Alan is a digital health insurance startup in France that aims to become a leader in health insurance and disability insurance for small and medium businesses and freelancers. It has developed a fully digital product that allows companies and individuals to sign up for health insurance online in just 5 minutes. Its goals are to become the leader in France for these markets, expand into 2 new European countries by 2020, and integrate additional healthcare products and services to simplify management.
B2B Software & Services: Company presentation by Jonathan Anguelov, Aircall at the NOAH Conference Berlin 2019, 13-14 June, STATION.
---
NOAH Conference is Europe’s premier networking conference for the digital ecosystem where senior industry executives, world-class investors and rising startups gather to discuss market trends, form business partnerships and explore the latest innovations.
B2B Software & Services: Company presentation by Jonathan Anguelov, Aircall at the NOAH Conference Berlin 2019, 13-14 June, STATION.
---
NOAH Conference is Europe’s premier networking conference for the digital ecosystem where senior industry executives, world-class investors and rising startups gather to discuss market trends, form business partnerships and explore the latest innovations.
If you’re an investor who’d like to find out more about Hive, get in touch with the founder directly via john.ryder@hive.hr, or alternatively drop me an email at alex@mountsideventures.com
This was our final Series A deck. Read more about raising the round in this blog post:
https://medium.com/@DanielleMorrill/welcome-brad-feld-to-the-mattermark-team-announcing-our-6-5m-series-a-dd9532fc1b39
This is a rough draft of our pre-seed pitch deck. We received a lot of great feedback on it, and in hindsight, would have included many more screens of our early product in the deck. Regardless, we were successful in raising $1M in Seed funding and hopefully it's useful to other entrepreneurs as a reference point!
🔮 Want more VC/investment startup pitch decks? We’ve centralised ALL succesful investor pitch decks at: https://chagency.co.uk/getstartupfunding — check all of them out
🔮 The effort is adhering to the ideology of “The Future Of Freemium” — read more here: https://chagency.co.uk/blog/ceo/the-future-of-freemium-how-to-get-peoples-attention/
🔮 Our library of pitch decks will not have any advertisement, only a signature. We are a design agency that helps SaaS CEOs reduce user churn.
The slide deck we used to raise half a million dollarsBuffer
This is the pitchdeck we used to raise half a million dollars from Angel investors. More here:
http://onstartups.com/tabid/3339/bid/98034/The-Pitch-Deck-We-Used-To-Raise-500-000-For-Our-Startup.aspx
The art of interpreting signals (precursors of trends) is - and always has been - important in navigating financial markets and economies. If you are an experienced manager or executive who wants to manage their career and/or job search processes wisely, look at the signals of the job market which are inseparably embedded in the VUCA landscape of today's world.
Before there are trends, there are signals which we usually keep to ourselves. But these are not usual times, so we decided to share those market signals by the end of each week. If the country / context is important, we’ll add them. Otherwise, we’ll keep it general for confidentiality.
Collected Quotes from CEOs and HR Directors
The vast majority of executives are with market leaders in their respective industries. By default, the board members are members of local boards; if not, we’ll indicate the exception.
Banking: Our current strategy is to keep our business alive rather than developing it.
Energy: We are suspecting some lay-offs.
Telecom / Manufacturing: Fortunately, we haven’t experienced any significant downtime, so we haven’t really suffered because of COVID-19.
Public Relations & Communications: A big broadcast media chain has decided to centralize the management and get rid of local GMs. Only operational decisions will be taken locally.
Computer Software: Our business is growing thanks to COVID-19. We have returned to the office but some of us are thinking about going back to HO in 50%.
Media Production: Many businesses from our capital group had to face severe consequences of the pandemic, especially from the cinema and advertising industry. When it comes to us, we decided quickly to move to remote work. It has partly remained like that to this day – we are currently combining working from the office and from home. Some of the teams have already decided to permanently implement a more flexible work mode.
Cosmetics Producer: Thanks to COVID-19, I learned that I can work from home and still be efficient. What works best in my opinion is a 50/50 solution: maintaining the relationships by working from the office and realizing projects from home.
If you want to discuss your professional situation confidentially or if you are considering hiring Career Angels for support, contact Bichl.Sandra@CareerAngels.eu who will personally match you with the most appropriate consultant. For efficiency, add your CV and availability for a Skype call.
If you want to contribute, email your signals to Sandra (everything will be kept confidential).
