - Final
 
SIPP Pension & Investment Bond Fixed Return 9.85%
SIPP Pension & Investment Bond Fixed Return 9.85%SIPP Pension & Investment Bond Fixed Return 9.85%
SIPP Pension & Investment Bond Fixed Return 9.85%
 
B2B Finance
B2B FinanceB2B Finance
B2B Finance
 
Malta Investment Funds - Hedge | Mutual Funds- Essential Facts Tables-Acumum-...
Malta Investment Funds - Hedge | Mutual Funds- Essential Facts Tables-Acumum-...Malta Investment Funds - Hedge | Mutual Funds- Essential Facts Tables-Acumum-...
Malta Investment Funds - Hedge | Mutual Funds- Essential Facts Tables-Acumum-...
 

Similar to Benefits of Insurance with all other Investment Instruments

Financial Sectors
Financial SectorsFinancial Sectors
Financial Sectors
Anchit Sharma
 
Corporate bonds - capital guarantee
Corporate bonds - capital guaranteeCorporate bonds - capital guarantee
Corporate bonds - capital guarantee
Avantis Wealth
 
Goldman Sachs’ Interview Tips New
Goldman Sachs’ Interview Tips NewGoldman Sachs’ Interview Tips New
Goldman Sachs’ Interview Tips New
Augustin Bangalore
 
Goldman Sachs Imterview Tips
Goldman Sachs Imterview TipsGoldman Sachs Imterview Tips
Goldman Sachs Imterview Tips
Augustin Bangalore
 
Chit zone - The New age Chit Fund
Chit zone - The New age Chit FundChit zone - The New age Chit Fund
Chit zone - The New age Chit Fund
Chit Zone
 
Chit zone
Chit zoneChit zone
Chit zone
Chit Zone
 
Chit Zone (1)
Chit Zone (1)Chit Zone (1)
Chit Zone (1)
Chit Zone
 
Commercial Equity Partners Intro
Commercial Equity Partners IntroCommercial Equity Partners Intro
Commercial Equity Partners Intro
lschmidtcep
 
REITs- A new KICK for Real Estate
REITs- A new KICK for Real EstateREITs- A new KICK for Real Estate
REITs- A new KICK for Real Estate
EquiCorp Associates
 
Property investment - global serviced offices
Property investment - global serviced officesProperty investment - global serviced offices
Property investment - global serviced offices
Avantis Wealth
 
IDFC Equity Savings Fund_Key information memorandum
IDFC Equity Savings Fund_Key information memorandumIDFC Equity Savings Fund_Key information memorandum
IDFC Equity Savings Fund_Key information memorandum
IDFCJUBI
 
IDFC Equity Savings Fund_Key information memorandum
IDFC Equity Savings Fund_Key information memorandumIDFC Equity Savings Fund_Key information memorandum
IDFC Equity Savings Fund_Key information memorandum
JubiIdfcHybrid
 
Explanation ppp for company with docs to fill
Explanation ppp for company  with docs to fillExplanation ppp for company  with docs to fill
Explanation ppp for company with docs to fill
World Wide
 
What is peer to peer lending?
What is peer to peer lending?What is peer to peer lending?
What is peer to peer lending?
Rebecca Drury
 
Fund and non fund based Business of DCCB
Fund and non fund  based Business of DCCBFund and non fund  based Business of DCCB
Fund and non fund based Business of DCCB
Dr. Rajiv P. Kumar
 
Rampver strategic advisors mf
Rampver strategic advisors mfRampver strategic advisors mf
Rampver strategic advisors mf
jrmalagueno
 
Ppp explication ou pppexplanation for company with docs to fill v17102013
Ppp explication ou pppexplanation for company with docs to fill v17102013Ppp explication ou pppexplanation for company with docs to fill v17102013
Ppp explication ou pppexplanation for company with docs to fill v17102013
World Wide
 
