This document provides guidelines and procedures for microfinance (MF) loans in Bangladesh. It discusses Bangladesh Bank's role in developing the MF sector, including indicative targets for MF loans set for banks and financial institutions. It notes the employment generation and poverty reduction benefits of MF, especially for women. Guidelines include prioritizing loans for small and marginal farmers, setting loan amounts, and reserving a portion of loans for women borrowers.

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3 GmGgB Gi msÁv 7
3.1 ¯§j G›UvicÖvBR Gi msÁv 7
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9 wkí (g¨vbyd¨vKPvwis) I mvwf©m Lv‡Z cybtA_©vq‡b AMÖvwaKvi 9
10 bvix D‡`¨v³v‡`i R‡b¨ we‡kl Kg©m~wP 9
10.1 cÖK„Z bvix D‡`¨v³v wPwýZKiY 10
11 RvgvbZ 10
12 Av‡e`bcÎ MÖnY I we‡ePbv 11
13 †MÖm wcwiqW 11
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16 FY weZi‡Yi †¶‡Î AvDU‡mvwm©s Gi e¨envi 12
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4. ms‡hvRbxmg~n
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6. G wefvM KZ„©K e¨vsK I Avw_©K cÖwZôvbmg~‡ni Abymi‡Yi R‡b¨ M„nxZ/M„nxZe¨ Kg©m~wP wbæiƒc t
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gvSvwi G›UvicÖvB‡Ri †P‡q ¶z`ª D‡`¨v³v‡`i R‡b¨ FY weZi‡Y AMÖvwaKvi w`‡Z n‡e|
¶z`ª D‡`¨v³v Lv‡Z F‡Yi mxgv $ 50,000/- n‡Z $ 50,00,000/- wba©vwiZ _vK‡e|
†`‡ki wkí Dboeq‡b bvix D‡`¨v³v‡`i AskMÖnY e„w× Ges AwaK msL¨K bvix D‡`¨v³v‡`i
e¨emvwqK Kg©KvÊ cwiPvjbvi R‡b¨ FY cÖvwß wbwðZ Ki‡Z bvix D‡`¨v³v‡`i GmGgB FY
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¶z`ª I gvSvwi gwnjv wkí D‡`¨v³v‡`i mKj ai‡bi FY Av‡e`bcÎmg~n e¨vsK/Avw_©K
cÖwZôvb m‡e©v”P AMÖvwaKvi wfwˇZ MÖnY I wb®úwË Ki‡e Ges Av‡e`b cÖvwßi ZvwiL n‡Z
GKwU †hŠw³K mg‡qi g‡a¨ A_©vqbKvix cÖwZôvb KZ©„K Zv wb®úwË Ki‡Z n‡e|
cÖwZwU e¨vsK I Avw_©K cÖwZôvb Avewk¨Kfv‡e ¯^Zš¿ ‘Women Entrepreneur’s dedicated
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A_©vq‡b mnvqK I cÖ‡qvRbxq cÖwk¶‡Yi e¨e¯’v MÖnY Ges D³ ‘dedicated desk’ Gi cÖavb
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n‡e|
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†¶‡Î Ab¨Zg BwZevPK gvcKvwV wn‡m‡e we‡ePbv Kiv n‡e| D‡j-L¨, GmGgB I K„wli
b¨vq A_©bxwZi AMÖvwaKvi Lv‡Zi A_©vq‡b e¨vsK¸‡jv‡K AwaKZi m¤ú„³ Kivi j‡¶¨
2010 mvj †_‡K ÔGmGgB mvwf©m †m›UviÕ Gi cwie‡Z© ÔGmGgB/K„wl kvLvÕ bv‡g
e¨vsK¸‡jv‡K jvB‡mÝ Bmy¨ Kiv n‡e|
6

7. GmGgB F‡Yi Ici e¨vsKmg~n wb‡RivB mswk-ó LvZ/DcLv‡Z F‡Yi my‡`i nvi wba©viY
Ki‡e| Z‡e, ¶z`ª I gvSvwi D‡`¨v³v ch©v‡q cÖ‡hvR¨ GmGgB F‡Yi Dc-LvZIqvix my‡`i
nvi mswk-ó e¨vsK¸‡jv AbwZwej‡¤^ evsjv‡`k e¨vsK‡K AewnZ Ki‡e| e¨vsK †i‡U M„nxZ
cybtA_©vqbK„Z Znwej MÖvnK ch©v‡q (bvix D‡`¨v³vi †¶‡Î) e¨vsK †iU + 5% my` nv‡i
weZiY wbwðZ Ki‡Z n‡e|
D‡`¨v³v‡`i cÖwk¶‡Yi e¨e¯’v Ki‡Z n‡e|
LvZ f~wg I BgviZ e¨ZxZ ¯’vqx m¤ú‡`i
K) †mev LvZ 50,000-50,00,000 25 Rb
L) e¨emv LvZ 50,000-50,00,000 25 Rb
M) wkí LvZ 50,000-1,50,00,000 50 Rb
LvZ f~wg I BgviZ e¨ZxZ ¯’vqx m¤ú‡`i
K) †mev LvZ 50,00,000-10,00,00,000 50 Rb
L) e¨emv LvZ 50,00,000-10,00,00,000 50 Rb
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7
3. GmGgB Gi msÁv t
¶z`ª I gvSvwi D‡`¨v‡Mi eZ©gvb cÖPwjZ msÁvwU †eUvi weR‡bm †dvivg KZ©„K mycvwikK…Z Ges
miKv‡ii wkí gš¿Yvjq I evsjv‡`k e¨vsK Zv Awfboe msÁv wn‡m‡e Pvjy K‡i‡Q| wb‡æ ¶z`ª I gvSvwi
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3.1. ¯§j G›UvicÖvB‡Ri msÁv t
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8. e¨vsK I Avw_©K cÖwZôvbmg~n KZ©„K wba©vwiZ GmGgB F‡Yi j¶¨gvÎvi we¯—vwiZ weeiY ms‡hvRbx ÔKÕ
†Z mwboe‡ek Kiv n‡jv |
8
5. Gwiqv G‡cÖvP c×wZi e¨envi t
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GmGgB FY weZiY Ki‡e| GmGgB Lv‡Z A_©vq‡bi R‡b¨ cluster-based approach e¨vsK¸‡jvi ¯^-¯^
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ZvwjKv GZ`m‡½ mshy³ Kiv n‡jv (ms‡hvRbx ÔMÕ)|
6. K¬v÷vi †W‡fjc‡g›U cwjwm t
GmGgB Lv‡Zi weKv‡k e¨vsK/Avw_©K cÖwZôvb¸‡jv cluster development policy MÖnY K‡i
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GbwRI¸‡jvi mnvqZv †bqv †h‡Z cv‡i| cluster development policy MÖn‡Yi D‡Ïk¨ n‡jv we`¨gvb
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Kiv|
cluster development †KŠkj wbæiƒc n‡Z cv‡i t
- cluster wPwýZKiY;
- cluster development KwgwU MVb;
- base-line survey I diagnostic study cwiPvjbv;
- Kg©cš’v wba©viY;
- Kg©cš’v ev¯—evqb;
- ch©v‡jvPbv I cwiex¶Y (review and monitoring)|

9. 9
7. GmGgB Lv‡Z A_©vqb t
GmGgB Lv‡Zi Dboeq‡bi Rb¨ A_©vq‡bi my‡hvM (access to finance) LyeB ¸i“Z¡c~Y©| A‡bK
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†P‡q A_©vq‡bi cÖvc¨Zv Ges cwigvY AwaKZi ¸i“Z¡c~Y©| †m Kvi‡YB GmGgB Lv‡Zi FY‡K Av‡iv
mnRjf¨ Kivi cÖ‡Póvq evsjv‡`k e¨vsK A½xKvive×|
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cybtA_©vqb ¯‹x‡g A_©vqb Kiv n‡”Q| D³ wZbwU N~Y©vqgvb (revolving fund) Znwej †_‡K
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8. ¶z`ª D‡`¨v³v‡`i AMÖvwaKvi t
†`‡k GmGgB D‡`¨vM/D‡`¨v³vi g‡a¨ ¶z`ª D‡`¨v‡MiB Kg©ms¯’vb m„wó/†eKviZ¡ jvNe I
A_©‰bwZK cÖe„w× AR©‡bi m¤¢vebv †ewk| G †cÖw¶‡Z e¨vsK¸‡jv KZ©„K GmGgB Lv‡Z weZi‡Yi j‡¶¨
w¯’ixK…Z j¶¨gvÎvi Ab~¨b 40% ¶z`ª D‡`¨v³v‡`i Rb¨ wba©viY Ki‡Z n‡e Ges Aewkó A_© gvSvwi
D‡`¨v³v‡`i Rb¨ e¨envi Ki‡Z n‡e|
9. wkí (g¨vbyd¨vKPvwis) I mvwf©m Lv‡Z cybtA_©vq‡b AMÖvwaKvi t
evsjv‡`k e¨vs‡Ki cybtA_©vqb Kg©m~wPi AvIZvq e¨emv Lv‡Zi †P‡q wkí I mvwf©m Lv‡Z
AMÖvwaKvi cÖ`vb Kiv n‡”Q| wkí I mvwf©m Lv‡Z cybtA_©vqb `vwei 100% cybtA_©vqb Kiv n‡q
_v‡K| Kg©ms¯’vb I Drcv`b e„wׇZ mnvqK cwi‡ek m„wói j‡¶¨ G bxwZgvjv Ae¨vnZ _vK‡e|
10. bvix D‡`¨v³v‡`i R‡b¨ we‡kl Kg©m~wP t
evsjv‡`‡ki †gvU RbmsL¨vi cÖvq 50 kZvskB bvix| RbmsL¨vi G KvVv‡gvi Kvi‡Y †UKmB
A_©‰bwZK cÖe„w×i R‡b¨ A_©bxwZi g~j †mªv‡Z bvix‡`i AskMÖnY GKvš—fv‡eB Acwinvh©| †`‡ki `vwi`ª¨
n«vmKi‡Yi j¶¨gvÎv AR©‡bi mv‡_I welqwU A½vw½fv‡e RwoZ| wKš‘ cÖvwZôvwbK A_©‰bwZK Lv‡Z
bvix‡`i AskMÖn‡Yi gvÎv GLbI AcÖZyj Ges bvix D‡`¨v³v‡`i nvi cyi“l‡`i Zyjbvq GLbI A‡bK
Kg| A_©bxwZi g~j‡mªv‡Z bvix‡`i AskMÖn‡Y †ek wKQy evav weivRgvb i‡q‡Q| A_P, Avgv‡`i bvix
mgv‡Ri wbôv, Awfwb‡ek, D™¢veb kw³ I kªg wbcyYZv Avgv‡`i‡K wew¯§Z K‡i| we‡kl K‡i gvB‡μv
†μwWU Kvh©μg I †cvkvK wk‡í bvix‡`i Ae¨vnZ AskMÖnY wkívq‡b cÖf~Z f~wgKv ivL‡Q| GKBfv‡e
evsjv‡`‡ki A_©bxwZi weKv‡k bvix D‡`¨v³v‡`i‡K GmGgB Lv‡Z AwaKZi AskMÖnY Acwinvh©|

10. ¶z`ª I gvSvwi D‡`¨v‡M (GmGgB) bvix D‡`¨v³v‡`i R‡b¨ mnRk‡Z© AwaK cÖvwZôvwbK I
Avw_©K myweav wbwðZ Ki‡Z evsjv‡`k e¨vsK B‡Zvg‡a¨ †ekwKQy c`‡¶c I e¨vsK/Avw_©K
cÖwZôvbmg~‡ni R‡b¨ AbymiYxq bxwZgvjv Rvwi K‡i‡Q| †hgb t
K) †`‡ki wkí Dboeqb‡K mylg I msMwVZ Kivi j‡¶¨ GmGgB Lv‡Z gwnjv D‡`¨v³v‡`i
R‡b¨ mnR k‡Z© AwaKZi cÖvwZôvwbK FY myweav wbwðZ Ki‡Z evsjv‡`k e¨vsK KZ„©K
cybtA_©vqb ¯‹x‡gi mgy`q A‡_©i b~¨bZg 15% eivÏ ivLv n‡q‡Q|
L) G FY cÖvwßi †¶‡Î bvix D‡`¨v³v‡`i R‡b¨ e¨vsK †iU (eZ©gv‡b 5%) + 5% A_©vr
10
10% my` nvi cÖ‡hvR¨ n‡e|
M) ¶y`ª I gvSvwi gwnjv D‡`¨v³v‡`i mKj ai‡bi FY Av‡e`bcÎ e¨vsK/Avw_©K cÖwZôvb
m‡e©v”P AMÖvwaKvi wfwˇZ MÖnY I wb®úwË Ki‡e|
N) A_©vqbKvix e¨vsK I Avw©©K cÖwZôvb¸‡jv bvix D‡`¨v³v‡`i myweavw`i wel‡q mKj cÖKvi
cÖPvi gva¨‡g cÖPv‡ii cÖ‡qvRbxq e¨e¯’v MÖnY Ki‡e|
O) cybtA_©vqb Znwe‡ji wecix‡Z FYMÖnxZv bvix n‡j ev FYMÖnxZv cÖwZôv‡bi gvwjKvbv
msL¨vMwiô Ask bvix D‡`¨v³vi n‡j e¨vsK I Avw_©K cÖwZôvb¸‡jv ïaygvÎ e¨w³MZ
Rvgvb‡Zi wecix‡Z m‡e©v”P 25.00 (cuwPk) j¶ UvKv ch©š— FY myweav cÖ`vb Ki‡Z
cvi‡e|
P) A_©vqbKvix e¨vsK/Avw_©K cÖwZôvbmg~n Zv‡`i wbe©vwPZ kvLvmg~‡n bvix D‡`¨v³v‡`i Rb¨
we‡kl civgk© I †mev †K›`ª ¯’vcb Ki‡e Ges bvix D‡`¨v³v‡`i mv‡_ †mev-evÜe AvPiY
wbwðZ Ki‡e|
10.1. cÖK„Z bvix D‡`¨v³v wPwýZKiY t
cÖK„Z bvix D‡`¨v³v wPwýZ Kivi R‡b¨ evsjv‡`k ¶z`ª I KywUi wkí K‡c©v‡ikb
(wewmK), GmGgB dvD‡Ûkb, Ab¨vb¨ †ckvRxex msMVb †hgb, n¨vÛjyg/n¨vwÛμ¨vdUm
G‡mvwm‡qkb/gwnjv mwgwZ, wewfboe bvix D‡`¨v³v msMVb †hgb, evsjv‡`k DBg¨vb †P¤^vi
Ae Kgvm© GÛ BÛvw÷«R (BWCCI)/PÆMÖvg DBg¨vb †P¤^vi Ae Kgvm© GÛ
BÛvw÷ªR/DBg¨vb G›Uvi‡cÖbvm© G‡mvwm‡qkb Ae evsjv‡`k (WEAB)/evsjv‡`k
†nvgIqvK©vm© DBg¨vb G‡mvwm‡qkb (BHWA)/b¨vkbvj G‡mvwm‡qkb Ae ¯§j GÛ K‡UR
BÛvw÷«R Ae evsjv‡`k (NASCIB) BZ¨vw` cÖwZôv‡bi mn‡hvwMZv MÖnY Kiv †h‡Z cv‡i|
11. RvgvbZ (collateral) t
GmGgB F‡Yi cÖmv‡i ¶z`ª D‡`¨v³v‡`i Rvgvb‡Zi Afve‡K Ab¨Zg evav wn‡m‡e MY¨ Kiv nq|
K„wl F‡Yi †¶‡Î eM©vPvlx‡`i‡K RvgvbZwenxb FY cÖ`vb ïi“ n‡q‡Q| GmGgB Gi †¶‡Î we‡klZ
¶z`ª I bvix D‡`¨v³v‡`i †¶‡Î RvgvbZwenxb (collateral free) FY cÖ`v‡bi †¶‡Î e¨w³MZ
M¨vivw›U‡K RvgvbZ wn‡m‡e we‡ePbv K‡i 25.00 (cuwPk) j¶ UvKv ch©š— cÖ‡`q FY myweav mnvqK

11. RvgvbZ e¨wZ‡i‡K cÖ`v‡bi wel‡q e¨vsK/Avw_©K cÖwZôvbmg~n we‡ePbv Ki‡Z cvi‡e| cÖ‡qvRb‡ev‡a
mswk-ó Drcvw`Z cY¨ I hš¿vsk `vqeÜK (Products Machinery Hypothecation) Gi wecix‡Z
FY cÖ`vb Kiv hv‡e| Z‡e, 25.00 (cuwPk) j¶ UvKvi †ewk FY cÖ`v‡bi †¶‡Î RvgvbZ MÖn‡Yi
welqwU e¨vsK/A_©vqbKvix cÖwZôvbmg~n wb‡RivB e¨vsK-MÖvnK m¤ú‡K©i wfwˇZ wba©viY Ki‡e|
MÖvnK/D‡`¨v³v evQvB Gi †¶‡Î e¨vsK Aek¨B Zvi wbR¯^ due diligence c×wZi cÖ‡qvM Ki‡e| G
†¶‡Î †K›`ªxq e¨vs‡Ki MvBWjvBb¸‡jv‡K b~¨bZg wb‡`©kbv we‡ePbv K‡i e¨vsK¸‡jv Zv‡`i wbR¯^
we¯—„Z FY bxwZgvjv ˆZwi Ki‡e Ges Zv G wefvM‡K AewnZ Ki‡e| G ai‡bi bxwZgvjv cÖYq‡bi
†¶‡Î MÖ“c RvgvbZ ev mvgvwRK RvgvbZ MÖn‡Yi welqwU we‡ePbv Kiv †h‡Z cv‡i|
11
12. Av‡e`bcÎ MÖnY I we‡ePbv t
mswk-ó e¨vsK kvLv wba©vwiZ FY wbqgvPvi Abyhvqx Av‡e`bKvixi evwl©K cÖ‡qvRbxq GmGgB FY
GKKvjxb gÄyi Ki‡e| G j‡¶¨ mswk-ó kvLvmg~n ¶y`ª I gvSvwi D‡`¨v³v‡`i evwl©K cY¨ Drcv`b
cwiKíbvmn Av‡e`bcÎ MÖnY Ki‡e| cÖ‡qvRb‡ev‡a, cieZ©x‡Z D‡`¨v³v‡`i evwl©K Drcv`b
cwiKíbvi hyw³hy³ cwieZ©‡bi my‡hvM †`qv hv‡e|
13. †MÖm wcwiqW t
GmGgB Lv‡Zi FY cwi‡kv‡ai †¶‡Î D‡`¨v³vMY cÖvqkB †MÖm wcwiqW Kg e‡j Awf‡hvM
K‡ib| e¨vsK I Avw_©K cÖwZôvb¸‡jv FY bxwZgvjv cÖYq‡bi mgq cÖ‡hvR¨‡¶‡Î GmGgB Lv‡Z
hyw³m½Z †MÖm wcwiqW cÖ`v‡bi welqwU we‡ePbv Ki‡e|
14. FYMÖnxZvi †hvM¨Zv t
¶y`ª I gvSvwi G›UvicÖvBR Lv‡Z mivmwi wb‡qvwRZ cÖK„Z D‡`¨v³vMY GmGgB FY cÖvwßi †hvM¨
e‡j we‡ewPZ n‡eb| mvaviYfv‡e †Ljvwc FY MÖnxZvMY bZyb FY cvevi †hvM¨ e‡j we‡ewPZ n‡eb bv|
15. GmGgB F‡Yi my` t
¶y`ª I gvSvwi F‡Yi Ici e¨vsKmg~n wb‡RivB mswk-ó LvZ/DcLv‡Z F‡Yi my‡`i nvi wba©viY
Ki‡e| ¶y`ª D‡`¨v³v‡`i †¶‡Î e¨vsK¸‡jvi cwiPvjb e¨q †ewk| m½ZKvi‡Y G Lv‡Z my‡`i nvi
wKQyUv †ewk n‡e| Z‡e Zv †hb mnbxq ch©v‡q _v‡K †m e¨vcv‡i e¨vsK¸‡jv‡K wb‡`©k †`qv hv‡”Q|
evsjv‡`k e¨vsK KZ©„K e¨vsK I Avw_©K cÖwZôvb‡K e¨vsK †i‡U (eZ©gv‡b 5 kZvsk) GmGgB Lv‡Z
cybtA_©vqb myweav cÖ`vb Kiv n‡q _v‡K| e¨vsK †i‡U M„nxZ Znwej MÖvnK ch©v‡q (gwnjv D‡`¨v³v‡`i
†¶‡Î) e¨vsK †iU + 5 kZvsk my` nv‡i weZiY wbwðZ Ki‡Z n‡e |

