Bank po modelpaper

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REASONING (50 MARKS)
Directions (Q.No. 1-5): In each question
below are given two statements followed by
two conclusions numbered I and II. You have
to take the given statements to be true even if
they seem to be at variance with commonly
known facts and then de-cide which of the
given conclusions logically follows from the
given statements, disregarding commonly
known facts.
Give answer
1) if only conclusion I follows
2) if only conclusion II follows
3) if either conclusion I or II follows
4) if neither conclusion I nor II follows
5) if both conclusions I and II follow
1. Statements:All doctors are graduates
All professors are graduates
No graduate is illiterate.
Conclusions:
I. At least some professors are illiterates.
II. Some professors are not illiterates.
2. Statements: No red is a pen.
Some pens are big.
Some big are costly.
Conclusions:
I. All red being costly is a possibility.
II. Some big are definitely not red.
3. Statements: Some Books are
magazines.
All magazines are novels.
Some magazines are not papers.
Conclusions:
I. Some papers are not novels
II. some novels are not papers
4. Statements: All cars are four wheelers.
All four wheelers are grand.
No car is cheap
Conclusions:
I. All cheap being grand is possible.
II. All cheap being four wheelers is a
possibility.
5. Statements: All tables are red.
No red is chair
Some chairs are desks
Conclusions:
I. Some desks are not red.
II. Some red are not desks.
Directions (Q.No. 6-10): In these questions,
a relationship between different elements is
shown in the statement(s). The statements are
followed by two conclusions. Give answer
1) if only conclusion I is true.
2) if only conclusion II is true.
3) if either conclusion I or II is true.
4) if neither conclusion I nor II is true.
5) if both conclusions I and II are true.
6. Statements: A ≥ B = C; Q > R ≤ L
Conclusions: I. R < C II. A ≥ R
7. Statements: Z > Y ≥ L; K < Y > R
Conclusions: I. Z < K II. Z > R
8. Statements: K ≤ B ≤ C; R > B > S
Conclusions: I. C > S II. K < R
9. Statements: T ≥ P > N ; A ≤ P ≤ R
Conclusions: I. T < A II. R < N
10. Statements: G > S; J ≥ E; G = E; J ≤ D
Conclusions: I. E < D II. G = D
Directions (Q.No. 11 - 18): Study the
following information carefully and answer
the questions given below.
There are eight persons A, B, C, D, E, F,
G and H are sitting around a circular table
facing towards the centre, but not necessarily
in the same order. Each one is wearing a
different coloured hat i.e. violet, indigo, blue,
IBPS CWE PO/MT-IV MODEL PAPER
No. of Questions: 200 Maximum Marks: 200 Time: 2 Hours

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green, yellow, orange, red and black. E is
sitting on the second position towards the
right of the person who is wearing an orange
hat. Between the person who is wearing
Indigo hat and E, only one person is sitting. H
is sitting on the third place towards the right
of the person who is wearing a blue hat. The
person who is wearing blue hat is neither E
nor sitting beside the person who is wearing
Indigo colour hat. The person who was
wearing a green hat is not sitting beside E.
D is sitting beside the person who is wearing
a green hat. D was wearing neither Indigo hat
nor blue hat.
E was not wearing a green hat. There are
only two persons sitting between the person
who was wearing green hat and the person
who was wearing yellow hat. Only two
persons are sitting between G and the person
who was wearing yellow coloured hat. G was
not wearing a green hat. The person who was
wearing red hat is sitting at the right side of
C. F was wearing violet hat. A was not
wearing blue hat.
11. Who is sitting exactly in front of C?
1) D 2) H
3) A 4) Data inadequate
5) None of these
12. Which colour hat A is wearing?
1) green 2) orange
3) black 4) indigo
5) None of these
13. Which colour hat G is wearing?
1) green 2) orange
3) black 4) red
5) None of these
14. Who is sitting immediate right of D?
1) H 2) A 3) E
4) B 5) None
15. In which of the following third person
is sitting between first and second
person?
1) ADH 2) AHD
3) BAD 4) BAG
5) None of these
16. In which of the following is second
person is immediate left of first
person?
1) DH 2) HE
3) EF 4) AB
5) None of these
17. Which of the following is not correct?
1) A – green hat 2) D – orange hat
3) B – blue hat 4) G – black hat
5) None of these
18. If all the people are made to sit in
alphabetical order in anticlockwise
direction starting from A, the position
of whom amongst the followi-ng
remains the same(excluding A)?
1) H 2) G 3) E
4) F 5) None of these
Directions (Q.No. 19 - 23): Each of the
questions below consists of a question and
two statements marked I and II given below
it. You have to decide whether the data
provided in the statements are sufficient to
answer the question. Read both the
statements and give answer:
1) If the data in statement I alone are
sufficient to answer the question, wh-ile
the data in statement II alone are not
sufficient to answer the question.
2) If the data in statements I alone are not
sufficient to answer the question, while
the data in statement II alone are
sufficient to answer the question.
3) If the data either in statement I or in
statement II alone are sufficient to
answer the question.
4) If the data even in both the statements I
and II together are not sufficient to
answer the question.
5) If the data in both statements I and II