ABCs of
ABCs ofABCs of
ABCs of
danmadrid
 
VRDWhat? - Variable Rate Demand Obligations and VRDO ETFs
VRDWhat? - Variable Rate Demand Obligations and VRDO ETFsVRDWhat? - Variable Rate Demand Obligations and VRDO ETFs
VRDWhat? - Variable Rate Demand Obligations and VRDO ETFs
Robert Dubois
 
20 Investments You Should Know
20 Investments You Should Know20 Investments You Should Know
20 Investments You Should Know
Jenny Hubbard
 

Similar to Benefits of Insurance with all other Investment Instruments (20)

Financial Sectors
Financial SectorsFinancial Sectors
Financial Sectors
 
Corporate bonds - capital guarantee
Corporate bonds - capital guaranteeCorporate bonds - capital guarantee
Corporate bonds - capital guarantee
 
Goldman Sachs’ Interview Tips New
Goldman Sachs’ Interview Tips NewGoldman Sachs’ Interview Tips New
Goldman Sachs’ Interview Tips New
 
Goldman Sachs Imterview Tips
Goldman Sachs Imterview TipsGoldman Sachs Imterview Tips
Goldman Sachs Imterview Tips
 
Chit zone - The New age Chit Fund
Chit zone - The New age Chit FundChit zone - The New age Chit Fund
Chit zone - The New age Chit Fund
 
Chit zone
Chit zoneChit zone
Chit zone
 
Chit Zone (1)
Chit Zone (1)Chit Zone (1)
Chit Zone (1)
 
Commercial Equity Partners Intro
Commercial Equity Partners IntroCommercial Equity Partners Intro
Commercial Equity Partners Intro
 
REITs- A new KICK for Real Estate
REITs- A new KICK for Real EstateREITs- A new KICK for Real Estate
REITs- A new KICK for Real Estate
 
Property investment - global serviced offices
Property investment - global serviced officesProperty investment - global serviced offices
Property investment - global serviced offices
 
IDFC Equity Savings Fund_Key information memorandum
IDFC Equity Savings Fund_Key information memorandumIDFC Equity Savings Fund_Key information memorandum
IDFC Equity Savings Fund_Key information memorandum
 
IDFC Equity Savings Fund_Key information memorandum
IDFC Equity Savings Fund_Key information memorandumIDFC Equity Savings Fund_Key information memorandum
IDFC Equity Savings Fund_Key information memorandum
 
Explanation ppp for company with docs to fill
Explanation ppp for company  with docs to fillExplanation ppp for company  with docs to fill
Explanation ppp for company with docs to fill
 
What is peer to peer lending?
What is peer to peer lending?What is peer to peer lending?
What is peer to peer lending?
 
Fund and non fund based Business of DCCB
Fund and non fund  based Business of DCCBFund and non fund  based Business of DCCB
Fund and non fund based Business of DCCB
 
Rampver strategic advisors mf
Rampver strategic advisors mfRampver strategic advisors mf
Rampver strategic advisors mf
 
Ppp explication ou pppexplanation for company with docs to fill v17102013
Ppp explication ou pppexplanation for company with docs to fill v17102013Ppp explication ou pppexplanation for company with docs to fill v17102013
Ppp explication ou pppexplanation for company with docs to fill v17102013
 
ABCs of
ABCs ofABCs of
ABCs of
 
VRDWhat? - Variable Rate Demand Obligations and VRDO ETFs
VRDWhat? - Variable Rate Demand Obligations and VRDO ETFsVRDWhat? - Variable Rate Demand Obligations and VRDO ETFs
VRDWhat? - Variable Rate Demand Obligations and VRDO ETFs
 
20 Investments You Should Know
20 Investments You Should Know20 Investments You Should Know
20 Investments You Should Know
 

Recently uploaded

Digital Transformation Frameworks: Driving Digital Excellence
Digital Transformation Frameworks: Driving Digital ExcellenceDigital Transformation Frameworks: Driving Digital Excellence
Digital Transformation Frameworks: Driving Digital Excellence
Operational Excellence Consulting
 
