The Affordable Care Act had a significant impact on North Carolina's uninsured population. It expanded insurance coverage to many residents, helping to increase access to healthcare. However, providing this coverage came at a large cost to healthcare organizations. Treating newly insured patients affected the organizations' finances and ability to control costs. The act also impacted patients, both positively and negatively. It improved access and quality of care for some, while potential increases in costs were a concern for others. The expansion of coverage presented ethical challenges for balancing organizational finances with patients' healthcare needs.