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together are needed to answer the
question.
19. What does ‘Pe’ stands for in the code
language?
I. ‘Pa Ni Nok Pe’ means ‘I work
till night’ and ‘Ri Nok Pe Pam’
means ‘they work till morning’
in that code language.
II. ‘Mi Pe Mo Nam’ means ‘work
to earn money’ and ‘Pe Mok Sac
Li’ means ‘how will you work’
in that code language.
20. Who amongst P, Q, R, S, T and U,
who are at different heights, is the
tallest?
I. P is shorter than only R.
II. Only R is taller than P.
21. What is Kiran’s rank in a class of 77
students?
I. Raj, whose rank is 17th in the class, is
ahead of Shyam by 8 ranks. There are
7 persons between Shyam and Kiran.
II. Suresh is 26 ranks ahead of Kiran and
Mala is 6 ranks behind Kiran. Savita
stands exactly in the middle of Mala
and Suresh.
22. Towards which direction is Q from R?
I. Q is exactly to the south east of M.
II. R is exactly to the south of M.
23. How many daughters does M have?
I. P and Q are the only daughters of N.
II. D is brother of P and son of M.
Directions (Q.No. 24-27): Study the
following statements carefully and answer
the questions given below:
In a certain code language ‘reach the goal’ is
coded as ‘ra sa ku’, ‘reach and enjoy’is coded
as ‘nu ku pa’ and ‘enjoy any goal’ is coded as
‘ta ra nu’.
24. What does ‘sa’ stand for?
1) read 2) book
3) the 4) and
5) None of these
25. What may be the code for ‘enjoy the
goal’?
1) pa ta sa 2) nu ku ta
3) ku pa ta 4) ra nu sa
5) None of these
26. How ‘fix the goal’ may be coded?
1) nu pa ra 2) ra nu ku
3) zu sa ra 4) pa ku sa
5) None of these
27. What is the code for ‘enjoy’?
1) sa 2) nu 3) pa
4) ku 5) ta
Directions (Q.No. 28 – 34): Study the
following information carefully and answer
the questions given below:
A, B, C, D, E, F, G and H are sitting
around a square table in such a way that four
of them sit at four corners of the square table
while four sit in the middle of each of the four
sides. The ones who sit at the four corners
face the centre while those who sit in the
middle of the sides face outside.
Three females sit in the middle of the
sides and two at the corners. A sits second to
the left of G. G sits in the middle of one of the
sides. C sits fourth to the right of his wife and
his wife is not an immediate neighbour of A
or G. B sits third to right of her husband. B
does not sit at any of the corners. Only D sits
between B and H. H is the husband of A. E is
a male.
28. How many people sit between B and
C when counted in anticlockwise
direction from B?
1) one 2) two
3) three 4) four
5) None
29. Who is second to the left of B?
1) I 2) G 3) H

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4) F 5) None
30. What is the position of E with respect
to C?
1) Immediate left
2) Second to the left
3) Third to the right
4) Immediately to the right
5) Second to the right
31. Who among the following is B’s
husband?
1) C 2) G
3) E 4) G
5) Cannot be determined
32. Who among the following is the wife
of C?
1) D 2) F 3) B
4) G 5) None
33. Which of the following pairs sits
adjacent to each other?
1) BC 2) ED
3) G 4) AE
5) None of these
34. Who is third to the left of A?
1) D 2) F 3) B
4) G 5) None
Directions (Q.No. 35-37): Below is given a
statement followed by two or three
inferences. You have to examine each
inference in the context of the statement
given and decide which of the inference(s) is/
are valid. Give answer:
1) If the inference is ‘definitely true’, i.e. it
properly follows from the statement of
facts given
2) If the inference is ‘probably true’ though
not’ definitely true’ in the light of the
facts given
3) If the ‘data are inadequate’, i.e. from the
facts given you cannot say whether the
inference is likely to be true or false.
4) If the inference is ‘probably false’
though not ‘definitely false’ in the light
of the facts given.
5) If the inference is ‘definitely false’, i.e.
it cannot possibly be drawn from the
facts given for it contradicts the given
facts.
A well established pharmaceuticals company
in India, proficient in producing high value
bulk actives, has targeted a sales turnover of
Rs.50,000 crore by the year 2019. As a part of
its projections for the next five years, the
company envisaged Rs. 25000 crore worth of
exports per year as against its present exports
of Rs. 5000 crore.
35. The company may achieve the desir-ed
target of Rs. 50,000 crore by 2019.
36. By 2019, more than 40 per cent of sales
(around 50%) of the company will be
expecting to get from the domestic
market.
37. The company’s present export bill is 10
per cent of the projected total sales
turnover by 2019.
Directions (Q.No. 38 & 39): In each question
below is given a statement followed by two
or three courses of action I, II and III. A
course of action is a step or administrative
decision to be taken for improvement, follow
up or further action in regard to the problem,
policy etc. on the basis of the information
given in the statement. You have to assume
everything in the statement to be true and
decide which of the given courses of action(s)
logically follows for pursuing.
38. Statement: It is reported that huge med-
ical waste is thrown on the roadside in a
residential colony in a city.
Course of Action:
I. Muncipal corporation should be
instructed to clean the roads of the
colony daily.
II.Residents of the colony should shift

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to another colony by vacating their
present houses.
1) Only I follows
2) Only II follows
3) Either I or II follows
4) Neither I nor II follows
5) Both I and II follow
39. Statement: Every year during monsoon
quite a few people get drowned and die
while swimming in the sea on various
beaches in the city.
Course of Action:
I. The civic administration should dep-
loy at least two life guards on each of
the beaches during monsoon.
II. The civic administration should ma-
ke arrangements to caution people
from swimming in the sea during
monsoon.
1) Only I follows
2) Only II follows
3) Either I or II follows
4) Neither I nor II follows
5) Both I and II follow
Directions (Q.No. 40-42): In each question
below is given a statement followed by three
assumptions I, II and III. An assumption is
something supposed or taken for granted.
You have to consider the statement and the
following assumptions and decide which of
the assumptions is implicit in the statement.
40. Statement: The Govt. has decided to
conduct training camps at village level
across the country for those who wanted
to learn how to transfer money or check
the balance in their bank account
through their mobile phone.
Assumptions:
I. People may not be interested to atte-
nd the Government's training camp.
II. Many people at the village level in
the country are having mobile pho-
nes.
III. The intention behind the Governm-
ent's decision is to eradicate finan-
cial untouchability.
1) Only I and II are implicit
2) Only II and III are implicit
3) Only II is implicit
4) Only I and III are implicit
5) None of these
41. Statement: Principal of a public school
has instructed all the teachers to use
power point presentations for carrying
out their daily teaching activities.
Assumptions:
I. Teachers may be capable of using
power point presentations to carry
out their teaching activities.
II. Principal is interested in improving
the standards of teaching.
III. Teachers reject the principal's direc-
tion and continue their teaching
activities as before.
1) Only I is implicit
4) Only III is implicit
5) None of these
42. One of the largest pharmaceutical com-
panies in the country has decided to
reduce its workforce by 30 per cent so
that it can work efficiently.
I. The company can perform all its
activities even after the reduction in
the work force.
II. The company's progress will come to
a standstill as the employees revolt
against the company's decision.
1) Only I is implicit
4) Only III is implicit
5) None of these
Directions (Q.No.43-50): Read the following
information carefully and answer the given
questions:

