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Chit zone
- 1. Chit ZoneA New AgeChit Company
- 2. Chit ZoneChit Zoneis not as old as many other chit Companies claim themselves to be. In that sense, we are not Gold We are a new age Chit Fund Company. In this sense, we are a Goldmine waiting to be explored
- 3. Borrowing money is notas cumbersome as you imagined Saving money is not as hard as you thought Chit Zone
- 4. Chit ZoneSocial objectiveof Chit Zone To relieve common man from the financial burden he shoulders all the time To contribute the entire earnings to NGOs, just retaining the operational costs
- 5. Chit Zone lendsmoney more as a service to the needy than as a profit making venture Chit Zone You get it at as less as 2.5% rate
- 6. Why Chit Zone?Chit Zone Chit Zone is best in terms of Duratio n Return on Investment Liquidity Risk Element
- 7. Chit ZoneChit Zoneis better than all other Investment options Fixed DepositsRecurring DepositsMutual FundStock MarketsBank LoansCredit Cards
- 8. Chit ZoneChits VsFixed Deposits Factor Chits Fixed Deposits Duration Fixed term Fixed Term Return on Investment 12% to 16% 6.5% to 8.5% Liquidity Higher than your paid up value always Pre closure reduces the return further Risk element Zero% risk involved due to transparent systems Low returns repel people, forcing them to make wrong choices
- 9. Chit ZoneChits VsRecurring Deposits Factor Chits Recurring Deposits Duration Monthly Monthly Return on Investment 12% to 16% 6.0% to 8% - Lowest in the market Liquidity You can get money on demand, depending on your risk ability Pre closure further reduces the already low returns Risk element Zero% risk involved due to high profile member participation Low returns forces investors to fall prey to wrong investment options for higher yields, which cheat them ultimately
- 10. Chit ZoneChits VsMutual Funds Factor Chits Mutual Funds Duration Monthly Periodic follow-up required Return on Investment 12% to 16% The higher the risk portfolio of the product, the higher the ROI Liquidity Higher than your paid up value always Cannot get cash when required but based on product performance Risk element Zero% risk due to company guarantee of funds 100% risky since it is totally market dependent. If market gets affected, return of your hard earned money invested gets affected too
- 11. Chit ZoneChits VsStock Markets Factor Chits Stock Markets Duration Monthly Daily follow up required Return on Investment 12% to 16% ROI cannot be gauged at any point of time since it is absolutely volatile Liquidity High liquidity assured Cannot get cash when required but based on stock market performance Risk element Zero% risk involved due to transparent systems 100% risky since it is totally market dependent. If market gets affected, return of your hard earned money invested gets affected too
- 12. Chit ZoneChits VsBank Loans Factor Chits Bank Loans Duration Monthly Depends on the acceptance of the Bank Interest rates Lowest according to market trends Minimum 12% Maximum 48% Liquidity High liquidity. Can withdraw easily anytime. Depends on the acceptance of the Bank and the documentation processing time Risk element Risk is minimal due to transparency 1. Possibilities of your loan application getting rejected 2. Muscle power used for recovering money
- 13. Chit ZoneChits VsCredit Cards Factor Chits Credit Cards Duration Monthly Can be beyond 30 days but at a huge price Interest rates Lowest in the market place Minimum 36% Maximum 40% Liquidity High liquidity if you go for max tenure. 1. Depends on card limit Risk element Run by the Chit Fund Act 1. System failures makes payment through cards get rejected 2. Muscle power used for collecting money
- 14. Chit Zone Don’t sellthe property close to your heart Don’t Mortgage heavy heartedly Don’t take overdrafts from Banks Don’t take loans at high interest rates Don’t pay exorbitant cost to Credit Cards Come to Chit Zone now
- 15. Chit Zone Involve yourselfin a social cause to feel the immense satisfaction it provides Join Chit Zone. Save more