BeMetals Investor Presentation_June 1, 2024.pdf
BeMetals Investor Presentation_June 1, 2024.pdfBeMetals Investor Presentation_June 1, 2024.pdf
BeMetals Investor Presentation_June 1, 2024.pdf
DerekIwanaka1
 
Creative Web Design Company in Singapore
Creative Web Design Company in SingaporeCreative Web Design Company in Singapore
Creative Web Design Company in Singapore
techboxsqauremedia
 
2024-6-01-IMPACTSilver-Corp-Presentation.pdf
2024-6-01-IMPACTSilver-Corp-Presentation.pdf2024-6-01-IMPACTSilver-Corp-Presentation.pdf
2024-6-01-IMPACTSilver-Corp-Presentation.pdf
hartfordclub1
 
Part 2 Deep Dive: Navigating the 2024 Slowdown
Part 2 Deep Dive: Navigating the 2024 SlowdownPart 2 Deep Dive: Navigating the 2024 Slowdown
Part 2 Deep Dive: Navigating the 2024 Slowdown
jeffkluth1
 
Easily Verify Compliance and Security with Binance KYC
Easily Verify Compliance and Security with Binance KYCEasily Verify Compliance and Security with Binance KYC
Easily Verify Compliance and Security with Binance KYC
Any kyc Account
 
How MJ Global Leads the Packaging Industry.pdf
How MJ Global Leads the Packaging Industry.pdfHow MJ Global Leads the Packaging Industry.pdf
How MJ Global Leads the Packaging Industry.pdf
MJ Global
 
Income Tax exemption for Start up : Section 80 IAC
Income Tax  exemption for Start up : Section 80 IACIncome Tax  exemption for Start up : Section 80 IAC
Income Tax exemption for Start up : Section 80 IAC
CA Dr. Prithvi Ranjan Parhi
 
HOW TO START UP A COMPANY A STEP-BY-STEP GUIDE.pdf
HOW TO START UP A COMPANY A STEP-BY-STEP GUIDE.pdfHOW TO START UP A COMPANY A STEP-BY-STEP GUIDE.pdf
HOW TO START UP A COMPANY A STEP-BY-STEP GUIDE.pdf
46adnanshahzad
 
Chapter 7 Final business management sciences .ppt
Chapter 7 Final business management sciences .pptChapter 7 Final business management sciences .ppt
Chapter 7 Final business management sciences .ppt
ssuser567e2d
 
-- June 2024 is National Volunteer Month --
-- June 2024 is National Volunteer Month ---- June 2024 is National Volunteer Month --
-- June 2024 is National Volunteer Month --
NZSG
 
Unveiling the Dynamic Personalities, Key Dates, and Horoscope Insights: Gemin...
Unveiling the Dynamic Personalities, Key Dates, and Horoscope Insights: Gemin...Unveiling the Dynamic Personalities, Key Dates, and Horoscope Insights: Gemin...
Unveiling the Dynamic Personalities, Key Dates, and Horoscope Insights: Gemin...
my Pandit
 
Anny Serafina Love - Letter of Recommendation by Kellen Harkins, MS.
Anny Serafina Love - Letter of Recommendation by Kellen Harkins, MS.Anny Serafina Love - Letter of Recommendation by Kellen Harkins, MS.
Anny Serafina Love - Letter of Recommendation by Kellen Harkins, MS.
AnnySerafinaLove
 
Building Your Employer Brand with Social Media
Building Your Employer Brand with Social MediaBuilding Your Employer Brand with Social Media
Building Your Employer Brand with Social Media
LuanWise
 
Structural Design Process: Step-by-Step Guide for Buildings
Structural Design Process: Step-by-Step Guide for BuildingsStructural Design Process: Step-by-Step Guide for Buildings
Structural Design Process: Step-by-Step Guide for Buildings
Chandresh Chudasama
 
Best practices for project execution and delivery
Best practices for project execution and deliveryBest practices for project execution and delivery
Best practices for project execution and delivery
CLIVE MINCHIN
 
