The document provides a summary and experience details of Bassam M. Daoud, a Lebanese national with over 30 years of experience in credit and risk management in the GCC region. He has held several senior roles such as Head of Credit and Risk at major UAE banks, managing large credit portfolios and implementing risk management frameworks. More recently, he has worked as a management consultant advising bank boards and audit teams on risk transformation projects.
This document provides a summary of an experienced banking and finance professional with over 28 years of experience in distressed asset management. The professional currently works as a Vice President for an asset reconstruction company, managing the acquisition and resolution of non-performing financial assets. Key responsibilities include due diligence, valuation, monitoring recovery functions, and developing resolution strategies such as restructuring or asset sales. The professional has extensive experience in credit management, risk management, and general management skills applicable to distressed asset management.
Shyamalendu Bhusan Das is a finance and banking professional with over 18 years of experience. He is currently the Deputy General Manager of Finance and Commercial at OMDC Ltd., where he oversees a team of 24 staff and is responsible for credit risk management, fund raising, budgeting, costing, and establishing risk management policies. Previously, he has held managerial roles at RITES Ltd., Dun & Bradstreet, Axis Bank, and Dena Bank, and has international experience working in Kenya, Nigeria, UAE, and China. He holds several qualifications in banking, finance, law, and accounting.
This document provides information about a two-day training course on developing credit loss forecasting methods for IFRS9 provisioning. The course will review IFRS9 rules and techniques for producing unbiased estimates of expected credit losses, building on existing models. Attendees will learn various modeling methods and how to design IFRS9 compliant solutions tailored to their institutions. The training is led by experts from Aguais and Associates who have extensive experience developing credit risk models for large banks.
Ajay Singhvi has over 20 years of experience in financial management, accounting, auditing, and treasury management. He has extensive experience in financial reporting, budgeting, forecasting, project management, and statutory compliance. He has worked as a Financial Controller for Zakum Development Company and held various financial roles over 14 years at AlMansoori Specialized Engineering, where he managed multimillion dollar projects and acquisitions. Ajay is seeking a role that utilizes his expertise in financial management, analysis, and strategic business skills.
Syed Mustafa Gardezi is seeking a senior position in finance or accounting where he can utilize over 15 years of experience. He has extensive expertise in areas such as financial management, budgeting, payroll management, and credit risk. Currently he is the Finance & Admin Manager at Firefly FZ LLC in Dubai, where his responsibilities include managing financial operations and payroll. Previously he held roles as a Consumer Banking Officer at Standard Chartered Bank and Assistant Financial Controller at TSS in the UK. He has an MCom in Accounting & Finance and is pursuing qualifications from ICAEW and as a CPA.
Khaled Al-Sanabani is a Yemeni accountant seeking consultancy opportunities with over 16 years of experience working for international audit and consulting firms in Yemen. He currently works as an audit and consulting partner for Climax Consulting in Sana'a, Yemen, where he performs tasks such as reviewing audit documentation and financial statements. Previously, he held roles at Dar Al-Mohassaba, PricewaterhouseCoopers, Deloitte, and Yemen Customs Authority. He has extensive experience auditing various industries and international projects in Yemen.
The document provides information about the Certified Management Accountant (CMA) certification. The CMA credential demonstrates command of critical accounting and financial management skills demanded by businesses. It is designed specifically for accounting and financial professionals. The advantages of obtaining a CMA include worldwide recognition, career opportunities, higher salaries, and pride in a highly acclaimed certification. EMERGE Management Training Center offers CMA exam preparation courses in Dubai and discusses the benefits of their program, including interactive lectures and study materials.
Certificate in Strategic Finance for Non-Finance ManagersIIR Middle East
This course would help you to transform financial and accounting language and concepts into decision making tools that the non-financial manager can successfully use
This document provides a summary of an experienced banking and finance professional with over 28 years of experience in distressed asset management. The professional currently works as a Vice President for an asset reconstruction company, managing the acquisition and resolution of non-performing financial assets. Key responsibilities include due diligence, valuation, monitoring recovery functions, and developing resolution strategies such as restructuring or asset sales. The professional has extensive experience in credit management, risk management, and general management skills applicable to distressed asset management.
Shyamalendu Bhusan Das is a finance and banking professional with over 18 years of experience. He is currently the Deputy General Manager of Finance and Commercial at OMDC Ltd., where he oversees a team of 24 staff and is responsible for credit risk management, fund raising, budgeting, costing, and establishing risk management policies. Previously, he has held managerial roles at RITES Ltd., Dun & Bradstreet, Axis Bank, and Dena Bank, and has international experience working in Kenya, Nigeria, UAE, and China. He holds several qualifications in banking, finance, law, and accounting.
This document provides information about a two-day training course on developing credit loss forecasting methods for IFRS9 provisioning. The course will review IFRS9 rules and techniques for producing unbiased estimates of expected credit losses, building on existing models. Attendees will learn various modeling methods and how to design IFRS9 compliant solutions tailored to their institutions. The training is led by experts from Aguais and Associates who have extensive experience developing credit risk models for large banks.
Ajay Singhvi has over 20 years of experience in financial management, accounting, auditing, and treasury management. He has extensive experience in financial reporting, budgeting, forecasting, project management, and statutory compliance. He has worked as a Financial Controller for Zakum Development Company and held various financial roles over 14 years at AlMansoori Specialized Engineering, where he managed multimillion dollar projects and acquisitions. Ajay is seeking a role that utilizes his expertise in financial management, analysis, and strategic business skills.
Syed Mustafa Gardezi is seeking a senior position in finance or accounting where he can utilize over 15 years of experience. He has extensive expertise in areas such as financial management, budgeting, payroll management, and credit risk. Currently he is the Finance & Admin Manager at Firefly FZ LLC in Dubai, where his responsibilities include managing financial operations and payroll. Previously he held roles as a Consumer Banking Officer at Standard Chartered Bank and Assistant Financial Controller at TSS in the UK. He has an MCom in Accounting & Finance and is pursuing qualifications from ICAEW and as a CPA.