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Following are the criteria for appointing a
Human Resource Manager for a company.
The candidate must
A) Not be more than 35 years as on
1.6.2014
B) Be a post graduate in HRM
(Human Resources Management)
C) Have work experience as Human
Resource manager of at least five years
D) Have good command over English
In the case of a candidate -
I. Who satisfies all the other criteria
except (A) above but has work experi-
ence as HR manager for at least ten
years, his/her case may be referred to
Director (Human Resource) for consid-
eration.
II. Who satisfies all the other criteria
except (C ) above but has obtained
Ph.D. degree in Human Resource
Management his/her case may be
referred to Managing Director for con-
sideration.
You are given the following cases on
1.6.2014. Depending upon the information
provided in each case in each of the question
given below and based on the criteria men-
tioned above, recommend your decision. You
are not to assume anything. Mark your
answer as per the following:
Mark answer-
1) If the candidate is to be selected
2) If the candidate is not to be selected
3) If the case is to be referred to Director
Human Resource
4) If the case is to be referred to Managing
Director
5) If complete information is not provided
43. Kamini is a post graduate in HR and was
born on 15th August, 1981. She has been
in a XYZ company for the last ten years
as Human Resource manager.
44. Amala holds Ph.D in Human Resource
Management. She has been working in a
company as Human Resource manager
for the last two years. She has good
command over English and was born on
2nd November 1978.
45. Vishal is a post graduate in HRM. He
was 32 year old as on 1st December,
2013. He has good command over
English and has been working in a com-
pany as HR manager for the last 12
years.
46. Prakash is post graduate in HRM and
has been working in a company as
Human Resource manager for the last
15 years. He has good command over
English and his date of birth is 13th
April, 1978
47. Charan is a post graduate in HRM and
has been working in a company as HR
manager for the last 7 years. He has
good command over English and his
date of birth is 20th march, 1981.
48. Prameela was born on 25th Janu-
ary1982. She has been working in a
company as HR manager for the last
three years. She has good command
over English. She has done Ph.D. in
HRM.
49. Neha has done post graduation in HRM.
She has good command over English
and has been working in a company as
HR manager for the last five years. She
was born on 17th may, 1983.
50. Akbaruddin is post graduate in HRM.
He has been working as HR manager for
the last seven years. He has good com-
mand over English.

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Computer Knowledge (20 Marks)
51. Identify the IP address from the follow-
ing:
1) 300.215.317.3
2) 302.215@417.5
3) 202.50.20.148
4) 202-50-20-148
5) 101.50. 2 0.148
52. Memories which can be read only are
called ____ memories.
1) RAM
2) Secondary Memory
3) EERAM
4) Dynamic Memories
5) ROM
53. What is the another name of endless
loop?
1) Data traffic pattern
2) Data loop
3) Infinite loop
4) Feedback loop
5) Slot
54. A single packet on a data link is known
as ___
1) Path 2) Frame
3) Block 4) Group
5) None of the above
55. The microcomputer, Intel MCS-80 is
based on the widely used Intel ___
1) 8080 microprocessor
56. Any storage device added to a computer
beyond the immediately usable main
storage is known as:
1) Floppy disk 2) Hard disk
3) Backing store 4) Punched card
57. Which output device is used for translat-
ing information from a computer into
pictorial form on paper?
1) Mouse 2) Plotter
3) Touch panel 4) Card punch
58. Which type of system puts the user into
direct conversation with the computer
through a keyboard?
1) Real time processing
2) Interactive computer
3) Batch processing
4) Time sharing
59. The list of coded instructions is called:
1) Computer program
2) Algorithm
3) Flowchart
4) Utility programs
60. A section of code to which control is
transferred when a processor is inter-
rupted is known as ___
1) M 2) SVC 3) IP
4) MDR 5) None of the above
61. ____ gives a computer its unique
address across the network.
1) System Address
2) SYSID
3) Process ID
4) IP Address
5) CPU Address
62. A database management system based
on the concept of ownership:
1) Network topology
2) Network layer
3) Network database system
4) Network license system

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63. Which functional component of a com-
puter is responsible for the computing?
1) Input 2) Output 3) CPU
4) Memory 5) Storage
64. Which of the following computer terms
is used to describe the number of bits
that a CPU accessed at one time?
1) Nibble 2) Word 3) Byte
4) Character 5) Bit
65. What characteristic of RAM memory
makes it not suitable for permanent stor-
age?
1) Too slow 2) Unreliable
3) It is volatile 4) Too bulky
5) All the above
66. COBOL is used in____ applications.
1) commercial 2) scientific
3) space 4) mathematical
5) Algorithms
67. What altering of data so that it is NOT
usable unless the changes are done is
called?
1) Biometrics 2) Compression
3) Encryption 4) Ergonomics
5) None of these
68. What is the shortcut for 'find and
replace' dialogue box?
1) Ctrl + F 2) Ctrl + R
3) Ctrl + H 4) Ctrl + M
5) Ctrl + D
69. Search menu is available at which of the
following buttons?
1) End 2) Start
3) Turn off 4) Restart
5) Reboot
70. Which of the following is a section of
the CPU that is responsible for perform-
ing mathematical operations?
1) Memory 2) Register Unit
3) Control Unit 4) ALU
5) CPU
ENGLISH LANGUAGE (40 Marks)
Directions (Q.No. 71-80): Read the following
passage carefully and answer the qu-estions
given below it. Certain words have been printed
in bold to help you locate them while answering
some of the questions.
About once in every seven years, the oc-
ean surface off the coast of Peru warms up. This
cuts the normal enriching nutrient-rich cold
water. Plankton production is drastically
reduced. This phenomenon, known as EL Nino
because it starts during the Christmas season,
usually lasts for up to a year.
Occasionally it goes on for longer. Three
times this century, it has persisted into a third
year. The latest of these prolonged episodes
have been blamed for much more than its
effect on the Peruvian fishery. It certainly
seems to have played a part in droughts in nor-
mally humid Indonesia as well as those that
brought catastrophic fires to the outskirts of
Sydney. It has been blamed for storms and
landslides in coastal regions of Peru and
Ecuador and is associated with drought in
north-eastern Brazil. Its influence may stretch
as far as Western Europe where the recent
winter brought heavy rainfall and flooding.
El Nino is not the only ocean phenomenon
to affect the weather. To understand how this
might be done, it is useful to think about how
the weather is forecast and about what makes it
predictable. Weather forecasting uses two types
of techniques, both of which rely on observa-
tions of what is going on at and shortly before
the time of the forecast. To supply this informa-
tion, national authorities operate extensive
land, sea and air based observation networks.
These are coordinated under the United Nations
World Meteorological Organization. There is an
effective and almost instantaneous worldwide
exchange of the information gathered.
A great deal of research has been put