❼❷⓿❺❻❷❽❷❼❽ Dpboss Matka Result Satta Matka Guessing Satta Fix jodi Kalyan Fin...
❼❷⓿❺❻❷❽❷❼❽ Dpboss Matka Result Satta Matka Guessing Satta Fix jodi Kalyan Fin...❼❷⓿❺❻❷❽❷❼❽ Dpboss Matka Result Satta Matka Guessing Satta Fix jodi Kalyan Fin...
❼❷⓿❺❻❷❽❷❼❽ Dpboss Matka Result Satta Matka Guessing Satta Fix jodi Kalyan Fin...
❼❷⓿❺❻❷❽❷❼❽ Dpboss Kalyan Satta Matka Guessing Matka Result Main Bazar chart
 
Taurus Zodiac Sign: Unveiling the Traits, Dates, and Horoscope Insights of th...
Taurus Zodiac Sign: Unveiling the Traits, Dates, and Horoscope Insights of th...Taurus Zodiac Sign: Unveiling the Traits, Dates, and Horoscope Insights of th...
Taurus Zodiac Sign: Unveiling the Traits, Dates, and Horoscope Insights of th...
my Pandit
 
Digital Marketing with a Focus on Sustainability
Digital Marketing with a Focus on SustainabilityDigital Marketing with a Focus on Sustainability
Digital Marketing with a Focus on Sustainability
sssourabhsharma
 
Dpboss Matka Guessing Satta Matta Matka Kalyan Chart Satta Matka
Dpboss Matka Guessing Satta Matta Matka Kalyan Chart Satta MatkaDpboss Matka Guessing Satta Matta Matka Kalyan Chart Satta Matka
Dpboss Matka Guessing Satta Matta Matka Kalyan Chart Satta Matka
➒➌➎➏➑➐➋➑➐➐Dpboss Matka Guessing Satta Matka Kalyan Chart Indian Matka
 

Recently uploaded (20)

Digital Transformation Frameworks: Driving Digital Excellence
Digital Transformation Frameworks: Driving Digital ExcellenceDigital Transformation Frameworks: Driving Digital Excellence
Digital Transformation Frameworks: Driving Digital Excellence
 
BeMetals Investor Presentation_June 1, 2024.pdf
BeMetals Investor Presentation_June 1, 2024.pdfBeMetals Investor Presentation_June 1, 2024.pdf
BeMetals Investor Presentation_June 1, 2024.pdf
 
Creative Web Design Company in Singapore
Creative Web Design Company in SingaporeCreative Web Design Company in Singapore
Creative Web Design Company in Singapore
 
2024-6-01-IMPACTSilver-Corp-Presentation.pdf
2024-6-01-IMPACTSilver-Corp-Presentation.pdf2024-6-01-IMPACTSilver-Corp-Presentation.pdf
2024-6-01-IMPACTSilver-Corp-Presentation.pdf
 
Part 2 Deep Dive: Navigating the 2024 Slowdown
Part 2 Deep Dive: Navigating the 2024 SlowdownPart 2 Deep Dive: Navigating the 2024 Slowdown
Part 2 Deep Dive: Navigating the 2024 Slowdown
 
Easily Verify Compliance and Security with Binance KYC
Easily Verify Compliance and Security with Binance KYCEasily Verify Compliance and Security with Binance KYC
Easily Verify Compliance and Security with Binance KYC
 
How MJ Global Leads the Packaging Industry.pdf
How MJ Global Leads the Packaging Industry.pdfHow MJ Global Leads the Packaging Industry.pdf
How MJ Global Leads the Packaging Industry.pdf
 
Income Tax exemption for Start up : Section 80 IAC
Income Tax  exemption for Start up : Section 80 IACIncome Tax  exemption for Start up : Section 80 IAC
Income Tax exemption for Start up : Section 80 IAC
 
HOW TO START UP A COMPANY A STEP-BY-STEP GUIDE.pdf
HOW TO START UP A COMPANY A STEP-BY-STEP GUIDE.pdfHOW TO START UP A COMPANY A STEP-BY-STEP GUIDE.pdf
HOW TO START UP A COMPANY A STEP-BY-STEP GUIDE.pdf
 
