Bank exam affairs 2015 16 @2 new

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1)Who will chair RBIs Committee on Financial Inclusion? Deepak Mohanty.
2)Who has been roped as a Special invitee into the newly formed Cricket Improvement Committee (CIC)
of the Mumbai Cricket Association (MCA)? Sachin Tendulkar.
3)The Committee on Payment Banks Licence headed by? Nachiket Mor.
4)The Committee on Small Finance Banks Licence headed by? Usha Thorat.
5)Expenditure Management Commission headed by? Bimal Jalan.
6)Committee on conversion of Urban Cooperative Banks (UCBs) with business size of 20,000 crore
rupees or more into regular banks is headed by? R Gandhi.
7)Committee to Classify Caste Census Data 2011 is headed by? Arvind Panagariya.
8)The three-member committee which suspended CSK & RR from IPL for 2 yrs was headed by? RM
Lodha.
9)The Committee to suggest the place to build the capital city of Andhra Pradesh is headed by?
Sivaramakrishnan.
10)The Committee which reported that most of the deemed universities are not fit for being a university
was headed by? H Devaraj.
11)The Committee to assess the amount of unclaimed deposit in the PPF and Post Office saving schemes
headed by? H R Khan.
12)The committee on Capital infusion in public sector banks is headed by? Veerappa Moily(Congress
MP).
13)Committee to review the investment guidelines for National Pension System(NPS) Schemes in Private
Sector is headed by? G N Bajpai.
14)To Examine the the Financial architecture for Micro,Small and Medium Enterprises(MSME) a
Committee was formed which was headed by? K.V.Kamath.
15)Committee to review and revitalise public private partnership (PPP) mode of infrastructure
development is headed by? Vijay Kelkar.

16)Committee to review the existing Public Private Partnership (PPP) Cell in the Railway Board is headed
by? Ajay Shankar.
17)Committee on Corporate Social Responsibility(CSR) headed by? Anil Baijal.
18)Task Force on Interlinking of Rivers is Chaired by? BN Navalawala.
19)Committee to suggest simplified compliance for establishing new industries is headed by? Ajay
Shankar.
20)Bankruptcy Law Reform Committee headed by? TK Viswanathan.
21)The Committee to Review Governance of Boards of Banks was headed by? P J Nayak.
22)Committee on External Commercial Borrowing(ECB) was headed by? MS Sahoo.
23)Committee on restructuring of Indian Railways headed by? Bibek Debroy
Like Our Page:- Exam Affairs - Government JOB
√ schemes launched by Prime Minister
~*~ ~*~ ~*~ ~*~ ~*~ ~*~ ~*~ ~*~ ~*~ ~*~
1. Pradhan Mantri suraksha bima yojana
Eligibility – age group 18-70 having saving bank
account can be enrolled under scheme.
Premium – rs 12 per annum
Payment mode – through saving bank account of
the subscriber Insurance cover- for accidental death- rs 2 lakh,
for partial disability rs 1 lakh
~*~
2. Pradhan Mantri jeevan jyoti bima yojana
Eligibility – age group 18-50 having saving bank
account can be enrolled under scheme.

Premium –rs 330 per annum
Payment mode – through saving bank account of
the subscriber Insurance cover - for 2 lakh in case of death due
to any reason
~*~
3. Atal pension yojana
Purpose – pension
Age – minimum 18 years and maximum 40 years
Fixed pension –Rs 1000 to Rs 5000 per month at the age of 60 years
Contribution depends upon your age
Government contribution – 50% of your contribution or Rs 1000, whichever is lower Saving bank
account is mandatory
~*~
4. Atal Mission for Rejuvenation and Urban Transformation (AMRUT) and Smart Cities
Project scope- 100 smart Cities and 500 cities for
AMRUT
Central allocation –Rs 48000 crore for smart cities
and Rs 50000 crore for AMRUT
Period – 5 years
Smart cities to be selected through City Challenge
Competition
AMRUT will cover all cities with population more than 1 lakh and above
~*~
5. Skill Development Program
It will provide training and skill development to 500

million youth of our country by 2020, covering each and every village.
~*~
6. Pradhan Mantri Awas Yojana
It is a reformation of the scheme “Housing for All”.
The aim of this scheme is to construct more than
two crore houses across the length and bredth of
the nation.
The target beneficiaries of the scheme would be
poor and people living under EWS and LIG
categories in urban establishments of the country.
The government would provide an interest subsidy
of 6.5% on housing loans availed by the beneficiaries for a period of 15 years from the start of loan.
The houses under Pradhan Mantri Awas Yojana
would be allotted to preferably the female member of the family.
~*~
7. Digital India
Aim – To ensure the government services are made available to citizens electronically.
Digital India has three core components. These include-
The creation of digital infrastructure, Delivering services digitally, Digital literacy
The project is slated for completion by 2019.
Monitored and Controlled by - Ministry of Communications and IT
~*~
9 Key points of Digital India Programme are as
follow-
• Universal Access to Phones

• Broadband Highways
• Public Internet Access Programme
• e-Governance – Reforming government through
Technology
• e-Kranti – Electronic delivery of services
• Information for All
• Electronics Manufacturing – Target NET ZERO Imports
• IT for Jobs
• Early Harvest Programmes
~*~
8. Heritage City Development and Augmented Yojana
Amount allocated – Rs 500 Crore
City allocated – 12 cities (namely, Ajmer,
Amaravati,(Andhra Pradesh), Amritsar, Badami,
Dwarka, Gaya, Kanchipuram, Mathura, Puri,
Varanasi, Velankanni and Warangal).
Aim – To bring together urban planning, economic
growth and heritage conservation in an inclusive
manner to preserve the heritage character of each
Heritage City.
