Learn about banks, its various features, the types of banks that are available and its functions. Also learn about the different types of bank accounts available.
This presentation covers all the information regarding bank,banking or how a bank works and all about types of banks,types of banking options, features of banks and covers information on currency as well as on foreign exchange reserves which is also known as forex reserves.
This is Bank Presentation for Opening Account, Current Account, Saving Account, Recurring Deposit, Fixed Deposit, Transfer of Funds, Investment Share and Locker.
This is a presentation about the banks and types of banks. this will help the students to gain knowledge about the fundamentals about the banks activity
Learn about banks, its various features, the types of banks that are available and its functions. Also learn about the different types of bank accounts available.
This presentation covers all the information regarding bank,banking or how a bank works and all about types of banks,types of banking options, features of banks and covers information on currency as well as on foreign exchange reserves which is also known as forex reserves.
This is Bank Presentation for Opening Account, Current Account, Saving Account, Recurring Deposit, Fixed Deposit, Transfer of Funds, Investment Share and Locker.
This is a presentation about the banks and types of banks. this will help the students to gain knowledge about the fundamentals about the banks activity
this is a presentation about bank.basically it consist of saving account and current account. and features of bank account and purpose of creating a bank account.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
4. Types of Bank :
1. Savings Bank
2. Commercial Bank
a) Public Sector Banks
b) Private Sector Banks
c) Foreign Banks
3. Co-operative Banks
a) Primary Credit Society
b) Central Co-operative Banks
c) State Co-operative Banks
4. Investment Banks
5. Specialized Banks
6. Central Banks .
5. Savings Bank: These banks functions with the intention to culminate saving
habits among the people, especially those who belon g to low income groups or those
who are salaried. The money these people deposit in the banks are invested in securities,
bonds etc.
Commercial Bank: These bank functions to help the entrepreneurs and
businesses. They give financial services to these businessmen like debit cards, banks
accounts, short term deposits, etc. with the money people deposit in such banks. They also
lend money to businessmen in the form of overdrafts, credit cards, secured loans, unsecured
loans and mortgage loan to businessmen. The commercial bank in the country were
nationalized in 1969. so the various policies regarding the loans, rate of interest and loans
etc are controlled by the reserve bank. These days, the commercialized banks provide some
services given by investment bank to their clients.
The commercial bank can be further classified as : public sector bank, private
sector banks, foreign banks and regional banks
1. The public sector banks are owned and operated by the government, who
has a major share in them. The major focus of this bank is to serve the people
rather earn profits. Some examples of these banks include State bank of India,
Punjab National bank, Bank of Maharashtra etc.Compufield 29/6/2015
5
6. 2. The private sectors banks are owned and operated by private institute.
They are free to operate and are controlled by market forces. A greater share is held by
private players and not the government. For example, axis bank, kotak Mahindra bank.
3. The foreign banks are those that are based in a foreign country but have
several branches in India. Some examples of these banks includes ; HSBC, Standard
chartered banks
Co-operative Banks:These banks are controlled, owned, managed and
operated by cooperative societies and came into existence under the Cooperative Societies
Act in 1912. these banks are located in the urban as well in the rural areas. Although these
banks have the same functions as the commercial banks, they provide finance to farmers,
salaried people, small scale industries, etc. and their rates of interest of interest are lower
as compared to other banks.
There are three types of cooperative banks in India, namely:
1. Primary credit societies: These are formed in small locality like a small
town or a village. The members using this bank usually know each other and the
chances of committing fraud is minimal.
2. Central cooperative banks: These banks have their members who belong
to the same district. They function as other commercial banks and provide loans
to their members. They act as a link between the state cooperative banks and the
primary credit societies.
Compufield 29/6/2015 6
7. 3.State cooperative banks: These banks have a presence in all the states of
the country and have their presence throughout the state.
Investment banks: These are financial institutions that provide financial and
advisory assistance to their customers. Their clients can be individuals, businesses, or
government organizations. They assist their customers to raise funds when required. These
banks act as the underwriters for their customers when they want to raise capital by issuing
securities. In some cases, they also help their customers to issue securities.
When there is a merger or an acquisition, they provide their customers with the necessary
support like marketing, foreign trading, foreign exchange, sale of equities, fixed income
instruments etc. Apart from raising capital, these banks render valuable financial advise to their
customers and various kinds of businesses. Some examples of these banks include, Bank of
America, Barclays Capital, Citi Bank, Deutsche Bank etc.
Specialized banks: These provide unique services to their customers. Some
such banks include, foreign exchange banks, development banks, industrial banks, export
import banks etc. These banks also provide huge financial support to businesses and various
kinds projects and traders who have to import or export their g oods or services.
Compufield 29/6/2015 7
8. Central bank: The central bank is also called the banker's bank
in any country. In India, the Reserve Bank of India is the central bank. The
Federal Reserve in USA and the Bank of England in UK function as the
central bank. This bank makes various monetary policies, decides the rates of
interest, controlling the other banks in the country, manages the foreign
exchange rate and the gold reserves and also issues paper currency in a
country. The monetary control is the primary function of a central bank in
most countries and so they are considered as the lender of last resort to various
commercial banks.
Compufield 29/6/2015 8
9. FUNCTIONS
OF BANK
PRIMARY
FUNCTIONS
Accepting
Deposits
Granting
Loan and
Advances
SECONDARY
FUNCTIONS
Agency
Functions
Utility
Functions
Saving Deposit
Fixed Deposit
Current Deposit
Recurring Deposit
Cash Credit
Bank Over Draft
Loans
Discounting Bills
Issue of Drafts, Letter of Credits, etc
Locker Facility
Underwriting of Shares
Dealing in foreign exchange
Project Reports
Social Welfare Programmes
Other Utility Function
Funds Transfer
Cheques Collection
Periodic
Payments/Collection
Portfolio Management
Other Functions
What are the functions of a bank ?
Compufield 29/6/2015
9
11. CURRENT ACCOUNT:Current accounts are
usually for businessmen and daily transactions. It doesn’t serve a
purpose of saving your investments. The transaction facility to this
account is so flexible that you can make innumerable transactions in
a day. Hence, the banks don’t pay any interest on your invested
amount but it charges certain service charges on such accounts.
Compufield 29/6/2015 11
12. SAVINGS ACCOUNT: Savings Accounts are
the most popular kind of individual accounts for personal purpose
of saving your investments and getting interest rates. Savings
account provides cheque facility along with flexibility for deposit
and withdrawal of funds from your account.
Compufield 29/6/2015 12
13. RECURRING DEPOSIT: Recurring deposits also
known as RD accounts who wish to invest an average amount of their
savings on a monthly basis. These accounts gain interest on the amount
available in your account. This account is specially designed for the
working public who don’t want to invest a large amount at one instance
Compufield 29/6/2015 13
14. FIXED DEPOSIT: Fixed Deposits popularly known
as FD are available at various schemes with a tenure from 7 days to
10 years. This account is specially designed who want to deposit
their savings for a long term to gain good rate of interest. But the
interest rate on
Compufield 29/6/2015 14