Chapter 7 Final business management sciences .ppt
Chapter 7 Final business management sciences .pptChapter 7 Final business management sciences .ppt
Chapter 7 Final business management sciences .ppt
 
-- June 2024 is National Volunteer Month --
-- June 2024 is National Volunteer Month ---- June 2024 is National Volunteer Month --
-- June 2024 is National Volunteer Month --
 
Unveiling the Dynamic Personalities, Key Dates, and Horoscope Insights: Gemin...
Unveiling the Dynamic Personalities, Key Dates, and Horoscope Insights: Gemin...Unveiling the Dynamic Personalities, Key Dates, and Horoscope Insights: Gemin...
Unveiling the Dynamic Personalities, Key Dates, and Horoscope Insights: Gemin...
 
Anny Serafina Love - Letter of Recommendation by Kellen Harkins, MS.
Anny Serafina Love - Letter of Recommendation by Kellen Harkins, MS.Anny Serafina Love - Letter of Recommendation by Kellen Harkins, MS.
Anny Serafina Love - Letter of Recommendation by Kellen Harkins, MS.
 
Building Your Employer Brand with Social Media
Building Your Employer Brand with Social MediaBuilding Your Employer Brand with Social Media
Building Your Employer Brand with Social Media
 
Structural Design Process: Step-by-Step Guide for Buildings
Structural Design Process: Step-by-Step Guide for BuildingsStructural Design Process: Step-by-Step Guide for Buildings
Structural Design Process: Step-by-Step Guide for Buildings
 
Best practices for project execution and delivery
Best practices for project execution and deliveryBest practices for project execution and delivery
Best practices for project execution and delivery
 
❼❷⓿❺❻❷❽❷❼❽ Dpboss Matka Result Satta Matka Guessing Satta Fix jodi Kalyan Fin...
❼❷⓿❺❻❷❽❷❼❽ Dpboss Matka Result Satta Matka Guessing Satta Fix jodi Kalyan Fin...❼❷⓿❺❻❷❽❷❼❽ Dpboss Matka Result Satta Matka Guessing Satta Fix jodi Kalyan Fin...
❼❷⓿❺❻❷❽❷❼❽ Dpboss Matka Result Satta Matka Guessing Satta Fix jodi Kalyan Fin...
 
Taurus Zodiac Sign: Unveiling the Traits, Dates, and Horoscope Insights of th...
Taurus Zodiac Sign: Unveiling the Traits, Dates, and Horoscope Insights of th...Taurus Zodiac Sign: Unveiling the Traits, Dates, and Horoscope Insights of th...
Taurus Zodiac Sign: Unveiling the Traits, Dates, and Horoscope Insights of th...
 
Digital Marketing with a Focus on Sustainability
Digital Marketing with a Focus on SustainabilityDigital Marketing with a Focus on Sustainability
Digital Marketing with a Focus on Sustainability
 
Dpboss Matka Guessing Satta Matta Matka Kalyan Chart Satta Matka
Dpboss Matka Guessing Satta Matta Matka Kalyan Chart Satta MatkaDpboss Matka Guessing Satta Matta Matka Kalyan Chart Satta Matka
Dpboss Matka Guessing Satta Matta Matka Kalyan Chart Satta Matka
 