~*~
9. Sukanya Samriddhi Account Yojana
Investment type- small deposit account
Where – post office and selected banks
Max number of account- 1 account per girl

Max number of accounts per family – max. 2 girl
child
Age–from birth till 10 years of girl child
Min. deposit –Rs 1000/ per year, further multiple
of rs 100
Max. deposit –1.5 lakh/year
Interest rate –9.1% of financial year 2014-15. it
will change every year
Partial withdrawal–50% allowed at the age of 18
years of girl
Maturity – 21 years from the date of account open
or marriage, whichever is earlier
~*~
10. PAHAL scheme
Aim - to bring transparency and terminate
pilferage from distribution of funds sponsored by
Central Government of India.
~*~
11. Micro Units Development and Refinance
Agency Ltd (MUDRA) Bank
Regulate the lender and the borrower of
microfinance and bring stability to the microfinance
system through regulation and inclusive
participation.
MUDRA Bank has rightly classified the borrowers

into three segments: the starters, the mid-stage
finance seekers and the next level growth
seekers.To address the three segments, MUDRA
Bank has launched three loan instruments:
• Kishor: covers loans above Rs 50,000/- and
uptoRs 5 lakh
• Tarun: covers loans above Rs 5 lakh and uptoRs
10 lakh
• Shishu: covers loans uptoRs 50,000/-
~*~
12. Pradhan Mantri Jan Dhan Yojana
It is the flagship financial inclusion plan of the NDA
Government.
All Indian citizens can now avail of a bank account
despite the lack of KYC documentation. These
bank accounts are valid for a year within which
account holders must furnish proof of having
applied for valid documents required to comply
with KYC norms.
~*~
13. Beti Bachao, Beti Padhao (Save girl child, educate girl child)
Its aims is to generate awareness and improving
the efficiency of welfare services meant for women.
The scheme was initiated with an initial corpus of
Rs 100 crore. The Ministry of Women and Child Development will

be responsible for budgetary control and administration of the scheme at the Central level
Madhuri Dixit is the brand ambassador of this scheme.
~*~
14. Swachh Bharat Abhiyan
For ensuring hygiene, waste management and
sanitation across the nation “Swachh Bharat Mission” launched.
This will be tribute to Mahatma Gandhi on his 150th birth anniversary to be celebrated in the year 2019.
It aims to provide every rural family with a toilet by
2019.
It is expected to cost over ₹62000 crore.
Fund sharing between the Central Government and
the State Government and Urban Local Bodies
(ULBs) is 75%:25% (90% : 10% for North Eastern
and special category states).
Modi selected 9 public figures to propagate this
campaign.
~*~ Exam Affairs - Government JOB ~*~
``````````````````````````````````````````````````````````````````
• SBI- Youth for India
• SBI - First home grown INDEX "COMPOSITE

INDEX"
• RBL Bank- India's first credit card exclusively
for GOLF LOVERS.
• Indusuld & federal bank- Video conferencing
• Icici Bank -Tap and pay
• Hdfc Bank - Chillar
• Icici Bank - Digital Banking "POCKET"
• Tancet Holdings - China's first online Banking
"webank"
• ICICI Bank launched Digital Village Project in Akodara Village of Gujarat
• ICICI Bank launched India’s first” transparent
credit card “in association with American Express
• Kotak Mahindra Bank launched Facebook-based funds
transfer platform –“KayPay”
• ICICI BANK- EMI ON DEBIT CARD
• Bank of India - Instant Money Transfer - IMT
• DDA Housing Scheme 2014 - HDFC Bank
• TAB BANKING FACILITY = SBI
• BOUTIQUE FINANCING SCHEME = SBI
• Twitter Handle account = SBI
• Asha Home loan = AXIS BANK
• Airtel money = AXIS BANK+AIRTEL
• Kisan card = AXIS BANK
• M-Pesa = ICICI+Vodafone
• Branch on Wheel = ICICI Bank in Odisha

• I-Mobile app for windows phone = ICICI
• Instant money transfer = BOI
• M-Wallet = Canara Bank
• E-Wallet = IRCTC
• Student Travel Card = ICICI
• E-KYC = SBI
• State Bank Freedom App - State Bank of India
• Maha Millionaire”, “Maha Lakhpati” - Bank of Maharashtra
√ Exam Affairs - Government JOB
* The 62nd National Film Awards 2014 were announced on 24 March 2015 by the
Chairpersons of the three juries on Feature Films, Non Feature Films and Best
Writing on Cinema.
* Kangana Ranaut won the best actress award for her powerful performance in
"Queen" where Bollywood movies "Haider" and "Mary Kom" bagged key
honours while Chaitanya Tamhane's "Court" was named the best feature film.
* Vijay was declared the best actor for his poignant portrayal of a woman
trapped in a man's body in Kannada film "Nanu Avanalla Avalu" (I am not a he,
but she).
* The Feature Film Central panel was headed by P. Bharathiraja a legend in
Tamil cinema and National Film Award winner.
* The Central panel comprised of 11 members including Chairman, the Non
Feature jury was headed by Kamal Swarup and comprised of 7 members
including the Chairman.

* The jury on Best Writing on Cinema was headed by Govind Kumar (Madhan)
and comprised of 3 members including Chairperson.