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into this with some success but progress has
been limited by two factors. The first is that
coupled ocean-atmosphere models require
enormously greater computing capacity than
is provided even by the super computers used
in weather forecasting. The second is that not
enough is known about the state of the ocean
at any given time- there is no global observa-
tion network as there is for the atmosphere-
or about the processes that govern the inter-
actions. When these limitations have been
overcome, it seems likely that coupled mod-
els will permit prediction of such climatolog-
ical factors as frequency and intensity of rain-
fall for seasons and perhaps years ahead.
In the meantime, climatologists have
begun to be able to predict the onset and co-
nsequences of phenomena such as El Nino
using techniques like those used in the classi-
cal weather forecasting method. These ex-
amine the condition of the ocean at a given
instant and by comparison with past experi-
ence, attempt to predict in statistical way ho-
w the ocean or the atmosphere- and hence the
climate- are likely to behave for the next few
months.
As with the weather forecasts, this dep-
ends critically on the existence of a bank of
past experience, in this case, particularly of
sea-surface temperatures. A key contribution
to this, recently completed by the U.K. Met-
eorological Office, has been the analysis of
many millions of sea-surface temperatures.
This has led to the publication of the first
globally complete monthly fields of sea-sur-
face temperatures from 1871 to the present
day. This type of information may be used to
predict events such as El Nino.
Various scientific groups have tried to
do so with varying degrees of success. In the
meantime meteorological office scientists
have also compared the temperature fields
statistically with climatological factors. They
have shown that particularly in tropics there
are significant correlations between sea-sur-
face temperature anomalies and climate sta-
tistics. This does not necessarily mean that
one cause the other, though some degree of
direct linkage seems likely. But it does open
up the possibility of predicting short term cli-
mate fluctuations.
The U.K. meteorological office has app-
roached this by a rigorous comparison bet-
ween rainfall statistics in the Nordeste area of
Brazil, whose crops can be seriously affected
by drought, with contemporaneous sea-sur-
face temperatures worldwide. This has
revealed significant links, verified over a
period 1901-85, between rainfall and sea-sur-
face temperatures in the north and south trop-
ical Atlantic and western tropical Pacific, the
area most strongly affected by El Nino.
71. Which of the following is not true about
El Nino?
1) It is the most important ocean phe-
nomenon to affect a region's weather
pattern.
2) There seems to be a statistical link
between sea-surface temperatures
and the occurrence of El Nino.
3) The consequences of El Nino can
vary with the geographical position
of the affected area.
4) Generally the effects of El Nino per-
sist for about a year.
5) The consequences of El Nino may
vary with the geographical position
of the affected area.
72. Which of the following data will be
helpful in the prediction of El Nino?
1) Daily temperature recorded in coastal
areas.
2) Daily atmospheric pressure levels for
one previous year.
3) A data bank of sea-surface tempera-
tures.
4) All of the above
73. The frequency of occurrence of El Nino,
approximately, is

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1) Once every year
2) About three times in a century
3) Once in three years
4) Once every seven years
5) About three times in a decade
74. The passage talks about
1) The factors that can trigger phenome-
non like El Nino
2) Phenomenon like El Nino that affect
the planet's climate.
3) The global efforts being done in order
to predict El Nino
4) The advances being made in the field
of meteorological predictions through
a greater study of ocean-atmosphere
interactions.
5) Phenomenon like El Nino that do not
affect the planet's climate.
75. Long term, weather forecasting may
become a reality one day when
1) There exists a global databank on the
state of the ocean and its resultant inter-
actions with the atmosphere.
2) Computers which are more efficient
than supercomputers come into exis-
tence.
3) There is a thorough analysis of sea-
surface temperatures and their effects
on the oceans.
4) 1), 2) and 3) simultaneously fall into
place.
5) 1) and 2) are taken care of.
Directions (Q.No.76-78): Choose the word
which is MOST SIMILAR in meaning to the
word printed in bold as used in the passage.
76. Catastrophic
1) Disastrous 2) Developing
3) Prosperous 4) Possible
5) Probable
77. Recent
1) Latest 2) Last
3) Previous 4) Final
5) Prior
78. Rely
1) Depend 2) Vary
3) Very 4) Fluctuate
5) Swing
Directions (Q.No.79-80): Choose the word
which is MOST OPPOSITE in meaning to
the word printed in bold as used in the pas-
sage.
79. Extensive
1) Wide 2) Spacious
3) Ample 4) Plenty
5) Narrow
80. Significant
1) Important 2) Imperative
3) Trivial 4) Central
5) Chief
Directions (Q.No. 81-85): Read each sen-
tence to find out whether there is any gram-
matical mistake/ error in it. The error, if any,
will be in one part of the sentence, mark the
number of that part with error as your answer.
If there is 'No error', mark (5) as your answer.
81. My sister (1)/ only drew (2)/ on one side
(3)/ of the paper. (4)/ No error (5)
82. Motivating employees with (1)/ tradi-
tional authority and financial (2)/ incen-
tive have become (3)/ increasingly diffi-
cult. (4)/ No error (5)
83. I had worked (1)/ in this (2)/ school for
(3)/ 25 years. (4)/ No error (5)
84. The man who (1)/ I have often met (2)/
is the one whose property has been (3)/
acquired by the government. (4)/ No
error (5)
85. Page after page (1)/ of Quran were read
(2)/ and it gave great consolation (3)/ to
his mind. (4)/ No error (5)