Khaled Al-Sanabani is a Yemeni accountant seeking consultancy opportunities with over 16 years of experience working for international audit and consulting firms in Yemen. He currently works as an audit and consulting partner for Climax Consulting in Sana'a, Yemen, where he performs tasks such as reviewing audit documentation and financial statements. Previously, he held roles at Dar Al-Mohassaba, PricewaterhouseCoopers, Deloitte, and Yemen Customs Authority. He has extensive experience auditing various industries and international projects in Yemen.
The document provides information about the Certified Management Accountant (CMA) certification. The CMA credential demonstrates command of critical accounting and financial management skills demanded by businesses. It is designed specifically for accounting and financial professionals. The advantages of obtaining a CMA include worldwide recognition, career opportunities, higher salaries, and pride in a highly acclaimed certification. EMERGE Management Training Center offers CMA exam preparation courses in Dubai and discusses the benefits of their program, including interactive lectures and study materials.
Certificate in Strategic Finance for Non-Finance ManagersIIR Middle East
This course would help you to transform financial and accounting language and concepts into decision making tools that the non-financial manager can successfully use
David is a Manager in KPMG's US Advisory Risk Consulting practice with over 7 years of experience assisting organizations with identifying, understanding, measuring, and reporting business and technology risks. He specializes in internal audit, Sarbanes-Oxley compliance, regulatory compliance, IT governance, and enterprise risk management. David has led engagements across several industries and assisted clients in improving control environments and managing risks.
Akbar Ali has over 11 years of experience in banking, most recently as a Branch Manager at Bank Alfalah Limited, where he oversees a portfolio of Rs. 6.5 billion in liabilities and manages a staff of 32. Previously, he held managerial roles at Standard Chartered Bank, HBL, and MCB, where he was responsible for deposit mobilization, sales targets, customer services, and regulatory compliance. He holds an MBA in Banking and Finance and professional qualifications including an Associate Chartered Banker certification.
This document provides information about an international masterclass training on certified financial management for project managers that will take place from March 1-4, 2016 in Nairobi, Kenya. The training will provide project managers with the financial management skills needed to ensure the profitability and success of projects. It will cover key finance techniques, budgeting, cash flow analysis, and other topics. The trainer, Gary Costin, has over 17 years of experience in project management, human resources, and training. Successful completion of the course and exam will result in certification in Financial Management for Project Managers.
It has been an eternal debate whether one should take MBA or do CFA. Binod Shankar, CFA, Managing Director of Genesis Institute explains the advantages and features of each.
The document outlines what to expect during an upcoming ECB onsite inspection, including how the ECB will inspect a bank's business model, internal governance, risks to capital and liquidity, and timelines for SREP and other regulatory requirements. It provides details on the assessment process, key areas of focus, and recommendations on how Deloitte can help banks prepare for and address any issues identified during an inspection. The overall purpose of the ECB onsite inspections is to conduct in-depth investigations of business models, control systems, and governance at banks across Europe.
Portfolio Management Fundamentals training delivers the tools and methods to assist you monitor the portfolio and project sources to enhance the portfolio management implementation in your corporation.
Portfolio Management Fundamentals training offers a systematic method to generating and management of a project portfolio. It allows you comprehend the importance of portfolio management; determine and describe the portfolio stakeholder tasks and responsibilities; outline and apprehend a portfolio management procedure; determine tools, approaches, and strategies for portfolio management; and distinguish the roles of the program management office (PMO) or portfolio executive office (PEO) in effective portfolio management.
Audience:
3-day course designed for:
Program managers
Product managers
Portfolio managers
Senior executives accountable for corporation policies
Managers accountable for generating organizational policies or for offering strategic recommendations
Members of portfolio, program, or project offices
Operational managers
Project team personnel, clients, and other stakeholders of the portfolio management process
TONEX Training Format:
Portfolio Management Fundamentals training is combined of theory and hands-on modules.
Theory and concepts are delivered through interactive lectures and presentations
Practical activities are provided through hands-on workshops, seminars, and group activities
Course Outline:
Overview of Portfolio Management
Elements of Portfolio Management
Getting Started on the Project Portfolio Management
Managing the Project Portfolio
Active Portfolio Management Fundamentals
Expected Revenues and Assessment
Active Portfolio Management Performance
Investment Management Process
Computable Methodologies of Investment Assessment
Portfolio Management and Evaluation
Psychological Features of Investment Management
Optional Topics:
The Philosophy Behind Investment Portfolio
Stocks Investment
Bonds Investment Management
Learn more about course objectives, pricing, etc.
Portfolio Management Fundamentals Training
https://www.tonex.com/training-courses/portfolio-management-fundamentals-training/
Portfolio Management Fundamentals training conveys the instruments and techniques to help you screen the portfolio and task sources to upgrade the portfolio management execution in your enterprise.
Portfolio Management Fundamentals training offers a methodical technique to producing and management of a venture portfolio.
TONEX Training Format
Portfolio Management Fundamentals training is consolidated of hypothesis and hands-on modules.
Hypothesis and ideas are conveyed through intelligent talks and introductions
Down to earth exercises are given through hands-on workshops, classes, and gathering exercises
Audience
Portfolio Management Fundamentals training is a 3-day course intended for:
Program administrators
Item administrators
Portfolio administrators
Senior officials responsible for enterprise arrangements/Managers responsible for creating authoritative approaches or for offering key suggestions
Training Objectives
Upon the culmination of Portfolio Management Fundamentals training, participants can:
Recognize portfolio management from other management types
Interface ventures to corporate key objectives
Portray what is remembered for venture prioritization in huge, complex enterprises
Determine and utilize a model of venture prioritization to coordinate
Encourage the portfolio management methodology
Consider portfolio management viability
Assess the benefits of portfolio management
Dissect the job of venture portfolio management in the authoritative accomplishments
Build up an example for deciding and utilizing choice prerequisites
Clarify and expound the bases of vital resourcing
Course Outline
Review of Portfolio Management
Components of Portfolio Management
Beginning on the Project Portfolio Management
Dealing with the Project Portfolio
Dynamic Portfolio Management Fundamentals
Anticipated Revenues and Assessment
Dynamic Portfolio Management Performance
Learn more.