Here is the complete list of winners:
1. Best Feature Film - Court (Marathi, Hindi, Gujarati & English)
2. Indira Gandhi award for Best Debut Film of a Director - Asha Jaoar Majhe
(Bengali)
3. Best Popular Film providing wholesome entertainment - Mary Kom (Hindi)
4. Best Film on Social Issues - Chotoder Chobi (Bengali)
5. Best Film on Environment Conservation/Preservation - Ottaal (Malayalam)
6. Best Children's Film - Kaakkaa Muttai (Tamil) & Elizabeth Ekadashi
(Marathi)
7. Best Direction - Srijit Mukherji (Chotushkone - Bengali Film)
8. Best Actor - Vijay (Nanu Avanalla Avalu -Kannada Film)
9. Best Actress - Kangana Ranaut (Queen - Hindi Film)
10. Best Supporting Actor - Bobby Simhaa (Jigarthanda -Tamil)
11. Best Supporting Actress - Baljinder Kaur (Pagdi The Honour - Haryanavi)
12. Best Child Artist - J. Vignesh & Ramesh (Kaakkaa Muttai - Tamil)
13. Best Male Playback Singer - Sukhwinder Singh (Song: Bismil) (Haider -
Hindi)
14. Best Female Playback Singer - Uttara Unnikrishanan (Song: Azhagu)
(Saivam - Tamil)
15. Best Cinematography - Sudeep Chatterjee (Chotushkone - Bengali)
16. Best Screenplay-
i. Screenplay Writer (Original): Srijit Mukherji (Chotushkone - Bengali)

ii. Screenplay Writer (Adapted) : Joshy Mangalath (Ottal - Malayalam)
iii. Dialogues : Vishal Bhardwaj (Haidar - Hindi)
17. Best Audiography:
i. Location Sound Recordist: Mahaveer Sabbanwal (Khwada - Marathi)
ii. Sound Designer: Anish John (Asha Jaoar Majhe - Bengali)
iii. Re-recordist of the final mixed track: Anirban Sengupta & Dipankar Chaki
(Nirbashito -Bengali)
18. Best Editing - Vivek Harshan (Jigarthanda -Tamil)
19. Best production Design - Aparna Raina (Nachom – IA Kumpasar - Konkani)
20. Best Costume Designer - Dolly Ahluwalia (Haider -Hindi)
21. Best Make-Up Artist - Nangaraju & Raju (Nanu Avanalla Avalu -Kannada)
22. Best Music Direction -
a) Songs: Vishal Bhardwaj (Haider - Hindi)
b) Background Score: Gopi Sunder (Nineteen Eighty Three - Malayalam)
23. Best Lyrics - NA. Muthukumar (Saivam -Tamil) (Azhagu)
24. Special Jury Award -
Director: Bhaurao Karhade (Khwada -Marathi)
25. Best Choreography - Sudesh Adhana (Haider -Hindi) (Bismil)
26. Best Feature Film in Each of the Language Specified in Schedule VIII of the
Constitution-
* Best Assamese Film : Othello
* Best Bengali Film: Nirbashito
* Best Hindi Film: Queen
* Best Kannada Film: Harivu

* Best Malayalam Film: Ain
* Best Marathi Film: Killa
* Best Odiya Film: Aadim Vichar
* Best Punjabi Film: Punjab 1984
* Best Tamil Film: Kuttram Kadithal
* Best Telugu Film: Chandamama Kathalu
* Best Rabha Film: Orong
* Best Haryanvi Film: Pagdi The Honour
27. Best Feature Film in Language other than specified in VIII Constitution -
* Best Haryanvi Film: Pagdi The Honour
* Best Rabha Film: Orong
28. Special Mention
a) Musthafa: (Ain -Malayalam)
b) Palomi Ghosh: (Nachom – IA Kumpasar - Konkani)
c) Parth Bhalerao (Killa -Marathi & Bhootnath Returns -Hindi)
29. Awards for Writing on Cinema
Best Film Critic: Tanul Thakur
Best Book On Cinema: Silent Cinema (1895-1930) by Pasupuleti Purnachandra
Rao
Best Writing On Cinema (Special Mention): Pride Of Tamil Cinema by G.
Dhananjayan
English - Tenses

-------------------------
We express our ideas mostly in terms of time. Tenses come to the aid of communicator in this regard.
There are three type of Tenses :
I) Present Tense
II) Past Tense
III) Future Tense
Each Tense has four sub categories. They are :
I) PRESENT TENSE
a) Simple Present
b) Present Continuous
c) Present Perfect
d) Present Perfect Continuous
English - Present Tenses
English :: Tenses :: Present Tenses
I) Present Tense
(a) Simple Present : This Tense is used to express the habits, daily routine and universal truths. In this
tense the first form of the verb is used.
Taking the verb ‘eat’ we can make sentences in the following manner :
The formula for simple present is Subject + V1
I eat an apple everyday.
We eat apples everyday.
You eat apples everyday.
He eats an apple everyday.

She eats an apple everyday.
It eats an apple everyday.
They eat apples everyday.
(b) Present Continuous : This Tense is used to express an action which is continuing or taking place now.
In this tense the ‘ing’ form of the verb is used.
The formula for present continuous is Subject + Aux +V4 (ing form)
I am eating an apple now.
We are eating apples now.
You are eating an apple now.
He is eating an apple now.
She is eating an apple now.
It is eating an apple now.
They are eating apples now.
(c) Present Perfect : This Tense is used to express an action which is over just now or completed today.
In this tense the third form of the verb is used.
The formula for present perfect is Subject +Auxiliary Verb + V3 (Past Participle Form)
I have eaten an apple today.
We have eaten apples today.
You have eaten an apple today.
He has eaten an apple today.
She has eaten an apple today.
It has eaten an apple today.
They have eaten apples today.
(d) Present Perfect Continuous : This Tense is used to express an action which began at some point of
time in the past and is still continuing. In this tense the ‘ing’ form of the verb is used.
The formula for present perfect continuous is Subject+Aux+Aux+V4(ing form)

I have been eating apples for the last three months.
We have been eating apples for the last three months.
You have been eating apples for the last three months.
He has been eating apples for the last three months.
She has been eating apples for the last three months.
It has been eating apples for the last three months.
They have been eating apples for the last three months.
II) PAST TENSE
a) Simple Past
b) Past Continuous
c) Past Perfect
d) Past Perfect Continuous
English - Past Tenses
English :: Tenses :: Past Tenses
II) Past Tense
(a) Simple Past : This Tense is used to express an action which is over or completed at some point of
time in the past. In this tense the second form of the verb is used.
The formula for simple past is Subject + V2
I ate an apple yesterday.
We ate apples yesterday.
You ate an apple yesterday.
He ate an apple yesterday.
She ate an apple yesterday.
It ate an apple yesterday.
They ate apples yesterday.

(b) Past Continuous : This Tense is used to express an action which was continuing at some point of time
in the past. In this tense the ‘ing’ form of the verb is used.