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Directions (Q.No.86-90): Each question
below has a blank/ two blanks, each blank
indicating that something has been omitted.
Choose the set of words from the five options
for each blank that best fits the meaning of
the sentence as a whole.
86. They have scarcely enough money to
look after ____ children.
1) his 2) her 3) one
4) their 5) once
87. This movie is ____ hilarious and I have
seen it twice ____.
1) very, already 2) too, ready
3) much, previous 4) so, after
5) to, before
88. Being celebrities, they ___ met without
being mobbed ____ people.
1) hardly ever, by
2) nearly, about
3) barely, around
4) apparently, surround
5) scarcely, because
89. The _______ soldier was _______ to the
medical camp.
1) greeted, carry
2) wounded, carried
3) rewarded, presented
4) operated, posted
5) week, sent
90. If I ___ the contest, I __ a new house.
1) win, will buy
2) will win, will buy
3) winning, buy
4) wins, buying
5) win, bought
Directions (Q.No. 91-100): In the following
passage there are blanks, each of which has
been numbered. These numbers are printed
below the passage and against each, four
words/ phrases are suggested, one of which
fits the blank appropriately. Find out the
appropriate word/ phrase in each case and
mark your answer.
Ladakh is a tranquil and serene place
with beautiful ___ (91) green landscapes. It
attracts many tourists from ____ (92) parts of
the world. Consequently, Ladakh is some-
thing of a test case of what good as well as
____ (93) that can be brought by the travel-
ers. Most of the travelers committed them-
selves for the protection of self sustaining tra-
ditional world that they have discovered here.
One of the first Europeans to settle in Leh,
Helena Norberg Hodge arrived in 1975. She
set up an ecology center and a women's
alliance and a number of other organizations
which aim at preserving what ___ (94)
unique in Ladakh before it is gone. When
Pico Iyer visited a women's alliance, he found
its workers busy in constructing what ___
(95) be the first restaurant here. The purpose
of this restaurant is to serve and give life to
the real and traditional Ladakhi food. But he
was told that it is a difficult task as local ____
(96) cost more than imported ones these days.
The constructive and protective ___ (97) of
tourists like Norberg-Hodge are always worth
remembered. Another positive impact is signs
flying from the lampposts of Leh stating, 'Say
No to Polythene'. Use of plastic bags is also
prohibited in town. Even in the airport, the
tourists ___ (98) with a sign instructing,
'Mindful Tourism' and Pamphlets which
imply avoid ____ (99) from multinational
corporations as they destroy local economies.
Discussions are held regularly about develop-
mental activities like tourism in the woman's
alliance. Thus, most of the tourists who visit-
ed Ladakh played an ____ (100) role to pro-
tect Ladakh's culture and heritage besides
bringing awareness to Ladakh people to
improve their economy.
91. 1) fresh 2) luxurious 3) lush
4) pure 5) mixed
92. 1) different 2) busy 3) much

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4) some 5) few
93. 1) fast 2) slow 3) bad
4) dire 5) approve
94. 1) are 2) were 3) am
4) is 5) be
95. 1) may 2) mighty 3) should
4) can 5) would
96. 1) ingredients 2) recipe
3) cooks 4) cookies
5) confectioner
97. 1) effects 2) efforts 3) affect
4) affected 5) effect
98. 1) were greeted 2) is greeted
3) was greeting 4) were greet
5) were greeting
99. 1) buy 2) bought
3) being bought 4) buying
5) were buying
100. 1) important 2) chief 3) boss
4) principal 5) appreciate
Directions: (Q.No.101-105): Rearrange the
following six sentences (A), (B), (C), (D), (E)
and (F) in a proper sequence to form a
meaningful paragraph and then answer the
questions given below.
A) And they seem determined to hold on to
their culture and beliefs even as the
wind of change blows softly in, winding
its way through the valley and passes to
and insidiously around their minds.
B) His subjects reportedly wept at the idea
but have come to terms with democracy,
with its attendant aspects: a growing
media, electioneering, penal codes.
C) The people of Bhutan still have a
fairytale respect for their royalty; their
faith in their way of life is touching
earnestly.
D) The mood for change has accelerated
since the once closed kingdom opened
itself to the world.
E) Thus the country has seen a new wave
of change with improved significance of
democracy.
F) The fourth king opened the doors by
aiding the foundation of the country's
democratic government headed by a
constitutional monarch.
101. The FIRST sentence should be
1) A 2) C 3) B 4) F 5) E
102. The THIRD sentence is
1) B 2) C 3) A 4) D 5) E
103. The FOURTH sentence after
rearrangement is
1) A 2) C 3) B 4) E 5) F
104. The FIFTH sentence is
1) A 2) C 3) B 4) D 5) F
105. The LAST sentence should be
1) A 2) C 3) B 4) D 5) E
Directions: (Q.No. 106 - 110): Which of the
phrases (1), (2), (3) and (4) given below each
sentence should replace the phrase printed in
bold in the sentence to make it grammatically
correct? If the sentence is correct as it is
given and no correction is required, mark (5)
as the answer.
106. When problems seem insurmountable,
quit seems to be the easiest way out.
1) to quit seems to be
2) quiet seems to be
3) quitting seems to be
4) quitting is to be
5) No correction required
107. Looking back, I can rarely reme-mber
the names of the children who shared
my birthday.
1) can rarely remember
2) can lately remember

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3) can shortly remember
4) can scarcely remember
108. With only two weeks before the party,
the last place I would wanted to be was
in the hospital recovering from surgery.
1) would want to be 2) wanted to be
3) would want myself to be
4) wanted me to be
109. We had been almost halfway there
when the left rear tyre blew out.
1) has been almost
2) were almost
3) were going to be almost
4) were reaching
110. Being a recently divorced man with full
custody of children, I was deter-mined
to give them a normal and stable a
home life as possible.
1) a normal and stable home life
2) a normal as well as stable a home life
3) as normal and stable a home life
4) a home life which is normal and stable
Quantitative Aptitude (50 Marks)
Directions: (Q.No. 111 - 115): What will
come in place of question mark (?) in the
following questions?
111.
1) √2 2) 2 3) 16
4) 8 5) None of these
112. 55% of
1) 126. 5 2) 126.6 3) 124.6
4) 125.4 5) None of these
113. (4444 ÷ 40) + (645 ÷ 25) + (3991 ÷ 26)
= ?
1) 280.4 2) 290.4 3) 295.4
114.
1) 37 2) 33 3) 34
115.
1) 303.75 2) 305.75 3) 304.75
Directions: (Q.No.116 - 120): What appr-
oximate value should come in place of the
question mark (?) in the follo-wing questions.
(You are not expe-cted to calculate the exact
value.)
116. 5554.9999 ÷ 50.007 = ?
1) 110 2) 150 3) 200
4) 50 5) 125
117. 23.001 × 18.999 × 7.998 = ?
1) 4200 2) 3000 3) 3500
4) 4000 5) 2500
118. 9999 ÷ 99 ÷ 9 = ?
1) 18 2) 15 3) 6
4) 11 5) 20
119. 22.005% of 449.999 = ?
1) 85 2) 100 3) 125
4) 75 5) 150
120.
1) 18 2) 22 3) 26
4) 30 5) 33
Directions: (Q.No. 121 - 125): In each of
these questions a number series is given. In
each series only one number is wrong. Find
out the wrong number.
121. 157.5, 45, 15, 6, 3, 2, 1
1) 1 2) 2 3) 6