If you’re an investor who’d like to find out more about Hive, get in touch with the founder directly via john.ryder@hive.hr, or alternatively drop me an email at alex@mountsideventures.com
This was our final Series A deck. Read more about raising the round in this blog post:
https://medium.com/@DanielleMorrill/welcome-brad-feld-to-the-mattermark-team-announcing-our-6-5m-series-a-dd9532fc1b39
This is a rough draft of our pre-seed pitch deck. We received a lot of great feedback on it, and in hindsight, would have included many more screens of our early product in the deck. Regardless, we were successful in raising $1M in Seed funding and hopefully it's useful to other entrepreneurs as a reference point!
🔮 Want more VC/investment startup pitch decks? We’ve centralised ALL succesful investor pitch decks at: https://chagency.co.uk/getstartupfunding — check all of them out
🔮 The effort is adhering to the ideology of “The Future Of Freemium” — read more here: https://chagency.co.uk/blog/ceo/the-future-of-freemium-how-to-get-peoples-attention/
🔮 Our library of pitch decks will not have any advertisement, only a signature. We are a design agency that helps SaaS CEOs reduce user churn.
The slide deck we used to raise half a million dollarsBuffer
This is the pitchdeck we used to raise half a million dollars from Angel investors. More here:
http://onstartups.com/tabid/3339/bid/98034/The-Pitch-Deck-We-Used-To-Raise-500-000-For-Our-Startup.aspx
The art of interpreting signals (precursors of trends) is - and always has been - important in navigating financial markets and economies. If you are an experienced manager or executive who wants to manage their career and/or job search processes wisely, look at the signals of the job market which are inseparably embedded in the VUCA landscape of today's world.
Before there are trends, there are signals which we usually keep to ourselves. But these are not usual times, so we decided to share those market signals by the end of each week. If the country / context is important, we’ll add them. Otherwise, we’ll keep it general for confidentiality.
Collected Quotes from CEOs and HR Directors
The vast majority of executives are with market leaders in their respective industries. By default, the board members are members of local boards; if not, we’ll indicate the exception.
Banking: Our current strategy is to keep our business alive rather than developing it.
Energy: We are suspecting some lay-offs.
Telecom / Manufacturing: Fortunately, we haven’t experienced any significant downtime, so we haven’t really suffered because of COVID-19.
Public Relations & Communications: A big broadcast media chain has decided to centralize the management and get rid of local GMs. Only operational decisions will be taken locally.
Computer Software: Our business is growing thanks to COVID-19. We have returned to the office but some of us are thinking about going back to HO in 50%.
Media Production: Many businesses from our capital group had to face severe consequences of the pandemic, especially from the cinema and advertising industry. When it comes to us, we decided quickly to move to remote work. It has partly remained like that to this day – we are currently combining working from the office and from home. Some of the teams have already decided to permanently implement a more flexible work mode.
Cosmetics Producer: Thanks to COVID-19, I learned that I can work from home and still be efficient. What works best in my opinion is a 50/50 solution: maintaining the relationships by working from the office and realizing projects from home.
If you want to discuss your professional situation confidentially or if you are considering hiring Career Angels for support, contact Bichl.Sandra@CareerAngels.eu who will personally match you with the most appropriate consultant. For efficiency, add your CV and availability for a Skype call.
If you want to contribute, email your signals to Sandra (everything will be kept confidential).
This document brings together a set
of latest data points and publicly
available information relevant for
Business Services Industry. We are
very excited to share this content and
believe that readers will benefit from
this periodic publication immensely.
Why and how-programmatic-is-emerging hi-media__study_2014HiMedia Group
This study, published by HiMedia in partnership with AppNexus, Warc and IAB Europe, explores for the first time programmaticbuying within its larger environment that is real-time marketing and the convergence between owned, earned, and paid-media.
VAT Registration Outlined In UAE: Benefits and Requirementsuae taxgpt
Vat Registration is a legal obligation for businesses meeting the threshold requirement, helping companies avoid fines and ramifications. Contact now!
https://viralsocialtrends.com/vat-registration-outlined-in-uae/
Discover the innovative and creative projects that highlight my journey throu...dylandmeas
Discover the innovative and creative projects that highlight my journey through Full Sail University. Below, you’ll find a collection of my work showcasing my skills and expertise in digital marketing, event planning, and media production.