The formula for past continuous is Subject +Aux + V4(ing form)
I was eating an apple yesterday.
We were eating apples yesterday.
You were eating an apple yesterday.
He was eating an apple yesterday.
She was eating an apple yesterday.
It was eating an apple yesterday.
They were eating apples yesterday.
(c) Past Perfect : This Tense is used to express an action which was over long ago. In this tense the third
form of the verb is used.
The formula for past perfect is Subject +Aux + V3
I had eaten an apple six years ago.
We had eaten apples six years ago.
You had eaten an apple six years ago.
He had eaten an apple six years ago.
She had eaten an apple six years ago.
It had eaten an apple six years ago.
They had eaten apples six years ago.
(d) Past Perfect Continuous : This Tense is used to express an action which began at some point of time
in the past, continued for some time and was subsequently discontinued. In this tense the ‘ing’ form of
the verb is used.
The formula for past perfect continuous is Subject +Aux +Aux + V4(ing form)
I had been eating apples until last year.
We had been eating apples until last year.

You had been eating apples until last year.
He had been eating apples until last year.
She had been eating apples until last year.
It had been eating apples until last year.
They had been eating apples until last year.
III) FUTURE TENSE
a) Simple Future
b) Future Continuous
c) Future Perfect
d) Future Perfect Continuous
English - Future Tenses
English :: Tenses :: Future Tenses
III) Future Tense
(a) Simple Future : This Tense is used to express intention. In this tense the first form of the verb is used.
The formula for simple future is Subject + Aux + V1
I will eat an apple tomorrow.
We will eat apples tomorrow.
You will eat an apple tomorrow.
He will eat an apple tomorrow.
She will eat an apple tomorrow.
It will eat an apple tomorrow.
They will eat apples tomorrow.

Here it may be mentioned that strict grammar rules prefer the use of ‘shall’ for ‘I’ and ‘We’ – First
person singular and plural. However, in interrogative sentences ‘shall’ has to be used with ‘I & We’
instead of ‘will’.
(b) Future Continuous : This Tense is used to express an action which is imagined to be continuing at
some point of time in future. In this tense the ‘ing’ form of the verb is used.
The formula for future continuous is Subject +Aux+Aux+ V4(ing form)
I will be eating an apple tomorrow in the evening.
We will be eating apples tomorrow in the evening.
You will be eating an apple tomorrow in the evening.
He will be eating an apple tomorrow in the evening.
She will be eating an apple tomorrow in the evening.
It will be eating an apple tomorrow in the evening.
They will be eating apples tomorrow in the evening.
(c) Future Perfect : This Tense is used to express an action which is imagined to have been completed at
some point of time in future. It may be noted that this tense is basically theoretical and rarely used.
The formula for future perfect is Subject+Aux+Aux+V3
I will have eaten an apple by this time tomorrow.
We will have eaten apples by this time tomorrow.
You will have eaten an apple by this time tomorrow.
He will have eaten an apple by this time tomorrow.
She will have eaten an apple by this time tomorrow.
It will have eaten an apple by this time tomorrow.
They will have eaten apples by this time tomorrow.
(d) Future Perfect Continuous : This Tense is used to express an action which is imagined to began at
some point of time in future and continue for sometime. It may be noted that this tense is basically
theoretical and rarely used. In this tense the ‘ing’ form of the verb is used.
The formula for future perfect is Subject+Aux+Aux+Aux +V4

I will have been eating apples from next year.
We will have been eating apples from next year.
You will have been eating apples from next year.
He will have been eating apples from next year.
She will have been eating apples from next year.
It will have been eating apples from next year.
They will have been eating apples from next year.
And English grammar has classified human beings, animals and things into 7 categories.
They are : I, We, You, He, She, It and They.
‘I’ is called First Person Singular.
‘We’ is called First Person Plural.
‘You’ is called Second Person Singular / Plural.
‘He’ is called Third Person Singular.
‘She’ is called Third Person Singular.
‘It’ is called Third Person Singular.
‘They’ is called Third Person Plural.
One should be extremely careful in the use of third person singular especially in Simple Present and
Present Perfect Tenses.
1.Microsoft -- Satya Nadella
2.Pepsico -- Indira Nooyie
3.Nokia -- Rajiv Suri
4.Google -- Sunder Pichai
5.Cognizant -- Fransico Disouza
6.Master card -- Ajay Banga

7.Global foundries -- Sanjay Shuu
8.Arcelor steel -- Lakshmi Mittal
9.Adobe systems -- Santhunu Narayan
10.LSI Corporation -- Abijeeth Talwar
11.Sandisk -- Sanjay Mohtra
12.Harmon international -- Dinesh paliwal
13.DBS group -- Piyush Gupta
14.Diageo -- Lvan Menezes
15.Fair fax holdings -- Prem Watsa
16.HCL -- Shiv Nadar
17.Delloite Global -- Punit Renjen.
OBJECTIVE COMPUTER QUESTIONS
1. All of the following are examples of real security and privacy risks EXCEPT:
A. hackers.
B. spam.
C. viruses.
D. identity theft.
Answer: B
2. A process known as ____________ is used by large retailers to study trends.
A. data mining
B. data selection
C. POS
D. data conversion
Answer: A
3. ____________terminals (formerly known as cash registers) are often connected to
complex inventory and sales computer systems.
A. Data
B. Point-of-sale (POS)
C. Sales
D. Query
Answer: B
4. A(n) ____________ system is a small, wireless handheld computer that scans an
itemâ€™s tag and pulls up the current price (and any special offers) as you shop.
A. PSS
B. POS
C. inventory
D. data mining
Answer: A

5. The ability to recover and read deleted or damaged files from a criminalâ€™s
computer is an example of a law enforcement specialty called:
A. robotics.
B. simulation.
C. computer forensics.
D. animation.
Answer: C
6. Which of the following is NOT one of the four major data processing functions of a
computer?
A. gathering data
B. processing data into information
C. analyzing the data or information
D. storing the data or information
Answer: C
7. ____________ tags, when placed on an animal, can be used to record and track in a
database all of the animalâ€™s movements.
