Payment Solutions




B2 Channel Connect
Client Integration Solution Overview
B2 TDI Limited, 60 Lombard Street, London EC3V 9EA, T: +44 203 178 5910 E: info@b2-tdi.com
Content

• B2 TDI - Client Integration Vision & Strategy
• Enabling Technology
• Delivery Options
• Business Model
B2 Channel Connect
Strategic Vision for Client Integration


• To radically reform the process of
  integrating corporate customers to a
  bank’s global transaction network
B2 Channel Connect
Strategy for Client Integration


  •   To reduce the timescales for client
      integration from months to weeks or days
  •   To significantly reduce the costs of
      customer integration
  •   To provide a single integrated channel
      between a bank and its customers for all
      cash management and other electronic
      value added e-business services
  •   To support all current and future
      standards (SEPA, ISO20022 etc.)
B2 Channel Connect
How Are Cost & Time Savings Achieved?




                                •   Very high levels of re-usability
                                •   Ability to process file formats the client uses now
                                •   10 years of payments & ERP knowledge & experience
                                    encapsulated in the B2 Client Integration offering
                                •   Leverages proven FX technology where integrations take
                                    days not weeks
                                •   Advanced graphic development tools enable rapid adaptor
                                    development
                                •   B2 TDI’s structured methodology
B2 Channel Connect
Enabling Technology for Client Integration


   •     B2 Firebird messaging & workflow platform
   •     Asset class agnostic
   •     4th Generation Messaging Technology
   •     Massively scalable
   •     Highly resilient
   •     ‘Lego Brick’ reusability
   •     Graphical adaptor development tools
   •     Supports current & future standards
   The Firebird platform is significantly deployed in the FX
   and Funds markets carrying large volumes of mission
   critical transaction each day
B2 Channel Connect
Delivery Options for Client Integration

•   One stop software as a service (SaaS) & client integration
    consultancy services – fixed monthly fee

•   On site license with or without client integration consultancy
    services – fixed monthly fee

•   Traditional software licenses plus training and support
B2 Channel Connect
Where Does the Hub Technology Fit In?




                                •   Between the customer and the bank
                                •   Behind the bank’s channels
                                •   As part of the bank’s infrastructure
B2 Channel Connect
Delivery Options: - Client Connection to the B2 GTS Hub
B2 Channel Connect
Delivery Options: - Bank Connection to the B2 GTS Hub
B2 Channel Connect
Delivery Options: - B2 Firebird Technology Integrated into
Bank Infrastructure
B2 Channel Connect
Delivery Options – SaaS Data Centers


  • B2 Hub CSSF* regulated
  • Dual live/live data centers
  • Gigabit fiber link between
    centers
  • CSSF regulated data centers
  • Full Luxembourg banking data
    security
  *The CSSF is the Luxembourg financial regulator, similar to the FSA and the SEC.
  B2 Hub’s operations are considered to be systemically important to the financial
  services community and are subject to regulatory control in Luxembourg
B2 Channel Connect
Delivery Options – SaaS Data Centre Architecture


            Data Centre 1                                                                    Data Centre 2
                                   Agents         UI                    FIX       Others
     Data Centre 1                                                                             Data Centre 2
                                                Communications Infrastructure


                                  Interface    Interface             Interface   Interface

Multi server architecture
for scalability, designed to                       Clustered Messaging Bus
work across multiple data
centres.
                                 Messaging    Messaging             Messaging    Messaging


                                                  Clustered Database Access



                               VMWare ESX     Database                Database
B2 Channel Connect
Integration Scenarios

1.   Customer already has integration with another bank

2.   Customer requires complex SAP/Oracle integration

3.   Client uses multiple ERP systems over a number of locations

4.   Customer requires SEPA or other standards compliance
B2 Channel Connect
Scenario – Client Has Existing Bank Integration




                                     •   Client sends their existing format payment files to the hub
                                     •   The Hub transforms these to Standard Bank format
                                     •   The Hub receives statement files and transforms/enriches them to
                                         match the format the client expects from their previous bank
                                     •   The client makes only data changes
                                     •   Integration process is very quick
B2 Channel Connect
Scenario - SAP/ORACLE Integration




                                    •   Thin ERP Integrator layer sends/receives files in standard format
                                    •   The Hub performs country/payment type specific transformations
                                    •   Client side process ‘lighter’ than standard approach
                                    •   High levels of re-usability
                                    •   Integration process is quicker and cheaper than standard
                                        approach
B2 Channel Connect
Scenario – Multiple Site Integration