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4) 157.5 5) 45
122. 4, 3, 9, 34, 96, 219, 435
1) 4 2) 9 3) 34
4) 435 5) 219
123. 5531, 5506, 5425, 5304, 5135, 4910,
4621
1) 5531 2) 5425 3) 4621
4) 5135 5) 5506
124. 7, 12, 40, 222, 1742, 17390, 208608
1) 7 2) 12 3) 40
4) 1742 5) 208608
125. 6, 91, 584, 2935, 11756, 35277, 70558
1) 91 2) 70558 3) 584
4) 2935 5) 35277
Directions: (Q.No. 126 - 130): Study the
table carefully to answer the questions that
follow.
Number of athletes (in thousands) who
participated in a sports event from five
different countries over the years
126. In which of the following years was the
total number of participants (athletes)
the second highest from Country C?
1) 2005 2) 2006 3) 2007
127. What was the average number of female
athletes who participated from Country B
over all the years together?
1) 1200 2) 400 3) 600
4) 1800 5) 3600
128. What was the approximate percentage
decrease in the number of male athletes
who participated from Country C in the
year 2007 as compared to the previous
year?
1) 21 2) 30 3) 35
4) 39 5) 25
129. The number of female athletes who
participated from Country E in the year
2009 was approximately what percent of
the total number of athletes who
participated from Country B in the year
2008?
1) 40 2) 46 3) 50
4) 56 5) 60
130. In which of the following countries in
the difference between the number of
male and female participants second
highest in the year 2006?
1) A 2) B 3) C
4) D 5) E
following graph and answer the questions
that follow.
Number of appeared Candidates and
Passed Candidates (in thousands) in a test
from seven different Colleges.
Countries A B C D E
Years Male Female Male Female Male Female Male Female Male Female
2005 4.4 3.3 6.3 4.2 4.5 3.1 5.6 4.1 4.7 2.1
2006 6.6 4.2 8.4 6.2 6.9 3.3 8.4 6.3 7.8 5.2
2007 4.6 1.8 7.4 4.8 4.8 2.8 9.3 7.3 8.7 6.5
2008 9.6 4.9 11.4 8.4 6.6 4.2 12.6 9.4 8.9 5.8
2009 11.8 6.4 10.6 5.2 7.9 6.3 14.4 10.2 11.8 9.2
2010 8.2 5.2 6.4 7.2 10.8 6.9 15.6 12.1 13.6 9.8

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131. What is the difference between the
number of candidates appeared from
colleges B, C, D and F together and
candidates passed from college A, E and
G together?
1) 100 2) 900 3) 1,000
132. What is the average number of
candidates passed from all the colleges
together?
1) 700 2) 490 3) 350
133. The number of candidates passed from
colleges C and E together is appr-
oximately what percentage of the total
number of candidates appeared from
college A and G together?
1) 72 2) 62 3) 54
4) 75 5) 67
134. From which college is the difference
between the appeared candidates and
passed candidates the maximum?
1) B 2) G 3) D
4) F 5) None of these
135. What is the ratio of the number of can-
didates who have failed from colleges B
to the number of candidates who have
appeared from college F?
1) 2 : 5 2) 2 : 3 3) 4 : 3
4) 1 : 3 5) None of these
136. The sum of five numbers is 290. The
average of the first two numbers is 48.5
and the average of the last two numbers
is 53.5. What is the third number?
1) 72 2) 84 3) 96
137. In how many different ways can the le-
tters of the word 'SMART' be arranged?
1) 25 2) 60 3) 180
138. On a school annual day sweets were to
be equally distributed amongst 112
children. But on the particular day, 32
children were absent. Thus the
remaining children got 6 extra sweets.
How many sweets was each child
originally supposed to get?
1) 24 2) 18 3) 15
5) None of these
139. The profit earned after selling a wrist
watch for Rs. 4,080 is the same as the
loss incurred after selling the same wrist
watch for Rs.3,650. What is the cost of
it?
1) Rs. 3,785 2) Rs. 3,800
3) Rs. 3,775 4) Rs. 3,865
5) None of these
140. If the numerator of a fraction is
increased by 240% and the denomi-
nator of the fraction is decreased by
50%, the resultant fraction is 25/6. What
is the original fraction?
1) 2) 3)
4) 5) None of these
given information carefully to answer the
questions that follow.
An urn contains 4 green, 5 blue, 2 red and 3
yellow marbles.
141. If two marbles are drawn at random,

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what is the probability that both are red
or at least one is red?
1) 2) 3)
4) 5) None of these
142. If three marbles are drawn at random,
what is the probability that at least one is
yellow?
1) 2) 3)
4) 5) None of these
143. If eight marbles are drawn at random,
what is the probability that there are
equal numbers of marbles of each
colour?
1) 2) 3)
144. If three marbles are drawn at random,
what is the probability that none is
green?
1) 2) 3)
4) 5)
145. If four marbles are drawn at random,
what is the probability that two are blue
and two are red?
1) 2) 3)
4) 5) None of these
146. Prakash, Sunil and Anil started a bus-
iness jointly investing Rs.11 lakhs,
Rs.16.5 lakhs and Rs.8.25 lakhs resp-
ectively. The profit earned by them in
the business at the end of three years
was Rs. 19.5 lakhs. What will be the
50% of Anil's share in the profit?
1) Rs. 4.5 lakhs 2) Rs. 2.25 lakhs
3) Rs. 2.5 lakhs 4) Rs. 3.75 lakhs
5) None of these
147. 8 men and 4 women together can com-
plete a piece of work in 6 days. The
work done by a man in one day is
double the work done by a woman in
one day. If 8 men and 4 women started
working and after 2 days 4 men left and
4 new women joined, in how many more
days will the work be completed?
1) 5 days 2) 8 days 3) 6 days
4) 4 days 5) 9 days
148. What will be the compound interest
accrued on an amount of Rs 10,000 at
20% p.a in two years if the interest is
compounded half - yearly?
1) Rs. 4,400 2) Rs. 4,600
3) Rs. 4,461 4) Rs. 4,680
5) None of these
149. The income of A is 150% of the income
of B and the income of C is 120% of the
income of A. If the total income of A, B
and C together is Rs.86,000. What is C's
income?
1) Rs. 30,000 2) Rs. 32,000
3) Rs. 20,000 4) Rs. 36,000
5) None of these
150. Twice the square of a number is six
times the other number. What is the ratio
of the first number to the second?
1) 1 : 4 2) 2 : 5 3) 1 : 3
5) None of these
Directions (Q.No.151 - 155): Study the
following line graph and answer the
questions based on it.

