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BANCO
STORY BEHIND WORD ‘BANK’
• BANCO = BENCH
• HOW BANK IS STARTED?
WHAT IS BANK
FUNCTION OF BANK
History of bank IN INDIA
THREE BANK
• BANK OF BENGAL
• BANK OF BOMBAY
• BANK OF MADRAS
FORMATION OF SBI
FORMATION OF SBI
TYPES OF BANK
BANK
DEVELOPMENT BANK
CENTRAL BANK
COMMERCIAL
BANK
BANKS
COMMERCIAL BANK
NON- SCHEDULE
BANK
SCHEDULE BANK
NATIONALISATION OF BANK
• IMAGE: Indira Gandhi’s decision to go ahead
with the nationalization of banks helped her
gain support. Here, the former PM is seen
during a Congress parliamentary party
meeting in New Delhi on July 17, 1969
NISA
• NATIONALISE - 19
• IDBI - 1
• SBI - 1
• AS SOCIATE - 5
• TOTAL NO OF PUBLIC SECTOR OF BANK - 26
PUBLIC SECTOR BANK
SCHEDULE BANK
PRIVATE
SECTOR
BANK
INDIAN
PRIVATE
FOREIGN
PRIVATE
PUBLIC
SECTOR
BANK
NDTL
•DL .eg.CASA
•TL. eg.FD/RD
RBI
OFFICES
• HEAD OFFICE : MUMBAI
 ZONAL OFFICE : KOLKATA
MUMBAI
DELHI
CHENNAI
POST IN RBI
• GOVERNOR : PRESENT
DEPUTY GOVERNOR
• ANAND SINHA
• K.C CHAKARBORTI
• URJIT PATEL
• HR.KHAN
FUNCTION OF RBI
• ISSUE OF CURRENCY
• BANKER’S BANK
• GOVERONMENT BANK
• MAINTAIN OF FOREIGN CURRENCY
• LENDER OF LAST RESORT
• MONETRY POLICY OF CREDIT CONTROL
ISSUE OF CURRENCY
• PRS SYSTEM
• MRS SYSTEM
2OO CR BALANCE
Printing press and mints in India
MONITORY POLICY
• INSTRUMENTS
CRR
SLR
REPO RATE
REVERSE REPO RATE
MSF
MESURMENT OF MONEY SUPPLY
MONEY(M0)
M2
M4M3
M1
ROUGH WORK
OTHER TYPES OF MONEY
• NEAR MONEY
• HOT MONEY OR HARD MONEY or HARD
MONEY or DEAR MONEY
• CHEAP MONEY or soft money
• FIAT MONEY
• BLACK MONEY
• NARROW MONEY
• BROAD MONEY
CAR
SEGMENTATION OF BANKING
 UNIVERSAL BANKING
 RETAIL BANKING
 WHOLE SALE BANKING
 OFFSHORE BANKING
 NARROW BANKING
CAMELS RATING
LOAN
• 90- day not paying installment-NPA
• 9O-180 days- standard NPA
• 180-1 YEAR-sub standard NPA
• 1-3 YEAR doubtful asset
• After 3 year –loss bad debit
SARFAESI ACT 2002
HIERARCHY OF PROBLEM SOLVING IN
BANK
NEGOTIABLE INSTRUMENT
ABCD of cheque
TYPES OF CEQUE
• BEARER CHEQUE
• ORDER CHEQUe
• OPEN CHEQUE
• CROSSED CHEQUE
BEARER CHEQUE
ORDER CHEQUE
CROSSED CHEQUE
OPEN CHEQUE
CATEGORIZATION OF CHEQUE
STALE CHEQUE
• 2.Stale cheque: A cheque which is issued
today must be presented before bank within a
stipulated period. After expiry ,no payment
will be made and then it is
MULTILATED CHEQUE
• In case cheque is torn into two or more pieces
and presented for payment such cheque is
called mutilated cheque. The bank will not
make payment against such cheque without
getting confirmation of drawer
Post –dated cheque
• Cheque on which drawer mention a date
which is subsequent to date on which it
presented
Bank biography by suman shekhar

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Bank biography by suman shekhar