RMD24 | Retail media: hoe zet je dit in als je geen AH of Unilever bent? Heid...BBPMedia1
Grote partijen zijn al een tijdje onderweg met retail media. Ondertussen worden in dit domein ook de kansen zichtbaar voor andere spelers in de markt. Maar met die kansen ontstaan ook vragen: Zelf retail media worden of erop adverteren? In welke fase van de funnel past het en hoe integreer je het in een mediaplan? Wat is nu precies het verschil met marketplaces en Programmatic ads? In dit half uur beslechten we de dilemma's en krijg je antwoorden op wanneer het voor jou tijd is om de volgende stap te zetten.
LA HUG - Video Testimonials with Chynna Morgan - June 2024Lital Barkan
Have you ever heard that user-generated content or video testimonials can take your brand to the next level? We will explore how you can effectively use video testimonials to leverage and boost your sales, content strategy, and increase your CRM data.🤯
We will dig deeper into:
1. How to capture video testimonials that convert from your audience 🎥
2. How to leverage your testimonials to boost your sales 💲
3. How you can capture more CRM data to understand your audience better through video testimonials. 📊
Kseniya Leshchenko: Shared development support service model as the way to ma...Lviv Startup Club
Kseniya Leshchenko: Shared development support service model as the way to make small projects with small budgets profitable for the company (UA)
Kyiv PMDay 2024 Summer
Website – www.pmday.org
Youtube – https://www.youtube.com/startuplviv
FB – https://www.facebook.com/pmdayconference
Cracking the Workplace Discipline Code Main.pptxWorkforce Group
Cultivating and maintaining discipline within teams is a critical differentiator for successful organisations.
Forward-thinking leaders and business managers understand the impact that discipline has on organisational success. A disciplined workforce operates with clarity, focus, and a shared understanding of expectations, ultimately driving better results, optimising productivity, and facilitating seamless collaboration.
Although discipline is not a one-size-fits-all approach, it can help create a work environment that encourages personal growth and accountability rather than solely relying on punitive measures.
In this deck, you will learn the significance of workplace discipline for organisational success. You’ll also learn
• Four (4) workplace discipline methods you should consider
• The best and most practical approach to implementing workplace discipline.
• Three (3) key tips to maintain a disciplined workplace.
Premium MEAN Stack Development Solutions for Modern BusinessesSynapseIndia
Stay ahead of the curve with our premium MEAN Stack Development Solutions. Our expert developers utilize MongoDB, Express.js, AngularJS, and Node.js to create modern and responsive web applications. Trust us for cutting-edge solutions that drive your business growth and success.
Know more: https://www.synapseindia.com/technology/mean-stack-development-company.html
Memorandum Of Association Constitution of Company.pptseri bangash
www.seribangash.com
A Memorandum of Association (MOA) is a legal document that outlines the fundamental principles and objectives upon which a company operates. It serves as the company's charter or constitution and defines the scope of its activities. Here's a detailed note on the MOA:
Contents of Memorandum of Association:
Name Clause: This clause states the name of the company, which should end with words like "Limited" or "Ltd." for a public limited company and "Private Limited" or "Pvt. Ltd." for a private limited company.
https://seribangash.com/article-of-association-is-legal-doc-of-company/
Registered Office Clause: It specifies the location where the company's registered office is situated. This office is where all official communications and notices are sent.
Objective Clause: This clause delineates the main objectives for which the company is formed. It's important to define these objectives clearly, as the company cannot undertake activities beyond those mentioned in this clause.
www.seribangash.com
Liability Clause: It outlines the extent of liability of the company's members. In the case of companies limited by shares, the liability of members is limited to the amount unpaid on their shares. For companies limited by guarantee, members' liability is limited to the amount they undertake to contribute if the company is wound up.
https://seribangash.com/promotors-is-person-conceived-formation-company/
Capital Clause: This clause specifies the authorized capital of the company, i.e., the maximum amount of share capital the company is authorized to issue. It also mentions the division of this capital into shares and their respective nominal value.
Association Clause: It simply states that the subscribers wish to form a company and agree to become members of it, in accordance with the terms of the MOA.
Importance of Memorandum of Association:
Legal Requirement: The MOA is a legal requirement for the formation of a company. It must be filed with the Registrar of Companies during the incorporation process.
Constitutional Document: It serves as the company's constitutional document, defining its scope, powers, and limitations.