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151. What was the percentage increase in
export from 1995 to 1996?
1) 25 2) 150 3) 125
difference in export and import the
maximum?
1) 1992 2) 1993 3) 1994
4) 1996 5) All of these
153. In how many of the given years were the
exports more than the imports?
1) 2 2) 3 3) 4
percentage decrease in imports the
highest from the preceding year?
1) 1992 2) 1994 3) 1995
155. In which of the following pairs of years
were the imports the same?
1) 1990, 1995 2) 1991, 1995
3) 1993, 1994 4) 1992, 1993
5) None of these.
Directions (Q.No. 156 - 160): Study the
following information carefully to answer
these questions.
Percentage of employees in various
departments of an organization and the
male - female ratio
Male : Female Ratio
Department Male : Female
Administration 7 : 5
Accounts 2 : 3
HR 5 : 3
Marketing 7 : 8
IT 3 : 4
Operations 5 : 4
Logistics 6 : 5
Printing 2 : 1
156. What is the ratio of male employees in
Administration to those in printing
department?
1) 7 : 4 2) 4 : 7 3) 3 : 4
157. What is the difference between the total
number of employees in IT and that in
Operations department?
1) 75 2) 150 3) 100
158. What is the ratio of the total number of
males in HR and Marketing to the total
number of females in these two
departments?
1) 13 : 15 2) 15 : 13 3) 13 : 17
159. How many female employees are there
in the HR department?
1) 250 2) 120 3) 125

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160. What is the difference between the
number of male and female employees
in Logistics department?
1) 50 2) 25 3) 75
GENERAL AWARENESS
With special reference to
Banking Industry (40 Marks)
161. From the given options 1 to 5, please
find out the one which is not an obj-e-
ctive of a central bank of a country?
1) The central bank of a country aims at
profit
2) The central bank is given powers to
control and regulate the working of
the commercial banks
3) Central bank generally is a organ of
the government and run by
government officials
4) Central bank generally controls the
credit
5) Central bank is generally banker of
the government
162. Channel financing means financing of:
1) Laying of agricultural canals
2) Dealers of identified large corporate
financed by the bank
3) NBFCs
4) SHGs/NGOs
5) All the above
163. NREGA (National Rural Employment
Guarantee Act) is renamed after
1) Jawaharlal Nehru
2) Mahatma Gandhi
3) Indira Gandhi
4) Rajeev Gandhi
5) Abdul Kalam
164. Syndication of advances is the reco-
mmendations of:
1) Kanan Committee
2) Shetty Committee
3) Kalyan Sundram Committee
4) Ghosh Committee
5) Narasimhan Committee
165. As per the RBI's Clean Note Policy,
writing on a Currency Note is ___
1) an Offence 2) a Crime
3) a Punishable Offence
4) the notes become non-legal tender
5) None of these
166. SBI's new Training Initiative "Strategic
Training Unit" is located at
1) New Delhi 2) Bangalore
3) Hyderabad 4) Mumbai
5) Bangalore
167. Holidays are declared to the banks under
1) RBI Act
2) Banking Regulation Act
3) Negotiable Instrument Act
4) Indian Contracts Act
5) All the above
168. The first development financial ins-
titution in India that has got merged with
a bank is
1) IDBI 2) ICICI 3) IDFC
4) UTI 5) SBI
169. Indian Banks Association (IBA) has a
common net working system for sharing
the ATM facilities in Mumbai, which is
known as
1) ATM Network
2) Shared Payment Network System
3) Cash Network
4) All the above
5) None of these
170. For which of the following currencies is
the Indian rupee quoted against 100
units of the foreign currency?
1) Deutsche Mark 2) Pound
3) Japanese Yen 4) US Dollars
5) None of these

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171. In loan cases where repayment of the
major or large part of a loan is stipulated
in a single payment follo-wing payment
of smaller instalment is referred as:
1) Equated payment schedule
2) Balloon payment schedule
3) Bullet payment schedule.
4) 2 & 3
172. Borrowings in which there is no
amortization or where repayment of the
principle occurs only at maturity is
called:
1) Equated payment schedule
2) Bullet payment schedule
3) Balloon payment schedule
4) Flip payment schedule
5) Unique Payment Schedule
173. Dividend yield refers to:
1) The ratio of dividend receive in the
previous year to the anticipated
market price of a share
2) The ratio of anticipated dividend to
the current market price of a share
3) The ratio of current dividend to the
current market price of a share
4) The total dividend that is declared
every year by an organisation
174. Banking services delivered to a
customer by means of a computer
control system that does not directly
involve usual banks branch is called:
1) Universal Banking
2) Virtual Banking
3) Narrow Banking
4) Brick and Mortar Banking
175. Green Shoe option refers to:
1) Option to the issuer of any financial
instrument to sell a certain portion of
over subscription in the public issue.
2) Option to the issuer of any financial
Instrument to retain a certain portion
of over subscription in the public
issue.
3) Option to the under writer of any
financial instrument to retain a
certain portion of over subscription in
the public issue.
4) All of the above
5) None of these
176. Electronic Clearing Service in banks can
be availed only by:
1) Individuals
2) Corporate
3) Senior Citizens
4) All of these
5) None of these
177. The G20 Summit will be held in
November 2014 in?
1) Argentina 2) Australia
3) Turkey 4) South Korea
5) Saudi Arabia
178. The 2014 Rajiv Gandhi National
Sadbhavana Award was given to?
1) MS Swaminathan
2) Javed Akhtar
3) Muzaffar Ali
4) Gulzar
5) None of these
179. "The Substance and the Shadow" is the
biography of?
1) Aamir Khan
2) Amitabh Bachchan
3) Dharmendra
4) Dilip Kumar
5) Shatrughan Sinha
180. Ranthambore National Park is situated
in?
1) Madhya Pradesh 2) Odisha
3) Karnataka 4) Gujarat
5) Rajasthan