A. POS
B. RFID
C. PPS
D. GPS
Answer: B
8. Surgeons can perform delicate operations by manipulating devices through computers
instead of manually. This technology is known as:
A. robotics.
B. computer forensics.
C. simulation.
D. forecasting.
Answer: A
9. Technology no longer protected by copyright, available to everyone, is considered to
be:
A. proprietary.
B. open.
C. experimental.
D. in the public domain.
Answer: A
10. ____________ is the study of molecules and structures whose size ranges from 1 to
100 nanometers.
A. Nanoscience
B. Microelectrodes

C. Computer forensics
D. Artificial intelligence
Answer: A
11. ____________ is the science that attempts to produce machines that display the same
type of intelligence that humans do.
A. Nanoscience
B. Nanotechnology
C. Simulation
D. Artificial intelligence (AI)
Answer: D
12. ____________ is data that has been organized or presented in a meaningful fashion.
A. A process
B. Software
C. Storage
D. Information
Answer: D
13. The name for the way that computers manipulate data into information is called:
A. programming.
B. processing.
C. storing.
D. organizing.
Answer: B
14. Computers gather data, which means that they allow users to ____________ data.
A. present
B. input
C. output
D. store
Answer: B
15. After a picture has been taken with a digital camera and processed appropriately, the
actual print of the picture is considered:
A. data.
B. output.
C. input.
D. the process.
Answer: B
16. Computers use the ____________ language to process data.
A. processing
B. kilobyte
C. binary

D. representational
Answer: C
17. Computers process data into information by working exclusively with:
A. multimedia.
B. words.
C. characters.
D. numbers.
Answer: D
18. In the binary language each letter of the alphabet, each number and each special
character is made up of a unique combination of:
A. eight bytes.
B. eight kilobytes.
C. eight characters.
D. eight bits.
Answer: D
19. The term bit is short for:
A. megabyte.
B. binary language.
C. binary digit.
D. binary number.
Answer: C
20. A string of eight 0s and 1s is called a:
A. megabyte.
B. byte.
C. kilobyte.
D. gigabyte.
Answer: B
21. A ____________ is approximately one billion bytes.
A. kilobyte
B. bit
C. gigabyte
D. megabyte
Answer: C
22. A ____________ is approximately a million bytes.
A. gigabyte
B. kilobyte
C. megabyte
D. terabyte
Answer: C

23. ____________ is any part of the computer that you can physically touch.
A. Hardware
B. A device
C. A peripheral
D. An application
Answer: A
24. The components that process data are located in the:
A. input devices.
B. output devices.
C. system unit.
D. storage component.
Answer: C
25. All of the following are examples of input devices EXCEPT a:
A. scanner.
B. mouse.
C. keyboard.
D. printer.
Answer: D
26. Which of the following is an example of an input device?
A. scanner
B. speaker
C. CD
D. printer
Answer: A
27. All of the following are examples of storage devices EXCEPT:
A. hard disk drives.
B. printers.
C. floppy disk drives.
D. CD drives.
Answer: B
28. The ____________, also called the â€œbrainsâ € of the computer, is responsible for
processing data.
A. motherboard
B. memory
C. RAM
D. central processing unit (CPU)
Answer: D
29. The CPU and memory are located on the:
A. expansion board.

B. motherboard.
C. storage device.
D. output device.
Answer: B
30. Word processing, spreadsheet, and photo-editing are examples of:
A. application software.
B. system software.
C. operating system software.
D. platform software.
Answer: A
31. ____________ is a set of computer programs used on a computer to help perform
tasks.
A. An instruction
B. Software
C. Memory
D. A processor
Answer: B
32. System software is the set of programs that enables your computerâ€™s hardware
devices and ____________ software to work together.
A. management
B. processing
C. utility
D. application
Answer: D
33. The PC (personal computer) and the Apple Macintosh are examples of two different:
A. platforms.
B. applications.
C. programs.
D. storage devices.
Answer: A
34. Apple Macintoshes (Macs) and PCs use different ____________ to process data and
different operating systems.
A. languages
B. methods
C. CPUs
D. storage devices
Answer: C
35. Servers are computers that provide resources to other computers connected to a:
A. network.

B. mainframe.
C. supercomputer.
D. client.
Answer: A
36. Smaller and less expensive PC-based servers are replacing ____________ in many
businesses.
A. supercomputers
B. clients
C. laptops
D. mainframes
Answer: D
37. ____________ are specially designed computers that perform complex calculations
extremely rapidly.
A. Servers
B. Supercomputers
C. Laptops
D. Mainframes
Answer: B
38. DSL is an example of a(n) ____________ connection.
A. network
B. wireless
C. slow
D. broadband
Answer: D
39. The difference between people with access to computers and the Internet and those
without this access is known as the:
A. digital divide.
B. Internet divide.
C. Web divide.
D. broadband divide.
Answer: A
40. ____________ is the science revolving around the use of nanostructures to build
devices on an extremely small scale.
A. Nanotechnology
B. Micro-technology
C. Computer forensics
D. Artificial intelligence
Answer: A
41. Which of the following is the correct order of the four major functions of a computer?

A. Process Ã Output Ã Input Ã Storage
B. Input Ã OutputÃ Process Ã Storage
C. Process Ã Storage Ã Input Ã Output
D. Input Ã Process Ã Output Ã Storage
Answer: D
42. ____________ bits equal one byte.
A. Eight
B. Two
C. One thousand
D. One million
Answer: A
43. The binary language consists of ____________ digit(s).
A. 8
B. 2
C. 1,000
D. 1
Answer: B
44. A byte can hold one ____________ of data.
A. bit
B. binary digit
C. character
D. kilobyte
Answer: C
45. ____________ controls the way in which the computer system functions and provides
a means by which users can interact with the computer.
A. The platform
B. The operating system
C. Application software
D. The motherboard
Answer: B
46. The operating system is the most common type of ____________ software.
A. communication
B. application
C. system
D. word-processing software
Answer: C
47. ____________ are specially designed computer chips that reside inside other devices,
such as your car or your electronic thermostat.