Protection of Members: It protects the interests of the company's members by clearly defining the objectives and limiting their liability.
External Communication: It provides clarity to external parties, such as investors, creditors, and regulatory authorities, regarding the company's objectives and powers.
https://seribangash.com/difference-public-and-private-company-law/
Binding Authority: The company and its members are bound by the provisions of the MOA. Any action taken beyond its scope may be considered ultra vires (beyond the powers) of the company and therefore void.
Amendment of MOA:
While the MOA lays down the company's fundamental principles, it is not entirely immutable. It can be amended, but only under specific circumstances and in compliance with legal procedures. Amendments typically require shareholder
Tata Group Dials Taiwan for Its Chipmaking Ambition in Gujarat’s DholeraAvirahi City Dholera
The Tata Group, a titan of Indian industry, is making waves with its advanced talks with Taiwanese chipmakers Powerchip Semiconductor Manufacturing Corporation (PSMC) and UMC Group. The goal? Establishing a cutting-edge semiconductor fabrication unit (fab) in Dholera, Gujarat. This isn’t just any project; it’s a potential game changer for India’s chipmaking aspirations and a boon for investors seeking promising residential projects in dholera sir.
Visit : https://www.avirahi.com/blog/tata-group-dials-taiwan-for-its-chipmaking-ambition-in-gujarats-dholera/
"𝑩𝑬𝑮𝑼𝑵 𝑾𝑰𝑻𝑯 𝑻𝑱 𝑰𝑺 𝑯𝑨𝑳𝑭 𝑫𝑶𝑵𝑬"
𝐓𝐉 𝐂𝐨𝐦𝐬 (𝐓𝐉 𝐂𝐨𝐦𝐦𝐮𝐧𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬) is a professional event agency that includes experts in the event-organizing market in Vietnam, Korea, and ASEAN countries. We provide unlimited types of events from Music concerts, Fan meetings, and Culture festivals to Corporate events, Internal company events, Golf tournaments, MICE events, and Exhibitions.
𝐓𝐉 𝐂𝐨𝐦𝐬 provides unlimited package services including such as Event organizing, Event planning, Event production, Manpower, PR marketing, Design 2D/3D, VIP protocols, Interpreter agency, etc.
Sports events - Golf competitions/billiards competitions/company sports events: dynamic and challenging
⭐ 𝐅𝐞𝐚𝐭𝐮𝐫𝐞𝐝 𝐩𝐫𝐨𝐣𝐞𝐜𝐭𝐬:
➢ 2024 BAEKHYUN [Lonsdaleite] IN HO CHI MINH
➢ SUPER JUNIOR-L.S.S. THE SHOW : Th3ee Guys in HO CHI MINH
➢FreenBecky 1st Fan Meeting in Vietnam
➢CHILDREN ART EXHIBITION 2024: BEYOND BARRIERS
➢ WOW K-Music Festival 2023
➢ Winner [CROSS] Tour in HCM
➢ Super Show 9 in HCM with Super Junior
➢ HCMC - Gyeongsangbuk-do Culture and Tourism Festival
➢ Korean Vietnam Partnership - Fair with LG
➢ Korean President visits Samsung Electronics R&D Center
➢ Vietnam Food Expo with Lotte Wellfood
"𝐄𝐯𝐞𝐫𝐲 𝐞𝐯𝐞𝐧𝐭 𝐢𝐬 𝐚 𝐬𝐭𝐨𝐫𝐲, 𝐚 𝐬𝐩𝐞𝐜𝐢𝐚𝐥 𝐣𝐨𝐮𝐫𝐧𝐞𝐲. 𝐖𝐞 𝐚𝐥𝐰𝐚𝐲𝐬 𝐛𝐞𝐥𝐢𝐞𝐯𝐞 𝐭𝐡𝐚𝐭 𝐬𝐡𝐨𝐫𝐭𝐥𝐲 𝐲𝐨𝐮 𝐰𝐢𝐥𝐥 𝐛𝐞 𝐚 𝐩𝐚𝐫𝐭 𝐨𝐟 𝐨𝐮𝐫 𝐬𝐭𝐨𝐫𝐢𝐞𝐬."
Unveiling the Secrets How Does Generative AI Work.pdfSam H
At its core, generative artificial intelligence relies on the concept of generative models, which serve as engines that churn out entirely new data resembling their training data. It is like a sculptor who has studied so many forms found in nature and then uses this knowledge to create sculptures from his imagination that have never been seen before anywhere else. If taken to cyberspace, gans work almost the same way.