Portfolio management training
https://www.tonex.com/training-courses/portfolio-management-fundamentals-training/
This document provides information on Critical Missions & Management Consulting's services in insurance, takaful, Islamic banking, and bancassurance. It outlines the experience and expertise of two practice partners in these areas, with over 25 years each working in insurance, reinsurance, takaful, banking, and financial services in various regions. Examples are given of six successful critical missions conducted in insurance and two in banking and financial services. The document concludes with contact information.
The document describes a 4-day finance training workshop for non-financial professionals. The workshop aims to help executives and managers understand key financial concepts and learn skills for making better informed financial decisions. Participants will learn about financial statements, analysis, budgeting, cost accounting, investment evaluation and other topics. The workshop is taught by an experienced instructor and CFO using presentations, examples and exercises. It is suitable for those without formal financial training who need to use financial data in their roles.
The candidate has over 15 years of experience in finance and auditing. They currently serve as the Regional Head of Finance for Standard Chartered Bank, managing a team that oversees a real estate portfolio worth $170 million. Previously, they worked for Ernst & Young for over 6 years auditing large multinational companies. The candidate brings specialist experience in financial analysis, accounting, reporting, and stakeholder relations. They are seeking a new opportunity where they can continue utilizing their leadership and financial management skills.
Katrina Nicole G. Gomez is a senior associate at SGV & Co. (Ernst & Young Philippines) with experience auditing hedge funds. She has handled clients in Hong Kong, Malaysia, Singapore, and Australia. Her responsibilities include planning and executing audit strategies, supervising junior staff, and maintaining client relationships. She has expertise in IFRS, US GAAP, and the asset management industry, with experience auditing various fund structures and strategies.
Riskpro is an Indian risk management consulting firm with offices in major cities. It provides services in risk advisory, consulting, training, and human capital management. The document discusses Riskpro's mission to provide integrated risk management solutions, their value proposition of offering quality advisory services at affordable rates, and their focus on risk management. It then details Riskpro's network presence, training and learning services, and examples of risk management training topics.
Johnson Mwangi Nyika is a Senior Advisor for Audit and Learning and Development at KPMG East Africa. He has over 10 years of experience in auditing and financial reporting. His roles include developing and executing audit plans, leading audit teams, coordinating schedules, reporting on audits, and preparing financial statements according to IFRS. He has a Master's in Finance and is a CPA and accredited global trainer.
The document discusses the strategic planning process of Bank of Ceylon (BoC), the largest bank in Sri Lanka. It provides an overview of BoC's current operations and performance. It then outlines BoC's planning process, which involves analyzing the internal and external environment, setting goals and objectives at different levels from corporate down to individual branches, implementing plans, and monitoring performance. The planning process uses both a top-down and bottom-up approach. Challenges in the process include the global economic context, technology changes, aging workforce issues, and competition. Recommendations are made to address politics, introduce advanced planning tools, and use business intelligence systems.
Senior Finance Professional - LinkedInShama Khalid
Shama Khalid Hayat is applying for a Senior Finance Executive position and provides a resume highlighting her extensive experience in senior finance roles in the Middle East, Asia, and US over 25 years, including establishing new finance departments and implementing financial systems. She possesses strong strategic planning, change management, commercial leadership, and stakeholder engagement skills. The resume emphasizes her track record of driving growth, reducing costs, and delivering results across large multinational organizations.
Hardik Doshi has over 10 years of experience in finance and research. He holds an MBA in finance and investment banking and is a CFA Level 3 candidate. Currently he works as an equity research analyst covering the banking sector in India and Eastern Europe. Previously he has interned at financial firms in Dubai and worked as a systems executive, project engineer, and PeopleSoft consultant.
A message to GCC investment banks about trends in long and short term incentive compensation since the 2008 financial crisis. Increased emphasis on incorporating risk factors with financial measures/KPIs and enhanced corprorate governance.
The document discusses Odyssey Program Management and their services related to portfolio, programme, and project management. It provides an overview of their integrated lifecycle approach to these areas and how they can help clients achieve strategic goals through portfolio prioritization, programme benefits realization, and on-time project delivery. Examples are given of previous work in commercial real estate, asset management, and pharmaceuticals.
Amal Jammalieh is seeking a position in compliance at a reputable financial institution. She has over 11 years of experience in compliance roles at Mashreq Bank and Arab Bank, where she specialized in KYC/CDD processes, risk assessments, and ensuring adherence to regulations. Prior to her compliance career, she worked as a branch manager and personal financial consultant at Arab Bank and Standard Chartered Bank.
Head of Internal Audit & Compliance Department -Muath AhmadMuath Ahmad
The document summarizes the qualifications and experience of Muath Ahmad Abdalla. It outlines his educational background and professional certifications. It then details his professional experience working in internal audit, risk management, and compliance roles for banks in Qatar and the UAE. This includes establishing audit departments and frameworks, managing audit and compliance functions, and conducting risk assessments and audits across various business units. It highlights his strengths in audit skills, risk management experience, and in-depth knowledge of banking, Islamic finance, and regulations.
The document provides an overview of regulatory requirements and the Supervisory Review and Evaluation Process (SREP). It discusses key elements that supervisors will assess including business models, internal governance, risks to capital and liquidity, and institutions' Internal Capital Adequacy Assessment Process (ICAAP) and Internal Liquidity Adequacy Assessment Process (ILAAP). The SREP involves scoring institutions on a scale of 1 to 4 based on these elements. ICAAP and ILAAP are important inputs to the assessment of risks to capital and liquidity. The document outlines expectations for ICAAP and ILAAP including governance, design, integration with business strategy, risks considered, and stress testing.
David is a Manager in KPMG's US Advisory Risk Consulting practice with over 7 years of experience assisting organizations with identifying, understanding, measuring, and reporting business and technology risks. He specializes in internal audit, Sarbanes-Oxley compliance, regulatory compliance, IT governance, and enterprise risk management. David has led engagements across several industries and assisted clients in improving control environments and managing risks.