A. Servers

B. Embedded computers
C. Robotic computers
D. Mainframes
Answer: B
48. The steps and tasks needed to process data, such as responses to questions or clicking
an icon, are called:
A. instructions.
B. the operating system.
C. application software.
D. the system unit.
Answer: A
49. The two broad categories of software are:
A. word processing and spreadsheet.
B. transaction and application.
C. Windows and Mac OS.
D. system and application.
Answer: D
50. The metal or plastic case that holds all the physical parts of the computer is the:
A. system unit.
B. CPU.
C. mainframe.
D. platform.
Answer: A
1. Abid Hussain Committee : On Small Scale Industries
2. A C Shah Committee : Reforms Relating To Non Banking Financial Companies (NFBC)
3. Aditya Puri Committee : Dissemination of Credit Information
4. Anil Kaushal committee : To examine the recommendations made by the TRAI on pricing of Spectrum.
5. Arvind Mayaram Panel : Report on the alleged irregularities at the National Spot Exchange Ltd (NSEL)
6. Arvind Mayaram Committee : For giving clear definitions to Foreign Direct Investment (FDI) and
Foreign Institutional Investment (FII)

7. Athreya Committee : Restructuring Of IDBI
8. Basel Committee : Banking Supervision
9. Bimal Jalan panel : To scrutinize applications for new bank licenses.
10. Bhandari Committee : Reconstruction of RRBs
11. B. Mahapatra Committee : To review the existing prudential guidelines on restructuring of advances
by banks/financial institutions
12. Cook Committee : Capital adequacy of banks.
13. C Rangarajan committee : For poverty scale estimates in the country
14. C Rangarajan Panel : Recommended the pricing of natural gas by a complex methodology of arriving
at an average of International gas hub prices
15. Committee On Uttarakhand Floods : The committee headed by AK Ganju
16. Damodran Committee : On improvement of customer services in banks
17. Dave Committee (2000) : Pension Scheme For Unorganized Sector
18. Deepak Parekh committee : For Financing Infrastructure sector
19. Janakiraman Committee : To investigate the security transactions of the bank
20. JS Mathur committee : To revise Newspaper Advertisement Rates.
21. Justice A.P. Shah committee : To head panel on road safety
22. Kelkar Committee : Tax Structure Reforms
23. Kirit Parikh panel : On fuel pricing has suggested that the diesel prices should be increased by Rs 1-
1.50 a litre every month as against the 45-50 paise monthly hike followed currently.
24. K M Chandrasekhar committee : For rationalization of foreign investment norms
25. K. Ratna Prabha : Committee on indecent depiction of women in media
26. K U.B. Rao : The idea of setting up Bullion Bank or Bullion Corporation of India
27. K.U.B. Rao Committee : Recommended aligning gold import regulations
28. MBN Rao Committee : To prepare the blueprint of India’s first women’s bank
29. MB Shah committee : For inspection of illegal mining activities

30. Mckinsey Report : Merger Of 7 Associate Banks With SBI
31. M. Narasimham Committee : On Banking Sector Reforms
32. Mukul Mudgal member panel : To probe IPL spot-fixing
33. Mukul Mudgal Committee : To look at process of film clearance
34. Mukul Mudgal Committee : Looking into US giant Walmart’s lobbying activities to enter India
35. Nachiket Mor : Committee on comprehensive financial services for small businesses and low-income
households.
36. Naresh Chandra committee : 14 member task force on security issues
37. Narismhan Committee : Banking Reforms
38. N Rangachary committee : To examine taxation policies for I.T. sector
39. N R Narayana Murthy committee : For evaluation of corporate sector participation in Higher
Education.
40. Parthasarathi Shome. : For Tax Administration Reform Commission (TARC), Suggest a system to
enforce better tax compliance
41. Parthasarathi Shome committee : Implementation of GAAR (General Anti Avoidance Rule)
42. Percy Mistry Committee : Making Mumbai An International Financial Center
43. Prasad Panel : International Trade And Services
44. Pulak Kumar Sinha Committee : To study the feasibility of Aadhaar as an additional factor for
authentication of card present transactions
45. Raghuram Rajan Committee : On Financial Sector Reforms
46. R V Gupta Committee : Small Savings
47. Raja Chelliah Committee : Tax Reforms
48. Rekhi Committee : Indirect Taxes
49. RS Gujral Committee : Suggest measures to boost MSME exports.
50. Sitakant Mahapatra committee : For inclusion of Bhojpuri language in eighth schedule of
constitution
51. Shyamala Gopinath Committee : Suggestions on Post office Small saving schemes

52. SK Srivastava Committee : To formulate a policy on public-private partnership model to raise coal
output
53. S P Talwar Committee : Restructuring Of Weak Public Sector Bank
54. SN Verma Committee (1999) : Restructuring The Commercial Banks
55. Suma Verma Committee : To update, and revise the Banking Ombudsman Scheme, 2006
56. UK Sharma Committee : NABARD’s Role In RRB
57. Urjit Patel Committee : To examine the current monetary policy framework
58. Vaghul Committee : Money Market In India
59. Vasudev Committee : NBFC (Non Banking Finance Corp) Sector Reforms
60. Y B Reddy Committee (2001) : Review Of Income Tax
Exam Affairs - Government JOB
Important Geographical Discoveries :
*******************************************************************************************
1. America - Christopher Columbus (Italian)
2. Sea Route To India - Vasco Da Gama (Portuguese)
3. China - Marco Polo
4. New Foundland - John Cabot (British)
5. Brazil - Pedro Alvarez Cabral (Portuguese)
6. Island of Tasmania And New Zealand - Tasman (Dutch)
7. Hawaiian Islands - Captain Cook (Britain)
8. North Pole - Robert Peary (USA)
9. South Pole - Amundsen (Norway)
10. Suez Canal - Ferdinand De Lesseps
11. Victoria Falls - David Livingston (British)
12. Cape of Good Hope - Bartholomew Diaz (Portuguese)
13. Greenland - Norseman Eric
14. North America - Leif Erricsson