2. We are Alan.
Health insurance made simple.
We are reinventing health insurance
for companies and self-employed workers.
2
3. Alan is the first digital health insurance in
Europe
And first independent insurer to be licensed in France since 1986
3
4. Become the leader in France
On health insurance and disability insurance for SMBs and freelancers
Become a healthcare platform
Integrate product features to
● Make healthcare management simple and transparent
● Strengthen our health insurance product differentiation
Expand in Europe
Open 2 new countries before 2020
Why we are raising Series A?
4
6. Companies sign up online
in 5 minutes only.
Employer enters 2 pieces of company infos
Trade register and collective agreement
Selects the % of the employer participation
From 50% (minimum required) to 100%
Enters their IBAN number
to pay every month
Signs the contract online!
6
Employer creates an account
by entering name, email and password
7. Employees sign up online
also in 5 minutes only!
Employee creates an account
by entering name, email and password
Enters their IBAN number
to receive reimbursements
Gives their Social Security number
and their address to receive their Alan card
Welcome to Alan !
7
8. Our easy-to-use admin tools make frequent tasks simple and quick.
100% online, no paperwork: see videos
Invite your employees
in a few clicks
Track if employees
decided to subscribe or not
Manage the employee list
from your admin dashboard
Employers can focus on their business.
We’ve got their employees covered.
Integration with your
payroll system
(PayFit and others)
8
9. Learn more about our health plan
A great health plan at a great price
9
For adults...
Less than 36 y.o
36 to 45 y.o
Average age of
employees
Monthly fee
per employee
50€
65€
...and for children!
40€ for childs per month
We are covering primary care: GPs and specialists
We cover dental care: visits to dentist, crowns, implants...
We cover all hospital care charges (except in some
private clinics) and a large part of extra fees.
We cover glasses, contact lenses, and refractive surgery!
9
We are complementary to the Social Security system, which covers
75% of the average cost. We cover the remaining part.
10. We pay directly for you
with the Alan card
No reimbursement required.
In your wallet or
on your smartphone.
10
11. Alan,
l’assurance santé simple
The Magical
Alan Card
No need to pay upfront thanks to
your “Tiers Payant” card.
Direct transfer of
your documents
Take a picture of your bill and it
gets directly to us
Automatic
reimbursement
Alan is directly connected to the
French Healthcare System.
Reimbursements
made simple.
1111
12. All your health events
in one place.
We developed a unique dashboard that
list all of your visits to the doctor along with
purchases at the pharmacy…
This "journal" is our starting point for future
development in health management
12
16. €36bn
Market size in France for private health insurance
> 500 players
with very little differentiation
Top 20 players have c. 50% market share
96%
of French people are covered by a complementary health insurance
A huge market opportunity in health
16
17. €11bn
Market size in France for Prévoyance
33 players above €100m sales
with very little differentiation
Mostly through companies
Mandatory for most employees in France (mostly paid by employer)
Will be mandatory for platform workers in 2018 (Uber-likes)
“Prévoyance” (disability, death):
a good upsell with health
17
18. Market opportunity in Europe
French agreement is enough to operate in other European countries.
18
We are right now studying several markets which all present good opportunities.
We will finalise our decision year-end 2017.
21. €X
Annual ARPU per main insured (including family)
Cutting distribution
& admin costs
X%
Gross margin (based on claims / premium ratio)
50% experienced since the beginning of the year
21
Health Insurance Prevoyance
€X
Annual ARPU per employee insured (average depends
on the salary)
No Loss Ratio risk at this stage
As be distribute a product from CNP
X%
Gross margin: distribution margin
22. Seasonal market due to incumbents contracts: most of the deals are signed in
September/October for contracts starting next January 1st
We have seen a steady growth based on word-of-mouth
Online / Offline acquisition has started in September
Growth: cumulative contracts signed
22
GRAPH
23. Growth: ARR for health
Figure displayed on January 1st is based on companies that have already signed on
October 31st and does not account for new companies signed in Nov. / Dec.
59% of the portfolio has already signed for disability insurance (launched in July)
23
GRAPH
24. 100% online, direct distribution only
Start-ups (30k-50k people, +5k per year)
Self-employed individuals (c. 3m people)
SMEs: larger and larger customers (c. 12.5m people) (1 to 199 employees)
Distribution strategy.