Akbar Ali has over 11 years of experience in banking, most recently as a Branch Manager at Bank Alfalah Limited, where he oversees a portfolio of Rs. 6.5 billion in liabilities and manages a staff of 32. Previously, he held managerial roles at Standard Chartered Bank, HBL, and MCB, where he was responsible for deposit mobilization, sales targets, customer services, and regulatory compliance. He holds an MBA in Banking and Finance and professional qualifications including an Associate Chartered Banker certification.
This document provides information about an international masterclass training on certified financial management for project managers that will take place from March 1-4, 2016 in Nairobi, Kenya. The training will provide project managers with the financial management skills needed to ensure the profitability and success of projects. It will cover key finance techniques, budgeting, cash flow analysis, and other topics. The trainer, Gary Costin, has over 17 years of experience in project management, human resources, and training. Successful completion of the course and exam will result in certification in Financial Management for Project Managers.
It has been an eternal debate whether one should take MBA or do CFA. Binod Shankar, CFA, Managing Director of Genesis Institute explains the advantages and features of each.
The document outlines what to expect during an upcoming ECB onsite inspection, including how the ECB will inspect a bank's business model, internal governance, risks to capital and liquidity, and timelines for SREP and other regulatory requirements. It provides details on the assessment process, key areas of focus, and recommendations on how Deloitte can help banks prepare for and address any issues identified during an inspection. The overall purpose of the ECB onsite inspections is to conduct in-depth investigations of business models, control systems, and governance at banks across Europe.
Portfolio Management Fundamentals training delivers the tools and methods to assist you monitor the portfolio and project sources to enhance the portfolio management implementation in your corporation.
Portfolio Management Fundamentals training offers a systematic method to generating and management of a project portfolio. It allows you comprehend the importance of portfolio management; determine and describe the portfolio stakeholder tasks and responsibilities; outline and apprehend a portfolio management procedure; determine tools, approaches, and strategies for portfolio management; and distinguish the roles of the program management office (PMO) or portfolio executive office (PEO) in effective portfolio management.
Audience:
3-day course designed for:
Program managers
Product managers
Portfolio managers
Senior executives accountable for corporation policies
Managers accountable for generating organizational policies or for offering strategic recommendations
Members of portfolio, program, or project offices
Operational managers
Project team personnel, clients, and other stakeholders of the portfolio management process
TONEX Training Format:
Portfolio Management Fundamentals training is combined of theory and hands-on modules.
Theory and concepts are delivered through interactive lectures and presentations
Practical activities are provided through hands-on workshops, seminars, and group activities
Course Outline:
Overview of Portfolio Management
Elements of Portfolio Management
Getting Started on the Project Portfolio Management
Managing the Project Portfolio
Active Portfolio Management Fundamentals
Expected Revenues and Assessment
Active Portfolio Management Performance
Investment Management Process
Computable Methodologies of Investment Assessment
Portfolio Management and Evaluation
Psychological Features of Investment Management
Optional Topics:
The Philosophy Behind Investment Portfolio
Stocks Investment
Bonds Investment Management
Learn more about course objectives, pricing, etc.
Portfolio Management Fundamentals Training
https://www.tonex.com/training-courses/portfolio-management-fundamentals-training/
Portfolio Management Fundamentals training conveys the instruments and techniques to help you screen the portfolio and task sources to upgrade the portfolio management execution in your enterprise.
Portfolio Management Fundamentals training offers a methodical technique to producing and management of a venture portfolio.
TONEX Training Format
Portfolio Management Fundamentals training is consolidated of hypothesis and hands-on modules.
Hypothesis and ideas are conveyed through intelligent talks and introductions
Down to earth exercises are given through hands-on workshops, classes, and gathering exercises
Audience
Portfolio Management Fundamentals training is a 3-day course intended for:
Program administrators
Item administrators
Portfolio administrators
Senior officials responsible for enterprise arrangements/Managers responsible for creating authoritative approaches or for offering key suggestions
Training Objectives
Upon the culmination of Portfolio Management Fundamentals training, participants can:
Recognize portfolio management from other management types
Interface ventures to corporate key objectives
Portray what is remembered for venture prioritization in huge, complex enterprises
Determine and utilize a model of venture prioritization to coordinate
Encourage the portfolio management methodology
Consider portfolio management viability
Assess the benefits of portfolio management
Dissect the job of venture portfolio management in the authoritative accomplishments
Build up an example for deciding and utilizing choice prerequisites
Clarify and expound the bases of vital resourcing
Course Outline
Review of Portfolio Management
Components of Portfolio Management
Beginning on the Project Portfolio Management
Dealing with the Project Portfolio
Dynamic Portfolio Management Fundamentals
Anticipated Revenues and Assessment
Dynamic Portfolio Management Performance
Learn more.
Portfolio management training
https://www.tonex.com/training-courses/portfolio-management-fundamentals-training/
This document provides information on Critical Missions & Management Consulting's services in insurance, takaful, Islamic banking, and bancassurance. It outlines the experience and expertise of two practice partners in these areas, with over 25 years each working in insurance, reinsurance, takaful, banking, and financial services in various regions. Examples are given of six successful critical missions conducted in insurance and two in banking and financial services. The document concludes with contact information.
The document describes a 4-day finance training workshop for non-financial professionals. The workshop aims to help executives and managers understand key financial concepts and learn skills for making better informed financial decisions. Participants will learn about financial statements, analysis, budgeting, cost accounting, investment evaluation and other topics. The workshop is taught by an experienced instructor and CFO using presentations, examples and exercises. It is suitable for those without formal financial training who need to use financial data in their roles.
The candidate has over 15 years of experience in finance and auditing. They currently serve as the Regional Head of Finance for Standard Chartered Bank, managing a team that oversees a real estate portfolio worth $170 million. Previously, they worked for Ernst & Young for over 6 years auditing large multinational companies. The candidate brings specialist experience in financial analysis, accounting, reporting, and stakeholder relations. They are seeking a new opportunity where they can continue utilizing their leadership and financial management skills.