                                       •   Each site is integrated individually
                                       •   Hub can receive and consolidate balance data from subsidiaries
                                           for cash management purposes
                                       •   Allows the client to build a central ‘payment factory’
B2 Channel Connect
Scenario – SEPA Standards Conversion
B2 Channel Connect
Comparison with Conventional Integration


                                   Conventional                       B2 TDI
Time to complete integration       Months                             Weeks
Typical cost for large corporate   >$100k up front                    $70k over 3 years
Re-usability level                 Minimal                            >90%
Client resource requirement        Significant for on site solution   Minimal using any file in/out
                                                                      facilities
File formats supported             Limited to Bank supported          Any file format in/out
                                   formats
Support for other bank’s           No                                 Yes
formats
Support for other value added      Typically no                       Yes
service messages/files
B2 Channel Connect
Benefits


  •   Instant access to a market leading range of integration services and
      experience
  •   Rapid migration of clients from other banks
  •   Fixed integration costs
  •   Lower integration costs
  •   Shorter time to market
  •   Significant competitive advantages
  •   Eases client and bank resource constraints
  •   Increased client integration capacity
  •   Provides a channel for other value added services in future
B2 Channel Connect
Business Model


  •   Customer Integration Service Contract
  •   Software License & Support
  •   Bank Support Contract
B2 Channel Connect
Business Model – Customer Integration Service (CIS)

     B2 TDI Provides                                   Cost

          Integration of up to an agreed maximum              The contract is based on a fixed monthly
      1                                                 2
          number of clients using the hub.                    fee over a 3 year period, which includes:

          This is an end-to-end service from initial          •   Project scoping
          client engagement through to on-going               •   Integration set-up
          production support.                                 •   On-going support
                                                              •   Operating cost
          The bank provide logistical services such           •   Project Management
          as account opening and testing facilities

                                                              (There are no up front integration or
                                                              licencing costs in addition to this)
B2 Channel Connect
Business Model – Software License and Support

     B2 TDI Provides                                Cost

          License to use the B2 Firebird software          Annual license and support charge
      1                                              2
          as part of the Bank’s IT infrastructure          dependent on the number of clients
                                                           licensed and the level of integration
          Implementation support                           support required

