The document discusses rising assessment costs for the Golden Rain Foundation mutuals from 2002 to 2014. Total annual assessments have grown from $69 million to $101 million over this period. A major contributing factor is increased payroll costs for the Planned Community Management company, which have doubled from $26 million to $50 million. Several expensive and controversial construction projects are listed that contributed to rising costs, such as gate houses that cost nearly $1 million and $750,000. Issues are also raised about a lack of community input and poorly planned projects driven by inflated cost estimates.