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181. The 7th BRICS Summit will be held in
July 2014 in which of the following
countries?
1) Brazil 2) Russia
3) India 4) China
5) South Africa
182. Who among the following Indian
sportspersons did not win a gold medal
at the 17th Asian Games in Incheon,
South Korea?
1) Seema Punia 2) Mary Kom
3) Vikas Gowda 4) Yogeswar Dutt
5) Saketh Myneni
183. Which Indian movie has been
nominated as India's official entry to
2015 Oscars?
1) Jaateeshwar 2) Ship of Theseus
3) Liar's Dice 4) Queen
5) None of these
184. Commodities markets are regulated by?
1) IRDA 2) TRAI 3) SEBI
4) FMC 5) CII
185. With which sport is Jeetu Rai
associated?
1) Badminton 2) Swimming
3) Archery 4) Squash
5) Shooting
186. The Arjuna Awards selection committee
for 2014 was chaired by?
1) Sunil Gavaskar 2) Ravi Shastri
3) Kapil Dev 4) Sourav Ganguly
5) Anil Kumble
187. Who was named Man of the
Tournament in the 2014 ICC World T20
held in Bangladesh?
1) Kumar Sangakkara
2) Rohit Sharma
3) Virat Kohli
4) Mahela Jayawardane
5) Lasith Malinga
188. Who was re-elected as the Prime Min-
ister of Hungary for the second
consecutive term recently?
1) Enrico Letta 2) Viktor Orban
3) Nick Clegg 4) Matteo Renzi
5) None of these
189. Who succeeded Sumit Bose as the
Finance Secretary of India?
1) Arvind Mayaram
2) Shaktikantha Das
3) A.K. Mathur
4) R.K. Mathur
5) None of these
190. The Reserve Bank of India extended
deadline for banks to implement Basel
III norms by a year to March 31?
1) 2018 2) 2019 3) 2017
191. At present which of the following rates
is 7%?
1) Bank rate
2) Repo rate
3) Reverse repo rate
4) Cash reserve ratio
5) None of these
192. What is the amount of accidental
insurance cover under the Pradhan
Mantri Jan Dhan Yojana scheme?
1) Rs 50,000 2) Rs 1 lakh
3) Rs 30,000 4) Rs 1.5 lakh
5) Rs 75,000
193. Which committee recommended the
establishment of payments banks?
1) Damodaran committee
2) Aditya Puri committee
3) R.S. Gujral committee
4) Nachiket Mor committee
5) None of these
194. As per the 2014-15 Union Budget what
is the income tax exemption limit for

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senior citizens?
1) Rs 3 lakh 2) Rs 2.5 lakh
3) Rs 2 lakh 4) Rs 3.5 lakh
5) Rs 4 lakh
195. Two new agricultural universities will
be set up in Andhra Pradesh and?
1) Rajasthan 2) Telangana
3) Odisha 4) Haryana
5) Uttar Pradesh
196. As per the latest Human Development
Index what is India's rank?
1) 136 2) 137 3) 135
4) 134 5) 143
197. Which is the first bank in India to launch
EMI facility on debit cards?
1) SBI
2) Axis Bank
3) Bank of India
4) Bank of Baroda
5) ICICI Bank
198. Who was appointed Interpol
brand ambassador?
1) Aamir Khan
2) Amitabh Bachchan
3) Hrithik Roshan
4) Shah Rukh Khan
5) Akshay Kumar
199. Mridula Sinha has been appointed as the
new Governor of?
1) Kerala 2) Goa
3) Uttar Pradesh 4) Gujarat
5) Manipur
200. Who is the Union Mines, Steel, Labor
and Employment Minister?
1) Ravi Shankar Prasad
2) Ananth Kumar
3) Narendra Singh Tomar
4) Anant Geethe
5) Ramvilas Paswan
KEY
1) 2 2) 5 3) 2 4) 5 5) 1
6) 4 7) 2 8) 5 9) 4 10) 3
11) 1 12) 1 13) 4 14) 1 15) 2
16) 4 17) 4 18) 2 19) 2 20) 3
21) 4 22) 4 23) 5 24) 3 25) 4
26) 3 27) 2 28) 2 29) 2 30) 5
31) 3 32) 1 33) 4 34) 1 35) 1
36) 1 37) 1 38) 4 39) 5 40) 2
41) 3 42) 1 43) 5 44) 2 45) 1
46) 3 47) 1 48) 4 49) 1 50) 5
51) 3 52) 5 53) 3 54) 2 55) 1
56) 3 57) 2 58) 2 59) 1 60) 1
61) 4 62) 3 63) 3 64) 2 65) 3
66) 1 67) 3 68) 1 69) 2 70) 4
71) 1 72) 3 73) 4 74) 4 75) 3
76) 1 77) 1 78) 1 79) 5 80) 3
81) 2 82) 3 83) 1 84) 1 85) 2
86) 4 87) 1 88) 1 89) 2 90) 1
91) 3 92) 1 93) 3 94) 4 95) 5
96) 1 97) 2 98) 1 99) 4 100) 1
101) 2 102) 4 103) 5 104) 3 105) 5
106) 3 107) 4 108) 3 109) 2 110) 3
111) 5 112) 1 113) 2 114) 5 115) 2
116) 1 117) 3 118) 4 119) 2 120) 2
121) 1 122) 4 123) 1 124) 4 125) 3
126) 5 127) 3 128) 2 129) 2 130) 5
131) 3 132) 1 133) 5 134) 3 135) 2
136) 5 137) 5 138) 3 139) 4 140) 3
141) 5 142)3 143) 3 144) 5 145) 1
146) 2 147) 1 148) 3 149) 4 150) 4
151) 3 152) 5 153) 3 154) 1 155) 5
156) 1 157) 3 158) 4 159) 4 160) 2
161) 1 162) 2 163) 2 164) 4 165) 3
166) 3 167) 3 168) 2 169) 2 170) 3
171) 2 172) 2 173) 3 174) 2 175) 2
176) 4 177) 2 178) 3 179) 4 180) 5
181) 2 182) 3 183) 3 184) 4 185) 5
186) 3 187) 3 188) 2 189) 1 190) 2
191) 3 192) 2 193) 4 194) 1 195) 1
196) 3 197) 5 198) 4 199) 2 200) 3

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