Katrina Nicole G. Gomez is a senior associate at SGV & Co. (Ernst & Young Philippines) with experience auditing hedge funds. She has handled clients in Hong Kong, Malaysia, Singapore, and Australia. Her responsibilities include planning and executing audit strategies, supervising junior staff, and maintaining client relationships. She has expertise in IFRS, US GAAP, and the asset management industry, with experience auditing various fund structures and strategies.
Riskpro is an Indian risk management consulting firm with offices in major cities. It provides services in risk advisory, consulting, training, and human capital management. The document discusses Riskpro's mission to provide integrated risk management solutions, their value proposition of offering quality advisory services at affordable rates, and their focus on risk management. It then details Riskpro's network presence, training and learning services, and examples of risk management training topics.
Johnson Mwangi Nyika is a Senior Advisor for Audit and Learning and Development at KPMG East Africa. He has over 10 years of experience in auditing and financial reporting. His roles include developing and executing audit plans, leading audit teams, coordinating schedules, reporting on audits, and preparing financial statements according to IFRS. He has a Master's in Finance and is a CPA and accredited global trainer.
The document discusses the strategic planning process of Bank of Ceylon (BoC), the largest bank in Sri Lanka. It provides an overview of BoC's current operations and performance. It then outlines BoC's planning process, which involves analyzing the internal and external environment, setting goals and objectives at different levels from corporate down to individual branches, implementing plans, and monitoring performance. The planning process uses both a top-down and bottom-up approach. Challenges in the process include the global economic context, technology changes, aging workforce issues, and competition. Recommendations are made to address politics, introduce advanced planning tools, and use business intelligence systems.
Senior Finance Professional - LinkedInShama Khalid
Shama Khalid Hayat is applying for a Senior Finance Executive position and provides a resume highlighting her extensive experience in senior finance roles in the Middle East, Asia, and US over 25 years, including establishing new finance departments and implementing financial systems. She possesses strong strategic planning, change management, commercial leadership, and stakeholder engagement skills. The resume emphasizes her track record of driving growth, reducing costs, and delivering results across large multinational organizations.
Hardik Doshi has over 10 years of experience in finance and research. He holds an MBA in finance and investment banking and is a CFA Level 3 candidate. Currently he works as an equity research analyst covering the banking sector in India and Eastern Europe. Previously he has interned at financial firms in Dubai and worked as a systems executive, project engineer, and PeopleSoft consultant.
A message to GCC investment banks about trends in long and short term incentive compensation since the 2008 financial crisis. Increased emphasis on incorporating risk factors with financial measures/KPIs and enhanced corprorate governance.
The document discusses Odyssey Program Management and their services related to portfolio, programme, and project management. It provides an overview of their integrated lifecycle approach to these areas and how they can help clients achieve strategic goals through portfolio prioritization, programme benefits realization, and on-time project delivery. Examples are given of previous work in commercial real estate, asset management, and pharmaceuticals.
Amal Jammalieh is seeking a position in compliance at a reputable financial institution. She has over 11 years of experience in compliance roles at Mashreq Bank and Arab Bank, where she specialized in KYC/CDD processes, risk assessments, and ensuring adherence to regulations. Prior to her compliance career, she worked as a branch manager and personal financial consultant at Arab Bank and Standard Chartered Bank.
Head of Internal Audit & Compliance Department -Muath AhmadMuath Ahmad
The document summarizes the qualifications and experience of Muath Ahmad Abdalla. It outlines his educational background and professional certifications. It then details his professional experience working in internal audit, risk management, and compliance roles for banks in Qatar and the UAE. This includes establishing audit departments and frameworks, managing audit and compliance functions, and conducting risk assessments and audits across various business units. It highlights his strengths in audit skills, risk management experience, and in-depth knowledge of banking, Islamic finance, and regulations.
The document provides an overview of regulatory requirements and the Supervisory Review and Evaluation Process (SREP). It discusses key elements that supervisors will assess including business models, internal governance, risks to capital and liquidity, and institutions' Internal Capital Adequacy Assessment Process (ICAAP) and Internal Liquidity Adequacy Assessment Process (ILAAP). The SREP involves scoring institutions on a scale of 1 to 4 based on these elements. ICAAP and ILAAP are important inputs to the assessment of risks to capital and liquidity. The document outlines expectations for ICAAP and ILAAP including governance, design, integration with business strategy, risks considered, and stress testing.
Ahmed Elsayed Abdel Aziz Morsy is seeking a corporate banking position utilizing 18 years of experience in credit analysis and relationship management. He currently works as a Corporate Relationship Manager at the National Commercial Bank in Saudi Arabia, where he handles a portfolio of $750-800 million and performs tasks such as credit review, risk assessment, loan management, and reporting. Previously, he held credit analysis and relationship management roles at Banque Misr and the National Commercial Bank in Egypt.
Ahmed Mohamed Sabry is seeking a new position and has over 11 years of experience in finance. He currently works as a Senior Operational Risk Analyst at Arab African International Bank, where he develops risk policies and assesses operational risks. Previously he worked at National Bank of Oman, starting as a Credit Card Officer and later as a Retail Credit Supervisor. He holds several risk management certificates and a MIBA from ESLSCA. He is looking for a new challenging position where he can further develop his skills and qualifications.
Mahmoud Mohamed Mahmoud EL-Shahed is seeking a career enriching role as a Senior Credit Analyst in corporate banking. He has over 4 years of experience in client portfolio management, credit analysis, and relationship management. Currently working as a Senior Credit Analyst at Banque Misr in the Islamic banking sector, he has experience managing a portfolio of 15 corporate clients and business development. He holds a Bachelor's degree in Commerce and Business Administration and is a Certified Lender Business Banker.
- An investment banking and finance professional with over 14 years of experience in sectors such as investment banking, project funding, private equity, retail banking, and financial management.
- Currently serves as Project Director for a leading petroleum company in the UAE and also runs his own capital advisory firm.