24
25. Acquisition channels from start to early
September
25
We are identifying low CAC and repeatable strategies to acquire new customers.
We will iterate on those, identify new ones and double down on the winners.
Organic growth Marketing
Most of our leads
Customer word of mouth
No Sales (lead generation or SDRs):
interactions on Intercom or email only
Content through our blog
Product integration with PayFit
Partnerships with incubators,
VCs, freelancers platforms...
Small test on facebook (€3k in total)
26. 26
A market with seasonality:
growth efforts in Sept. & Oct.
Online
Offline
Facebook & Linkedin ads campaign +
retargeting
First results were not super effective on online,
we need to iterate
Brand awareness campaign billboards
September-October:
Paris underground and Ile-de-France
RATP network.
Almost all companies with a legacy insurance contract
have to cancel it before October 31st for a new contract
starting on January 1st
Sales
Sales Strategy
Sales seem necessary for 20+ employees
companies and we are going to set-up a team
dedicated to those targets
27. Objectives (ARR) for France
27
Most of marketing cost occur for revenues arriving next year due to the fact that most
contracts start at January 1st next year
GRAPH
29. Insurance licence in less than 8 months
When it was considered as almost impossible or to take 2.5 years or more.
We built amazing knowledge internally about regulation and were open and proactive with the regulator
Customer Acquisition Cost = c. 0€ on the first 9 months
On the first six months of operations
Word-of-mouth and PRs
Lean and very efficient
We were only 8 when we got the license and went live
We grow the team only with A-players delivering huge impact
What makes us proud
29
30. We have been capital efficient
30
Less than €Xm
€Xm
Financing already won with BpiFrance nationwide R&D competition
(subsidy and 0-interest rate debt)
€Xm
In ARR booked in less than 12 months
€Xm
Excess cash position at end of 2017
Burnt since company creation in Feb. 2016.
with monthly burn rate of €Xk in September due to marketing (€Xk before)
31. A leading product and engineering team building insurance
Expertise in InsuranceTop-level Engineering and
Design team
A total of 40+ years of experience
in Insurance (AXA, Generali, ACPR)
Senior software engineers and designers
from Facebook, Withings, Mixpanel,
Blablacar, Square...
Serial entrepreneurs founders
CEO founded and exited with Expliseat
(world’s lightest aircraft seat).
CTO worked at Facebook, Instagram &
Twitter
31
32. Prior to Alan, Jean-Charles cofounded & exited from Expliseat,
which has revolutionized aircraft seating for economy class
through new breakthrough technologies, now flying on several
airlines all over the world.
He programs since he was 12 and sold his first website at 13.
Samuelian holds a MSc in Engineering from Ecole des Ponts
Paristech, a MBA from Collège des Ingénieurs and is a member of
the French Institute of Actuaries.
32
Jean-Charles Samuelian - CEO & co-founder
Charles Gorintin - CTO & co-founder
Charles is a French technologist with experience as a data science
leader at fast-growing social networks Facebook, Instagram, and
Twitter.
He has a background in financial engineering and machine
learning and loves using math and data to solve hard problems.
Gorintin holds:
- a Masters degree from Ecole des Ponts ParisTech in Mathematics
and Computer Science,
- a Masters degree from ENS Paris-Saclay in Machine Learning,
- a Masters of Financial Engineering from UC Berkeley - Haas
School of Business.
33. Our team (1/3)
Engineering
33
Antoine Lizée - Software Engineer
Daphné Popin - Software Engineer
Rob Zyskowski - Software Engineer
Olivier Sambourg - Software Engineer
Guillaume Genero - Software Engineer
Antoine is a tech leader with exp. both in software eng. and
complex healthcare projects involving machine learning.
UCSF - Science & Tech Lead
PhD on Modern Algorithms for Personalized Medicine in Complex
Disease (UCSF & Univ. Nantes)
Ecole Polytechnique & Imperial College graduate
With a long and successful exp. in web development, Daphné
was leading a team at BlaBlaCar for 2y prior to Alan.
Blablacar - Lead Engineer
Nurun - Software Engineer
Rob lead ambitious product and systems engineering
projects at Mixpanel before joining us where he has focused
on building a scalable frontend.
