We work with companies to reduce their cash flow risk and automate the monthly draw process.
*Transparency into where your money is going
*Simplifies compliance management and payment holds
*Proactive and automated lien waiver collection tied directly to payment
*Provides real-time reports across project portfolio financing AP/AR, liens and cash flow risk.
CapNET is an electronic network that connects investment managers with sell side brokers for order management, confirmations, allocations and contract notes. It takes out the manual process involved in these operations.
We work with companies to reduce their cash flow risk and automate the monthly draw process.
*Transparency into where your money is going
*Simplifies compliance management and payment holds
*Proactive and automated lien waiver collection tied directly to payment
*Provides real-time reports across project portfolio financing AP/AR, liens and cash flow risk.
CapNET is an electronic network that connects investment managers with sell side brokers for order management, confirmations, allocations and contract notes. It takes out the manual process involved in these operations.
This presentation was given Dave Witts (Creditcall's President of US Payment Systems) at the International Parking Institute (IPI) Conference & Expo on May 20, 2016.
Case Study on Chip and PIN implementation in USBodhi Choudhuri
EMV is not a new technology, however adoption in US has been slows. Most Chip cards today use signature as verification method which is less secure than a PIN. This is a study of implementing Chip and PIN in US on a Prepaid card.
Payments Innovations and EMV: What does it mean for the US Parking Industry?Creditcall
The US payment landscape is changing dramatically. EMV, contactless/NFC and mobile payments are all buzzwords bringing new challenges and opportunities to parking operators and manufacturers who will have to tackle the technology shift and consider how to deploy various solutions across their infrastructures. This presentation looks at the importance of multi-channel payment processing, the impact of EMV on the parking sector and how to deal with it.
PayU's Digital Transformation: Transparency from Dev to Prod, Monitoring Micr...AppDynamics
PayU is a leading payment services provider with presence in 16 growth markets across the world. Its mantra within IT is "fail early, fail often and never roll back," but this is a challenge in a global environment, with cross-located development and operations teams, multiple time zones, cultures, languages, and skill sets.
To solve this challenge and provide transparency to development and production teams, PayU chose the AppDynamics Application Intelligence platform. Today AppDynamics gives PayU the ability to get immediate feedback of code changes regardless of the environment or the origin of change. The solution fits perfectly with the microservice architecture and has helped with DevOps adoption in all locations.
Key takeaways:
o Challenges faced in monitoring microservice-based applications in a globally dispersed operation
o How AppDynamics provides a single pane of glass to monitor application changes
o Best practices for utilizing AppDynamics in a DevOps culture
For more information, go to: www.appdynamics.com
Digital fraud has become big business. They have teams of criminals looking for vulnerabilities in webstores. Those of us fighting fraud and trying to make the internet a safe place to do business need to stay a step ahead of the Dark Web.
In this presentation, Maggie Bodak, Senior Product Manager and Ian Poole, Director, Technical Product Management - both from CardinalCommerce, discuss how a greatly enhanced data exchange between the merchant and issuer is helping drive increased authorizations, ultimately changing the payments landscape through 3DS 2.0.
Learn more about CardinalCommerce: https://www.cardinalcommerce.com/
Core4VoIP is a secure VoIP billing application which empowers service providers with all necessary tools to successfully operate the complete telecom business. This android version of Core4VoIP billing is to manage and monitor child resellers and clients. The application works over any data network and Wi-Fi connecting your android smart phone and tablets
Introducing Instant EMI Solution for 0% Financing Offers
Manufacturers can drive incremental sales by launching an attractive real-time EMI offer on White Goods, Consumer Electronics, Travel Packages and much more
apidays Dubai & Middle East 2023 - Combining APIs and Events, Richard Bosch, ...apidays
apidays Dubai & Middle East 2023
Open, Embedded and Inclusive: Future of Finance and Banking
February 22 & 23, 2023
Combining APIs and Events
Richard Bosch, Developer Advocate / Architect at Axual BV
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
This presentation was given Dave Witts (Creditcall's President of US Payment Systems) at the International Parking Institute (IPI) Conference & Expo on May 20, 2016.
Case Study on Chip and PIN implementation in USBodhi Choudhuri
EMV is not a new technology, however adoption in US has been slows. Most Chip cards today use signature as verification method which is less secure than a PIN. This is a study of implementing Chip and PIN in US on a Prepaid card.
Payments Innovations and EMV: What does it mean for the US Parking Industry?Creditcall
The US payment landscape is changing dramatically. EMV, contactless/NFC and mobile payments are all buzzwords bringing new challenges and opportunities to parking operators and manufacturers who will have to tackle the technology shift and consider how to deploy various solutions across their infrastructures. This presentation looks at the importance of multi-channel payment processing, the impact of EMV on the parking sector and how to deal with it.