- Previously worked for 8 years at India's second largest bank, handling roles such as Cluster Manager and Branch Manager.
A good risk appetite implementation process leverages existing practices, represents the aggregate view of risk across all lines of business and risk categories, and creates a dynamic structure that allows for internal and external changes in risk. Learn more about the 10 aspects of a robust and evolving risk appetite framework in this excerpt from the Credit Risk Management Audio Conference Series.
Muhammad Tayyab Rauf has over 14 years of experience in Islamic and conventional banking, including senior positions at Bank Islami Pakistan Ltd and Dubai Islamic Bank Pakistan. He has extensive experience in corporate banking, treasury operations, retail banking, deposit generation, mortgages, wealth management, and leading sales teams.
This resume summarizes the career of Amin Mohammed, a senior banking professional with over 23 years of experience in financial and banking industries in Pakistan, Canada, and UAE. He has a proven track record of managing large institutional and corporate banking portfolios, and leading teams as country head and executive vice president. His expertise includes commercial, corporate, and wholesale banking, as well as project management, credit risk assessment, and relationship building.
Faizan Ahmed is seeking a suitable position that utilizes his 8 years of experience in internal audit, risk advisory, internal controls, and compliance. He has worked in senior roles for Ernst & Young and currently works as a Group Auditor for Al Tayer Group. He believes his qualifications in ACCA and experience auditing various industries can benefit an organization.
Mark O'Hanlon has over 30 years of experience in project management and treasury roles within financial services. He has a proven track record of delivering complex projects, including implementing new models and standardizing processes to manage interest rate risk. Most recently as Director of Asset and Liability Management at Barclays, he led a regulatory project implementing a new model and centralized processes to oversee over $600 billion in assets and liabilities across multiple business units. He has also held senior treasury roles at Lloyds and Barclays, developing new products and managing structural risk positions.
This resume summarizes Saieeshen Pather's experience and qualifications. He has over 15 years of experience in credit risk management, most recently working as an Internal Auditor for Barclays Bank focusing on wholesale credit risk. He holds a BCom Honours in Business Management from UNISA as well as several leadership and risk management certificates.
Rex Buckley has over 18 years of experience in management roles in the finance industry. He has a proven track record of setting up and managing call centers, implementing quality assurance programs, and leading teams through change initiatives like office relocations. Most recently, he was redundant from his role at the Commonwealth Bank in 2015 but has since gained temporary customer service work and conducted market research interviews.
Mutaz al-maaitah is a Jordanian national seeking a manager position. He has over 15 years of experience in banking and financial services, including roles as a client relationship manager, loans supervisor, and credit officer. His education includes a B.A. in business administration. He is proficient in Arabic and English and has skills in Microsoft Office applications.
Mohamed Ahmed Aboul Yazid is an experienced executive strategist and finance manager with over 28 years of experience in accounting, finance, and management. He has worked in senior finance roles for several companies in Saudi Arabia and Egypt. He has expertise in areas such as cash management, budgeting, financial reporting, investment analysis, and ERP implementation. He holds a Bachelor's degree in Commerce from Cairo University and has undergone extensive professional training. He is seeking new opportunities to apply his skills and experience.
Saad Bashir provides his curriculum vitae for a job application. He has over 11 years of experience in internal audit, primarily in the financial sector in Australia, Europe, the Middle East, and Asia Pacific. His experience includes internal auditing, risk management, financial reporting, and information technology audits. He also has experience creating audit manuals, policies, and training staff. Saad Bashir is seeking a new position that utilizes his expertise in audit, risk management, and financial controls.
This document provides a summary of Andy Ivin's career experience and qualifications. It outlines his 20+ year career in business banking, including current and previous roles in assurance, risk management, business relationship management, and training. His experience includes responsibilities such as assurance reviews, risk identification and reporting, relationship management, and training of banking staff. He holds qualifications including an Associate of The Chartered Institute of Bankers.
Abhinav Anand is seeking a challenging position utilizing his knowledge and skills in areas like finance, analytics, leadership, and relationship management. He has over 9 years of experience in treasury, fund raising, cash management, and credit underwriting for financial institutions. Currently, he is a Senior Manager of Treasury at Janalakshmi Financial Services, where he has raised over 800 crores in funding and expanded partnerships from 10 to 30 banks.
Similar to Bassam Daoud - Resume.3 -Final.docx-Chief Risk Officert (20)
1. Bassam M. Daoud
Email: bdaoud@ymail.com
Mobile : 00971 50 3477210
Lebanese
Summary:
Decisive, disciplined and financially rewarded for results Head of Credit and Risk. Offering 30 years
of experience in the GCC region managing Country and International risks in an expansionary
environment for Corporate, Retail lending , SMEs, Syndications and Capital Markets / monitoring
and controlling Credit and Market risks related to investment products, with exposure to Islamic
Lending (Emirates Islamic Bank-subsidiary of Emirates NBD). Has led a large team of credit officers
and effectively managed over AED 85 billion Corporate and Retail assets of which AED 6 billions of
Islamic Portfolio applying controls and analytical skills. Has detailed knowledge of Risk
Management methods (Basel II, Basel III), credit policy and administration procedures acquired
over a successful career supported by formal international training (Citibank NA). On few occasions
I spoke and lectured at Dubai chamber of Commerce and regularly conducted training seminars
using own developed programs and Credit Manuals. In two roles I have created a robust and
dynamic credit review department in two major banks (ADCB & CBI) and have implemented Risk
Appetite (RAS) and Risk Metrics within Risk Management. Rewarded financially (multiple salary
bonus) for accurate risk mitigation in distressed/highly leveraged companies and managed credit
extensions and recovery of special bad debt assets during the local financial crisis (2008-2011), and
deteriorating market conditions saving my last bank AED 3 billion potential loss.
Experience:
Management & Financial Consultant to Bank BOD/Oliver Wyman Jul 2011- Jan
2016
Associated with Oliver Wyman, an international Consultancy firm.