Mixpanel - Software Engineer
Grinnell College graduate
Olivier has a very solid experience in building entire technical
architectures and had been leading the development of a
critical ECB finance app for the past 5 years.
Banque de France - Tech Lead
Solucom - Software Architect
Telecom ParisTech graduate
Guillaume is a fast growing & learning engineer who built
solid and scalable software at Toucan Toco.
Toucan Toco - Software Engineer
Ecole Polytechnique graduate
James Whitbeck - Software Engineer
James is joining Alan in Sept. after 4 years at Square where
he led the anti-fraud engineering team.
Square - Engineering Lead
Ecole Polytechnique & Stanford University graduate
34. Insurance
34
Bertrand Robert - Lead Insurance Operations
Fabrice Staad - Lead Actuary & Insurance products
Paul Sauveplane - Lead Finance, Risk & Compliance
Bertrand is making insurance operations work at Alan and he is really good at it with 25y of experience in the industry.
Mercer (10y) - Deputy head of Health & Benefits Practice
AXA (15y) - VP eBusiness, + several roles in insurance and reinsurance ops
Université Paris Dauphine graduate
Fabrice has spent 10y working on welfare systems and in the insurance industry. He led the actuary activities for the
French Life business at Generali (€8bn premiums) before joining Alan to build all our insurance products & pilot them!
Generali - Head of Life Actuary
Ministry of Social Affairs - Vice Chief of Staff
Banque de France - ACPR - Insurance Supervisor
Ecole Polytechnique & Sciences Po Paris graduate
Paul makes sure that Alan is a sound insurance company and that we stay agile and work seamlessly in a highly regulated
environment. During 4 years he managed the supervision of one of the top 3 world's largest insurers.
Inspecteur des finances, French Ministry for the Economy and Finance
Banque de France - ACPR - Insurance Supervisor
Ecole Polytechnique (Corps des Mines), ENSAE & Sciences Po graduate
Our team (2/3)
35. Design & UX
35
Our team (3/3)
Edouard is our UX and design expert with more than 10y
experience building products and services. He was the first
design hire at Withings where he grew and led the UX / UI
team over more than 10 products.
Withings - Lead UX - UI Designer
Orange Vallée - Lead Interaction Designer
Growth
Kevin Aserraf - Growth
Kevin is our Growth Marketer and startup ecosystem
expert. He launched Start’inPost, the startup program of
the French Post.
La Poste - Startup program manager
Sciences Po Rennes & Centrale Paris graduate
Customer Support
Anna Debernardi - Customer Support
Anna spent more than 2y at Captain Train to delight its
users with great customer service and is now building
the best one in Insurance.
Trainline (Captain Train) - WoW Expert
Psychologist
Edouard Wautier - UX - UI Designer, Creative Director
Joining in next months (already signed)
Céline Bagault - Customer Support Trainline (Captain Train) - WoW Expert
for 3 years
Déborah Rippol - Talent Buffer - People Success Manager for 2
years
WeWork - Community City Lead
36. We are building very efficient
and transparent organisation tools
We spend a lot of time to build a solid and scalable internal organisation and we
share our methods on our blog.
Push product every week
Organised around Weekly Objectives with a very clear weekly update on how we achieved them
Transparency & responsibility
Very high level of transparency
No Product Manager: organisation focused on project-specific leads
We take decisions quickly and track them
Almost no meeting: all our knowledge is on GitHub
36
37. 2016: One of the largest seed round in France
€12M raised
with
and great business angels from Tech & Insurance among who:
37
Brent Hoberman Guillaume Sarkozy Franck Le Ouay Patrick Lucas Alex Lebrun
Last Minute,
Founders Forum
Ex CEO of Malakoff Méderic
one of the largest health
insurance in France
Criteo Gras Savoye
one of the largest
French broker
VirtuOz,
Wit.ai
39. Product roadmap for 2017
39
Prévoyance
shipped
Mobile
Apps
Referral
Program
Back office tools & customer service
Continuous updates
on health insurance
onboarding and journal
JUNE AUG SEPT. 2018OCT. NOV. DEC. JAN.
40. Better Underwriting through data
40
We are building an insurance to gather data in order to provide a
better and better service
We believe that we should not personnalise pricing because it
creates a misalignment between us and user to share all the data
We want to personalise interfaces in order to provide better
decision and prevention tools to our users
The result is more retention, more data, better health and loss ratio