15. Niger River - Mungo Park
16. Lake Tanganyika - Richard Francis Burton
17. Hudson Bay - Henry Hudson
18. Mount Everest - Edmund Hillary.
TOP INDIVIDUAL CROP PRODUCING STATE IN INDIA :
** Rice : West Bengal
** Wheat : UP
** Bajra : Rajasthan
** Maize : Andhra Pradesh
** Gram : MP
** Tur (Arhar) : Maharastra
** Lentil (Masur) : UP
** Ground nut : Gujarat
** Mustard : Rajasthan
** Soyabean : MP
** Sunflower : Karnataka
** Cotton : Gujarat
** Jute & mesta : West Bengal
** Potato : UP
** Onion : Maharastra
** Sugarcane : UP.
>> Virender Sehwag Retires from International Cricket and Indian Premier League, Officially
* Who has been elected as House speaker of Nepal - Onsari Gharti Magars

♥ Which two countries have signed agreement to build 1100 km Gas Pipeline - Pakistan & Russia
♠. Which two countries have signed a deal to build high-speed railway in Indonesia - China & Indonesia
♠. Name the online fashion store launched by Aditya Birla Group - Abof dot com
♦. Who has been appointed as the CMD of Hindustan Petroleum Corp Ltd - MK Surana
►. International Day for the Eradication of Poverty observed on - 17th October
A tribute to Dr. APJ Abdul Kalam
*****************************************
(15 October 1931 – 27 July 2015)
1.Bihar Govt renamed its agricultural college at Kishanganj as “Dr. Kalam Agricultural College,
Kishanganj”
2.Uttar Pradesh Govt renamed Uttar Pradesh Technical University (UPTU) as “A.P.J. Abdul Kalam
Technical University”
3.Tamil Nadu Govt instituted Award in the name of APJ Abdul Kalam and it first conferred on ISRO
scientist N. Valarmathi. Award consists of Rs 5 lakh, certificate of appreciation and an 8gm gold medal.
4.TN Govt also announced Oct 15 as “Youth Awakening Day”
In Travancore a new Research institute for digestive diseases research will be named after him.
5.Puducherry government inaugurated science centre-cum-planetarium that would be named after Dr.
A.P.J. Abdul Kalam.
6.Mahatma Gandhi University in Thiruvananthapuram, Kerala will named its upcoming academia
complex after Sir A P J Abdul Kalam

7.Delhi’s Aurangzeb Road renamed after APJ Abdul Kalam
8.Wheeler Island in Odisha named after Dr. Kalam
9.Marking the 84th birth anniversary of Dr. Kalam, PM Modi announced memorial in his honour that to
be built at his birthplace
10.Rameswaram and will be developed as an AMRUT city.
11.PM Modi also unveiled the bust of A.P.J. Abdul Kalam at the DRDO complex in New Delhi on his 84th
birth anniversary.
12.Commemorating Kalam sir’s birth anniversary Defence minister Manohar Parrikar renamed the
DRDO missile complex in Hyderabad as “Dr APJ Abdul Kalam Missile Complex”.
List of Scheduled Banks in India ( Both Public and Private Banks)
*******************HQ*************CEO************TAGLINE*****************
......................................Public_sector_bank.....................................
ALLAHABAD BANK ( established in 24th April 1865 )
HQ- Kolkata CEO- Rakesh Sethi

Tagline – A Tradition of Trust
Andhra Bank (established in 20th November 1923 )
HQ- Hyderabad CEO- C.V.R.Rajendran
Tagline – Where India Banks
Bank_of_Baroda (established in 20th July 1908 )
HQ- Vadodara CEO- Ranjan Dhawan
Tagline – India’s International Bank
Bank_of_India (established in 7th September 1906 )
HQ- Mumbai CEO::-- Shri Melwyn Rego
Tagline – Relationship Beyond Banking
Bank_of_Maharashtra (established in 1935 )
HQ- Pune CEO- Sushil Muhnot
Tagline- One Family , One Bank
Central Bank of India (established in 21st December 1911)
HQ- Mumbai CEO- Rajeev Rishi
Tagline- Central to you since 1911.
Canara Bank (established in 1906 )
HQ- Bangalore CEO- Shri. PRADYUMAN SINGH RAWAT
Tagline – Together we can.
Corporation Bank (established in 1906)
HQ- Mangalore CEO- Sadhu Ram Bansal
Tagline- Prosperity to all / A premier Public Sector Bank
Dena Bank (established in 1938 )
HQ- Mumbai CEO- Ashwini Kumar
Tagline – Your Trusted Family Bank

Indian Bank (established in 15th August 1907)
HQ- Chennai CEO- T.M.Bhasin
Tagline – Your Tech-Friendly Bank
#Indian Overseas Bank (established in 1937 )
HQ- Chennai CEO- R.Koteeswaran
Tagline – Good People to grow with
Oriental Bank of Commerce(established in 19th February 1943)
HQ- Gurgaon,Haryana CEO- Animesh Chauhan
Tagline- Where every Individual is commited
Punjab National Bank (established in 19th May 1894)
HQ- New Delhi CEO:--Smt. Usha Ananthasubramanian
Tagline- The Name You can Bank Upon
#Punjab and Sindh Bank(established in 24th June 1908)
HQ- New Delhi CEO- Jatinder Veer Singh
Tagline- Where Service is a way of Life
Syndicate Bank (established in 1925 )
HQ- Manipal CEO- Arun Shrivastava
Tagline- Your Faithful and Friendly Financial Partner
Union Bank of India (established in 11th November 1919)
HQ- Mumbai CEO- Arun Tiwari
Tagline- Good People to Bank. with
UCO Bank (established in 6th January 1943)
HQ- Kolkata CEO- Arun Kaul
Tagline- Honours Your Trust
United Bank of India (established in 1950)

HQ- Kolkata CEO & MD- Shri P. Srinivas
Tagline- The Bank that Begins with “U”.