12. 16. FY weZi‡Yi †¶‡Î AvDU‡mvwm©s Gi e¨envi t
e¨vsK/Avw_©K cÖwZôvbmg~n FYMÖnxZv wbe©vPb, FY weZiY Z`viwK, Av`vq, FY MÖnxZv‡`i‡K
DØy×KiY, cÖwk¶Y BZ¨vw`i R‡b¨ †emiKvwi ms¯’v/†emiKvwi †¯^”Qv‡mex ms¯’v (NGO)/AvZ¥-mnvqK
MÖ“c (Self-Help Group) mg~‡ni mnvqZv MÖnY Ki‡Z cv‡i|
12
17. cÖwk¶Y Kg©m~wP t
evsjv‡`‡k GmGgB LvZ weKv‡ki †¶‡Î Pvwn`v (demand) I mieivn (supply) Dfq w`‡KB
mgm¨v i‡q‡Q| Z‡e, mieivn w`‡Ki mgm¨v¸‡jv †gvKv‡ejvq GmGgB Lv‡Z cybtA_©vq‡bi R‡b¨ wZbwU
¯‹xg Pvjy i‡q‡Q Ges PjwZ eQ‡i e¨vsK I Avw_©K cÖwZôvb¸‡jvI GmGgB Lv‡Z FY weZi‡Yi wbR¯^
j¶¨gvÎv wba©viY K‡i‡Q| Pvwn`v w`‡Ki we`¨gvb wewfboe mgm¨vi g‡a¨ i‡q‡Q D‡`¨v³v‡`i Drcvw`Z
cY¨ wecY‡b mgm¨v, `¶Zv I c‡Y¨i ¸YMZ gvb Dboeq‡b D‡`¨v³vM‡Yi mg¨K aviYv bv _vKv, GmGgB
F‡Yi WvUv‡eBR bv _vKv BZ¨vw`| G mKj mgm¨vi mgvav‡b Avgv‡`i‡K cÖK„Z D‡`¨v³v †kªYx M‡o
†Zvjvi j‡¶¨ ¶y`ª I gvSvwi D‡`¨v³v‡`i Drcvw`Z cY¨ wecY‡b evwYR¨ †gjv (trade fairs), †μZv-mieivnKvix
mgš^q (buyer-supplier matching) mva‡bi e¨e¯’vKiY; c‡Y¨i ¸YMZgvb Dboeq‡bi
R‡b¨ Drcvw`Z cY¨ I c¨v‡KR wWRvB‡bi Dboeqb (product and package design and
development), cÖhyw³MZ Dboeqb m¤úwK©Z Kg©kvjv (technology upgrading workshop), wWRvBb
I KvwiMwi Z_¨vw` (design and technical information) BZ¨vw` m¤úwK©Z cÖwk¶‡Yi e¨e¯’v Kiv
GKvš— cÖ‡qvRb| G j‡¶¨ evwYwR¨K e¨vsK Ges Avš—R©vwZK mnvqZv ms¯’v¸‡jv‡K entrepreneurship
development Gi R‡b¨ cÖwk¶Y Kg©m~wP Av‡qvR‡bi Aby‡iva Kiv n‡e| G ai‡bi D‡`¨v³v MV‡bi
Kg©m~wP‡Z evsjv‡`k e¨vsKI mnvqZvKvixi f~wgKv cvjb Ki‡e| GQvov, cÖhyw³ I `¶Zvi Dboeqb Ges
GmGgB gv‡K©wUs Gi Ici BBTA, BIBM, DCCI, FBCCI, NASCIB, BWCCI, SME Foundation Gi
g‡Zv cÖwZôvb¸‡jv‡K cÖ‡qvRbxq cÖwk¶Y Kg©m~wP MÖnY Ki‡Z Aby‡iva Kiv n‡e| e¨vsK I Avw_©K
cÖwZôvb¸‡jv G ai‡bi cÖwk¶Y Kg©m~wP ev¯—evq‡bi AMÖMwZ m¤úwK©Z Z_¨vw` Zv‡`i evwl©K cÖwZ‡e`‡b
Aš—fy©³ Ki‡e|
18. GmGgB FY Kvh©μg gwbUwis t
GmGgB Gi †¶‡ÎI K…wl F‡Yi g‡Zv wZb ¯—iwewkó gwbUwis (evsjv‡`k e¨vs‡Ki cÖavb Kvh©vjq
ch©v‡q, evsjv‡`k e¨vs‡Ki kvLv Awdm ch©v‡q I e¨vsK ch©v‡q gwbUwis) KvVv‡gv M‡o ‡Zvjv n‡e|
18.1. GmGgB FY gwbUwis Gi D‡Ïk¨ t
K) mvgwMÖKfv‡e GmGgB FY weZi‡Yi j¶¨gvÎv AR©b;
L) wkívq‡b LvZwfwËK Dboeqb †hgb-wkí I †mev Lv‡Zi AwaK cÖmvi, bvix D‡`¨v³v‡`i
msL¨v e„w× I Dboeqb, †RjvwfwËK Kg©ms¯’vb m„wó I `vwi`ª¨ we‡gvPb;

13. M) ¶y`ª D‡`¨v³viv hv‡Z nqivwbgy³fv‡e cÖ‡qvRbxq cwigvY FY cvq;
N) e¨vsK¸‡jv bvix D‡`¨v³v‡`i‡K cÖ‡qvRbxq FY cÖ`vb Ki‡Q wKbv †m e¨vcv‡i
13
we‡kl `„wó cÖ`vb;
O) Gwiqv G‡cÖvP Ges K¬v÷viwfwˇZ FY cÖ`v‡bi e¨e¯’v wbwðZKiY;
P) Zvij¨ msKU †gvKv‡ejvq G Lv‡Z cÖ`Ë F‡Yi m‡š—vlRbK Av`vq;
Q) Ab¨vb¨ |
18.2. GmGgB FY gwbUwis c×wZ t
†K›`«xq e¨vs‡Ki cÖavb Kvh©vj‡q gwbUwis t
¶y`ª I gvSvwi D‡`¨v³v‡`i ¯^v‡_© M„nxZ GmGgB FY bxwZgvjv ev¯—evq‡b †K›`ªxq
e¨vs‡Ki gwbUwis Kvh©μg‡K AviI Kvh©Ki Ki‡Z evsjv‡`k e¨vs‡Ki D‡`¨v‡M e¨vcK
gwbUwis †KŠkj/c×wZ Aej¤^b Kiv n‡”Q| B‡Zvg‡a¨ evsjv‡`k e¨vs‡Ki D‡`¨v‡M
GmGgB I †¯úkvj †cÖvMÖvgm wefv‡M GKwU ÔGmGgB FY gwbUwis †mjÕ MVb Kiv
n‡q‡Q| GmGgB FY bxwZgvjvi Afxó j¶¨ AR©‡b D³ †mj gvV ch©v‡q GmGgB FY
e¨e¯’vcbvi wel‡q e¨vcK gwbUwis Ki‡e| GmGgB FY msμvš— AdmvBU I AbmvBU
mycviwfkb QvovI D³ †mj GZ`msμvš— Awf‡hv‡Mi e¨vcv‡i Z`š— mv‡c‡¶ cÖ‡qvRbxq
e¨e¯’v MÖnY Ki‡e|
Z_¨/weeiYx mieivn t
evwl©K GmGgB FY Kg©m~wP ev¯—evq‡bi AMÖMwZ ch©v‡jvPbv Kivi R‡b¨ mswk-ó
e¨vsK/A_©vqbKvix cÖwZôvb evsjv‡`k e¨vs‡Ki Pvwn`v †gvZv‡eK GmGgB FY msμvš—
wbfy©j Z_¨/weeiYx ˆÎgvwmK wfwˇZ GZ`m‡½ mshy³ QK (ms‡hvRbx ÔNÕ I ÔOÕ)
Abyhvqx cieZ©x gv‡mi 15 (c‡bi) Zvwi‡Li g‡a¨ mieivn Ki‡e| GQvov, we`¨gvb
weeiYxmg~n evsjv‡`k e¨vs‡K mieivn Kivi cÖPwjZ e¨e¯’v Ae¨vnZ _vK‡e |
†K›`«xq e¨vs‡Ki kvLv Awdm ch©v‡q gwbUwis t
cÖavb Kvh©vj‡qi g‡Zv evsjv‡`k e¨vs‡Ki kvLv Awdm¸‡jv‡ZI GmGgB FY gwbUwis
†mj MVb Kiv n‡e| D³ †mj ¯^-¯^ GjvKvi AvIZvaxb e¨vsK/Avw_©K cÖwZôvb¸‡jvi
GmGgB FY weZiY I Av`vq Kvh©μg wbweofv‡e gwbUwis Gi R‡b¨ Kvh©Ki e¨e¯’v MÖnY
Ki‡e|

14. e¨vsK ch©v‡q gwbUwis t
GmGgB FY bxwZgvjv I FY wbqgvPvi Abyhvqx cÖK„Z D‡`¨v³vivB hv‡Z mgqgZ
GmGgB FY cvb, FY †c‡Z hv‡Z †Kv‡bv nqivwbi wkKvi n‡Z bv nq Ges GmGgB
F‡Yi wba©vwiZ j¶¨gvÎv hv‡Z cy‡ivcywi AR©b Kiv m¤¢e nq †m R‡b¨ mswk-ó
e¨vsKmg~n‡K Kvh©Ki gwbUwis e¨e¯’v wbwðZ Ki‡Z n‡e| G j‡¶¨ ¯^-¯^ e¨vsK gwbUwis
BDwbU MVb K‡i evsjv‡`k e¨vsK‡K AewnZ Ki‡e|
e¨vsKmg~‡ni cÖavb Kvh©vj‡q gwbUwis t
K) e¨emvwqK †KŠkj (Business Strategy) Gi Ask wn‡m‡e GmGgB FY weZi‡Y
e¨vsK¸‡jvi EaŸ©Zb KZ„©c‡¶i my¯úó iƒcKí I wb‡`©kbv (clear vision and
direction) _vK‡Z n‡e|
L) FY cÖ`v‡bi welqwU mvaviYfv‡e FYcÖ`vbKvix e¨vs‡Ki wePvh© welq| FY cÖvwßi
†hvM¨Zv (credit worthiness) I Ab¨vb¨ welqvejx we‡ePbv K‡iB e¨vsK¸‡jv
MÖvn‡Ki AbyK~‡j FY gÄyi K‡i _v‡K| cÖPwjZ FY wbqgvPvi †g‡bB GmGgB FY
gÄywi I weZi‡Y AwaKZi wbôv, `¶Zv I MwZkxjZv Avbq‡b e¨vsK¸‡jv wb‡æv³
e¨e¯’vw` MÖnY Ki‡e t
- GmGgB F‡Yi Av‡e`b dig mnRxKiY;
- Av‡e`b dig c~iYmn Avbylw½K Kv‡R hv‡Z Kvj‡¶cY bv nq †mR‡b¨ Av‡e`b
dig MÖn‡Yi mgqB MÖvnK‡K mKj wb‡`©kbv cÖ`vb;
- mnvqK †Kvb Z‡_¨i cÖ‡qvRb n‡j GKwU gvÎ ˆeV‡KB mKj Z_¨ MÖvnK‡K
Rvbv‡bv;
- Av‡e`bcÎ cÖvwßi ci FY gÄywi I weZi‡Yi g‡a¨ mg‡qi e¨eavb †hŠw³KxKiY;
- Av‡e`bKvix †Ljvwc FYMÖnxZv wKbv Zv wbwðZ nIqvi R‡b¨ e¨vsK/Avw_©K
cÖwZôvb KZ„©K evsjv‡`k e¨vs‡Ki †μwWU Bbdi‡gkb ey¨‡iv‡Z (wmAvBwe) Z_¨
msMÖ‡ni R‡b¨ †hb Kvj‡¶cY bv nq †mR‡b¨ Aby‡ivac‡Î ÒGmGgB,
AMÖvwaKviÓ wjwLZ mxj cÖ`vb Ki‡e Ges evsjv‡`k e¨vs‡Ki wmAvBwe
AMÖvwaKvi wfwˇZ (b~¨bZg mg‡qi g‡a¨) FY Z_¨ mieivn Ki‡e; I
- MÖvn‡Ki †Kvb Awf‡hvM _vK‡j Zv `ª“Z wb®úwËi e¨e¯’vKiY |
M) GmGgB FY weZiY Kvh©μg gwbUwis, bZyb bZyb c`‡¶c MÖnY Ges gvV ch©v‡q
D™¢~Z mgm¨vi `ª“Z mgvav‡b c`‡¶c MÖn‡Yi R‡b¨ †Kvi MÖ“c ev †mj _vK‡e|
14

15. N) evwl©K/lvb¥vwmK wfwˇZ AbywôZe¨ e¨e¯’vcK‡`i m‡¤§j‡b GmGgB FY msμvš—
15
wbw`©ó G‡RÛv _vK‡Z cv‡i|
O) GmGgB FY weZiY I Av`v‡qi mvd‡j¨i wfwˇZ AvÂwjK/kvLv ch©v‡qi
Kg©KZ©v‡`i cyi¯‹„Z Kivi e¨e¯’v ivLv †h‡Z cv‡i|
P) GmGgB F‡Yi m‡½ mswk-ó Kg©KZ©vM‡Yi m¶gZv M‡o (capacity building)
†Zvjvi R‡b¨ cÖ‡qvRbxq cÖwk¶‡Yi e¨e¯’v Kiv †h‡Z cv‡i|
Q) AvÂwjK Kvh©vjq I kvLv¸‡jvi Kvh©μg wbweofv‡e cwiex¶‡Yi R‡b¨ AvaywbK Z_¨
cÖhyw³ we‡kl K‡i †gvevBj †dvb, B-‡gBj BZ¨vw`i e¨envi wKfv‡e e„w× Kiv hvq
†m wel‡qI cÖ‡qvRbxq e¨e¯’v MÖnY Ki‡Z n‡e|
e¨vsKmg~‡ni AvÂwjK Kvh©vj‡q gwbUwis Kvh©μg t
K) kvLv ch©v‡q GmGgB FY weZiY Kvh©μg myôyfv‡e ev¯—evqb n‡”Q wKbv Zv AvÂwjK
Kvh©vjq ch©v‡q gwbUi Ki‡Z n‡e| GZ`D‡Ï‡k¨ AvÂwjK Kvh©vj‡q GmGgB FY
gwbUwis BDwbU MVb Kiv †h‡Z cv‡i| gwbUwis BDwb‡Ui m`m¨e„›` Zv‡`i ¯^-¯^
AvIZvaxb GjvKvq mgq mgq Mgb K‡i j¶¨gvÎv Abyhvqx GmGgB FY weZiY
Kiv n‡”Q wKbv Zv ch©‡e¶Y Ki‡Z cv‡ib|
L) AvÂwjK Kvh©vjq¸‡jv e¨vs‡Ki EaŸ©Zb KZ„©c¶ I kvLv¸‡jvi g‡a¨ mgš^‡qi
`vwqZ¡ cvjb Ki‡e|
M) wbqwgZ gwbUwis Gi R‡b¨ e¨vsK¸‡jvi AvÂwjK Kvh©vjq/gwbUwis BDwb‡Ui
Kg©KZ©vMY Zv‡`i Aaxb kvLvmg~‡ni Kg©KZ©v‡`i wb‡q mgq mgq mfv Ki‡eb,
GmGgB FY MÖn‡Y”QyK D‡`¨v³vMY FY MÖnYKv‡j hv‡Z Ah_v nqivwbi wkKvi bv
nb †m wel‡q mgq mgq kvLv ch©v‡q Mgb K‡i Z`viwK Ki‡Z cv‡ib, GmGgB
FY msμvš— †Kvb Awf‡hvM AewnZ n‡q _vK‡j Zv Zvr¶wYKfv‡e wb®úwË
Ki‡eb, kvLv‡K cÖ‡qvRbxq w`K-wb‡`©kbv Ges kvLvi we`¨gvb mgm¨vmg~n
mgvav‡b mnvqZv Ki‡eb|
e¨vsK kvLv ch©v‡q M„nxZe¨ Kvh©μg t
GmGgB FY weZiY Kg©m~wPi wmsnfvM mvdj¨ wbf©i Ki‡Q e¨vsK kvLv¸‡jvi mvd‡j¨i
(performance) Ici| d‡j kvLv¸‡jv‡K GmGgB FY gÄywi I weZi‡Yi †¶‡Î
MwZkxj f~wgKv cvjb Ki‡Z n‡e| GmGgB FY weZiY I Av`v‡qi †¶‡Î e¨vsK
kvLv¸‡jv wbæiƒc Kvh©μg m¤úv`b Ki‡e t
K) kvLv e¨e¯’vcKMY KZ©„K gvV ch©v‡q GmGgB F‡Yi Pvwn`v I FY weZi‡Yi scope
g~j¨vqb/wba©viY| G‡¶‡Î ¯’vbxq m¤¢vebvgq LvZmg~‡n FY weZi‡Yi e¨e¯’vKiY;

16. L) cÖ‡Z¨K e¨vsK kvLv n‡Z ¶y`ª bvix D‡`¨v³v Lv‡Z GmGgB FY cÖ`v‡bi we‡kl
16
D‡`¨vM MÖnY;
M) D`¨gx I mdj ¶y`ª D‡`¨v³vMY‡K Lyu‡R †ei K‡i Zv‡`i‡K FY Kvh©μ‡gi mv‡_
m¤ú„³KiY;
N) GmGgB FY msμvš— cÖ‡qvRbxq/e¨vcK cÖPv‡ii gva¨‡g D‡`¨v³v‡`i DØy×KiY;
O) AvMÖnx I †hvM¨/cÖK„Z D‡`¨v³vMY‡K mn‡R Ges mgqgZ ¯^”Q cÖwμqvq GmGgB
FY cÖ`v‡bi e¨e¯’v MÖnY;
P) weZiYK„Z F‡Yi mبenvi hvPvBKiY;
Q) GmGgB FY Av`vq Z`viwK †Rvi`viKiY|
19. GmGgB FY weZiYKv‡j MÖvn‡Ki †gvevBj †dvb b¤^i kvLv ch©v‡q msi¶Y t
GmGgB FY weZiY Kvh©μ‡g gvVch©v‡q myôz gwbUwis Gi D‡Ï‡k¨ mn‡R †hvMv‡hvM ¯’vc‡bi
R‡b¨ e¨vs‡Ki kvLv ch©v‡q cÖwZwU FYMÖnxZvi bw_‡Z Zuvi †gvevBj †dvb b¤^i (wbR¯^ †dvb bv _vK‡j
wbKU¯’ †Kvb cÖwZ‡ekx ev AvZ¥x‡qi †gvevBj b¤^i Aby‡iv‡a D‡j-Lc~e©K) msi¶Y Ki‡Z n‡e| Giƒc
mKj GmGgB FYMÖnxZvi †dvb b¤^‡ii WvB‡i±ixI kvLv ch©v‡q msi¶Y Kiv †h‡Z cv‡i|
20. Z‡_¨i mnRjf¨Zv t
e¨vsK¸‡jv KZ©„K GmGgB Lv‡Z cÖ`Ë FY myweavi we¯—vwiZ Z_¨ Zv‡`i I‡qemvBU I cÖ‡Z¨K
kvLvq Rbmvavi‡Yi mn‡R `„wó‡MvPi nq Ggb ¯’v‡b cÖ`k©b (display) Ki‡Z n‡e| e¨vsK¸‡jv GmGgB
Gi Ici LvZwfwËK (wkí/cY¨) FY cÖev‡ni cwimsL¨vb, Zv‡`i †Ljvwci nvi n«vm, Kg©ms¯’vb m„wói
cwimsL¨vb BZ¨vw` Z_¨ msi¶Y Ki‡e| Giƒc Z_¨ miKvi KZ©„K M„nxZ we`¨gvb GmGgB bxwZgvjvi
Kvh©KvwiZv cwigv‡c mnvqK f~wgKv cvjb Ki‡e Ges GKB mv‡_ fwel¨‡Z M„nxZe¨ GmGgB bxwZgvjv
cÖYq‡b wbqvgK wn‡m‡e mnvqZv Ki‡e|
21. cÖ‡Yv`bv t
kni GjvKvq GmGgB FY †K›`ªxf~Z bv K‡i MÖvgxY GjvKvq GmGgB Lv‡Z A_©vqb m¤cÖmvwiZ
Kiv Ges mvgwMÖKfv‡e GmGgB Lv‡Z FY weZi‡Yi j¶¨gvÎv AR©‡b mdjZv‡K mswk-ó e¨vs‡Ki bZyb
kvLv †Lvjv, Aby‡gvw`Z wWjvi kvLv I we‡`‡k G·‡PÄ nvDR †Lvjvi †¶‡Î Ab¨Zg BwZevPK gvcKvwV
wn‡m‡e we‡ePbv Kiv n‡e|

