Bcbs risk data aggregation 239 infographic
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The document discusses various reports and surveys related to banks' ability to aggregate, report on, and govern risk data as required by the Basel Committee on Banking Supervision's Principles for Effective Risk Data Aggregation and Risk Reporting (BCBS 239). Key points include: - A 2013 BIS report found banks rated themselves higher on complying with risk reporting principles than risk data aggregation principles. - A 2014 EY report found that only 6% of global systemically important banks could provide intraday firm-wide risk profile reports. - An 2014 Oliver Wyman report estimated banks could lose up to 10% profits due to poor data. - 2014 Markit surveys found most banks have only a moderate or poor
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![Risk data
aggregation: P3 - P6
Risk
reporting: P7 - 11
Governance
and infrastructure: P1, P2
on the
riskreporting
principles
than they
generally
assigned
themselves
higher
ratings
did on
risk
dataaggregation
principles
[BIS progress report: Dec 2013]
Only
6%GSIBs can provide
firm wide reports on
risk profile intraday
[EY: Oct 2014]
BISreport Dec 2013:
principles with
lowest reported
compliance
P2 - Data architecture /
IT infrastructure
P6 - Adaptability
P3 - Accuracy / integrity
Bank principles for BCBS 239 are built around:
Profiling Bank Risk
DNA
Banks profits penalised by up to 10%
as a result of poor data
[Oliver Wyman: Sep 2014]
Risk data profiling:
How well do bankers understand their
risk data
universe
Moderate
Quite
complete
Very
bad
Not
sure
40%
12%
[Markit survey: Nov 2014]
36%
12%
25%
Not at all
58%
Yes, partially
17%
Yes, fully
Data lineage:
who touched
what
when
where
Bank’s confidence
in ability to track
data charges
[Markit survey: Nov 2014]
BCBS 239
AT A GLANCE
Illustration:MarkSambrook
To download the full report visit www.markit.com/BCBS239](https://image.slidesharecdn.com/bcbsrda239infographic-141218053610-conversion-gate02/85/Bcbs-risk-data-aggregation-239-infographic-1-320.jpg)
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Kiribatu is a predictive analytics company that serves the Canadian financial sector, predominantly property and casualty insurance. They help insurers predict risk through analyzing large datasets to predict human behavior. Currently, most insurers still use outdated risk assessment methods from the 1960s-1970s. Kiribatu's predictive models generate an underwriting score to assess risk and profitability, helping insurers optimize their risk sharing pools by predicting which risks require pooling and which can be independently underwritten. The presentation outlines their methodology including data preparation, rating factor analysis, model development, and gain assessment.
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This document discusses why graph technology is ideal for customer 360 and fraud detection projects in the insurance industry. It provides an overview of graph use cases in banking, insurance, and capital markets including for customer 360, fraud detection, and knowledge graphs. It then discusses challenges insurers face with siloed data and lack of a unified customer view. Implementing a customer graph allows linking diverse data sources to create a complete view of customers and their relationships to enable context-based decision making and analytics.
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Data are exerting themselves, more and more, promising great opportunity--fundamental new discovery, better products and service, and more informed, confident decisions. A data revolution is unfolding! But few are ready. They’ve not set their strategies for competing with data. Worse, most organizations are remarkably “unfit for data.” In this webinar we’ll summarize the opportunity and the risk, lay out strategic options, and propose steps leaders can take to get in front of the data curve.
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Analytics, Big Data and The Cloud II Conference - Kiribatu Labs
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EY: Why graph technology makes sense for fraud detection and customer 360 pro...
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Talking business with private equity dealmaker Robin Saunders
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Markit magazine: Autumn 2014
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Understanding Ponzi Schemes
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For more details, you can visit https://technoxander.com.
Fabular Frames and the Four Ratio Problem
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
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【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信：A575476】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信：A575476】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
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2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
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我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！
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留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
Dr. Alyce Su Cover Story - China's Investment Leader
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
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原版定制【微信:bwp0011】《(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书》【微信:bwp0011】成绩单 、雅思、外壳、留信学历认证永久存档查询，采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信bwp0011】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信bwp0011】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
快速办理(RWTH毕业证书)德国亚琛工业大学毕业证录取通知书一模一样
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1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问微bwp0011
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如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【微bwp0011】
◇面对父母的压力，希望尽快拿到；
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◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
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Bcbs risk data aggregation 239 infographic
- 1. Risk data aggregation: P3 - P6 Risk reporting: P7 - 11 Governance and infrastructure: P1, P2 on the riskreporting principles than they generally assigned themselves higher ratings did on risk dataaggregation principles [BIS progress report: Dec 2013] Only 6%GSIBs can provide firm wide reports on risk profile intraday [EY: Oct 2014] BISreport Dec 2013: principles with lowest reported compliance P2 - Data architecture / IT infrastructure P6 - Adaptability P3 - Accuracy / integrity Bank principles for BCBS 239 are built around: Profiling Bank Risk DNA Banks profits penalised by up to 10% as a result of poor data [Oliver Wyman: Sep 2014] Risk data profiling: How well do bankers understand their risk data universe Moderate Quite complete Very bad Not sure 40% 12% [Markit survey: Nov 2014] 36% 12% 25% Not at all 58% Yes, partially 17% Yes, fully Data lineage: who touched what when where Bank’s confidence in ability to track data charges [Markit survey: Nov 2014] BCBS 239 AT A GLANCE Illustration:MarkSambrook To download the full report visit www.markit.com/BCBS239