Vijaya Bank (established in 1931)
HQ- Bangalore CEO- Shri Kishore Kr Sansi
Tagline- A friend you can Bank Upon
ECGC Bank (established in 30th July 1957)
HQ- Mumbai CMD- N.Shankar
Tagline- You focus on Exports , we cover the Risks
Bhartiya Mahila Bank (established in 19th November 2013)
HQ- New Delhi CEO- Usha Ananthasubrahamiam
Tagline- Empowering Women , Empowering India
IDBI Bank (established in 1964 )
HQ- Mumbai CMD- M.S.Raghavan
Tagline- Banking for all, “Aao Sochein Bada” / Bank Aisa Dost Jaisa
-----------------------------------------------------------------------------------
State Bank of India (established in 1955)
HQ-Mumbai Chairman- Arundhati Bhattacharya
Tagline- With you all the way / Pure Banking Nothing else / The Banker to every Indian / The Nation
Bank on us.
......................................SBI’s Associate banks----------
State Bank of Hyderabad(established in 1941)
HQ- Hyderabad CEO- Shantanu Mukherjee
Tagline- You can always Bank on us
State Bank of Mysore(established in 1913)

HQ- Bangalore CEO- Sharad Sharma
Tagline- Working for a better tomorrow
State Bank of Travancore(established in 1945)
HQ- Trivendram CEO- Jeevan Das Narayan
Tagline- A long Tradition of Trust
State Bank of Patiala(established in 1917)
HQ- Patiala CEO- S.A.Ramesh Rangam
Tagline- Blending modernity with Tradition
State Bank of Jaipur & Bikaner (established in 1963)
HQ- Jaipur CEO- Jyoti Ghosh
Tagline – The bank with a vision
........................................................................................................
..........................PRIVATE SECTOR BANKS..................................
OLD PRIVATE SECTOR BANKS
Catholic Syrian Bank(established in 26th November 1920)
HQ- Thrissur,Kerala
Tagline- Support all the way
City Union Bank (established in 31st October 1904)
HQ- Kumbakonam,TN
Tagline- Trust and Excellence since 1904
Dhanlaxmi Bank (established in 14th November 1927)
HQ- Thrissur,Kerala
Tagline- Tann Mann Dhan

Federal Bank (established in 1945)
HQ- Kochi,Kerala
Tagline- Your Perfect Banking Partner
Jammu & Kashmir Bank (established in 1st October 1938)
HQ- Srinagar
Tagline- Serving to Empower
Karnataka Bank
HQ- Mangalore
Tagline- Your Family Bank across India
Karur Vysya Bank (established in 1916)
HQ- Karur , TN
Tagline- Smart Way to Bank
Laxmi Vilas Bank (established in 1926)
HQ- Karur,TN
Tagline- The Changing face of Prosperity
Nainital Bank (established in 1922)
HQ- Nainital
Tagline- Banking with personal Touch
South Indian Bank (established in 1929)
HQ- Thrissur
Tagline- Experience Next Generation Banking
Tamilnadu Mercantile Bank(established in 1921)
HQ- Tuticorin,TN
Tagline- Customer Oriented and committed to Excellence

NEW PRIVATE SECTOR BANKS
.........................................................................................................
Axis Bank (established in 1994 as UTI Bank)
HQ- Mumbai Chairman- Dr.Sanjiv Mishra , MD&CEO- Shikha Sharma
Tagline- Everything is the same except the name
DCB Bank Ltd (established in 31st May 1995)
HQ- Mumbai Chairman- Naseer Munjee , CEO- Murali M Natrajan
Tagline- Old fashioned banking:New fashioned Technology, feel the difference
HDFC Bank (established in August 1994)
HQ- Mumbai MD & CEO – Aditya Puri
Tagline – We understand your world
ICICI Bank (established in June 1994)
HQ- Mumbai Chairman- K.V.Kamath & CEO- Chanda Kochchar
Tagline- Hum hai naa!! Khyal Aapka
Indusind Bank (established in April 1994)
HQ- Mumbai Owner- Hinduja Group & CEO – Ramesh Sobti
Tagline- We make you feel richer.
Kotak Mahindra Bank (established in February 2003)
HQ- Mumbai Chairman – Uday Kotak
Tagline- Let’s make money simple
*ING Vysya Bank has merged with Kotak Mahindra Bank w.e.f April 1 2015.
Yes Bank (established in 2004)
HQ- Mumbai CEO- Rana Kapoor
Tagline- Experience our Expertise

NEW COMING BANKS-Banks with “in-principle Licences”
IDFC ( Infrastructure Development and Financial Corporation )
HQ- Mumbai CEO- Dr.Rajiv B Lall
*IDFC is a NBFC(Non Banking Financial Company) .
Bandhan Financial Services
HQ- Kolkata CEO – Chandra Shekhar Ghosh
*Bandhan is a MFI( Micro Finance Institution), Largest MFI in India.
* On 2nd April 2014, RBI given “in-principle Licence” to IDFC & Bandhan Financial Services . Which is
valid for 18 months ,during which both needs to get 1000 cr net worth and 25% unbanked rural
branches. Then only RBI will give Licence under Banking Regulation Act ,1949.
.................... Foreign Banks in India......................................
ABN Amro Bank
Abu Dhabi Commercial Bank
Antwerp Diamond Bank
Australia & New Zealand Banking Group
Bank International ,Indonesia
Bank of America
Bank of Bahrain and Kuwait
Bank of Ceylon
Bank of Tokyo-Mitsubishi UFJ
Barclays Bank
BNP Paribas
Citibank India
Credit Sussie

Development Bank Of Singapore (DBS Ltd)
Deutsche Bank AG
HSBC( Hongkong Shanghai Banking Corporation)
JP Morgan Chase
Scotia Bank
Standard Chartered Bank
RBS(Royal Bank of Scotland)
Bank Exam Affairs 2015-16
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