PayU's Digital Transformation: Transparency from Dev to Prod, Monitoring Micr...AppDynamics
PayU is a leading payment services provider with presence in 16 growth markets across the world. Its mantra within IT is "fail early, fail often and never roll back," but this is a challenge in a global environment, with cross-located development and operations teams, multiple time zones, cultures, languages, and skill sets.
To solve this challenge and provide transparency to development and production teams, PayU chose the AppDynamics Application Intelligence platform. Today AppDynamics gives PayU the ability to get immediate feedback of code changes regardless of the environment or the origin of change. The solution fits perfectly with the microservice architecture and has helped with DevOps adoption in all locations.
Key takeaways:
o Challenges faced in monitoring microservice-based applications in a globally dispersed operation
o How AppDynamics provides a single pane of glass to monitor application changes
o Best practices for utilizing AppDynamics in a DevOps culture
For more information, go to: www.appdynamics.com
Digital fraud has become big business. They have teams of criminals looking for vulnerabilities in webstores. Those of us fighting fraud and trying to make the internet a safe place to do business need to stay a step ahead of the Dark Web.
In this presentation, Maggie Bodak, Senior Product Manager and Ian Poole, Director, Technical Product Management - both from CardinalCommerce, discuss how a greatly enhanced data exchange between the merchant and issuer is helping drive increased authorizations, ultimately changing the payments landscape through 3DS 2.0.
Learn more about CardinalCommerce: https://www.cardinalcommerce.com/
Core4VoIP is a secure VoIP billing application which empowers service providers with all necessary tools to successfully operate the complete telecom business. This android version of Core4VoIP billing is to manage and monitor child resellers and clients. The application works over any data network and Wi-Fi connecting your android smart phone and tablets
Introducing Instant EMI Solution for 0% Financing Offers
Manufacturers can drive incremental sales by launching an attractive real-time EMI offer on White Goods, Consumer Electronics, Travel Packages and much more
apidays Dubai & Middle East 2023 - Combining APIs and Events, Richard Bosch, ...apidays
apidays Dubai & Middle East 2023
Open, Embedded and Inclusive: Future of Finance and Banking
February 22 & 23, 2023
Combining APIs and Events
Richard Bosch, Developer Advocate / Architect at Axual BV
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
3. EMV Forum Download
Anaheim, CA – March 9-12
– BOA Debit Plans/Current Status
• Debit EMV issuance in October 2014
• Natural reissuance + lost/stolen accounts, no mass reissue to meet liability shift
• Less than 1% of transactions are EMV, 99% of those are signature
– Merchant Adoption
• 60% not ready by liability shift
• Only over half of merchants ready by end of 2016
– Delay in US Common AID
– Costs in infrastructure to support debit EMV
– Contactless not currently available that is Durbin compliant
– Challenges in not having contactless debit EMV available.
» Not palatable for merchant adoption.
4. Debit AIDs Explained
– Application Identifier (AID)
• Global
• US
– AID Selection at POS
• Terminal reads for AID
availability
• Choice made by the terminal
automatically to select an AID
based on priority as indicated
by the issuer’s CVM
5. Acquirer
BIN Merchant Priority
X X
X X
X X
X X
5
CVM: PIN/NO CVM
Transaction Complete
AID
Global US
1. Terminal identifies if card
is international or
domestic.
2. Terminal selects
appropriate AID – opens
application
3. CVM: Secure Handshake
Between Card & Terminal.
Terminal receives BIN info
from app & creates ARQC.
4. ARQC and BIN Info sent to
acquirer. Routing selected
5. Transaction routed to
appropriate network
6. Network facilitates A-V-A &
generates ARPC
7. ARPC sent to Terminal-
transaction complete
BIN Routing
Routing
Network
Authentication (ARQC)
Verification (CVM)
Authorization ($)
ARPC Terminal1
2
3
4
5
6
7
AID
Application
6. Project Overview
• Every project is unique
• 6-12 Months
• Debit EMV prep process
• TMG is ready with EMV
Implementation
detail request is
completed
Project Controller conducts
scoping analysis
Scope and
addendum are
combined/created
Updated scope
and addendum
sent to CBE for
execution by the
client
Project is Scheduled
7. Plastics Update
• Order submission process
• Front and back artworks submitted in .EPS format
• Industry standard procurement timelines
• 12-20 Weeks
• Vendor relationship acquisitions
• Instant issuance likely not available until early 2016