Benefits of Insurance with all other Investment Instruments

  • 1. SHARE MARKET A stock market is the aggregation of buyers and sellers of stocks which represent ownership claims on businesses .
  • 2. DEMERITS 0F SHARE MARKET  CAPITAL NOT SECURE  INTEREST NOT GUARENTEED  FLUCTUATIONS OF FUNDS  REQUIRED PROPER KNOWLEDGE AND EXPERIENCE  NO SECTION 80C , 80D , NO SECTION 10 10D  NO LIFE COVER
  • 3. MUTUAL FUNDS A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities. They are generally the most common investment vehicle for retirement plans
  • 4. DEMERITS 0F MUTUAL FUNDS  CAPITAL NOT SECURE  INTEREST NOT GUARENTEED  FLUCTUATIONS OF FUNDS  REQUIRED PROPER KNOWLEDGE AND EXPERIENCE  NO SECTION 80C , 80D , NO SECTION 10 10D  NO LIFE COVER
  • 5. FIXED DEPOSITS A fixed deposit (FD) is a financial instrument provided by banks which provides investors with a higher rate of interest than a regular savings account, until the given maturity date. It may or may not require the creation of a separate account. Fixed deposits are a high-interest -yielding Term deposit and offered by banks
  • 6. DEMERITS 0F FIXED DEPOSITS  LOW INTEREST RATE  NO LIFE COVER  NO 80C , NO 10 10D : one cannot take the tax benefit from this investment.  As far as taxation is concerned fixed deposits are taxed at normal rates of taxation and hence one cannot take the tax benefit from this investment.
  • 7. GOLD  GOLD IS ANOTHER FINANCIAL INSTRUMENT IN WHICH PEOPLE INVEST THEIR MONEY , GOLD IS BUYED FROM BANKS , THEN PEOPLE PEOPLE CONVERT IT INTO ORNAMENTS .
  • 8. DEMERITS 0F INVESTING IN GOLD  NO LIFE COVER  INFLATION CAN BE A FACTOR  NO TAX REBATES  LOW RETURNS  CANNOT TRANSFERABLE FROM ONE PLACE TO ANOTHER  STORAGE ISSUE (one needs to pay the locker maintenance charges each year)
  • 9. REAL ESTATE  REAL ESTATE IS ALSO ONE OF THE INSTRUMENT WHERE PEOPLE CAN INVEST THEIR MONEY IN PROPERTIES .  REAL ESTATE ARE USED TO INVEST BIG AMOUNT LIKE 40 LACS , IT IS OUT OF THE REACH OF COMMON MAN BUT IN INSURANCE ONE CAN INVEST 20 THOUSAND .
  • 10. DEMERITS OF REAL ESTATE  BLOCKING OF FUND  INTEREST NOT GURANTEED  NO LIFE COVER  NO TAX REBATES  FLUCTUATIONS OF FUND
  • 11. EMPLOYEE PROVIDENT FUND  EPF IS DEDUCTION FROM THE SALARY OF EMPLOYEE WHICH HE CAN WITHDRAW AFTER LEAVING HIS CURRENT JOB .
  • 12. DEMERITS OF EPF  NO LIFE COVER  NO TAX REBATES  LOW RETURNS  ONLY FOR SERVICES MEN
  • 13. PUBLIC PROVIDENT FUND  IN PPF ONE CAN INVEST 500 T0 1.5 LACS WITH ONE PAN CARD  THE CURRENT INTEREST RATE EFFECTIVE FROM 1 APRIL 21016 IS 7.9%
  • 14. DEMERITS OF PPF  NO LIFE COVER  WITHDRAW PROBLEM  DECENTRALIZED  INVEST UPTO 500 TO 1.5 LACS  LOCKING OF 15 YEARS
  • 16. DEMERITS OF POST OFFICE  WITHDRAW PROBLEM  LACK OF SERVICES  NO GROWTH IN THE SECTOR  FUND BLOCKAGE  INTEREST RATE IS 7.9%  DECENTALIZED
  • 17. PENSION PENSION IS AMOUNT WHICH EMPLOYEE GET AFTER HIS RETIREMENT AFTER 60 YEARS OF AGE , PENSION ARE GIVEN TO GOVERNMENT , PUBLIC EMPLOYEES AND TO WIDOWS .
  • 18. DEMERITS OF PENSION  NO TAX REBATES  BLOCKAGE OF FUNDS  LOW RETURNS  INTEREST NOT GUARENTEED
  • 19. INSURANCE  CAPITAL SECURED  INTEREST IS GUARENTEED  FLUCTUATIONS ARE FIXED  80C , 80D ( TAX BENEFITS )  NO FUND BLOCKAGE ( NO COMPULSION TO WITHDRAW MONEY )