-Advise Bank Board and Audit team on strategy, Implementing Basel II/ lII, Corporate and Retail
portfolio Credit Review and Assessment, Risk Policy & Procedures. Impact of IFRS 9 , and
delivering formal credit training programs. Managing financial transformation consultancy projects
to implement Risk Management Enterprise and risk Appetite applying best practice.
- Plan and execute the transformation project on turn-key basis
- Act as a guide to Risk Assessment, Credit Risk, Operation risk, Market and Reputation Risk.
-Ensure controls are in place with remedial action plan.
-Training, mentoring and coaching the management during the transformation process.
• Technical Skills - credit appraisal skills, Financial analysis/quantitative Skills, Risk
Management implementation, Knowledge of internal Banking Processes, Banking product
knowledge including Trade Finance, Investment Products, cash management and Treasury.
Head of Credit, Risk Management & Advances
Commercial Bank International (CBI), Dubai, UAE Mar 2005 – Jun 2010
CBI was a low profile bank privately run by a group of local families with simple operations and
unclear strategy. I was brought in the midst of new corporate ID and corporate image to lead the
team and deliver similar results to those I delivered in my previous bank (ADCB). Results have
been delivered over 2 years awarding me extra-ordinary bonus. I acted CEO for 6 months. The
bank was later taken over by QNB prompting me to resign short of becoming the actual CEO. I
have reviewed and approved credit portfolio of over AED 14 billions of which around AED 5 billion
within my credit approval delegated authority, and ensured that accounts were properly
underwritten, risk- rated and adequately collateralized to mitigate risks. I implemented Risk
Appetite Model and Metrics for different risk types.
2. • Established a fresh Credit Culture in the bank by introducing and implementing new policies
and procedures, training, motivating and guiding 14 credit review, 4 Risk Management and 34
relationship managers and Divisional Heads.
• Formulated the credit strategy (Balanced Score Card), measurable KPIs/ KRIs and initiatives,
and provided necessary training for both Wholesale and Retail.
• Developed Risk Management Framework and established processes for Identifying,
Measuring, Monitoring, Managing and reporting all material risks such as credit, market,
operational, strategic, reputation, credit concentration risk, liquidity risk, interest rate risk in the
banking book
• Recommended, monitored and controlled credit and market risks related to investment
products of the whole bank
• Created new approval process and controls for the Corporate & Retail Businesses.
- Delegated lending authority by the BOD up to AED 15 millions to approve credit proposals.
- Attended and effectively contributed recommendations to bank Committees; ALCO, OPCO,
Investments, Retail, Corporate and SME business Committees.
- Coordinated with external partners such as auditors, internal and external law offices,
regulators/central bank, rating agencies.
- Appointed as Chairman of the Internal Credit Committee reporting to BOD Committee.
- Appointed as Chairman of the Risk Management (Basel II/Basel III) Committee.
Major Achievements:
• Changed the previous cottage based Credit practices to Robust Credit approval and Process.
Established a new advanced Credit Culture in the Bank with proven controls and recruited
competent Credit Review Managers (6 new review managers in addition to existing six) and 4
Risk Management managers to cope with nine folds increase in portfolio
• Converted the credit processes from previously practiced Arabic language into English
• Implemented new Risk Management and Compliance to Basle II within two years
• Reduced Net loss from 17% of total corporate portfolio to less than 1.25% in three years and
from 21% of retail to less than 1.75% of Retail Portfolio over the same period
• Introduced and implemented Credit Strategy and Initiatives(Balance Score Card)/KPIs
Head of Group Credit & Risk Management
Abu Dhabi Commercial Bank (ADCB), Abu Dhabi, UAE Jan, 2001 - Feb,
2005
ADCB was a sleeping giant running on traditional and old system hiding great potential.
Management was being changed with a new CEO and Chairman coming on board. I was recruited
by the BOD to join the team and contribute to the then forthcoming challenging changes. This was
a real challenge that can happen once in a life time.
• I provided leadership to a new team I recruited additional 28 credit review managers involved in
the credit processing and approval functions.
• Managed the daily approval process of Credit, Market, Treasury, Operational risks bank
portfolios of over AED 85 billion with BOD approving delegated authority up to AED 25 millions;
and successfully negotiated credit limits and contract terms that were favorable to ADCB.
Launched several IPO credit programs and processes and lending against shares.
3. • Led the newly formed corporate credit risk committee in its review and approval of
counterparties for several domestic and international subsidiaries.
• Spearheaded the development, improvement and refinement of new credit policies,
procedures and strategies to enhance the bank’s risk management platform.
• Implemented a new Credit Risk Management system/Risk Appetite in the credit
appraisals(rating models-RAROC + ICAAP)-PD,LGD,EAD, to more effectively measure credit
exposure and collateral requirements v.s capital adequacy in both current market conditions
and stressed scenarios(Basel II)
• Managed the development of a new credit metrics system based on key performance
indicators by industry and product to provide recommended counterparty risk ratings and credit
limits. Formulated credit policies and Trained Credit Appraisal Managers on credit analytics and
strategy, with measurable KPIs/KRIs and strategy initiatives.
• Responsible for the Annual Disclosures and submission of reports to BOD (Basel II )
• Written the credit and the Bad &Doubtful/write off policies & Created new credit manuals
• Attended and effectively contributed to bank Committees; Operations, ALCO, Finance
• Chaired the Internal Credit Committee reporting to Board Executive Credit Committee
• Chaired the Risk Management Committee, and administered the approval process
Major Achievements:
• Created new Credit culture & Credit Processes to replace the historically traditional lending in
the bank. And embedded Management in the credit appraisal process
• Slashed net loss by half down to 3% in a staggering Corporate Portfolio growth and to a less
than 0.75% in a three folds Retail growing portfolio
• Implemented new core banking system for the credit function and effected a change in
philosophy. Initiated credit rating for ADCB with international credit Rating Agencies
• Provided training, as a full course lecturer with own developed training program to the credit
team of over 80 relationship managers in the bank (Corporate & Retail )and over 28 credit
review and appraisal managers
• Prepared and Implemented Strategy for corporate and Retail Credits(balance score card)
• Reduced turn-around time from historical 15-20 days down to approval within 48 hours for
Corporate and SMEs
Manager - Group Credit/ Manager International
Emirates Bank International (EBI)/Emirates Islamic Bank, Dubai/Abu
Dhabi/Pakistan/London/Hong Kong, Jan, 1992 - Jan,
2001
During this tenure I was appointed as Head of Recovery Bad and Doubtful Debt Dept(1998—1999)
to help resolve complicated and distressed loan portfolio of about AED 6 billion.