          BA Training

          Remote Support

          Client Integration Support
Contact:
B2 TDI    +44 203 178 5910
info@b2-tdi.com

B2 Channel Connect - a client integration solution

  • 1.
    Payment Solutions B2 ChannelConnect Client Integration Solution Overview B2 TDI Limited, 60 Lombard Street, London EC3V 9EA, T: +44 203 178 5910 E: info@b2-tdi.com
  • 2.
    Content • B2 TDI- Client Integration Vision & Strategy • Enabling Technology • Delivery Options • Business Model
  • 3.
    B2 Channel Connect StrategicVision for Client Integration • To radically reform the process of integrating corporate customers to a bank’s global transaction network
  • 4.
    B2 Channel Connect Strategyfor Client Integration • To reduce the timescales for client integration from months to weeks or days • To significantly reduce the costs of customer integration • To provide a single integrated channel between a bank and its customers for all cash management and other electronic value added e-business services • To support all current and future standards (SEPA, ISO20022 etc.)
  • 5.
    B2 Channel Connect HowAre Cost & Time Savings Achieved? • Very high levels of re-usability • Ability to process file formats the client uses now • 10 years of payments & ERP knowledge & experience encapsulated in the B2 Client Integration offering • Leverages proven FX technology where integrations take days not weeks • Advanced graphic development tools enable rapid adaptor development • B2 TDI’s structured methodology
  • 6.
    B2 Channel Connect EnablingTechnology for Client Integration • B2 Firebird messaging & workflow platform • Asset class agnostic • 4th Generation Messaging Technology • Massively scalable • Highly resilient • ‘Lego Brick’ reusability • Graphical adaptor development tools • Supports current & future standards The Firebird platform is significantly deployed in the FX and Funds markets carrying large volumes of mission critical transaction each day
  • 7.
    B2 Channel Connect DeliveryOptions for Client Integration • One stop software as a service (SaaS) & client integration consultancy services – fixed monthly fee • On site license with or without client integration consultancy services – fixed monthly fee • Traditional software licenses plus training and support
  • 8.
    B2 Channel Connect WhereDoes the Hub Technology Fit In? • Between the customer and the bank • Behind the bank’s channels • As part of the bank’s infrastructure
  • 9.
    B2 Channel Connect DeliveryOptions: - Client Connection to the B2 GTS Hub
  • 10.
    B2 Channel Connect DeliveryOptions: - Bank Connection to the B2 GTS Hub
  • 11.
    B2 Channel Connect DeliveryOptions: - B2 Firebird Technology Integrated into Bank Infrastructure
  • 12.
    B2 Channel Connect DeliveryOptions – SaaS Data Centers • B2 Hub CSSF* regulated • Dual live/live data centers • Gigabit fiber link between centers • CSSF regulated data centers • Full Luxembourg banking data security *The CSSF is the Luxembourg financial regulator, similar to the FSA and the SEC. B2 Hub’s operations are considered to be systemically important to the financial services community and are subject to regulatory control in Luxembourg
  • 13.
    B2 Channel Connect DeliveryOptions – SaaS Data Centre Architecture Data Centre 1 Data Centre 2 Agents UI FIX Others Data Centre 1 Data Centre 2 Communications Infrastructure Interface Interface Interface Interface Multi server architecture for scalability, designed to Clustered Messaging Bus work across multiple data centres. Messaging Messaging Messaging Messaging Clustered Database Access VMWare ESX Database Database
  • 14.
    B2 Channel Connect IntegrationScenarios 1. Customer already has integration with another bank 2. Customer requires complex SAP/Oracle integration 3. Client uses multiple ERP systems over a number of locations 4. Customer requires SEPA or other standards compliance
  • 15.
    B2 Channel Connect Scenario– Client Has Existing Bank Integration • Client sends their existing format payment files to the hub • The Hub transforms these to Standard Bank format • The Hub receives statement files and transforms/enriches them to match the format the client expects from their previous bank • The client makes only data changes • Integration process is very quick
  • 16.
    B2 Channel Connect Scenario- SAP/ORACLE Integration • Thin ERP Integrator layer sends/receives files in standard format • The Hub performs country/payment type specific transformations • Client side process ‘lighter’ than standard approach • High levels of re-usability • Integration process is quicker and cheaper than standard approach
  • 17.
    B2 Channel Connect Scenario– Multiple Site Integration • Each site is integrated individually • Hub can receive and consolidate balance data from subsidiaries for cash management purposes • Allows the client to build a central ‘payment factory’
  • 18.
    B2 Channel Connect Scenario– SEPA Standards Conversion
  • 19.
    B2 Channel Connect Comparisonwith Conventional Integration Conventional B2 TDI Time to complete integration Months Weeks Typical cost for large corporate >$100k up front $70k over 3 years Re-usability level Minimal >90% Client resource requirement Significant for on site solution Minimal using any file in/out facilities File formats supported Limited to Bank supported Any file format in/out formats Support for other bank’s No Yes formats Support for other value added Typically no Yes service messages/files
  • 20.
    B2 Channel Connect Benefits • Instant access to a market leading range of integration services and experience • Rapid migration of clients from other banks • Fixed integration costs • Lower integration costs • Shorter time to market • Significant competitive advantages • Eases client and bank resource constraints • Increased client integration capacity • Provides a channel for other value added services in future
  • 21.
    B2 Channel Connect BusinessModel • Customer Integration Service Contract • Software License & Support • Bank Support Contract
  • 22.
    B2 Channel Connect BusinessModel – Customer Integration Service (CIS) B2 TDI Provides Cost Integration of up to an agreed maximum The contract is based on a fixed monthly 1 2 number of clients using the hub. fee over a 3 year period, which includes: This is an end-to-end service from initial • Project scoping client engagement through to on-going • Integration set-up production support. • On-going support • Operating cost The bank provide logistical services such • Project Management as account opening and testing facilities (There are no up front integration or licencing costs in addition to this)
  • 23.
    B2 Channel Connect BusinessModel – Software License and Support B2 TDI Provides Cost License to use the B2 Firebird software Annual license and support charge 1 2 as part of the Bank’s IT infrastructure dependent on the number of clients licensed and the level of integration Implementation support support required BA Training Remote Support Client Integration Support
  • 24.
    Contact: B2 TDI +44 203 178 5910 info@b2-tdi.com