17. 17
22. GmGgB mvwf©m †m›Uvi t
GmGgB MÖvnK‡`i AwaKZi myweav cÖ`v‡bi j‡¶¨ G ch©š— e¨vsK¸‡jvi (†emiKvwi I we‡`kx)
210wU GmGgB mvwf©m †m›Uvi Zv‡`i Kvh©μg ïi“ K‡i‡Q| GZ`wel‡q GKwU ZvwjKv mshy³ Kiv
n‡jv (ms‡hvRbx ÔPÕ)| D‡j-L¨, GmGgB I K„wl Lv‡Zi A_©vq‡b e¨vsK¸‡jv‡K AwaKZi m¤ú„³ Kivi
j‡¶¨ G eQi (2010) †_‡K ÔGmGgB mvwf©m †m›UviÕ Gi cwie‡Z© ÔGmGgB/K„wl kvLvÕ bv‡g
e¨vsK¸‡jv‡K jvB‡mÝ Bmy¨ Kiv n‡”Q|
23. GmGgB Gi D‡j-L‡hvM¨ LvZmg~n t
GmGgB Gi D‡j-L‡hvM¨ LvZmg~‡ni GKwU ZvwjKv GZ`m‡½ mshy³ Kiv n‡jv (ms‡hvRbx
ÔQÕ)|
24. KwZcq aviYvi (term) msw¶ß e¨vL¨v t
K¬v÷vi t
K¬v÷vi A_© n‡”Q cvi¯úwiK m¤úK©hy³, cwic~iK cY¨ ev †mev Drcv`b/mieiv‡n wb‡qvwRZ
cÖwZôvbmg~‡ni †fŠ‡MvwjK GjvKv/cY¨ ev †mevwfwËK mgwó| (A cluster may be defined as
a local agglomeration of enterprises (mainly SMEs but often also including some
large enterprises), which are producing and selling a range of related and
complimentary products and/or services.) D`vniY¯^iƒc XvKvi nvRvixevM GjvKvi Pvgov
I PvgovRvZ cY¨ Drcv`bKvix cÖwZôvb¸‡jvi mgwó‡K PvgovRvZ c‡Y¨i K¬v÷vi wn‡m‡e
AwfwnZ Kiv nq| K¬v÷vi wPwýZKi‡Y wewfboe d¨v±i we‡ePbv Kiv n‡q _v‡K| †hgbt-
†fŠ‡MvwjK GjvKv, cY¨ ev †mev BZ¨vw`|
mvgvwRK RvgvbZ t
mvgvwRK RvgvbZ ej‡Z FY`vbKvix cÖwZôvb I FYMÖnxZvi g‡a¨ m¤úvw`Z Pzw³i AvIZvq
M„nxZ F‡Yi Av`vq myi¶vi j‡¶¨ (Dfq c‡¶i wbKU MÖnY‡hvM¨) mvgvwRK †Kvb
cÖwZôvb/ms¯’vi A½xKvibvgv‡K eySvq| D`vniY¯^iƒc, †Kvb e¨w³ KZ©„K M„nxZ F‡Yi wecix‡Z
mswk-ó e¨emvqx msMVb (†P¤^vi Ae Kgvm© GÛ BÛvw÷ª/G‡mvwm‡qkb) KZ©„K RvgvbZ wn‡m‡e
cÖ`Ë m¤ú`/A½xKvibvgv Gi welqwU‡K mvgvwRK RvgvbZ wn‡m‡e AwfwnZ Kiv †h‡Z cv‡i|
MÖ“c RvgvbZ t
MÖ“cwfwËK FY cÖ`v‡bi †¶‡Î MÖ“‡ci Aš—f©y³ †Kvb m`m¨ KZ©„K M„nxZ F‡Yi wecix‡Z mswk-ó
MÖ“c KZ©„K mvgwóKfv‡e cÖ`Ë RvgvbZ‡K MÖ“c RvgvbZ ejv n‡q _v‡K| Av`k©MZfv‡e G

18. A½xKvibvgvi cÖ‡qvMB †ewk| G †¶‡Î MÖ“‡ci †Kvb m`m¨ †Ljvwc n‡j cy‡iv MÖ“c‡K †Ljvwc
wn‡m‡e wPwýZ Kiv nq Ges FY MÖn‡Yi myweav †_‡K ewÂZ n‡q _v‡K| Gi d‡j MÖ“c m`m¨‡`i
Pv‡ci gy‡L †Ljvwc m`m¨ FY cwi‡kv‡a eva¨ nq|
bvix D‡`¨v³v t
bvix D‡`¨v³v ej‡Z e¨emv‡q wb‡qvwRZ †Kvb bvix hw` ¯^bv‡g †Kvb e¨emvqx cÖwZôvb
cwiPvjbvq wb‡qvwRZ _v‡Kb Z‡e Zv‡K bvix/gwnjv D‡`¨v³v wn‡m‡e AwfwnZ Kiv †h‡Z cv‡i|
GB †kªYxi D‡`¨v³v‡`i GmGgB FY cÖ`v‡b AMÖvwaKvi I we‡kl myweav (¯^í my`) cÖ`vb Kiv
†h‡Z cv‡i| D‡j-L¨, †Kvb cÖwZôv‡b †Kvb bvix D‡`¨v³vi gvwjKvbvi Ask kZKiv 50 fv‡Mi
AwaK n‡j H cÖwZôvb‡K bvix D‡`¨v³v cwiPvwjZ cÖwZôvb wn‡m‡e MY¨ Ki‡Z n‡e Ges we‡kl
myweavi AvIZvq FY cÖ`vb Kiv hv‡e|
FY/wewb‡qvM t
†`‡k e¨emviZ Bmjvgx e¨vsK¸‡jv KZ©„K GmGgB A_©vq‡b wewb‡qvM gva¨g e¨eüZ nq| †m
Kvi‡Y GmGgB A_©vq‡b FY kãwUi cvkvcvwk Bmjvgx e¨vsK¸‡jv KZ©„K AbymiYK…Z wewb‡qvM
gva¨gwU‡KI eySv‡e|
18

19. ms‡hvRbxmg~n
19

20. GmGgB Lv‡Z FY weZi‡Yi j¶¨gvÎv
ms‡hvRbx ÔKÕ
μwgK bs e¨vsK I Avw_©K cÖwZôv‡bi bvg wba©vwiZ j¶¨gvÎv
1 ivó«xq gvwjKvbvaxb e¨vsK 3,897
2 we‡klvwqZ e¨vsK 600
3 †emiKvwi evwYwR¨K e¨vsK 17,478
4 we‡`kx e¨vsK 707
5 bb-e¨vsK Avw_©K cÖwZôvb 1,313
20
me©‡gvU t 23,995

21. nvjKv cÖ‡KŠkj wkí K¬v÷vi1
XvKv AÂjt
μwgK bs Ae¯’vb cY¨
1 jvjevM, Bmjvgcyi, †ZRMuvI, XvKv c-vw÷K cY¨vw`
2 jvjevM, Bmjvgcyi, XvKv wcwfwm cvBc
3 eskvj, XvKv ivevi cY¨vw`
4 eskvj, XvKv evBmvB‡Kj Ges c¨vWK¨vem
5 bevecyi, XvKv †gwkb Uyj g¨vbyd¨vKPvwis
6 k¨vgcyi, †Wgiv, †cv¯—‡Mvjv, bvivqYMÄ, MvRxcyi †ivwjs wgj
7 k¨vgcyi, †Wgiv, XvKv Kvw÷s BDwbUm/dvDwÛ«m
8 k¨vgcyi, †Wgiv, †KivbxMÄ, XvKv bvUm GÛ †evëm
9 †cv¯—‡Mvjv, XvKv †gUvj †KvwUs
10 Bswjk †ivW, XvKv ÷xj AvmevecÎ
11 bevecyi, XvKv ˆe`y¨wZK hš¿vsk (accessories)
12 U½x, bvivqYMÄ, MvRxcyi m`i d¨vb
13 bevecyi, XvKv nvév wdwUsm
14 U½x, MvRxcyi m`i, bvivqYMÄ Bbmy‡j‡UW Zvi
15 †ZRMuvI, †Wgiv, MvRxcyi m`i ZviRvZ cY¨vw`
16 †KivbxMÄ, cvMjv, †avjvBcvi RvnvR wbg©vY I †givgZ
17 bevecyi, †avjvBLvj hvbevnb hš¿vsk,wU‡bi †KŠUv Ges wU‡bi ˆZRmcÎ
18 Bmjvgcyi, †ZRMvu I, XvKv c-vw÷K K‡›UBbvim
19 wUcymyjZvb †ivW, †avjvBLvj, XvKv U«vÝdigvim
20 k¨vgcyi, XvKv nvW©Iq¨vi mvgMÖx, †Wvi †evëm, wnb‡Rm
21 RyivBb, †avjvBLvj, k¨vgcyi, XvKv K„wl I †W«wRs cv¤úm
22 ebMÖvg, bevecyi, XvKv K‡¤úÖmim
23 wUcy myjZvb †ivW, XvKv M„n¯’vjx DcKiYvw`, ˆe`y¨wZK Bw¯¿
24 bevecyi, wUcy myjZvb †ivW, XvKv dvibv‡mm
25 bevecyi, XvKv wWw÷«weDkb e·
26 bevecyi, XvKv I‡qjwWs hš¿vw`
27 wgicyi, m`iNvU, XvKv AviGgwR †¯úqvim
1 †ijI‡qgv‡K©U,e¸ov Kvw÷smK¬v÷vi
2 †ijI‡q gv‡K©U, e¸ov K„wl hš¿vw` I LyPiv hš¿vsk
3 †ijI‡q gv‡K©U, e¸ov A‡Uv hš¿vsk
1 Lyjbv †ivW, h‡kvi ev‡mi ewW ˆZwi
2 Lyjbv †ivW, h‡kvi K„wl hš¿vw` I LyPiv hš¿vsk
3 Lyjbv †ivW, h‡kvi A‡Uv hš¿vsk
1 h‡kvi †ivW, weAvBwWwm ÷x‡ji AvmevecÎ
1 Wvej gywis, †KvZqvjx c-vw÷K `ªe¨vw`
2 Wvej gywis, †KvZqvjx ivevi hš¿vsk
3 Wvej gywis, †KvZqvjx wi-‡ivwjs wgjm
21
ms‡hvRbx ÔLÕ
e¸ov AÂjt
h‡kvi AÂjt
Lyjbv AÂjt
PÆMÖvg AÂj t
1 AvBGdwm-GmBwWGd mv‡f© - 2007

22. Dc‡RjvwfwËK GmGgB F‡Yi m¤¢vebvgq LvZmg~n2
†Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
e›`i Mv‡g©›Um SyU †_‡K Zyjv cÖ‡mwms, Kv‡Vi e¨emv, PvD‡ji e¨emv,
wbg©vY I nvW©Iq¨vi mvgMÖxi e¨emv|
†mvbviMuvI wjPy evMvb, gywj euv‡ki e¨emv, wdwjs †÷kb, PvD‡ji e¨emv,
nvW©Iq¨vi, gyw` e¨emv|
iƒcMÄ Rvg`vwb, †¯úvU©m †bU, †U·UvBj, myZv I Kvc‡oi e¨emv, wdwjs
†÷kb, grm¨ Pvl|
AvovBnvRvi cvIqvi jyg, †U·UvBj, myZv I Kvc‡oi e¨emv|
22
ms‡hvRbx ÔMÕ
XvKv AÂj t
μwgK bs
1 biwms`x
biwms`x m`i
grm¨ Lvgvi, wdk wdW, †cvwëª Lvevi, d¬¨vU wbg©vY I c-U μq-weμq,
cvIqvi jyg, Kb÷ªvKkb dvg© cwiPvjbv I nvjKv
BwÄwbqvwis IqvK©kc cwiPvjbv|
cjvk Kb÷ªvKkb dvg© cwiPvjbv, nvjKv BwÄwbqvwis IqvK©kc
cwiPvjbv, Rbkw³ ißvwb I cÖwk¶Y †K›`ª cwiPvjbv, grm¨
Lvgvi, grm¨ wdW, †cvwëª Lvgvi/†cvwëª wdW μq-weμq|
wkecyi myZv Drcv`b, Rbkw³ Dboeq‡b cÖwk¶Y †K›`ª cwiPvjbv, mewR
Drcv`b msi¶Y I μq-weμq|
†ejv‡ev exR Drcv`b cÖwμqvKiY I msi¶Y, cvURvZ cY¨ Drcv`b,
†cvwëª Lvgvi/†cvwë« wdW μq-weμq, mewR Drcv`b msi¶Y I
μq-weμq Ges nvjKv BwÄwbqvwis IqvK©kc cwiPvjbv|
ivqcyiv ZuvZ wkí, KvwiMwi cÖwk¶Y Bbw÷wUDU cwiPvjbv, grm¨ Lvgvi,
wdk wdW, †cvwë« Lvgvi/†cvwë« wdW μq-weμq|
g‡bvni`x ivBm wgj cwiPvjbv I nvjKv BwÄwbqvwis IqvK©kc cwiPvjbv|
2 bvivqYMÄ bvivqYMÄ m`i Mv‡g©›Um, bxU, †nvwmqvix, is, myZv, Kvc‡oi e¨emv, iW, BU,
wm‡g›U I wbg©vY mvgMÖxi e¨emv, dvwb©Pv‡ii e¨emv, †nv‡Uj I
†i÷y‡i›U|
3 gvwbKMÄ gvwbKMÄ m`i ¶z`ª e¨emv, †cvwë« Lvgvi, grm¨ Pvl, ¶y`ª KywUi wkí|
wkevjq †cvwë« Lvgvi, grm¨ Pvl|
wNIi †cvwë« Lvgvi, grm¨ Pvl, ¶z`ª KywUi wkí |
2 evsjv‡`k e¨vs‡Ki wewfboe kvLv Awdm KZ©„K (e¨vsK I Avw_©K cÖwZôv‡bi mnvqZvq cÖ¯‘ZK…Z) Kv‡Ri myweav‡_© Dc‡RjvwfwËK
m¤¢vebvgq Lv‡Zi ZvwjKv cÖ¯‘Z Kiv n‡q‡Q| gvVch©v‡qi ev¯—eZv I cÖK…Z cwiw¯’wZi Av‡jv‡K e¨vsK/Avw_©K cÖwZôvb¸‡jv ¯^xq
we‡ePbvq GmGgB FY cÖ`v‡bi Rb¨ G ZvwjKv ewnf©‚Z bZzb bZzb †¶Î/LvZ wPwýZ Ki‡Z cv‡i|

23. †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
wmivRw`Lvb cvBKvwi I LyPiv †`vKvb, gyw` †`vKvb, nvW©Iq¨vi, †÷kbvix,
Avmevec‡Îi †`vKvb, †cvwë« Lvgvi, †cvwë« wdW, ¶z`ª e¨emv|
kªxbMi wdwks †bU I myZv Drcv`b, KywUi wkí, n¯— wkí|
†jŠnRs Uy¨wi÷ ¯úU I wi‡mvU©, cvBKvwi I LyPiv †`vKvb, gyw` †`vKvb,
nvW©Iq¨vi, †÷kbvix, Jl‡ai †`vKvb, grm¨ e¨emv cwiPvjbvi
R‡b¨ wecYb Kvh©μg|
U½xevwo WvqvMbw÷K †m›Uvi, wK¬wbK, cvBKvwi I LyPiv †`vKvb, gyw`
†`vKvb, nvW©Iq¨vi, †÷kbvix, Jl‡ai †`vKvb, ˆZwi †cvkv‡Ki
†`vKvb, ¶z`ª e¨emv|
MRvwiqv †cvwë« dv‡g© Drcvw`Z cY¨ wecYb Kvh©μg, Avjy evRviRvZKiY,
cvBKvwi I LyPiv †`vKvb, gyw` †`vKvb, nvW©Iq¨vi, cÖmvabx,
†÷kbvix, Jl‡ai †`vKvb, †WBix I †cvwë« dvg©|
23
μwgK bs
†`ŠjZcyi
†cvwë« Lvgvi, grm¨ Pvl|
mvUywiqv ¶z`ª e¨emv, †cvwë« Lvgvi, grm¨ Pvl|
wm½vBi †cvwë« Lvgvi, grm¨ Pvl, ¶z`ª KywUi wkí|
nwiivgcyi ¶z`ª e¨emv, ‡cvwë« Lvgvi, grm¨ Pvl |
4 gywÝMÄ gywÝMÄ m`i wdwks †bU I myZv Drcv`b, AvmevecÎ ˆZwi, Ry‡qjvix,
WvqvMbw÷K †m›Uvi, wK¬wbK, cvBKvwi I LyPiv †`vKvb, gyw`
†`vKvb, nvW©Iq¨vi, †÷kbvix, Avmevec‡Îi †`vKvb, †cvwë«
Lvgvi, †cvwë« wdW, ¶z`ª e¨emv|
5 MvRxcyi MvRxcyi m`i AvmevecÎ ˆZwi, ‡cvwëª wkí, bvm©vix, c-vw÷K cY¨ Drcv`b,
Mvwo/A‡Uvwi·vi LyPiv hš¿vsk I miÄvgvw` Drcv`b,
WvqvMbw÷K †m›Uvi, wK¬wbK, nvievj wU«U‡g›U GÛ weDwU cvj©vi,
we‡bv`b cvK©, Uy¨wi÷ ¯úU I wi‡mvU©, AvevwmK †nv‡Uj, cvBKvwi
I LyPiv †`vKvb, gyw` †`vKvb, wWcvU©‡g›Uvj †÷vi, nvW©Iq¨vi,
cÖmvabx, †i÷y‡i›U, Jl‡ai †`vKvb, Avmevec‡Îi †`vKvb|
kªxcyi AvmevecÎ ˆZwi, c-vw÷K cY¨ Drcv`b, Mvwo/A‡Uvwi·vi LyPiv
hš¿vsk I miÄvgvw` Drcv`b, WvqvMbw÷K †m›Uvi, wK¬wbK,
nvievj wU«U‡g›U GÛ weDwU cvj©vi, we‡bv`b cvK©, Uy¨wi÷ ¯úU I
wi‡mvU©, gyw` †`vKvb, wWcvU©‡g›Uvj †÷vi, nvW©Iq¨vi, †cvwëª
wkí, bvm©vix, cÖmvabx, †i÷y‡i›U, Jl‡ai †`vKvb, Avmevec‡Îi
†`vKvb|
Kvwjqv‰Ki AvmevecÎ ˆZwi, c-vw÷K cY¨ Drcv`b, Mvwo/A‡Uvwi·vi LyPiv
hš¿vsk I miÄvgvw` Drcv`b, WvqvMbw÷K †m›Uvi, †cvwëª wkí,
bvm©vix, wK¬wbK, nvievj wU«U‡g›U GÛ weDwU cvj©vi, we‡bv`b
cvK©, Uy¨wi÷ ¯úU I wi‡mvU©, AvevwmK †nv‡Uj, cvBKvwi I LyPiv
†`vKvb, gyw` †`vKvb, wWcvU©‡g›Uvj †÷vi, nvW©Iq¨vi, cÖmvabx,
†i÷y‡i›U, Jl‡ai †`vKvb, Avmevec‡Îi †`vKvb |

24. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
KvwjMÄ AvmevecÎ ˆZwi, †cvwëª wkí, bvm©vix, c-vw÷K cY¨ Drcv`b,
Mvwo/A‡Uvwi·vi LyPiv hš¿vsk I miÄvgvw` Drcv`b, cvBKvwi I
LyPiv †`vKvb, gyw` †`vKvb, wWcvU©‡g›Uvj †÷vi, nvW©Iq¨vi,
cÖmvabx, †i÷y‡i›U, Jl‡ai †`vKvb, Avmevec‡Îi †`vKvb|
Kvcvwmqv AvmevecÎ ˆZwi, c-vw÷K cY¨ Drcv`b, Mvwo/A‡Uvwi·vi LyPiv
hš¿vsk I miÄvgvw` Drcv`b, cvBKvwi I LyPiv †`vKvb, gyw`
†`vKvb, wWcvU©‡g›Uvj †÷vi, nvW©Iq¨vi, cÖmvabx, †i÷y‡i›U,
Jl‡ai †`vKvb, Avmevec‡Îi †`vKvb|
6 Rvgvjcyi Rvgvjcyi m`i n¯— I Kvi“ wkí, B‡jKUªwb· I ˆe`y¨wZK mvgMÖx, AvmevecÎ
ˆZwi (KvV I ÷xj), Mvwo/A‡Uvwi·vi LyPiv hš¿vsk I miÄvgvw`,
U‡g‡Uv I Avjy cÖwμqvRvZKiY, WvqvMbw÷K †m›Uvi, wK¬wbK,
Jlavw`/e¨w³MZ cwi”QboeZv, AvevwmK †nv‡Uj, cvBKvwi I LyPiv
†`vKvb, gyw` †`vKvb, wWcvU©‡g›Uvj †÷vi, nvW©Iq¨vi|
eKkxMÄ AvmevecÎ ‰Zwi I wecYb, nvievj cY¨ Drcv`b, e¨w³MZ
cwi”QboeZv, B‡jKUªwb· I ˆe`y¨wZK mvgMÖx, WvqvMbw÷K †m›Uvi,
wK¬wbK, cvBKvwi I LyPiv †`vKvb, gyw` †`vKvb, wWcvU©‡g›Uvj
†÷vi, nvW©Iq¨vi, †i÷y‡i›U|
†`IqvbMÄ AvmevecÎ ˆZwi I wecYb, nvievj cY¨ Drcv`b, B‡jKU«wb· I
ˆe`y¨wZK mvgMÖx, e¨w³MZ cwi”QboeZv, WvqvMbw÷K †m›Uvi,
wK¬wbK, cvBKvwi I LyPiv †`vKvb, gyw` †`vKvb, wWcvU©‡g›Uvj
†÷vi, nvW©Iq¨vi, †i÷y‡i›U|
Bmjvgcyi AvmevecÎ ˆZwi I wecYb, nvievj cY¨ Drcv`b, B‡jKU«wb· I
ˆe`y¨wZK mvgMÖx, e¨w³MZ cwi”QboeZv, WvqvMbw÷K †m›Uvi,
wK¬wbK, cvBKvwi I LyPiv †`vKvb, gyw` †`vKvb, wWcvU©‡g›Uvj
†÷vi, nvW©Iq¨vi, †i÷y‡i›U I Jl‡ai †`vKvb|
†gjv›`n AvmevecÎ ˆZwi I wecYb, nvievj cY¨ Drcv`b, nvievj
wU«U‡g›U GÛ weDwU cvj©vi, B‡jKU«wb· I ˆe`y¨wZK mvgMÖx,
wWRvBb I d¨vkb Iq¨vi, e¨w³MZ cwi”QboeZv, WvqvMbw÷K
†m›Uvi, wK¬wbK, cvBKvwi I LyPiv †`vKvb, gyw` †`vKvb,
wWcvU©‡g›Uvj †÷vi, nvW©Iq¨vi, †i÷y‡i›U, Jl‡ai †`vKvb|
gv`viMÄ AvmevecÎ ˆZwi I wecYb, nvievj cY¨ Drcv`b, nvievj
wU«U‡g›U GÛ weDwU cvj©vi, B‡jKU«wb· I ˆe`y¨wZK mvgMÖx,
wWRvBb I d¨vkb Iq¨vi, e¨w³MZ cwi”QboeZv, WvqvMbw÷K
†m›Uvi, wK¬wbK, cvBKvwi I LyPiv †`vKvb, gyw` †`vKvb,
wWcvU©‡g›Uvj †÷vi, nvW©Iq¨vi, †i÷y‡i›U, Jl‡ai †`vKvb|
mwilvevwo AvmevecÎ ˆZwi I wecYb, nvievj cY¨ Drcv`b, nvievj
wU«U‡g›U GÛ weDwU cvj©vi, B‡jKU«wb· I ˆe`y¨wZK mvgMÖx,
wWRvBb I d¨vkb Iq¨vi, e¨w³MZ cwi”QboeZv, WvqvMbw÷K
†m›Uvi, wK¬wbK, cvBKvwi I LyPiv †`vKvb, gyw` †`vKvb,
wWcvU©‡g›Uvj †÷vi, nvW©Iq¨vi, †i÷y‡i›U, Jl‡ai †`vKvb|
24

25. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
7 Uv½vBj Uv½vBj m`i ZuvZ wkí, wWRvBb I d¨vkb Iq¨vi, wgwó ‰Zwi I wecYb, wcÖw›Us
†cÖm, WvqvMbw÷K †m›Uvi, wK¬wbK, nvievj wU«U‡g›U GÛ weDwU
cvj©vi, AvevwmK †nv‡Uj, cvBKvwi I LyPiv †`vKvb, gyw` †`vKvb,
wWcvU©‡g›Uvj †÷vi, nvW©Iq¨vi, cÖmvabx, †i÷y‡i›U, †÷kbvix,
Jl‡ai †`vKvb, ˆZwi †cvkv‡Ki †`vKvb, Avmevec‡Îi †`vKvb|
†`j`yqvi ZuvZ wkí, wWRvBb I d¨vkb Iq¨vi, wcÖw›Us †cÖm, WvqvMbw÷K
†m›Uvi, wK¬wbK, cvBKvwi I LyPiv †`vKvb, gyw` †`vKvb,
wWcvU©‡g›Uvj †÷vi, nvW©Iq¨vi, cÖmvabx, †i÷y‡i›U, †÷kbvix,
Jl‡ai †`vKvb, ˆZwi †cvkv‡Ki †`vKvb, Avmevec‡Îi †`vKvb|
fyTvcyi WvqvMbw÷K †m›Uvi, wK¬wbK, cvBKvwi I LyPiv †`vKvb, gyw`
†`vKvb, wWcvU©‡g›Uvj †÷vi, nvW©Iq¨vi, cÖmvabx, †i÷y‡i›U,
†÷kbvix, Jl‡ai †`vKvb, ˆZwi †cvkv‡Ki †`vKvb,
Avmevec‡Îi †`vKvb|
†Mvcvjcyi Pvgovi e¨emv, WvqvMbw÷K †m›Uvi, wK¬wbK, cvBKvwi I LyPiv
†`vKvb, gyw` †`vKvb, wWcvU©‡g›Uvj †÷vi, nvW©Iq¨vi, cÖmvabx,
†i÷y‡i›U, †÷kbvix, Jl‡ai †`vKvb, ˆZwi †cvkv‡Ki †`vKvb,
Avmevec‡Îi †`vKvb|
gaycyi WvqvMbw÷K †m›Uvi, wK¬wbK, cvBKvwi I LyPiv †`vKvb, gyw`
†`vKvb, wWcvU©‡g›Uvj †÷vi, nvW©Iq¨vi, cÖmvabx, †i÷y‡i›U,
†÷kbvix, Jl‡ai †`vKvb, ˆZwi †cvkv‡Ki †`vKvb,
Avmevec‡Îi †`vKvb|
abevwo cvBKvwi I LyPiv †`vKvb, gyw` †`vKvb, wWcvU©‡g›Uvj †÷vi,
nvW©Iq¨vi, cÖmvabx, †i÷y‡i›U, †÷kbvix, Jl‡ai †`vKvb, ˆZwi
†cvkv‡Ki †`vKvb, Avmevec‡Îi †`vKvb|
KvwjnvZx ZuvZ wkí, WvqvMbw÷K †m›Uvi, wK¬wbK, cvBKvwi I LyPiv
†`vKvb, gyw` †`vKvb, wWcvU©‡g›Uvj †÷vi, nvW©Iq¨vi, cÖmvabx,
†i÷y‡i›U, †÷kbvix, Jl‡ai †`vKvb, ˆZwi †cvkv‡Ki †`vKvb,
Avmevec‡Îi †`vKvb|
NvUvBj K„wl hš¿cvwZ ‰Zwi I wecYb, WvqvMbw÷K †m›Uvi, wK¬wbK,
cvBKvwi I LyPiv †`vKvb, gyw` †`vKvb, wWcvU©‡g›Uvj †÷vi,
nvW©Iq¨vi, cÖmvabx, †i÷y‡i›U, †÷kbvix, Jl‡ai †`vKvb, ‰Zwi
†cvkv‡Ki †`vKvb, Avmevec‡Îi †`vKvb|
bvMicyi WvqvMbw÷K †m›Uvi, wK¬wbK, cvBKvwi I LyPiv †`vKvb, gyw`
†`vKvb, wWcvU©‡g›Uvj †÷vi, nvW©Iq¨vi, cÖmvabx, †i÷y‡i›U,
†÷kbvix, Jl‡ai †`vKvb, ‰Zwi †cvkv‡Ki †`vKvb,
Avmevec‡Îi †`vKvb|
wgR©vcyi WvqvMbw÷K †m›Uvi, wK¬wbK, cvBKvwi I LyPiv †`vKvb, gyw`
†`vKvb, wWcvU©‡g›Uvj †÷vi, nvW©Iq¨vi, cÖmvabx, †i÷y‡i›U,
†÷kbvix, Jl‡ai †`vKvb, ˆZwi †cvkv‡Ki †`vKvb,
Avmevec‡Îi †`vKvb|
25

26. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
evmvBj BUfvUv, WvqvMbw÷K †m›Uvi, wK¬wbK, cvBKvwi I LyPiv †`vKvb,
gyw` †`vKvb, wWcvU©‡g›Uvj †÷vi, nvW©Iq¨vi, cÖmvabx, †i÷y‡i›U,
†÷kbvix, Jl‡ai †`vKvb, ˆZwi †cvkv‡Ki †`vKvb,
Avmevec‡Îi †`vKvb|
mwLcyi WvqvMbw÷K †m›Uvi, wK¬wbK, cvBKvwi I LyPiv †`vKvb, gyw`
†`vKvb, wWcvU©‡g›Uvj †÷vi, nvW©Iq¨vi, cÖmvabx, †i÷y‡i›U,
†÷kbvix, Jl‡ai †`vKvb, ˆZwi †cvkv‡Ki †`vKvb,
Avmevec‡Îi †`vKvb|
8 †b·Kvbv †b·Kvbv m`i euvk I †eZ wkí, Ry‡qjvix, nvjKv BwÄwbqvwis, †mjyb I weDwU
cvj©vi, WvqvMbw÷K †m›Uvi, jvB‡eªix, cv`yKv wkí, †eKvix,
Kv‡Vi AvmevecÎ, †j` †gwkb, KivZ Kj I gyw` †`vKvb|
AvUcvov †eKvix, Kv‡Vi dvwb©Pvi, †j` †gwkb, jvB‡eªix, KivZ Kj I
gyw` †`vKvb|
evinvUv †eKvix, Kv‡Vi dvwb©Pvi, †j` †gwkb, jvB‡eªix, KivZ Kj I gyw`
†`vKvb|
†K›`yqv †eKvix, Kv‡Vi dvwb©Pvi, †j` †gwkb, KivZ Kj I gyw` †`vKvb|
`yM©vcyi †eKvix, Kv‡Vi dvwb©Pvi, †j` †gwkb, KivZ Kj I gyw` †`vKvb|
KjgvKv›`v PvDj Kj, eidKj, †eKvix, Kv‡Vi dvwb©Pvi, †j` †gwkb, KivZ
Kj I gyw` †`vKvb|
LvwjqvRyix †bŠKv ˆZwi, gvQ aivi Rvj ˆZwi, KivZ Kj I gyw` †`vKvb|
†gvnbMÄ kxZj cvwU, WvqvMbw÷K †m›Uvi, d¨v±ix, †eKvix, Kv‡Vi
dvwb©Pvi, †j` †gwkb, KivZ Kj I gyw` †`vKvb|
g`b PvDj Kj, eidKj, †eKvix, Kv‡Vi dvwb©Pvi, †j` †gwkb, KivZ
Kj I gyw` †`vKvb|
c~e©ajv PvDj Kj, eidKj, †eKvix, Kv‡Vi dvwb©Pvi, †j` †gwkb,
jvB‡eªix, KivZ Kj I gyw` †`vKvb|
9 wK‡kviMÄ wK‡kviMÄ m`i MÖvgxY ¶z`ª e¨emv, grm¨ Lvgvi, avb gvovB Kj BZ¨vw`|
AóMÖvg MÖvgxY ¶z`ª e¨emv|
evwRZcyi MÖvgxY ¶z`ª« e¨emv, KvV e¨emv, Kv‡Vi AvmevecÎ, ivBm wgj BZ¨vw`|
ˆfie MÖvgxY ¶z`ª e¨emv, wbg©vY mvgMÖx ivmvqwbK mvi, grm¨ AvoZ,
RyZv I PvgovRvZ cY¨ cÖ¯‘Z BZ¨vw`|
†nv‡mbcyi MÖvgxY ¶z`ª e¨emv, grm¨ Lvgvi BZ¨vw`|
BUbv MÖvgxY ¶z`ª e¨emv|
KwigMÄ MÖvgxY ¶z`ª e¨emv|
KywjqviPi ¶z`ª e¨emv, gv‡Qi AvoZ, ïuUwK gvQ msi¶Y I Kjv Pvl
BZ¨vw`|
KwUqv`x ¶z`ª e¨emv, mewR Drcv`b I Kjv Pvl BZ¨vw`|
26

27. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
wgVvgBb MÖvgxY ¶z`ª e¨emv|
wbKjx MÖvgxY ¶z`ª e¨emv|
cvKyw›`qv MÖvgxY ¶z`ª e¨emv, nuvm-gyiwMi Lvgvi, mewR Drcv`b I Mevw`
cïi Lvgvi BZ¨vw`|
ZvovBj MÖvgxY ¶z`ª e¨emv, mewR Drcv`b I Kjv Pvl BZ¨vw`|
10 †kicyi †kicyi m`i PvDj Kj, AvmevecÎ ˆZwi I wecYb, wK¬wbK, cvBKvwi I LyPiv
e¨emv, gyw` †`vKvb, ˆZwi †cvkv‡Ki †`vKvb, mvaviY e¨emv|
bvwjZvevwo PvDj Kj, AvmevecÎ ˆZwi I wecYb, wK¬wbK, cvBKvwi I LyPiv
e¨emv, gyw` †`vKvb, nvW©Iq¨vi, cÖmvabx, Jl‡ai †`vKvb, ˆZwi
†cvkv‡Ki †`vKvb, mvaviY e¨emv|
kªxe`©x PvDj Kj, AvmevecÎ ˆZwi I wecYb, wK¬wbK, cvBKvwi I LyPiv
e¨emv, gyw` †`vKvb, nvW©Iq¨vi, cÖmvabx, Jl‡ai †`vKvb, ˆZwi
†cvkv‡Ki †`vKvb, mvaviY e¨emv|
bKjv PvDj Kj, AvmevecÎ ˆZwi I wecYb, wK¬wbK, cvBKvwi I LyPiv
e¨emv, gyw` †`vKvb, nvW©Iq¨vi, cÖmvabx, Jl‡ai †`vKvb, ˆZwi
†cvkv‡Ki †`vKvb, mvaviY e¨emv|
wSbvBMvZx PvDj Kj, AvmevecÎ ˆZwi I wecYb, wK¬wbK, cvBKvwi I LyPiv
e¨emv, gyw` †`vKvb, nvW©Iq¨vi, cÖmvabx, Jl‡ai †`vKvb, ˆZwi
†cvkv‡Ki †`vKvb, mvaviY e¨emv|
11 gqgbwmsn gqgbwmsn m`i ¯^v¯’¨ †mev Ges WvqvMbw÷K, Kv‡Vi e¨emv, B‡jKU«wb· Ges
ˆe`y¨wZK mvgMÖx, Jl‡ai †`vKvb|
fvjyKv B‡jKU«wb·, ˆe`y¨wZK mvgMÖx, ebvqb, AvmevecÎ ˆZwi, †cvkvK
†avevDov B‡jKU«wb· Ges ˆe`y¨wZK mvgMÖx, AvmevecÎ ˆZwi, †MÖvmvix kc|
27
ˆZwi|
gy³vMvQv B‡jKU«wb· I ˆe`y¨wZK mvgMÖx, AvmevecÎ ˆZwi, cvBKvwi I
LyPiv †`vKvb, wgwó ˆZwi I wecYb|
dyjevwoqv B‡jKU«wb· I ˆe`y¨wZK mvgMÖx, AvmevecÎ ˆZwi, †÷kbvix|
MdiMuvI B‡jKU«wb· Ges ˆe`y¨wZK mvgMÖx, ¯^v¯’¨ †mev Ges WvqvMbw÷K,
nvW©Iq¨vi|
†MŠixcyi B‡jKU«wb· Ges ˆe`y¨wZK mvgMÖx, AvmevecÎ ˆZwi, Jl‡ai †`vKvb|
nvjyqvNvU B‡jKU«wb· Ges ˆe`y¨wZK mvgMÖx, AvmevecÎ ˆZwi, Kqjv, ˆZwi
†cvkv‡Ki †`vKvb|
Ck¦iMÄ B‡jKU«wb· Ges ˆe`y¨wZK mvgMÖx, AvmevecÎ ˆZwi, nvW©Iq¨vi,
Jl‡ai †`vKvb|
bv›`vBj †MÖvmvix kc, nvW©Iq¨vi, †÷kbvix, B‡jKU«wb· I ˆe`y¨wZK mvgMÖx|
dyjcyi Avmevec‡Îi †`vKvb, cÖmvabx, Jl‡ai †`vKvb, B‡jKU«wb· I
ˆe`y¨wZK mvgMÖx|
wÎkvj AvmevecÎ ˆZwi, nvW©Iq¨vi, †÷kbvix, B‡jKU«wb·, †MÖvmvix kc|

28. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
12 dwi`cyi dwi`cyi m`i ˆe`y¨wZK mvgMÖx, Ry‡qjvix, wcÖw›Us †cÖm, ¯^v¯’¨ †mev I
WvqvMbw÷K, AvmevecÎ ˆZwi, cvBKvwi I LyPiv †`vKvb,
nvW©Iq¨vi mvgMÖx, †cvkv‡Ki †`vKvb, gyw` I gwbnvwi †`vKvb,
cvU e¨emv, gywo-wPuov ˆZwi wgj, gvwUi ˆZwi ˆZRmcÎ BZ¨vw`|
Pif`ªvmb AvmevecÎ ˆZwi, cÖmvabx, mvB‡Kj f¨vb ˆZwi, cvBKvwi I LyPiv
†`vKvb, ˆZwi †cvkv‡Ki †`vKvb, gyw` I gwbnvwi †`vKvb, grm¨
Pvl, gvwUi ˆZwi ˆZRmcÎ BZ¨vw`|
†evqvjgvix AvmevecÎ ˆZwi, Ry‡qjvix, Jlavw`/cÖmvabx, cvBKvix I LyPiv
†`vKvb, ˆZwi †cvkv‡Ki †`vKvb, gyw` I gwbnvwi †`vKvb, grm¨
Pvl I cvU e¨emv, cvU I cvURvZ c‡Y¨i KywUi wkí BZ¨vw`|
fv½v AvmevecÎ ˆZwi, mvB‡Kj f¨vb ˆZwi, QvZv ˆZwii KviLvbv,
cvBKvwi I LyPiv †`vKvb, ˆZwi †cvkv‡Ki †`vKvb, gyw` I
gwbnvwi †`vKvb, grm¨ Pvl, cvU e¨emv BZ¨vw`|
mvj_v cvU e¨emv, cvBKvwi I LyPiv †`vKvb, AvmevecÎ ˆZwi, grm¨
Pvl BZ¨vw`|
bMiKv›`v AvmevecÎ ˆZwi, Ry‡qjvix, mvB‡Kj f¨vb ˆZwi, cvBKvwi I
LyPiv †`vKvb, ˆZwi †cvkv‡Ki †`vKvb, gyw` I gwbnvwi †`vKvb,
grm¨ Pvl, cvU e¨emv, cvU I cvURvZ c‡Y¨i KywUi wkí BZ¨vw`|
AvjdvWv½v AvmevecÎ ˆZwi, cÖmvabx, mvB‡Kj f¨vb ˆZwi, cvBKvwi I LyPiv
†`vKvb, ˆZwi †cvkv‡Ki †`vKvb, gyw` I gwbnvwi †`vKvb, grm¨
Pvl BZ¨vw`|
gayLvjx AvmevecÎ ˆZwi, cÖmvabx, mvB‡Kj f¨vb ˆZwi, cvBKvwi I LyPiv
†`vKvb, ˆZwi †cvkv‡Ki †`vKvb, gyw` I gwbnvwi †`vKvb, grm¨
Pvl, cvU e¨emv BZ¨vw`|
28
13 ivRevox ivRevox m`i
cvskv
evwjqvKvw›`
†Mvqvj›`
14 eªvþYevwoqv eªvþbevwoqv m`i
ivBm wgj, nvW©Iq¨vi mvgMÖx, we¯‹zU d¨v±ix, AvmevecÎ ˆZwi,
n¨vwÛμvdU, bKkxKuv_v, evwUK wcÖ›U I GgeªqWvix, A‡Uv-wi·v|
nvW©Iq¨vi, av‡bi PvZvj, ˆZwi †cvkv‡Ki †`vKvb, AvmevecÎ
ˆZwi, †cvwëª dvg©, Kjv I gay Pvl|
av‡bi PvZvj, nvW©Iq¨vi mvgMÖx, BUfvUv, AvmevecÎ ˆZwi,
A‡qj wgj, cvU e¨emv|
grm¨ Pvl, grm¨ n¨vPvix, bvm©vix, gyiwMi ev”Pv Drcv`b, av‡bi
PvZvj, we¯‹zU d¨v±ix, AvmevecÎ ˆZwi|
wcÖw›Us †cÖm, nvjKv cÖ‡KŠkj, AvmevecÎ ˆZwi, †eKvix, RyZv
ˆZwi KviLvbv, dzW cÖ‡mwms, †cvwëª, †WBix GÛ wdk dxW, gkjv
¸uovKiY, wgwó ˆZwi, †QvU KvU©b, †UBjvwis, †gwk‡b wPuov I gywo
ˆZwi, weªK wdì| LyPiv I cvBKvwi †`vKvb, gkjv RvZxq c‡Y¨i
c¨v‡KUKiY I wecYb, WªvM nvDR, WvqvMbw÷K †m›Uvi,
Kw¤úDUvi †Uªwbs ¯‹zj, wWwRUvj Kvjvi j¨ve, K¨vej Acv‡iUi,
†gvevBj †dvb GK‡mmwiR, †Rbv‡iUi Gi gva¨‡g we`y¨r weZiY,
Lv`¨ exR msi¶Y I wecYb, †nv‡Uj GÛ †i÷z‡i›U, cwi‡ek
evÜe ˆe`y¨wZK †QvU cwienb, mvBevi K¨v‡d, wngvMvi|

29. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
nvjKv cÖ‡KŠkj, †UBjvwis, c-v‡›Ukb, †gwk‡b wPuov I gywo ˆZwi,
wgwó ˆZwi, cvBKvwi I LyPiv †`vKvb, †mvjvi cvIqvi, WªvM
nvDR, mvBevi K¨v‡d, †gvevBj †dvb GK‡mmwiR, wWwRUvj
Kvjvi j¨ve, †Rbv‡iUi Gi gva¨‡g we`y¨r weZiY, †Kvì
†÷v‡iR|
nvjKv cÖ‡KŠkj, †UBjvwis, c-v‡›Ukb, †gwk‡b wPuov I gywo ˆZwi,
wgwó ˆZwi, cvBKvwi I LyPiv †`vKvb, †mvjvi cvIqvi, WªvM
nvDR, mvBevi K¨v‡d, †gvevBj †dvb GK‡mmwiR, †dvb-d¨v·,
mvBevi K¨v‡d, †Rbv‡iUi Gi gva¨‡g we`y¨r weZiY, †Kvì
†÷v‡iR|
bexbMi nvjKv cÖ‡KŠkj, †UBjvwis, c-v‡›Ukb, †gwk‡b wPuov I gywo ˆZwi,
wgwó ˆZwi, cvBKvwi I LyPiv †`vKvb, †mvjvi cvIqvi, WªvM
nvDR, mvBevi K¨v‡d, †gvevBj †dvb GK‡mmwiR, †dvb-d¨v·,
mvBevi K¨v‡d, †Rbv‡iUi Gi gva¨‡g we`y¨r weZiY, †Kvì
†÷v‡iR|
evÃvivgcyi nvjKv cÖ‡KŠkj, †UBjvwis, c-v‡›Ukb, †gwk‡b wPuov I gywo ˆZwi,
wgwó ˆZwi, cvBKvwi I LyPiv †`vKvb, †mvjvi cvIqvi, WªvM
nvDR, mvBevi K¨v‡d, †gvevBj †dvb GK‡mmwiR, †dvb-d¨v·,
mvBevi K¨v‡d, †Rbv‡iUi Gi gva¨‡g we`y¨r weZiY, †Kvì
†÷v‡iR|
AvïMÄ nvjKv cÖ‡KŠkj, †UBjvwis, c-v‡›Ukb, †gwk‡b wPuov I gywo ˆZwi,
wgwó ˆZwi, cvBKvwi I LyPiv †`vKvb, †mvjvi cvIqvi, WªvM nvDR,
mvBevi K¨v‡d, †gvevBj †dvb GK‡mmwiR, †dvb-d¨v·, mvBevi
K¨v‡d, †Rbv‡iUi Gi gva¨‡g we`y¨r weZiY, †Kvì †÷v‡iR|
bvwQibMi nvjKv cÖ‡KŠkj, †UBjvwis, c-v‡›Ukb, †gwk‡b wPuov I gywo ˆZwi,
wgwó ˆZwi, cvBKvwi I LyPiv †`vKvb, †mvjvi cvIqvi, WªvM nvDR,
mvBevi K¨v‡d, †gvevBj †dvb GK‡mmwiR, †dvb-d¨v·, mvBevi
K¨v‡d, †Rbv‡iUi Gi gva¨‡g we`y¨r weZiY, †Kvì †÷v‡iR|
29
AvLvDov
Kmev
15 XvKv †KivbxMÄ
B‡jKwUªK cvUm© ˆZwi, Wvwqs d¨v±ix, RvnvR wbg©vY, †WBix dvg©,
†cvwëª, iW, wm‡g›U, †XD wUb, wbg©vY mvgMÖxi e¨emv BZ¨vw`|
mvfvi B‡jKwUªK, Mv‡g©›Um e¨vKIqvW© wjs‡KR BÛvw÷ªR, nvW©Iq¨vi
e¨emv, weDwU cvj©vi, K…wl c‡Y¨i e¨emv, K…wl I B‡jKwUªK
hš¿cvwZ ˆZwii KviLvbv, cY¨ cwien‡bi †bŠhvb ˆZwi, †cvwëª
Lvgvi, hš¿cvwZ BZ¨vw`|
avgivB PvjKj, K…wl cY¨ wecYb, †cvwëª, †WBix, cY¨ cwien‡bi
†bŠhvb ˆZwi BZ¨vw`|
beveMÄ B‡jKUªwb·, iW, wm‡g›U, AvmevecÎ, †XDwUb I wbg©vY mvgMÖxi
e¨emv, grm¨ Pvl, myZv I ZuvZ wkí BZ¨vw`|
†`vnvi myZv I ZuvZ wkí, RvnvR wbg©vY wkí, cÖevmx kÖwgK‡`i cÖwk¶Y
cÖwZôvb, grm¨ Pvl, nvW©Iq¨vi e¨emv BZ¨vw`|

30. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
16 PÆMÖvg PÆMÖvg m`i wcÖw›Us †cÖm, nvjKv cÖ‡KŠkj, dvwb©Pvi, eidKj, wgé GÛ †WBix
dvg©, wkc †eªwKs evB †cÖvWv±, †eKvix, eywUKm, RyZv ˆZwi KviLvbv,
dyW cÖ‡mwms, †cvwë«, †WBix GÛ wdk dxW, U¨vbvix, Mnbv ˆZwi,
U«jvi I †QvU hvÎxevnx †bŠhvb ˆZwi, mdUIq¨vi ˆZwi, mvaviY I
d¨vk‡bej †gvgevwZ ˆZwi, Kvco KvPv mvevb, gkjv ¸uovKiY,
Av‡qvWvBRW jeY ˆZwi, wgwó ˆZwi, †QvU KvU©b, †j‡ej ˆZwi I
†QvU wcÖw›Us I c¨v‡KwRs, Uvqvi wimvBwK¬s, †UBjvwis, †gwk‡b wPuov
I gywo ˆZwi, c-vw÷K †Ljbv ˆZwi| †gvevBj †dvb G‡·mwiR,
wmGbwR wdwjs, cvBKvwi I LyPiv †`vKvb, †mvjvi cvIqvi, gkjv
RvZxq c‡Y¨i c¨v‡KUKiY I wecYb| Kj †m›Uvi, WvqvMbw÷K
†m›Uvi, wK¬wbK, Kw¤úDUvi †U«wbs ¯‹yj, weDwU cvj©vi, †mjyb,
wWwRUvj Kvjvi j¨ve, K¨vej Acv‡iUim, AvBGmwc mvwf©m
†cÖvfvBWvi, †Rbv‡iUi Gi gva¨‡g we`y¨r weZiY, Lv`¨ exR
msi¶Y I wecYb, †nv‡Uj GÛ †i÷y‡i›U, cwi‡ek evÜe ˆe`y¨wZK
cwienb, †QvU cwienb, B‡›Uwiqi GÛ G·Uvibvj †W‡Kv‡ikb,
KwgDwbwU †m›Uvi, mvBevi K¨v‡d|
nvUnvRvix K„wl hš¿cvwZ ˆZwi I wecYb, dvwb©Pvi ˆZwi, †gvevBj †dvb
GK‡mmwiR, cvBKvwi I LyPiv †`vKvb, gkjv RvZxq c‡Y¨i
c¨v‡KUKiY I wecYb, WvqvMbw÷K †m›Uvi, †nv‡Uj GÛ †i÷y‡i›U|
dwUKQwo H
ivDRvb H
iv½ywbqv H
cwUqv cvBKvwi I LyPiv †`vKvb, WvqMbw÷K †m›Uvi, wK¬wbK, Kw¤úDUvi
†U«wbs ¯‹yj, weDwU cvj©vi, wWwRUvj Kvjvi j¨ve, K¨vej
Acv‡iUim, †Rbv‡iUi Gi gva¨‡g we`y¨r weZiY, Lv`¨ exR|
Av‡bvqviv K„wl hš¿cvwZ ˆZwi I wecYb, †UBjvwis, †eKvix, cvBKvwi I
LyPiv †`vKvb, WvqvMbw÷K †m›Uvi, †nv‡Uj GÛ †i÷y‡i›U|
euvkLvjx K„wl hš¿cvwZ ˆZwi I wecYb, wdwks †evU ˆZwi, †UBjvwis,
†eKvix, cvBKvwi I LyPiv †`vKvb, WvqMbw÷K †m›Uvi, †nv‡Uj
GÛ †i÷y‡i›U|
†evqvjLvjx K„wl hš¿cvwZ ˆZwi I wecYb, dvwb©Pvi ˆZwi, †UBjvwis, †eKvix|
wgimivB K„wl hš¿cvwZ ˆZwi I wecYb, dvwb©Pvi ˆZwi, ivBmwgj, c-v‡›Ukb,
†UBjvwis, †eKvix, K„wl hš¿cvwZ ˆZwi I wecYb, wK¬wbK,
†Rbv‡iUi Gi gva¨‡g we`y¨r weZiY, Lv`¨ exR msi¶Y I
wecYb, †nv‡Uj GÛ †i÷y‡i›U|
mxZvKyÛ K„wl hš¿cvwZ ˆZwi I wecYb, wkc †eªwKs evB †cÖvWv±m, nvjKv
cÖ‡KŠkj, †UBjvwis, †eKvix, WvqvMbw÷K †m›Uvi, †Rbv‡iUi Gi
gva¨‡g we`y¨r weZiY, Lv`¨ exR msi¶Y I wecYb, †nv‡Uj GÛ
†i÷y‡i›U|
30
PÆMÖvg AÂj t

31. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
m›Øxc K„wl hš¿cvwZ ˆZwi I wecYb, wdwks †evU I hvÎxevnx †bŠhvb
ˆZwi, †UBjvwis, †eKvix, WvqvMbw÷K †m›Uvi, †nv‡Uj GÛ
†i÷y‡i›U, W«vM-nvDR|
†jvnvMvov K„wl hš¿cvwZ ˆZwi I wecYb, †eKvix, †UBjvwis, WvqvMbw÷K
†m›Uvi, †nv‡Uj GÛ †i÷y‡i›U, W«vM-nvDR|
mvZKvwbqv K„wl hš¿cvwZ ˆZwi I wecYb, †eKvix, †UBjvwis, WvqvMbw÷K
†m›Uvi, †nv‡Uj GÛ †i÷y‡i›U, W«vM-nvDR|
P›`bvBk K„wl hš¿cvwZ ˆZwi I wecYb, †eKvix, †UBjvwis, WvqvMbw÷K
†m›Uvi, †nv‡Uj GÛ †i÷y‡i›U, W«vM-nvDR|
17 K·evRvi K·evRvi m`i n¨vPvix, wdk cÖ‡mwms, W«vB wdk cÖ‡mwms, jeY cÖ‡mwms, gvki“g,
nvjKv cÖ‡KŠkj, U«jvi I †QvU hvÎxevnx †bŠhvb ˆZwi, wcÖw›Us
†cÖm, †UBjvwis, Avw`evmx n¯—wkí I †Kvgi ZuvZ, kvgyK I
wSby‡Ki Mnbv ˆZwi, eidKj, †eKvix, †gvevBj †dvb G‡·mwiR,
WvqvMbw÷K †m›Uvi, wK¬wbK, Kw¤úDUvi †U«wbs ¯‹yj, weDwU cvj©vi,
wWwRUvj Kvjvi j¨ve, K¨vej Acv‡iUim, †Rbv‡iUi Gi gva¨‡g
we`y¨r weZiY, Lv`¨ exR msi¶Y I wecYb, †nv‡Uj GÛ
†i÷y‡i›U, †QvU G¨vwgDR‡g›U cvK©, W«vM nvDR, mvBevi K¨v‡d|
ivgy W«vB wdk cÖ‡mwms, gvki“g, nvjKv cÖ‡KŠkj, †eKvix, cvBKvwi I
LyPiv †`vKvb|
†UKbvd n¨vPvix, wdk cÖ‡mwms, W«vB wdk cÖ‡mwms, gvki“g, nvjKv
cÖ‡KŠkj, eidKj, †eKvix, cvBKvwi I LyPiv †`vKvb,
WvqvMbw÷K †m›Uvi, †nv‡Uj GÛ †i÷y‡i›U|
DwLqv H
g‡nkLvjx wdk cÖ‡mwms, W«vB wdk cÖ‡mwms, gvki“g, eidKj, cvBKvwi I
LyPiv †`vKvb|
KyZyew`qv wdk cÖ‡mwms, W«vB wdk cÖ‡mwms, gvki“g, eidKj, cvBKvwi I LyPiv
†`vKvb, †mvjvi cvIqvi, †Rbv‡iUi Gi gva¨‡g we`y¨r weZiY|
PKwiqv wdk cÖ‡mwms, W«vB wdk cÖ‡mwms, gvki“g, eidKj, nvjKv
cÖ‡KŠkj, cvBKvwi I LyPiv †`vKvb, WvqvMbw÷K †m›Uvi, †nv‡Uj
GÛ †i÷y‡i›U|
†cKyqv nvjKv cÖ‡KŠkj, Uªjvi I †QvU hvÎxevnx †bŠhvb, cvBKvwi I
LyPiv †`vKvb, †nv‡Uj GÛ †i÷y‡i›U |
18 ev›`ievb m`i nvjKv cÖ‡KŠkj, Avw`evmx n¯—wkí I †Kvgi ZuvZ, m-wgj, dyW
cÖ‡mwms GÛ †÷vwis, Kv‡Vi AvmevecÎ I Ab¨vb¨ mvgMÖx, euvk I
†e‡Zi mvgMÖx, gvki“g, eywUKm, c-v‡›Ukb, cvBKvwi I LyPiv
†`vKvb, †mvjvi cvIqvi, Kw¤úDUvi †U«wbs ¯‹yj, weDwU cvj©vi,
†mjyb, wWwRUvj Kvjvi j¨ve, K¨vej Acv‡iUim, †Rbv‡iUi Gi
gva¨‡g we`y¨r weZiY, Lv`¨ exR msi¶Y I wecYb, †nv‡Uj GÛ
†i÷y‡i›U, K‡UR|
31

32. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
jvgv Avw`evmx n¯—wkí I †Kvgi ZuvZ, gvki“g, euvk I †e‡Zi mvgMÖx,
c-v‡›Ukb, cvBKvwi I LyPiv †`vKvb, †mvjvi cvIqvi|
19 LvMovQwo m`i nvjKv cÖ‡KŠkj, m-wgj, dyW cÖ‡mwms GÛ †÷vwis, Kv‡Vi
AvmevecÎ I Ab¨vb¨ mvgMÖx, euvk I †e‡Zi mvgMÖx, Avw`evmx
n¯—wkí I †Kvgi ZuvZ, gvki“g, eywUKm, c-v‡›Ukb, cvBKvwi I
LyPiv †`vKvb, †mvjvi cvIqvi, Kw¤úDUvi †U«wbs ¯‹yj, weDwU
cvj©vi, wWwRUvj Kvjvi j¨ve, K¨vej Acv‡iUim, †Rbv‡iUi Gi
gva¨‡g we`y¨r weZiY, Lv`¨ exR msi¶Y I wecYb, †nv‡Uj GÛ
†i÷y‡i›U, wm‡bgv GÛ G¨vwgDR‡g›U cvK©|
ivgMo m-wgj, dyW cÖ‡mwms GÛ †÷vwis, Kv‡Vi Avmeve I Ab¨vb¨
mvgMÖx, euvk I †e‡Zi mvgMÖx, Avw`evmx n¯— wkí I †Kvgi ZuvZ,
gvki“g, eywUKm, c-v‡›Ukb| cvBKvwi I LyPiv †`vKvb, †mvjvi
cvIqvi, Kw¤úDUvi †U«wbs ¯‹yj, wWwRUvj Kvjvi j¨ve, †Rbv‡iUi
Gi gva¨‡g we`y¨r weZiY, †nv‡Uj GÛ †i÷y‡i›U, wm‡bgv GÛ
G¨vwgDR‡g›U cvK©|
gvwUiv½v K„wl hš¿cvwZ ˆZwi, Avw`evmx n¯—wkí I †Kvgi ZuvZ, gvki“g,
euvk I †e‡Zi mvgMÖx, †UBjvwis, c-v‡›Ukb, †mvjvi cvIqvi,
cvBKvwi I LyPiv †`vKvb|
gnvjQwo K„wl hš¿cvwZ ˆZwi, Avw`evmx n¯—wkí I †Kvgi ZuvZ, gvki“g,
euvk I †e‡Zi mvgMÖx, †UBjvwis, c-v‡›Ukb, cvBKvwi I LyPiv
†`vKvb, †mvjvi cvIqvi|
32
i“gv H
Avjx K`g H
bvB¶sQwo H
†ivqvsQwo H
LvbwP H
cvbQwo H
`xwNbvjv H
gvwbKQwo H
j¶xQwo H
20 iv½vgvwU m`i nvjKv cÖ‡KŠkj, m-wgj, dyW cÖ‡mwms GÛ †÷vwis, Kv‡Vi
AvmevecÎ I Ab¨vb¨ mvgMÖx, euvk I †e‡Zi mvgMÖx, Avw`evmx
n¯—wkí I †Kvgi ZuvZ, gvki“g, eywUKm, hvÎxevnx I ch©UK‡`i
R‡b¨ †bŠhvb ˆZwi, cvBKvwi I LyPiv †`vKvb, †mvjvi cvIqvi,
†gvevBj †dvb G‡·mwiR, Kw¤úDUvi †U«wbs ¯‹yj, weDwU cvj©vi,
wWwRUvj Kvjvi j¨ve, K¨vej Acv‡iUim, †Rbv‡iUi Gi gva¨‡g
we`y¨r weZiY, Lv`¨ I exR msi¶Y I wecYb, †nv‡Uj GÛ
†i÷y‡i›U, KwgDwbwU †m›Uvi, wm‡bgv GÛ G¨vwgDR‡g›U cvK©,
ch©Ub K‡UR|

33. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
KvDLvjx Avw`evmx n¯—wkí I †Kvgi ZuvZ, gvki“g, euvk I †e‡Zi mvgMÖx,
cvBKvwi I LyPiv †`vKvb, †mvjvi cvIqvi, †gvevBj †dvb
G‡·mwiR, ¯’vbxq cwienb|
KvßvB nvjKv cÖ‡KŠkj, m-wgj, dyW cÖ‡mwms GÛ †÷vwis, Kv‡Vi AvmevecÎ
I Ab¨vb¨ mvgMÖx, euvk I †e‡Zi mvgMÖx, Avw`evmx n¯—wkí I †Kvgi
ZuvZ, gvki“g, eywUKm, hvÎxevnx I ch©UK‡`i R‡b¨ †bŠhvb ˆZwi,
cvBKvwi I LyPiv †`vKvb, †mvjvi cvIqvi, †gvevBj †dvb
G‡·mwiR, Kw¤úDUvi †U«wbs ¯‹yj, weDwU cvj©vi, wWwRUvj Kvjvi
j¨ve, K¨vej Acv‡iUim, †Rbv‡iUi Gi gva¨‡g we`y¨r weZiY, Lv`¨
I exR msi¶Y I wecYb, †nv‡Uj GÛ †i÷y‡i›U, KwgDwbwU †m›Uvi,
wm‡bgv GÛ G¨vwgDR‡g›U cvK©, ch©Ub K‡UR|
wejvBQwo nvjKv cÖ‡KŠkj, m-wgj, dyW cÖ‡mwms GÛ †÷vwis, Kv‡Vi
AvmevecÎ I Ab¨vb¨ mvgMÖx, euvk I †e‡Zi mvgMÖx, Avw`evmx
n¯—wkí I †Kvgi ZuvZ, gvki“g, eywUKm, hvÎxevnx I ch©UK‡`i
R‡b¨ †bŠhvb ˆZwi, cvBKvwi I LyPiv †`vKvb, †mvjvi cvIqvi,
†gvevBj †dvb G‡·mwiR, ¯’vbxq cwienb|
21 †dbx m`i nvjKv cÖ‡KŠkj, c-vw÷K †Ljbv, †UBjvwis, †eKvix, c-v‡›Ukb,
cvBKvwi I LyPiv †`vKvb, †gvevBj †dvb G‡·mwiR wecYb,
†mvjvi cvIqvi, WvqvMbw÷K †m›Uvi, wK¬wbK, weDwU cvj©vi,
wWwRUvj Kvjvi j¨ve, K¨vej Acv‡iUim, †Rbv‡iUi Gi gva¨‡g
we`y¨r weZiY, Lv`¨ exR msi¶Y I wecYb, †nv‡Uj I †i÷y‡i›U,
W«vM nvDR, mvBevi K¨v‡d, cwi‡ek-evÜe †QvU ˆe`y¨wZK
ciïivg m-wgj, dyW cÖ‡mwms GÛ †÷vwis, Kv‡Vi Avmeve I Ab¨vb¨ mvgMÖx,
33
RyivQwo H
ivR¯’wj H
bvwbqviPi H
evNvBPwo H
H
H
eiKj
js`y
QvMjbvBqv H
H
H
†mvbvMvRx
`vMbfyuTv
euvk I †e‡Zi mvgMÖx, Avw`evmx n¯—wkí I †Kvgi ZuvZ, gvki“g,
eywUKm, c-v‡›Ukb| cvBKvwi I LyPiv †`vKvb, †mvjvi cvIqvi,
Kw¤úDUvi †U«wbs ¯‹yj, wWwRUvj Kvjvi j¨ve, †Rbv‡iUi Gi gva¨‡g
we`y¨r weZiY, †nv‡Uj GÛ †i÷y‡i›U, wm‡bgv GÛ G¨vwgDR‡g›U cvK©|
dyjMvRx K„wl hš¿cvwZ ˆZwi, Avw`evmx n¯—wkí I †Kvgi ZuvZ, gvki“g,
euvk I †e‡Zi mvgMÖx, †UBjvwis, c-v‡›Ukb, cvBKvwi I LyPiv
†`vKvb, †mvjvi cvIqvi|

34. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
22 †bvqvLvjx myavivg K„wl hš¿cvwZ, nvjKv cÖ‡KŠkj, c-vw÷K mvgMÖx, †UBjvwis,
†eKvix, c-v‡›Ukb, cvBKvwi I LyPiv †`vKvb, †gvevBj †dvb
GK‡mmwiR wecYb, †mvjvi cvIqvi, WvqvMbw÷K †m›Uvi,
wK¬wbK, weDwU cvj©vi, wWwRUvj Kvjvi j¨ve, K¨vej Acv‡iUim,
†Rbv‡iUi Gi gva¨‡g we`y¨r weZiY, Lv`¨ exR msi¶Y I
wecYb, †nv‡Uj I †i÷y‡i›U, W«vM nvDR, mvBevi K¨v‡d,
cwi‡ek-evÜe †QvU ˆe`y¨wZK cwienb|
†Kv¤úvbxMÄ K„wl hš¿cvwZ, nvjKv cÖ‡KŠkj, c-vw÷K mvgMÖx, †UBjvwis,
†eKvix, c-v‡›Ukb, cvBKvwi I LyPiv †`vKvb, †gvevBj †dvb
GK‡mmwiR wecYb, †mvjvi cvIqvi, WvqvMbw÷K †m›Uvi,
wK¬wbK, weDwU cvj©vi, wWwRUvj Kvjvi j¨ve, K¨vej Acv‡iUim,
†Rbv‡iUi Gi gva¨‡g we`y¨r weZiY, Lv`¨ exR msi¶Y I
wecYb, †nv‡Uj I †i÷y‡i›U, W«vM nvDR, mvBevi K¨v‡d,
cwi‡ek-evÜe †QvU ˆe`y¨wZK cwienb|
nvwZqv K„wl hš¿cvwZ, nvjKv cÖ‡KŠkj, †UBjvwis, c-v‡›Ukb, cvBKvwi I
LyPiv †`vKvb, †gvevBj †dvb G‡·mwiR wecYb, †mvjvi cvIqvi,
d‡Uv ÷ywWI, W«vM nvDR|
PvUwLj nvjKv cÖ‡KŠkj, †UBjvwis, c-v‡›Ukb, cvBKvwi I LyPiv †`vKvb,
†mvjvi cvIqvi|
†eMgMÄ K„wl hš¿cvwZ ˆZwi, nvjKv cÖ‡KŠkj, †UBjvwis, †eKvix,
c-v‡›Ukb, cvBKvwi I LyPiv †`vKvb, †mvjvi cvIqvi,
WvqvMbw÷K †m›Uvi, wK¬wbK, Kw¤úDUvi †U«wbs ¯‹yj, weDwU
cvj©vi, wWwRUvj Kvjvi j¨ve, †Rbv‡iUi Gi gva¨‡g we`y¨r
weZiY, †nv‡Uj GÛ †i÷y‡i›U, W«vM nvDR, mvBevi K¨v‡d|
34
†mbevM H
23 j¶xcyi m`i K…wl hš¿cvwZ ˆZwi, mqvweb Pvl, nvjKv cÖ‡KŠkj, †UBjvwis,
†eKvix, c-v‡›Ukb, †mvjvi cvIqvi, WvqvMbw÷K †m›Uvi, wK¬wbK,
weDwU cvj©vi, wWwRUvj Kvjvi j¨ve, †Rbv‡iU‡ii gva¨‡g we`y¨r
weZiY BZ¨vw`|
ivgMÄ nvjKv cÖ‡KŠkj, †UBjvwis, †eKvix, c-v‡›Ukb, †mvjvi cvIqvi,
weDwU cvj©vi, d‡Uv ÷zwWI, †Rbv‡iU‡ii gva¨‡g we`y¨r weZiY
BZ¨vw`|
ivqcyiv nvjKv cÖ‡KŠkj, †UBjvwis, †eKvix, c-v‡›Ukb, gwiP/gkjv
cÖwμqvKiY, †mvjvi cvIqvi, weDwU cvj©vi, d‡Uv ÷zwWI,
†Rbv‡iU‡ii gva¨‡g we`y¨r weZiY BZ¨vw`|
ivgMwZ nvjKv cÖ‡KŠkj, †UBjvwis, †eKvix, c-v‡›Ukb, †mvjvi cvIqvi,
WvqvMbw÷K †m›Uvi, wK¬wbK, weDwU cvj©vi, wWwRUvj Kvjvi
j¨ve, †Rbv‡iU‡ii gva¨‡g we`y¨r weZiY BZ¨vw`|

35. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
24 Kywgj-v Kywgj-v m`i Lvw` wkí, Lvw`i ˆZwi wewfboe mvgMÖx wecYb, wgwó ˆZwi, wcÖw›Us
†cÖm, nvjKv cÖ‡KŠkj, †UBjvwis, †eKvix, evwUKm/eywUKm, RyZv
ˆZwi, dyW cÖ‡mwms, †cvwë«, †WBix GÛ wdk dxW, mvaviY I
d¨vk‡bej †gvgevwZ ˆZwi, gmjv ¸uovKiY, †QvU wcÖw›Us I
c¨v‡KwRs, †UBjvwis, †gwk‡b gywo I wPuov ˆZwi, weªK wdì,
c-v‡›Ukb, cvBKvwi I LyPiv †`vKvb, †gvevBj †dvb G‡·mwiR
wecYb, †mvjvi cvIqvi, WvqvMbw÷K †m›Uvi, wK¬wbK, Kw¤úDUvi
†U«wbs ¯‹yj, weDwU cvj©vi, wWwRUvj Kvjvi j¨ve, K¨vej
Acv‡iUim, †Rbv‡iUi Gi gva¨‡g we`y¨r weZiY, Lv`¨ exR
msi¶Y I wecYb, †nv‡Uj GÛ †i÷y‡i›U, W«vM nvDR, mvBevi
K¨v‡d, cwi‡ek-evÜe †QvU ˆe`y¨wZK cwienb, B‡›Uwiqi GÛ
G·Uvibvj †W‡Kv‡ikb, KwgDwbwU †m›Uvi, †Kvì †÷v‡iR|
eywoPs nvjKv cÖ‡KŠkj, †UBjvwis, ebvqb, cvBKvwi I LyPiv †`vKvb,
†mvjvi cvIqvi, mvBevi K¨v‡d, mewR Drcv`b I msi¶Y, Avjy
msi¶YvMvi|
25 Puv`cyi m`i wcÖw›Us †cÖm, nvjKv cÖ‡KŠkj, dvwb©Pvi, wgé GÛ †WBix dvg©,
†eKvix, evwUKm/eywUKm, RyZv ˆZwi KviLvbv, dyW cÖ‡mwms,
†cvwë«, †WBix GÛ wdk wdW, ‡gvgevwZ ˆZwi, gmjv ¸uovKiY,
wgwó ˆZwi, †QvU KvU©b, †j‡ej ˆZwi, †QvU wcÖw›Us I c¨v‡KwRs,
†UBjvwis, †gwk‡b gywo I wPuov ˆZwi, eidKj, c-v‡›Ukb,
cvBKvwi I LyPiv †`vKvb, gkjv RvZxq c‡Y¨i c¨v‡KUKiY I
wecYb, W«vM nvDR, †gvevBj †dvb G‡·mwiR, WvqvMbw÷K
†m›Uvi, wK¬wbK, Kw¤úDUvi †U«wbs ¯‹yj, weDwU cvj©vi, wWwRUvj
Kvjvi j¨ve, K¨vej Acv‡iUim, †Rbv‡iUi Gi gva¨‡g we`y¨r
weZiY, Lv`¨ exR msi¶Y I wecYb, †nv‡Uj GÛ †i÷y‡i›U,
cwi‡ek-evÜe †QvU ˆe`y¨wZK cwienb, KwgDwbwU †m›Uvi,
mvBevi K¨v‡d, †Kvì †÷v‡iR|
35
eªvþYevwoqv H
ei“ov H
jvKmvg H
†PŠÏMÖvg H
jv½j‡KvU H
†`exØvi H
Pvw›`bv H
gyiv`bMi H
`vD`Kvw›` H
†nvgbv H
†KvZqvjx H
gZje (`w¶Y) nvjKv cÖ‡KŠkj, †UBjvwis, c-v‡›Ukb, LyPiv I cvBKvwi †`vKvb,
W«vM nvDR, †gvevBj †dvb G‡·mwiR|

36. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
Lyjbv AÂj t
gZje (DËi) H
KPyqv nvjKv cÖ‡KŠkj, †UBjvwis, c-v‡›Ukb, LyPiv I cvBKvwi †`vKvb,
W«vM nvDR, †gvevBj †dvb G‡·mwiR|
nvRxMÄ
dwi`MÄ
nvBgPi H
μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
26 Lyjbv ewUqvNvUv grm¨ Pvl (wPswo I mv`v gvQ), n¨vPvix, bvm©vix, gyiwMi ev”Pv
Drcv`b, PvZvj e¨emv, †mvjvi c¨v‡bj, †gvevBj †mU I wewfboe
hš¿vs‡ki e¨emv|
27 mvZ¶xiv mvZ¶xiv m`i Avg Pvl I †U«wWs, cyivZb †jvnv-j°o (¯OE¨vc) I Ry‡qjvix
36
kvnvivw¯— H
H
H
cvBKMvQv grm¨ Pvl (wPswo I mv`v gvQ), n¨vPvix, bvm©vix, PvZvj e¨emv,
†mvjvi c¨v‡bj|
`v‡Kvc grm¨ Pvl (wPswo I mv`v gvQ), n¨vPvix, †cvwë« Lvgvi, PvZvj
e¨emv|
Kqiv grm¨ Pvl (wPswo I mv`v gvQ)|
Wygywiqv bvm©vix, gyiwMi ev”Pv Drcv`b, PvZvj e¨emv, grm¨ Pvl (wPswo I
mv`v gvQ), bvm©vix, wewfboe cÖKvi dyj Pvl, †cvwë« Lvgvi|
dyjZjv bvm©vix, PvZvj e¨emv, grm¨ Pvl (wPswo I mv`v gvQ)|
†`ŠjZcyi ivBm wgj, nvW©Iqvi mvgMÖx, †gwWwmb, we¯‹yU d¨v±ix, grm¨ Pvl
(wPswo I mv`v gvQ), I †U«W|
†ZiLv`v grm¨ Pvl (wPswo I mv`v gvQ), †cvwë« Lvgvi, PvZvj e¨emv|
iƒcmv grm¨ Pvl (wPswo I mv`v gvQ), grm¨ †U«W, †mvjvi c¨v‡bj,
†gvevBj †mU I wewfboe hš¿vsk|
e¨emv|
Kjv‡ivqv Avg Pvl I †U«wWs, wewfboe cÖKvi dyj Pvl, ißvwb‡hvM¨ gvwUi Uvwj,
g‡bv‡m· †Zjvwcqv I cvsMvm gvQ Pvl|
Zvjv grm¨ Pvl (wPswo I mv`v gvQ), Avjy Pvl, wngvMvi I †MvWvDb|
†`envUv grm¨ Pvl (wPswo I mv`v gvQ), n¨vPvix, †mvjvi c¨v‡bj, †gvevBj
†mU I wewfboe hš¿vs‡ki e¨emv|
Avkvïwb wPswo Pvl, nvjKv BwÄwbqvwis IqvK©kc|
KvwjMÄ wPswo Pvl, wewfboe ¶y`ª e¨emv|
k¨vgbMi wPswo Pvl, wewfboe ¶y`ª e¨emv|

37. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
28 ev‡MinvU ev‡MinvU m`i grm¨ Pvl (wPswo I mv`v gvQ), †nv‡Uj e¨emv, grm¨ I Lv`¨
cÖwμqvKiY|
†gvj-vnvU grm¨ Pvl (wPswo I mv`v gvQ), †cvwë« Lvgvi I cv‡bi eiR|
dwKinvU H
wPZjgvix grm¨ Pvl (wPswo I mv`v gvQ), †cvwë« Lvgvi, grm¨ Lv`¨
cÖwμqvKiY|
ivgcvj grm¨ Pvl (wPswo I mv`v gvQ), †cvwë« Lvgvi, dvwb©Pvi wkí|
KPyqv grm¨ Pvl (wPswo I mv`v gvQ), †cvwë« Lvgvi|
†gv‡ojMÄ grm¨ Pvl (wPswo I mv`v gvQ), †cvwë« Lvgvi, Kjv Pvl|
gsjv grm¨ Pvl (wPswo I mv`v gvQ), †cvwë« Lvgvi, grm¨ Lv`¨
cÖwμqvKiY|
kib‡Lvjv grm¨ Pvl (wPswo I mv`v gvQ), †cvwë« Lvgvi|
29 h‡kvi h‡kvi m`i gUi cvU©m, bKkx Kuv_v, ZuvZ, n¨vwÛμ¨vdUm, gU‡ii ewW ˆZwi,
BwÄwbqvwis IqvK©kc, nvW©Iq¨vi, n¨vPvix, †m‡W U‡g‡Uv Pvl,
PvZvj e¨emv|
AfqbMi m-wgj, dvwb©Pvi wkí, mvi †U«wWs, wm‡g›U †U«wWs, `jMZfv‡e
grm¨ Pvl (Rjve× fe`n GjvKvq), †gvevBj †mU I wewfboe
hš¿vs‡ki e¨emv|
evNvicvov PvZvj e¨emv|
kvk©v PvZvj e¨emv, dyj, Kjv I †cu‡c Pvl|
wSKiMvQv dyj Pvl, PvZvj e¨emv|
gwbivgcyi PvZvj e¨emv, †gvevBj †mU I wewfboe hš¿vs‡ki e¨emv|
†Kkecyi PvZvj e¨emv, wgwói †`vKvb|
†PŠMvQv PvZvj e¨emv, †gvevBj †mU I wewfboe hš¿vs‡ki e¨emv|
30 wSbvB`n wSbvB`n m`i Kjv, fyÆv, ZvgvK, AvL Pvl, †mvjvi c¨v‡bj I PvZvj e¨emv|
g‡nkcyi AvL, gïi, Kjv Pvl I PvZvj e¨emv|
†KvUPuv`cyi AvL Pvl I PvZvj e¨emv|
KvwjMÄ AvL Pvl I wewfboe cÖKvi Kyj Pvl|
nwiYvKyÛy AvL Pvl, cvb Pvl, †mvjvi c¨v‡bj I PvZvj e¨emv|
ˆkjKycv †cuqvR, imyb, ZvgvK, njy`, gwiP Pvl|
31 gv¸iv gv¸iv m`i cvU †U«wWs, PvZvj e¨emv|
kªxcyi cvU †U«wWs, mewR Pvl, K„wl hš¿cvwZi e¨emv|
†gvnv¤§`cyi cvU †U«wWs, gwiP, wewfboe cÖKvi dyj Pvl, Mvfx cvjb|
kvwjLv cvU †U«wWs, mewR Pvl, Mvfx cvjb|
37

38. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
32 bovBj bovBj m`i wgwb U«vK μq, KywUi wkí, wPswo Pvl, †cvwëª dvg©|
†jvnvMov wgwb U«vK μq, †mvjvi c¨v‡bj|
Kvwjqv cv‡bi eiR, Kvco I RyZvi e¨emv|
33 †MvcvjMÄ †MvcvjMÄ m`i †cvwë« dvg©, mv`v gvQ Pvl|
ivRkvnx AÂj t
†KvUvjxcvov †cvwë« dvg©, †mvjvi c¨v‡bj|
Uy½xcvov AvL Pvl, ¶z`ª e¨emv|
Kvwkqvbx cvIqvi wUjvi μq, †cvwë« dvg©, †mvjvi c¨v‡bj|
†gvK‡m`cyi cvU, mv`v gvQ Pvl, ¶z`ª e¨emv|
μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
34 ivRkvnx m`i I ivRcvov ¸wU‡cvKvi Pvl I †ikg Drcv`b, wWRvBb I d¨vkbIq¨vi,
AvmevecÎ ˆZwi, Ry‡qjvix, d‡UvMÖvdx, wcÖw›Us, †÷kbvix, dyW
cÖ‡mwms, grm¨ cÖwμqvRvZKiY, wUmy¨ KvjPv‡ii gva¨‡g Avjy Pvl,
÷«‡ewi I †÷wfqv Pvl, mdUIq¨vi wkí, g„rwkí, dyj Pvl, i“ivj
U«v݇cvU©, K¤^j ˆZwi, ZviKvUv ˆZwi, jvBU BwÄwbqvwis, cv‡Ui
e¯—v ˆZwi, K„wl cÖ‡KŠkj, weªK wdì, U«v±i, cvURvZ `ªe¨, †QvU
cvUKj, gvki“g Pvl, wimvBwK¬s wkí, wRAvB cvBc cÖ¯‘Z
KviLvbv, nvDRIq¨vi, mv‡ii e¨emv, c¨v‡KwRs KviLvbv,
wgVvcvwb‡Z wPswoPvl, `y»RvZ Lv`¨ ˆZwi, is ˆZwi, †gUvj
BwÄwbqvwis, ¶z`ª e¨emv, Ily‡ai †`vKvb, †MÖvmvixkc, ˆZwi
†cvkv‡Ki †`vKvb, PvgovRvZ mvgMÖx, ¯^v¯’¨‡mev I WvqvMbw÷K,
`y» cÖwμqvRvZKiY, cïLv`¨ ˆZwi KviLvbv, wPuov Kj, djRvZ
Lv`¨ cÖ¯‘ZKiY, dj cÖwμqvRvZKiY, msi¶Y I evRviRvZKiY,
gmjv cÖwμqvRvZKiY, Rym, R¨vg, †Rwj, U‡g‡Uv mm, AvPvi
BZ¨vw` ˆZwi I evRviRvZKiY, eid Kj ¯’vcb, nvievj/‡flR
cÖmvabx ˆZwi, G¨vcvU©‡g›U ˆZwi, c-vw÷K wkí|
cev bvm©vix, Pvi‡Kvj ˆZwi, †eKvix, †μvKvwiR, †WBix I †cvwë«
wkí, †ikg wkí, K„wl I †mP hš¿cvwZ, wPuov I gywo ˆZwi, †Zj I
Wvj wgj, mv‡ii e¨emv|
evNv L‡qi ˆZwi, Avg cÖwμqvRvZKiY, gmjv cÖwμqvRvZKiY,
evDKyj, Av‡cj Kyj, ¸o ˆZwi, wPuov I gywo ˆZwi, PvDj Kj,
mv‡ii e¨emv|
evMgviv AvjyexR Drcv`b, evD Kyj/Av‡cj Kyj, mv‡ii e¨emv, gmjv
cÖwμqvRvZKiY, K„wl I †mP hš¿cvwZ, wPuov I gywo ˆZwi, PvDj
Kj, grm¨ Pvl|
†gvnbcyi AvjyexR Drcv`b (wUmy¨ KvjPvi), BUfvUv, cvb Drcv`b,
†μvKvwiR mvgMÖx, wgVv cvwb‡Z wPswo Drcv`b, avb PvD‡ji
e¨emv, gyw` I fywl gv‡ji e¨emv, mv‡ii e¨emv|
38

39. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
`~M©vcyi AvjyexR Drcv`b (wUmy¨ KvjPvi), PvDjKj, wm‡g‡›Ui wcjvi
wbg©vY, mv‡ii e¨emv|
cywVqv wm‡g‡›Ui wcjvi ˆZwi, Wvj fv½v‡bvi Kj, ¸o ˆZwi, B‡jKwU«K
mvgMÖx weμq|
PviNvU grm¨ Pvl, wgwb myMvi wgj, njy` cÖ‡mwms, L‡qi ˆZwi, ¸o ˆZwi,
fywl gv‡ji e¨emv, n¯—wkí, eywUK e¨emv, mv‡ii e¨emv|
†Mv`vMvox Pvi‡Kvj Drcv`b, cïLv`¨, ¶z`ª e¨emv, PvDjKj, mv‡ii
35 cvebv m`i wWRvBb I d¨vkbIq¨vi, AvmevecÎ ˆZwi, Ry‡qjvix, d‡UvMÖvdx,
wcÖw›Us, ¯^v¯’¨, †÷kbvix, Gjwc M¨v‡mi wmwjÛvi, †nvwmqvix,
I‡qwìs wkí, mv‡ii e¨emv|
36 †g‡nicyi m`i K„wlRvZ cY¨ ¸`vgRvZKiY, †WBix I †cvwë«, AvmevecÎ ˆZwi,
evD Kyj, Av‡cj Kyj, bvm©vix, m-wgj, K„wl wfwËK wkí, cïLv`¨,
mv‡ii e¨emv|
37 Kywóqv m`i c¨v_jwR, nvjKv BwÄwbqvwis, Z_¨ cÖhyw³, cvg Pvl, KvUjvwi
wkí, cv‡Ui e¯—v ˆZwi, PvZvj, Avmeve wkí, KywUi wkí, mv‡ii
e¨emv|
39
e¨emv|
Zv‡bvi mvi I KxUbvkK e¨emv, AvmevecÎ (KvV/÷xj) ˆZwi, K„wl I
†mP hš¿cvwZ, †Zj I Wvj fv½v‡bvi wgj, mv‡ii e¨emv|
Ck¦i`x av‡bi PvZvj, AvUv Kj, cvURvZ wkí, wjPy Drcv`b
evRviRvZKiY, AvmevecÎ ˆZwi, I‡qwìs wkí, †cvwë« wkí,
mv‡ii e¨emv|
PvU‡gvni nvW©Iq¨vi, mewR Drcv`b, †cvwë« wkí, AvmevecÎ ˆZwi,
g„rwkí, c¨v_jwR, grm¨Pvl, evDKyj I Av‡cj Kyj|
AvUNwiqv grm¨Pvl, cvURvZ wkí, Avmeve wkí, †WBix I †cvwë« wkí,
mv‡ii e¨emv|
muvw_qv DboeZRv‡Zi Mvfx cvjb, ZuvZ wkí, †WBix I †cvwë« wkí,
nvW©Iq¨vi, mv‡ii e¨emv|
myRvbMi gmjv RvZxq dmj Drcv`b, ZuvZ wkí, †WBix I †cvwë« wkí,
PvDj Kj, nvW©Iq¨vi, mv‡ii e¨emv|
fvs¸iv †WBix I †cvwë« wkí, grm¨ Pvl, mv‡ii e¨emv|
†eov Kvc‡oi e¨emv, Ilya, ZuvZwkí, †WBix I †cvwë« wkí|
dwi`cyi †WBix I †cvwë« wkí, grm¨ Pvl, ¶z`ª e¨emv, mv‡ii e¨emv|
Mvsbx dyW cÖ‡mwms, †Mv Lv`¨, †WBix I †cvwë« wkí, cvb Drcv`b, Avjy
msi¶YvMvi, Wvj fv½v‡bvi Kj, mv‡ii e¨emv|
gywRebMi †WBix I †cvwë« wkí, Avg cÖwμqvRvZKiY, ¶z`ª e¨emv, ch©Ub
wkí, mv‡ii e¨emv|
wgicyi K„wlwfwËK wkí, †WBix I †cvwë« wkí|

40. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
KygviLvjx ZuvZ wkí, ¶z`ª e¨emv, KywUi wkí, ch©Ub wkí, mv‡ii e¨emv|
†LvKmv K„wlcY¨ ¸`vgRvZKiY, †WBix I †cvwë« wkí, ¶z`ª e¨emv, mv‡ii
†fovgviv K„wlcY¨ ¸`vgRvZKiY, ch©Ub wkí, †Kvì †÷v‡iR, mv‡ii e¨emv|
†`ŠjZcyi grm¨ cÖwμqvRvZKiY, AvmevecÎ ˆZwi, ¶z`ª e¨emv, mv‡ii e¨emv|
grm¨ Pvl-mv`v gvQ, n¨vPvix, bvm©vix, gyiwMi ev”Pv Drcv`b,
PvZvj e¨emv, †mvjvi c¨v‡bj, †gvevBj †dvb I wewfboe hš¿vs‡ki
e¨emv Ges ZuvZ wkí|
grm¨ Pvl-mv`v gvQ, n¨vPvix, AvL Pvl, ZvgvK Pvl, Kjv, †cu‡c, fyÆv
Pvl, cv‡bi eiR, avb-Pv‡ji PvZvj e¨emv Ges †gvevBj †dvb e¨emv|
grm¨ Pvl-mv`v gvQ, n¨vPvix, AvL Pvl, fyÆv Pvl, cv‡bi eiR,
avb-Pv‡ji PvZvj Ges †gvevBj †dvb e¨emv|
grm¨ Pvl-mv`v gvQ, wewfboe cÖKvi Kzj Pvl, AvL Pvl, fyÆv Pvl,
PvZvj e¨emv Ges †gvevBj †dvb e¨emv|
wkeMÄ dyW cÖ‡mwms (Avg), †ikg, jv¶¨v Pvl, †WBix I †cvwë« wkí,
KywUi wkí, c¨v_jwR †m›Uvi/wK¬wbK, ¶z`ª e¨emv, mv‡ii e¨emv|
bv‡Pvj †WBix wkí, PvZvj, ¶z`ª e¨emv, mv‡ii e¨emv|
†Mvg¯—vcyi dyW cÖ‡mwms (Avg), †ikg, jv¶¨v Drcv`b, †WBix I †cvwë«
wkí, KywUi wkí, ¶z`ª e¨emv, mv‡ii e¨emv|
†fvjvnvU Av‡gi Drcv`bce© wiqvwis, Avg cÖwμqvRvZKiY I evRviRvZKiY,
†ikg, PvDj Kj, †WBix I †cvwë« wkí, mv‡ii e¨emv|
40
38
39 PuvcvB beveMÄ m`i
G¨vjywgwbqvg †μvKvwiR, U‡g‡Uv cÖ‡mwms, bKkxKuv_v, wcZj wkí,
ev‡qvM¨vm c-¨v›U, †WBix I †cvwë« wkí, PvDj Kj, Avg cÖwμqvRvZKiY
I evRviRvZKiY, mv‡ii e¨emv, grm¨ Pvl, Kuvmv wkí|
PzqvWv½v m`i
AvjgWv½v
`vgyiû`v
Rxeb bMi
40 bv‡Uvi m`i e¯¿ weZvb, Kjv Drcv`b, `y» cÖwμqvRvZKiY, wgwó e¨emv,
grm¨ Lv`¨, cïLv`¨, iW wm‡g‡›Ui e¨emv, nvW©Iq¨vi, Ily‡ai
†`vKvb, ˆZwi †cvkvK, †nv‡Uj-†i‡¯—viuv, PvZvj, dyW cÖ‡mwms,
B‡jKU«wb·, AvmevecÎ ˆZwi, Pvgov wkí, ¯^v¯’¨ †mev, †eKvix,
wPbvev`vg, evDKyj, †cqviv, ¸o ˆZwi, c¨v‡KwRs, c¨v_jwR,
cwienb, Avg/dj cÖwμqvRvZKiY, ev`¨hš¿ ˆZwi, cvi‡U· wkí,
gvki“g Pvl, B¶z cÖ‡mwms, mv‡ii e¨emv|
¸i“`vmcyi gmjv RvZxq dmj Drcv`b, grm¨ Pvl, PvgovRvZ wkí, PvDj
Kj, cvU I cvURvZ `ªe¨ ˆZwi, mv‡ii e¨emv, cï Lv`¨ ˆZwi
evMvwZcvov Jlwa MvQ Drcv`b, †WBix dvg©, †cvwë« dvg©, grm¨ Pvl, mv‡ii
e¨emv, cï Lv`¨|
eovBMÖvg Jlwa MvQ Drcv`b, †WBix dvg©, †cvwë« dvg©, nvjKv cÖ‡KŠkj,
c¨v_jwR/nvmcvZvj, cï Lv`¨, mv‡ii e¨emv|
wmsov PvbvPyi, †eªW we¯‹yU, grm¨ Pvl, †WBwi dvg©, Kuvmv wkí, K„wl
wfwËK wkí, KywUi wkí, n¨vwÛμ¨vdU, mv‡ii e¨emv|
jvjcyi PvDj Kj, †WBix dvg©, †cvwë« dvg©, k•L wkí, wPwb/¸o wkí,
mv‡ii e¨emv|

41. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
41 e¸ov e¸ov m`i nvjKv K„wl hš¿cvwZ, PvZvj e¨emv, avb fv½v‡bv Kj/eqjvi,
†cvwë«, n¨vPvix, †Kvì †÷v‡iR, eywUK KviLvbv, n¨vwÛμ¨vdU
(gwnjv D‡`¨v³v), †eªW, we¯‹yU †eKvix/dyW g¨vbyd¨vKPvwis
d¨v±ix, e¨vUvix, ev‡qvM¨vm c-v›U, bvm©vix, c-vw÷K d¨v±ix,
RyUwgj, IqvUvi cv¤ú †gwkb G‡·mwiR ˆZwii KviLvbv|
wkeMÄ av‡bi PvZvj, †cvwë«/n¨vPvix, ¯^qswμq PvjKj, bvm©vix, weªK
wdì, †Kvì †÷v‡iR, RyUwgj|
†mvbvZjv av‡bi PvZvj, n¨vPvix, g¨vP d¨v±ix, kxZe¯¿ ˆZwii KviLvbv,
Kv‡c©›Uvix Uyjm|
`ycPuvwPqv av‡bi PvZvj, wgkª mvi KviLvbv, kxZe¯¿ ˆZwii KviLvbv,
Gbv‡gj wkí|
Kvnvjy PvZvj e¨emv, †cvwë«/n¨vPvix, e¨vM g¨vbyd¨vKPvwis BÛvw÷«R,
A‡qj wgj, cví GÛ †ccvi BÛvw÷«R|
MveZjx av‡bi PvZvj|
mvwiqvKvw›` av‡bi PvZvj, n¨vPvix|
Av`g`xwN PvZvj e¨emv, kxZe¯¿ ˆZwii KviLvbv|
aybU ev‡qvM¨vm c-v›U|
b›`xMÖvg av‡bi PvZvj|
†kicyi av‡bi PvZvj, bvm©vix (mvDw`qv)|
42 bIMuv bIMuv m`i PvZvj e¨emv, Pvi‡Kvj KviLvbv, n¨vÛjyg KviLvbv, wPuov,
gywo/dyW d¨v±ix|
mvcvnvi av‡bi PvZvj|
avgyinvU av‡bi PvZvj|
cZoexZjv av‡bi PvZvj|
†cvikv av‡bi PvZvj|
e`jMvQx av‡bi PvZvj|
gnv‡`ecyi PvZvj e¨emv, Pvi‡Kvj KviLvbv|
wbqvgZcyi av‡bi PvZvj|
43 RqcyinvU RqcyinvU m`i PvZvj e¨emv, BwÄwbqvwis IqvK©kc (Kvgvi kvjv), †cvwë« wdW|
KvjvB PvZvj e¨emv, †cvwë« wdW/†cvwë«, †Kvì †÷v‡iR|
†¶Zjvj PvZvj e¨emv|
Av‡°jcyi PvZvj e¨emv, cv_i †K‡U kxjcvUv ˆZwii KviLvbv|
cuvPwewe PvZvj e¨emv|
44 MvBevÜv MvBevÜv m`i PvZvj e¨emv|
my›`iMÄ PvZvj e¨emv|
mv`yj¨vcyi PvZvj e¨emv|
cjvkevwo PvZvj e¨emv|
41
e¸ov AÂj t

42. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
†Mvwe›`MÄ nvjKv cÖ‡KŠkj, kxZe¯¿ ˆZwii KviLvbv|
mvNvUv PvZvj e¨emv|
45 wmivRMÄ wmivRMÄ m`i ZuvZ wkí, PvZvj e¨emv, w¯úwbs wgj, †cvwë« wdW g¨vbyd¨vKPvwis wgj|
wm‡jU AÂj t
dyjQwoNvU PvZvj e¨emv|
KvRxcyi ZuvZ wkí, PvZvj e¨emv|
Zvovk PvZvj e¨emv|
†ejKywP ZuvZ wkí, PvZvj e¨emv|
†PŠnvwj PvZvj e¨emv|
kvnRv`cyi PvZvj e¨emv, ZuvZ wkí, †WBix dvg©|
Dj-vcvov PvZvj e¨emv, ZuvZ wkí, A‡qj wgj|
KvgviL›` PvZvj e¨emv, dyW g¨vbyd¨vKPvwis wgj, †cvwë« wdW g¨vbyd¨vKPvwis|
ivqMÄ kxZj cvwU ˆZwii KviLvbv|
μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
46 wm‡jU wm‡jU m`i gwbcyix ZuvZ I n¯— wkí, euvk, †eZ I kxZj cvwU ˆZwi,
Pvi‡Kvj, B‡jKwU«K mvgMÖx, nvW©Iq¨vi, m¨vwbUvix, wmivwgK,
UvBjm, gyw` e¨emv, weªK, †c‡Uªvwjqvg `ªe¨vw`i e¨emv, †nv‡Uj
†i‡¯—viuv, e¯¿ e¨emv, gq`v-wPuov-gywo wgj, eidKj, ˆZRmc‡Îi
e¨emv, †eKvix, KvV I ÷xj mvgMÖxi e¨emv, B‡jKwU«K cyj,
we‡bv`b cvK©/we‡bv`b ¯úU, ch©Ub, AvBwU, Pv wkí, †ijI‡q
w¯-cvi ˆZwi, R¨vg/†Rjx/AvPvi wkí BZ¨vw`|
`w¶Y myigv wcÖw›Us I c¨v‡KwRs wkí, K„wl hš¿cvwZ, Pv wkí, cyivZb B¯úvZ
I †jvnvi e¨emv, cyivZb c-vw÷K `ªe¨vw` wimvBwK¬s cÖKí|
evjvMÄ weªK, gyw` e¨emv, kxZj cvwU Drcv`b, †eZ I n¯— wkí|
†MvqvBbNvU cv_i I evwji e¨emv, gyw` e¨emv|
ˆRš—vcyi evwj I cv_‡ii e¨emv, Gjwc M¨vm c-v›U|
†MvjvcMÄ grm¨ Pvl I cÖwμqvRvZKiY, Gjwc M¨vm c-v›U|
KvbvBNvU gyw` e¨emv, weªK, KvV, evwj I cv_‡ii e¨emv|
weqvbxevRvi grm¨ Pvl, KvV e¨emv, bvm©vix, weªK wdì, †nv‡Uj e¨emv,
KwgDwbwU †m›Uvi, Gjwc M¨vm c-v›U|
†Kv¤úvbxMÄ cv_i I evwji e¨emv|
†dÂyMÄ gyw` e¨emv, Lv`¨ `ªe¨vw`i e¨emv|
wek¦bv_ KvV I ÷xj mvgMÖxi e¨emv, gyw` e¨emv|
47 †gŠjfx evRvi †gŠjfxevRvi weªK, KvV, gyw` e¨emv, grm¨ Drcv`b, †cvwë«|
KyjvDov gyw` e¨emv, Pv-evMvb, exR Drcv`b, msi¶Y I wecYb|
42

43. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
Ryox dj cÖwμqvRvZKiY, Kgjv Pvl, †ijI‡q w¯-cvi ˆZwi|
eo‡jLv AvMi Pvl, AvMi evwZ I AvMi wkí, KvV e¨emv, we‡bv`b cvK©|
kªxg½j AvMi Pvl, AvMi evwZ I AvMi wkí, Pv-evMvb, †jey I Avbvim
Drcv`b I cÖwμqvRvZKiY, †cvwë«, R¨vg/†Rjx/AvPvi Drcv`b,
grm¨ Pvl, KvV e¨emv, ch©Ub I we‡bv`b cvK©|
KgjMÄ gwbcyix ZuvZ wkí, mewR cÖwμqvRvZKiY, ch©Ub, we‡bv`b cvK©|
ivRbMi exR Drcv`b, msi¶Y I wecYb|
48 nweMÄ nweMÄ m`i wi‡qj G‡÷U e¨emv, gyw` e¨emv, wmivwgK, Lv`¨
cÖwμqvRvZKiY, I‡qwìs KviLvbv, `y» Lvgvi, †iYy †cvbv
Drcv`b, grm¨ Lvgvi, wdk wdW, cï Lv`¨ ˆZwii KviLvbv, wgkª
Lvgvi, Lv`¨ cÖwμqvRvZKiY wkí|
evwbqvPs nuvm-gyiwMi Lvgvi, grm¨ Lvgvi, wdk wdW, †iYy †cvbv Drcv`b,
wngvMvi, eidKj, grm¨ AvniY-msi¶Y I weZiY, `y» Lvgvi|
AvR‡gixMÄ nuvm-gyiwMi Lvgvi, `y» Lvgvi, grm¨ Lvgvi, wdk wdW, †iYy †cvbv
Drcv`b, wngvMvi, eidKj, grm¨ AvniY-msi¶Y I weZiY|
Pybvi“NvU `y» Lvgvi, Pv-wkí, n¯— I KywUi wkí, wgkª Lvgvi|
evûej `y» Lvgvi, Pv-wkí|
jvLvB nuvm-gyiwMi Lvgvi|
bexMÄ `y» Lvgvi, grm¨ Lvgvi, wdk wdW, †iYy †cvbv Drcv`b, grm¨
AvniY-msi¶Y I weZiY|
gvaecyi Pv-wkí, n¯— I KywUi wkí, wgkª Lvgvi, †Kvì †÷v‡iR|
49 mybvgMÄ m`i K…wl hš¿cvwZ ˆZwi, PvjKj, gywo I wPuov Drcv`b KviLvbv,
AvBmμxg wkí, grm¨ Lvgvi, n¨vPvix, †QvU-eo Kv‡Vi †bŠKv ˆZwi|
Zvwnicyi ÷x‡ji †bŠKv ˆZwi, PvjKj, gywo I wPuov Drcv`b KviLvbv,
AvBmμxg wkí, grm¨ Lvgvi, n¨vPvix|
RvgvjMÄ evjy e¨emv, grm¨ Lvgvi, n¨vPvix|
†`vqvivevRvi K…wl hš¿cvwZ ˆZwi, grm¨ Lvgvi, n¨vPvix|
wek¦¤¢icyi K…wl hš¿cvwZ ˆZwi, PvjKj, gywo I wPuov Drcv`b KviLvbv,
AvBmμxg wkí, grm¨ Lvgvi, n¨vPvix †QvU-eo Kv‡Vi †bŠKv ˆZwi|
QvZK K…wl hš¿cvwZ ˆZwi, PvjKj, gywo I wPuov Drcv`b KviLvbv, wcÖw›Us †cÖm,
evjy I Pzbvcv_‡ii e¨emv, wm‡g›U e¨emv, †QvU-eo Kv‡Vi †bŠKv ˆZwi|
w`ivB K…wl hš¿cvwZ ˆZwi, PvjKj, gywo I wPuov Drcv`b KviLvbv|
RMboev_cyi K…wl hš¿cvwZ ˆZwi, PvjKj, gywo I wPuov Drcv`b KviLvbv, wcÖw›Us †cÖm,
evjy I Pzbvcv_‡ii e¨emv, wm‡g›U e¨emv, †QvU-eo Kv‡Vi †bŠKv ˆZwi|
aigcvkv K…wl hš¿cvwZ ˆZwi, PvjKj, gywo I wPuov Drcv`b KviLvbv, K…wl
hš¿cvwZ wecbb, AvBmμxg wkí|
kvj-v grm¨ Pvl I n¨vPvix|
43

44. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
50 ewikvj m`i grm¨ cÖwμqvRvZKiY KviLvbv, grm¨ n¨vPvix, K…wlRvZ cY¨
Drcv`b dvg©, bvi‡KjRvZ cY¨, PvZvj e¨emv, cvb eiR, BU
fvUv, c¨v‡KwRs wkí, m¨vwbUvix mvgMÖx wbg©vY, BwÄwbqvwis
IqvK©kc|
wnRjv grm¨ Pvl, †cvwë« dvg©, ˆZj wgj, Wv‡ji wgj, Uªjvi wbg©vY|
†MŠib`x `y»RvZ Lv`¨ cÖwμqvRvZKiY, grm¨ Pvl, PvZvj e¨emv,
n¯—PvwjZ ZuvZ wkí, †cvwë« dvg©, B‡Ui fvUv, KvMR, euvk I
†eZwfwËK KzwUi wkí|
gyjv`x grm¨ Pvl, m¨vwbUvix mvgMÖx wbg©vY, †cvwë« dvg©, ˆZj wgj, Wv‡ji
51 SvjKvVx m`i grm¨ I wPswo Pvl, †nv‡Uj e¨emv, ¯^Y© wkí|
52 wc‡ivRcyi m`i Kvgvi I Kygvi wkí, Kvco I RyZvi e¨emv, †gvevBj †dvb, ¯^Y©
44
wgj|
†g‡n›`xMÄ Uªjvi wbg©vY, grm¨ Pvl, m¨vwbUvix mvgMÖx wbg©vY, †cvwë« dvg©,
ˆZj I Wv‡ji wgj|
eveyMÄ PvZvj e¨emv, m¨vwbUvix mvgMÖx wbg©vY, BU fvUv, grm¨ Pvl|
ewikvj AÂj t
ev‡KiMÄ kxZj cvwU, †nvMjv cvZvi cvwU ˆZwii KzwUi wkí, Kygvi wkí,
grm¨ I †cvwë« Lvgvi, cvb eiR|
Av‰MjRvov eqb wkí (†nvMjvi cvZvi cvwU), grm¨ I †cvwë« Lvgvi|
DwRicyi Kvgvi wkí, Kygvi wkí, cvb eiR, grm¨ I †cvwë« Lvgvi|
evbvixcvov PvZvj e¨emv, †cqviv I Avgov Drcv`b, AvmevecÎ ˆZwi
KviLvbv, mewRi Pviv I exR Drcv`b|
bjwQwU AvmevecÎ, grm¨ I wPswo Pvl, †nv‡Uj e¨emv, ¯^Y© wkí|
ivRvcyi Kvc‡oi †`vKvb, †UBjvwis, †nv‡Uj e¨emv, ¯^Y© wkí|
KvVvwjqv †nv‡Uj e¨emv, ¯^Y© wkí, grm¨, Lv`¨ cÖwμqvRvZKiY|
evDdj g„rwkí|
wkí|
KvDLvwj Pvj I Kvc‡oi e¨emv, mycvwi I bvm©vix e¨emv, `y» Lvgvi I
QvMj Lvgvi|
wRqvbMi †eKvix, PvZvj, †÷kbvix I Km‡gwUKm e¨emv|
bvwRicyi grm¨ Pvl, †cvwë« dvg©, †UBjvwis, RyZvi e¨emv, mv‡ii e¨emv|
gVevwoqv Mv‡g©›Um, †cvwë« dvg©, Pvj I wU‡bi e¨emv, m-wgj, wPswo I mv`v
gv‡Qi Pvl, wm‡g›U e¨emv|
†bQvivev`
(¯^iƒcKvwV)
†cqvivRvZ cY¨, bvi‡KjRvZ cY¨, AvgovRvZ cY¨, bvm©vix,
iW I wm‡g›U, Pv‡ji e¨emv, mvi I wK¬wbK, grm¨ Pvl, †cvwë«
dvg©|
fvÛvwiqv Pv‡ji e¨emv, Kvc‡oi e¨emv, †cvwë« dvg©, mv`v gvQ Pvl, m-wgj,
Pv‡ji K‡ji e¨emv|

45. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
53 ei¸bv m`i †cvwë« dvg©, wK¬wbK, dv‡g©mx, †UBjvwis, wcÖw›Us †cÖm, nvW©Iq¨vi,
m-wgj, WvqvMbw÷K †m›Uvi|
†eZvMx gyw` I gwbnvwi †`vKvb, nvW©Iq¨vi, dvwb©Pvi †`vKvb, †eKvix I
`y» Lvgvi|
evgbv `y» Lvgvi, †eKvix, †cvwë« Lvgvi|
AvgZjx wK¬wbK, dv‡g©mx, nvW©Iq¨vi, `y» Lvgvi, †eKvix, †cvwë« Lvevi,
†UBjvwis, AvmevecÎ, grm¨ Lvgvi|
cv_iNvUv wK¬wbK, dv‡g©mx, nvW©Iq¨vi, `y» Lvgvi, †cvwë« Lvgvi, AvBm
c-v›U, grm¨ Lvgvi, grm¨ Pvl I `y» Lvgvi|
54 cUyqvLvjx m`i wK¬wbK, dv‡g©mx, nvW©Iq¨vi, `y» Lvgvi, †cvwë« Lvgvi, AvBm
c-v›U, grm¨ I `y» Lvgvi|
evDdj Avmevec‡Îi †`vKvb, †eKvix, PvZvj, Pv‡ji AvoZ, †UBjvwis,
`y» Lvgvi|
MjvwPcv ˆZjexR c-v›U, ïuUwK c-v›U, av‡bi PvZvj, Pv‡ji AvoZ, †eKvix,
gwbnvwi I gyw` †`vKvb, `y» Lvgvi, wPswo Pvl|
gxR©vMÄ gyw` I gwbnvwi †`vKvb, dv‡g©mx, nvW©Iq¨vi, Pv‡ji AvoZ|
Kjvcvov ch©Ub wkí, mvgyw`ªK grm¨ cÖwμqvRvZKiY, ïuUwK c-v›U, `y»
Lvgvi, PvZvj, Pv‡ji AvoZ, †UBjvwis, wPswo Pvl, AvBm c-v›U,
euv‡ki cY¨, wdW wgj, †mŠi we`y¨Z I ev‡qvM¨vm|
`kwgbv Pv‡ji AvoZ, gwbnvix, nvW©Iqvi, †cvwë« dvg©, `y» Lvgvi,
55 †fvjv m`i BwÄwbqvwis IqvK©kc, gUi cvU©m, †c‡U«vj cv¤ú, nvW©Iq¨vi,
n¨vPvix, †nv‡Uj e¨emv, Pvj cÖwμqvKiY, gvQ msi¶Y I
cÖwμqvKiY, bvm©vix, kvKmewR Drcv`b I evRviRvZKiY,
AvmevecÎ, mycvwi e¨emv|
45
PvZvj|
`ygKx `y» Lvgvi, †eKvix, gyw` †`vKvb, nvW©Iq¨vi e¨emv|
†evinvbDwÏb BwÄwbqvwis IqvK©kc, gUi cvU©m, †c‡U«vj cv¤ú, nvW©Iq¨vi,
n¨vPvix, †nv‡Uj e¨emv, Pvj cÖwμqvKiY, gvQ msi¶Y I
cÖwμqvKiY, bvm©vix, kvKmewR Drcv`b I evRviRvZKiY|
ZRygwÏb Uªjvi wbg©vY I †givgZ, nvW©Iq¨vi, n¨vPvix, `y»RvZ cY¨
Drcv`b, Pvj cÖwμqvKiY I evRviRvZKiY|
jvj‡gvnb H
Pid¨vkb bvm©vix I ebvqb, mycvwii e¨emv, BwÄwbqvwis IqvK©kc, gUi
cvU©m, †c‡U«vj cv¤ú, nvW©Iq¨vi, n¨vPvix, Pvj cÖwμqvKiY, gvQ
msi¶Y I cÖwμqvKiY, kvKmewR Drcv`b I evRviRvZKiY|
†`ŠjZLuv U«jvi wbg©vY I †givgZ, nvW©Iq¨vi, n¨vPvix, bvm©vix, `y»RvZ cY¨
Drcv`b, m-wgj, Pvj cÖwμqvKiY|

46. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
56 kixqZcyi cvjs ˆe`y¨wZK mvgMÖxi e¨emv, B‡Ui fvUv, †cvwë« dvg©, fylv gvj I
wcZ‡ji e¨emv|
RvwRiv †cvwë« dvg©, grm¨ Pvl, Kv‡Vi e¨emv, Wvj Pvl, RyZvi e¨emv,
dvwb©Pvi I Kv‡Vi e¨emv|
bwoqv cv‡Ui e¨emv, Kv‡Vi e¨emv, gmjv Drcv`b, Wvj Drcv`b,
m-wgj, fylv gv‡ji e¨emv|
†f`iMÄ RyZvi e¨emv, Kjv Pvl, cv‡Ui e¨emv, AvL Pvl, ¸‡oi e¨emv,
Kygvi wkí|
WvgyW¨v PvZvj e¨emv, ivBm wgj, Kv‡Vi e¨emv, AvL Pvl, ¸‡oi e¨emv,
UvBjm I m¨vwbUvix e¨emv|
†MvmvBi nvU cv‡bi eiR, Avjy Pvl, B‡Ui fvUv, ˆZj exR, †cvwë« dvg©, gmjv
Drcv`b|
57 gv`vixcyi m`i ¸‡oi e¨emv, KywUi wkí, gmjv Drcv`b|
KvjwKwb cv‡Ui e¨emv, IqvK©kc, gmjv Drcv`b|
iv‰Ri `y» Lvgvi, Kygvi wkí, Kv‡Vi e¨emv|
wkePi Mvfx cvjb, mewR Pvl, gmjv Drcv`b|
μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
58 iscyi m`i n¯—wkí (kZiw ˆZwi), mvevb wkí, wcÖw›Us, c¨v‡KwRs I evBwÛs
wkí, ivevi Pvl, c-vw÷K mvgMÖx, AvUv I mywR ˆZwi, cvU I
cvURvZ wkí (PU, myZwj ˆZwi), `y» Lvgvi, ¯^v¯’¨‡mev (wK¬wbK,
weDwU cvj©vi, wRg‡bwmqvg), e-K, eywUK I GgeªqWvix, †flR I
nvievj, Km‡gwU· cÖ¯‘ZKvix wkí, BDbvbx I Avqy‡e©`x Jla
cÖ¯‘ZKvix wkí, ißvwbgyLx PvgovRvZ cY¨, ißvwbgyLx wngvwqZ
Lv`¨, Kw¤úDUvi mdUIq¨vi I Z_¨ cÖhyw³ wkí, we‡bv`b, ¶z`ª
cvIqvi c-v›U ¯’vcb BZ¨vw`|
wgVvcyKyi Avg †_‡K cví ˆZwi, wgj PvZvj, A‡Uv ivBm wgj, mycvwi
cÖwμqvRvZKiY, K‡¤úv÷ mvi, ¸wU BDwiqv ˆZwi BZ¨vw`|
cxiMvQv `y» Lvgvi, grm¨ Lvgvi, ¯^v¯’¨‡mev, BU fvUv, †eKvix mvgMÖx ˆZwi
BZ¨vw`|
cxiMÄ Kjv cÖwμqvRvZKiY, Avjy/mewR msi¶YvMvi, bvm©vix, ebvqb
BZ¨vw`|
KvDwbqv n¯—wkí (Uywc ˆZwi), ev‡qv-M¨vm, ZvgvK wkí, cvi‡U·, †bŠhvb
wkí BZ¨vw`|
e`iMÄ gywo ˆZwi KviLvbv, avb I Pvj e¨emv, g„r wkí, BU fvUv, ÷xj I
Kv‡Vi AvmevecÎ, Pvi‡Kvj ˆZwi BZ¨vvw`|
M½vPov bxjPvl, ÷xj I Kv‡Vi AvmevecÎ, ZuvZ wkí, cvU I cvURvZ
wkí (PU, myZwj ˆZwi) BZ¨vw`|
46
iscyi AÂj t

47. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
ZvivMÄ BU fvUv, PvZvj, ¶z`ª e¨emv, Pvgov wkí, ÷xj I Kv‡Vi AvmevecÎ|
59 KywoMÖvg m`i cvU I cvURvZ wkí, wngvMvi, we‡bv`b †K›`« (aijv eªxR
GjvKvq), ¯^v¯’¨‡mev (wK¬wbK, weDwU cvj©vi, wRg‡bwmqvg), ¯§j
cvIqvi c-v›U ¯’vcb BZ¨vw`|
bv‡Mk¦ix KvV wkí, euvk wkí, `y» Lvgvi, grm¨ Lvgvi, ¯^v¯’¨ †mev BZ¨vw`|
dyjevox KvV wkí, euvk wkí, `y» Lvgvi, grm¨ Lvgvi BZ¨vw`|
fyisMvgvix H
ivRvi nvU jUKb dj cÖwμqvRvZKiY, `y» Lvgvi, grm¨ Lvgvi BZ¨vw`|
Dwjcyi `y» Lvgvi, grm¨ Lvgvi BZ¨vw`|
wPjgvix †bŠhvb wkí, `y» Lvgvi, grm¨ Lvgvi, g„r wkí, KywUi wkí (wSbyK
†_‡K Pzb ˆZwi) BZ¨vw`|
†iŠgvix †bŠhvb wkí, grm¨ cÖwμqvKiY (ïuUwK) BZ¨vw`|
Pi ivwRecyi H
60 jvjgwbinvU m`i Pv wkí, †mP hš¿cvwZ ˆZwi, `y» Lvgvi, mycvwi cÖwμqvKiY, Kjv
cÖwμqvKiY, †gŠ-gvwQ Pvl I gay Drcv`b, ¯^v¯’¨‡mev (wK¬wbK,
weDwU cvj©vi, wRg‡bwmqvg), ¯§j cvIqvi c-v›U ¯’vcb BZ¨vw`|
nvwZevÜv fyÆv cÖwμqvRvZKiY, cï/grm¨/nuvm gyiwMi Lv`¨ ˆZwi, wngvMvi
¯’vcb BZ¨vw`|
KvwjMÄ `y» Lvgvi, grm¨ Lvgvi, n¨vPvix ¯’vcb BZ¨vw`|
Avw`Zgvix `y» Lvgvi, grm¨ Lvgvi BZ¨vw`|
cvUMÖvg fyÆv cÖwμqvRvZKiY, `y» Lvgvi, grm¨ Lvgvi, cï/grm¨/nuvm-gyiwMi
Lv`¨ ˆZwiKiY, cv_i msMÖn, cv_i †_‡K Aviwmwm LuywU
ˆZwi BZ¨vw`|
61 bxjdvgvix m`i Av`v cÖwμqvRvZKiY, wmivwgK wkí, †cvkvK wkí, ch©Ub wkí,
100% ißvwbgyLx e¯¿ wkí, ¯^v¯’¨‡mev (wK¬wbK, weDwU cvj©vi,
wRg‡bwmqvg), ¯§j cvIqvi c-v›U ¯’vcb BZ¨vw`|
†Wvgvi K„wl wfwËK wkí, ev‡qv-dvwU©jvBRvi, Avjy exR msi¶YvMvi,
Avjy cÖwμqvRvZKiY BZ¨vw`|
wK‡kviMÄ Avjy exR msi¶YvMvi, K„wl wfwËK wkí BZ¨vw`|
RjXvKv K„wl wfwËK wkí, `y» Lvgvi ¯’vcb BZ¨vw`|
wWgjv grm¨ Lvgvi, K„wl wfwËK wkí ¯’vcb BZ¨vw`|
ˆmq`cyi ¸wU BDwiqv ˆZwi, BU fvUv, †eKvix wkí, Mv‡g©›Um, hvwš¿K wkí,
¶z`ª wkí, UvBjm I wmivwgK wkí BZ¨vw`|
62 w`bvRcyi m`i wjPy I Avg cÖwμqvKiY, myMwÜ Pvj cÖwμqvKiY, PvZvj, Pv‡ji
eªvb †_‡K †fvR¨ ˆZj ˆZwi, A‡UvivBm wgj, ¯^v¯’¨‡mev (wK¬wbK,
weDwU cvj©vi, wRg‡bwmqvg), ¯§j cvIqvi c-v›U|
47

48. μwgK bs †Rjvi bvg Dc‡Rjvi bvg GmGgB F‡Yi m¤¢vebvgq LvZmg~n
exiMÄ wgj-PvZvj, bvm©vix, ebvqb BZ¨vw`|
Kvnv‡ivj avb PvD‡ji e¨emv, A‡UvivBm wgj BZ¨vw`|
†evPvMÄ Pvi‡Kvj ˆZwi, wPwb wkí, BUfvUv BZ¨vw`|
weij wjPy cÖwμqvKiY, wgj-PvZvj, `y» Lvgvi, grm¨ Lvgvi BZ¨vw`|
Lvbmvgv avb PvD‡ji e¨emv, K„wlwfwËK wkí ¯’vcb BZ¨vw`|
dyjevwo K„wlwfwËK ¶z`ª I gvSvwi wkí, avb PvD‡ji e¨emv, nvjKv
cÖ‡KŠkj hš¿cvwZ ˆZwi BZ¨vw`|
wPwii e›`i myMwÜ Pvj cÖwμqvKiY, gywo, Pvj cÖ¯‘ZKiY, PvZvj, `y» Lvgvi,
grm¨ Lvgvi ¯’vcb BZ¨vw`|
cve©Zxcyi ˆRe mvi, wgkª mvi I ¸wU BDwiqv ˆZwi, bvm©vix, n¯— wkí, nvjKv
cÖ‡KŠkj hš¿cvwZ I avb PvD‡ji e¨emv, A‡UvivBm wgj BZ¨vw`|
weivgcyi nuvm, gyiwM I Mevw` cïi R‡b¨ Lv`¨ cÖ¯‘ZKvix wkí, PvZvj, `y»
I grm¨ Lvgvi ¯’vcb BZ¨vw`|
nvwKgcyi K„wlwfwËK ¶z`ª I gvSvwi wkí, avb PvD‡ji e¨emv, wngvMvi,
ˆRe mvi, wgkª mvi I ¸wU BDwiqv ˆZwi KviLvbv ¯’vcb BZ¨vw`|
beveMÄ exR cÖwμqvRvZKiY, K„wlwfwËK ¶z`ª I gvSvwi wkí I avb
PvD‡ji e¨emv|
†NvovNvU avb PvD‡ji e¨emv, K„wlwfwËK ¶z`ª I gvSvwi wkí, exR
cÖwμqvRvZKiY I msi¶Y, `y» Lvgvi BZ¨vw`|
63 `y» Lvgvi, K„wlwfwËK ¶z`ª I gvSvwi wkí, PvgovRvZ cY¨, K„wlRvZ
evwjqvWv½x dj, kvK-mewR I Wvj cÖwμqvKiY, †eªW GÛ we¯‹yU, †mgvB,
jv”Qv, PvbvPyi cÖ¯‘ZKiY BZ¨vw`|
ivwbks‰Kj avb-PvD‡ji e¨emv, `y» Lvgvi, gywo I Pvj cÖ¯‘ZKiY BZ¨vw`|
nwicyi Avg cÖwμqvKiY, `y» Lvgvi, ˆRe mvi, wgkª I ¸wU BDwiqv mvi
ˆZwi BZ¨vw`|
cxiMÄ avb-PvD‡ji e¨emv, `y» Lvgvi, gywo, Pvj cÖ¯‘ZKiY, exR
cÖwμqvRvZKiY BZ¨vw`|
†`exMÄ wngvMvi, ¸uov gmjv ˆZwi, Avjy †_‡K Lv`¨ cÖwμqvRvZKiY BZ¨vw`|
Av‡Uvqvix ÷xj I Kv‡Vi AvmevecÎ, avb-PvD‡ji e¨emv, `y» Lvgvi ¯’vcb BZ¨vw`|
†ev`v exR cÖwμqvRvZKiY I msi¶Y, nuvm, gyiwM I Mevw` cïi R‡b¨
Lv`¨ cÖ¯‘ZKvix wkí, `y» Lvgvi, ißvwbgyLx cvURvZ cY¨
Drcv`b BZ¨vw`|
†ZuZywjqv Pv wkí, cv_i D‡Ëvjb I cv_i †_‡K ˆe`y¨wZK wcjvi I
AeKvVv‡gvMZ `ªe¨vw` cÖ¯‘ZKiY, ch©Ub †K›`ª ¯’vcb BZ¨vw`|
48
VvKyiMuvI m`i
m`i
cY¨ Drcv`‡b mnvqK hš¿ ˆZwi I ¯§j cvIqvi c-v›U ¯’vcb BZ¨vw`|
64 cÂMo m`i Pv cÖwμqvRvZKiY, ÷«‡eix Pvl, cwj- cwienb, ¯^v¯’¨ †mev
(wK¬wbK, weDwU cvj©vi, wRg), ch©Ub †K›`ª ¯’vcb, cv_i D‡Ëvjb,
cv_i †_‡K ˆe`y¨wZK wcjvi I AeKvVv‡gvMZ `ªe¨vw` cÖ¯‘ZKiY,
¯§j cvIqvi c-v›U ¯’vcb BZ¨vw`|

49. GmGgB FY weZiY m¤úwK©Z ˆÎgvwmK weeiYx (cybtA_©vqb e¨ZxZ)
e¨vs‡Ki bvg t .................................................................
ˆÎgvwm‡Ki bvg t .................................................................
mvj t .................................................................
49
ms‡hvRbx ÔNÕ
(†KvwU UvKvq)
we‡eP¨ ˆÎgvwm‡K
weZiYK…Z FY
we‡eP¨ eQ‡ii ïi“
n‡Z we‡eP¨ ˆÎgvwmK
ch©š— †gvU weZiY
F‡Yi
cÖK…wZ
DcLvZ D‡`¨v³vi
aib
eQ‡ii
j¶¨gvÎv
msL¨v cwigvY
j¶¨gvÎvi
mv‡_
weZi‡Yi
nvi msL¨v cwigvY
j¶¨gvÎvi
mv‡_
weZi‡Yi nvi
1 2 3 4 5 6 7 8 9 10
cyi“l
gwnjv
†mev
Dc‡gvU
cyi“l
gwnjv
e¨emv
Dc‡gvU
cyi“l
gwnjv
wkí
Dc‡gvU
¶z`ª
†gvU
cyi“l
gwnjv
†mev
Dc‡gvU
cyi“l
gwnjv
e¨emv
Dc‡gvU
cyi“l
gwnjv
wkí
Dc‡gvU
gvSvwi
†gvU
me©‡gvU

50. GmGgB FY weZiY m¤úwK©Z ˆÎgvwmK weeiYx (cybtA_©vqb)
e¨vs‡Ki bvg t .................................................................
ˆÎgvwm‡Ki bvg t .................................................................
mvj t .................................................................
50
ms‡hvRbx ÔOÕ
(†KvwU UvKvq)
we‡eP¨ ˆÎgvwm‡K
weZiYK…Z FY
we‡eP¨ eQ‡ii ïi“
n‡Z we‡eP¨ ˆÎgvwmK
ch©š— †gvU weZiY
F‡Yi
cÖK…wZ
DcLvZ D‡`¨v³vi
aib
eQ‡ii
j¶¨gvÎv
msL¨v cwigvY
j¶¨gvÎvi
mv‡_
weZi‡Yi
nvi msL¨v cwigvY
j¶¨gvÎvi
mv‡_
weZi‡Yi nvi
1 2 3 4 5 6 7 8 9 10
cyi“l
gwnjv
†mev
Dc‡gvU
cyi“l
gwnjv
e¨emv
Dc‡gvU
cyi“l
gwnjv
wkí
Dc‡gvU
¶z`ª
†gvU
cyi“l
gwnjv
†mev
Dc‡gvU
cyi“l
gwnjv
e¨emv
Dc‡gvU
cyi“l
gwnjv
wkí
Dc‡gvU
gvSvwi
me©‡gvU