• Managed Group credit, UAE, London / Pakistan / Hong Kong, Market and Operational Risks
including the initial credit transactions of Emirates Islamic Bank
• Reviewed and Approved corporate credits with delegated lending authority dh 5 millions
• Effectively contributed as Member in the Credit, ALCO, Investment Committees
• Prepared and implemented Strategy for the Credit Group(Balanced score Card)
• Presented credit proposals to Board Meetings for credits that exceed delegated authority
• Assisted in the Merger Processes with NBD(new bank: Emirates NBD) providing Training to
Branch Managers and Divisional Corporate Credit Heads
4. Country Corporate Credit Head-Pakistan
Emirates Bank International (EBI), Karachi/Lahore-Pakistan Apr, 1994 - Mar,
1998
EBI had 18 branches in Pakistan chaotically managed by local staff and controlled remotely out of
Dubai. I was nominated by the BOD (Dubai) to manage the Country Credit to be based in Pakistan
and to streamline processes and policies with approving credit authority. It took me one year to
make it stable and one year to show many fold profits preparing the way for subsequent sale of the
network.
• I Managed the country Corporate and Retail portfolio(18 branches Corporate, Retail, SMEs,
Exports, Agribusiness) dealing with highly complex structure of corporate deals, and difficult
market attitude vis-a-vis counterparties and State Bank of Pakistan
• Assisted the Country Manager (CEO--Pakistan) with major strategic decisions
• Reporting monthly to the Board of Directors in Dubai
• Provided Training to 18 Managers and over 150 corporate relationship Managers
Major Achievements:
• Streamlined the credit processes across 18 branches and corporate centers vis-a-vis head
Office in Dubai
• Improved dramatically the quality of credit submissions through extensive training courses and
concentrated coaching and mentoring
• Assisted in the negotiation and preparation of the documentation for selling the bank network in
Pakistan to a third party
Head of Retail Bank-Credit cycle Manager and Head of Country Corporate
Citibank N.A, Abu Dhabi/Dubai/ Sultanate of Oman Sep, 1984 – Jan,
1992
-Head of the Retail and Corporate in Oman and Member of the Credit Committee in (UAE)
-Senior Corporate Relationship Manager (UAE) managed large corporate relationships Credit
portfolio management. Corporate and Retail (Dubai, Abu Dhabi).
-Planned and coordinated marketing of products and services to client portfolios with the objective
to maximize revenues/returns.
-Developed new relationships to achieve profit targets.
-Planned and monitored high priority prospects, structure calling programs whilst keeping abreast of
industry and economic indicators as well as peer banks to identify potential risk deterioration or
sharing opportunities.
-Ensure perfect security documentation, and periodically inspect portfolio security conditions
-Guide, coach junior team members on ongoing basis to ensure rectification of any problem -
Major Achievement:
• Maximized profitability by increasing exposures to existing customers and directing the team to
plan and focus on high priority prospects whilst maintaining risks at acceptable level
• Implemented structured calling program to give effect to the plans developed for each prospect
customer
• Monitored customer account activity and early warning indicators in order to identify potential
risk deterioration
5. • Liaised with Credit on provisioning requirements to maintain high quality portfolio and timely
service to clients
• Ensured that all documentation for a credit proposal is complete and worked with the credit
admin to ensure that there is no security shortfall
• Inspected security on an ongoing basis
• Ensured adherence to guidelines and rectification of discrepancies pointed out by the internal
and external auditors
Credit Cycle Manager Retail Business (2 years-Sultanate of Oman)--In charge of the full Retail
Credit Cycle consisting of 6 full fledge departments and over 230 staff: (Product Planning, Credit
Initiation, Account Maintenance, Collections/write off, MIS and Risk Management).
• Prepared, Approved/recommended Consumer Credit Product Programs C2P2 for retail
business and periodic updates.
• Prepared Credit Plans, Budgets and Strategy for each Retail Product (Auto Loans, Personal
Loans, Credit Cards)
• Managed the full Retail Business as a profit centre for the country
Local Corporate Relationship Manager / Financial Institutions--Citibank N.A, Riyadh,
Saudi Arabia Feb, 1975 - April,1980
This was my first job after graduation. I joined as an executive trainee and promoted to RVP in 5
years
• Managed a group of manufacturing relationships, processes and higher approval.
• Prepared Financial Institutions Credit Applications
• Prepared budget for individual relationship and profitability
• Monitored account changes/deterioration and recommended courses of action and ways out.
Maximized returns from each relationship
• Maintained close contacts with customers via site visits, call reports and market intelligence
• Monitored market changes and reported same and interpreted variables and likely impact on
the relationship
• Prepared marketing plans for individual relationship, and manually prepared profitability /
statistics reports
Education
Master (MSc/MA), Finance/Management--University of Dallas, Texas, United States
Jun, 1981 - May, 1984--GPA - 3.4
Training
- Citibank NA Intensive Credit Training Program- 6 months—Athens –Greece
- Citibank NA Intensive Treasury Training Program-3 months –Athens—Greece
6. - Citibank NA Retail credit- Intensive Training Program 30 days—Singapore
- Over 100 different training seminars on Corporate, finance, Investments and Retail
Languages: Arabic (native), English (Excellent), French (Fair), Russian (Fair)
7. - Citibank NA Retail credit- Intensive Training Program 30 days—Singapore
- Over 100 different training seminars on Corporate, finance, Investments and Retail
Languages: Arabic (native), English (Excellent), French (Fair), Russian (Fair)