“The Cloud” is one such disruptive trend. Cloud computing had its own hype cycles and after passing through it, hopefully in 2011, it would enter mainstream usage in a big way. Customers are embracing the cloud as it helps to increase flexibility, tap new capabilities, reduce the IT maintenance burden, improve the user-experience and reduce capital costs. No technology offers complete panacea to CIOs. Hurdles for cloud computing penetration and acceptance include – Understanding risks, security issues, financial implications and tradeoffs, integration with legacy systems, and legal/regulatory issues but most important of all – MINDSET Change.